Home > Meramec State Bank > Income and Expense
Meramec State Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,073,000 | 12,131 |
| Total interest expense | $368,000 | 12,368 |
| Net interest income | $705,000 | 11,856 |
| Provision for loan and lease losses | $37,000 | 8,073 |
| Total noninterest income | $165,000 | 9,917 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 7,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,580 |
| Total noninterest expense | $760,000 | 10,879 |
| Salaries and employee benefits | $339,000 | 11,265 |
| Premises and equipment expense | $97,000 | 10,539 |
| Additional noninterest expense | $324,000 | 10,135 |
| Pre-tax net operating income | $73,000 | 12,034 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $9,000 | 11,851 |
| Income before extraordinary items | $70,000 | 12,101 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $70,000 | 12,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 7,087 |
| Cash dividends | $36,000 | 8,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $64,660 | 11,992 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,215,000 | 12,572 |
| Total interest expense | $558,000 | 12,495 |
| Net interest income | $657,000 | 12,486 |
| Provision for loan and lease losses | $26,000 | 10,195 |
| Total noninterest income | $181,000 | 9,800 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 7,048 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,840 |
| Total noninterest expense | $709,000 | 11,475 |
| Salaries and employee benefits | $304,000 | 11,968 |
| Premises and equipment expense | $93,000 | 10,996 |
| Additional noninterest expense | $312,000 | 10,666 |
| Pre-tax net operating income | $103,000 | 11,999 |
| Securities gains (losses) | $6,000 | 6,913 |
| Applicable income taxes | $18,000 | 12,166 |
| Income before extraordinary items | $91,000 | 12,057 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $91,000 | 12,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 9,883 |
| Cash dividends | $35,000 | 8,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $86,020 | 11,837 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.