Home > Meramec Valley Bank > Income and Expense
Meramec Valley Bank, Income and Expense
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $3,949,000 | 3,371 |
| Total interest expense | $340,000 | 3,142 |
| Net interest income | $3,609,000 | 3,373 |
| Provision for loan and lease losses | $-100,000 | 4,450 |
| Total noninterest income | $1,073,000 | 2,411 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $77,000 | 3,448 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $996,000 | 2,057 |
| Total noninterest expense | $4,680,000 | 2,686 |
| Salaries and employee benefits | $3,246,000 | 2,376 |
| Premises and equipment expense | $292,000 | 3,344 |
| Additional noninterest expense | $996,000 | 2,057 |
| Pre-tax net operating income | $102,000 | 4,486 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $102,000 | 4,449 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $102,000 | 4,449 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $102,000 | 4,448 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $350,000 | 2,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $102,000 | 4,473 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,470,000 | 3,428 |
| Total interest expense | $184,000 | 3,295 |
| Net interest income | $2,286,000 | 3,421 |
| Provision for loan and lease losses | $-100,000 | 4,474 |
| Total noninterest income | $991,000 | 2,075 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $54,000 | 3,419 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $937,000 | 1,736 |
| Total noninterest expense | $2,166,000 | 3,232 |
| Salaries and employee benefits | $1,392,000 | 3,051 |
| Premises and equipment expense | $178,000 | 3,469 |
| Additional noninterest expense | $596,000 | 3,421 |
| Pre-tax net operating income | $1,211,000 | 2,795 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $1,211,000 | 2,615 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,211,000 | 2,614 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,211,000 | 2,615 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $350,000 | 2,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,211,000 | 2,652 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,209,000 | 3,431 |
| Total interest expense | $84,000 | 3,396 |
| Net interest income | $1,125,000 | 3,406 |
| Provision for loan and lease losses | $-100,000 | 4,515 |
| Total noninterest income | $896,000 | 1,472 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $29,000 | 3,331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $867,000 | 1,180 |
| Total noninterest expense | $1,119,000 | 3,195 |
| Salaries and employee benefits | $741,000 | 2,945 |
| Premises and equipment expense | $87,000 | 3,520 |
| Additional noninterest expense | $291,000 | 3,461 |
| Pre-tax net operating income | $1,002,000 | 2,094 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $1,002,000 | 1,919 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,002,000 | 1,918 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,002,000 | 1,919 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $200,000 | 1,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,002,000 | 1,937 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $5,512,000 | 3,336 |
| Total interest expense | $432,000 | 3,361 |
| Net interest income | $5,080,000 | 3,309 |
| Provision for loan and lease losses | $-300,000 | 4,359 |
| Total noninterest income | $863,000 | 3,139 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $102,000 | 3,432 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $761,000 | 2,886 |
| Total noninterest expense | $4,063,000 | 3,339 |
| Salaries and employee benefits | $2,512,000 | 3,191 |
| Premises and equipment expense | $337,000 | 3,579 |
| Additional noninterest expense | $1,214,000 | 3,429 |
| Pre-tax net operating income | $2,180,000 | 3,043 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $2,180,000 | 2,915 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,180,000 | 2,915 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,180,000 | 2,915 |
| Net charge-offs | $0 | 2,705 |
| Cash dividends | $1,050,000 | 2,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,180,000 | 2,891 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $4,223,000 | 3,368 |
| Total interest expense | $339,000 | 3,393 |
| Net interest income | $3,884,000 | 3,339 |
| Provision for loan and lease losses | $-200,000 | 4,448 |
| Total noninterest income | $668,000 | 3,132 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $78,000 | 3,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $590,000 | 2,892 |
| Total noninterest expense | $2,988,000 | 3,388 |
| Salaries and employee benefits | $1,890,000 | 3,203 |
| Premises and equipment expense | $263,000 | 3,582 |
| Additional noninterest expense | $835,000 | 3,576 |
| Pre-tax net operating income | $1,764,000 | 3,078 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $1,764,000 | 2,952 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,764,000 | 2,952 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,764,000 | 2,952 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $700,000 | 2,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,764,000 | 2,924 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,665,000 | 3,479 |
| Total interest expense | $235,000 | 3,413 |
| Net interest income | $2,430,000 | 3,448 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $526,000 | 2,946 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $53,000 | 3,384 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $473,000 | 2,692 |
| Total noninterest expense | $1,930,000 | 3,436 |
| Salaries and employee benefits | $1,213,000 | 3,252 |
| Premises and equipment expense | $173,000 | 3,599 |
| Additional noninterest expense | $544,000 | 3,598 |
| Pre-tax net operating income | $1,026,000 | 3,228 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $1,026,000 | 3,106 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,026,000 | 3,104 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,026,000 | 3,106 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $200,000 | 2,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,026,000 | 3,078 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,346,000 | 3,465 |
| Total interest expense | $123,000 | 3,435 |
| Net interest income | $1,223,000 | 3,427 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $117,000 | 3,741 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $28,000 | 3,295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 3,622 |
| Total noninterest expense | $894,000 | 3,544 |
| Salaries and employee benefits | $565,000 | 3,374 |
| Premises and equipment expense | $80,000 | 3,726 |
| Additional noninterest expense | $249,000 | 3,697 |
| Pre-tax net operating income | $446,000 | 3,358 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $446,000 | 3,243 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $446,000 | 3,244 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $446,000 | 3,243 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $446,000 | 3,216 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $5,864,000 | 3,356 |
| Total interest expense | $965,000 | 2,993 |
| Net interest income | $4,899,000 | 3,374 |
| Provision for loan and lease losses | $525,000 | 2,190 |
| Total noninterest income | $403,000 | 3,809 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $111,000 | 3,467 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $292,000 | 3,661 |
| Total noninterest expense | $3,763,000 | 3,469 |
| Salaries and employee benefits | $2,268,000 | 3,359 |
| Premises and equipment expense | $367,000 | 3,537 |
| Additional noninterest expense | $1,128,000 | 3,524 |
| Pre-tax net operating income | $1,014,000 | 3,683 |
| Securities gains (losses) | $271,000 | 881 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $1,285,000 | 3,373 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,285,000 | 3,373 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,285,000 | 3,373 |
| Net charge-offs | $-2,000 | 3,992 |
| Cash dividends | $300,000 | 3,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,014,000 | 3,579 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,556,000 | 3,322 |
| Total interest expense | $797,000 | 2,938 |
| Net interest income | $3,759,000 | 3,358 |
| Provision for loan and lease losses | $410,000 | 2,126 |
| Total noninterest income | $300,000 | 3,816 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $83,000 | 3,480 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 3,644 |
| Total noninterest expense | $2,771,000 | 3,487 |
| Salaries and employee benefits | $1,698,000 | 3,351 |
| Premises and equipment expense | $278,000 | 3,519 |
| Additional noninterest expense | $795,000 | 3,607 |
| Pre-tax net operating income | $878,000 | 3,582 |
| Securities gains (losses) | $271,000 | 762 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $1,149,000 | 3,176 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,149,000 | 3,175 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,149,000 | 3,176 |
| Net charge-offs | $-2,000 | 3,908 |
| Cash dividends | $300,000 | 2,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $878,000 | 3,461 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,084,000 | 3,331 |
| Total interest expense | $590,000 | 2,898 |
| Net interest income | $2,494,000 | 3,390 |
| Provision for loan and lease losses | $292,000 | 2,095 |
| Total noninterest income | $182,000 | 3,890 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $57,000 | 3,467 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 3,734 |
| Total noninterest expense | $1,855,000 | 3,493 |
| Salaries and employee benefits | $1,154,000 | 3,333 |
| Premises and equipment expense | $187,000 | 3,513 |
| Additional noninterest expense | $514,000 | 3,665 |
| Pre-tax net operating income | $529,000 | 3,675 |
| Securities gains (losses) | $271,000 | 589 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $800,000 | 3,103 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $800,000 | 3,102 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $800,000 | 3,103 |
| Net charge-offs | $-2,000 | 3,888 |
| Cash dividends | $200,000 | 2,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $529,000 | 3,545 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,391,000 | 3,500 |
| Total interest expense | $338,000 | 2,833 |
| Net interest income | $1,053,000 | 3,653 |
| Provision for loan and lease losses | $82,000 | 2,127 |
| Total noninterest income | $102,000 | 3,787 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $31,000 | 3,610 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 3,543 |
| Total noninterest expense | $874,000 | 3,620 |
| Salaries and employee benefits | $543,000 | 3,458 |
| Premises and equipment expense | $93,000 | 3,541 |
| Additional noninterest expense | $238,000 | 3,801 |
| Pre-tax net operating income | $199,000 | 3,790 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $199,000 | 3,713 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $199,000 | 3,714 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $199,000 | 3,714 |
| Net charge-offs | $-1,000 | 3,618 |
| Cash dividends | $100,000 | 2,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $199,000 | 3,686 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $5,379,000 | 3,609 |
| Total interest expense | $1,352,000 | 2,880 |
| Net interest income | $4,027,000 | 3,777 |
| Provision for loan and lease losses | $14,000 | 3,810 |
| Total noninterest income | $327,000 | 4,074 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $121,000 | 3,736 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $206,000 | 3,919 |
| Total noninterest expense | $3,591,000 | 3,610 |
| Salaries and employee benefits | $2,163,000 | 3,477 |
| Premises and equipment expense | $380,000 | 3,557 |
| Additional noninterest expense | $1,048,000 | 3,724 |
| Pre-tax net operating income | $749,000 | 4,130 |
| Securities gains (losses) | $2,000 | 2,225 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $751,000 | 4,051 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $751,000 | 4,053 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $751,000 | 4,053 |
| Net charge-offs | $-3,000 | 4,276 |
| Cash dividends | $350,000 | 3,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $749,000 | 4,022 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,004,000 | 3,662 |
| Total interest expense | $1,022,000 | 2,895 |
| Net interest income | $2,982,000 | 3,839 |
| Provision for loan and lease losses | $14,000 | 3,644 |
| Total noninterest income | $222,000 | 4,214 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $93,000 | 3,761 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 4,109 |
| Total noninterest expense | $2,644,000 | 3,673 |
| Salaries and employee benefits | $1,582,000 | 3,533 |
| Premises and equipment expense | $271,000 | 3,678 |
| Additional noninterest expense | $791,000 | 3,735 |
| Pre-tax net operating income | $546,000 | 4,270 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $546,000 | 4,189 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $546,000 | 4,189 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $546,000 | 4,189 |
| Net charge-offs | $-1,000 | 3,994 |
| Cash dividends | $350,000 | 2,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $546,000 | 4,156 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,622,000 | 3,713 |
| Total interest expense | $671,000 | 2,907 |
| Net interest income | $1,951,000 | 3,887 |
| Provision for loan and lease losses | $14,000 | 3,413 |
| Total noninterest income | $137,000 | 4,293 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $60,000 | 3,813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 4,205 |
| Total noninterest expense | $1,815,000 | 3,640 |
| Salaries and employee benefits | $1,106,000 | 3,480 |
| Premises and equipment expense | $179,000 | 3,701 |
| Additional noninterest expense | $530,000 | 3,759 |
| Pre-tax net operating income | $259,000 | 4,543 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $259,000 | 4,467 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $259,000 | 4,465 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $259,000 | 4,465 |
| Net charge-offs | $-1,000 | 3,898 |
| Cash dividends | $350,000 | 2,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $259,000 | 4,456 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,284,000 | 3,770 |
| Total interest expense | $330,000 | 2,900 |
| Net interest income | $954,000 | 3,961 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $84,000 | 4,115 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $32,000 | 3,744 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 3,951 |
| Total noninterest expense | $884,000 | 3,718 |
| Salaries and employee benefits | $560,000 | 3,497 |
| Premises and equipment expense | $97,000 | 3,596 |
| Additional noninterest expense | $227,000 | 4,015 |
| Pre-tax net operating income | $154,000 | 4,416 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $154,000 | 4,325 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $154,000 | 4,324 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $154,000 | 4,324 |
| Net charge-offs | $-1,000 | 3,818 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $154,000 | 4,318 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $4,702,000 | 3,852 |
| Total interest expense | $870,000 | 3,135 |
| Net interest income | $3,832,000 | 3,953 |
| Provision for loan and lease losses | $73,000 | 3,277 |
| Total noninterest income | $275,000 | 4,396 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $117,000 | 3,979 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 4,265 |
| Total noninterest expense | $3,604,000 | 3,678 |
| Salaries and employee benefits | $2,099,000 | 3,597 |
| Premises and equipment expense | $355,000 | 3,750 |
| Additional noninterest expense | $1,150,000 | 3,661 |
| Pre-tax net operating income | $430,000 | 4,717 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $430,000 | 4,652 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $430,000 | 4,651 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $430,000 | 4,651 |
| Net charge-offs | $-33,000 | 4,794 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $430,000 | 4,661 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,420,000 | 3,929 |
| Total interest expense | $580,000 | 3,250 |
| Net interest income | $2,840,000 | 4,019 |
| Provision for loan and lease losses | $73,000 | 2,946 |
| Total noninterest income | $205,000 | 4,446 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $81,000 | 4,109 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 4,270 |
| Total noninterest expense | $2,626,000 | 3,766 |
| Salaries and employee benefits | $1,516,000 | 3,682 |
| Premises and equipment expense | $259,000 | 3,817 |
| Additional noninterest expense | $851,000 | 3,709 |
| Pre-tax net operating income | $346,000 | 4,782 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $346,000 | 4,693 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $346,000 | 4,691 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $346,000 | 4,692 |
| Net charge-offs | $-1,000 | 4,015 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $346,000 | 4,701 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,202,000 | 4,000 |
| Total interest expense | $353,000 | 3,316 |
| Net interest income | $1,849,000 | 4,079 |
| Provision for loan and lease losses | $58,000 | 2,741 |
| Total noninterest income | $144,000 | 4,425 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $57,000 | 4,070 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 4,257 |
| Total noninterest expense | $1,831,000 | 3,687 |
| Salaries and employee benefits | $1,054,000 | 3,608 |
| Premises and equipment expense | $172,000 | 3,857 |
| Additional noninterest expense | $605,000 | 3,599 |
| Pre-tax net operating income | $104,000 | 5,138 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $104,000 | 5,097 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $104,000 | 5,096 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $104,000 | 5,096 |
| Net charge-offs | $2,000 | 3,018 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $104,000 | 5,101 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,057,000 | 4,088 |
| Total interest expense | $163,000 | 3,388 |
| Net interest income | $894,000 | 4,156 |
| Provision for loan and lease losses | $38,000 | 2,291 |
| Total noninterest income | $4,000 | 5,520 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $29,000 | 4,060 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-25,000 | 5,582 |
| Total noninterest expense | $938,000 | 3,679 |
| Salaries and employee benefits | $505,000 | 3,737 |
| Premises and equipment expense | $89,000 | 3,840 |
| Additional noninterest expense | $344,000 | 3,379 |
| Pre-tax net operating income | $-78,000 | 5,493 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $-78,000 | 5,475 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $-78,000 | 5,475 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-78,000 | 5,475 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $-78,000 | 5,482 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,888,000 | 4,187 |
| Total interest expense | $497,000 | 3,679 |
| Net interest income | $3,391,000 | 4,233 |
| Provision for loan and lease losses | $113,000 | 2,963 |
| Total noninterest income | $289,000 | 4,526 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $128,000 | 4,053 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 4,418 |
| Total noninterest expense | $3,396,000 | 3,879 |
| Salaries and employee benefits | $2,020,000 | 3,729 |
| Premises and equipment expense | $389,000 | 3,708 |
| Additional noninterest expense | $987,000 | 4,033 |
| Pre-tax net operating income | $171,000 | 5,215 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $171,000 | 5,087 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $171,000 | 5,087 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $171,000 | 5,087 |
| Net charge-offs | $41,000 | 3,082 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $171,000 | 5,080 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,830,000 | 4,286 |
| Total interest expense | $353,000 | 3,787 |
| Net interest income | $2,477,000 | 4,304 |
| Provision for loan and lease losses | $75,000 | 2,940 |
| Total noninterest income | $210,000 | 4,615 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $97,000 | 4,071 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 4,524 |
| Total noninterest expense | $2,448,000 | 3,973 |
| Salaries and employee benefits | $1,441,000 | 3,843 |
| Premises and equipment expense | $279,000 | 3,817 |
| Additional noninterest expense | $728,000 | 4,071 |
| Pre-tax net operating income | $164,000 | 5,242 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $164,000 | 5,211 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $164,000 | 5,210 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $164,000 | 5,211 |
| Net charge-offs | $41,000 | 2,601 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $164,000 | 5,200 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,834,000 | 4,341 |
| Total interest expense | $222,000 | 3,858 |
| Net interest income | $1,612,000 | 4,348 |
| Provision for loan and lease losses | $38,000 | 3,028 |
| Total noninterest income | $161,000 | 4,491 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $69,000 | 3,969 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 4,356 |
| Total noninterest expense | $1,675,000 | 3,950 |
| Salaries and employee benefits | $1,003,000 | 3,772 |
| Premises and equipment expense | $182,000 | 3,875 |
| Additional noninterest expense | $490,000 | 4,075 |
| Pre-tax net operating income | $60,000 | 5,411 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $60,000 | 5,396 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $60,000 | 5,394 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $60,000 | 5,395 |
| Net charge-offs | $30,000 | 2,343 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $60,000 | 5,393 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $899,000 | 4,391 |
| Total interest expense | $112,000 | 3,841 |
| Net interest income | $787,000 | 4,414 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $42,000 | 5,104 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $36,000 | 3,940 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 5,510 |
| Total noninterest expense | $802,000 | 4,074 |
| Salaries and employee benefits | $473,000 | 3,948 |
| Premises and equipment expense | $88,000 | 3,977 |
| Additional noninterest expense | $241,000 | 4,122 |
| Pre-tax net operating income | $27,000 | 5,453 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $27,000 | 5,430 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $27,000 | 5,430 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $27,000 | 5,430 |
| Net charge-offs | $-32,000 | 5,390 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $27,000 | 5,427 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,540,000 | 4,439 |
| Total interest expense | $441,000 | 3,858 |
| Net interest income | $3,099,000 | 4,459 |
| Provision for loan and lease losses | $-85,000 | 5,572 |
| Total noninterest income | $386,000 | 4,411 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $143,000 | 4,059 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $243,000 | 4,161 |
| Total noninterest expense | $3,484,000 | 3,931 |
| Salaries and employee benefits | $2,144,000 | 3,691 |
| Premises and equipment expense | $364,000 | 3,953 |
| Additional noninterest expense | $976,000 | 4,197 |
| Pre-tax net operating income | $86,000 | 5,512 |
| Securities gains (losses) | $63,000 | 1,678 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $149,000 | 5,406 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $149,000 | 5,404 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $149,000 | 5,405 |
| Net charge-offs | $-26,000 | 5,185 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $86,000 | 5,500 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,640,000 | 4,487 |
| Total interest expense | $329,000 | 3,889 |
| Net interest income | $2,311,000 | 4,507 |
| Provision for loan and lease losses | $-64,000 | 5,703 |
| Total noninterest income | $377,000 | 4,105 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $111,000 | 4,027 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $266,000 | 3,743 |
| Total noninterest expense | $2,549,000 | 3,998 |
| Salaries and employee benefits | $1,537,000 | 3,785 |
| Premises and equipment expense | $269,000 | 4,002 |
| Additional noninterest expense | $743,000 | 4,200 |
| Pre-tax net operating income | $203,000 | 5,295 |
| Securities gains (losses) | $63,000 | 1,599 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $266,000 | 5,075 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $266,000 | 5,075 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $266,000 | 5,075 |
| Net charge-offs | $-5,000 | 4,742 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $203,000 | 5,209 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,682,000 | 4,605 |
| Total interest expense | $217,000 | 3,921 |
| Net interest income | $1,465,000 | 4,638 |
| Provision for loan and lease losses | $-43,000 | 5,805 |
| Total noninterest income | $236,000 | 4,200 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $77,000 | 3,970 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $159,000 | 3,911 |
| Total noninterest expense | $1,746,000 | 3,970 |
| Salaries and employee benefits | $1,067,000 | 3,735 |
| Premises and equipment expense | $180,000 | 4,016 |
| Additional noninterest expense | $499,000 | 4,237 |
| Pre-tax net operating income | $-2,000 | 5,776 |
| Securities gains (losses) | $63,000 | 1,280 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $61,000 | 5,602 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $61,000 | 5,600 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $61,000 | 5,601 |
| Net charge-offs | $-7,000 | 4,862 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-2,000 | 5,770 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $788,000 | 4,754 |
| Total interest expense | $106,000 | 3,985 |
| Net interest income | $682,000 | 4,793 |
| Provision for loan and lease losses | $-21,000 | 5,913 |
| Total noninterest income | $131,000 | 4,043 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $39,000 | 3,951 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $92,000 | 3,674 |
| Total noninterest expense | $899,000 | 3,944 |
| Salaries and employee benefits | $541,000 | 3,742 |
| Premises and equipment expense | $96,000 | 3,927 |
| Additional noninterest expense | $262,000 | 4,173 |
| Pre-tax net operating income | $-65,000 | 5,923 |
| Securities gains (losses) | $63,000 | 721 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-2,000 | 5,822 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-2,000 | 5,821 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-2,000 | 5,821 |
| Net charge-offs | $-4,000 | 4,749 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-65,000 | 5,926 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,967,000 | 4,860 |
| Total interest expense | $416,000 | 4,066 |
| Net interest income | $2,551,000 | 4,904 |
| Provision for loan and lease losses | $-300,000 | 5,863 |
| Total noninterest income | $1,121,000 | 2,886 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $152,000 | 4,126 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $969,000 | 2,408 |
| Total noninterest expense | $3,834,000 | 3,799 |
| Salaries and employee benefits | $2,123,000 | 3,774 |
| Premises and equipment expense | $355,000 | 4,153 |
| Additional noninterest expense | $1,356,000 | 3,643 |
| Pre-tax net operating income | $138,000 | 5,596 |
| Securities gains (losses) | $4,000 | 2,883 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $142,000 | 5,603 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $142,000 | 5,605 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $142,000 | 5,606 |
| Net charge-offs | $10,000 | 4,011 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $138,000 | 5,568 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,217,000 | 4,924 |
| Total interest expense | $314,000 | 4,114 |
| Net interest income | $1,903,000 | 4,964 |
| Provision for loan and lease losses | $-200,000 | 5,985 |
| Total noninterest income | $960,000 | 2,718 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $110,000 | 4,221 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $850,000 | 2,230 |
| Total noninterest expense | $2,819,000 | 3,862 |
| Salaries and employee benefits | $1,561,000 | 3,837 |
| Premises and equipment expense | $267,000 | 4,195 |
| Additional noninterest expense | $991,000 | 3,718 |
| Pre-tax net operating income | $244,000 | 5,362 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $244,000 | 5,293 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $244,000 | 5,297 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $244,000 | 5,298 |
| Net charge-offs | $7,000 | 3,743 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $244,000 | 5,248 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,465,000 | 4,977 |
| Total interest expense | $209,000 | 4,158 |
| Net interest income | $1,256,000 | 5,018 |
| Provision for loan and lease losses | $-125,000 | 6,078 |
| Total noninterest income | $808,000 | 2,409 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $71,000 | 4,257 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $737,000 | 1,903 |
| Total noninterest expense | $1,833,000 | 3,961 |
| Salaries and employee benefits | $1,011,000 | 3,927 |
| Premises and equipment expense | $172,000 | 4,293 |
| Additional noninterest expense | $650,000 | 3,784 |
| Pre-tax net operating income | $356,000 | 4,622 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $356,000 | 4,481 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $356,000 | 4,482 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $356,000 | 4,483 |
| Net charge-offs | $-9,000 | 5,225 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $356,000 | 4,406 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $694,000 | 5,090 |
| Total interest expense | $105,000 | 4,202 |
| Net interest income | $589,000 | 5,137 |
| Provision for loan and lease losses | $-50,000 | 6,158 |
| Total noninterest income | $554,000 | 1,977 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $37,000 | 4,194 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $517,000 | 1,472 |
| Total noninterest expense | $935,000 | 3,940 |
| Salaries and employee benefits | $536,000 | 3,843 |
| Premises and equipment expense | $83,000 | 4,398 |
| Additional noninterest expense | $316,000 | 3,841 |
| Pre-tax net operating income | $258,000 | 4,100 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $258,000 | 3,905 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $258,000 | 3,908 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $258,000 | 3,909 |
| Net charge-offs | $-8,000 | 5,326 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $258,000 | 3,821 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,065,000 | 5,013 |
| Total interest expense | $449,000 | 4,213 |
| Net interest income | $2,616,000 | 5,061 |
| Provision for loan and lease losses | $-250,000 | 6,154 |
| Total noninterest income | $1,257,000 | 2,765 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $156,000 | 4,322 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,101,000 | 2,196 |
| Total noninterest expense | $3,761,000 | 3,968 |
| Salaries and employee benefits | $1,785,000 | 4,238 |
| Premises and equipment expense | $351,000 | 4,366 |
| Additional noninterest expense | $1,625,000 | 3,363 |
| Pre-tax net operating income | $362,000 | 5,338 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $362,000 | 5,252 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $362,000 | 5,251 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $362,000 | 5,252 |
| Net charge-offs | $-198,000 | 6,251 |
| Cash dividends | $458,000 | 2,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $362,000 | 5,199 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,372,000 | 5,017 |
| Total interest expense | $339,000 | 4,258 |
| Net interest income | $2,033,000 | 5,054 |
| Provision for loan and lease losses | $-200,000 | 6,269 |
| Total noninterest income | $1,032,000 | 2,661 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $117,000 | 4,369 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $915,000 | 2,054 |
| Total noninterest expense | $2,813,000 | 3,993 |
| Salaries and employee benefits | $1,336,000 | 4,252 |
| Premises and equipment expense | $265,000 | 4,392 |
| Additional noninterest expense | $1,212,000 | 3,371 |
| Pre-tax net operating income | $452,000 | 4,906 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $452,000 | 4,754 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $452,000 | 4,754 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $452,000 | 4,755 |
| Net charge-offs | $-197,000 | 6,340 |
| Cash dividends | $458,000 | 2,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $452,000 | 4,705 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,654,000 | 4,957 |
| Total interest expense | $228,000 | 4,289 |
| Net interest income | $1,426,000 | 4,984 |
| Provision for loan and lease losses | $-150,000 | 6,373 |
| Total noninterest income | $869,000 | 2,295 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $77,000 | 4,397 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $792,000 | 1,710 |
| Total noninterest expense | $1,848,000 | 4,050 |
| Salaries and employee benefits | $878,000 | 4,316 |
| Premises and equipment expense | $175,000 | 4,454 |
| Additional noninterest expense | $795,000 | 3,423 |
| Pre-tax net operating income | $597,000 | 3,882 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $597,000 | 3,641 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $597,000 | 3,646 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $597,000 | 3,647 |
| Net charge-offs | $-198,000 | 6,454 |
| Cash dividends | $458,000 | 1,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $597,000 | 3,573 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $817,000 | 5,019 |
| Total interest expense | $116,000 | 4,317 |
| Net interest income | $701,000 | 5,048 |
| Provision for loan and lease losses | $-100,000 | 6,514 |
| Total noninterest income | $405,000 | 2,355 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $39,000 | 4,359 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $366,000 | 1,767 |
| Total noninterest expense | $954,000 | 4,009 |
| Salaries and employee benefits | $462,000 | 4,248 |
| Premises and equipment expense | $92,000 | 4,412 |
| Additional noninterest expense | $400,000 | 3,405 |
| Pre-tax net operating income | $252,000 | 4,090 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $252,000 | 3,840 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $252,000 | 3,843 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $252,000 | 3,843 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $252,000 | 3,799 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,372,000 | 5,023 |
| Total interest expense | $514,000 | 4,401 |
| Net interest income | $2,858,000 | 5,040 |
| Provision for loan and lease losses | $-50,000 | 6,315 |
| Total noninterest income | $1,284,000 | 2,814 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $160,000 | 4,476 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,124,000 | 2,220 |
| Total noninterest expense | $4,320,000 | 3,735 |
| Salaries and employee benefits | $1,994,000 | 4,084 |
| Premises and equipment expense | $354,000 | 4,502 |
| Additional noninterest expense | $1,972,000 | 3,003 |
| Pre-tax net operating income | $-128,000 | 6,316 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-128,000 | 6,358 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-128,000 | 6,359 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-128,000 | 6,360 |
| Net charge-offs | $11,000 | 5,057 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-128,000 | 6,332 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,596,000 | 5,015 |
| Total interest expense | $391,000 | 4,461 |
| Net interest income | $2,205,000 | 5,020 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $971,000 | 2,860 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $121,000 | 4,495 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $850,000 | 2,271 |
| Total noninterest expense | $3,438,000 | 3,622 |
| Salaries and employee benefits | $1,604,000 | 3,931 |
| Premises and equipment expense | $263,000 | 4,549 |
| Additional noninterest expense | $1,571,000 | 2,871 |
| Pre-tax net operating income | $-262,000 | 6,522 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-262,000 | 6,556 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-262,000 | 6,557 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-262,000 | 6,556 |
| Net charge-offs | $71,000 | 3,590 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-262,000 | 6,535 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,745,000 | 5,007 |
| Total interest expense | $262,000 | 4,516 |
| Net interest income | $1,483,000 | 5,002 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $604,000 | 2,986 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $79,000 | 4,525 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $525,000 | 2,410 |
| Total noninterest expense | $2,240,000 | 3,703 |
| Salaries and employee benefits | $1,037,000 | 4,028 |
| Premises and equipment expense | $175,000 | 4,557 |
| Additional noninterest expense | $1,028,000 | 2,904 |
| Pre-tax net operating income | $-153,000 | 6,514 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-153,000 | 6,566 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-153,000 | 6,568 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-153,000 | 6,568 |
| Net charge-offs | $45,000 | 3,434 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-153,000 | 6,528 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $891,000 | 4,985 |
| Total interest expense | $133,000 | 4,575 |
| Net interest income | $758,000 | 4,980 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $351,000 | 2,761 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $41,000 | 4,435 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $310,000 | 2,175 |
| Total noninterest expense | $1,138,000 | 3,688 |
| Salaries and employee benefits | $568,000 | 3,842 |
| Premises and equipment expense | $92,000 | 4,494 |
| Additional noninterest expense | $478,000 | 3,090 |
| Pre-tax net operating income | $-29,000 | 6,477 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-29,000 | 6,534 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-29,000 | 6,535 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-29,000 | 6,535 |
| Net charge-offs | $-4,000 | 5,794 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-29,000 | 6,482 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,880,000 | 4,952 |
| Total interest expense | $623,000 | 4,666 |
| Net interest income | $3,257,000 | 4,930 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $1,350,000 | 2,776 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $194,000 | 4,319 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,156,000 | 2,189 |
| Total noninterest expense | $4,567,000 | 3,702 |
| Salaries and employee benefits | $2,028,000 | 4,107 |
| Premises and equipment expense | $341,000 | 4,679 |
| Additional noninterest expense | $2,198,000 | 2,865 |
| Pre-tax net operating income | $40,000 | 6,066 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $40,000 | 6,218 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $40,000 | 6,212 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $40,000 | 6,214 |
| Net charge-offs | $234,000 | 3,601 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $40,000 | 6,068 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,959,000 | 4,989 |
| Total interest expense | $482,000 | 4,726 |
| Net interest income | $2,477,000 | 4,973 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $938,000 | 2,903 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $152,000 | 4,289 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $786,000 | 2,296 |
| Total noninterest expense | $3,427,000 | 3,732 |
| Salaries and employee benefits | $1,524,000 | 4,105 |
| Premises and equipment expense | $252,000 | 4,775 |
| Additional noninterest expense | $1,651,000 | 2,872 |
| Pre-tax net operating income | $-12,000 | 6,305 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-12,000 | 6,429 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-12,000 | 6,428 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-12,000 | 6,428 |
| Net charge-offs | $245,000 | 3,070 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-12,000 | 6,307 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,012,000 | 4,981 |
| Total interest expense | $328,000 | 4,789 |
| Net interest income | $1,684,000 | 4,953 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $550,000 | 3,068 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $99,000 | 4,325 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $451,000 | 2,476 |
| Total noninterest expense | $2,293,000 | 3,728 |
| Salaries and employee benefits | $1,009,000 | 4,151 |
| Premises and equipment expense | $166,000 | 4,821 |
| Additional noninterest expense | $1,118,000 | 2,853 |
| Pre-tax net operating income | $-59,000 | 6,463 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-59,000 | 6,585 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-59,000 | 6,584 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-59,000 | 6,584 |
| Net charge-offs | $16,000 | 4,742 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-59,000 | 6,480 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,008,000 | 5,015 |
| Total interest expense | $169,000 | 4,835 |
| Net interest income | $839,000 | 4,987 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $219,000 | 3,481 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $50,000 | 4,284 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $169,000 | 2,893 |
| Total noninterest expense | $1,206,000 | 3,619 |
| Salaries and employee benefits | $550,000 | 3,953 |
| Premises and equipment expense | $80,000 | 4,935 |
| Additional noninterest expense | $576,000 | 2,744 |
| Pre-tax net operating income | $-148,000 | 6,799 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-148,000 | 6,860 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-148,000 | 6,861 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-148,000 | 6,861 |
| Net charge-offs | $34,000 | 3,328 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-148,000 | 6,811 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,526,000 | 4,816 |
| Total interest expense | $949,000 | 4,527 |
| Net interest income | $3,577,000 | 4,832 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $584,000 | 4,126 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $199,000 | 4,383 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $385,000 | 3,495 |
| Total noninterest expense | $4,871,000 | 3,613 |
| Salaries and employee benefits | $2,120,000 | 4,018 |
| Premises and equipment expense | $380,000 | 4,677 |
| Additional noninterest expense | $2,371,000 | 2,704 |
| Pre-tax net operating income | $-710,000 | 6,493 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-710,000 | 6,562 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-710,000 | 6,563 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-710,000 | 6,562 |
| Net charge-offs | $498,000 | 3,171 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-710,000 | 6,534 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,465,000 | 4,816 |
| Total interest expense | $760,000 | 4,482 |
| Net interest income | $2,705,000 | 4,848 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $-343,000 | 7,276 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $148,000 | 4,431 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-491,000 | 7,241 |
| Total noninterest expense | $2,966,000 | 4,145 |
| Salaries and employee benefits | $1,674,000 | 3,884 |
| Premises and equipment expense | $286,000 | 4,729 |
| Additional noninterest expense | $1,006,000 | 4,165 |
| Pre-tax net operating income | $-604,000 | 6,660 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-604,000 | 6,727 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-604,000 | 6,728 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-604,000 | 6,728 |
| Net charge-offs | $508,000 | 2,645 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-604,000 | 6,691 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,404,000 | 4,770 |
| Total interest expense | $536,000 | 4,466 |
| Net interest income | $1,868,000 | 4,767 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $-177,000 | 7,340 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $96,000 | 4,453 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-273,000 | 7,310 |
| Total noninterest expense | $1,953,000 | 4,228 |
| Salaries and employee benefits | $1,111,000 | 3,925 |
| Premises and equipment expense | $194,000 | 4,729 |
| Additional noninterest expense | $648,000 | 4,308 |
| Pre-tax net operating income | $-262,000 | 6,619 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-262,000 | 6,694 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-262,000 | 6,695 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-262,000 | 6,695 |
| Net charge-offs | $506,000 | 2,130 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-262,000 | 6,670 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,206,000 | 4,789 |
| Total interest expense | $279,000 | 4,488 |
| Net interest income | $927,000 | 4,780 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $31,000 | 6,457 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $50,000 | 4,342 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-19,000 | 7,222 |
| Total noninterest expense | $952,000 | 4,321 |
| Salaries and employee benefits | $518,000 | 4,130 |
| Premises and equipment expense | $99,000 | 4,717 |
| Additional noninterest expense | $335,000 | 4,218 |
| Pre-tax net operating income | $6,000 | 6,261 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $6,000 | 6,304 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $6,000 | 6,303 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $6,000 | 6,304 |
| Net charge-offs | $204,000 | 2,110 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $6,000 | 6,267 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,721,000 | 4,456 |
| Total interest expense | $1,456,000 | 4,342 |
| Net interest income | $4,265,000 | 4,389 |
| Provision for loan and lease losses | $15,000 | 6,867 |
| Total noninterest income | $-41,000 | 7,341 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $223,000 | 4,215 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-264,000 | 7,316 |
| Total noninterest expense | $4,626,000 | 3,827 |
| Salaries and employee benefits | $2,134,000 | 4,052 |
| Premises and equipment expense | $414,000 | 4,669 |
| Additional noninterest expense | $2,078,000 | 3,152 |
| Pre-tax net operating income | $-417,000 | 6,208 |
| Securities gains (losses) | $519,000 | 863 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $102,000 | 5,609 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $102,000 | 5,611 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $102,000 | 5,611 |
| Net charge-offs | $844,000 | 2,917 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-417,000 | 6,274 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,356,000 | 4,495 |
| Total interest expense | $1,133,000 | 4,389 |
| Net interest income | $3,223,000 | 4,419 |
| Provision for loan and lease losses | $15,000 | 6,753 |
| Total noninterest income | $-82,000 | 7,523 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $175,000 | 4,209 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-257,000 | 7,488 |
| Total noninterest expense | $3,439,000 | 3,854 |
| Salaries and employee benefits | $1,584,000 | 4,110 |
| Premises and equipment expense | $302,000 | 4,824 |
| Additional noninterest expense | $1,553,000 | 3,122 |
| Pre-tax net operating income | $-313,000 | 6,406 |
| Securities gains (losses) | $343,000 | 980 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $30,000 | 6,010 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $30,000 | 6,010 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $30,000 | 6,010 |
| Net charge-offs | $905,000 | 2,309 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-313,000 | 6,459 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,918,000 | 4,520 |
| Total interest expense | $779,000 | 4,418 |
| Net interest income | $2,139,000 | 4,441 |
| Provision for loan and lease losses | $15,000 | 6,492 |
| Total noninterest income | $317,000 | 4,150 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $122,000 | 4,107 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $195,000 | 3,542 |
| Total noninterest expense | $2,633,000 | 3,470 |
| Salaries and employee benefits | $1,068,000 | 4,107 |
| Premises and equipment expense | $198,000 | 4,896 |
| Additional noninterest expense | $1,367,000 | 2,431 |
| Pre-tax net operating income | $-192,000 | 6,421 |
| Securities gains (losses) | $343,000 | 640 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $151,000 | 5,211 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $151,000 | 5,214 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $151,000 | 5,213 |
| Net charge-offs | $932,000 | 1,802 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-192,000 | 6,499 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,492,000 | 4,528 |
| Total interest expense | $401,000 | 4,472 |
| Net interest income | $1,091,000 | 4,423 |
| Provision for loan and lease losses | $15,000 | 5,865 |
| Total noninterest income | $-33,000 | 7,739 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $60,000 | 4,126 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-93,000 | 7,734 |
| Total noninterest expense | $1,291,000 | 3,565 |
| Salaries and employee benefits | $501,000 | 4,354 |
| Premises and equipment expense | $98,000 | 4,997 |
| Additional noninterest expense | $692,000 | 2,400 |
| Pre-tax net operating income | $-248,000 | 6,910 |
| Securities gains (losses) | $263,000 | 426 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $15,000 | 6,183 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $15,000 | 6,184 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $15,000 | 6,184 |
| Net charge-offs | $873,000 | 1,143 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-248,000 | 6,974 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,267,000 | 4,077 |
| Total interest expense | $2,201,000 | 4,197 |
| Net interest income | $5,066,000 | 3,920 |
| Provision for loan and lease losses | $3,106,000 | 1,935 |
| Total noninterest income | $237,000 | 5,995 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $296,000 | 3,891 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-59,000 | 7,545 |
| Total noninterest expense | $4,837,000 | 3,796 |
| Salaries and employee benefits | $2,364,000 | 3,856 |
| Premises and equipment expense | $398,000 | 5,004 |
| Additional noninterest expense | $2,075,000 | 3,210 |
| Pre-tax net operating income | $-2,640,000 | 6,809 |
| Securities gains (losses) | $150,000 | 1,792 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-2,490,000 | 6,884 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,490,000 | 6,883 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,490,000 | 6,884 |
| Net charge-offs | $1,983,000 | 2,043 |
| Cash dividends | $100,000 | 4,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,640,000 | 6,924 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,595,000 | 4,064 |
| Total interest expense | $1,710,000 | 4,246 |
| Net interest income | $3,885,000 | 3,860 |
| Provision for loan and lease losses | $1,288,000 | 2,427 |
| Total noninterest income | $197,000 | 5,913 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $231,000 | 3,847 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-34,000 | 7,733 |
| Total noninterest expense | $3,545,000 | 3,862 |
| Salaries and employee benefits | $1,803,000 | 3,851 |
| Premises and equipment expense | $288,000 | 5,140 |
| Additional noninterest expense | $1,454,000 | 3,359 |
| Pre-tax net operating income | $-751,000 | 6,508 |
| Securities gains (losses) | $134,000 | 1,599 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-617,000 | 6,516 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-617,000 | 6,518 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-617,000 | 6,517 |
| Net charge-offs | $734,000 | 2,583 |
| Cash dividends | $100,000 | 3,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-751,000 | 6,599 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,799,000 | 4,052 |
| Total interest expense | $1,152,000 | 4,343 |
| Net interest income | $2,647,000 | 3,785 |
| Provision for loan and lease losses | $1,074,000 | 1,988 |
| Total noninterest income | $114,000 | 6,192 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $151,000 | 3,857 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-37,000 | 7,887 |
| Total noninterest expense | $2,501,000 | 3,719 |
| Salaries and employee benefits | $1,276,000 | 3,711 |
| Premises and equipment expense | $191,000 | 5,198 |
| Additional noninterest expense | $1,034,000 | 3,213 |
| Pre-tax net operating income | $-814,000 | 6,908 |
| Securities gains (losses) | $1,000 | 3,011 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-813,000 | 7,029 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-813,000 | 7,029 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-813,000 | 7,029 |
| Net charge-offs | $723,000 | 1,950 |
| Cash dividends | $100,000 | 3,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-814,000 | 7,016 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,928,000 | 4,048 |
| Total interest expense | $602,000 | 4,349 |
| Net interest income | $1,326,000 | 3,781 |
| Provision for loan and lease losses | $279,000 | 2,436 |
| Total noninterest income | $188,000 | 3,937 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $72,000 | 3,908 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $116,000 | 3,420 |
| Total noninterest expense | $1,115,000 | 3,983 |
| Salaries and employee benefits | $591,000 | 3,958 |
| Premises and equipment expense | $103,000 | 5,042 |
| Additional noninterest expense | $421,000 | 3,435 |
| Pre-tax net operating income | $120,000 | 4,816 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $120,000 | 4,684 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $120,000 | 4,688 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $120,000 | 4,687 |
| Net charge-offs | $695,000 | 1,162 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $120,000 | 4,521 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,519,000 | 3,952 |
| Total interest expense | $3,325,000 | 3,974 |
| Net interest income | $5,194,000 | 3,837 |
| Provision for loan and lease losses | $803,000 | 3,041 |
| Total noninterest income | $505,000 | 4,818 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $296,000 | 4,035 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $209,000 | 4,756 |
| Total noninterest expense | $4,724,000 | 3,734 |
| Salaries and employee benefits | $2,514,000 | 3,769 |
| Premises and equipment expense | $455,000 | 4,727 |
| Additional noninterest expense | $1,755,000 | 3,199 |
| Pre-tax net operating income | $172,000 | 5,833 |
| Securities gains (losses) | $76,000 | 1,322 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $248,000 | 5,305 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $248,000 | 5,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $691,000 | 2,385 |
| Cash dividends | $590,000 | 3,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $172,000 | 5,744 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,628,000 | 3,904 |
| Total interest expense | $2,659,000 | 3,923 |
| Net interest income | $3,969,000 | 3,825 |
| Provision for loan and lease losses | $293,000 | 3,598 |
| Total noninterest income | $301,000 | 5,364 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $222,000 | 4,065 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $79,000 | 5,968 |
| Total noninterest expense | $3,520,000 | 3,739 |
| Salaries and employee benefits | $1,876,000 | 3,802 |
| Premises and equipment expense | $295,000 | 5,153 |
| Additional noninterest expense | $1,349,000 | 3,039 |
| Pre-tax net operating income | $457,000 | 5,074 |
| Securities gains (losses) | $76,000 | 1,136 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $533,000 | 4,323 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $533,000 | 4,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $413,000 | 2,181 |
| Cash dividends | $590,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $457,000 | 4,741 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,487,000 | 3,923 |
| Total interest expense | $1,904,000 | 3,866 |
| Net interest income | $2,583,000 | 3,886 |
| Provision for loan and lease losses | $195,000 | 3,200 |
| Total noninterest income | $186,000 | 5,589 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $154,000 | 4,008 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $32,000 | 6,701 |
| Total noninterest expense | $2,188,000 | 3,967 |
| Salaries and employee benefits | $1,262,000 | 3,816 |
| Premises and equipment expense | $222,000 | 4,844 |
| Additional noninterest expense | $704,000 | 3,710 |
| Pre-tax net operating income | $386,000 | 4,868 |
| Securities gains (losses) | $76,000 | 1,153 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $462,000 | 4,177 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $462,000 | 4,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $383,000 | 1,548 |
| Cash dividends | $445,000 | 2,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $386,000 | 4,488 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,309,000 | 3,936 |
| Total interest expense | $1,067,000 | 3,754 |
| Net interest income | $1,242,000 | 3,998 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $94,000 | 5,558 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $74,000 | 4,043 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $20,000 | 6,458 |
| Total noninterest expense | $965,000 | 4,343 |
| Salaries and employee benefits | $569,000 | 4,137 |
| Premises and equipment expense | $106,000 | 4,999 |
| Additional noninterest expense | $290,000 | 4,222 |
| Pre-tax net operating income | $311,000 | 4,066 |
| Securities gains (losses) | $76,000 | 860 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $387,000 | 3,261 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $387,000 | 3,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 1,427 |
| Cash dividends | $300,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $311,000 | 3,635 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,839,000 | 3,564 |
| Total interest expense | $5,554,000 | 3,197 |
| Net interest income | $5,285,000 | 3,826 |
| Provision for loan and lease losses | $535,000 | 2,229 |
| Total noninterest income | $383,000 | 5,577 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $295,000 | 4,111 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $88,000 | 6,406 |
| Total noninterest expense | $4,851,000 | 3,529 |
| Salaries and employee benefits | $2,799,000 | 3,415 |
| Premises and equipment expense | $499,000 | 4,366 |
| Additional noninterest expense | $1,553,000 | 3,318 |
| Pre-tax net operating income | $282,000 | 6,647 |
| Securities gains (losses) | $-1,000 | 7,069 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $281,000 | 6,504 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $281,000 | 6,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,175 |
| Cash dividends | $900,000 | 2,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $282,000 | 6,477 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,257,000 | 3,529 |
| Total interest expense | $4,255,000 | 3,148 |
| Net interest income | $4,002,000 | 3,825 |
| Provision for loan and lease losses | $135,000 | 3,624 |
| Total noninterest income | $302,000 | 5,522 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $224,000 | 4,095 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $78,000 | 6,199 |
| Total noninterest expense | $3,652,000 | 3,492 |
| Salaries and employee benefits | $2,129,000 | 3,361 |
| Premises and equipment expense | $384,000 | 4,282 |
| Additional noninterest expense | $1,139,000 | 3,327 |
| Pre-tax net operating income | $517,000 | 5,710 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $517,000 | 5,319 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $517,000 | 5,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,320 |
| Cash dividends | $680,000 | 2,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $517,000 | 5,303 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,598,000 | 3,499 |
| Total interest expense | $2,865,000 | 3,116 |
| Net interest income | $2,733,000 | 3,790 |
| Provision for loan and lease losses | $105,000 | 3,205 |
| Total noninterest income | $216,000 | 5,425 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $158,000 | 3,991 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $58,000 | 6,055 |
| Total noninterest expense | $2,504,000 | 3,435 |
| Salaries and employee benefits | $1,508,000 | 3,228 |
| Premises and equipment expense | $257,000 | 4,299 |
| Additional noninterest expense | $739,000 | 3,398 |
| Pre-tax net operating income | $340,000 | 5,810 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $340,000 | 5,393 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $340,000 | 5,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,072 |
| Cash dividends | $490,000 | 2,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $340,000 | 5,383 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,784,000 | 3,481 |
| Total interest expense | $1,414,000 | 3,140 |
| Net interest income | $1,370,000 | 3,783 |
| Provision for loan and lease losses | $53,000 | 3,025 |
| Total noninterest income | $115,000 | 5,218 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $82,000 | 3,854 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $33,000 | 5,825 |
| Total noninterest expense | $1,250,000 | 3,458 |
| Salaries and employee benefits | $761,000 | 3,227 |
| Premises and equipment expense | $127,000 | 4,340 |
| Additional noninterest expense | $362,000 | 3,442 |
| Pre-tax net operating income | $182,000 | 5,691 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $182,000 | 5,268 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $182,000 | 5,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,927 |
| Cash dividends | $300,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $182,000 | 5,253 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,655,000 | 3,412 |
| Total interest expense | $4,488,000 | 3,299 |
| Net interest income | $6,167,000 | 3,455 |
| Provision for loan and lease losses | $289,000 | 2,865 |
| Total noninterest income | $556,000 | 4,901 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $376,000 | 3,654 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $180,000 | 5,307 |
| Total noninterest expense | $4,951,000 | 3,378 |
| Salaries and employee benefits | $2,742,000 | 3,373 |
| Premises and equipment expense | $532,000 | 4,102 |
| Additional noninterest expense | $1,677,000 | 3,002 |
| Pre-tax net operating income | $1,483,000 | 4,306 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,483,000 | 3,799 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,483,000 | 3,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 1,915 |
| Cash dividends | $810,000 | 2,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,483,000 | 3,781 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,820,000 | 3,443 |
| Total interest expense | $3,132,000 | 3,388 |
| Net interest income | $4,688,000 | 3,436 |
| Provision for loan and lease losses | $231,000 | 2,567 |
| Total noninterest income | $465,000 | 4,680 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $284,000 | 3,674 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $181,000 | 4,745 |
| Total noninterest expense | $3,733,000 | 3,359 |
| Salaries and employee benefits | $1,999,000 | 3,451 |
| Premises and equipment expense | $487,000 | 3,540 |
| Additional noninterest expense | $1,247,000 | 3,019 |
| Pre-tax net operating income | $1,189,000 | 4,319 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,189,000 | 3,768 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,189,000 | 3,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 2,056 |
| Cash dividends | $600,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,189,000 | 3,747 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,006,000 | 3,493 |
| Total interest expense | $1,913,000 | 3,503 |
| Net interest income | $3,093,000 | 3,469 |
| Provision for loan and lease losses | $105,000 | 3,244 |
| Total noninterest income | $323,000 | 4,542 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $188,000 | 3,684 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $135,000 | 4,512 |
| Total noninterest expense | $2,545,000 | 3,307 |
| Salaries and employee benefits | $1,428,000 | 3,270 |
| Premises and equipment expense | $322,000 | 3,562 |
| Additional noninterest expense | $795,000 | 3,151 |
| Pre-tax net operating income | $766,000 | 4,426 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $766,000 | 3,842 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $766,000 | 3,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 2,602 |
| Cash dividends | $325,000 | 2,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $766,000 | 3,835 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,369,000 | 3,577 |
| Total interest expense | $885,000 | 3,582 |
| Net interest income | $1,484,000 | 3,566 |
| Provision for loan and lease losses | $53,000 | 3,054 |
| Total noninterest income | $175,000 | 4,277 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $91,000 | 3,680 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $84,000 | 4,044 |
| Total noninterest expense | $1,208,000 | 3,451 |
| Salaries and employee benefits | $689,000 | 3,387 |
| Premises and equipment expense | $160,000 | 3,588 |
| Additional noninterest expense | $359,000 | 3,396 |
| Pre-tax net operating income | $398,000 | 4,289 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $398,000 | 3,727 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $398,000 | 3,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,616 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $398,000 | 3,712 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,471,000 | 3,585 |
| Total interest expense | $2,992,000 | 3,336 |
| Net interest income | $5,479,000 | 3,698 |
| Provision for loan and lease losses | $110,000 | 4,684 |
| Total noninterest income | $603,000 | 4,774 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $404,000 | 3,533 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $199,000 | 5,178 |
| Total noninterest expense | $4,709,000 | 3,399 |
| Salaries and employee benefits | $2,668,000 | 3,297 |
| Premises and equipment expense | $597,000 | 3,673 |
| Additional noninterest expense | $1,444,000 | 3,326 |
| Pre-tax net operating income | $1,263,000 | 4,793 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-1,000 | 8,401 |
| Income before extraordinary items | $1,264,000 | 4,218 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,264,000 | 4,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 3,731 |
| Cash dividends | $1,290,000 | 2,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,264,000 | 4,198 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,145,000 | 3,630 |
| Total interest expense | $2,163,000 | 3,281 |
| Net interest income | $3,982,000 | 3,775 |
| Provision for loan and lease losses | $58,000 | 5,018 |
| Total noninterest income | $436,000 | 4,904 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $311,000 | 3,477 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $125,000 | 5,534 |
| Total noninterest expense | $3,511,000 | 3,385 |
| Salaries and employee benefits | $2,016,000 | 3,252 |
| Premises and equipment expense | $399,000 | 3,977 |
| Additional noninterest expense | $1,096,000 | 3,273 |
| Pre-tax net operating income | $849,000 | 5,182 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-1,000 | 8,537 |
| Income before extraordinary items | $850,000 | 4,594 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $850,000 | 4,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 2,884 |
| Cash dividends | $1,235,000 | 1,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $850,000 | 4,557 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,997,000 | 3,635 |
| Total interest expense | $1,333,000 | 3,352 |
| Net interest income | $2,664,000 | 3,730 |
| Provision for loan and lease losses | $5,000 | 6,409 |
| Total noninterest income | $252,000 | 5,199 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $218,000 | 3,307 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $34,000 | 7,018 |
| Total noninterest expense | $2,323,000 | 3,381 |
| Salaries and employee benefits | $1,385,000 | 3,146 |
| Premises and equipment expense | $286,000 | 3,760 |
| Additional noninterest expense | $652,000 | 3,548 |
| Pre-tax net operating income | $588,000 | 5,057 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-1,000 | 8,563 |
| Income before extraordinary items | $589,000 | 4,464 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $589,000 | 4,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,271 |
| Cash dividends | $1,025,000 | 1,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $589,000 | 4,414 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,868,000 | 3,792 |
| Total interest expense | $574,000 | 3,634 |
| Net interest income | $1,294,000 | 3,810 |
| Provision for loan and lease losses | $53,000 | 3,110 |
| Total noninterest income | $186,000 | 4,166 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $107,000 | 3,293 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $79,000 | 4,223 |
| Total noninterest expense | $1,125,000 | 3,504 |
| Salaries and employee benefits | $631,000 | 3,425 |
| Premises and equipment expense | $156,000 | 3,539 |
| Additional noninterest expense | $338,000 | 3,459 |
| Pre-tax net operating income | $302,000 | 4,974 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $302,000 | 4,363 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $302,000 | 4,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 1,867 |
| Cash dividends | $775,000 | 827 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $302,000 | 4,320 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,729,000 | 3,924 |
| Total interest expense | $1,766,000 | 4,028 |
| Net interest income | $4,963,000 | 3,821 |
| Provision for loan and lease losses | $65,000 | 5,573 |
| Total noninterest income | $1,081,000 | 3,359 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $394,000 | 3,684 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $687,000 | 2,732 |
| Total noninterest expense | $4,289,000 | 3,539 |
| Salaries and employee benefits | $2,631,000 | 3,206 |
| Premises and equipment expense | $684,000 | 3,187 |
| Additional noninterest expense | $974,000 | 4,440 |
| Pre-tax net operating income | $1,690,000 | 3,942 |
| Securities gains (losses) | $66,000 | 1,527 |
| Applicable income taxes | $158,000 | 5,041 |
| Income before extraordinary items | $1,598,000 | 3,472 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,598,000 | 3,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,856 |
| Cash dividends | $975,000 | 2,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,537,940 | 3,514 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,914,000 | 3,983 |
| Total interest expense | $1,274,000 | 4,099 |
| Net interest income | $3,640,000 | 3,878 |
| Provision for loan and lease losses | $35,000 | 5,873 |
| Total noninterest income | $916,000 | 3,114 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $305,000 | 3,625 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $611,000 | 2,467 |
| Total noninterest expense | $3,153,000 | 3,558 |
| Salaries and employee benefits | $1,943,000 | 3,218 |
| Premises and equipment expense | $512,000 | 3,189 |
| Additional noninterest expense | $698,000 | 4,541 |
| Pre-tax net operating income | $1,368,000 | 3,819 |
| Securities gains (losses) | $60,000 | 1,519 |
| Applicable income taxes | $105,000 | 5,284 |
| Income before extraordinary items | $1,323,000 | 3,304 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,323,000 | 3,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,064 |
| Cash dividends | $975,000 | 1,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,267,200 | 3,315 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,193,000 | 4,059 |
| Total interest expense | $829,000 | 4,170 |
| Net interest income | $2,364,000 | 3,945 |
| Provision for loan and lease losses | $35,000 | 5,187 |
| Total noninterest income | $758,000 | 2,686 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $204,000 | 3,594 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $554,000 | 2,031 |
| Total noninterest expense | $2,075,000 | 3,632 |
| Salaries and employee benefits | $1,279,000 | 3,271 |
| Premises and equipment expense | $339,000 | 3,216 |
| Additional noninterest expense | $457,000 | 4,630 |
| Pre-tax net operating income | $1,012,000 | 3,504 |
| Securities gains (losses) | $60,000 | 1,343 |
| Applicable income taxes | $53,000 | 5,582 |
| Income before extraordinary items | $1,019,000 | 2,885 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,019,000 | 2,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,323 |
| Cash dividends | $775,000 | 1,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $962,000 | 2,950 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,554,000 | 4,160 |
| Total interest expense | $410,000 | 4,248 |
| Net interest income | $1,144,000 | 4,059 |
| Provision for loan and lease losses | $35,000 | 3,916 |
| Total noninterest income | $570,000 | 1,964 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $98,000 | 3,637 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $472,000 | 1,351 |
| Total noninterest expense | $1,062,000 | 3,591 |
| Salaries and employee benefits | $644,000 | 3,253 |
| Premises and equipment expense | $176,000 | 3,144 |
| Additional noninterest expense | $242,000 | 4,433 |
| Pre-tax net operating income | $617,000 | 3,009 |
| Securities gains (losses) | $60,000 | 1,096 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $677,000 | 2,240 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $677,000 | 2,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,552 |
| Cash dividends | $575,000 | 1,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $617,000 | 2,348 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,454,000 | 4,074 |
| Total interest expense | $1,827,000 | 4,300 |
| Net interest income | $4,627,000 | 3,917 |
| Provision for loan and lease losses | $227,000 | 3,789 |
| Total noninterest income | $672,000 | 4,656 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $403,000 | 3,630 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $269,000 | 4,711 |
| Total noninterest expense | $4,161,000 | 3,605 |
| Salaries and employee benefits | $2,465,000 | 3,308 |
| Premises and equipment expense | $676,000 | 3,174 |
| Additional noninterest expense | $1,020,000 | 4,205 |
| Pre-tax net operating income | $911,000 | 5,391 |
| Securities gains (losses) | $173,000 | 1,439 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,084,000 | 4,425 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,084,000 | 4,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 3,331 |
| Cash dividends | $950,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $911,000 | 4,747 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,885,000 | 4,086 |
| Total interest expense | $1,422,000 | 4,302 |
| Net interest income | $3,463,000 | 3,943 |
| Provision for loan and lease losses | $194,000 | 3,403 |
| Total noninterest income | $504,000 | 4,722 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $310,000 | 3,592 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $194,000 | 4,855 |
| Total noninterest expense | $3,112,000 | 3,594 |
| Salaries and employee benefits | $1,833,000 | 3,330 |
| Premises and equipment expense | $516,000 | 3,137 |
| Additional noninterest expense | $763,000 | 4,200 |
| Pre-tax net operating income | $661,000 | 5,655 |
| Securities gains (losses) | $98,000 | 1,769 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $759,000 | 4,747 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $759,000 | 4,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 2,769 |
| Cash dividends | $675,000 | 2,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $661,000 | 4,958 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,279,000 | 4,112 |
| Total interest expense | $976,000 | 4,317 |
| Net interest income | $2,303,000 | 3,954 |
| Provision for loan and lease losses | $123,000 | 3,423 |
| Total noninterest income | $289,000 | 5,094 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $212,000 | 3,487 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $77,000 | 5,786 |
| Total noninterest expense | $2,102,000 | 3,538 |
| Salaries and employee benefits | $1,211,000 | 3,340 |
| Premises and equipment expense | $331,000 | 3,233 |
| Additional noninterest expense | $560,000 | 3,904 |
| Pre-tax net operating income | $367,000 | 6,063 |
| Securities gains (losses) | $77,000 | 1,714 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $444,000 | 5,118 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $444,000 | 5,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 2,920 |
| Cash dividends | $500,000 | 2,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $367,000 | 5,405 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,645,000 | 4,127 |
| Total interest expense | $507,000 | 4,300 |
| Net interest income | $1,138,000 | 3,983 |
| Provision for loan and lease losses | $53,000 | 3,599 |
| Total noninterest income | $193,000 | 4,257 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $101,000 | 3,525 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $92,000 | 4,085 |
| Total noninterest expense | $1,003,000 | 3,655 |
| Salaries and employee benefits | $602,000 | 3,358 |
| Premises and equipment expense | $170,000 | 3,154 |
| Additional noninterest expense | $231,000 | 4,485 |
| Pre-tax net operating income | $275,000 | 5,017 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $275,000 | 4,468 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $275,000 | 4,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 1,782 |
| Cash dividends | $225,000 | 2,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $275,000 | 4,271 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,491,000 | 3,838 |
| Total interest expense | $2,811,000 | 3,732 |
| Net interest income | $4,680,000 | 3,858 |
| Provision for loan and lease losses | $234,000 | 4,045 |
| Total noninterest income | $812,000 | 3,954 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $419,000 | 3,418 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $393,000 | 3,740 |
| Total noninterest expense | $4,365,000 | 3,309 |
| Salaries and employee benefits | $2,272,000 | 3,374 |
| Premises and equipment expense | $626,000 | 3,289 |
| Additional noninterest expense | $1,467,000 | 3,000 |
| Pre-tax net operating income | $893,000 | 5,505 |
| Securities gains (losses) | $10,000 | 3,604 |
| Applicable income taxes | $144,000 | 5,569 |
| Income before extraordinary items | $759,000 | 5,346 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $759,000 | 5,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,880 |
| Cash dividends | $575,000 | 3,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $750,600 | 5,231 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,191,000 | 3,570 |
| Total interest expense | $4,480,000 | 3,461 |
| Net interest income | $4,711,000 | 3,611 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $560,000 | 4,761 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $407,000 | 3,337 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $153,000 | 5,514 |
| Total noninterest expense | $4,267,000 | 3,232 |
| Salaries and employee benefits | $2,454,000 | 2,990 |
| Premises and equipment expense | $691,000 | 2,974 |
| Additional noninterest expense | $1,122,000 | 3,712 |
| Pre-tax net operating income | $974,000 | 4,968 |
| Securities gains (losses) | $280,000 | 929 |
| Applicable income taxes | $477,000 | 3,399 |
| Income before extraordinary items | $777,000 | 4,945 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $777,000 | 4,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,195 |
| Cash dividends | $350,000 | 4,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $597,800 | 5,509 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,626,000 | 3,517 |
| Total interest expense | $4,795,000 | 3,444 |
| Net interest income | $4,831,000 | 3,590 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $561,000 | 4,592 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $413,000 | 3,162 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $148,000 | 5,512 |
| Total noninterest expense | $4,456,000 | 3,022 |
| Salaries and employee benefits | $2,562,000 | 2,771 |
| Premises and equipment expense | $679,000 | 2,945 |
| Additional noninterest expense | $1,215,000 | 3,396 |
| Pre-tax net operating income | $936,000 | 5,433 |
| Securities gains (losses) | $-4,000 | 7,844 |
| Applicable income taxes | $349,000 | 4,275 |
| Income before extraordinary items | $583,000 | 5,926 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $583,000 | 5,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,623 |
| Cash dividends | $237,000 | 4,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $585,560 | 5,924 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,192,000 | 3,825 |
| Total interest expense | $3,658,000 | 3,883 |
| Net interest income | $4,534,000 | 3,757 |
| Provision for loan and lease losses | $80,000 | 5,643 |
| Total noninterest income | $560,000 | 4,628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $455,000 | 2,863 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 6,517 |
| Total noninterest expense | $4,150,000 | 3,204 |
| Salaries and employee benefits | $2,464,000 | 2,846 |
| Premises and equipment expense | $629,000 | 3,124 |
| Additional noninterest expense | $1,057,000 | 3,831 |
| Pre-tax net operating income | $864,000 | 5,710 |
| Securities gains (losses) | $4,000 | 2,267 |
| Applicable income taxes | $335,000 | 4,573 |
| Income before extraordinary items | $533,000 | 6,234 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $533,000 | 6,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 9,684 |
| Cash dividends | $200,000 | 5,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $530,440 | 6,233 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,999,000 | 3,933 |
| Total interest expense | $3,847,000 | 3,812 |
| Net interest income | $4,152,000 | 4,003 |
| Provision for loan and lease losses | $160,000 | 4,005 |
| Total noninterest income | $557,000 | 4,623 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $476,000 | 2,667 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 7,164 |
| Total noninterest expense | $3,796,000 | 3,379 |
| Salaries and employee benefits | $2,258,000 | 2,985 |
| Premises and equipment expense | $574,000 | 3,304 |
| Additional noninterest expense | $964,000 | 4,078 |
| Pre-tax net operating income | $753,000 | 6,281 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $283,000 | 5,332 |
| Income before extraordinary items | $470,000 | 6,786 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $470,000 | 6,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,851 |
| Cash dividends | $200,000 | 5,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $470,000 | 6,680 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,830,000 | 4,589 |
| Total interest expense | $3,361,000 | 4,265 |
| Net interest income | $3,469,000 | 4,766 |
| Provision for loan and lease losses | $204,000 | 3,400 |
| Total noninterest income | $480,000 | 5,131 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $424,000 | 3,072 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,171 |
| Total noninterest expense | $3,355,000 | 3,740 |
| Salaries and employee benefits | $1,918,000 | 3,435 |
| Premises and equipment expense | $574,000 | 3,278 |
| Additional noninterest expense | $863,000 | 4,468 |
| Pre-tax net operating income | $390,000 | 8,497 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $153,000 | 7,571 |
| Income before extraordinary items | $237,000 | 8,857 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $237,000 | 8,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,067 |
| Cash dividends | $150,000 | 5,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $237,000 | 8,822 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,413,000 | 5,598 |
| Total interest expense | $2,447,000 | 5,604 |
| Net interest income | $2,966,000 | 5,489 |
| Provision for loan and lease losses | $110,000 | 4,862 |
| Total noninterest income | $425,000 | 5,751 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $374,000 | 3,538 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 8,849 |
| Total noninterest expense | $2,717,000 | 4,683 |
| Salaries and employee benefits | $1,594,000 | 4,080 |
| Premises and equipment expense | $371,000 | 4,824 |
| Additional noninterest expense | $752,000 | 5,446 |
| Pre-tax net operating income | $564,000 | 7,606 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $206,000 | 7,049 |
| Income before extraordinary items | $358,000 | 7,935 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $358,000 | 7,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,597 |
| Cash dividends | $200,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $358,000 | 7,876 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,766,000 | 6,190 |
| Total interest expense | $1,947,000 | 6,594 |
| Net interest income | $2,819,000 | 5,779 |
| Provision for loan and lease losses | $77,000 | 5,197 |
| Total noninterest income | $395,000 | 6,035 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $335,000 | 3,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 8,751 |
| Total noninterest expense | $2,269,000 | 5,419 |
| Salaries and employee benefits | $1,253,000 | 5,023 |
| Premises and equipment expense | $275,000 | 5,986 |
| Additional noninterest expense | $741,000 | 5,586 |
| Pre-tax net operating income | $868,000 | 6,560 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $289,000 | 6,150 |
| Income before extraordinary items | $579,000 | 6,735 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $579,000 | 6,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,240 |
| Cash dividends | $160,000 | 5,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $579,000 | 6,722 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,720,000 | 7,039 |
| Total interest expense | $1,327,000 | 7,465 |
| Net interest income | $2,393,000 | 6,675 |
| Provision for loan and lease losses | $52,000 | 6,028 |
| Total noninterest income | $421,000 | 5,946 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $285,000 | 4,556 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 6,520 |
| Total noninterest expense | $1,967,000 | 6,286 |
| Salaries and employee benefits | $1,002,000 | 6,077 |
| Premises and equipment expense | $239,000 | 6,704 |
| Additional noninterest expense | $726,000 | 6,154 |
| Pre-tax net operating income | $795,000 | 6,891 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $290,000 | 5,998 |
| Income before extraordinary items | $505,000 | 7,268 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $505,000 | 7,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,205 |
| Cash dividends | $155,000 | 6,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $505,000 | 7,305 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,322,000 | 7,801 |
| Total interest expense | $1,182,000 | 8,330 |
| Net interest income | $2,140,000 | 7,334 |
| Provision for loan and lease losses | $78,000 | 6,380 |
| Total noninterest income | $415,000 | 6,326 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $277,000 | 4,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 6,833 |
| Total noninterest expense | $1,772,000 | 6,972 |
| Salaries and employee benefits | $921,000 | 6,591 |
| Premises and equipment expense | $212,000 | 7,448 |
| Additional noninterest expense | $639,000 | 7,022 |
| Pre-tax net operating income | $705,000 | 7,341 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $253,000 | 6,745 |
| Income before extraordinary items | $453,000 | 7,946 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $453,000 | 8,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $138,000 | 6,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $452,360 | 7,691 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,019,000 | 8,941 |
| Total interest expense | $1,200,000 | 9,600 |
| Net interest income | $1,819,000 | 8,286 |
| Provision for loan and lease losses | $54,000 | 8,887 |
| Total noninterest income | $398,000 | 6,564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $272,000 | 4,799 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 7,283 |
| Total noninterest expense | $1,622,000 | 7,499 |
| Salaries and employee benefits | $794,000 | 7,298 |
| Premises and equipment expense | $163,000 | 8,762 |
| Additional noninterest expense | $665,000 | 6,991 |
| Pre-tax net operating income | $541,000 | 8,129 |
| Securities gains (losses) | $27,000 | 5,154 |
| Applicable income taxes | $193,000 | 7,695 |
| Income before extraordinary items | $375,000 | 8,465 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $375,000 | 8,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 12,286 |
| Cash dividends | $96,000 | 6,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $357,180 | 8,280 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.