Home > Mercantile Bank of Arkansas > Income and Expense
Mercantile Bank of Arkansas, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $127,259,000 | 340 |
| Total interest expense | $58,127,000 | 344 |
| Net interest income | $69,132,000 | 323 |
| Provision for loan and lease losses | $6,537,000 | 256 |
| Total noninterest income | $15,651,000 | 468 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $10,926,000 | 169 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $4,725,000 | 675 |
| Total noninterest expense | $44,629,000 | 399 |
| Salaries and employee benefits | $18,994,000 | 404 |
| Premises and equipment expense | $6,255,000 | 377 |
| Additional noninterest expense | $19,380,000 | 370 |
| Pre-tax net operating income | $33,617,000 | 332 |
| Securities gains (losses) | $-8,321,000 | 10,205 |
| Applicable income taxes | $10,431,000 | 361 |
| Income before extraordinary items | $14,865,000 | 452 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $14,865,000 | 451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,916,000 | 244 |
| Cash dividends | $46,000,000 | 151 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $20,190,440 | 357 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $116,591,000 | 345 |
| Total interest expense | $55,301,000 | 359 |
| Net interest income | $61,290,000 | 347 |
| Provision for loan and lease losses | $2,320,000 | 523 |
| Total noninterest income | $13,730,000 | 492 |
| Gross Fiduciary activities income | $455,000 | 671 |
| Service charges on deposit accounts | $10,000,000 | 174 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $3,275,000 | 856 |
| Total noninterest expense | $43,756,000 | 394 |
| Salaries and employee benefits | $19,986,000 | 372 |
| Premises and equipment expense | $5,682,000 | 401 |
| Additional noninterest expense | $18,088,000 | 379 |
| Pre-tax net operating income | $28,944,000 | 335 |
| Securities gains (losses) | $1,291,000 | 321 |
| Applicable income taxes | $9,711,000 | 349 |
| Income before extraordinary items | $20,524,000 | 325 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $20,524,000 | 326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,239,000 | 440 |
| Cash dividends | $8,000,000 | 451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $19,646,120 | 324 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $94,506,000 | 424 |
| Total interest expense | $44,700,000 | 431 |
| Net interest income | $49,806,000 | 410 |
| Provision for loan and lease losses | $2,762,000 | 457 |
| Total noninterest income | $11,071,000 | 530 |
| Gross Fiduciary activities income | $786,000 | 537 |
| Service charges on deposit accounts | $8,069,000 | 196 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,216,000 | 1,022 |
| Total noninterest expense | $36,601,000 | 428 |
| Salaries and employee benefits | $17,338,000 | 406 |
| Premises and equipment expense | $5,168,000 | 428 |
| Additional noninterest expense | $14,095,000 | 434 |
| Pre-tax net operating income | $21,514,000 | 431 |
| Securities gains (losses) | $146,000 | 830 |
| Applicable income taxes | $6,753,000 | 489 |
| Income before extraordinary items | $14,907,000 | 432 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $14,907,000 | 433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,383,000 | 639 |
| Cash dividends | $15,000,000 | 281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $14,806,260 | 416 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $99,573,000 | 437 |
| Total interest expense | $49,671,000 | 424 |
| Net interest income | $49,902,000 | 439 |
| Provision for loan and lease losses | $2,094,000 | 595 |
| Total noninterest income | $12,554,000 | 513 |
| Gross Fiduciary activities income | $779,000 | 581 |
| Service charges on deposit accounts | $8,116,000 | 231 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $3,659,000 | 787 |
| Total noninterest expense | $37,566,000 | 480 |
| Salaries and employee benefits | $15,791,000 | 457 |
| Premises and equipment expense | $7,157,000 | 360 |
| Additional noninterest expense | $14,618,000 | 509 |
| Pre-tax net operating income | $22,796,000 | 423 |
| Securities gains (losses) | $-1,885,000 | 11,424 |
| Applicable income taxes | $7,971,000 | 417 |
| Income before extraordinary items | $12,940,000 | 470 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $12,940,000 | 471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,157,000 | 544 |
| Cash dividends | $21,052,000 | 266 |
| Sale, conversion, retirement of capital stock, net | $-9,500,000 | 11,450 |
| Net operating income | $14,146,400 | 439 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $71,936,000 | 582 |
| Total interest expense | $38,752,000 | 533 |
| Net interest income | $33,184,000 | 617 |
| Provision for loan and lease losses | $541,000 | 1,475 |
| Total noninterest income | $9,268,000 | 630 |
| Gross Fiduciary activities income | $780,000 | 600 |
| Service charges on deposit accounts | $5,514,000 | 311 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,974,000 | 895 |
| Total noninterest expense | $27,077,000 | 626 |
| Salaries and employee benefits | $12,957,000 | 551 |
| Premises and equipment expense | $4,447,000 | 541 |
| Additional noninterest expense | $9,673,000 | 705 |
| Pre-tax net operating income | $14,834,000 | 606 |
| Securities gains (losses) | $587,000 | 315 |
| Applicable income taxes | $4,405,000 | 669 |
| Income before extraordinary items | $11,016,000 | 546 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $11,016,000 | 546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,222,000 | 771 |
| Cash dividends | $4,808,000 | 659 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $10,599,230 | 557 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $62,720,000 | 574 |
| Total interest expense | $28,714,000 | 545 |
| Net interest income | $34,006,000 | 605 |
| Provision for loan and lease losses | $2,665,000 | 470 |
| Total noninterest income | $9,335,000 | 619 |
| Gross Fiduciary activities income | $826,000 | 576 |
| Service charges on deposit accounts | $5,158,000 | 313 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $3,351,000 | 829 |
| Total noninterest expense | $28,289,000 | 617 |
| Salaries and employee benefits | $13,423,000 | 547 |
| Premises and equipment expense | $4,426,000 | 539 |
| Additional noninterest expense | $10,440,000 | 679 |
| Pre-tax net operating income | $12,387,000 | 662 |
| Securities gains (losses) | $895,000 | 179 |
| Applicable income taxes | $3,505,000 | 761 |
| Income before extraordinary items | $9,777,000 | 574 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $9,777,000 | 575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $524,000 | 1,337 |
| Cash dividends | $807,000 | 2,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $9,114,700 | 622 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $56,379,000 | 626 |
| Total interest expense | $23,976,000 | 615 |
| Net interest income | $32,403,000 | 625 |
| Provision for loan and lease losses | $816,000 | 1,494 |
| Total noninterest income | $8,025,000 | 704 |
| Gross Fiduciary activities income | $691,000 | 647 |
| Service charges on deposit accounts | $4,418,000 | 355 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,916,000 | 978 |
| Total noninterest expense | $25,416,000 | 701 |
| Salaries and employee benefits | $11,785,000 | 623 |
| Premises and equipment expense | $3,766,000 | 629 |
| Additional noninterest expense | $9,865,000 | 770 |
| Pre-tax net operating income | $14,196,000 | 530 |
| Securities gains (losses) | $1,380,000 | 421 |
| Applicable income taxes | $4,321,000 | 605 |
| Income before extraordinary items | $11,255,000 | 498 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $11,255,000 | 508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $549,000 | 1,673 |
| Cash dividends | $808,000 | 2,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $10,261,400 | 497 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $53,866,000 | 732 |
| Total interest expense | $24,660,000 | 762 |
| Net interest income | $29,206,000 | 687 |
| Provision for loan and lease losses | $1,536,000 | 1,379 |
| Total noninterest income | $6,487,000 | 811 |
| Gross Fiduciary activities income | $630,000 | 688 |
| Service charges on deposit accounts | $3,733,000 | 394 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,124,000 | 1,191 |
| Total noninterest expense | $23,300,000 | 748 |
| Salaries and employee benefits | $10,019,000 | 700 |
| Premises and equipment expense | $2,902,000 | 822 |
| Additional noninterest expense | $10,379,000 | 748 |
| Pre-tax net operating income | $10,857,000 | 591 |
| Securities gains (losses) | $1,958,000 | 416 |
| Applicable income taxes | $3,346,000 | 700 |
| Income before extraordinary items | $9,469,000 | 511 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $9,469,000 | 512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,195,000 | 1,398 |
| Cash dividends | $3,106,000 | 573 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $8,020,080 | 536 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.