Home > Mercantile Bank > Loan Charge- Offs and Recoveries

Mercantile Bank, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$1,123,000853
Loans secured by real estate, total$48,0001,907
To non-U.S. addressees$013
Real estate loans in domestic offices$48,0001,905
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$48,0001,297
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$120,0002,075
Loans to individuals$955,000506
Credit card loan charge offs$17,0001,591
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$938,000376
Loans to foreign governments and official institutions$011
Other loans$0275
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$247,0001,005
Loans secured by real estate, total$8,0002,321
To non-U.S. addressees$010
Real estate loans in domestic offices$8,0002,322
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$8,0001,582
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$1,000179
Commercial and industrial loans$33,0002,008
Loans to individuals$205,000537
Credit card loan recoveries$6,0001,065
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$199,000440
Loans to foreign governments and official institutions$014
Other loans$0267
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$876,000841
Loans secured by real estate, total$40,0001,698
To non-U.S. addressees$012
Real estate loans in domestic offices$40,0001,696
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$40,0001,218
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$01,241
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$-1,0001,046
Commercial and industrial loans$87,0002,041
To non-U.S. addressees$036
Loans to individuals$750,000501
Credit card loan net charge offs$11,0001,738
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$739,000368
Loans to foreign governments and official institutions$010
Other loans$0249
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$1,119,000922
Loans secured by real estate, total$16,0003,255
To non-U.S. addressees$011
Real estate loans in domestic offices$16,0003,255
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$16,0002,468
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0200
Commercial and industrial loans$120,0002,031
Loans to individuals$983,000560
Credit card loan charge offs$57,000908
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$926,000427
Loans to foreign governments and official institutions$07
Other loans$0270
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$418,000752
Loans secured by real estate, total$13,0002,182
To non-U.S. addressees$012
Real estate loans in domestic offices$13,0002,182
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$13,0001,383
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0218
Commercial and industrial loans$205,000512
Loans to individuals$200,000584
Credit card loan recoveries$7,000981
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$193,000480
Loans to foreign governments and official institutions$027
Other loans$0271
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$701,0001,029
Loans secured by real estate, total$3,0003,684
To non-U.S. addressees$010
Real estate loans in domestic offices$3,0003,680
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$3,0003,109
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$0139
Commercial and industrial loans$-85,00010,635
To non-U.S. addressees$021
Loans to individuals$783,000542
Credit card loan net charge offs$50,000894
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$733,000417
Loans to foreign governments and official institutions$07
Other loans$0229
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$2,709,000590
Loans secured by real estate, total$15,0003,469
To non-U.S. addressees$010
Real estate loans in domestic offices$15,0003,469
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$15,0002,585
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$012
Loans to finance agricultural production and other loans to farmers$0223
Commercial and industrial loans$1,812,000225
Loans to individuals$882,000633
Credit card loan charge offs$82,000780
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$800,000510
Loans to foreign governments and official institutions$011
Other loans$0308
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$237,0001,310
Loans secured by real estate, total$4,0003,443
To non-U.S. addressees$08
Real estate loans in domestic offices$4,0003,443
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$4,0002,391
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0231
Commercial and industrial loans$32,0002,472
Loans to individuals$201,000672
Credit card loan recoveries$5,0001,223
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$196,000569
Loans to foreign governments and official institutions$032
Other loans$0331
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$2,472,000498
Loans secured by real estate, total$11,0003,055
To non-U.S. addressees$07
Real estate loans in domestic offices$11,0003,054
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$11,0002,447
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$01,551
Real estate loans in foreign officesNANA
Loans to depository institutions$020
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0178
Commercial and industrial loans$1,780,000163
To non-U.S. addressees$022
Loans to individuals$681,000615
Credit card loan net charge offs$77,000726
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$604,000482
Loans to foreign governments and official institutions$05
Other loans$0263
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$797,0001,288
Loans secured by real estate, total$1,0005,286
To non-U.S. addressees$015
Real estate loans in domestic offices$1,0005,282
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$1,0004,202
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0186
Commercial and industrial loans$98,0002,376
Loans to individuals$698,000672
Credit card loan charge offs$46,000996
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$652,000523
Loans to foreign governments and official institutions$015
Other loans$0360
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$302,0001,093
Loans secured by real estate, total$4,0003,716
To non-U.S. addressees$013
Real estate loans in domestic offices$4,0003,715
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$3,0002,770
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$1,0001,982
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0227
Commercial and industrial loans$163,000768
Loans to individuals$135,000853
Credit card loan recoveries$2,0001,762
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$133,000749
Loans to foreign governments and official institutions$030
Other loans$0383
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$495,0001,397
Loans secured by real estate, total$-3,00010,033
To non-U.S. addressees$012
Real estate loans in domestic offices$-3,00010,061
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$-2,00010,449
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$-1,00010,703
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$-65,00011,423
To non-U.S. addressees$022
Loans to individuals$563,000612
Credit card loan net charge offs$44,000901
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$519,000438
Loans to foreign governments and official institutions$011
Other loans$0309
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1994-12-31 (YTD Data)Rank
Total charge-offs$731,0001,393
Loans secured by real estate, total$32,0003,274
To non-U.S. addressees$013
Real estate loans in domestic offices$32,0003,274
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$32,0002,151
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$1,000178
Commercial and industrial loans$200,0001,476
Loans to individuals$498,000751
Credit card loan charge offs$53,000907
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$445,000613
Loans to foreign governments and official institutions$015
Other loans$0345
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$129,0002,391
Loans secured by real estate, total$05,649
To non-U.S. addressees$012
Real estate loans in domestic offices$05,631
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$04,282
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutions$033
To foreign banks$021
Loans to finance agricultural production and other loans to farmers$0235
Commercial and industrial loans$79,0001,617
Loans to individuals$50,0001,824
Credit card loan recoveries$1,0002,143
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$49,0001,667
Loans to foreign governments and official institutions$034
Other loans$0356
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$602,0001,209
Loans secured by real estate, total$32,0002,651
To non-U.S. addressees$09
Real estate loans in domestic offices$32,0002,652
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$32,0001,790
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$02,119
Real estate loans in foreign officesNANA
Loans to depository institutions$014
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$1,000125
Commercial and industrial loans$121,0001,478
To non-U.S. addressees$026
Loans to individuals$448,000611
Credit card loan net charge offs$52,000818
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$396,000441
Loans to foreign governments and official institutions$09
Other loans$0276
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1993-12-31 (YTD Data)Rank
Total charge-offs$707,0001,780
Loans secured by real estate, total$22,0004,594
To non-U.S. addressees$019
Real estate loans in domestic offices$22,0004,593
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$22,0003,105
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$03,211
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0175
Commercial and industrial loans$214,0001,904
Loans to individuals$471,000831
Credit card loan charge offs$04,176
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$471,000618
Loans to foreign governments and official institutions$034
Other loans$0371
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$626,000777
Loans secured by real estate, total$15,0002,954
To non-U.S. addressees$016
Real estate loans in domestic offices$15,0002,954
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$3,0003,266
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$12,0001,460
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$026
Loans to finance agricultural production and other loans to farmers$0220
Commercial and industrial loans$379,000498
Loans to individuals$232,000668
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$232,000539
Loans to foreign governments and official institutions$038
Other loans$0355
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$81,0005,012
Loans secured by real estate, total$7,0005,059
To non-U.S. addressees$018
Real estate loans in domestic offices$7,0005,057
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$19,0002,826
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$-12,00012,670
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0121
Commercial and industrial loans$-165,00013,044
To non-U.S. addressees$-110,0001,160
Loans to individuals$239,000992
Credit card loan net charge offs$03,895
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$239,000714
Loans to foreign governments and official institutions$028
Other loans$0299
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1992-12-31 (YTD Data)Rank
Total charge-offs$445,0003,146
Loans secured by real estate, total$320,0001,671
To non-U.S. addressees$017
Real estate loans in domestic offices$320,0001,671
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$81,0001,854
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$239,0001,123
Real estate loans in foreign officesNANA
Loans to depository institutions$3,00036
To foreign banks$3,00018
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$15,0007,781
Loans to individuals$107,0002,920
Credit card loan charge offs$04,333
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$107,0002,568
Loans to foreign governments and official institutions$043
Other loans$0387
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$893,000614
Loans secured by real estate, total$108,000919
To non-U.S. addressees$07
Real estate loans in domestic offices$108,000918
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$47,000774
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$61,000668
Real estate loans in foreign officesNANA
Loans to depository institutions$052
To foreign banks$028
Loans to finance agricultural production and other loans to farmers$1,000206
Commercial and industrial loans$729,000302
Loans to individuals$55,0001,936
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$55,0001,754
Loans to foreign governments and official institutions$047
Other loans$0349
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$-448,00013,907
Loans secured by real estate, total$212,0001,880
To non-U.S. addressees$017
Real estate loans in domestic offices$212,0001,880
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$34,0002,630
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$178,0001,205
Real estate loans in foreign officesNANA
Loans to depository institutions$3,00029
To foreign banks$3,00013
Loans to finance agricultural production and other loans to farmers$-1,0001,094
Commercial and industrial loans$-714,00013,911
To non-U.S. addressees$-225,0001,181
Loans to individuals$52,0003,558
Credit card loan net charge offs$04,099
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$52,0003,123
Loans to foreign governments and official institutions$037
Other loans$0326
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.