Home > Mercantile Bank > Net charge- offs to loans
Mercantile Bank, Net charge- offs to loans
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0892% | 5,898 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0691% | 1,461 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0174% | 1,233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1599% | 1,520 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0065% | 1,259 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2025% | 1,525 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3077% | 1,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9047% | 426 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0532% | 313 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0391% | 1,206 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3681% | 2,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6435% | 163 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3259% | 136 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2559% | 213 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0059% | 1,210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3617% | 157 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3176% | 1,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7496% | 417 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5663% | 150 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0227% | 9,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4971% | 330 |
| Percentage Net Loans Charged-off:Construction & development | -1.0755% | 1,422 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0610% | 270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4201% | 179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0510% | 372 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6122% | 126 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9510% | 1,378 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0426% | 1,270 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7830% | 113 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6853% | 3,191 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0128% | 1,509 |
| Percentage Net Loans Charged-off:Construction & development | -0.1041% | 1,439 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1648% | 1,523 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1104% | 1,444 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1877% | 428 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2120% | 382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6647% | 406 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3194% | 1,143 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0426% | 1,187 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |