Home > Mercantile Bank > Assets and Liabilities
Mercantile Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 17 | 8,098 |
| Assets and Liabilities | ||
| Total Assets: | $46,674,000 | 7,523 |
| Cash and due from depository institutions | $5,254,000 | 8,098 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $3,507,000 | 10,364 |
| Federal funds sold & reverse repurchase agreements | $4,855,000 | 2,669 |
| Net loans & leases | $30,800,000 | 6,856 |
| Loan loss allowance | $1,092,000 | 3,258 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $98,000 | 10,661 |
| Other real estate owned | $770,000 | 8,098 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,390,000 | 4,892 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,674,000 | 7,523 |
| Total liabilities | $41,742,000 | 7,523 |
| Total deposits | $41,246,000 | 7,381 |
| Interest-bearing deposits | $32,878,000 | 7,680 |
| Deposits held in domestic offices | $41,246,000 | 7,375 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $496,000 | 5,981 |
| Total equity capital | $4,932,000 | 7,292 |
| Total bank equity capital | $4,932,000 | 7,292 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,751,000 | 2,259 |
| Surplus | $1,093,000 | 7,403 |
| Undivided profits | $2,088,000 | 7,145 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,160,000 | 2,401 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $204,000 | 8,396 |
| Earning assets | $39,162,000 | 7,882 |
| Long-term assets (5+ years) | $1,927,000 | 7,862 |
| Average Assets, year-to-date | $49,120,400 | 7,151 |
| Average Assets, quarterly | $47,076,500 | 7,457 |
| Volatile liabilities | $10,326,000 | 4,769 |
| Insider loans | $1,436,000 | 2,764 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,365,000 | 4,103 |
| Tier 1 (core) risk-based capital | $4,901,000 | 7,221 |
| Tier 2 risk-based capital | $458,530 | 5,598 |
| Total risk weighted assets | $36,048,830 | 6,414 |
| Total unused commitments | $7,365,000 | 4,117 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 16 | 8,670 |
| Assets and Liabilities | ||
| Total Assets: | $52,268,000 | 7,247 |
| Cash and due from depository institutions | $4,256,000 | 8,670 |
| Interest-bearing balances | $1,189,000 | 2,353 |
| Securities | $3,653,000 | 10,763 |
| Federal funds sold & reverse repurchase agreements | $6,473,000 | 2,271 |
| Net loans & leases | $35,695,000 | 6,290 |
| Loan loss allowance | $908,000 | 3,843 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $84,000 | 11,243 |
| Other real estate owned | $700,000 | 8,670 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,407,000 | 4,924 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,268,000 | 7,247 |
| Total liabilities | $48,116,000 | 7,136 |
| Total deposits | $47,232,000 | 7,023 |
| Interest-bearing deposits | $39,150,000 | 7,142 |
| Deposits held in domestic offices | $47,232,000 | 7,018 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $884,000 | 4,022 |
| Total equity capital | $4,152,000 | 8,193 |
| Total bank equity capital | $4,152,000 | 8,193 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,472,000 | 2,726 |
| Surplus | $942,000 | 8,151 |
| Undivided profits | $1,738,000 | 7,907 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,371,000 | 2,035 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $319,000 | 6,844 |
| Earning assets | $47,010,000 | 7,301 |
| Long-term assets (5+ years) | $324,000 | 9,899 |
| Average Assets, year-to-date | $48,668,600 | 7,334 |
| Average Assets, quarterly | $51,159,000 | 7,278 |
| Volatile liabilities | $11,344,000 | 4,181 |
| Insider loans | $2,293,000 | 1,879 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $8,835,000 | 3,546 |
| Tier 1 (core) risk-based capital | $4,146,000 | 8,071 |
| Tier 2 risk-based capital | $488,320 | 5,385 |
| Total risk weighted assets | $38,645,820 | 6,113 |
| Total unused commitments | $8,835,000 | 3,559 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 17 | 8,823 |
| Assets and Liabilities | ||
| Total Assets: | $43,603,000 | 8,125 |
| Cash and due from depository institutions | $4,684,000 | 8,823 |
| Interest-bearing balances | $1,372,000 | 2,037 |
| Securities | $3,476,000 | 11,499 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $33,602,000 | 6,540 |
| Loan loss allowance | $1,035,000 | 3,471 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $24,000 | 12,379 |
| Other real estate owned | $700,000 | 8,823 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,117,000 | 6,224 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,603,000 | 8,125 |
| Total liabilities | $39,577,000 | 8,090 |
| Total deposits | $39,459,000 | 7,885 |
| Interest-bearing deposits | $32,379,000 | 8,085 |
| Deposits held in domestic offices | $39,459,000 | 7,876 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $118,000 | 10,715 |
| Total equity capital | $4,026,000 | 8,158 |
| Total bank equity capital | $4,026,000 | 8,158 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,472,000 | 2,821 |
| Surplus | $942,000 | 8,371 |
| Undivided profits | $1,612,000 | 7,800 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $693,000 | 3,453 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $235,000 | 7,748 |
| Earning assets | $38,450,000 | 8,311 |
| Long-term assets (5+ years) | $348,000 | 10,350 |
| Average Assets, year-to-date | $44,998,400 | 7,869 |
| Average Assets, quarterly | $43,871,500 | 8,063 |
| Volatile liabilities | $8,886,000 | 4,714 |
| Insider loans | $896,000 | 3,998 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $9,122,000 | 3,339 |
| Tier 1 (core) risk-based capital | $4,123,000 | 8,134 |
| Tier 2 risk-based capital | $440,860 | 5,824 |
| Total risk weighted assets | $34,674,360 | 6,561 |
| Total unused commitments | $9,122,000 | 3,347 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 16 | 9,438 |
| Assets and Liabilities | ||
| Total Assets: | $44,665,000 | 8,274 |
| Cash and due from depository institutions | $5,004,000 | 9,438 |
| Interest-bearing balances | $1,175,000 | 3,173 |
| Securities | $3,356,000 | 12,011 |
| Federal funds sold & reverse repurchase agreements | $664,000 | 8,671 |
| Net loans & leases | $34,801,000 | 6,316 |
| Loan loss allowance | $577,000 | 5,748 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $37,000 | 12,907 |
| Other real estate owned | $280,000 | 9,438 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $523,000 | 9,158 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,665,000 | 8,274 |
| Total liabilities | $40,553,000 | 8,262 |
| Total deposits | $40,443,000 | 8,106 |
| Interest-bearing deposits | $33,995,000 | 8,185 |
| Deposits held in domestic offices | $40,443,000 | 8,099 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $110,000 | 11,295 |
| Total equity capital | $4,112,000 | 8,256 |
| Total bank equity capital | $4,112,000 | 8,256 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,472,000 | 2,891 |
| Surplus | $942,000 | 8,574 |
| Undivided profits | $1,698,000 | 8,045 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,127,000 | 2,898 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $204,000 | 8,023 |
| Earning assets | $39,996,000 | 8,378 |
| Long-term assets (5+ years) | $505,000 | 10,657 |
| Average Assets, year-to-date | $44,258,600 | 8,157 |
| Average Assets, quarterly | $45,243,500 | 8,143 |
| Volatile liabilities | $9,991,000 | 4,102 |
| Insider loans | $662,000 | 4,892 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,644,000 | 4,090 |
| Tier 1 (core) risk-based capital | $4,112,000 | 8,173 |
| Tier 2 risk-based capital | $474,710 | 5,506 |
| Total risk weighted assets | $37,874,210 | 6,150 |
| Total unused commitments | $6,644,000 | 4,115 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 16 | 9,734 |
| Assets and Liabilities | ||
| Total Assets: | $42,181,000 | 8,708 |
| Cash and due from depository institutions | $2,800,000 | 9,734 |
| Interest-bearing balances | $1,279,000 | 3,409 |
| Securities | $3,346,000 | 12,419 |
| Federal funds sold & reverse repurchase agreements | $1,968,000 | 6,587 |
| Net loans & leases | $32,727,000 | 6,621 |
| Loan loss allowance | $514,000 | 6,330 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $67,000 | 13,164 |
| Other real estate owned | $751,000 | 9,734 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $522,000 | 9,491 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,181,000 | 8,708 |
| Total liabilities | $38,522,000 | 8,702 |
| Total deposits | $38,316,000 | 8,555 |
| Interest-bearing deposits | $32,316,000 | 8,671 |
| Deposits held in domestic offices | $38,316,000 | 8,549 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $206,000 | 9,900 |
| Total equity capital | $3,659,000 | 8,711 |
| Total bank equity capital | $3,659,000 | 8,711 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,472,000 | 3,003 |
| Surplus | $942,000 | 8,648 |
| Undivided profits | $1,245,000 | 8,971 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $588,000 | 5,125 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $215,000 | 8,307 |
| Earning assets | $39,320,000 | 8,599 |
| Long-term assets (5+ years) | $543,000 | 10,941 |
| Average Assets, year-to-date | $44,740,400 | 8,276 |
| Average Assets, quarterly | $43,475,000 | 8,507 |
| Volatile liabilities | $10,683,000 | 3,916 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,596,000 | 3,875 |
| Tier 1 (core) risk-based capital | $3,659,000 | 8,635 |
| Tier 2 risk-based capital | $449,470 | 5,706 |
| Total risk weighted assets | $35,892,670 | 6,448 |
| Total unused commitments | $6,596,000 | 3,895 |
| Derivatives | $0 | 651 |