Home > Memphis State Bank > Income and Expense
Memphis State Bank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $544,000 | 6,428 |
| Total interest expense | $49,000 | 6,328 |
| Net interest income | $495,000 | 6,423 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $143,000 | 5,525 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $115,000 | 4,404 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $28,000 | 5,928 |
| Total noninterest expense | $638,000 | 6,271 |
| Salaries and employee benefits | $305,000 | 6,326 |
| Premises and equipment expense | $81,000 | 6,038 |
| Additional noninterest expense | $252,000 | 6,095 |
| Pre-tax net operating income | $0 | 6,132 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $-5,000 | 6,273 |
| Income before extraordinary items | $5,000 | 6,148 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,000 | 6,147 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,000 | 6,148 |
| Net charge-offs | $1,000 | 4,590 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $5,000 | 6,128 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $370,000 | 6,486 |
| Total interest expense | $33,000 | 6,383 |
| Net interest income | $337,000 | 6,478 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $98,000 | 5,515 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $75,000 | 4,439 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $23,000 | 5,890 |
| Total noninterest expense | $421,000 | 6,329 |
| Salaries and employee benefits | $204,000 | 6,382 |
| Premises and equipment expense | $52,000 | 6,115 |
| Additional noninterest expense | $165,000 | 6,161 |
| Pre-tax net operating income | $14,000 | 6,124 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $5,000 | 4,257 |
| Income before extraordinary items | $9,000 | 6,174 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $9,000 | 6,176 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $9,000 | 6,176 |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $9,000 | 6,154 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $183,000 | 6,557 |
| Total interest expense | $16,000 | 6,465 |
| Net interest income | $167,000 | 6,549 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $50,000 | 5,506 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $37,000 | 4,453 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $13,000 | 5,834 |
| Total noninterest expense | $209,000 | 6,415 |
| Salaries and employee benefits | $103,000 | 6,447 |
| Premises and equipment expense | $26,000 | 6,172 |
| Additional noninterest expense | $80,000 | 6,261 |
| Pre-tax net operating income | $8,000 | 6,136 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-3,000 | 6,396 |
| Income before extraordinary items | $11,000 | 6,128 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $11,000 | 6,128 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $11,000 | 6,129 |
| Net charge-offs | $1,000 | 3,492 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $11,000 | 6,109 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $741,000 | 6,632 |
| Total interest expense | $73,000 | 6,557 |
| Net interest income | $668,000 | 6,617 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $191,000 | 5,662 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $153,000 | 4,555 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $38,000 | 6,010 |
| Total noninterest expense | $807,000 | 6,513 |
| Salaries and employee benefits | $437,000 | 6,507 |
| Premises and equipment expense | $98,000 | 6,302 |
| Additional noninterest expense | $272,000 | 6,433 |
| Pre-tax net operating income | $52,000 | 6,078 |
| Securities gains (losses) | $69,000 | 1,580 |
| Applicable income taxes | $34,000 | 3,912 |
| Income before extraordinary items | $87,000 | 6,026 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $87,000 | 6,026 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $87,000 | 6,028 |
| Net charge-offs | $1,000 | 5,415 |
| Cash dividends | $40,000 | 4,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $37,320 | 6,121 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $563,000 | 6,702 |
| Total interest expense | $54,000 | 6,646 |
| Net interest income | $509,000 | 6,690 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $137,000 | 5,801 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $114,000 | 4,602 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $23,000 | 6,188 |
| Total noninterest expense | $586,000 | 6,581 |
| Salaries and employee benefits | $320,000 | 6,571 |
| Premises and equipment expense | $77,000 | 6,317 |
| Additional noninterest expense | $189,000 | 6,539 |
| Pre-tax net operating income | $60,000 | 6,118 |
| Securities gains (losses) | $69,000 | 1,448 |
| Applicable income taxes | $32,000 | 3,921 |
| Income before extraordinary items | $97,000 | 6,036 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $97,000 | 6,038 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $97,000 | 6,038 |
| Net charge-offs | $3,000 | 5,003 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $45,250 | 6,153 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $380,000 | 6,752 |
| Total interest expense | $35,000 | 6,713 |
| Net interest income | $345,000 | 6,735 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $95,000 | 5,787 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $75,000 | 4,608 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $20,000 | 6,098 |
| Total noninterest expense | $390,000 | 6,630 |
| Salaries and employee benefits | $213,000 | 6,618 |
| Premises and equipment expense | $49,000 | 6,387 |
| Additional noninterest expense | $128,000 | 6,557 |
| Pre-tax net operating income | $50,000 | 6,079 |
| Securities gains (losses) | $69,000 | 1,327 |
| Applicable income taxes | $26,000 | 3,820 |
| Income before extraordinary items | $93,000 | 5,894 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $93,000 | 5,896 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $93,000 | 5,896 |
| Net charge-offs | $3,000 | 4,643 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $39,180 | 6,116 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $193,000 | 6,813 |
| Total interest expense | $14,000 | 6,857 |
| Net interest income | $179,000 | 6,780 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $43,000 | 5,883 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $36,000 | 4,669 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,000 | 6,309 |
| Total noninterest expense | $216,000 | 6,635 |
| Salaries and employee benefits | $106,000 | 6,686 |
| Premises and equipment expense | $26,000 | 6,397 |
| Additional noninterest expense | $84,000 | 6,425 |
| Pre-tax net operating income | $6,000 | 6,278 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $2,000 | 4,407 |
| Income before extraordinary items | $4,000 | 6,376 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,000 | 6,377 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,000 | 6,377 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $4,000 | 6,300 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $975,000 | 6,797 |
| Total interest expense | $69,000 | 6,919 |
| Net interest income | $906,000 | 6,750 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $179,000 | 5,817 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $151,000 | 4,766 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $28,000 | 6,145 |
| Total noninterest expense | $913,000 | 6,657 |
| Salaries and employee benefits | $444,000 | 6,731 |
| Premises and equipment expense | $93,000 | 6,579 |
| Additional noninterest expense | $376,000 | 6,415 |
| Pre-tax net operating income | $172,000 | 5,742 |
| Securities gains (losses) | $376,000 | 1,166 |
| Applicable income taxes | $185,000 | 3,067 |
| Income before extraordinary items | $363,000 | 5,307 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $363,000 | 5,304 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $363,000 | 5,305 |
| Net charge-offs | $1,000 | 5,927 |
| Cash dividends | $300,000 | 3,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $114,840 | 5,868 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $747,000 | 6,891 |
| Total interest expense | $51,000 | 7,038 |
| Net interest income | $696,000 | 6,825 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $140,000 | 5,856 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $114,000 | 4,838 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $26,000 | 6,186 |
| Total noninterest expense | $672,000 | 6,742 |
| Salaries and employee benefits | $314,000 | 6,841 |
| Premises and equipment expense | $74,000 | 6,615 |
| Additional noninterest expense | $284,000 | 6,478 |
| Pre-tax net operating income | $164,000 | 5,810 |
| Securities gains (losses) | $325,000 | 1,050 |
| Applicable income taxes | $159,000 | 3,021 |
| Income before extraordinary items | $330,000 | 5,209 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $330,000 | 5,207 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $330,000 | 5,207 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $200,000 | 2,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $112,250 | 5,929 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $511,000 | 6,935 |
| Total interest expense | $36,000 | 7,091 |
| Net interest income | $475,000 | 6,868 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $99,000 | 5,798 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $76,000 | 4,824 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $23,000 | 6,059 |
| Total noninterest expense | $454,000 | 6,789 |
| Salaries and employee benefits | $211,000 | 6,889 |
| Premises and equipment expense | $52,000 | 6,609 |
| Additional noninterest expense | $191,000 | 6,509 |
| Pre-tax net operating income | $120,000 | 5,764 |
| Securities gains (losses) | $205,000 | 1,085 |
| Applicable income taxes | $104,000 | 3,026 |
| Income before extraordinary items | $221,000 | 5,217 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $221,000 | 5,217 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $221,000 | 5,217 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $81,600 | 5,903 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $256,000 | 6,992 |
| Total interest expense | $19,000 | 7,147 |
| Net interest income | $237,000 | 6,930 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $59,000 | 5,664 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $40,000 | 4,716 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $19,000 | 5,771 |
| Total noninterest expense | $230,000 | 6,837 |
| Salaries and employee benefits | $107,000 | 6,943 |
| Premises and equipment expense | $29,000 | 6,543 |
| Additional noninterest expense | $94,000 | 6,572 |
| Pre-tax net operating income | $66,000 | 5,766 |
| Securities gains (losses) | $50,000 | 1,224 |
| Applicable income taxes | $23,000 | 3,599 |
| Income before extraordinary items | $93,000 | 5,457 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $93,000 | 5,457 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $93,000 | 5,457 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $53,000 | 5,809 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $909,000 | 7,124 |
| Total interest expense | $91,000 | 7,210 |
| Net interest income | $818,000 | 7,062 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $195,000 | 5,758 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $166,000 | 4,718 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $29,000 | 6,229 |
| Total noninterest expense | $911,000 | 6,932 |
| Salaries and employee benefits | $456,000 | 6,975 |
| Premises and equipment expense | $92,000 | 6,885 |
| Additional noninterest expense | $363,000 | 6,669 |
| Pre-tax net operating income | $102,000 | 5,759 |
| Securities gains (losses) | $166,000 | 1,608 |
| Applicable income taxes | $83,000 | 3,478 |
| Income before extraordinary items | $185,000 | 5,610 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $185,000 | 5,612 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $185,000 | 5,612 |
| Net charge-offs | $3,000 | 6,306 |
| Cash dividends | $185,000 | 3,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $70,460 | 5,858 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $668,000 | 7,206 |
| Total interest expense | $70,000 | 7,282 |
| Net interest income | $598,000 | 7,148 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $147,000 | 5,863 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $123,000 | 4,750 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $24,000 | 6,295 |
| Total noninterest expense | $674,000 | 6,972 |
| Salaries and employee benefits | $331,000 | 7,035 |
| Premises and equipment expense | $74,000 | 6,880 |
| Additional noninterest expense | $269,000 | 6,717 |
| Pre-tax net operating income | $71,000 | 5,920 |
| Securities gains (losses) | $153,000 | 1,416 |
| Applicable income taxes | $61,000 | 3,520 |
| Income before extraordinary items | $163,000 | 5,649 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $163,000 | 5,649 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $163,000 | 5,649 |
| Net charge-offs | $4,000 | 5,984 |
| Cash dividends | $25,000 | 3,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $51,310 | 5,978 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $465,000 | 7,255 |
| Total interest expense | $49,000 | 7,350 |
| Net interest income | $416,000 | 7,189 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $95,000 | 5,916 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $74,000 | 4,935 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 6,204 |
| Total noninterest expense | $451,000 | 7,045 |
| Salaries and employee benefits | $221,000 | 7,105 |
| Premises and equipment expense | $48,000 | 6,956 |
| Additional noninterest expense | $182,000 | 6,775 |
| Pre-tax net operating income | $60,000 | 5,894 |
| Securities gains (losses) | $143,000 | 903 |
| Applicable income taxes | $55,000 | 3,307 |
| Income before extraordinary items | $148,000 | 5,366 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $148,000 | 5,365 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $148,000 | 5,366 |
| Net charge-offs | $4,000 | 5,600 |
| Cash dividends | $25,000 | 3,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $43,610 | 5,968 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $225,000 | 7,323 |
| Total interest expense | $28,000 | 7,401 |
| Net interest income | $197,000 | 7,267 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $39,000 | 6,229 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $31,000 | 5,167 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $8,000 | 6,501 |
| Total noninterest expense | $225,000 | 7,095 |
| Salaries and employee benefits | $110,000 | 7,158 |
| Premises and equipment expense | $24,000 | 6,995 |
| Additional noninterest expense | $91,000 | 6,828 |
| Pre-tax net operating income | $11,000 | 6,197 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $2,000 | 4,282 |
| Income before extraordinary items | $9,000 | 6,272 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $9,000 | 6,271 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $9,000 | 6,272 |
| Net charge-offs | $1,000 | 4,979 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $9,000 | 6,236 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,017,000 | 7,349 |
| Total interest expense | $168,000 | 7,398 |
| Net interest income | $849,000 | 7,280 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $177,000 | 6,110 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $160,000 | 4,798 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $17,000 | 6,653 |
| Total noninterest expense | $939,000 | 7,133 |
| Salaries and employee benefits | $473,000 | 7,177 |
| Premises and equipment expense | $93,000 | 7,117 |
| Additional noninterest expense | $373,000 | 6,879 |
| Pre-tax net operating income | $87,000 | 5,509 |
| Securities gains (losses) | $282,000 | 1,316 |
| Applicable income taxes | $126,000 | 3,053 |
| Income before extraordinary items | $243,000 | 5,139 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $243,000 | 5,143 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $243,000 | 5,143 |
| Net charge-offs | $2,000 | 6,772 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $56,880 | 5,634 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $790,000 | 7,435 |
| Total interest expense | $129,000 | 7,509 |
| Net interest income | $661,000 | 7,358 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $137,000 | 6,185 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $121,000 | 4,869 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $16,000 | 6,762 |
| Total noninterest expense | $708,000 | 7,203 |
| Salaries and employee benefits | $344,000 | 7,290 |
| Premises and equipment expense | $79,000 | 7,096 |
| Additional noninterest expense | $285,000 | 6,919 |
| Pre-tax net operating income | $90,000 | 5,657 |
| Securities gains (losses) | $282,000 | 1,126 |
| Applicable income taxes | $122,000 | 2,970 |
| Income before extraordinary items | $250,000 | 5,092 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $250,000 | 5,094 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $250,000 | 5,095 |
| Net charge-offs | $2,000 | 6,555 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $61,060 | 5,758 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $533,000 | 7,498 |
| Total interest expense | $87,000 | 7,581 |
| Net interest income | $446,000 | 7,415 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $96,000 | 6,136 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $82,000 | 4,831 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $14,000 | 6,676 |
| Total noninterest expense | $474,000 | 7,263 |
| Salaries and employee benefits | $229,000 | 7,345 |
| Premises and equipment expense | $54,000 | 7,118 |
| Additional noninterest expense | $191,000 | 6,970 |
| Pre-tax net operating income | $68,000 | 5,698 |
| Securities gains (losses) | $83,000 | 1,548 |
| Applicable income taxes | $38,000 | 3,460 |
| Income before extraordinary items | $113,000 | 5,463 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $113,000 | 5,465 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $113,000 | 5,465 |
| Net charge-offs | $2,000 | 6,208 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $50,750 | 5,788 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $276,000 | 7,571 |
| Total interest expense | $44,000 | 7,689 |
| Net interest income | $232,000 | 7,475 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $53,000 | 6,045 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $41,000 | 4,830 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $12,000 | 6,461 |
| Total noninterest expense | $243,000 | 7,326 |
| Salaries and employee benefits | $115,000 | 7,431 |
| Premises and equipment expense | $27,000 | 7,201 |
| Additional noninterest expense | $101,000 | 6,979 |
| Pre-tax net operating income | $42,000 | 5,749 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $6,000 | 4,021 |
| Income before extraordinary items | $36,000 | 5,908 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $36,000 | 5,910 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $36,000 | 5,908 |
| Net charge-offs | $2,000 | 5,375 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $36,000 | 5,790 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,050,000 | 7,688 |
| Total interest expense | $182,000 | 7,803 |
| Net interest income | $868,000 | 7,564 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $201,000 | 6,222 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $159,000 | 5,057 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $42,000 | 6,529 |
| Total noninterest expense | $900,000 | 7,495 |
| Salaries and employee benefits | $466,000 | 7,507 |
| Premises and equipment expense | $98,000 | 7,404 |
| Additional noninterest expense | $336,000 | 7,308 |
| Pre-tax net operating income | $169,000 | 4,887 |
| Securities gains (losses) | $46,000 | 2,675 |
| Applicable income taxes | $53,000 | 3,234 |
| Income before extraordinary items | $162,000 | 4,939 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $162,000 | 4,941 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $162,000 | 4,941 |
| Net charge-offs | $16,000 | 6,746 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $127,500 | 5,008 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $773,000 | 7,785 |
| Total interest expense | $139,000 | 7,891 |
| Net interest income | $634,000 | 7,657 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $145,000 | 6,387 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $114,000 | 5,168 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $31,000 | 6,688 |
| Total noninterest expense | $668,000 | 7,549 |
| Salaries and employee benefits | $341,000 | 7,579 |
| Premises and equipment expense | $80,000 | 7,377 |
| Additional noninterest expense | $247,000 | 7,363 |
| Pre-tax net operating income | $111,000 | 5,243 |
| Securities gains (losses) | $46,000 | 2,351 |
| Applicable income taxes | $32,000 | 3,575 |
| Income before extraordinary items | $125,000 | 5,203 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $125,000 | 5,201 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $125,000 | 5,201 |
| Net charge-offs | $16,000 | 6,341 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $88,200 | 5,307 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $520,000 | 7,858 |
| Total interest expense | $94,000 | 7,980 |
| Net interest income | $426,000 | 7,707 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $98,000 | 6,402 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $72,000 | 5,252 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $26,000 | 6,546 |
| Total noninterest expense | $452,000 | 7,608 |
| Salaries and employee benefits | $226,000 | 7,666 |
| Premises and equipment expense | $54,000 | 7,432 |
| Additional noninterest expense | $172,000 | 7,378 |
| Pre-tax net operating income | $72,000 | 5,395 |
| Securities gains (losses) | $46,000 | 1,956 |
| Applicable income taxes | $22,000 | 3,645 |
| Income before extraordinary items | $96,000 | 5,241 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $96,000 | 5,239 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $96,000 | 5,239 |
| Net charge-offs | $6,000 | 6,180 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $58,740 | 5,441 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $271,000 | 7,878 |
| Total interest expense | $50,000 | 8,027 |
| Net interest income | $221,000 | 7,701 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $50,000 | 6,383 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $36,000 | 5,210 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $14,000 | 6,542 |
| Total noninterest expense | $225,000 | 7,642 |
| Salaries and employee benefits | $111,000 | 7,732 |
| Premises and equipment expense | $26,000 | 7,517 |
| Additional noninterest expense | $88,000 | 7,268 |
| Pre-tax net operating income | $46,000 | 5,690 |
| Securities gains (losses) | $30,000 | 1,510 |
| Applicable income taxes | $12,000 | 3,875 |
| Income before extraordinary items | $64,000 | 5,481 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $64,000 | 5,484 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $64,000 | 5,484 |
| Net charge-offs | $2,000 | 5,430 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $38,800 | 5,703 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,301,000 | 7,813 |
| Total interest expense | $342,000 | 7,922 |
| Net interest income | $959,000 | 7,635 |
| Provision for loan and lease losses | $20,000 | 7,003 |
| Total noninterest income | $197,000 | 6,507 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $179,000 | 4,994 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $18,000 | 7,488 |
| Total noninterest expense | $882,000 | 7,698 |
| Salaries and employee benefits | $479,000 | 7,714 |
| Premises and equipment expense | $112,000 | 7,501 |
| Additional noninterest expense | $291,000 | 7,493 |
| Pre-tax net operating income | $254,000 | 5,587 |
| Securities gains (losses) | $148,000 | 874 |
| Applicable income taxes | $137,000 | 3,143 |
| Income before extraordinary items | $265,000 | 5,245 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $265,000 | 5,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,960 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $167,320 | 5,766 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $983,000 | 7,899 |
| Total interest expense | $278,000 | 7,981 |
| Net interest income | $705,000 | 7,722 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $151,000 | 6,584 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $135,000 | 5,027 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $16,000 | 7,561 |
| Total noninterest expense | $652,000 | 7,746 |
| Salaries and employee benefits | $347,000 | 7,782 |
| Premises and equipment expense | $92,000 | 7,447 |
| Additional noninterest expense | $213,000 | 7,541 |
| Pre-tax net operating income | $204,000 | 6,023 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $57,000 | 4,024 |
| Income before extraordinary items | $147,000 | 5,953 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $147,000 | 5,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,427 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $147,000 | 6,122 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $647,000 | 7,954 |
| Total interest expense | $200,000 | 8,023 |
| Net interest income | $447,000 | 7,825 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $100,000 | 6,661 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $86,000 | 5,132 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $14,000 | 7,482 |
| Total noninterest expense | $434,000 | 7,806 |
| Salaries and employee benefits | $232,000 | 7,835 |
| Premises and equipment expense | $61,000 | 7,494 |
| Additional noninterest expense | $141,000 | 7,598 |
| Pre-tax net operating income | $113,000 | 6,332 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $24,000 | 4,564 |
| Income before extraordinary items | $89,000 | 6,430 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $89,000 | 6,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $89,000 | 6,373 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $324,000 | 8,020 |
| Total interest expense | $103,000 | 8,079 |
| Net interest income | $221,000 | 7,883 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $45,000 | 6,809 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $38,000 | 5,321 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 7,488 |
| Total noninterest expense | $204,000 | 7,914 |
| Salaries and employee benefits | $106,000 | 7,972 |
| Premises and equipment expense | $31,000 | 7,509 |
| Additional noninterest expense | $67,000 | 7,671 |
| Pre-tax net operating income | $62,000 | 6,449 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $10,000 | 4,802 |
| Income before extraordinary items | $52,000 | 6,557 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $52,000 | 6,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $52,000 | 6,458 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,546,000 | 7,875 |
| Total interest expense | $722,000 | 7,613 |
| Net interest income | $824,000 | 7,956 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $197,000 | 6,762 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $180,000 | 5,109 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $17,000 | 7,873 |
| Total noninterest expense | $855,000 | 7,857 |
| Salaries and employee benefits | $483,000 | 7,848 |
| Premises and equipment expense | $120,000 | 7,549 |
| Additional noninterest expense | $252,000 | 7,771 |
| Pre-tax net operating income | $166,000 | 6,956 |
| Securities gains (losses) | $-137,000 | 8,206 |
| Applicable income taxes | $1,000 | 5,973 |
| Income before extraordinary items | $28,000 | 7,404 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $28,000 | 7,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,582 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $160,890 | 6,897 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,212,000 | 7,891 |
| Total interest expense | $593,000 | 7,561 |
| Net interest income | $619,000 | 8,009 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $144,000 | 6,841 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $129,000 | 5,212 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $15,000 | 7,834 |
| Total noninterest expense | $649,000 | 7,825 |
| Salaries and employee benefits | $366,000 | 7,813 |
| Premises and equipment expense | $95,000 | 7,459 |
| Additional noninterest expense | $188,000 | 7,752 |
| Pre-tax net operating income | $114,000 | 7,268 |
| Securities gains (losses) | $-137,000 | 8,339 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-23,000 | 7,727 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-23,000 | 7,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,724 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $114,000 | 7,184 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $836,000 | 7,890 |
| Total interest expense | $430,000 | 7,447 |
| Net interest income | $406,000 | 8,093 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $87,000 | 7,013 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $75,000 | 5,454 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $12,000 | 7,778 |
| Total noninterest expense | $433,000 | 7,875 |
| Salaries and employee benefits | $246,000 | 7,855 |
| Premises and equipment expense | $61,000 | 7,545 |
| Additional noninterest expense | $126,000 | 7,781 |
| Pre-tax net operating income | $60,000 | 7,469 |
| Securities gains (losses) | $-137,000 | 8,437 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-77,000 | 7,955 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-77,000 | 7,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,902 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $60,000 | 7,403 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $416,000 | 7,938 |
| Total interest expense | $213,000 | 7,489 |
| Net interest income | $203,000 | 8,151 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $38,000 | 7,183 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $28,000 | 5,902 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $10,000 | 7,401 |
| Total noninterest expense | $220,000 | 7,896 |
| Salaries and employee benefits | $123,000 | 7,899 |
| Premises and equipment expense | $33,000 | 7,469 |
| Additional noninterest expense | $64,000 | 7,794 |
| Pre-tax net operating income | $21,000 | 7,641 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $3,000 | 5,852 |
| Income before extraordinary items | $18,000 | 7,649 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $18,000 | 7,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $18,000 | 7,632 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,744,000 | 7,737 |
| Total interest expense | $805,000 | 7,315 |
| Net interest income | $939,000 | 7,920 |
| Provision for loan and lease losses | $-11,000 | 8,321 |
| Total noninterest income | $146,000 | 7,342 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $126,000 | 5,816 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $20,000 | 7,978 |
| Total noninterest expense | $850,000 | 7,939 |
| Salaries and employee benefits | $500,000 | 7,874 |
| Premises and equipment expense | $113,000 | 7,654 |
| Additional noninterest expense | $237,000 | 7,918 |
| Pre-tax net operating income | $246,000 | 7,262 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $62,000 | 5,303 |
| Income before extraordinary items | $184,000 | 7,335 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $184,000 | 7,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,970 |
| Cash dividends | $184,000 | 5,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $184,000 | 7,333 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,317,000 | 7,788 |
| Total interest expense | $581,000 | 7,367 |
| Net interest income | $736,000 | 7,949 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $116,000 | 7,327 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $98,000 | 5,833 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $18,000 | 7,902 |
| Total noninterest expense | $627,000 | 7,974 |
| Salaries and employee benefits | $370,000 | 7,884 |
| Premises and equipment expense | $77,000 | 7,801 |
| Additional noninterest expense | $180,000 | 7,934 |
| Pre-tax net operating income | $225,000 | 7,315 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $58,000 | 5,341 |
| Income before extraordinary items | $167,000 | 7,392 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $167,000 | 7,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $167,000 | 7,395 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $882,000 | 7,792 |
| Total interest expense | $371,000 | 7,390 |
| Net interest income | $511,000 | 7,939 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $79,000 | 7,340 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $64,000 | 5,863 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 7,801 |
| Total noninterest expense | $422,000 | 7,977 |
| Salaries and employee benefits | $249,000 | 7,909 |
| Premises and equipment expense | $47,000 | 7,912 |
| Additional noninterest expense | $126,000 | 7,876 |
| Pre-tax net operating income | $168,000 | 7,283 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $43,000 | 5,337 |
| Income before extraordinary items | $125,000 | 7,346 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $125,000 | 7,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $125,000 | 7,347 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $444,000 | 7,805 |
| Total interest expense | $188,000 | 7,340 |
| Net interest income | $256,000 | 7,950 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $44,000 | 7,159 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $33,000 | 5,757 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,462 |
| Total noninterest expense | $213,000 | 8,001 |
| Salaries and employee benefits | $129,000 | 7,886 |
| Premises and equipment expense | $22,000 | 7,985 |
| Additional noninterest expense | $62,000 | 7,889 |
| Pre-tax net operating income | $87,000 | 7,215 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $15,000 | 5,535 |
| Income before extraordinary items | $72,000 | 7,166 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $72,000 | 7,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $72,000 | 7,167 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,576,000 | 7,815 |
| Total interest expense | $604,000 | 7,320 |
| Net interest income | $972,000 | 7,977 |
| Provision for loan and lease losses | $-12,000 | 8,503 |
| Total noninterest income | $146,000 | 7,528 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $107,000 | 6,195 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $39,000 | 7,645 |
| Total noninterest expense | $862,000 | 7,970 |
| Salaries and employee benefits | $494,000 | 7,925 |
| Premises and equipment expense | $114,000 | 7,703 |
| Additional noninterest expense | $254,000 | 7,899 |
| Pre-tax net operating income | $268,000 | 7,503 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $79,000 | 5,551 |
| Income before extraordinary items | $190,000 | 7,636 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $190,000 | 7,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,115 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $189,290 | 7,604 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,157,000 | 7,875 |
| Total interest expense | $427,000 | 7,364 |
| Net interest income | $730,000 | 8,024 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $109,000 | 7,560 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $77,000 | 6,297 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $32,000 | 7,572 |
| Total noninterest expense | $649,000 | 7,966 |
| Salaries and employee benefits | $364,000 | 7,918 |
| Premises and equipment expense | $95,000 | 7,549 |
| Additional noninterest expense | $190,000 | 7,910 |
| Pre-tax net operating income | $190,000 | 7,667 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $48,000 | 5,824 |
| Income before extraordinary items | $143,000 | 7,740 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $143,000 | 7,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $142,250 | 7,710 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $762,000 | 7,882 |
| Total interest expense | $269,000 | 7,384 |
| Net interest income | $493,000 | 8,021 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $78,000 | 7,448 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $49,000 | 6,343 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $29,000 | 7,234 |
| Total noninterest expense | $432,000 | 7,969 |
| Salaries and employee benefits | $239,000 | 7,952 |
| Premises and equipment expense | $61,000 | 7,596 |
| Additional noninterest expense | $132,000 | 7,834 |
| Pre-tax net operating income | $139,000 | 7,613 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $29,000 | 5,891 |
| Income before extraordinary items | $111,000 | 7,666 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $111,000 | 7,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $110,210 | 7,623 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $378,000 | 7,949 |
| Total interest expense | $128,000 | 7,447 |
| Net interest income | $250,000 | 8,067 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $49,000 | 7,108 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $25,000 | 6,268 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $24,000 | 6,543 |
| Total noninterest expense | $217,000 | 8,040 |
| Salaries and employee benefits | $118,000 | 8,040 |
| Premises and equipment expense | $34,000 | 7,517 |
| Additional noninterest expense | $65,000 | 7,918 |
| Pre-tax net operating income | $82,000 | 7,464 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $13,000 | 5,949 |
| Income before extraordinary items | $70,000 | 7,428 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $70,000 | 7,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $69,160 | 7,417 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,223,000 | 8,190 |
| Total interest expense | $355,000 | 7,858 |
| Net interest income | $868,000 | 8,216 |
| Provision for loan and lease losses | $-12,000 | 8,676 |
| Total noninterest income | $100,000 | 8,088 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $81,000 | 6,754 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $19,000 | 8,248 |
| Total noninterest expense | $751,000 | 8,243 |
| Salaries and employee benefits | $422,000 | 8,234 |
| Premises and equipment expense | $100,000 | 7,971 |
| Additional noninterest expense | $229,000 | 8,123 |
| Pre-tax net operating income | $229,000 | 7,676 |
| Securities gains (losses) | $4,000 | 3,277 |
| Applicable income taxes | $43,000 | 6,124 |
| Income before extraordinary items | $190,000 | 7,697 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $190,000 | 7,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,310 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $186,720 | 7,676 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $860,000 | 8,309 |
| Total interest expense | $246,000 | 8,000 |
| Net interest income | $614,000 | 8,315 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $74,000 | 8,155 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $56,000 | 6,905 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $18,000 | 8,138 |
| Total noninterest expense | $522,000 | 8,337 |
| Salaries and employee benefits | $288,000 | 8,346 |
| Premises and equipment expense | $70,000 | 8,048 |
| Additional noninterest expense | $164,000 | 8,195 |
| Pre-tax net operating income | $166,000 | 7,851 |
| Securities gains (losses) | $4,000 | 3,145 |
| Applicable income taxes | $19,000 | 6,539 |
| Income before extraordinary items | $151,000 | 7,769 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $151,000 | 7,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,361 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $147,440 | 7,755 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $483,000 | 8,525 |
| Total interest expense | $135,000 | 8,311 |
| Net interest income | $348,000 | 8,534 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $47,000 | 8,244 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $32,000 | 7,125 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $15,000 | 8,015 |
| Total noninterest expense | $305,000 | 8,549 |
| Salaries and employee benefits | $167,000 | 8,567 |
| Premises and equipment expense | $39,000 | 8,284 |
| Additional noninterest expense | $99,000 | 8,367 |
| Pre-tax net operating income | $90,000 | 7,994 |
| Securities gains (losses) | $4,000 | 2,826 |
| Applicable income taxes | $18,000 | 6,344 |
| Income before extraordinary items | $76,000 | 8,020 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $76,000 | 8,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $72,760 | 7,997 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $256,000 | 8,525 |
| Total interest expense | $70,000 | 8,338 |
| Net interest income | $186,000 | 8,506 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $28,000 | 8,048 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $16,000 | 7,105 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $150,000 | 8,610 |
| Salaries and employee benefits | $82,000 | 8,625 |
| Premises and equipment expense | $19,000 | 8,322 |
| Additional noninterest expense | $49,000 | 8,420 |
| Pre-tax net operating income | $64,000 | 7,694 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $10,000 | 6,242 |
| Income before extraordinary items | $54,000 | 7,710 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $54,000 | 7,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $54,000 | 7,642 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $976,000 | 8,606 |
| Total interest expense | $318,000 | 8,404 |
| Net interest income | $658,000 | 8,624 |
| Provision for loan and lease losses | $-7,000 | 8,901 |
| Total noninterest income | $96,000 | 8,342 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $81,000 | 6,879 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $15,000 | 8,598 |
| Total noninterest expense | $553,000 | 8,753 |
| Salaries and employee benefits | $309,000 | 8,740 |
| Premises and equipment expense | $88,000 | 8,222 |
| Additional noninterest expense | $156,000 | 8,721 |
| Pre-tax net operating income | $208,000 | 7,797 |
| Securities gains (losses) | $68,000 | 2,232 |
| Applicable income taxes | $93,000 | 5,795 |
| Income before extraordinary items | $183,000 | 7,844 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $183,000 | 7,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,564 |
| Cash dividends | $183,000 | 5,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $138,120 | 7,938 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $734,000 | 8,684 |
| Total interest expense | $246,000 | 8,485 |
| Net interest income | $488,000 | 8,703 |
| Provision for loan and lease losses | $5,000 | 7,333 |
| Total noninterest income | $77,000 | 8,333 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $60,000 | 6,953 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,000 | 8,372 |
| Total noninterest expense | $412,000 | 8,785 |
| Salaries and employee benefits | $220,000 | 8,804 |
| Premises and equipment expense | $66,000 | 8,261 |
| Additional noninterest expense | $126,000 | 8,669 |
| Pre-tax net operating income | $148,000 | 7,980 |
| Securities gains (losses) | $68,000 | 2,055 |
| Applicable income taxes | $64,000 | 6,006 |
| Income before extraordinary items | $152,000 | 7,890 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $152,000 | 7,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,480 |
| Cash dividends | $75,000 | 4,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $104,400 | 8,057 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $494,000 | 8,724 |
| Total interest expense | $175,000 | 8,505 |
| Net interest income | $319,000 | 8,746 |
| Provision for loan and lease losses | $5,000 | 7,119 |
| Total noninterest income | $52,000 | 8,325 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $40,000 | 6,948 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $12,000 | 8,333 |
| Total noninterest expense | $276,000 | 8,789 |
| Salaries and employee benefits | $144,000 | 8,851 |
| Premises and equipment expense | $43,000 | 8,290 |
| Additional noninterest expense | $89,000 | 8,606 |
| Pre-tax net operating income | $90,000 | 8,088 |
| Securities gains (losses) | $55,000 | 1,944 |
| Applicable income taxes | $37,000 | 6,172 |
| Income before extraordinary items | $108,000 | 7,865 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $108,000 | 7,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,879 |
| Cash dividends | $50,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $67,300 | 8,112 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $268,000 | 8,723 |
| Total interest expense | $90,000 | 8,557 |
| Net interest income | $178,000 | 8,702 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $30,000 | 8,154 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $19,000 | 6,970 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 7,783 |
| Total noninterest expense | $142,000 | 8,800 |
| Salaries and employee benefits | $72,000 | 8,885 |
| Premises and equipment expense | $21,000 | 8,333 |
| Additional noninterest expense | $49,000 | 8,519 |
| Pre-tax net operating income | $66,000 | 7,733 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $11,000 | 6,507 |
| Income before extraordinary items | $55,000 | 7,774 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $55,000 | 7,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $25,000 | 3,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $55,000 | 7,630 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,159,000 | 8,714 |
| Total interest expense | $439,000 | 8,546 |
| Net interest income | $720,000 | 8,709 |
| Provision for loan and lease losses | $14,000 | 7,694 |
| Total noninterest income | $100,000 | 8,404 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $79,000 | 6,958 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 8,496 |
| Total noninterest expense | $546,000 | 8,897 |
| Salaries and employee benefits | $308,000 | 8,866 |
| Premises and equipment expense | $78,000 | 8,471 |
| Additional noninterest expense | $160,000 | 8,814 |
| Pre-tax net operating income | $260,000 | 7,708 |
| Securities gains (losses) | $65,000 | 2,174 |
| Applicable income taxes | $110,000 | 5,872 |
| Income before extraordinary items | $215,000 | 7,758 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $215,000 | 7,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,875 |
| Cash dividends | $215,000 | 4,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $172,100 | 7,872 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,375,000 | 8,848 |
| Total interest expense | $854,000 | 8,329 |
| Net interest income | $521,000 | 9,159 |
| Provision for loan and lease losses | $-12,000 | 9,445 |
| Total noninterest income | $91,000 | 8,639 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $77,000 | 7,040 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $14,000 | 8,971 |
| Total noninterest expense | $540,000 | 9,100 |
| Salaries and employee benefits | $290,000 | 9,105 |
| Premises and equipment expense | $74,000 | 8,724 |
| Additional noninterest expense | $176,000 | 8,851 |
| Pre-tax net operating income | $84,000 | 8,405 |
| Securities gains (losses) | $18,000 | 3,221 |
| Applicable income taxes | $28,000 | 7,125 |
| Income before extraordinary items | $74,000 | 8,473 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $74,000 | 8,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,026 |
| Cash dividends | $74,000 | 5,972 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $60,860 | 8,461 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,536,000 | 8,910 |
| Total interest expense | $916,000 | 8,409 |
| Net interest income | $620,000 | 9,259 |
| Provision for loan and lease losses | $-12,000 | 9,706 |
| Total noninterest income | $92,000 | 8,714 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 7,157 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 8,953 |
| Total noninterest expense | $552,000 | 9,249 |
| Salaries and employee benefits | $305,000 | 9,229 |
| Premises and equipment expense | $71,000 | 8,965 |
| Additional noninterest expense | $176,000 | 9,016 |
| Pre-tax net operating income | $172,000 | 8,490 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $57,000 | 7,132 |
| Income before extraordinary items | $115,000 | 8,610 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $115,000 | 8,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 9,196 |
| Cash dividends | $115,000 | 5,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $115,000 | 8,607 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,470,000 | 9,114 |
| Total interest expense | $804,000 | 8,663 |
| Net interest income | $666,000 | 9,361 |
| Provision for loan and lease losses | $74,000 | 5,823 |
| Total noninterest income | $88,000 | 9,017 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 7,398 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 9,255 |
| Total noninterest expense | $560,000 | 9,439 |
| Salaries and employee benefits | $308,000 | 9,426 |
| Premises and equipment expense | $71,000 | 9,201 |
| Additional noninterest expense | $181,000 | 9,221 |
| Pre-tax net operating income | $120,000 | 8,978 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $40,000 | 7,812 |
| Income before extraordinary items | $80,000 | 9,094 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $80,000 | 9,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,769 |
| Cash dividends | $70,000 | 6,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $80,000 | 9,060 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,542,000 | 9,239 |
| Total interest expense | $873,000 | 8,758 |
| Net interest income | $669,000 | 9,567 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $83,000 | 9,296 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 7,708 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 9,482 |
| Total noninterest expense | $547,000 | 9,621 |
| Salaries and employee benefits | $307,000 | 9,590 |
| Premises and equipment expense | $76,000 | 9,240 |
| Additional noninterest expense | $164,000 | 9,521 |
| Pre-tax net operating income | $205,000 | 8,881 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $70,000 | 7,990 |
| Income before extraordinary items | $135,000 | 9,081 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $135,000 | 9,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,064 |
| Cash dividends | $135,000 | 5,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $135,000 | 9,011 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,562,000 | 9,596 |
| Total interest expense | $841,000 | 9,134 |
| Net interest income | $721,000 | 9,879 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $111,000 | 9,210 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 7,887 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,825 |
| Total noninterest expense | $548,000 | 9,947 |
| Salaries and employee benefits | $292,000 | 10,007 |
| Premises and equipment expense | $56,000 | 10,051 |
| Additional noninterest expense | $200,000 | 9,408 |
| Pre-tax net operating income | $284,000 | 9,090 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $97,000 | 8,449 |
| Income before extraordinary items | $189,000 | 9,256 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $189,000 | 9,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,548 |
| Cash dividends | $189,000 | 5,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $187,680 | 9,226 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,525,000 | 10,067 |
| Total interest expense | $803,000 | 9,635 |
| Net interest income | $722,000 | 10,324 |
| Provision for loan and lease losses | $70,000 | 5,840 |
| Total noninterest income | $93,000 | 10,021 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 8,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 10,709 |
| Total noninterest expense | $564,000 | 10,340 |
| Salaries and employee benefits | $305,000 | 10,311 |
| Premises and equipment expense | $59,000 | 10,387 |
| Additional noninterest expense | $200,000 | 9,934 |
| Pre-tax net operating income | $181,000 | 9,910 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $90,000 | 8,931 |
| Income before extraordinary items | $91,000 | 10,300 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $91,000 | 10,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,429 |
| Cash dividends | $90,000 | 6,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $91,000 | 10,250 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $870,000 | 11,457 |
| Total interest expense | $414,000 | 11,279 |
| Net interest income | $456,000 | 11,501 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $57,000 | 11,227 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 9,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 11,753 |
| Total noninterest expense | $300,000 | 11,713 |
| Salaries and employee benefits | $160,000 | 11,698 |
| Premises and equipment expense | $33,000 | 11,548 |
| Additional noninterest expense | $107,000 | 11,549 |
| Pre-tax net operating income | $193,000 | 10,506 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $13,000 | 10,879 |
| Income before extraordinary items | $180,000 | 10,169 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $180,000 | 10,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,638 |
| Cash dividends | $180,000 | 5,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $180,000 | 10,136 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,466,000 | 10,804 |
| Total interest expense | $596,000 | 10,623 |
| Net interest income | $870,000 | 10,828 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $100,000 | 10,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,498 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 11,845 |
| Total noninterest expense | $647,000 | 10,916 |
| Salaries and employee benefits | $329,000 | 10,944 |
| Premises and equipment expense | $74,000 | 10,838 |
| Additional noninterest expense | $244,000 | 10,595 |
| Pre-tax net operating income | $323,000 | 9,962 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $110,000 | 9,133 |
| Income before extraordinary items | $216,000 | 10,079 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $216,000 | 10,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $214,020 | 10,157 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,508,000 | 11,229 |
| Total interest expense | $612,000 | 11,067 |
| Net interest income | $896,000 | 11,178 |
| Provision for loan and lease losses | $8,000 | 9,904 |
| Total noninterest income | $96,000 | 11,420 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 9,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 12,038 |
| Total noninterest expense | $656,000 | 11,360 |
| Salaries and employee benefits | $327,000 | 11,382 |
| Premises and equipment expense | $71,000 | 11,459 |
| Additional noninterest expense | $258,000 | 10,975 |
| Pre-tax net operating income | $328,000 | 9,998 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $111,000 | 9,488 |
| Income before extraordinary items | $216,000 | 10,461 |
| Extraordinary gains, net | $-41,000 | 12,667 |
| Net income | $175,000 | 11,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 8,132 |
| Cash dividends | $150,000 | 6,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $216,660 | 10,209 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,749,000 | 11,421 |
| Total interest expense | $793,000 | 11,366 |
| Net interest income | $956,000 | 11,273 |
| Provision for loan and lease losses | $22,000 | 10,490 |
| Total noninterest income | $83,000 | 12,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 9,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,987 |
| Total noninterest expense | $641,000 | 11,815 |
| Salaries and employee benefits | $328,000 | 11,694 |
| Premises and equipment expense | $85,000 | 11,297 |
| Additional noninterest expense | $228,000 | 11,842 |
| Pre-tax net operating income | $376,000 | 9,455 |
| Securities gains (losses) | $101,000 | 2,989 |
| Applicable income taxes | $153,000 | 8,537 |
| Income before extraordinary items | $324,000 | 9,003 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $324,000 | 9,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 9,186 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $255,320 | 9,484 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.