Home > Mercantile Bank > Assets and Liabilities
Mercantile Bank, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 281 | 688 |
| Assets and Liabilities | ||
| Total Assets: | $628,918,000 | 824 |
| Cash and due from depository institutions | $26,983,000 | 688 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $196,271,000 | 682 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,427 |
| Net loans & leases | $380,509,000 | 824 |
| Loan loss allowance | $7,915,000 | 653 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $6,500,000 | 1,152 |
| Other real estate owned | $0 | 688 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $8,655,000 | 1,061 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $628,918,000 | 824 |
| Total liabilities | $577,650,000 | 817 |
| Total deposits | $534,250,000 | 773 |
| Interest-bearing deposits | $453,931,000 | 779 |
| Deposits held in domestic offices | $534,250,000 | 764 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $38,800,000 | 606 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $38,000 | 4,747 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $4,562,000 | 1,105 |
| Total equity capital | $51,268,000 | 922 |
| Total bank equity capital | $51,268,000 | 922 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $5,000,000 | 752 |
| Surplus | $14,676,000 | 1,168 |
| Undivided profits | $31,592,000 | 836 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,002,000 | 2,629 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $3,893,000 | 622 |
| Earning assets | $586,780,000 | 813 |
| Long-term assets (5+ years) | $60,603,000 | 1,018 |
| Average Assets, year-to-date | $605,778,400 | 818 |
| Average Assets, quarterly | $618,463,500 | 825 |
| Volatile liabilities | $102,391,000 | 817 |
| Insider loans | $9,047,000 | 485 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $2,832,000 | 488 |
| Unused loan commitments | $188,726,000 | 478 |
| Tier 1 (core) risk-based capital | $50,161,000 | 894 |
| Tier 2 risk-based capital | $5,792,870 | 662 |
| Total risk weighted assets | $461,307,770 | 704 |
| Total unused commitments | $188,726,000 | 481 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 297 | 675 |
| Assets and Liabilities | ||
| Total Assets: | $592,141,000 | 832 |
| Cash and due from depository institutions | $21,454,000 | 675 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $242,702,000 | 589 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $312,995,000 | 938 |
| Loan loss allowance | $7,573,000 | 685 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $6,678,000 | 1,093 |
| Other real estate owned | $44,000 | 675 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $8,268,000 | 1,123 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $592,141,000 | 832 |
| Total liabilities | $542,791,000 | 827 |
| Total deposits | $505,176,000 | 784 |
| Interest-bearing deposits | $429,324,000 | 800 |
| Deposits held in domestic offices | $505,176,000 | 771 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,902,000 | 688 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $73,000 | 4,916 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $4,640,000 | 961 |
| Total equity capital | $49,350,000 | 890 |
| Total bank equity capital | $49,350,000 | 890 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $5,000,000 | 743 |
| Surplus | $13,723,000 | 1,167 |
| Undivided profits | $30,627,000 | 751 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,621,000 | 1,838 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $2,644,000 | 750 |
| Earning assets | $555,697,000 | 819 |
| Long-term assets (5+ years) | $64,214,000 | 979 |
| Average Assets, year-to-date | $592,597,000 | 826 |
| Average Assets, quarterly | $592,729,500 | 828 |
| Volatile liabilities | $86,356,000 | 875 |
| Insider loans | $8,778,000 | 503 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $2,028,000 | 452 |
| Unused loan commitments | $149,694,000 | 510 |
| Tier 1 (core) risk-based capital | $49,720,000 | 864 |
| Tier 2 risk-based capital | $4,851,580 | 741 |
| Total risk weighted assets | $385,404,680 | 788 |
| Total unused commitments | $149,694,000 | 513 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 277 | 753 |
| Assets and Liabilities | ||
| Total Assets: | $588,063,000 | 858 |
| Cash and due from depository institutions | $16,459,000 | 753 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $276,885,000 | 556 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,350 |
| Net loans & leases | $266,217,000 | 1,058 |
| Loan loss allowance | $8,306,000 | 675 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $6,461,000 | 1,121 |
| Other real estate owned | $1,327,000 | 753 |
| Goodwill and other intangibles | $3,105,000 | 562 |
| All other assets | $7,609,000 | 1,164 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $588,063,000 | 858 |
| Total liabilities | $538,944,000 | 858 |
| Total deposits | $507,320,000 | 809 |
| Interest-bearing deposits | $436,583,000 | 813 |
| Deposits held in domestic offices | $507,320,000 | 796 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,994,000 | 629 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $235,000 | 3,943 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,395,000 | 1,573 |
| Total equity capital | $49,119,000 | 853 |
| Total bank equity capital | $49,119,000 | 853 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $5,000,000 | 732 |
| Surplus | $13,723,000 | 1,110 |
| Undivided profits | $30,396,000 | 744 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $880,000 | 3,461 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,701,000 | 1,008 |
| Earning assets | $553,102,000 | 839 |
| Long-term assets (5+ years) | $73,771,000 | 880 |
| Average Assets, year-to-date | $604,695,600 | 823 |
| Average Assets, quarterly | $584,356,000 | 856 |
| Volatile liabilities | $83,223,000 | 865 |
| Insider loans | $548,000 | 5,435 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $135,491,000 | 531 |
| Tier 1 (core) risk-based capital | $46,014,000 | 876 |
| Tier 2 risk-based capital | $4,081,040 | 851 |
| Total risk weighted assets | $322,258,540 | 907 |
| Total unused commitments | $135,491,000 | 545 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 166 | 1,298 |
| Assets and Liabilities | ||
| Total Assets: | $431,090,000 | 1,142 |
| Cash and due from depository institutions | $24,423,000 | 1,298 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $164,746,000 | 836 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $227,653,000 | 1,266 |
| Loan loss allowance | $4,265,000 | 1,128 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,327,000 | 1,697 |
| Other real estate owned | $1,202,000 | 1,298 |
| Goodwill and other intangibles | $3,454,000 | 519 |
| All other assets | $5,285,000 | 1,581 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $431,090,000 | 1,142 |
| Total liabilities | $399,050,000 | 1,135 |
| Total deposits | $354,319,000 | 1,166 |
| Interest-bearing deposits | $304,087,000 | 1,204 |
| Deposits held in domestic offices | $354,319,000 | 1,157 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,227,000 | 470 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $900,000 | 2,645 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,604,000 | 2,234 |
| Total equity capital | $32,040,000 | 1,213 |
| Total bank equity capital | $32,040,000 | 1,213 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,000,000 | 1,307 |
| Surplus | $10,250,000 | 1,380 |
| Undivided profits | $18,790,000 | 1,168 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,027,000 | 3,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,301,000 | 1,478 |
| Earning assets | $392,399,000 | 1,145 |
| Long-term assets (5+ years) | $73,505,000 | 840 |
| Average Assets, year-to-date | $425,824,400 | 1,133 |
| Average Assets, quarterly | $429,175,500 | 1,142 |
| Volatile liabilities | $100,699,000 | 749 |
| Insider loans | $3,655,000 | 140 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $53,865,000 | 914 |
| Tier 1 (core) risk-based capital | $28,586,000 | 1,324 |
| Tier 2 risk-based capital | $3,192,840 | 1,069 |
| Total risk weighted assets | $254,355,140 | 1,151 |
| Total unused commitments | $53,865,000 | 931 |
| Derivatives | $0 | 651 |