Home > Mercantile Bank > Net charge- offs to loans
Mercantile Bank, Net charge- offs to loans
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3116% | 1,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0830% | 1,339 |
| Percentage Net Loans Charged-off:Construction & development | 0.0451% | 641 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0533% | 645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2498% | 677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1473% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3004% | 562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0167% | 794 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6802% | 1,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4403% | 719 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0456% | 1,249 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 7,920 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2652% | 511 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0685% | 317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3609% | 405 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9738% | 384 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6775% | 1,765 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2263% | 1,789 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1338% | 1,065 |
| Percentage Net Loans Charged-off:Construction & development | 0.3438% | 274 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0052% | 1,269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0965% | 1,464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2923% | 252 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0042% | 2,619 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8988% | 1,672 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1871% | 1,699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0519% | 1,585 |
| Percentage Net Loans Charged-off:Construction & development | 0.0751% | 407 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0078% | 959 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1214% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3657% | 160 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0063% | 2,140 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0141% | 6,830 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9902% | 1,335 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2209% | 1,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0689% | 1,209 |
| Percentage Net Loans Charged-off:Construction & development | 0.1085% | 264 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0027% | 802 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1631% | 770 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4899% | 106 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0073% | 1,787 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1315% | 7,499 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1885% | 1,045 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0470% | 2,900 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0355% | 1,144 |
| Percentage Net Loans Charged-off:Construction & development | 0.0797% | 166 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0061% | 475 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0365% | 1,044 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0786% | 230 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0159% | 1,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2999% | 7,796 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3865% | 2,472 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1438% | 2,967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0224% | 2,643 |
| Percentage Net Loans Charged-off:Construction & development | -0.0428% | 7,804 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0590% | 932 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0340% | 2,289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0936% | 432 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0003% | 2,842 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2788% | 2,484 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3781% | 4,146 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1166% | 2,883 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 7,763 |
| Percentage Net Loans Charged-off:Construction & development | -0.0609% | 7,811 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0017% | 1,033 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0422% | 1,846 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1347% | 296 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0113% | 7,946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2511% | 2,146 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3411% | 3,855 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0809% | 3,225 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0265% | 8,100 |
| Percentage Net Loans Charged-off:Construction & development | -0.0983% | 7,799 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0067% | 764 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0158% | 8,030 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0062% | 430 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0290% | 8,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1019% | 2,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3296% | 3,566 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0565% | 3,117 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0190% | 8,091 |
| Percentage Net Loans Charged-off:Construction & development | 0.0189% | 217 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0147% | 8,253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0789% | 8,434 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0513% | 5,950 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0964% | 8,451 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1212% | 7,546 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3440% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3352% | 1,709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0690% | 2,000 |
| Percentage Net Loans Charged-off:Construction & development | 0.1826% | 385 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0644% | 1,132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0355% | 8,385 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0696% | 6,039 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0132% | 8,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8453% | 1,527 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5968% | 3,378 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2486% | 1,946 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0531% | 1,896 |
| Percentage Net Loans Charged-off:Construction & development | 0.2422% | 282 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0156% | 1,105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0599% | 8,496 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1249% | 6,033 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0166% | 8,162 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2544% | 2,404 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6644% | 2,782 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2841% | 1,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0390% | 1,923 |
| Percentage Net Loans Charged-off:Construction & development | 0.0753% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0324% | 819 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0220% | 1,922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0400% | 365 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 2,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3018% | 1,958 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7752% | 2,365 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3316% | 1,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0053% | 1,874 |
| Percentage Net Loans Charged-off:Construction & development | -0.0020% | 7,784 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 8,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0368% | 1,289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0831% | 225 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4570% | 1,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9536% | 1,870 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4191% | 1,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0696% | 2,216 |
| Percentage Net Loans Charged-off:Construction & development | 0.0768% | 629 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0080% | 1,530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2588% | 902 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2080% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2885% | 840 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6555% | 2,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0710% | 2,172 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4461% | 1,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0721% | 1,832 |
| Percentage Net Loans Charged-off:Construction & development | 0.1015% | 471 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 8,374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2588% | 773 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0892% | 341 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3492% | 597 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6707% | 1,883 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1754% | 1,792 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4374% | 1,415 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0791% | 1,549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0461% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0113% | 8,503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3967% | 497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0812% | 300 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5473% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4858% | 1,983 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2583% | 1,592 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4481% | 1,239 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1214% | 967 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0211% | 8,666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7218% | 233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1088% | 196 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9973% | 162 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4356% | 1,510 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2386% | 1,592 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6380% | 1,272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4221% | 523 |
| Percentage Net Loans Charged-off:Construction & development | 0.2308% | 480 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8295% | 339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2622% | 823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7668% | 110 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0605% | 2,089 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4711% | 2,883 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1450% | 2,028 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6795% | 1,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1922% | 1,027 |
| Percentage Net Loans Charged-off:Construction & development | 0.2766% | 423 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2314% | 678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0378% | 9,002 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0473% | 9,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1008% | 1,667 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2260% | 1,733 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0593% | 5,556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0192% | 655 |
| Percentage Net Loans Charged-off:Construction & development | -0.0212% | 1,392 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0932% | 179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0112% | 740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0131% | 666 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0858% | 1,389 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2935% | 1,007 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2001% | 3,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7291% | 279 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1036% | 1,265 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0029% | 9,098 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0765% | 6,017 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0328% | 7,517 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3882% | 2,238 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1799% | 4,315 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0758% | 11,957 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5682% | 3,803 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |