Home > Mercantile Bank > Assets and Liabilities
Mercantile Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 2,588 | 102 |
| Assets and Liabilities | ||
| Total Assets: | $7,627,240,000 | 120 |
| Cash and due from depository institutions | $1,068,134,000 | 102 |
| Interest-bearing balances | $80,489,000 | 68 |
| Securities | $1,336,258,000 | 132 |
| Federal funds sold & reverse repurchase agreements | $581,550,000 | 45 |
| Net loans & leases | $4,373,436,000 | 131 |
| Loan loss allowance | $45,706,000 | 190 |
| Trading account assets | $6,419,000 | 109 |
| Bank premises and fixed assets | $111,351,000 | 100 |
| Other real estate owned | $5,471,000 | 102 |
| Goodwill and other intangibles | $5,654,000 | 509 |
| All other assets | $138,967,000 | 161 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $7,627,240,000 | 120 |
| Total liabilities | $7,124,373,000 | 117 |
| Total deposits | $4,811,168,000 | 119 |
| Interest-bearing deposits | $3,381,368,000 | 142 |
| Deposits held in domestic offices | $4,362,262,000 | 131 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,570,764,000 | 61 |
| Trading liabilities | $5,306,000 | 58 |
| Other borrowed funds | $567,399,000 | 143 |
| Subordinated debt | $75,000,000 | 98 |
| All other liabilities | $94,736,000 | 158 |
| Total equity capital | $502,867,000 | 145 |
| Total bank equity capital | $502,867,000 | 145 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $33,866,000 | 129 |
| Surplus | $129,574,000 | 214 |
| Undivided profits | $339,427,000 | 110 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,336,000 | 208 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $302,000 | 455 |
| Income earned, not collected on loans | $22,715,000 | 172 |
| Earning assets | $6,372,233,000 | 125 |
| Long-term assets (5+ years) | $386,500,000 | 258 |
| Average Assets, year-to-date | $7,268,450,000 | 118 |
| Average Assets, quarterly | $7,542,345,000 | 120 |
| Volatile liabilities | $2,876,435,000 | 94 |
| Insider loans | $246,851,000 | 26 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $35,515,000 | 106 |
| Unused loan commitments | $1,836,389,000 | 158 |
| Tier 1 (core) risk-based capital | $497,748,000 | 130 |
| Tier 2 risk-based capital | $120,706,000 | 105 |
| Total risk weighted assets | $5,253,771,000 | 125 |
| Total unused commitments | $1,836,389,000 | 158 |
| Derivatives | $635,402,000 | 130 |
| 1995-12-31 | Rank | |
| # of Employees: | 82 | 2,378 |
| Assets and Liabilities | ||
| Total Assets: | $216,715,000 | 2,185 |
| Cash and due from depository institutions | $7,085,000 | 2,378 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $70,695,000 | 1,791 |
| Federal funds sold & reverse repurchase agreements | $23,350,000 | 636 |
| Net loans & leases | $111,017,000 | 2,471 |
| Loan loss allowance | $2,251,000 | 1,743 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,556,000 | 2,967 |
| Other real estate owned | $97,000 | 2,378 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,915,000 | 3,777 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $216,715,000 | 2,185 |
| Total liabilities | $199,253,000 | 2,143 |
| Total deposits | $197,337,000 | 1,994 |
| Interest-bearing deposits | $168,966,000 | 2,015 |
| Deposits held in domestic offices | $197,337,000 | 1,985 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,916,000 | 2,174 |
| Total equity capital | $17,462,000 | 2,565 |
| Total bank equity capital | $17,462,000 | 2,565 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $625,000 | 4,842 |
| Surplus | $6,800,000 | 2,231 |
| Undivided profits | $10,037,000 | 2,581 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $545,000 | 4,025 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $682,000 | 3,478 |
| Earning assets | $205,062,000 | 2,125 |
| Long-term assets (5+ years) | $14,207,000 | 3,204 |
| Average Assets, year-to-date | $217,170,000 | 2,088 |
| Average Assets, quarterly | $217,147,000 | 2,156 |
| Volatile liabilities | $3,686,000 | 7,920 |
| Insider loans | $3,420,000 | 1,280 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $17,765,000 | 2,157 |
| Tier 1 (core) risk-based capital | $16,820,000 | 2,553 |
| Tier 2 risk-based capital | $1,225,600 | 2,436 |
| Total risk weighted assets | $97,022,600 | 2,798 |
| Total unused commitments | $17,765,000 | 2,168 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 95 | 2,121 |
| Assets and Liabilities | ||
| Total Assets: | $211,817,000 | 2,182 |
| Cash and due from depository institutions | $3,393,000 | 2,121 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $79,172,000 | 1,644 |
| Federal funds sold & reverse repurchase agreements | $11,449,000 | 832 |
| Net loans & leases | $112,710,000 | 2,396 |
| Loan loss allowance | $2,047,000 | 1,923 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,643,000 | 2,789 |
| Other real estate owned | $23,000 | 2,121 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,427,000 | 3,236 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $211,817,000 | 2,182 |
| Total liabilities | $193,094,000 | 2,178 |
| Total deposits | $191,297,000 | 2,034 |
| Interest-bearing deposits | $167,509,000 | 1,975 |
| Deposits held in domestic offices | $191,297,000 | 2,022 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,797,000 | 1,953 |
| Total equity capital | $18,723,000 | 2,193 |
| Total bank equity capital | $18,723,000 | 2,193 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $625,000 | 5,079 |
| Surplus | $6,800,000 | 2,155 |
| Undivided profits | $11,298,000 | 2,068 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $338,000 | 5,333 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $658,000 | 3,137 |
| Earning assets | $203,331,000 | 2,079 |
| Long-term assets (5+ years) | $19,886,000 | 2,559 |
| Average Assets, year-to-date | $159,041,600 | 2,781 |
| Average Assets, quarterly | $211,343,500 | 2,167 |
| Volatile liabilities | $4,316,000 | 7,272 |
| Insider loans | $6,608,000 | 662 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $23,240,000 | 1,715 |
| Tier 1 (core) risk-based capital | $18,723,000 | 2,195 |
| Tier 2 risk-based capital | $1,243,530 | 2,382 |
| Total risk weighted assets | $98,679,230 | 2,680 |
| Total unused commitments | $23,240,000 | 1,727 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 55 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $122,220,000 | 3,701 |
| Cash and due from depository institutions | $3,560,000 | 3,774 |
| Interest-bearing balances | $1,000,000 | 3,386 |
| Securities | $21,896,000 | 5,742 |
| Federal funds sold & reverse repurchase agreements | $9,650,000 | 1,417 |
| Net loans & leases | $83,936,000 | 3,029 |
| Loan loss allowance | $1,552,000 | 2,555 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,859,000 | 3,882 |
| Other real estate owned | $119,000 | 3,774 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,200,000 | 5,319 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,220,000 | 3,701 |
| Total liabilities | $112,040,000 | 3,678 |
| Total deposits | $108,423,000 | 3,606 |
| Interest-bearing deposits | $94,398,000 | 3,566 |
| Deposits held in domestic offices | $108,423,000 | 3,599 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,080,000 | 1,843 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $537,000 | 5,083 |
| Total equity capital | $10,180,000 | 4,013 |
| Total bank equity capital | $10,180,000 | 4,013 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $625,000 | 5,300 |
| Surplus | $300,000 | 11,156 |
| Undivided profits | $9,255,000 | 2,570 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $755,000 | 3,824 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $452,000 | 4,140 |
| Earning assets | $116,482,000 | 3,553 |
| Long-term assets (5+ years) | $6,839,000 | 5,476 |
| Average Assets, year-to-date | $120,537,400 | 3,664 |
| Average Assets, quarterly | $121,251,000 | 3,703 |
| Volatile liabilities | $5,782,000 | 6,008 |
| Insider loans | $1,501,000 | 2,682 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $16,622,000 | 2,136 |
| Tier 1 (core) risk-based capital | $10,180,000 | 3,928 |
| Tier 2 risk-based capital | $979,590 | 2,947 |
| Total risk weighted assets | $77,794,790 | 3,318 |
| Total unused commitments | $16,622,000 | 2,155 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 56 | 3,791 |
| Assets and Liabilities | ||
| Total Assets: | $117,304,000 | 3,927 |
| Cash and due from depository institutions | $4,190,000 | 3,791 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $20,834,000 | 5,954 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $88,757,000 | 2,962 |
| Loan loss allowance | $1,402,000 | 2,841 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,982,000 | 3,648 |
| Other real estate owned | $257,000 | 3,791 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,284,000 | 5,210 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,304,000 | 3,927 |
| Total liabilities | $107,007,000 | 3,941 |
| Total deposits | $106,430,000 | 3,787 |
| Interest-bearing deposits | $92,753,000 | 3,797 |
| Deposits held in domestic offices | $106,430,000 | 3,779 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $577,000 | 5,178 |
| Total equity capital | $10,297,000 | 3,768 |
| Total bank equity capital | $10,297,000 | 3,768 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $625,000 | 5,569 |
| Surplus | $300,000 | 11,544 |
| Undivided profits | $9,372,000 | 2,350 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,003,000 | 3,680 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $508,000 | 4,014 |
| Earning assets | $109,591,000 | 3,838 |
| Long-term assets (5+ years) | $16,574,000 | 2,999 |
| Average Assets, year-to-date | $118,098,200 | 3,822 |
| Average Assets, quarterly | $117,792,500 | 3,877 |
| Volatile liabilities | $3,413,000 | 8,062 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $9,260,000 | 3,116 |
| Tier 1 (core) risk-based capital | $10,297,000 | 3,714 |
| Tier 2 risk-based capital | $1,001,120 | 2,907 |
| Total risk weighted assets | $79,688,420 | 3,285 |
| Total unused commitments | $9,260,000 | 3,134 |
| Derivatives | $0 | 651 |