Home > Mercantile Bank of Arkansas > Assets and Liabilities
Mercantile Bank of Arkansas, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 562 | 316 |
| Assets and Liabilities | ||
| Total Assets: | $1,648,416,000 | 365 |
| Cash and due from depository institutions | $45,748,000 | 316 |
| Interest-bearing balances | $76,000 | 5,146 |
| Securities | $486,667,000 | 288 |
| Federal funds sold & reverse repurchase agreements | $2,938,000 | 2,925 |
| Net loans & leases | $1,057,105,000 | 351 |
| Loan loss allowance | $17,096,000 | 329 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $34,733,000 | 228 |
| Other real estate owned | $1,244,000 | 316 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $19,981,000 | 594 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,648,416,000 | 365 |
| Total liabilities | $1,535,697,000 | 358 |
| Total deposits | $1,403,873,000 | 309 |
| Interest-bearing deposits | $1,203,774,000 | 312 |
| Deposits held in domestic offices | $1,403,873,000 | 304 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $102,511,000 | 338 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $22,445,000 | 1,243 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $6,868,000 | 765 |
| Total equity capital | $112,719,000 | 452 |
| Total bank equity capital | $112,719,000 | 452 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,853,000 | 611 |
| Surplus | $62,831,000 | 392 |
| Undivided profits | $44,035,000 | 577 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,164,000 | 327 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $752,000 | 205 |
| Income earned, not collected on loans | $5,660,000 | 405 |
| Earning assets | $1,546,786,000 | 357 |
| Long-term assets (5+ years) | $276,034,000 | 426 |
| Average Assets, year-to-date | $1,793,753,000 | 335 |
| Average Assets, quarterly | $1,726,720,000 | 348 |
| Volatile liabilities | $291,691,000 | 470 |
| Insider loans | $233,000 | 6,952 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $4,792,000 | 339 |
| Unused loan commitments | $228,023,000 | 431 |
| Tier 1 (core) risk-based capital | $117,542,000 | 418 |
| Tier 2 risk-based capital | $15,414,110 | 345 |
| Total risk weighted assets | $1,231,446,610 | 334 |
| Total unused commitments | $228,023,000 | 432 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 622 | 291 |
| Assets and Liabilities | ||
| Total Assets: | $1,839,885,000 | 318 |
| Cash and due from depository institutions | $34,327,000 | 291 |
| Interest-bearing balances | $151,000 | 4,528 |
| Securities | $557,198,000 | 260 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $1,183,822,000 | 312 |
| Loan loss allowance | $16,475,000 | 327 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $36,684,000 | 211 |
| Other real estate owned | $786,000 | 291 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $27,068,000 | 447 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,839,885,000 | 318 |
| Total liabilities | $1,679,856,000 | 323 |
| Total deposits | $1,502,117,000 | 282 |
| Interest-bearing deposits | $1,336,511,000 | 278 |
| Deposits held in domestic offices | $1,502,117,000 | 278 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $142,448,000 | 256 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $22,325,000 | 978 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $12,966,000 | 535 |
| Total equity capital | $160,029,000 | 332 |
| Total bank equity capital | $160,029,000 | 332 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $5,853,000 | 604 |
| Surplus | $62,831,000 | 375 |
| Undivided profits | $91,345,000 | 279 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,589,000 | 243 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,207,000 | 137 |
| Income earned, not collected on loans | $7,348,000 | 332 |
| Earning assets | $1,741,171,000 | 311 |
| Long-term assets (5+ years) | $248,731,000 | 397 |
| Average Assets, year-to-date | $1,616,923,200 | 336 |
| Average Assets, quarterly | $1,840,044,500 | 311 |
| Volatile liabilities | $306,662,000 | 400 |
| Insider loans | $1,855,000 | 2,236 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $13,372,000 | 300 |
| Unused loan commitments | $181,463,000 | 472 |
| Tier 1 (core) risk-based capital | $157,159,000 | 308 |
| Tier 2 risk-based capital | $16,011,180 | 324 |
| Total risk weighted assets | $1,280,430,180 | 306 |
| Total unused commitments | $181,463,000 | 474 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 525 | 339 |
| Assets and Liabilities | ||
| Total Assets: | $1,270,779,000 | 431 |
| Cash and due from depository institutions | $27,057,000 | 339 |
| Interest-bearing balances | $6,000 | 6,314 |
| Securities | $418,035,000 | 342 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,692 |
| Net loans & leases | $779,696,000 | 446 |
| Loan loss allowance | $11,195,000 | 451 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $26,281,000 | 283 |
| Other real estate owned | $290,000 | 339 |
| Goodwill and other intangibles | $208,000 | 2,253 |
| All other assets | $14,212,000 | 658 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,270,779,000 | 431 |
| Total liabilities | $1,170,435,000 | 422 |
| Total deposits | $1,099,040,000 | 366 |
| Interest-bearing deposits | $939,407,000 | 379 |
| Deposits held in domestic offices | $1,099,040,000 | 360 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $65,563,000 | 428 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $59,000 | 4,893 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $5,773,000 | 898 |
| Total equity capital | $100,344,000 | 495 |
| Total bank equity capital | $100,344,000 | 495 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $5,853,000 | 614 |
| Surplus | $16,633,000 | 1,008 |
| Undivided profits | $77,858,000 | 330 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,509,000 | 469 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $607,000 | 228 |
| Income earned, not collected on loans | $4,746,000 | 488 |
| Earning assets | $1,202,737,000 | 413 |
| Long-term assets (5+ years) | $141,226,000 | 559 |
| Average Assets, year-to-date | $1,303,266,600 | 403 |
| Average Assets, quarterly | $1,285,994,500 | 423 |
| Volatile liabilities | $228,013,000 | 488 |
| Insider loans | $1,773,000 | 2,287 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $12,879,000 | 206 |
| Unused loan commitments | $113,992,000 | 589 |
| Tier 1 (core) risk-based capital | $98,576,000 | 459 |
| Tier 2 risk-based capital | $10,645,800 | 408 |
| Total risk weighted assets | $851,114,400 | 423 |
| Total unused commitments | $113,992,000 | 591 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 522 | 374 |
| Assets and Liabilities | ||
| Total Assets: | $1,326,932,000 | 447 |
| Cash and due from depository institutions | $18,784,000 | 374 |
| Interest-bearing balances | $59,000 | 5,298 |
| Securities | $501,574,000 | 302 |
| Federal funds sold & reverse repurchase agreements | $30,000,000 | 437 |
| Net loans & leases | $733,762,000 | 492 |
| Loan loss allowance | $9,816,000 | 531 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $25,489,000 | 312 |
| Other real estate owned | $259,000 | 374 |
| Goodwill and other intangibles | $257,000 | 2,018 |
| All other assets | $16,807,000 | 617 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,326,932,000 | 447 |
| Total liabilities | $1,229,019,000 | 438 |
| Total deposits | $1,130,799,000 | 387 |
| Interest-bearing deposits | $987,333,000 | 383 |
| Deposits held in domestic offices | $1,130,799,000 | 381 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $82,314,000 | 407 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $9,970,000 | 1,352 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $5,936,000 | 871 |
| Total equity capital | $97,913,000 | 523 |
| Total bank equity capital | $97,913,000 | 523 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $5,853,000 | 655 |
| Surplus | $16,175,000 | 1,076 |
| Undivided profits | $75,885,000 | 347 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,319,000 | 581 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $962,000 | 138 |
| Income earned, not collected on loans | $5,003,000 | 490 |
| Earning assets | $1,265,395,000 | 428 |
| Long-term assets (5+ years) | $391,268,000 | 256 |
| Average Assets, year-to-date | $1,379,613,800 | 418 |
| Average Assets, quarterly | $1,352,133,500 | 432 |
| Volatile liabilities | $235,600,000 | 508 |
| Insider loans | $122,000 | 8,523 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $11,926,000 | 192 |
| Unused loan commitments | $154,721,000 | 500 |
| Tier 1 (core) risk-based capital | $98,300,000 | 486 |
| Tier 2 risk-based capital | $9,816,000 | 459 |
| Total risk weighted assets | $869,302,200 | 434 |
| Total unused commitments | $154,721,000 | 504 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 369 | 533 |
| Assets and Liabilities | ||
| Total Assets: | $1,020,730,000 | 579 |
| Cash and due from depository institutions | $57,338,000 | 533 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $407,422,000 | 385 |
| Federal funds sold & reverse repurchase agreements | $18,000,000 | 791 |
| Net loans & leases | $505,466,000 | 680 |
| Loan loss allowance | $6,975,000 | 719 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $18,751,000 | 428 |
| Other real estate owned | $288,000 | 533 |
| Goodwill and other intangibles | $306,000 | 1,811 |
| All other assets | $13,159,000 | 758 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,020,730,000 | 579 |
| Total liabilities | $939,620,000 | 573 |
| Total deposits | $872,167,000 | 517 |
| Interest-bearing deposits | $759,795,000 | 507 |
| Deposits held in domestic offices | $872,167,000 | 510 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $54,694,000 | 512 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $5,551,000 | 1,559 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $7,208,000 | 798 |
| Total equity capital | $81,110,000 | 626 |
| Total bank equity capital | $81,110,000 | 626 |
| Perpetual preferred stock | $9,500,000 | 41 |
| Common stock | $2,700,000 | 1,460 |
| Surplus | $4,000,000 | 3,420 |
| Undivided profits | $64,910,000 | 417 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,080,000 | 1,115 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $260,000 | 485 |
| Income earned, not collected on loans | $2,997,000 | 775 |
| Earning assets | $930,888,000 | 579 |
| Long-term assets (5+ years) | $349,842,000 | 276 |
| Average Assets, year-to-date | $1,028,405,400 | 547 |
| Average Assets, quarterly | $1,022,176,000 | 564 |
| Volatile liabilities | $202,116,000 | 550 |
| Insider loans | $4,137,000 | 1,080 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,840,000 | 622 |
| Unused loan commitments | $103,049,000 | 669 |
| Tier 1 (core) risk-based capital | $79,516,000 | 600 |
| Tier 2 risk-based capital | $6,975,000 | 593 |
| Total risk weighted assets | $668,776,400 | 538 |
| Total unused commitments | $103,049,000 | 672 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 450 | 470 |
| Assets and Liabilities | ||
| Total Assets: | $1,024,926,000 | 554 |
| Cash and due from depository institutions | $41,693,000 | 470 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $440,677,000 | 365 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $502,234,000 | 653 |
| Loan loss allowance | $7,656,000 | 677 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $19,412,000 | 401 |
| Other real estate owned | $58,000 | 470 |
| Goodwill and other intangibles | $355,000 | 1,629 |
| All other assets | $20,497,000 | 586 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,024,926,000 | 554 |
| Total liabilities | $960,182,000 | 543 |
| Total deposits | $844,033,000 | 516 |
| Interest-bearing deposits | $730,212,000 | 511 |
| Deposits held in domestic offices | $844,033,000 | 509 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $86,631,000 | 438 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $23,647,000 | 823 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $5,871,000 | 831 |
| Total equity capital | $64,744,000 | 689 |
| Total bank equity capital | $64,744,000 | 689 |
| Perpetual preferred stock | $9,500,000 | 47 |
| Common stock | $2,700,000 | 1,479 |
| Surplus | $4,000,000 | 3,310 |
| Undivided profits | $48,544,000 | 483 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,349,000 | 1,081 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $307,000 | 373 |
| Income earned, not collected on loans | $2,804,000 | 725 |
| Earning assets | $942,911,000 | 548 |
| Long-term assets (5+ years) | $364,574,000 | 258 |
| Average Assets, year-to-date | $946,429,600 | 572 |
| Average Assets, quarterly | $1,008,201,500 | 555 |
| Volatile liabilities | $251,728,000 | 477 |
| Insider loans | $13,147,000 | 340 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $625,000 | 750 |
| Unused loan commitments | $114,505,000 | 590 |
| Tier 1 (core) risk-based capital | $73,259,000 | 602 |
| Tier 2 risk-based capital | $7,656,000 | 541 |
| Total risk weighted assets | $680,073,000 | 509 |
| Total unused commitments | $114,505,000 | 592 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 440 | 510 |
| Assets and Liabilities | ||
| Total Assets: | $880,918,000 | 626 |
| Cash and due from depository institutions | $30,191,000 | 510 |
| Interest-bearing balances | $99,000 | 6,563 |
| Securities | $414,172,000 | 393 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 1,727 |
| Net loans & leases | $394,418,000 | 771 |
| Loan loss allowance | $5,515,000 | 913 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $18,929,000 | 417 |
| Other real estate owned | $1,757,000 | 510 |
| Goodwill and other intangibles | $404,000 | 1,476 |
| All other assets | $13,047,000 | 793 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $880,918,000 | 626 |
| Total liabilities | $816,274,000 | 625 |
| Total deposits | $777,166,000 | 572 |
| Interest-bearing deposits | $686,083,000 | 560 |
| Deposits held in domestic offices | $777,166,000 | 564 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,036,000 | 594 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,557,000 | 2,348 |
| Subordinated debt | $158,000 | 385 |
| All other liabilities | $5,357,000 | 902 |
| Total equity capital | $64,644,000 | 675 |
| Total bank equity capital | $64,644,000 | 675 |
| Perpetual preferred stock | $9,500,000 | 53 |
| Common stock | $2,700,000 | 1,485 |
| Surplus | $4,000,000 | 3,264 |
| Undivided profits | $48,444,000 | 471 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,259,000 | 1,333 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $240,000 | 520 |
| Income earned, not collected on loans | $2,045,000 | 849 |
| Earning assets | $816,689,000 | 621 |
| Long-term assets (5+ years) | $311,955,000 | 268 |
| Average Assets, year-to-date | $827,523,800 | 640 |
| Average Assets, quarterly | $858,464,500 | 639 |
| Volatile liabilities | $177,381,000 | 562 |
| Insider loans | $13,900,000 | 316 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $9,202,000 | 359 |
| Unused loan commitments | $77,262,000 | 726 |
| Tier 1 (core) risk-based capital | $64,240,000 | 649 |
| Tier 2 risk-based capital | $5,543,000 | 683 |
| Total risk weighted assets | $531,691,100 | 616 |
| Total unused commitments | $77,262,000 | 745 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 374 | 596 |
| Assets and Liabilities | ||
| Total Assets: | $780,887,000 | 706 |
| Cash and due from depository institutions | $34,883,000 | 596 |
| Interest-bearing balances | $2,874,000 | 2,157 |
| Securities | $390,045,000 | 403 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,970 |
| Net loans & leases | $320,747,000 | 937 |
| Loan loss allowance | $5,248,000 | 965 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $15,765,000 | 480 |
| Other real estate owned | $2,499,000 | 596 |
| Goodwill and other intangibles | $453,000 | 1,399 |
| All other assets | $12,495,000 | 862 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $780,887,000 | 706 |
| Total liabilities | $726,690,000 | 702 |
| Total deposits | $698,363,000 | 658 |
| Interest-bearing deposits | $612,496,000 | 656 |
| Deposits held in domestic offices | $698,363,000 | 650 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,941,000 | 665 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $672,000 | 2,893 |
| Subordinated debt | $175,000 | 439 |
| All other liabilities | $5,539,000 | 893 |
| Total equity capital | $54,197,000 | 754 |
| Total bank equity capital | $54,197,000 | 754 |
| Perpetual preferred stock | $9,500,000 | 51 |
| Common stock | $2,700,000 | 1,521 |
| Surplus | $4,000,000 | 3,152 |
| Undivided profits | $37,997,000 | 561 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,030,000 | 1,331 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,964,000 | 982 |
| Earning assets | $717,666,000 | 685 |
| Long-term assets (5+ years) | $278,394,000 | 292 |
| Average Assets, year-to-date | $732,877,000 | 733 |
| Average Assets, quarterly | $766,954,000 | 708 |
| Volatile liabilities | $146,536,000 | 585 |
| Insider loans | $93,000 | 5,904 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $4,617,000 | 368 |
| Unused loan commitments | $59,164,000 | 849 |
| Tier 1 (core) risk-based capital | $53,744,000 | 732 |
| Tier 2 risk-based capital | $5,307,200 | 721 |
| Total risk weighted assets | $439,228,000 | 738 |
| Total unused commitments | $59,164,000 | 866 |
| Derivatives | $0 | 651 |