Home > Mercantile Bank MidWest > Loan Charge- Offs and Recoveries

Mercantile Bank MidWest, Loan Charge- Offs and Recoveries

1999-12-31 (YTD Data)Rank
Total charge-offs$7,425,000258
Loans secured by real estate, total$2,229,000128
To non-U.S. addressees$08
Real estate loans in domestic offices$2,229,000128
Construction and land development$0611
Secured by farmland$0351
Total charge-offs secured by 1-4 family residential properties$848,000173
Secured by multifamily residential properties$0249
Secured by nonfarm nonresidential properties$1,381,00052
Real estate loans in foreign officesNANA
Loans to depository institutions$027
To foreign banks$023
Loans to finance agricultural production and other loans to farmers$1,473,00014
Commercial and industrial loans$1,529,000255
Loans to individuals$1,908,000329
Credit card loan charge offs$61,000706
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,847,000231
Loans to foreign governments and official institutions$010
Other loans$118,000124
Lease financing receivables$168,000110
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$2,777,000202
Loans secured by real estate, total$410,000222
To non-U.S. addressees$09
Real estate loans in domestic offices$410,000222
Construction and land development$0429
Secured by farmland$0418
Secured by 1-4 family residential properties - total recoveries$135,000240
Secured by multifamily residential properties$0246
Secured by nonfarm nonresidential properties$275,000155
Real estate loans in foreign officesNANA
Loans to depository institutions$024
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$177,00030
Commercial and industrial loans$906,000153
Loans to individuals$1,125,000212
Credit card loan recoveries$17,000590
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$1,108,000152
Loans to foreign governments and official institutions$011
Other loans$60,00098
Lease financing receivables$99,00086
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$4,648,000278
Loans secured by real estate, total$1,819,000114
To non-U.S. addressees$07
Real estate loans in domestic offices$1,819,000113
Construction and land development$0547
Secured by farmland$0293
Secured by 1-4 family residential properties- net charge-offs$713,000171
Secured by multifamily residential properties$0211
Secured by nonfarm nonresidential properties$1,106,00037
Real estate loans in foreign officesNANA
Loans to depository institutions$025
To foreign banks$022
Loans to finance agricultural production and other loans to farmers$1,296,00014
Commercial and industrial loans$623,000448
To non-U.S. addressees$035
Loans to individuals$783,000436
Credit card loan net charge offs$44,000747
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$739,000334
Loans to foreign governments and official institutions$09
Other loans$58,000127
Lease financing receivables$69,000132
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1998-12-31 (YTD Data)Rank
Total charge-offs$2,764,000479
Loans secured by real estate, total$420,000485
To non-U.S. addressees$013
Real estate loans in domestic offices$420,000481
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$109,000775
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$311,000248
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$185,00050
Commercial and industrial loans$879,000375
Loans to individuals$1,256,000438
Credit card loan charge offs$17,0001,591
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,239,000323
Loans to foreign governments and official institutions$011
Other loans$24,000203
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$572,000543
Loans secured by real estate, total$42,0001,067
To non-U.S. addressees$010
Real estate loans in domestic offices$42,0001,067
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$16,0001,114
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$26,000654
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$118,00033
Commercial and industrial loans$160,000586
Loans to individuals$197,000551
Credit card loan recoveries$13,000691
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$184,000462
Loans to foreign governments and official institutions$014
Other loans$9,000186
Lease financing receivables$46,00095
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$2,192,000446
Loans secured by real estate, total$378,000398
To non-U.S. addressees$012
Real estate loans in domestic offices$378,000396
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$93,000723
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$285,000194
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$67,00077
Commercial and industrial loans$719,000355
To non-U.S. addressees$036
Loans to individuals$1,059,000417
Credit card loan net charge offs$4,0002,431
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,055,000284
Loans to foreign governments and official institutions$010
Other loans$15,000197
Lease financing receivables$-46,0009,318
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$2,563,000528
Loans secured by real estate, total$17,0003,195
To non-U.S. addressees$011
Real estate loans in domestic offices$17,0003,195
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$17,0002,415
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$44,000103
Commercial and industrial loans$1,719,000195
Loans to individuals$484,000853
Credit card loan charge offs$131,000580
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$353,000856
Loans to foreign governments and official institutions$07
Other loans$23,000200
Lease financing receivables$276,00093
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$326,000906
Loans secured by real estate, total$38,0001,285
To non-U.S. addressees$012
Real estate loans in domestic offices$38,0001,285
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$15,0001,284
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$23,000772
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$41,00077
Commercial and industrial loans$87,0001,131
Loans to individuals$143,000736
Credit card loan recoveries$23,000526
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$120,000718
Loans to foreign governments and official institutions$027
Other loans$10,000193
Lease financing receivables$7,000190
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$2,237,000473
Loans secured by real estate, total$-21,00010,223
To non-U.S. addressees$010
Real estate loans in domestic offices$-21,00010,244
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$2,0003,221
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$-23,00010,485
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$3,000130
Commercial and industrial loans$1,632,000157
To non-U.S. addressees$021
Loans to individuals$341,000902
Credit card loan net charge offs$108,000579
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$233,000906
Loans to foreign governments and official institutions$07
Other loans$13,000184
Lease financing receivables$269,00089
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$995,0001,111
Loans secured by real estate, total$84,0001,698
To non-U.S. addressees$010
Real estate loans in domestic offices$84,0001,698
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$04,217
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$84,000793
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$012
Loans to finance agricultural production and other loans to farmers$83,00098
Commercial and industrial loans$251,0001,213
Loans to individuals$384,0001,046
Credit card loan charge offs$167,000571
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$217,0001,240
Loans to foreign governments and official institutions$011
Other loans$35,000214
Lease financing receivables$158,000126
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$541,000723
Loans secured by real estate, total$49,0001,258
To non-U.S. addressees$08
Real estate loans in domestic offices$49,0001,258
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$24,0001,065
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$25,000877
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$209,00027
Commercial and industrial loans$140,000833
Loans to individuals$129,000875
Credit card loan recoveries$32,000499
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$97,000927
Loans to foreign governments and official institutions$032
Other loans$11,000233
Lease financing receivables$3,000242
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$454,0001,541
Loans secured by real estate, total$35,0002,039
To non-U.S. addressees$07
Real estate loans in domestic offices$35,0002,038
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$-24,00011,172
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$59,000702
Real estate loans in foreign officesNANA
Loans to depository institutions$020
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$-126,0001,195
Commercial and industrial loans$111,0001,703
To non-U.S. addressees$022
Loans to individuals$255,0001,129
Credit card loan net charge offs$135,000574
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$120,0001,502
Loans to foreign governments and official institutions$05
Other loans$24,000193
Lease financing receivables$155,000106
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$193,0003,380
Loans secured by real estate, total$05,487
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,481
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$04,398
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$106,0002,254
Loans to individuals$87,0002,552
Credit card loan charge offs$37,0001,110
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$50,0003,170
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$63,0003,537
Loans secured by real estate, total$05,162
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,149
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$03,910
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$51,0001,947
Loans to individuals$12,0004,296
Credit card loan recoveries$2,0001,762
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$10,0004,412
Loans to foreign governments and official institutions$030
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$130,0003,217
Loans secured by real estate, total$04,386
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,381
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$03,681
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$01,798
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$55,0002,444
To non-U.S. addresseesNANA
Loans to individuals$75,0002,145
Credit card loan net charge offs$35,0001,021
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$40,0002,689
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$222,0003,207
Loans secured by real estate, total$06,101
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,096
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$04,860
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$94,0002,552
Loans to individuals$128,0001,882
Credit card loan charge offs$13,0001,787
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$115,0001,718
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$80,0003,375
Loans secured by real estate, total$05,649
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,631
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$04,282
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$52,0002,255
Loans to individuals$28,0002,777
Credit card loan recoveries$1,0002,143
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$27,0002,630
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$142,0003,073
Loans secured by real estate, total$04,935
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,935
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$04,088
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$02,119
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$42,0002,768
To non-U.S. addresseesNANA
Loans to individuals$100,0001,589
Credit card loan net charge offs$12,0001,627
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$88,0001,404
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$37,0008,537
Loans secured by real estate, total$07,166
To non-U.S. addresseesNANA
Real estate loans in domestic offices$07,160
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$05,721
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$03,211
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$21,0006,092
Loans to individuals$16,0006,647
Credit card loan charge offs$2,0003,391
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$14,0006,433
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$24,0006,865
Loans secured by real estate, total$06,091
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,082
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$04,624
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$24,0004,020
Loans to individuals$010,087
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$09,819
Loans to foreign governments and official institutions$038
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$13,0008,297
Loans secured by real estate, total$06,077
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,070
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$04,945
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$02,799
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-3,00010,630
To non-U.S. addresseesNANA
Loans to individuals$16,0005,137
Credit card loan net charge offs$2,0003,091
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$14,0004,831
Loans to foreign governments and official institutions$028
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$202,0005,097
Loans secured by real estate, total$08,179
To non-U.S. addresseesNANA
Real estate loans in domestic offices$08,166
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$06,523
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$03,945
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$158,0003,145
Loans to individuals$44,0004,939
Credit card loan charge offs$04,333
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$44,0004,516
Loans to foreign governments and official institutions$043
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$51,0005,096
Loans secured by real estate, total$06,234
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,207
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$33,0003,583
Loans to individuals$18,0004,087
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$18,0003,830
Loans to foreign governments and official institutions$047
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$151,0004,874
Loans secured by real estate, total$07,205
To non-U.S. addresseesNANA
Real estate loans in domestic offices$07,197
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$05,775
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$03,618
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$125,0002,952
To non-U.S. addresseesNANA
Loans to individuals$26,0005,077
Credit card loan net charge offs$04,099
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$26,0004,614
Loans to foreign governments and official institutions$037
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.