Home > Mercantile Bank, FSB > Loan Charge- Offs and Recoveries
Mercantile Bank, FSB, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,418,000 | 893 |
| Loans secured by real estate, total | $99,000 | 1,561 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $99,000 | 1,561 |
| Construction and land development | $60,000 | 295 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $23,000 | 2,173 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $16,000 | 1,402 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,405 |
| Loans to individuals | $1,319,000 | 521 |
| Credit card loan charge offs | $1,202,000 | 268 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $117,000 | 1,983 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $104,000 | 2,374 |
| Loans secured by real estate, total | $30,000 | 1,632 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $30,000 | 1,632 |
| Construction and land development | $0 | 613 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $0 | 3,594 |
| Secured by multifamily residential properties | $30,000 | 180 |
| Secured by nonfarm nonresidential properties | $0 | 1,954 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,068 |
| Loans to individuals | $74,000 | 1,280 |
| Credit card loan recoveries | $66,000 | 372 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $8,000 | 4,690 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,314,000 | 758 |
| Loans secured by real estate, total | $69,000 | 1,493 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $69,000 | 1,492 |
| Construction and land development | $60,000 | 249 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $23,000 | 1,819 |
| Secured by multifamily residential properties | $-30,000 | 11,362 |
| Secured by nonfarm nonresidential properties | $16,000 | 1,116 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,817 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,245,000 | 450 |
| Credit card loan net charge offs | $1,136,000 | 261 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $109,000 | 1,596 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,354,000 | 930 |
| Loans secured by real estate, total | $1,325,000 | 397 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,325,000 | 395 |
| Construction and land development | $0 | 883 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $14,000 | 2,780 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $1,311,000 | 202 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,579 |
| Loans to individuals | $29,000 | 4,745 |
| Credit card loan charge offs | $0 | 4,035 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $29,000 | 4,280 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $29,000 | 5,385 |
| Loans secured by real estate, total | $0 | 5,162 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 5,149 |
| Construction and land development | $0 | 688 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $0 | 3,910 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,599 |
| Loans to individuals | $29,000 | 2,557 |
| Credit card loan recoveries | $0 | 2,795 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $29,000 | 2,349 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,325,000 | 735 |
| Loans secured by real estate, total | $1,325,000 | 310 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,325,000 | 309 |
| Construction and land development | $0 | 772 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $14,000 | 2,330 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $1,311,000 | 158 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,683 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $0 | 8,408 |
| Credit card loan net charge offs | $0 | 3,773 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $0 | 7,848 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $92,000 | 5,351 |
| Loans secured by real estate, total | $8,000 | 4,899 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $8,000 | 4,899 |
| Construction and land development | $0 | 994 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $8,000 | 3,622 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,969 |
| Loans to individuals | $84,000 | 2,500 |
| Credit card loan charge offs | $0 | 4,000 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $84,000 | 2,177 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $5,000 | 9,406 |
| Loans secured by real estate, total | $0 | 5,649 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 5,631 |
| Construction and land development | $0 | 797 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,282 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,252 |
| Loans to individuals | $5,000 | 6,495 |
| Credit card loan recoveries | $0 | 2,801 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $5,000 | 6,206 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $87,000 | 3,982 |
| Loans secured by real estate, total | $8,000 | 3,967 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $8,000 | 3,968 |
| Construction and land development | $0 | 849 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $8,000 | 3,017 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $0 | 2,119 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,704 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $79,000 | 1,871 |
| Credit card loan net charge offs | $0 | 3,705 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $79,000 | 1,516 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $85,000 | 6,378 |
| Loans secured by real estate, total | $30,000 | 4,108 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $30,000 | 4,107 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $30,000 | 2,674 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,929 |
| Loans to individuals | $55,000 | 3,691 |
| Credit card loan charge offs | $0 | 4,176 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $55,000 | 3,270 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $51,000 | 4,804 |
| Loans secured by real estate, total | $10,000 | 3,447 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $10,000 | 3,448 |
| Construction and land development | $3,000 | 753 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $7,000 | 2,509 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,809 |
| Loans to individuals | $41,000 | 2,272 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $41,000 | 2,071 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $34,000 | 6,815 |
| Loans secured by real estate, total | $20,000 | 3,961 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $20,000 | 3,960 |
| Construction and land development | $-3,000 | 12,878 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $23,000 | 2,596 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $0 | 2,799 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 6,774 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $14,000 | 5,411 |
| Credit card loan net charge offs | $0 | 3,895 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $14,000 | 4,831 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $166,000 | 5,677 |
| Loans secured by real estate, total | $99,000 | 3,049 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $99,000 | 3,049 |
| Construction and land development | $8,000 | 1,456 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $91,000 | 1,723 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 9,917 |
| Loans to individuals | $67,000 | 3,884 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $67,000 | 3,501 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $39,000 | 5,882 |
| Loans secured by real estate, total | $5,000 | 4,335 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $5,000 | 4,334 |
| Construction and land development | $3,000 | 834 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $2,000 | 3,676 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 9,301 |
| Loans to individuals | $34,000 | 2,759 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $34,000 | 2,524 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $127,000 | 5,287 |
| Loans secured by real estate, total | $94,000 | 2,782 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $94,000 | 2,782 |
| Construction and land development | $5,000 | 1,413 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $89,000 | 1,515 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $0 | 3,618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,199 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $33,000 | 4,605 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $33,000 | 4,128 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.