Home > Mercantile Bank > Assets and Liabilities
Mercantile Bank, Assets and Liabilities
| 2007-06-30 | Rank | |
| # of Employees: | 684 | 241 |
| Assets and Liabilities | ||
| Total Assets: | $5,658,971,000 | 179 |
| Cash and due from depository institutions | $88,883,000 | 241 |
| Interest-bearing balances | $1,000 | 6,551 |
| Securities | $855,333,000 | 183 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $3,996,587,000 | 160 |
| Loan loss allowance | $44,180,000 | 154 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $63,517,000 | 160 |
| Other real estate owned | $261,000 | 241 |
| Goodwill and other intangibles | $463,110,000 | 67 |
| All other assets | $191,280,000 | 177 |
| Life insurance assets | $97,491,000 | 92 |
| Total liabilities and capital | $5,658,971,000 | 179 |
| Total liabilities | $4,833,333,000 | 187 |
| Total deposits | $3,664,207,000 | 178 |
| Interest-bearing deposits | $3,143,029,000 | 173 |
| Deposits held in domestic offices | $3,664,207,000 | 176 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $903,940,000 | 92 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $84,549,000 | 570 |
| Subordinated debt | $90,000,000 | 74 |
| All other liabilities | $90,637,000 | 174 |
| Total equity capital | $825,638,000 | 146 |
| Total bank equity capital | $825,638,000 | 146 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $9,369,000 | 507 |
| Surplus | $725,215,000 | 103 |
| Undivided profits | $91,054,000 | 400 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,191,000 | 338 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $567,000 | 297 |
| Income earned, not collected on loans | $25,735,000 | 190 |
| Earning assets | $4,851,921,000 | 186 |
| Long-term assets (5+ years) | $1,254,168,000 | 130 |
| Average Assets, year-to-date | $5,645,851,330 | 174 |
| Average Assets, quarterly | $5,649,013,000 | 176 |
| Volatile liabilities | $1,524,361,000 | 167 |
| Insider loans | $44,474,000 | 110 |
| FHLB advances | $83,100,000 | 511 |
| Loans and leases held for sale | $1,550,000 | 819 |
| Unused loan commitments | $881,222,000 | 226 |
| Tier 1 (core) risk-based capital | $386,336,000 | 213 |
| Tier 2 risk-based capital | $134,435,000 | 93 |
| Total risk weighted assets | $4,558,639,000 | 160 |
| Total unused commitments | $881,222,000 | 226 |
| Derivatives | $650,765,000 | 105 |
| 2007-03-31 | Rank | |
| # of Employees: | 635 | 250 |
| Assets and Liabilities | ||
| Total Assets: | $5,639,055,000 | 172 |
| Cash and due from depository institutions | $96,455,000 | 250 |
| Interest-bearing balances | $2,484,000 | 1,763 |
| Securities | $888,257,000 | 179 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $3,911,163,000 | 159 |
| Loan loss allowance | $41,855,000 | 161 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $64,048,000 | 152 |
| Other real estate owned | $261,000 | 250 |
| Goodwill and other intangibles | $464,408,000 | 63 |
| All other assets | $214,463,000 | 158 |
| Life insurance assets | $97,480,000 | 91 |
| Total liabilities and capital | $5,639,055,000 | 172 |
| Total liabilities | $4,764,827,000 | 182 |
| Total deposits | $3,779,949,000 | 174 |
| Interest-bearing deposits | $3,224,576,000 | 170 |
| Deposits held in domestic offices | $3,779,949,000 | 172 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $729,577,000 | 101 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $83,409,000 | 555 |
| Subordinated debt | $90,000,000 | 75 |
| All other liabilities | $81,892,000 | 175 |
| Total equity capital | $874,228,000 | 137 |
| Total bank equity capital | $874,228,000 | 137 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $9,369,000 | 493 |
| Surplus | $725,215,000 | 100 |
| Undivided profits | $139,644,000 | 279 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,516,000 | 288 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $701,000 | 250 |
| Income earned, not collected on loans | $25,875,000 | 189 |
| Earning assets | $4,801,904,000 | 181 |
| Long-term assets (5+ years) | $1,241,727,000 | 125 |
| Average Assets, year-to-date | $5,639,291,500 | 171 |
| Average Assets, quarterly | $5,639,291,500 | 171 |
| Volatile liabilities | $1,279,746,000 | 179 |
| Insider loans | $44,718,000 | 111 |
| FHLB advances | $83,107,000 | 499 |
| Loans and leases held for sale | $1,095,000 | 960 |
| Unused loan commitments | $894,859,000 | 220 |
| Tier 1 (core) risk-based capital | $423,220,000 | 195 |
| Tier 2 risk-based capital | $132,053,000 | 91 |
| Total risk weighted assets | $4,514,416,000 | 155 |
| Total unused commitments | $894,859,000 | 220 |
| Derivatives | $668,135,000 | 106 |
| 2006-12-31 | Rank | |
| # of Employees: | 664 | 243 |
| Assets and Liabilities | ||
| Total Assets: | $5,639,528,000 | 175 |
| Cash and due from depository institutions | $109,645,000 | 243 |
| Interest-bearing balances | $526,000 | 3,102 |
| Securities | $910,401,000 | 180 |
| Federal funds sold & reverse repurchase agreements | $7,500,000 | 2,144 |
| Net loans & leases | $3,872,524,000 | 155 |
| Loan loss allowance | $42,014,000 | 160 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $62,399,000 | 157 |
| Other real estate owned | $284,000 | 243 |
| Goodwill and other intangibles | $465,708,000 | 61 |
| All other assets | $211,067,000 | 161 |
| Life insurance assets | $96,494,000 | 89 |
| Total liabilities and capital | $5,639,528,000 | 175 |
| Total liabilities | $4,777,455,000 | 179 |
| Total deposits | $3,722,087,000 | 172 |
| Interest-bearing deposits | $3,164,689,000 | 169 |
| Deposits held in domestic offices | $3,722,087,000 | 169 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $694,970,000 | 104 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $191,954,000 | 305 |
| Subordinated debt | $90,000,000 | 73 |
| All other liabilities | $78,444,000 | 189 |
| Total equity capital | $862,073,000 | 136 |
| Total bank equity capital | $862,073,000 | 136 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $9,369,000 | 484 |
| Surplus | $725,215,000 | 95 |
| Undivided profits | $127,489,000 | 301 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,977,000 | 243 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $26,314,000 | 184 |
| Earning assets | $4,790,951,000 | 178 |
| Long-term assets (5+ years) | $1,235,241,000 | 123 |
| Average Assets, year-to-date | $5,696,271,600 | 169 |
| Average Assets, quarterly | $5,620,605,000 | 173 |
| Volatile liabilities | $1,829,222,000 | 159 |
| Insider loans | $45,397,000 | 104 |
| FHLB advances | $58,113,000 | 710 |
| Loans and leases held for sale | $2,834,000 | 564 |
| Unused loan commitments | $874,251,000 | 222 |
| Tier 1 (core) risk-based capital | $413,007,000 | 194 |
| Tier 2 risk-based capital | $132,213,000 | 90 |
| Total risk weighted assets | $4,532,208,000 | 154 |
| Total unused commitments | $874,251,000 | 222 |
| Derivatives | $692,021,000 | 101 |
| 2006-09-30 | Rank | |
| # of Employees: | 727 | 230 |
| Assets and Liabilities | ||
| Total Assets: | $5,601,682,000 | 178 |
| Cash and due from depository institutions | $105,806,000 | 230 |
| Interest-bearing balances | $394,000 | 3,364 |
| Securities | $924,273,000 | 183 |
| Federal funds sold & reverse repurchase agreements | $7,500,000 | 1,817 |
| Net loans & leases | $3,818,303,000 | 163 |
| Loan loss allowance | $41,236,000 | 167 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $62,271,000 | 155 |
| Other real estate owned | $19,000 | 230 |
| Goodwill and other intangibles | $466,829,000 | 60 |
| All other assets | $216,681,000 | 165 |
| Life insurance assets | $95,534,000 | 87 |
| Total liabilities and capital | $5,601,682,000 | 178 |
| Total liabilities | $4,753,755,000 | 187 |
| Total deposits | $3,636,781,000 | 173 |
| Interest-bearing deposits | $3,041,865,000 | 176 |
| Deposits held in domestic offices | $3,636,781,000 | 171 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $889,337,000 | 98 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $60,930,000 | 783 |
| Subordinated debt | $90,000,000 | 80 |
| All other liabilities | $76,707,000 | 195 |
| Total equity capital | $847,927,000 | 139 |
| Total bank equity capital | $847,927,000 | 139 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,369,000 | 470 |
| Surplus | $725,215,000 | 95 |
| Undivided profits | $113,343,000 | 333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,249,000 | 486 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $25,565,000 | 189 |
| Earning assets | $4,750,470,000 | 187 |
| Long-term assets (5+ years) | $1,209,947,000 | 127 |
| Average Assets, year-to-date | $5,710,457,500 | 174 |
| Average Assets, quarterly | $5,701,856,000 | 176 |
| Volatile liabilities | $1,329,005,000 | 200 |
| Insider loans | $33,990,000 | 149 |
| FHLB advances | $58,120,000 | 740 |
| Loans and leases held for sale | $325,000 | 1,357 |
| Unused loan commitments | $879,566,000 | 229 |
| Tier 1 (core) risk-based capital | $398,911,000 | 206 |
| Tier 2 risk-based capital | $131,396,000 | 97 |
| Total risk weighted assets | $4,488,622,000 | 157 |
| Total unused commitments | $879,566,000 | 229 |
| Derivatives | $669,987,000 | 103 |
| 2006-06-30 | Rank | |
| # of Employees: | 711 | 239 |
| Assets and Liabilities | ||
| Total Assets: | $5,802,030,000 | 180 |
| Cash and due from depository institutions | $102,947,000 | 239 |
| Interest-bearing balances | $7,018,000 | 746 |
| Securities | $936,525,000 | 188 |
| Federal funds sold & reverse repurchase agreements | $7,176,000 | 1,706 |
| Net loans & leases | $3,750,802,000 | 167 |
| Loan loss allowance | $39,950,000 | 176 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $60,704,000 | 158 |
| Other real estate owned | $449,000 | 239 |
| Goodwill and other intangibles | $468,354,000 | 63 |
| All other assets | $475,073,000 | 97 |
| Life insurance assets | $94,530,000 | 88 |
| Total liabilities and capital | $5,802,030,000 | 180 |
| Total liabilities | $4,982,148,000 | 179 |
| Total deposits | $3,583,405,000 | 181 |
| Interest-bearing deposits | $2,953,611,000 | 178 |
| Deposits held in domestic offices | $3,583,405,000 | 179 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,006,370,000 | 93 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $219,387,000 | 305 |
| Subordinated debt | $90,000,000 | 82 |
| All other liabilities | $82,986,000 | 187 |
| Total equity capital | $819,882,000 | 144 |
| Total bank equity capital | $819,882,000 | 144 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $9,368,000 | 453 |
| Surplus | $725,215,000 | 98 |
| Undivided profits | $85,299,000 | 415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,533,000 | 435 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $23,485,000 | 192 |
| Earning assets | $4,701,521,000 | 188 |
| Long-term assets (5+ years) | $1,181,237,000 | 137 |
| Average Assets, year-to-date | $5,746,716,000 | 177 |
| Average Assets, quarterly | $5,767,481,000 | 178 |
| Volatile liabilities | $1,556,825,000 | 186 |
| Insider loans | $28,436,000 | 184 |
| FHLB advances | $85,627,000 | 544 |
| Loans and leases held for sale | $33,525,000 | 127 |
| Unused loan commitments | $873,463,000 | 232 |
| Tier 1 (core) risk-based capital | $383,227,000 | 213 |
| Tier 2 risk-based capital | $130,324,000 | 99 |
| Total risk weighted assets | $4,682,056,000 | 158 |
| Total unused commitments | $873,463,000 | 233 |
| Derivatives | $679,153,000 | 105 |
| 2006-03-31 | Rank | |
| # of Employees: | 692 | 244 |
| Assets and Liabilities | ||
| Total Assets: | $5,732,932,000 | 177 |
| Cash and due from depository institutions | $104,319,000 | 244 |
| Interest-bearing balances | $8,987,000 | 669 |
| Securities | $979,564,000 | 187 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $3,914,215,000 | 161 |
| Loan loss allowance | $44,197,000 | 161 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $59,080,000 | 156 |
| Other real estate owned | $508,000 | 244 |
| Goodwill and other intangibles | $469,589,000 | 62 |
| All other assets | $205,657,000 | 170 |
| Life insurance assets | $93,884,000 | 88 |
| Total liabilities and capital | $5,732,932,000 | 177 |
| Total liabilities | $4,916,806,000 | 178 |
| Total deposits | $3,599,321,000 | 181 |
| Interest-bearing deposits | $2,927,271,000 | 178 |
| Deposits held in domestic offices | $3,599,321,000 | 178 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,117,608,000 | 79 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $36,269,000 | 1,148 |
| Subordinated debt | $90,000,000 | 81 |
| All other liabilities | $73,608,000 | 200 |
| Total equity capital | $816,126,000 | 138 |
| Total bank equity capital | $816,126,000 | 138 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,369,000 | 440 |
| Surplus | $725,215,000 | 97 |
| Undivided profits | $81,542,000 | 425 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,114,000 | 358 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $24,010,000 | 181 |
| Earning assets | $4,902,766,000 | 178 |
| Long-term assets (5+ years) | $1,385,770,000 | 121 |
| Average Assets, year-to-date | $5,719,059,000 | 176 |
| Average Assets, quarterly | $5,719,059,000 | 176 |
| Volatile liabilities | $1,570,009,000 | 182 |
| Insider loans | $25,519,000 | 203 |
| FHLB advances | $35,633,000 | 1,089 |
| Loans and leases held for sale | $631,000 | 1,028 |
| Unused loan commitments | $924,913,000 | 223 |
| Tier 1 (core) risk-based capital | $369,856,000 | 214 |
| Tier 2 risk-based capital | $134,548,000 | 94 |
| Total risk weighted assets | $4,644,770,000 | 154 |
| Total unused commitments | $924,913,000 | 223 |
| Derivatives | $451,284,000 | 116 |
| 2005-12-31 | Rank | |
| # of Employees: | 758 | 224 |
| Assets and Liabilities | ||
| Total Assets: | $5,705,186,000 | 176 |
| Cash and due from depository institutions | $124,797,000 | 224 |
| Interest-bearing balances | $13,994,000 | 400 |
| Securities | $1,018,883,000 | 186 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $3,829,243,000 | 164 |
| Loan loss allowance | $43,703,000 | 160 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $58,001,000 | 157 |
| Other real estate owned | $931,000 | 224 |
| Goodwill and other intangibles | $469,257,000 | 60 |
| All other assets | $204,074,000 | 175 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $5,705,186,000 | 176 |
| Total liabilities | $4,896,023,000 | 180 |
| Total deposits | $3,649,177,000 | 176 |
| Interest-bearing deposits | $2,958,565,000 | 177 |
| Deposits held in domestic offices | $3,649,177,000 | 173 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,044,176,000 | 92 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $54,215,000 | 861 |
| Subordinated debt | $90,000,000 | 81 |
| All other liabilities | $58,455,000 | 224 |
| Total equity capital | $809,163,000 | 133 |
| Total bank equity capital | $809,163,000 | 133 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $9,369,000 | 430 |
| Surplus | $725,215,000 | 92 |
| Undivided profits | $74,579,000 | 463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,092,000 | 397 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $24,306,000 | 183 |
| Earning assets | $4,862,120,000 | 181 |
| Long-term assets (5+ years) | $1,397,350,000 | 123 |
| Average Assets, year-to-date | $5,483,445,600 | 174 |
| Average Assets, quarterly | $5,725,853,000 | 175 |
| Volatile liabilities | $1,550,424,000 | 184 |
| Insider loans | $31,843,000 | 146 |
| FHLB advances | $45,675,000 | 898 |
| Loans and leases held for sale | $2,493,000 | 520 |
| Unused loan commitments | $1,001,453,000 | 204 |
| Tier 1 (core) risk-based capital | $357,737,000 | 219 |
| Tier 2 risk-based capital | $133,703,000 | 95 |
| Total risk weighted assets | $4,604,307,000 | 156 |
| Total unused commitments | $1,001,453,000 | 204 |
| Derivatives | $388,889,000 | 118 |
| 2005-09-30 | Rank | |
| # of Employees: | 750 | 228 |
| Assets and Liabilities | ||
| Total Assets: | $5,746,520,000 | 178 |
| Cash and due from depository institutions | $127,958,000 | 228 |
| Interest-bearing balances | $10,398,000 | 550 |
| Securities | $1,133,131,000 | 168 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $3,768,549,000 | 166 |
| Loan loss allowance | $43,138,000 | 163 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $56,634,000 | 155 |
| Other real estate owned | $876,000 | 228 |
| Goodwill and other intangibles | $469,554,000 | 57 |
| All other assets | $189,818,000 | 178 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $5,746,520,000 | 178 |
| Total liabilities | $4,945,218,000 | 178 |
| Total deposits | $3,658,068,000 | 174 |
| Interest-bearing deposits | $2,942,060,000 | 176 |
| Deposits held in domestic offices | $3,658,068,000 | 170 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,097,213,000 | 82 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $49,815,000 | 919 |
| Subordinated debt | $90,000,000 | 79 |
| All other liabilities | $50,122,000 | 240 |
| Total equity capital | $801,302,000 | 135 |
| Total bank equity capital | $801,302,000 | 135 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,369,000 | 414 |
| Surplus | $725,214,000 | 89 |
| Undivided profits | $66,719,000 | 508 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,485,000 | 520 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $20,539,000 | 191 |
| Earning assets | $4,912,078,000 | 181 |
| Long-term assets (5+ years) | $1,425,333,000 | 119 |
| Average Assets, year-to-date | $5,428,010,500 | 177 |
| Average Assets, quarterly | $5,726,507,500 | 176 |
| Volatile liabilities | $1,540,733,000 | 183 |
| Insider loans | $30,839,000 | 151 |
| FHLB advances | $45,717,000 | 903 |
| Loans and leases held for sale | $10,798,000 | 264 |
| Unused loan commitments | $893,537,000 | 220 |
| Tier 1 (core) risk-based capital | $349,770,000 | 221 |
| Tier 2 risk-based capital | $133,138,000 | 96 |
| Total risk weighted assets | $4,527,097,000 | 155 |
| Total unused commitments | $893,537,000 | 220 |
| Derivatives | $384,689,000 | 124 |
| 2005-06-30 | Rank | |
| # of Employees: | 751 | 226 |
| Assets and Liabilities | ||
| Total Assets: | $5,706,495,000 | 174 |
| Cash and due from depository institutions | $106,571,000 | 226 |
| Interest-bearing balances | $3,930,000 | 1,277 |
| Securities | $1,262,111,000 | 163 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $3,622,502,000 | 164 |
| Loan loss allowance | $42,553,000 | 162 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $54,354,000 | 159 |
| Other real estate owned | $1,276,000 | 226 |
| Goodwill and other intangibles | $469,456,000 | 57 |
| All other assets | $190,225,000 | 174 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $5,706,495,000 | 174 |
| Total liabilities | $4,905,074,000 | 174 |
| Total deposits | $3,571,084,000 | 172 |
| Interest-bearing deposits | $2,891,886,000 | 176 |
| Deposits held in domestic offices | $3,571,084,000 | 170 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,086,080,000 | 84 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $119,238,000 | 476 |
| Subordinated debt | $90,000,000 | 76 |
| All other liabilities | $38,672,000 | 263 |
| Total equity capital | $801,421,000 | 133 |
| Total bank equity capital | $801,421,000 | 133 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,369,000 | 389 |
| Surplus | $725,215,000 | 89 |
| Undivided profits | $66,837,000 | 503 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,705,000 | 482 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $22,420,000 | 179 |
| Earning assets | $4,888,543,000 | 180 |
| Long-term assets (5+ years) | $1,511,380,000 | 114 |
| Average Assets, year-to-date | $5,321,840,670 | 175 |
| Average Assets, quarterly | $5,543,074,500 | 175 |
| Volatile liabilities | $1,539,868,000 | 171 |
| Insider loans | $22,397,000 | 205 |
| FHLB advances | $45,760,000 | 913 |
| Loans and leases held for sale | $7,617,000 | 330 |
| Unused loan commitments | $873,670,000 | 218 |
| Tier 1 (core) risk-based capital | $341,317,000 | 220 |
| Tier 2 risk-based capital | $132,553,000 | 93 |
| Total risk weighted assets | $4,312,402,000 | 158 |
| Total unused commitments | $873,670,000 | 219 |
| Derivatives | $367,152,000 | 124 |
| 2005-03-31 | Rank | |
| # of Employees: | 591 | 271 |
| Assets and Liabilities | ||
| Total Assets: | $5,379,654,000 | 177 |
| Cash and due from depository institutions | $99,003,000 | 271 |
| Interest-bearing balances | $3,091,000 | 1,530 |
| Securities | $1,422,940,000 | 150 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $3,246,861,000 | 177 |
| Loan loss allowance | $37,938,000 | 180 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $49,908,000 | 170 |
| Other real estate owned | $1,249,000 | 271 |
| Goodwill and other intangibles | $387,289,000 | 65 |
| All other assets | $172,404,000 | 183 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $5,379,654,000 | 177 |
| Total liabilities | $4,677,285,000 | 178 |
| Total deposits | $3,164,410,000 | 183 |
| Interest-bearing deposits | $2,598,402,000 | 183 |
| Deposits held in domestic offices | $3,164,410,000 | 182 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,318,600,000 | 76 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $49,181,000 | 893 |
| Subordinated debt | $90,000,000 | 78 |
| All other liabilities | $55,094,000 | 229 |
| Total equity capital | $702,369,000 | 149 |
| Total bank equity capital | $702,369,000 | 149 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,369,000 | 375 |
| Surplus | $648,591,000 | 95 |
| Undivided profits | $44,409,000 | 744 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,123,000 | 540 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $18,567,000 | 201 |
| Earning assets | $4,672,892,000 | 180 |
| Long-term assets (5+ years) | $1,615,257,000 | 117 |
| Average Assets, year-to-date | $5,129,513,500 | 182 |
| Average Assets, quarterly | $5,129,513,500 | 182 |
| Volatile liabilities | $1,641,342,000 | 161 |
| Insider loans | $17,031,000 | 276 |
| FHLB advances | $45,802,000 | 865 |
| Loans and leases held for sale | $7,545,000 | 295 |
| Unused loan commitments | $754,674,000 | 232 |
| Tier 1 (core) risk-based capital | $333,346,000 | 221 |
| Tier 2 risk-based capital | $127,938,000 | 96 |
| Total risk weighted assets | $3,979,810,000 | 163 |
| Total unused commitments | $754,674,000 | 232 |
| Derivatives | $347,851,000 | 121 |
| 2004-12-31 | Rank | |
| # of Employees: | 607 | 268 |
| Assets and Liabilities | ||
| Total Assets: | $4,879,373,000 | 192 |
| Cash and due from depository institutions | $80,479,000 | 268 |
| Interest-bearing balances | $1,702,000 | 2,233 |
| Securities | $1,041,519,000 | 182 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $3,160,652,000 | 183 |
| Loan loss allowance | $36,674,000 | 193 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $49,374,000 | 174 |
| Other real estate owned | $1,128,000 | 268 |
| Goodwill and other intangibles | $385,991,000 | 62 |
| All other assets | $160,230,000 | 189 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $4,879,373,000 | 192 |
| Total liabilities | $4,174,469,000 | 196 |
| Total deposits | $3,046,298,000 | 189 |
| Interest-bearing deposits | $2,533,165,000 | 188 |
| Deposits held in domestic offices | $3,046,298,000 | 186 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $959,399,000 | 95 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $54,296,000 | 853 |
| Subordinated debt | $90,000,000 | 81 |
| All other liabilities | $24,476,000 | 333 |
| Total equity capital | $704,904,000 | 155 |
| Total bank equity capital | $704,904,000 | 155 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,369,000 | 358 |
| Surplus | $648,591,000 | 97 |
| Undivided profits | $46,944,000 | 722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,611,000 | 421 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $17,242,000 | 210 |
| Earning assets | $4,203,873,000 | 200 |
| Long-term assets (5+ years) | $1,263,319,000 | 134 |
| Average Assets, year-to-date | $3,454,444,600 | 226 |
| Average Assets, quarterly | $4,861,317,000 | 191 |
| Volatile liabilities | $1,268,121,000 | 198 |
| Insider loans | $8,140,000 | 714 |
| FHLB advances | $45,845,000 | 878 |
| Loans and leases held for sale | $5,511,000 | 347 |
| Unused loan commitments | $778,442,000 | 225 |
| Tier 1 (core) risk-based capital | $323,305,000 | 227 |
| Tier 2 risk-based capital | $126,674,000 | 101 |
| Total risk weighted assets | $3,815,086,000 | 171 |
| Total unused commitments | $778,442,000 | 226 |
| Derivatives | $302,520,000 | 129 |
| 2004-09-30 | Rank | |
| # of Employees: | 661 | 249 |
| Assets and Liabilities | ||
| Total Assets: | $4,843,261,000 | 196 |
| Cash and due from depository institutions | $83,145,000 | 249 |
| Interest-bearing balances | $495,000 | 3,541 |
| Securities | $1,013,276,000 | 187 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $3,130,136,000 | 185 |
| Loan loss allowance | $37,302,000 | 197 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $47,543,000 | 182 |
| Other real estate owned | $1,216,000 | 249 |
| Goodwill and other intangibles | $380,677,000 | 65 |
| All other assets | $187,268,000 | 181 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $4,843,261,000 | 196 |
| Total liabilities | $4,138,881,000 | 199 |
| Total deposits | $3,105,962,000 | 188 |
| Interest-bearing deposits | $2,654,677,000 | 186 |
| Deposits held in domestic offices | $3,105,962,000 | 185 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $863,050,000 | 99 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $50,837,000 | 884 |
| Subordinated debt | $90,000,000 | 81 |
| All other liabilities | $29,032,000 | 304 |
| Total equity capital | $704,380,000 | 157 |
| Total bank equity capital | $704,380,000 | 157 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $9,369,000 | 352 |
| Surplus | $648,491,000 | 101 |
| Undivided profits | $46,520,000 | 719 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,388,000 | 551 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $15,438,000 | 226 |
| Earning assets | $4,143,907,000 | 202 |
| Long-term assets (5+ years) | $1,279,056,000 | 137 |
| Average Assets, year-to-date | $3,098,212,500 | 247 |
| Average Assets, quarterly | $3,836,584,500 | 220 |
| Volatile liabilities | $1,187,439,000 | 200 |
| Insider loans | $4,560,000 | 1,280 |
| FHLB advances | $45,890,000 | 868 |
| Loans and leases held for sale | $2,215,000 | 572 |
| Unused loan commitments | $756,665,000 | 226 |
| Tier 1 (core) risk-based capital | $321,045,000 | 228 |
| Tier 2 risk-based capital | $127,302,000 | 104 |
| Total risk weighted assets | $3,769,572,000 | 174 |
| Total unused commitments | $756,665,000 | 227 |
| Derivatives | $410,221,000 | 112 |
| 2004-06-30 | Rank | |
| # of Employees: | 312 | 483 |
| Assets and Liabilities | ||
| Total Assets: | $2,829,908,000 | 264 |
| Cash and due from depository institutions | $219,500,000 | 483 |
| Interest-bearing balances | $213,000 | 4,426 |
| Securities | $813,568,000 | 213 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $1,564,242,000 | 277 |
| Loan loss allowance | $17,190,000 | 318 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $30,680,000 | 257 |
| Other real estate owned | $631,000 | 483 |
| Goodwill and other intangibles | $115,863,000 | 135 |
| All other assets | $85,424,000 | 272 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $2,829,908,000 | 264 |
| Total liabilities | $2,557,300,000 | 258 |
| Total deposits | $1,652,052,000 | 287 |
| Interest-bearing deposits | $1,414,994,000 | 281 |
| Deposits held in domestic offices | $1,652,052,000 | 283 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $705,794,000 | 119 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $143,016,000 | 418 |
| Subordinated debt | $35,000,000 | 104 |
| All other liabilities | $21,438,000 | 359 |
| Total equity capital | $272,608,000 | 274 |
| Total bank equity capital | $272,608,000 | 274 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $9,369,000 | 348 |
| Surplus | $237,754,000 | 188 |
| Undivided profits | $25,485,000 | 1,245 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,984,000 | 949 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $9,723,000 | 287 |
| Earning assets | $2,378,023,000 | 278 |
| Long-term assets (5+ years) | $891,728,000 | 179 |
| Average Assets, year-to-date | $2,516,529,670 | 279 |
| Average Assets, quarterly | $2,636,689,000 | 273 |
| Volatile liabilities | $965,684,000 | 226 |
| Insider loans | $4,610,000 | 1,235 |
| FHLB advances | $35,257,000 | 1,071 |
| Loans and leases held for sale | $2,334,000 | 577 |
| Unused loan commitments | $306,146,000 | 390 |
| Tier 1 (core) risk-based capital | $160,854,000 | 357 |
| Tier 2 risk-based capital | $52,190,000 | 151 |
| Total risk weighted assets | $1,964,640,000 | 254 |
| Total unused commitments | $306,146,000 | 391 |
| Derivatives | $234,700,000 | 138 |
| 2004-03-31 | Rank | |
| # of Employees: | 322 | 476 |
| Assets and Liabilities | ||
| Total Assets: | $2,443,470,000 | 289 |
| Cash and due from depository institutions | $51,408,000 | 476 |
| Interest-bearing balances | $134,000 | 5,001 |
| Securities | $708,706,000 | 242 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $1,461,970,000 | 288 |
| Loan loss allowance | $16,242,000 | 326 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $30,077,000 | 260 |
| Other real estate owned | $756,000 | 476 |
| Goodwill and other intangibles | $116,184,000 | 121 |
| All other assets | $74,369,000 | 288 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $2,443,470,000 | 289 |
| Total liabilities | $2,165,242,000 | 289 |
| Total deposits | $1,541,022,000 | 301 |
| Interest-bearing deposits | $1,310,932,000 | 302 |
| Deposits held in domestic offices | $1,541,022,000 | 298 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $515,363,000 | 131 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $40,296,000 | 982 |
| Subordinated debt | $35,000,000 | 104 |
| All other liabilities | $33,561,000 | 296 |
| Total equity capital | $278,228,000 | 265 |
| Total bank equity capital | $278,228,000 | 265 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $9,369,000 | 341 |
| Surplus | $237,755,000 | 178 |
| Undivided profits | $31,104,000 | 1,063 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,693,000 | 1,115 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $8,032,000 | 345 |
| Earning assets | $2,170,810,000 | 292 |
| Long-term assets (5+ years) | $738,069,000 | 182 |
| Average Assets, year-to-date | $2,359,840,500 | 294 |
| Average Assets, quarterly | $2,359,840,500 | 294 |
| Volatile liabilities | $670,309,000 | 272 |
| Insider loans | $6,230,000 | 888 |
| FHLB advances | $40,296,000 | 891 |
| Loans and leases held for sale | $1,768,000 | 747 |
| Unused loan commitments | $288,465,000 | 400 |
| Tier 1 (core) risk-based capital | $160,892,000 | 357 |
| Tier 2 risk-based capital | $51,242,000 | 152 |
| Total risk weighted assets | $1,830,210,000 | 263 |
| Total unused commitments | $288,465,000 | 400 |
| Derivatives | $189,000,000 | 157 |
| 2003-12-31 | Rank | |
| # of Employees: | 322 | 485 |
| Assets and Liabilities | ||
| Total Assets: | $2,276,211,000 | 299 |
| Cash and due from depository institutions | $43,552,000 | 485 |
| Interest-bearing balances | $572,000 | 3,518 |
| Securities | $647,780,000 | 257 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $1,367,430,000 | 303 |
| Loan loss allowance | $15,849,000 | 336 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $29,438,000 | 275 |
| Other real estate owned | $945,000 | 485 |
| Goodwill and other intangibles | $116,508,000 | 121 |
| All other assets | $70,558,000 | 305 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,276,211,000 | 299 |
| Total liabilities | $2,007,839,000 | 304 |
| Total deposits | $1,498,036,000 | 307 |
| Interest-bearing deposits | $1,299,014,000 | 305 |
| Deposits held in domestic offices | $1,498,036,000 | 304 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $418,051,000 | 145 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $40,335,000 | 1,001 |
| Subordinated debt | $35,000,000 | 108 |
| All other liabilities | $16,417,000 | 423 |
| Total equity capital | $268,372,000 | 274 |
| Total bank equity capital | $268,372,000 | 274 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $9,368,000 | 343 |
| Surplus | $237,755,000 | 175 |
| Undivided profits | $21,249,000 | 1,531 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,379,000 | 1,298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $7,663,000 | 351 |
| Earning assets | $2,015,782,000 | 306 |
| Long-term assets (5+ years) | $666,241,000 | 208 |
| Average Assets, year-to-date | $2,037,860,200 | 314 |
| Average Assets, quarterly | $2,229,845,500 | 299 |
| Volatile liabilities | $569,298,000 | 297 |
| Insider loans | $6,224,000 | 869 |
| FHLB advances | $40,335,000 | 902 |
| Loans and leases held for sale | $1,660,000 | 702 |
| Unused loan commitments | $252,922,000 | 441 |
| Tier 1 (core) risk-based capital | $151,627,000 | 370 |
| Tier 2 risk-based capital | $50,849,000 | 158 |
| Total risk weighted assets | $1,703,361,000 | 277 |
| Total unused commitments | $252,922,000 | 441 |
| Derivatives | $194,000,000 | 149 |
| 2003-09-30 | Rank | |
| # of Employees: | 328 | 480 |
| Assets and Liabilities | ||
| Total Assets: | $2,183,480,000 | 312 |
| Cash and due from depository institutions | $49,205,000 | 480 |
| Interest-bearing balances | $3,751,000 | 1,671 |
| Securities | $590,086,000 | 274 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $1,321,814,000 | 311 |
| Loan loss allowance | $15,141,000 | 360 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $30,197,000 | 270 |
| Other real estate owned | $603,000 | 480 |
| Goodwill and other intangibles | $116,960,000 | 122 |
| All other assets | $74,615,000 | 295 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,183,480,000 | 312 |
| Total liabilities | $1,929,893,000 | 319 |
| Total deposits | $1,453,695,000 | 325 |
| Interest-bearing deposits | $1,279,449,000 | 311 |
| Deposits held in domestic offices | $1,453,695,000 | 321 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $383,179,000 | 153 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $40,375,000 | 988 |
| Subordinated debt | $35,000,000 | 109 |
| All other liabilities | $17,644,000 | 425 |
| Total equity capital | $253,587,000 | 285 |
| Total bank equity capital | $253,587,000 | 285 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $9,368,000 | 342 |
| Surplus | $225,755,000 | 180 |
| Undivided profits | $18,464,000 | 1,771 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,541,000 | 599 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $7,417,000 | 370 |
| Earning assets | $1,915,651,000 | 320 |
| Long-term assets (5+ years) | $635,403,000 | 212 |
| Average Assets, year-to-date | $1,978,272,500 | 330 |
| Average Assets, quarterly | $2,164,545,000 | 316 |
| Volatile liabilities | $566,373,000 | 302 |
| Insider loans | $6,434,000 | 811 |
| FHLB advances | $40,375,000 | 892 |
| Loans and leases held for sale | $1,569,000 | 945 |
| Unused loan commitments | $259,064,000 | 436 |
| Tier 1 (core) risk-based capital | $136,732,000 | 407 |
| Tier 2 risk-based capital | $50,141,000 | 158 |
| Total risk weighted assets | $1,645,631,000 | 287 |
| Total unused commitments | $259,064,000 | 436 |
| Derivatives | $112,000,000 | 181 |
| 2003-06-30 | Rank | |
| # of Employees: | 330 | 489 |
| Assets and Liabilities | ||
| Total Assets: | $2,145,610,000 | 318 |
| Cash and due from depository institutions | $70,393,000 | 489 |
| Interest-bearing balances | $25,563,000 | 331 |
| Securities | $620,273,000 | 266 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $1,234,618,000 | 328 |
| Loan loss allowance | $14,751,000 | 359 |
| Trading account assets | $1,253,000 | 122 |
| Bank premises and fixed assets | $30,414,000 | 267 |
| Other real estate owned | $292,000 | 489 |
| Goodwill and other intangibles | $116,872,000 | 110 |
| All other assets | $71,495,000 | 308 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,145,610,000 | 318 |
| Total liabilities | $1,891,313,000 | 320 |
| Total deposits | $1,408,092,000 | 328 |
| Interest-bearing deposits | $1,215,467,000 | 327 |
| Deposits held in domestic offices | $1,408,092,000 | 326 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $383,229,000 | 149 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $45,432,000 | 895 |
| Subordinated debt | $35,000,000 | 108 |
| All other liabilities | $19,560,000 | 423 |
| Total equity capital | $254,297,000 | 276 |
| Total bank equity capital | $254,297,000 | 276 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $9,368,000 | 338 |
| Surplus | $225,755,000 | 175 |
| Undivided profits | $19,174,000 | 1,723 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,766,000 | 498 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $6,848,000 | 394 |
| Earning assets | $1,881,707,000 | 322 |
| Long-term assets (5+ years) | $659,133,000 | 192 |
| Average Assets, year-to-date | $1,909,870,000 | 337 |
| Average Assets, quarterly | $2,127,393,000 | 315 |
| Volatile liabilities | $585,932,000 | 288 |
| Insider loans | $6,831,000 | 754 |
| FHLB advances | $45,432,000 | 801 |
| Loans and leases held for sale | $5,848,000 | 643 |
| Unused loan commitments | $242,137,000 | 467 |
| Tier 1 (core) risk-based capital | $136,148,000 | 397 |
| Tier 2 risk-based capital | $49,751,000 | 160 |
| Total risk weighted assets | $1,538,742,000 | 303 |
| Total unused commitments | $242,137,000 | 467 |
| Derivatives | $100,000,000 | 199 |
| 2003-03-31 | Rank | |
| # of Employees: | 315 | 506 |
| Assets and Liabilities | ||
| Total Assets: | $2,109,176,000 | 321 |
| Cash and due from depository institutions | $99,754,000 | 506 |
| Interest-bearing balances | $50,191,000 | 147 |
| Securities | $630,862,000 | 262 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $1,168,841,000 | 341 |
| Loan loss allowance | $14,723,000 | 358 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $34,395,000 | 245 |
| Other real estate owned | $232,000 | 506 |
| Goodwill and other intangibles | $117,863,000 | 109 |
| All other assets | $57,229,000 | 354 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,109,176,000 | 321 |
| Total liabilities | $1,858,438,000 | 321 |
| Total deposits | $1,281,145,000 | 354 |
| Interest-bearing deposits | $1,095,297,000 | 356 |
| Deposits held in domestic offices | $1,281,145,000 | 352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $478,920,000 | 134 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $45,491,000 | 866 |
| Subordinated debt | $35,000,000 | 107 |
| All other liabilities | $17,882,000 | 450 |
| Total equity capital | $250,738,000 | 277 |
| Total bank equity capital | $250,738,000 | 277 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $9,368,000 | 334 |
| Surplus | $225,844,000 | 175 |
| Undivided profits | $15,526,000 | 2,036 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,988,000 | 561 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $10,387,000 | 296 |
| Earning assets | $1,849,894,000 | 326 |
| Long-term assets (5+ years) | $715,469,000 | 182 |
| Average Assets, year-to-date | $1,792,000,000 | 352 |
| Average Assets, quarterly | $1,792,000,000 | 352 |
| Volatile liabilities | $691,837,000 | 257 |
| Insider loans | $6,801,000 | 746 |
| FHLB advances | $45,491,000 | 783 |
| Loans and leases held for sale | $13,643,000 | 326 |
| Unused loan commitments | $236,005,000 | 466 |
| Tier 1 (core) risk-based capital | $130,184,000 | 405 |
| Tier 2 risk-based capital | $49,723,000 | 162 |
| Total risk weighted assets | $1,425,774,000 | 320 |
| Total unused commitments | $236,005,000 | 467 |
| Derivatives | $93,000,000 | 200 |
| 2002-12-31 | Rank | |
| # of Employees: | 307 | 525 |
| Assets and Liabilities | ||
| Total Assets: | $1,474,824,000 | 414 |
| Cash and due from depository institutions | $89,995,000 | 525 |
| Interest-bearing balances | $44,406,000 | 149 |
| Securities | $167,917,000 | 753 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $1,049,424,000 | 368 |
| Loan loss allowance | $12,909,000 | 390 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $25,612,000 | 312 |
| Other real estate owned | $612,000 | 525 |
| Goodwill and other intangibles | $79,283,000 | 140 |
| All other assets | $61,981,000 | 328 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,474,824,000 | 414 |
| Total liabilities | $1,291,643,000 | 426 |
| Total deposits | $1,118,788,000 | 391 |
| Interest-bearing deposits | $941,925,000 | 400 |
| Deposits held in domestic offices | $1,118,788,000 | 388 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $73,019,000 | 348 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $45,549,000 | 860 |
| Subordinated debt | $35,000,000 | 105 |
| All other liabilities | $19,287,000 | 412 |
| Total equity capital | $183,181,000 | 348 |
| Total bank equity capital | $183,181,000 | 348 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $9,368,000 | 330 |
| Surplus | $159,397,000 | 217 |
| Undivided profits | $14,416,000 | 2,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,490,000 | 461 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $5,011,000 | 552 |
| Earning assets | $1,261,747,000 | 431 |
| Long-term assets (5+ years) | $297,934,000 | 351 |
| Average Assets, year-to-date | $1,074,582,400 | 505 |
| Average Assets, quarterly | $1,468,487,500 | 415 |
| Volatile liabilities | $235,774,000 | 533 |
| Insider loans | $8,139,000 | 606 |
| FHLB advances | $45,549,000 | 761 |
| Loans and leases held for sale | $25,062,000 | 252 |
| Unused loan commitments | $211,571,000 | 485 |
| Tier 1 (core) risk-based capital | $102,448,000 | 478 |
| Tier 2 risk-based capital | $47,909,000 | 162 |
| Total risk weighted assets | $1,187,348,000 | 359 |
| Total unused commitments | $211,571,000 | 485 |
| Derivatives | $106,000,000 | 176 |
| 2001-12-31 | Rank | |
| # of Employees: | 142 | 1,154 |
| Assets and Liabilities | ||
| Total Assets: | $755,578,000 | 682 |
| Cash and due from depository institutions | $29,164,000 | 1,154 |
| Interest-bearing balances | $4,334,000 | 1,404 |
| Securities | $58,464,000 | 1,917 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $623,253,000 | 557 |
| Loan loss allowance | $7,643,000 | 591 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $12,322,000 | 648 |
| Other real estate owned | $627,000 | 1,154 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $31,748,000 | 508 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $755,578,000 | 682 |
| Total liabilities | $691,439,000 | 676 |
| Total deposits | $536,032,000 | 729 |
| Interest-bearing deposits | $475,662,000 | 705 |
| Deposits held in domestic offices | $536,032,000 | 724 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $119,396,000 | 276 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $25,000,000 | 1,215 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $11,011,000 | 579 |
| Total equity capital | $64,139,000 | 775 |
| Total bank equity capital | $64,139,000 | 775 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $9,369,000 | 323 |
| Surplus | $43,964,000 | 525 |
| Undivided profits | $10,806,000 | 2,574 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,288,000 | 402 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $565,000 | 335 |
| Income earned, not collected on loans | $3,007,000 | 1,023 |
| Earning assets | $686,051,000 | 683 |
| Long-term assets (5+ years) | $133,750,000 | 736 |
| Average Assets, year-to-date | $675,745,200 | 732 |
| Average Assets, quarterly | $751,072,500 | 677 |
| Volatile liabilities | $210,996,000 | 545 |
| Insider loans | $6,427,000 | 736 |
| FHLB advances | $25,000,000 | 1,103 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $106,923,000 | 719 |
| Tier 1 (core) risk-based capital | $64,408,000 | 720 |
| Tier 2 risk-based capital | $7,643,000 | 566 |
| Total risk weighted assets | $689,935,000 | 529 |
| Total unused commitments | $106,923,000 | 719 |
| Derivatives | $31,000,000 | 235 |
| 2000-12-31 | Rank | |
| # of Employees: | 141 | 1,152 |
| Assets and Liabilities | ||
| Total Assets: | $549,393,000 | 901 |
| Cash and due from depository institutions | $41,379,000 | 1,152 |
| Interest-bearing balances | $15,930,000 | 271 |
| Securities | $43,673,000 | 2,468 |
| Federal funds sold & reverse repurchase agreements | $475,000 | 6,200 |
| Net loans & leases | $437,105,000 | 754 |
| Loan loss allowance | $5,601,000 | 753 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $11,657,000 | 673 |
| Other real estate owned | $380,000 | 1,152 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $14,724,000 | 735 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $549,393,000 | 901 |
| Total liabilities | $506,895,000 | 885 |
| Total deposits | $486,624,000 | 786 |
| Interest-bearing deposits | $419,835,000 | 792 |
| Deposits held in domestic offices | $486,624,000 | 783 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,534,000 | 771 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,737,000 | 2,316 |
| Total equity capital | $42,498,000 | 1,095 |
| Total bank equity capital | $42,498,000 | 1,095 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $9,369,000 | 331 |
| Surplus | $24,464,000 | 797 |
| Undivided profits | $8,665,000 | 2,932 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,373,000 | 764 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $3,179,000 | 781 |
| Earning assets | $497,183,000 | 909 |
| Long-term assets (5+ years) | $90,028,000 | 1,006 |
| Average Assets, year-to-date | $452,665,400 | 1,031 |
| Average Assets, quarterly | $527,560,000 | 928 |
| Volatile liabilities | $123,920,000 | 842 |
| Insider loans | $7,769,000 | 567 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $101,161,000 | 707 |
| Tier 1 (core) risk-based capital | $42,551,000 | 1,039 |
| Tier 2 risk-based capital | $5,601,000 | 716 |
| Total risk weighted assets | $474,798,100 | 720 |
| Total unused commitments | $101,161,000 | 707 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 133 | 1,265 |
| Assets and Liabilities | ||
| Total Assets: | $365,197,000 | 1,289 |
| Cash and due from depository institutions | $23,255,000 | 1,265 |
| Interest-bearing balances | $9,034,000 | 448 |
| Securities | $22,670,000 | 4,434 |
| Federal funds sold & reverse repurchase agreements | $925,000 | 5,043 |
| Net loans & leases | $302,816,000 | 1,019 |
| Loan loss allowance | $3,624,000 | 1,070 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $10,461,000 | 753 |
| Other real estate owned | $396,000 | 1,265 |
| Goodwill and other intangibles | $13,000 | 3,118 |
| All other assets | $4,661,000 | 1,894 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $365,197,000 | 1,289 |
| Total liabilities | $336,531,000 | 1,269 |
| Total deposits | $332,951,000 | 1,115 |
| Interest-bearing deposits | $275,364,000 | 1,174 |
| Deposits held in domestic offices | $332,951,000 | 1,110 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $3,580,000 | 1,200 |
| Total equity capital | $28,666,000 | 1,541 |
| Total bank equity capital | $28,666,000 | 1,541 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $9,369,000 | 362 |
| Surplus | $12,464,000 | 1,337 |
| Undivided profits | $6,833,000 | 3,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $146,000 | 6,286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,783,000 | 1,180 |
| Earning assets | $335,445,000 | 1,278 |
| Long-term assets (5+ years) | $26,649,000 | 2,766 |
| Average Assets, year-to-date | $332,228,400 | 1,370 |
| Average Assets, quarterly | $361,980,500 | 1,286 |
| Volatile liabilities | $72,550,000 | 1,236 |
| Insider loans | $14,341,000 | 267 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $119,376,000 | 654 |
| Tier 1 (core) risk-based capital | $29,047,000 | 1,493 |
| Tier 2 risk-based capital | $3,624,000 | 1,008 |
| Total risk weighted assets | $325,029,600 | 978 |
| Total unused commitments | $119,376,000 | 654 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 108 | 1,564 |
| Assets and Liabilities | ||
| Total Assets: | $227,358,000 | 2,034 |
| Cash and due from depository institutions | $13,723,000 | 1,564 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $12,727,000 | 6,357 |
| Federal funds sold & reverse repurchase agreements | $23,041,000 | 691 |
| Net loans & leases | $168,291,000 | 1,674 |
| Loan loss allowance | $2,757,000 | 1,325 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $7,677,000 | 983 |
| Other real estate owned | $0 | 1,564 |
| Goodwill and other intangibles | $13,000 | 3,258 |
| All other assets | $1,886,000 | 3,733 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $227,358,000 | 2,034 |
| Total liabilities | $209,734,000 | 1,981 |
| Total deposits | $208,947,000 | 1,808 |
| Interest-bearing deposits | $163,247,000 | 1,982 |
| Deposits held in domestic offices | $208,947,000 | 1,802 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $787,000 | 4,216 |
| Total equity capital | $17,624,000 | 2,535 |
| Total bank equity capital | $17,624,000 | 2,535 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $7,449,000 | 465 |
| Surplus | $7,970,000 | 1,951 |
| Undivided profits | $2,205,000 | 6,679 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $174,000 | 6,401 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $851,000 | 2,657 |
| Earning assets | $204,059,000 | 2,087 |
| Long-term assets (5+ years) | $902,000 | 8,464 |
| Average Assets, year-to-date | $189,525,400 | 2,285 |
| Average Assets, quarterly | $221,630,000 | 2,051 |
| Volatile liabilities | $39,627,000 | 1,717 |
| Insider loans | $9,692,000 | 412 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $66,146,000 | 931 |
| Tier 1 (core) risk-based capital | $17,605,000 | 2,431 |
| Tier 2 risk-based capital | $2,338,010 | 1,409 |
| Total risk weighted assets | $186,621,910 | 1,545 |
| Total unused commitments | $66,146,000 | 937 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 63 | 2,879 |
| Assets and Liabilities | ||
| Total Assets: | $145,823,000 | 3,047 |
| Cash and due from depository institutions | $10,559,000 | 2,879 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $6,027,000 | 8,810 |
| Federal funds sold & reverse repurchase agreements | $29,438,000 | 460 |
| Net loans & leases | $92,982,000 | 2,934 |
| Loan loss allowance | $1,157,000 | 2,951 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,866,000 | 1,635 |
| Other real estate owned | $0 | 2,879 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,951,000 | 3,591 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,823,000 | 3,047 |
| Total liabilities | $132,270,000 | 3,021 |
| Total deposits | $132,086,000 | 2,832 |
| Interest-bearing deposits | $99,294,000 | 3,211 |
| Deposits held in domestic offices | $132,086,000 | 2,825 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $184,000 | 9,197 |
| Total equity capital | $13,553,000 | 3,264 |
| Total bank equity capital | $13,553,000 | 3,264 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $6,800,000 | 531 |
| Surplus | $6,556,000 | 2,227 |
| Undivided profits | $197,000 | 9,949 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $542,000 | 4,373 |
| Earning assets | $128,447,000 | 3,178 |
| Long-term assets (5+ years) | $397,000 | 9,131 |
| Average Assets, year-to-date | $104,985,600 | 3,982 |
| Average Assets, quarterly | $129,356,000 | 3,372 |
| Volatile liabilities | $30,710,000 | 2,107 |
| Insider loans | $3,058,000 | 1,398 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $61,322,000 | 925 |
| Tier 1 (core) risk-based capital | $13,553,000 | 3,130 |
| Tier 2 risk-based capital | $1,157,000 | 2,558 |
| Total risk weighted assets | $111,860,900 | 2,510 |
| Total unused commitments | $61,322,000 | 931 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 34 | 5,259 |
| Assets and Liabilities | ||
| Total Assets: | $76,872,000 | 5,481 |
| Cash and due from depository institutions | $4,607,000 | 5,259 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $5,092,000 | 9,741 |
| Federal funds sold & reverse repurchase agreements | $13,277,000 | 973 |
| Net loans & leases | $51,110,000 | 4,945 |
| Loan loss allowance | $749,000 | 4,456 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,175,000 | 3,536 |
| Other real estate owned | $0 | 5,259 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $611,000 | 8,157 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,872,000 | 5,481 |
| Total liabilities | $68,983,000 | 5,471 |
| Total deposits | $68,892,000 | 5,257 |
| Interest-bearing deposits | $53,594,000 | 5,671 |
| Deposits held in domestic offices | $68,892,000 | 5,247 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $91,000 | 10,745 |
| Total equity capital | $7,889,000 | 5,297 |
| Total bank equity capital | $7,889,000 | 5,297 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $4,400,000 | 889 |
| Surplus | $2,992,000 | 4,292 |
| Undivided profits | $497,000 | 9,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $291,000 | 7,025 |
| Earning assets | $69,479,000 | 5,537 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $60,552,800 | 6,323 |
| Average Assets, quarterly | $70,651,000 | 5,782 |
| Volatile liabilities | $8,787,000 | 5,278 |
| Insider loans | $1,566,000 | 2,603 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $19,410,000 | 2,089 |
| Tier 1 (core) risk-based capital | $7,889,000 | 5,202 |
| Tier 2 risk-based capital | $740,190 | 3,888 |
| Total risk weighted assets | $59,206,290 | 4,424 |
| Total unused commitments | $19,410,000 | 2,102 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 24 | 6,946 |
| Assets and Liabilities | ||
| Total Assets: | $46,117,000 | 7,755 |
| Cash and due from depository institutions | $6,452,000 | 6,946 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $98,000 | 11,863 |
| Federal funds sold & reverse repurchase agreements | $15,825,000 | 899 |
| Net loans & leases | $22,496,000 | 8,126 |
| Loan loss allowance | $327,000 | 7,758 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $966,000 | 6,162 |
| Other real estate owned | $0 | 6,946 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $280,000 | 10,825 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,117,000 | 7,755 |
| Total liabilities | $38,769,000 | 8,041 |
| Total deposits | $38,701,000 | 7,868 |
| Interest-bearing deposits | $30,779,000 | 8,182 |
| Deposits held in domestic offices | $38,701,000 | 7,864 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $68,000 | 11,540 |
| Total equity capital | $7,348,000 | 5,648 |
| Total bank equity capital | $7,348,000 | 5,648 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $4,400,000 | 893 |
| Surplus | $2,992,000 | 4,266 |
| Undivided profits | $-44,000 | 11,411 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,000 | 10,346 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $152,000 | 9,685 |
| Earning assets | $38,419,000 | 8,157 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $29,134,600 | 9,456 |
| Average Assets, quarterly | $41,997,000 | 8,101 |
| Volatile liabilities | $2,962,000 | 8,593 |
| Insider loans | $420,000 | 6,159 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $8,565,000 | 3,618 |
| Tier 1 (core) risk-based capital | $7,348,000 | 5,517 |
| Tier 2 risk-based capital | $327,000 | 6,997 |
| Total risk weighted assets | $27,643,300 | 7,485 |
| Total unused commitments | $8,565,000 | 3,631 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 13 | 9,865 |
| Assets and Liabilities | ||
| Total Assets: | $15,591,000 | 11,680 |
| Cash and due from depository institutions | $740,000 | 9,865 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $3,206,000 | 11,611 |
| Federal funds sold & reverse repurchase agreements | $1,528,000 | 4,446 |
| Net loans & leases | $9,103,000 | 11,228 |
| Loan loss allowance | $123,000 | 11,159 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $817,000 | 6,825 |
| Other real estate owned | $0 | 9,865 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $197,000 | 11,932 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $15,591,000 | 11,680 |
| Total liabilities | $14,017,000 | 11,659 |
| Total deposits | $13,941,000 | 11,590 |
| Interest-bearing deposits | $11,048,000 | 11,688 |
| Deposits held in domestic offices | $13,941,000 | 11,588 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $76,000 | 11,647 |
| Total equity capital | $1,574,000 | 11,526 |
| Total bank equity capital | $1,574,000 | 11,526 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,200,000 | 3,212 |
| Surplus | $289,000 | 10,828 |
| Undivided profits | $85,000 | 11,324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $164,000 | 7,285 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $52,000 | 11,899 |
| Earning assets | $13,837,000 | 11,688 |
| Long-term assets (5+ years) | $231,000 | 10,532 |
| Average Assets, year-to-date | $15,608,800 | 11,647 |
| Average Assets, quarterly | $15,691,500 | 11,659 |
| Volatile liabilities | $805,000 | 11,400 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $327,000 | 10,791 |
| Tier 1 (core) risk-based capital | $1,636,000 | 11,488 |
| Tier 2 risk-based capital | $119,310 | 10,781 |
| Total risk weighted assets | $9,540,910 | 11,333 |
| Total unused commitments | $327,000 | 10,795 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 13 | 10,317 |
| Assets and Liabilities | ||
| Total Assets: | $15,320,000 | 12,286 |
| Cash and due from depository institutions | $1,071,000 | 10,317 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $1,707,000 | 12,678 |
| Federal funds sold & reverse repurchase agreements | $2,707,000 | 4,729 |
| Net loans & leases | $8,801,000 | 11,690 |
| Loan loss allowance | $113,000 | 11,864 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $850,000 | 6,765 |
| Other real estate owned | $0 | 10,317 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $184,000 | 12,443 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $15,320,000 | 12,286 |
| Total liabilities | $13,831,000 | 12,261 |
| Total deposits | $13,743,000 | 12,198 |
| Interest-bearing deposits | $11,584,000 | 12,195 |
| Deposits held in domestic offices | $13,743,000 | 12,197 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $88,000 | 11,847 |
| Total equity capital | $1,489,000 | 12,115 |
| Total bank equity capital | $1,489,000 | 12,115 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,200,000 | 3,307 |
| Surplus | $240,000 | 11,446 |
| Undivided profits | $49,000 | 12,057 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $110,000 | 9,016 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $64,000 | 12,054 |
| Earning assets | $13,215,000 | 12,351 |
| Long-term assets (5+ years) | $621,000 | 10,478 |
| Average Assets, year-to-date | $13,321,600 | 12,536 |
| Average Assets, quarterly | $14,951,500 | 12,311 |
| Volatile liabilities | $1,103,000 | 11,186 |
| Insider loans | $25,000 | 11,135 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $936,000 | 9,394 |
| Tier 1 (core) risk-based capital | $1,489,000 | 12,097 |
| Tier 2 risk-based capital | $113,000 | 11,300 |
| Total risk weighted assets | $9,970,900 | 11,669 |
| Total unused commitments | $936,000 | 9,420 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 9 | 12,085 |
| Assets and Liabilities | ||
| Total Assets: | $11,319,000 | 13,363 |
| Cash and due from depository institutions | $972,000 | 12,085 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $2,169,000 | 12,992 |
| Federal funds sold & reverse repurchase agreements | $471,000 | 10,233 |
| Net loans & leases | $6,743,000 | 12,703 |
| Loan loss allowance | $69,000 | 13,134 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $889,000 | 6,669 |
| Other real estate owned | $0 | 12,085 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $75,000 | 13,800 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $11,319,000 | 13,363 |
| Total liabilities | $9,919,000 | 13,375 |
| Total deposits | $9,863,000 | 13,332 |
| Interest-bearing deposits | $8,349,000 | 13,294 |
| Deposits held in domestic offices | $9,863,000 | 13,331 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $56,000 | 13,341 |
| Total equity capital | $1,400,000 | 12,554 |
| Total bank equity capital | $1,400,000 | 12,554 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,200,000 | 3,439 |
| Surplus | $240,000 | 11,881 |
| Undivided profits | $-40,000 | 12,697 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $68,000 | 10,807 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $47,000 | 13,062 |
| Earning assets | $9,383,000 | 13,420 |
| Long-term assets (5+ years) | $1,323,000 | 9,771 |
| Average Assets, year-to-date | $11,249,000 | 13,345 |
| Average Assets, quarterly | $11,446,000 | 13,337 |
| Volatile liabilities | $1,620,000 | 10,581 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $259,000 | 11,445 |
| Tier 1 (core) risk-based capital | $1,400,000 | 12,531 |
| Tier 2 risk-based capital | $69,000 | 12,742 |
| Total risk weighted assets | $7,621,300 | 12,768 |
| Total unused commitments | $259,000 | 11,464 |
| Derivatives | $0 | 651 |