Home > Mercantile Bank MidWest > Assets and Liabilities
Mercantile Bank MidWest, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 970 | 198 |
| Assets and Liabilities | ||
| Total Assets: | $3,180,901,000 | 223 |
| Cash and due from depository institutions | $103,134,000 | 198 |
| Interest-bearing balances | $703,000 | 2,783 |
| Securities | $287,440,000 | 456 |
| Federal funds sold & reverse repurchase agreements | $314,458,000 | 73 |
| Net loans & leases | $2,334,054,000 | 196 |
| Loan loss allowance | $46,777,000 | 166 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $47,010,000 | 173 |
| Other real estate owned | $670,000 | 198 |
| Goodwill and other intangibles | $7,986,000 | 457 |
| All other assets | $86,149,000 | 232 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $3,180,901,000 | 223 |
| Total liabilities | $2,901,947,000 | 223 |
| Total deposits | $2,816,006,000 | 174 |
| Interest-bearing deposits | $2,516,189,000 | 169 |
| Deposits held in domestic offices | $2,816,006,000 | 170 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $38,449,000 | 580 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,766,000 | 1,924 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $36,726,000 | 276 |
| Total equity capital | $278,954,000 | 220 |
| Total bank equity capital | $278,954,000 | 220 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $9,379,000 | 361 |
| Surplus | $245,220,000 | 146 |
| Undivided profits | $24,355,000 | 1,030 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,754,000 | 209 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,851,000 | 97 |
| Income earned, not collected on loans | $19,841,000 | 163 |
| Earning assets | $2,936,655,000 | 220 |
| Long-term assets (5+ years) | $437,365,000 | 284 |
| Average Assets, year-to-date | $3,497,171,400 | 199 |
| Average Assets, quarterly | $3,282,220,000 | 221 |
| Volatile liabilities | $242,913,000 | 529 |
| Insider loans | $837,000 | 4,172 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $5,937,000 | 301 |
| Unused loan commitments | $582,214,000 | 253 |
| Tier 1 (core) risk-based capital | $273,636,000 | 212 |
| Tier 2 risk-based capital | $31,122,630 | 218 |
| Total risk weighted assets | $2,474,155,630 | 204 |
| Total unused commitments | $582,214,000 | 255 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 1,199 | 176 |
| Assets and Liabilities | ||
| Total Assets: | $3,773,087,000 | 194 |
| Cash and due from depository institutions | $147,856,000 | 176 |
| Interest-bearing balances | $11,001,000 | 562 |
| Securities | $584,355,000 | 250 |
| Federal funds sold & reverse repurchase agreements | $93,500,000 | 194 |
| Net loans & leases | $2,761,045,000 | 174 |
| Loan loss allowance | $48,933,000 | 163 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $54,930,000 | 161 |
| Other real estate owned | $477,000 | 176 |
| Goodwill and other intangibles | $9,713,000 | 380 |
| All other assets | $121,211,000 | 174 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $3,773,087,000 | 194 |
| Total liabilities | $3,492,853,000 | 192 |
| Total deposits | $3,298,457,000 | 155 |
| Interest-bearing deposits | $3,021,119,000 | 148 |
| Deposits held in domestic offices | $3,298,457,000 | 154 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $78,090,000 | 367 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $57,603,000 | 545 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $58,703,000 | 204 |
| Total equity capital | $280,234,000 | 218 |
| Total bank equity capital | $280,234,000 | 218 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $9,379,000 | 371 |
| Surplus | $245,220,000 | 141 |
| Undivided profits | $25,635,000 | 1,003 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,033,000 | 181 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $580,000 | 256 |
| Income earned, not collected on loans | $24,310,000 | 140 |
| Earning assets | $3,449,901,000 | 191 |
| Long-term assets (5+ years) | $523,231,000 | 223 |
| Average Assets, year-to-date | $2,049,307,200 | 279 |
| Average Assets, quarterly | $3,272,994,500 | 212 |
| Volatile liabilities | $313,928,000 | 392 |
| Insider loans | $276,000 | 6,600 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $41,904,000 | 151 |
| Unused loan commitments | $685,693,000 | 229 |
| Tier 1 (core) risk-based capital | $262,625,000 | 214 |
| Tier 2 risk-based capital | $34,702,990 | 205 |
| Total risk weighted assets | $2,762,009,490 | 179 |
| Total unused commitments | $685,693,000 | 229 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 464 | 380 |
| Assets and Liabilities | ||
| Total Assets: | $1,215,678,000 | 449 |
| Cash and due from depository institutions | $40,421,000 | 380 |
| Interest-bearing balances | $82,000 | 5,062 |
| Securities | $146,718,000 | 816 |
| Federal funds sold & reverse repurchase agreements | $62,030,000 | 245 |
| Net loans & leases | $921,254,000 | 385 |
| Loan loss allowance | $13,176,000 | 390 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $16,181,000 | 456 |
| Other real estate owned | $184,000 | 380 |
| Goodwill and other intangibles | $4,000,000 | 645 |
| All other assets | $24,890,000 | 444 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,215,678,000 | 449 |
| Total liabilities | $1,117,209,000 | 443 |
| Total deposits | $1,090,338,000 | 368 |
| Interest-bearing deposits | $962,115,000 | 366 |
| Deposits held in domestic offices | $1,090,338,000 | 362 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,766,000 | 1,919 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $9,127,000 | 1,461 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $14,978,000 | 493 |
| Total equity capital | $98,469,000 | 504 |
| Total bank equity capital | $98,469,000 | 504 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $9,079,000 | 393 |
| Surplus | $52,082,000 | 419 |
| Undivided profits | $37,308,000 | 671 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,133,000 | 581 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,903,000 | 59 |
| Income earned, not collected on loans | $10,423,000 | 264 |
| Earning assets | $1,130,084,000 | 441 |
| Long-term assets (5+ years) | $55,542,000 | 1,247 |
| Average Assets, year-to-date | $1,235,954,000 | 422 |
| Average Assets, quarterly | $1,240,060,500 | 437 |
| Volatile liabilities | $106,896,000 | 804 |
| Insider loans | $8,000 | 9,652 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $9,262,000 | 242 |
| Unused loan commitments | $263,639,000 | 351 |
| Tier 1 (core) risk-based capital | $93,947,000 | 479 |
| Tier 2 risk-based capital | $11,150,490 | 392 |
| Total risk weighted assets | $890,013,490 | 399 |
| Total unused commitments | $263,639,000 | 352 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 464 | 413 |
| Assets and Liabilities | ||
| Total Assets: | $1,220,160,000 | 480 |
| Cash and due from depository institutions | $64,937,000 | 413 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $208,427,000 | 617 |
| Federal funds sold & reverse repurchase agreements | $34,535,000 | 391 |
| Net loans & leases | $866,000,000 | 433 |
| Loan loss allowance | $17,413,000 | 352 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $17,310,000 | 446 |
| Other real estate owned | $542,000 | 413 |
| Goodwill and other intangibles | $4,341,000 | 588 |
| All other assets | $24,068,000 | 485 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,220,160,000 | 480 |
| Total liabilities | $1,124,235,000 | 478 |
| Total deposits | $1,094,405,000 | 401 |
| Interest-bearing deposits | $950,498,000 | 395 |
| Deposits held in domestic offices | $1,094,405,000 | 394 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,148,000 | 1,927 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $14,954,000 | 1,075 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $11,728,000 | 574 |
| Total equity capital | $95,925,000 | 531 |
| Total bank equity capital | $95,925,000 | 531 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $9,079,000 | 417 |
| Surplus | $52,245,000 | 420 |
| Undivided profits | $34,601,000 | 737 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,983,000 | 1,110 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $10,206,000 | 284 |
| Earning assets | $1,108,962,000 | 479 |
| Long-term assets (5+ years) | $116,108,000 | 640 |
| Average Assets, year-to-date | $1,223,611,200 | 461 |
| Average Assets, quarterly | $1,219,782,500 | 475 |
| Volatile liabilities | $102,378,000 | 858 |
| Insider loans | $12,000 | 10,067 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $6,031,000 | 300 |
| Unused loan commitments | $306,395,000 | 350 |
| Tier 1 (core) risk-based capital | $91,323,000 | 516 |
| Tier 2 risk-based capital | $11,200,670 | 423 |
| Total risk weighted assets | $889,841,270 | 427 |
| Total unused commitments | $306,395,000 | 353 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 136 | 1,392 |
| Assets and Liabilities | ||
| Total Assets: | $277,144,000 | 1,692 |
| Cash and due from depository institutions | $13,484,000 | 1,392 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $29,395,000 | 4,134 |
| Federal funds sold & reverse repurchase agreements | $4,990,000 | 2,916 |
| Net loans & leases | $215,277,000 | 1,371 |
| Loan loss allowance | $3,093,000 | 1,332 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $7,844,000 | 962 |
| Other real estate owned | $0 | 1,392 |
| Goodwill and other intangibles | $1,984,000 | 869 |
| All other assets | $4,170,000 | 1,891 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $277,144,000 | 1,692 |
| Total liabilities | $254,766,000 | 1,679 |
| Total deposits | $243,657,000 | 1,599 |
| Interest-bearing deposits | $198,584,000 | 1,710 |
| Deposits held in domestic offices | $243,657,000 | 1,587 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $350,000 | 3,252 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $7,801,000 | 1,344 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,958,000 | 1,550 |
| Total equity capital | $22,378,000 | 2,012 |
| Total bank equity capital | $22,378,000 | 2,012 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,679,000 | 2,397 |
| Surplus | $13,321,000 | 1,268 |
| Undivided profits | $7,378,000 | 3,335 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,445,000 | 1,954 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,342,000 | 1,682 |
| Earning assets | $249,662,000 | 1,727 |
| Long-term assets (5+ years) | $17,935,000 | 2,702 |
| Average Assets, year-to-date | $269,553,600 | 1,681 |
| Average Assets, quarterly | $274,366,500 | 1,702 |
| Volatile liabilities | $27,977,000 | 1,982 |
| Insider loans | $10,794,000 | 427 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $97,986,000 | 690 |
| Tier 1 (core) risk-based capital | $20,220,000 | 2,117 |
| Tier 2 risk-based capital | $2,486,780 | 1,304 |
| Total risk weighted assets | $198,336,380 | 1,445 |
| Total unused commitments | $97,986,000 | 694 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 140 | 1,412 |
| Assets and Liabilities | ||
| Total Assets: | $264,114,000 | 1,742 |
| Cash and due from depository institutions | $19,650,000 | 1,412 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $27,587,000 | 4,584 |
| Federal funds sold & reverse repurchase agreements | $60,000 | 8,230 |
| Net loans & leases | $202,480,000 | 1,390 |
| Loan loss allowance | $2,644,000 | 1,562 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $7,302,000 | 1,003 |
| Other real estate owned | $0 | 1,412 |
| Goodwill and other intangibles | $2,196,000 | 748 |
| All other assets | $4,839,000 | 1,733 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $264,114,000 | 1,742 |
| Total liabilities | $245,227,000 | 1,718 |
| Total deposits | $237,373,000 | 1,598 |
| Interest-bearing deposits | $176,049,000 | 1,879 |
| Deposits held in domestic offices | $237,373,000 | 1,588 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,887,000 | 1,627 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,967,000 | 1,824 |
| Total equity capital | $18,887,000 | 2,183 |
| Total bank equity capital | $18,887,000 | 2,183 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,679,000 | 2,462 |
| Surplus | $10,096,000 | 1,509 |
| Undivided profits | $7,112,000 | 3,211 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $687,000 | 3,476 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $986,000 | 2,018 |
| Earning assets | $230,127,000 | 1,823 |
| Long-term assets (5+ years) | $14,883,000 | 3,194 |
| Average Assets, year-to-date | $243,081,400 | 1,838 |
| Average Assets, quarterly | $260,324,000 | 1,756 |
| Volatile liabilities | $18,458,000 | 2,697 |
| Insider loans | $8,089,000 | 543 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $91,258,000 | 675 |
| Tier 1 (core) risk-based capital | $16,985,000 | 2,416 |
| Tier 2 risk-based capital | $2,366,750 | 1,364 |
| Total risk weighted assets | $189,062,450 | 1,474 |
| Total unused commitments | $91,258,000 | 682 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 125 | 1,671 |
| Assets and Liabilities | ||
| Total Assets: | $221,171,000 | 2,111 |
| Cash and due from depository institutions | $13,306,000 | 1,671 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $34,483,000 | 3,966 |
| Federal funds sold & reverse repurchase agreements | $2,380,000 | 5,178 |
| Net loans & leases | $159,757,000 | 1,717 |
| Loan loss allowance | $2,670,000 | 1,627 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $6,519,000 | 1,112 |
| Other real estate owned | $21,000 | 1,671 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $4,705,000 | 1,661 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $221,171,000 | 2,111 |
| Total liabilities | $203,920,000 | 2,088 |
| Total deposits | $199,109,000 | 1,993 |
| Interest-bearing deposits | $158,201,000 | 2,182 |
| Deposits held in domestic offices | $199,109,000 | 1,982 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $975,000 | 2,822 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,381,000 | 2,444 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,455,000 | 1,546 |
| Total equity capital | $17,251,000 | 2,341 |
| Total bank equity capital | $17,251,000 | 2,341 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,679,000 | 2,500 |
| Surplus | $8,321,000 | 1,730 |
| Undivided profits | $7,251,000 | 3,216 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $206,000 | 7,464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $641,000 | 2,811 |
| Earning assets | $196,620,000 | 2,185 |
| Long-term assets (5+ years) | $22,360,000 | 2,423 |
| Average Assets, year-to-date | $210,212,600 | 2,147 |
| Average Assets, quarterly | $218,307,000 | 2,110 |
| Volatile liabilities | $12,401,000 | 3,495 |
| Insider loans | $7,331,000 | 580 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $62,629,000 | 838 |
| Tier 1 (core) risk-based capital | $17,251,000 | 2,279 |
| Tier 2 risk-based capital | $1,887,190 | 1,662 |
| Total risk weighted assets | $150,192,390 | 1,828 |
| Total unused commitments | $62,629,000 | 854 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 132 | 1,641 |
| Assets and Liabilities | ||
| Total Assets: | $205,165,000 | 2,311 |
| Cash and due from depository institutions | $13,531,000 | 1,641 |
| Interest-bearing balances | $750,000 | 4,305 |
| Securities | $34,630,000 | 3,939 |
| Federal funds sold & reverse repurchase agreements | $4,930,000 | 3,326 |
| Net loans & leases | $141,277,000 | 1,977 |
| Loan loss allowance | $2,345,000 | 1,857 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $6,053,000 | 1,193 |
| Other real estate owned | $335,000 | 1,641 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $4,409,000 | 1,824 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $205,165,000 | 2,311 |
| Total liabilities | $189,941,000 | 2,285 |
| Total deposits | $185,904,000 | 2,217 |
| Interest-bearing deposits | $148,229,000 | 2,441 |
| Deposits held in domestic offices | $185,904,000 | 2,207 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,095,000 | 2,491 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $19,000 | 4,860 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,923,000 | 1,403 |
| Total equity capital | $15,224,000 | 2,525 |
| Total bank equity capital | $15,224,000 | 2,525 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,679,000 | 2,599 |
| Surplus | $7,349,000 | 1,872 |
| Undivided profits | $6,196,000 | 3,508 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $347,000 | 6,788 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $715,000 | 2,777 |
| Earning assets | $181,587,000 | 2,371 |
| Long-term assets (5+ years) | $17,046,000 | 2,931 |
| Average Assets, year-to-date | $193,563,800 | 2,382 |
| Average Assets, quarterly | $203,562,000 | 2,305 |
| Volatile liabilities | $7,954,000 | 4,837 |
| Insider loans | $563,000 | 1,593 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $65,899,000 | 787 |
| Tier 1 (core) risk-based capital | $15,224,000 | 2,462 |
| Tier 2 risk-based capital | $1,726,790 | 1,829 |
| Total risk weighted assets | $137,525,290 | 2,032 |
| Total unused commitments | $65,899,000 | 800 |
| Derivatives | $0 | 651 |