Home > Mercantile Bank > Assets and Liabilities
Mercantile Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 18 | 7,879 |
| Assets and Liabilities | ||
| Total Assets: | $38,485,000 | 8,315 |
| Cash and due from depository institutions | $1,473,000 | 7,879 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $8,116,000 | 8,582 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 4,112 |
| Net loans & leases | $25,188,000 | 7,618 |
| Loan loss allowance | $529,000 | 5,682 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $367,000 | 8,841 |
| Other real estate owned | $0 | 7,879 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $641,000 | 7,975 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,485,000 | 8,315 |
| Total liabilities | $34,455,000 | 8,290 |
| Total deposits | $34,077,000 | 8,172 |
| Interest-bearing deposits | $28,405,000 | 8,270 |
| Deposits held in domestic offices | $34,077,000 | 8,167 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $378,000 | 7,024 |
| Total equity capital | $4,030,000 | 8,159 |
| Total bank equity capital | $4,030,000 | 8,159 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,720,000 | 2,300 |
| Surplus | $1,596,000 | 6,283 |
| Undivided profits | $714,000 | 9,417 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $134,000 | 7,580 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $329,000 | 6,510 |
| Earning assets | $36,004,000 | 8,211 |
| Long-term assets (5+ years) | $2,109,000 | 7,723 |
| Average Assets, year-to-date | $37,874,000 | 8,231 |
| Average Assets, quarterly | $38,219,500 | 8,294 |
| Volatile liabilities | $700,000 | 10,819 |
| Insider loans | $1,245,000 | 3,079 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,452,000 | 8,179 |
| Tier 1 (core) risk-based capital | $4,017,000 | 8,075 |
| Tier 2 risk-based capital | $282,950 | 7,467 |
| Total risk weighted assets | $22,389,850 | 8,226 |
| Total unused commitments | $1,452,000 | 8,187 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 20 | 7,769 |
| Assets and Liabilities | ||
| Total Assets: | $38,177,000 | 8,589 |
| Cash and due from depository institutions | $1,170,000 | 7,769 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $9,098,000 | 8,599 |
| Federal funds sold & reverse repurchase agreements | $1,650,000 | 6,108 |
| Net loans & leases | $25,049,000 | 7,722 |
| Loan loss allowance | $513,000 | 5,938 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $465,000 | 8,485 |
| Other real estate owned | $0 | 7,769 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $745,000 | 7,602 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,177,000 | 8,589 |
| Total liabilities | $34,090,000 | 8,596 |
| Total deposits | $33,725,000 | 8,463 |
| Interest-bearing deposits | $28,479,000 | 8,516 |
| Deposits held in domestic offices | $33,725,000 | 8,459 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $365,000 | 7,535 |
| Total equity capital | $4,087,000 | 8,249 |
| Total bank equity capital | $4,087,000 | 8,249 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,720,000 | 2,359 |
| Surplus | $1,596,000 | 6,356 |
| Undivided profits | $771,000 | 9,741 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $420,000 | 5,537 |
| Earning assets | $35,797,000 | 8,461 |
| Long-term assets (5+ years) | $1,565,000 | 8,336 |
| Average Assets, year-to-date | $37,395,400 | 8,477 |
| Average Assets, quarterly | $37,555,000 | 8,602 |
| Volatile liabilities | $720,000 | 11,179 |
| Insider loans | $279,000 | 7,242 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,147,000 | 7,242 |
| Tier 1 (core) risk-based capital | $4,063,000 | 8,155 |
| Tier 2 risk-based capital | $290,720 | 7,463 |
| Total risk weighted assets | $23,035,420 | 8,236 |
| Total unused commitments | $2,147,000 | 7,258 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 19 | 8,329 |
| Assets and Liabilities | ||
| Total Assets: | $37,441,000 | 8,861 |
| Cash and due from depository institutions | $498,000 | 8,329 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $12,230,000 | 7,980 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 5,448 |
| Net loans & leases | $22,612,000 | 8,228 |
| Loan loss allowance | $495,000 | 6,236 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $490,000 | 8,554 |
| Other real estate owned | $0 | 8,329 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $611,000 | 8,829 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,441,000 | 8,861 |
| Total liabilities | $33,602,000 | 8,858 |
| Total deposits | $33,327,000 | 8,718 |
| Interest-bearing deposits | $29,258,000 | 8,548 |
| Deposits held in domestic offices | $33,327,000 | 8,712 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $275,000 | 7,694 |
| Total equity capital | $3,839,000 | 8,367 |
| Total bank equity capital | $3,839,000 | 8,367 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,720,000 | 2,420 |
| Surplus | $1,596,000 | 6,410 |
| Undivided profits | $523,000 | 10,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 11,529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $247,000 | 7,508 |
| Earning assets | $35,842,000 | 8,639 |
| Long-term assets (5+ years) | $2,759,000 | 7,579 |
| Average Assets, year-to-date | $37,764,800 | 8,715 |
| Average Assets, quarterly | $37,142,000 | 8,873 |
| Volatile liabilities | $725,000 | 11,521 |
| Insider loans | $368,000 | 6,588 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,009,000 | 6,345 |
| Tier 1 (core) risk-based capital | $3,839,000 | 8,475 |
| Tier 2 risk-based capital | $274,930 | 7,858 |
| Total risk weighted assets | $21,774,330 | 8,624 |
| Total unused commitments | $3,009,000 | 6,356 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 18 | 8,903 |
| Assets and Liabilities | ||
| Total Assets: | $38,199,000 | 9,077 |
| Cash and due from depository institutions | $1,234,000 | 8,903 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $11,024,000 | 8,698 |
| Federal funds sold & reverse repurchase agreements | $750,000 | 8,401 |
| Net loans & leases | $24,121,000 | 8,004 |
| Loan loss allowance | $454,000 | 6,798 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $530,000 | 8,525 |
| Other real estate owned | $0 | 8,903 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $540,000 | 8,996 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,199,000 | 9,077 |
| Total liabilities | $34,223,000 | 9,102 |
| Total deposits | $34,001,000 | 8,963 |
| Interest-bearing deposits | $29,325,000 | 8,913 |
| Deposits held in domestic offices | $34,001,000 | 8,957 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $222,000 | 8,805 |
| Total equity capital | $3,976,000 | 8,413 |
| Total bank equity capital | $3,976,000 | 8,413 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,720,000 | 2,461 |
| Surplus | $1,596,000 | 6,440 |
| Undivided profits | $660,000 | 10,391 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 11,953 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $240,000 | 7,207 |
| Earning assets | $35,895,000 | 8,916 |
| Long-term assets (5+ years) | $1,710,000 | 9,055 |
| Average Assets, year-to-date | $40,298,200 | 8,627 |
| Average Assets, quarterly | $38,441,500 | 8,986 |
| Volatile liabilities | $411,000 | 12,512 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,149,000 | 8,936 |
| Tier 1 (core) risk-based capital | $3,976,000 | 8,324 |
| Tier 2 risk-based capital | $289,140 | 7,762 |
| Total risk weighted assets | $22,966,040 | 8,542 |
| Total unused commitments | $1,149,000 | 8,960 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 19 | 8,886 |
| Assets and Liabilities | ||
| Total Assets: | $42,347,000 | 8,693 |
| Cash and due from depository institutions | $2,363,000 | 8,886 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $11,850,000 | 8,464 |
| Federal funds sold & reverse repurchase agreements | $4,400,000 | 3,663 |
| Net loans & leases | $22,764,000 | 8,332 |
| Loan loss allowance | $434,000 | 7,111 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $525,000 | 8,735 |
| Other real estate owned | $0 | 8,886 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $445,000 | 10,222 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,347,000 | 8,693 |
| Total liabilities | $39,051,000 | 8,619 |
| Total deposits | $38,767,000 | 8,498 |
| Interest-bearing deposits | $34,757,000 | 8,313 |
| Deposits held in domestic offices | $38,767,000 | 8,492 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $284,000 | 8,488 |
| Total equity capital | $3,296,000 | 9,262 |
| Total bank equity capital | $3,296,000 | 9,262 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,720,000 | 2,557 |
| Surplus | $1,596,000 | 6,383 |
| Undivided profits | $-20,000 | 12,667 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,000 | 12,355 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $244,000 | 7,651 |
| Earning assets | $39,014,000 | 8,637 |
| Long-term assets (5+ years) | $1,809,000 | 9,182 |
| Average Assets, year-to-date | $38,963,400 | 8,951 |
| Average Assets, quarterly | $40,302,000 | 8,889 |
| Volatile liabilities | $511,000 | 12,813 |
| Insider loans | $3,000 | 9,303 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $695,000 | 9,961 |
| Tier 1 (core) risk-based capital | $3,296,000 | 9,196 |
| Tier 2 risk-based capital | $288,050 | 7,814 |
| Total risk weighted assets | $22,898,150 | 8,700 |
| Total unused commitments | $695,000 | 9,987 |
| Derivatives | $0 | 651 |