Home > Mercantile Bank > Assets and Liabilities
Mercantile Bank, Assets and Liabilities
| 2001-12-31 | Rank | |
| # of Employees: | 195 | 829 |
| Assets and Liabilities | ||
| Total Assets: | $515,030,000 | 996 |
| Cash and due from depository institutions | $17,525,000 | 829 |
| Interest-bearing balances | $667,000 | 3,406 |
| Securities | $120,904,000 | 945 |
| Federal funds sold & reverse repurchase agreements | $12,920,000 | 1,141 |
| Net loans & leases | $330,157,000 | 1,004 |
| Loan loss allowance | $3,410,000 | 1,209 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $12,822,000 | 615 |
| Other real estate owned | $0 | 829 |
| Goodwill and other intangibles | $1,282,000 | 1,326 |
| All other assets | $19,420,000 | 730 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $515,030,000 | 996 |
| Total liabilities | $477,016,000 | 967 |
| Total deposits | $427,222,000 | 918 |
| Interest-bearing deposits | $335,646,000 | 1,017 |
| Deposits held in domestic offices | $427,222,000 | 917 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,600,000 | 629 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $20,000,000 | 1,402 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,194,000 | 1,863 |
| Total equity capital | $38,014,000 | 1,302 |
| Total bank equity capital | $38,014,000 | 1,302 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $6,190,000 | 533 |
| Surplus | $16,023,000 | 1,141 |
| Undivided profits | $15,801,000 | 1,810 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,910,000 | 623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,310,000 | 1,391 |
| Earning assets | $464,648,000 | 1,001 |
| Long-term assets (5+ years) | $118,993,000 | 827 |
| Average Assets, year-to-date | $485,392,000 | 994 |
| Average Assets, quarterly | $503,750,000 | 994 |
| Volatile liabilities | $86,252,000 | 1,123 |
| Insider loans | $7,827,000 | 578 |
| FHLB advances | $20,000,000 | 1,282 |
| Loans and leases held for sale | $1,416,000 | 1,049 |
| Unused loan commitments | $67,768,000 | 1,006 |
| Tier 1 (core) risk-based capital | $36,638,000 | 1,248 |
| Tier 2 risk-based capital | $3,410,000 | 1,137 |
| Total risk weighted assets | $362,373,000 | 953 |
| Total unused commitments | $67,768,000 | 1,010 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 188 | 839 |
| Assets and Liabilities | ||
| Total Assets: | $453,946,000 | 1,077 |
| Cash and due from depository institutions | $11,644,000 | 839 |
| Interest-bearing balances | $255,000 | 3,639 |
| Securities | $76,114,000 | 1,449 |
| Federal funds sold & reverse repurchase agreements | $17,201,000 | 703 |
| Net loans & leases | $317,006,000 | 1,009 |
| Loan loss allowance | $3,195,000 | 1,233 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $12,919,000 | 591 |
| Other real estate owned | $0 | 839 |
| Goodwill and other intangibles | $1,385,000 | 1,267 |
| All other assets | $17,677,000 | 650 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $453,946,000 | 1,077 |
| Total liabilities | $420,432,000 | 1,049 |
| Total deposits | $393,413,000 | 977 |
| Interest-bearing deposits | $320,272,000 | 1,033 |
| Deposits held in domestic offices | $393,413,000 | 975 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,984,000 | 875 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,024 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,035,000 | 2,038 |
| Total equity capital | $33,514,000 | 1,377 |
| Total bank equity capital | $33,514,000 | 1,377 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $6,190,000 | 531 |
| Surplus | $15,845,000 | 1,117 |
| Undivided profits | $11,479,000 | 2,320 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $47,000 | 7,564 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $19,000 | 1,223 |
| Income earned, not collected on loans | $1,784,000 | 1,419 |
| Earning assets | $410,576,000 | 1,085 |
| Long-term assets (5+ years) | $97,470,000 | 935 |
| Average Assets, year-to-date | $431,564,400 | 1,064 |
| Average Assets, quarterly | $441,322,000 | 1,089 |
| Volatile liabilities | $74,079,000 | 1,256 |
| Insider loans | $9,670,000 | 448 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $340,000 | 1,063 |
| Unused loan commitments | $61,351,000 | 1,003 |
| Tier 1 (core) risk-based capital | $32,278,700 | 1,352 |
| Tier 2 risk-based capital | $3,195,000 | 1,169 |
| Total risk weighted assets | $342,939,500 | 959 |
| Total unused commitments | $61,351,000 | 1,003 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 162 | 1,032 |
| Assets and Liabilities | ||
| Total Assets: | $416,322,000 | 1,143 |
| Cash and due from depository institutions | $12,065,000 | 1,032 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $77,857,000 | 1,471 |
| Federal funds sold & reverse repurchase agreements | $12,323,000 | 785 |
| Net loans & leases | $283,014,000 | 1,092 |
| Loan loss allowance | $2,849,000 | 1,339 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $11,889,000 | 638 |
| Other real estate owned | $353,000 | 1,032 |
| Goodwill and other intangibles | $1,517,000 | 1,252 |
| All other assets | $17,304,000 | 658 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $416,322,000 | 1,143 |
| Total liabilities | $387,086,000 | 1,121 |
| Total deposits | $357,819,000 | 1,058 |
| Interest-bearing deposits | $303,757,000 | 1,059 |
| Deposits held in domestic offices | $357,819,000 | 1,053 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,417,000 | 696 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $140,000 | 5,408 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,710,000 | 2,143 |
| Total equity capital | $29,236,000 | 1,512 |
| Total bank equity capital | $29,236,000 | 1,512 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $6,190,000 | 568 |
| Surplus | $15,819,000 | 1,108 |
| Undivided profits | $7,227,000 | 3,185 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,351,000 | 715 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $175,000 | 639 |
| Income earned, not collected on loans | $1,441,000 | 1,508 |
| Earning assets | $373,194,000 | 1,174 |
| Long-term assets (5+ years) | $98,560,000 | 972 |
| Average Assets, year-to-date | $390,791,600 | 1,158 |
| Average Assets, quarterly | $412,805,500 | 1,136 |
| Volatile liabilities | $77,232,000 | 1,171 |
| Insider loans | $5,052,000 | 921 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $380,000 | 1,021 |
| Unused loan commitments | $40,816,000 | 1,394 |
| Tier 1 (core) risk-based capital | $29,247,600 | 1,486 |
| Tier 2 risk-based capital | $2,849,000 | 1,258 |
| Total risk weighted assets | $300,225,700 | 1,066 |
| Total unused commitments | $40,816,000 | 1,398 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 130 | 1,283 |
| Assets and Liabilities | ||
| Total Assets: | $331,753,000 | 1,379 |
| Cash and due from depository institutions | $16,045,000 | 1,283 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $69,087,000 | 1,721 |
| Federal funds sold & reverse repurchase agreements | $11,654,000 | 1,490 |
| Net loans & leases | $208,626,000 | 1,346 |
| Loan loss allowance | $2,436,000 | 1,483 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $9,957,000 | 738 |
| Other real estate owned | $309,000 | 1,283 |
| Goodwill and other intangibles | $1,650,000 | 1,144 |
| All other assets | $14,425,000 | 675 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $331,753,000 | 1,379 |
| Total liabilities | $303,927,000 | 1,352 |
| Total deposits | $287,115,000 | 1,284 |
| Interest-bearing deposits | $240,423,000 | 1,325 |
| Deposits held in domestic offices | $287,115,000 | 1,279 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,438,000 | 831 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,374,000 | 2,717 |
| Total equity capital | $27,826,000 | 1,598 |
| Total bank equity capital | $27,826,000 | 1,598 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $6,190,000 | 557 |
| Surplus | $15,780,000 | 1,053 |
| Undivided profits | $5,856,000 | 3,961 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,108,000 | 2,191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,109,000 | 1,986 |
| Earning assets | $289,367,000 | 1,443 |
| Long-term assets (5+ years) | $87,747,000 | 999 |
| Average Assets, year-to-date | $300,760,000 | 1,441 |
| Average Assets, quarterly | $324,894,500 | 1,380 |
| Volatile liabilities | $50,304,000 | 1,380 |
| Insider loans | $2,747,000 | 1,567 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $32,947,000 | 1,552 |
| Tier 1 (core) risk-based capital | $25,904,300 | 1,620 |
| Tier 2 risk-based capital | $2,436,000 | 1,355 |
| Total risk weighted assets | $230,959,600 | 1,251 |
| Total unused commitments | $32,947,000 | 1,556 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 99 | 1,784 |
| Assets and Liabilities | ||
| Total Assets: | $204,361,000 | 2,230 |
| Cash and due from depository institutions | $9,046,000 | 1,784 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $53,181,000 | 2,167 |
| Federal funds sold & reverse repurchase agreements | $8,903,000 | 1,544 |
| Net loans & leases | $123,089,000 | 2,269 |
| Loan loss allowance | $1,564,000 | 2,257 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $7,017,000 | 1,084 |
| Other real estate owned | $0 | 1,784 |
| Goodwill and other intangibles | $192,000 | 2,290 |
| All other assets | $2,933,000 | 2,440 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $204,361,000 | 2,230 |
| Total liabilities | $190,282,000 | 2,151 |
| Total deposits | $169,369,000 | 2,216 |
| Interest-bearing deposits | $132,108,000 | 2,432 |
| Deposits held in domestic offices | $169,369,000 | 2,210 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,237,000 | 733 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $676,000 | 4,789 |
| Total equity capital | $14,079,000 | 3,152 |
| Total bank equity capital | $14,079,000 | 3,152 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $6,190,000 | 571 |
| Surplus | $4,968,000 | 2,805 |
| Undivided profits | $2,921,000 | 6,091 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $650,000 | 3,422 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $700,000 | 3,362 |
| Earning assets | $185,173,000 | 2,267 |
| Long-term assets (5+ years) | $50,499,000 | 1,352 |
| Average Assets, year-to-date | $185,746,800 | 2,314 |
| Average Assets, quarterly | $194,187,500 | 2,300 |
| Volatile liabilities | $40,405,000 | 1,678 |
| Insider loans | $2,118,000 | 1,958 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $715,000 | 933 |
| Unused loan commitments | $28,122,000 | 1,657 |
| Tier 1 (core) risk-based capital | $13,873,800 | 3,069 |
| Tier 2 risk-based capital | $1,564,000 | 1,925 |
| Total risk weighted assets | $133,978,100 | 2,085 |
| Total unused commitments | $28,122,000 | 1,661 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 92 | 2,033 |
| Assets and Liabilities | ||
| Total Assets: | $174,640,000 | 2,645 |
| Cash and due from depository institutions | $8,631,000 | 2,033 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $40,231,000 | 3,008 |
| Federal funds sold & reverse repurchase agreements | $3,356,000 | 3,561 |
| Net loans & leases | $112,978,000 | 2,490 |
| Loan loss allowance | $1,184,000 | 3,037 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,499,000 | 1,190 |
| Other real estate owned | $0 | 2,033 |
| Goodwill and other intangibles | $260,000 | 2,013 |
| All other assets | $2,685,000 | 2,732 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,640,000 | 2,645 |
| Total liabilities | $162,034,000 | 2,576 |
| Total deposits | $149,701,000 | 2,583 |
| Interest-bearing deposits | $119,734,000 | 2,765 |
| Deposits held in domestic offices | $149,701,000 | 2,574 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,047,000 | 1,036 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $286,000 | 8,057 |
| Total equity capital | $12,606,000 | 3,513 |
| Total bank equity capital | $12,606,000 | 3,513 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $6,190,000 | 602 |
| Surplus | $4,968,000 | 2,885 |
| Undivided profits | $1,448,000 | 8,114 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $838,000 | 3,067 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $557,000 | 4,129 |
| Earning assets | $156,565,000 | 2,706 |
| Long-term assets (5+ years) | $27,253,000 | 2,117 |
| Average Assets, year-to-date | $146,338,400 | 2,983 |
| Average Assets, quarterly | $165,499,500 | 2,745 |
| Volatile liabilities | $34,727,000 | 1,843 |
| Insider loans | $1,670,000 | 2,475 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $319,000 | 1,102 |
| Unused loan commitments | $18,155,000 | 2,205 |
| Tier 1 (core) risk-based capital | $12,535,000 | 3,425 |
| Tier 2 risk-based capital | $1,184,000 | 2,548 |
| Total risk weighted assets | $120,795,400 | 2,336 |
| Total unused commitments | $18,155,000 | 2,221 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 64 | 3,045 |
| Assets and Liabilities | ||
| Total Assets: | $125,900,000 | 3,578 |
| Cash and due from depository institutions | $5,512,000 | 3,045 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $33,489,000 | 3,743 |
| Federal funds sold & reverse repurchase agreements | $5,600,000 | 2,587 |
| Net loans & leases | $73,946,000 | 3,565 |
| Loan loss allowance | $830,000 | 4,116 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,222,000 | 1,815 |
| Other real estate owned | $497,000 | 3,045 |
| Goodwill and other intangibles | $329,000 | 1,772 |
| All other assets | $2,305,000 | 3,205 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $125,900,000 | 3,578 |
| Total liabilities | $116,726,000 | 3,483 |
| Total deposits | $109,347,000 | 3,510 |
| Interest-bearing deposits | $89,086,000 | 3,685 |
| Deposits held in domestic offices | $109,347,000 | 3,502 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,074,000 | 1,320 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $305,000 | 8,214 |
| Total equity capital | $9,174,000 | 4,674 |
| Total bank equity capital | $9,174,000 | 4,674 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $4,690,000 | 834 |
| Surplus | $3,468,000 | 3,842 |
| Undivided profits | $1,016,000 | 9,241 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $272,000 | 5,872 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $417,000 | 5,572 |
| Earning assets | $113,035,000 | 3,632 |
| Long-term assets (5+ years) | $21,941,000 | 2,334 |
| Average Assets, year-to-date | $113,177,400 | 3,792 |
| Average Assets, quarterly | $124,834,000 | 3,571 |
| Volatile liabilities | $21,626,000 | 2,471 |
| Insider loans | $1,564,000 | 2,673 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $258,000 | 1,225 |
| Unused loan commitments | $11,817,000 | 2,905 |
| Tier 1 (core) risk-based capital | $9,169,000 | 4,536 |
| Tier 2 risk-based capital | $830,000 | 3,471 |
| Total risk weighted assets | $79,274,000 | 3,341 |
| Total unused commitments | $11,817,000 | 2,917 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 50 | 3,975 |
| Assets and Liabilities | ||
| Total Assets: | $104,471,000 | 4,200 |
| Cash and due from depository institutions | $5,912,000 | 3,975 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $23,963,000 | 5,155 |
| Federal funds sold & reverse repurchase agreements | $5,300,000 | 1,717 |
| Net loans & leases | $63,471,000 | 4,004 |
| Loan loss allowance | $663,000 | 5,022 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,273,000 | 2,274 |
| Other real estate owned | $0 | 3,975 |
| Goodwill and other intangibles | $399,000 | 1,573 |
| All other assets | $2,153,000 | 3,607 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,471,000 | 4,200 |
| Total liabilities | $96,543,000 | 4,115 |
| Total deposits | $96,381,000 | 3,912 |
| Interest-bearing deposits | $79,508,000 | 4,084 |
| Deposits held in domestic offices | $96,381,000 | 3,904 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $162,000 | 9,761 |
| Total equity capital | $7,928,000 | 4,968 |
| Total bank equity capital | $7,928,000 | 4,968 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $4,690,000 | 832 |
| Surplus | $3,468,000 | 3,772 |
| Undivided profits | $-230,000 | 11,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $72,000 | 9,032 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $318,000 | 6,284 |
| Earning assets | $92,734,000 | 4,329 |
| Long-term assets (5+ years) | $12,817,000 | 3,510 |
| Average Assets, year-to-date | $94,863,400 | 4,486 |
| Average Assets, quarterly | $100,855,000 | 4,306 |
| Volatile liabilities | $13,706,000 | 3,438 |
| Insider loans | $861,000 | 4,102 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $166,000 | 1,123 |
| Unused loan commitments | $7,535,000 | 3,807 |
| Tier 1 (core) risk-based capital | $8,501,000 | 4,748 |
| Tier 2 risk-based capital | $663,000 | 4,158 |
| Total risk weighted assets | $61,995,300 | 4,114 |
| Total unused commitments | $7,535,000 | 3,814 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 48 | 4,316 |
| Assets and Liabilities | ||
| Total Assets: | $86,594,000 | 5,042 |
| Cash and due from depository institutions | $4,488,000 | 4,316 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $17,091,000 | 6,802 |
| Federal funds sold & reverse repurchase agreements | $6,300,000 | 2,209 |
| Net loans & leases | $53,191,000 | 4,541 |
| Loan loss allowance | $614,000 | 5,486 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,255,000 | 2,254 |
| Other real estate owned | $188,000 | 4,316 |
| Goodwill and other intangibles | $488,000 | 1,376 |
| All other assets | $1,593,000 | 4,209 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,594,000 | 5,042 |
| Total liabilities | $78,687,000 | 5,044 |
| Total deposits | $78,542,000 | 4,846 |
| Interest-bearing deposits | $64,783,000 | 5,095 |
| Deposits held in domestic offices | $78,542,000 | 4,839 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $145,000 | 10,501 |
| Total equity capital | $7,907,000 | 5,054 |
| Total bank equity capital | $7,907,000 | 5,054 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $4,688,000 | 820 |
| Surplus | $3,467,000 | 3,721 |
| Undivided profits | $-248,000 | 12,520 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $313,000 | 6,270 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $315,000 | 5,827 |
| Earning assets | $76,582,000 | 5,222 |
| Long-term assets (5+ years) | $9,862,000 | 4,399 |
| Average Assets, year-to-date | $79,265,400 | 5,326 |
| Average Assets, quarterly | $84,573,000 | 5,109 |
| Volatile liabilities | $9,713,000 | 4,179 |
| Insider loans | $1,875,000 | 2,187 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $381,000 | 1,303 |
| Unused loan commitments | $5,924,000 | 4,431 |
| Tier 1 (core) risk-based capital | $7,907,000 | 4,979 |
| Tier 2 risk-based capital | $614,000 | 4,436 |
| Total risk weighted assets | $49,327,900 | 4,963 |
| Total unused commitments | $5,924,000 | 4,455 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 35 | 5,798 |
| Assets and Liabilities | ||
| Total Assets: | $71,065,000 | 6,057 |
| Cash and due from depository institutions | $4,164,000 | 5,798 |
| Interest-bearing balances | $96,000 | 7,358 |
| Securities | $10,548,000 | 8,923 |
| Federal funds sold & reverse repurchase agreements | $3,600,000 | 4,346 |
| Net loans & leases | $49,160,000 | 4,878 |
| Loan loss allowance | $633,000 | 5,431 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,300,000 | 5,209 |
| Other real estate owned | $155,000 | 5,798 |
| Goodwill and other intangibles | $591,000 | 1,266 |
| All other assets | $1,547,000 | 4,486 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,065,000 | 6,057 |
| Total liabilities | $63,750,000 | 6,123 |
| Total deposits | $62,142,000 | 6,062 |
| Interest-bearing deposits | $55,476,000 | 5,943 |
| Deposits held in domestic offices | $62,142,000 | 6,053 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,252 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $108,000 | 12,143 |
| Total equity capital | $7,315,000 | 5,185 |
| Total bank equity capital | $7,315,000 | 5,185 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $4,712,000 | 820 |
| Surplus | $3,474,000 | 3,598 |
| Undivided profits | $-871,000 | 13,253 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $227,000 | 8,030 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $302,000 | 6,475 |
| Earning assets | $63,404,000 | 6,169 |
| Long-term assets (5+ years) | $2,343,000 | 8,591 |
| Average Assets, year-to-date | $72,908,600 | 5,793 |
| Average Assets, quarterly | $71,913,500 | 5,953 |
| Volatile liabilities | $11,743,000 | 3,655 |
| Insider loans | $100,000 | 5,712 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $388,000 | 945 |
| Unused loan commitments | $4,968,000 | 4,640 |
| Tier 1 (core) risk-based capital | $7,315,000 | 5,123 |
| Tier 2 risk-based capital | $487,880 | 5,344 |
| Total risk weighted assets | $38,885,180 | 6,057 |
| Total unused commitments | $4,968,000 | 4,665 |
| Derivatives | $0 | 651 |