Home > Mercantile Bank > Net charge- offs to loans
Mercantile Bank, Net charge- offs to loans
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2653% | 2,755 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0238% | 665 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1289% | 230 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1289% | 212 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0761% | 816 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8972% | 224 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3877% | 924 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0117% | 1,242 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2171% | 3,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 975 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0105% | 859 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0105% | 804 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0789% | 1,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5852% | 321 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7689% | 718 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7910% | 985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0081% | 923 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0385% | 602 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0385% | 568 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7182% | 96 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0432% | 501 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7901% | 453 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1531% | 4,591 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 1,248 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 1,156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0072% | 1,375 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0072% | 1,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0573% | 1,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7021% | 578 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5957% | 637 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1896% | 4,155 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0276% | 838 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1272% | 358 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1272% | 355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1169% | 600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5333% | 600 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8621% | 454 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0071% | 361 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0300% | 8,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 1,150 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0194% | 1,349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0705% | 601 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0705% | 572 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1897% | 1,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3407% | 918 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4124% | 13,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4304% | 518 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5877% | 533 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2482% | 335 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2482% | 342 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3815% | 1,452 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0486% | 551 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0657% | 407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |