Home > Mercantile Bank > Assets and Liabilities
Mercantile Bank, Assets and Liabilities
1994-12-31 | Rank | |
# of Employees: | 15 | 9,330 |
Assets and Liabilities | ||
Total Assets: | $28,806,000 | 9,934 |
Cash and due from depository institutions | $2,181,000 | 9,330 |
Interest-bearing balances | $144,000 | 4,841 |
Securities | $3,777,000 | 11,345 |
Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
Net loans & leases | $21,123,000 | 8,494 |
Loan loss allowance | $237,000 | 9,277 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $1,172,000 | 5,506 |
Other real estate owned | $33,000 | 9,330 |
Goodwill and other intangibles | $203,000 | 1,914 |
All other assets | $317,000 | 11,012 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $28,806,000 | 9,934 |
Total liabilities | $26,850,000 | 9,803 |
Total deposits | $23,963,000 | 10,060 |
Interest-bearing deposits | $20,527,000 | 10,026 |
Deposits held in domestic offices | $23,963,000 | 10,055 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $1,958,000 | 2,676 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $745,000 | 3,426 |
Subordinated debt | $0 | 372 |
All other liabilities | $184,000 | 9,319 |
Total equity capital | $1,956,000 | 10,993 |
Total bank equity capital | $1,956,000 | 10,993 |
Perpetual preferred stock | $0 | 310 |
Common stock | $260,000 | 7,634 |
Surplus | $1,265,000 | 7,209 |
Undivided profits | $431,000 | 10,475 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $48,000 | 9,695 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $131,000 | 10,101 |
Earning assets | $25,044,000 | 10,086 |
Long-term assets (5+ years) | $3,840,000 | 6,753 |
Average Assets, year-to-date | $25,846,800 | 10,253 |
Average Assets, quarterly | $28,031,500 | 10,003 |
Volatile liabilities | $4,795,000 | 6,918 |
Insider loans | $201,000 | 8,164 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $1,474,000 | 8,290 |
Tier 1 (core) risk-based capital | $1,779,000 | 11,291 |
Tier 2 risk-based capital | $211,870 | 8,938 |
Total risk weighted assets | $16,924,470 | 9,656 |
Total unused commitments | $1,474,000 | 8,301 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 13 | 10,317 |
Assets and Liabilities | ||
Total Assets: | $24,080,000 | 11,000 |
Cash and due from depository institutions | $2,112,000 | 10,317 |
Interest-bearing balances | $0 | 7,655 |
Securities | $4,046,000 | 11,712 |
Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
Net loans & leases | $16,602,000 | 9,600 |
Loan loss allowance | $205,000 | 10,144 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $801,000 | 7,010 |
Other real estate owned | $54,000 | 10,317 |
Goodwill and other intangibles | $233,000 | 1,744 |
All other assets | $232,000 | 12,014 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $24,080,000 | 11,000 |
Total liabilities | $22,257,000 | 10,912 |
Total deposits | $20,570,000 | 11,066 |
Interest-bearing deposits | $16,861,000 | 11,183 |
Deposits held in domestic offices | $20,570,000 | 11,064 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $850,000 | 2,901 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $704,000 | 3,072 |
Subordinated debt | $0 | 413 |
All other liabilities | $133,000 | 10,796 |
Total equity capital | $1,823,000 | 11,605 |
Total bank equity capital | $1,823,000 | 11,605 |
Perpetual preferred stock | $0 | 343 |
Common stock | $260,000 | 8,040 |
Surplus | $1,265,000 | 7,274 |
Undivided profits | $298,000 | 11,437 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $75,000 | 9,775 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $86,000 | 11,441 |
Earning assets | $20,648,000 | 11,191 |
Long-term assets (5+ years) | $2,650,000 | 8,124 |
Average Assets, year-to-date | $22,440,400 | 11,139 |
Average Assets, quarterly | $23,208,500 | 11,088 |
Volatile liabilities | $3,773,000 | 7,550 |
Insider loans | $52,000 | 10,593 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $1,616,000 | 8,092 |
Tier 1 (core) risk-based capital | $1,590,000 | 11,925 |
Tier 2 risk-based capital | $173,810 | 9,957 |
Total risk weighted assets | $13,873,310 | 10,668 |
Total unused commitments | $1,616,000 | 8,115 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 12 | 11,041 |
Assets and Liabilities | ||
Total Assets: | $21,731,000 | 11,744 |
Cash and due from depository institutions | $1,689,000 | 11,041 |
Interest-bearing balances | $0 | 8,059 |
Securities | $4,765,000 | 11,736 |
Federal funds sold & reverse repurchase agreements | $550,000 | 9,954 |
Net loans & leases | $13,493,000 | 10,613 |
Loan loss allowance | $171,000 | 11,082 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $778,000 | 7,221 |
Other real estate owned | $0 | 11,041 |
Goodwill and other intangibles | $263,000 | 1,687 |
All other assets | $193,000 | 12,906 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $21,731,000 | 11,744 |
Total liabilities | $20,014,000 | 11,668 |
Total deposits | $19,879,000 | 11,590 |
Interest-bearing deposits | $16,872,000 | 11,577 |
Deposits held in domestic offices | $19,879,000 | 11,589 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $135,000 | 11,500 |
Total equity capital | $1,717,000 | 12,003 |
Total bank equity capital | $1,717,000 | 12,003 |
Perpetual preferred stock | $0 | 346 |
Common stock | $260,000 | 8,452 |
Surplus | $1,265,000 | 7,237 |
Undivided profits | $192,000 | 11,960 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $66,000 | 10,858 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $75,000 | 12,333 |
Earning assets | $18,808,000 | 11,876 |
Long-term assets (5+ years) | $463,000 | 11,053 |
Average Assets, year-to-date | $20,267,800 | 11,873 |
Average Assets, quarterly | $21,086,000 | 11,797 |
Volatile liabilities | $2,799,000 | 8,818 |
Insider loans | $20,000 | 8,339 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $429,000 | 10,827 |
Tier 1 (core) risk-based capital | $1,454,000 | 12,427 |
Tier 2 risk-based capital | $148,810 | 10,693 |
Total risk weighted assets | $11,882,910 | 11,521 |
Total unused commitments | $429,000 | 10,852 |
Derivatives | $0 | 651 |