Home > Mercantile Bank > Loan Charge- Offs and Recoveries
Mercantile Bank, Loan Charge- Offs and Recoveries
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $948,000 | 1,153 |
| Loans secured by real estate, total | $205,000 | 1,153 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $205,000 | 1,151 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $18,000 | 2,515 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $187,000 | 669 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $28,000 | 4,463 |
| Loans to individuals | $701,000 | 670 |
| Credit card loan charge offs | $636,000 | 346 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $65,000 | 2,695 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $14,000 | 285 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $633,000 | 663 |
| Loans secured by real estate, total | $330,000 | 389 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $330,000 | 388 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $131,000 | 311 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $199,000 | 329 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $232,000 | 576 |
| Loans to individuals | $44,000 | 1,936 |
| Credit card loan recoveries | $13,000 | 809 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $31,000 | 2,247 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $27,000 | 182 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $315,000 | 1,881 |
| Loans secured by real estate, total | $-125,000 | 11,771 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $-125,000 | 11,801 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $-113,000 | 11,909 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $-12,000 | 11,302 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-204,000 | 11,768 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $657,000 | 562 |
| Credit card loan net charge offs | $623,000 | 315 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $34,000 | 2,958 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $-13,000 | 1,149 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,239,000 | 681 |
| Loans secured by real estate, total | $1,684,000 | 373 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $1,684,000 | 373 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $247,000 | 652 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $1,437,000 | 224 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $174,000 | 1,625 |
| Loans to individuals | $381,000 | 868 |
| Credit card loan charge offs | $346,000 | 423 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $35,000 | 3,827 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,168,000 | 504 |
| Loans secured by real estate, total | $700,000 | 275 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $700,000 | 274 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $97,000 | 438 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $603,000 | 176 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $405,000 | 438 |
| Loans to individuals | $63,000 | 1,537 |
| Credit card loan recoveries | $6,000 | 1,179 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $57,000 | 1,487 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,071,000 | 831 |
| Loans secured by real estate, total | $984,000 | 442 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $984,000 | 442 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $150,000 | 756 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $834,000 | 270 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-231,000 | 12,359 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $318,000 | 740 |
| Credit card loan net charge offs | $340,000 | 384 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-22,000 | 12,304 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,292,000 | 818 |
| Loans secured by real estate, total | $1,500,000 | 546 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $1,500,000 | 544 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $289,000 | 707 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $1,211,000 | 337 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $563,000 | 899 |
| Loans to individuals | $91,000 | 2,616 |
| Credit card loan charge offs | $0 | 4,176 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $91,000 | 2,298 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $138,000 | 155 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,224,000 | 333 |
| Loans secured by real estate, total | $688,000 | 280 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $688,000 | 280 |
| Construction and land development | $201,000 | 169 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $24,000 | 1,321 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $463,000 | 202 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $1,452,000 | 198 |
| Loans to individuals | $80,000 | 1,415 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $80,000 | 1,251 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $4,000 | 288 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $68,000 | 5,402 |
| Loans secured by real estate, total | $812,000 | 687 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $812,000 | 685 |
| Construction and land development | $-201,000 | 13,224 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $265,000 | 653 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $748,000 | 408 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $-889,000 | 13,245 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $11,000 | 5,869 |
| Credit card loan net charge offs | $0 | 3,895 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $11,000 | 5,293 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $134,000 | 122 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,300,000 | 1,016 |
| Loans secured by real estate, total | $101,000 | 3,005 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $101,000 | 3,005 |
| Construction and land development | $3,000 | 1,580 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $98,000 | 1,648 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $2,053,000 | 451 |
| Loans to individuals | $146,000 | 2,334 |
| Credit card loan charge offs | $5,000 | 2,890 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $141,000 | 2,069 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $663,000 | 753 |
| Loans secured by real estate, total | $115,000 | 881 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $115,000 | 880 |
| Construction and land development | $23,000 | 488 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $17,000 | 1,653 |
| Secured by multifamily residential properties | $4,000 | 369 |
| Secured by nonfarm nonresidential properties | $71,000 | 612 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $458,000 | 407 |
| Loans to individuals | $84,000 | 1,440 |
| Credit card loan recoveries | $5,000 | 1,375 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $79,000 | 1,336 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $6,000 | 272 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,637,000 | 1,125 |
| Loans secured by real estate, total | $-14,000 | 13,194 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $-14,000 | 13,232 |
| Construction and land development | $-20,000 | 13,764 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $81,000 | 1,599 |
| Secured by multifamily residential properties | $-4,000 | 13,778 |
| Secured by nonfarm nonresidential properties | $-71,000 | 13,829 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $1,595,000 | 462 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $62,000 | 3,233 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $62,000 | 2,796 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $-6,000 | 1,122 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.