Home > Mercantile Bank of Arkansas > Loan Charge- Offs and Recoveries

Mercantile Bank of Arkansas, Loan Charge- Offs and Recoveries

1999-12-31 (YTD Data)Rank
Total charge-offs$7,928,000244
Loans secured by real estate, total$486,000392
To non-U.S. addressees$08
Real estate loans in domestic offices$486,000390
Construction and land development$2,000573
Secured by farmland$0351
Total charge-offs secured by 1-4 family residential properties$91,000830
Secured by multifamily residential properties$0249
Secured by nonfarm nonresidential properties$393,000171
Real estate loans in foreign officesNANA
Loans to depository institutions$174,00017
To foreign banks$023
Loans to finance agricultural production and other loans to farmers$0203
Commercial and industrial loans$4,332,000132
Loans to individuals$2,882,000274
Credit card loan charge offs$03,493
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$2,882,000185
Loans to foreign governments and official institutions$010
Other loans$54,000157
Lease financing receivables$0289
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$2,012,000247
Loans secured by real estate, total$205,000340
To non-U.S. addressees$09
Real estate loans in domestic offices$205,000340
Construction and land development$13,000220
Secured by farmland$0418
Secured by 1-4 family residential properties - total recoveries$02,967
Secured by multifamily residential properties$0246
Secured by nonfarm nonresidential properties$192,000196
Real estate loans in foreign officesNANA
Loans to depository institutions$58,00011
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0208
Commercial and industrial loans$632,000198
Loans to individuals$1,094,000214
Credit card loan recoveries$02,561
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$1,094,000153
Loans to foreign governments and official institutions$011
Other loans$23,000151
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$5,916,000244
Loans secured by real estate, total$281,000459
To non-U.S. addressees$07
Real estate loans in domestic offices$281,000458
Construction and land development$-11,00010,070
Secured by farmland$0293
Secured by 1-4 family residential properties- net charge-offs$91,000703
Secured by multifamily residential properties$0211
Secured by nonfarm nonresidential properties$201,000201
Real estate loans in foreign officesNANA
Loans to depository institutions$116,00016
To foreign banks$022
Loans to finance agricultural production and other loans to farmers$0165
Commercial and industrial loans$3,700,000122
To non-U.S. addressees$035
Loans to individuals$1,788,000290
Credit card loan net charge offs$03,241
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,788,000189
Loans to foreign governments and official institutions$09
Other loans$31,000155
Lease financing receivables$0263
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1998-12-31 (YTD Data)Rank
Total charge-offs$4,005,000390
Loans secured by real estate, total$152,000975
To non-U.S. addressees$013
Real estate loans in domestic offices$152,000973
Construction and land development$40,000269
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$42,0001,422
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$70,000600
Real estate loans in foreign officesNANA
Loans to depository institutions$39,00017
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$798,000409
Loans to individuals$3,016,000288
Credit card loan charge offs$03,663
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$3,016,000175
Loans to foreign governments and official institutions$011
Other loans$0275
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,766,000284
Loans secured by real estate, total$49,000986
To non-U.S. addressees$010
Real estate loans in domestic offices$49,000986
Construction and land development$34,000182
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$15,0001,152
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutions$9,00016
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$376,000291
Loans to individuals$1,332,000204
Credit card loan recoveries$02,637
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$1,332,000138
Loans to foreign governments and official institutions$014
Other loans$0267
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$2,239,000440
Loans secured by real estate, total$103,000985
To non-U.S. addressees$012
Real estate loans in domestic offices$103,000983
Construction and land development$6,000457
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$27,0001,530
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$70,000457
Real estate loans in foreign officesNANA
Loans to depository institutions$30,00017
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$422,000596
To non-U.S. addressees$036
Loans to individuals$1,684,000330
Credit card loan net charge offs$03,434
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,684,000210
Loans to foreign governments and official institutions$010
Other loans$0249
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$3,812,000410
Loans secured by real estate, total$164,0001,063
To non-U.S. addressees$011
Real estate loans in domestic offices$164,0001,063
Construction and land development$53,000278
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$91,000952
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$20,0001,170
Real estate loans in foreign officesNANA
Loans to depository institutions$39,00016
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$11,000163
Commercial and industrial loans$502,000617
Loans to individuals$2,929,000310
Credit card loan charge offs$03,914
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$2,929,000196
Loans to foreign governments and official institutions$07
Other loans$167,000103
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$2,429,000228
Loans secured by real estate, total$168,000501
To non-U.S. addressees$012
Real estate loans in domestic offices$168,000501
Construction and land development$14,000268
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$63,000501
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$91,000388
Real estate loans in foreign officesNANA
Loans to depository institutions$8,00020
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$6,000166
Commercial and industrial loans$668,000199
Loans to individuals$1,498,000188
Credit card loan recoveries$02,736
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$1,498,000124
Loans to foreign governments and official institutions$027
Other loans$81,00098
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,383,000639
Loans secured by real estate, total$-4,0009,487
To non-U.S. addressees$010
Real estate loans in domestic offices$-4,0009,507
Construction and land development$39,000259
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$28,0001,606
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$-71,00010,698
Real estate loans in foreign officesNANA
Loans to depository institutions$31,00014
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$5,000125
Commercial and industrial loans$-166,00010,774
To non-U.S. addressees$021
Loans to individuals$1,431,000408
Credit card loan net charge offs$03,690
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,431,000267
Loans to foreign governments and official institutions$07
Other loans$86,000105
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$3,134,000543
Loans secured by real estate, total$354,000767
To non-U.S. addressees$010
Real estate loans in domestic offices$354,000767
Construction and land development$210,000159
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$30,0001,924
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$114,000685
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$012
Loans to finance agricultural production and other loans to farmers$0223
Commercial and industrial loans$416,000765
Loans to individuals$2,364,000376
Credit card loan charge offs$04,125
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$2,364,000244
Loans to foreign governments and official institutions$011
Other loans$0308
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$977,000497
Loans secured by real estate, total$15,0002,267
To non-U.S. addressees$08
Real estate loans in domestic offices$15,0002,267
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$10,0001,686
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$5,0001,427
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0231
Commercial and industrial loans$194,000641
Loans to individuals$768,000319
Credit card loan recoveries$02,751
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$768,000232
Loans to foreign governments and official institutions$032
Other loans$0331
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$2,157,000544
Loans secured by real estate, total$339,000617
To non-U.S. addressees$07
Real estate loans in domestic offices$339,000616
Construction and land development$210,000134
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$20,0001,935
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$109,000529
Real estate loans in foreign officesNANA
Loans to depository institutions$020
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0178
Commercial and industrial loans$222,000996
To non-U.S. addressees$022
Loans to individuals$1,596,000396
Credit card loan net charge offs$03,910
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,596,000254
Loans to foreign governments and official institutions$05
Other loans$0263
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$1,547,000852
Loans secured by real estate, total$05,487
To non-U.S. addressees$015
Real estate loans in domestic offices$05,481
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$04,398
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0186
Commercial and industrial loans$528,000594
Loans to individuals$1,019,000549
Credit card loan charge offs$04,035
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,019,000385
Loans to foreign governments and official institutions$015
Other loans$0360
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$325,0001,024
Loans secured by real estate, total$05,162
To non-U.S. addressees$013
Real estate loans in domestic offices$05,149
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$03,910
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0227
Commercial and industrial loans$60,0001,697
Loans to individuals$265,000575
Credit card loan recoveries$02,795
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$265,000465
Loans to foreign governments and official institutions$030
Other loans$0383
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,222,000771
Loans secured by real estate, total$04,386
To non-U.S. addressees$012
Real estate loans in domestic offices$04,381
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$03,681
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$01,798
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$468,000458
To non-U.S. addressees$022
Loans to individuals$754,000528
Credit card loan net charge offs$03,773
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$754,000346
Loans to foreign governments and official institutions$011
Other loans$0309
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1994-12-31 (YTD Data)Rank
Total charge-offs$742,0001,376
Loans secured by real estate, total$4,0005,423
To non-U.S. addressees$013
Real estate loans in domestic offices$4,0005,422
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$4,0004,156
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0188
Commercial and industrial loans$438,000779
Loans to individuals$300,0001,015
Credit card loan charge offs$04,000
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$300,000794
Loans to foreign governments and official institutions$015
Other loans$0345
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$218,0001,576
Loans secured by real estate, total$1,0005,076
To non-U.S. addressees$012
Real estate loans in domestic offices$1,0005,072
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$1,0003,734
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutions$033
To foreign banks$021
Loans to finance agricultural production and other loans to farmers$0235
Commercial and industrial loans$148,000990
Loans to individuals$69,0001,446
Credit card loan recoveries$02,801
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$69,0001,292
Loans to foreign governments and official institutions$034
Other loans$0356
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$524,0001,337
Loans secured by real estate, total$3,0004,518
To non-U.S. addressees$09
Real estate loans in domestic offices$3,0004,520
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$3,0003,639
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$02,119
Real estate loans in foreign officesNANA
Loans to depository institutions$014
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$290,000739
To non-U.S. addressees$026
Loans to individuals$231,000905
Credit card loan net charge offs$03,705
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$231,000641
Loans to foreign governments and official institutions$09
Other loans$0276
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1993-12-31 (YTD Data)Rank
Total charge-offs$799,0001,654
Loans secured by real estate, total$20,0004,726
To non-U.S. addressees$019
Real estate loans in domestic offices$20,0004,725
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$20,0003,235
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$03,211
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0175
Commercial and industrial loans$487,0001,013
Loans to individuals$292,0001,149
Credit card loan charge offs$04,176
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$292,000892
Loans to foreign governments and official institutions$034
Other loans$0371
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$250,0001,543
Loans secured by real estate, total$1,0005,487
To non-U.S. addressees$016
Real estate loans in domestic offices$1,0005,485
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$1,0004,016
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$026
Loans to finance agricultural production and other loans to farmers$0220
Commercial and industrial loans$135,0001,190
Loans to individuals$114,0001,082
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$114,000935
Loans to foreign governments and official institutions$038
Other loans$0355
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$549,0001,673
Loans secured by real estate, total$19,0004,027
To non-U.S. addressees$018
Real estate loans in domestic offices$19,0004,025
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$19,0002,826
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$02,799
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0121
Commercial and industrial loans$352,000997
To non-U.S. addressees$036
Loans to individuals$178,0001,225
Credit card loan net charge offs$03,895
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$178,000902
Loans to foreign governments and official institutions$028
Other loans$0299
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1992-12-31 (YTD Data)Rank
Total charge-offs$1,549,0001,348
Loans secured by real estate, total$271,0001,826
To non-U.S. addressees$017
Real estate loans in domestic offices$271,0001,826
Construction and land development$271,000533
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$06,523
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$03,945
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$1,018,000771
Loans to individuals$260,0001,545
Credit card loan charge offs$04,333
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$260,0001,273
Loans to foreign governments and official institutions$043
Other loans$0387
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$354,0001,202
Loans secured by real estate, total$06,234
To non-U.S. addressees$07
Real estate loans in domestic offices$06,207
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutions$052
To foreign banks$028
Loans to finance agricultural production and other loans to farmers$0217
Commercial and industrial loans$257,000691
Loans to individuals$97,0001,297
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$97,0001,135
Loans to foreign governments and official institutions$047
Other loans$0349
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,195,0001,398
Loans secured by real estate, total$271,0001,648
To non-U.S. addressees$017
Real estate loans in domestic offices$271,0001,648
Construction and land development$271,000501
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$05,775
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$03,618
Real estate loans in foreign officesNANA
Loans to depository institutions$036
To foreign banks$015
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$761,000825
To non-U.S. addressees$050
Loans to individuals$163,0001,697
Credit card loan net charge offs$04,099
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$163,0001,376
Loans to foreign governments and official institutions$037
Other loans$0326
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.