Home > Melrose State Bank > Assets and Liabilities
Melrose State Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 14 | 8,043 |
| Assets and Liabilities | ||
| Total Assets: | $58,070,000 | 6,398 |
| Cash and due from depository institutions | $1,766,000 | 8,043 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $15,656,000 | 5,669 |
| Federal funds sold & reverse repurchase agreements | $6,475,000 | 2,676 |
| Net loans & leases | $26,829,000 | 7,099 |
| Loan loss allowance | $204,000 | 8,495 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $817,000 | 6,526 |
| Other real estate owned | $0 | 8,043 |
| Goodwill and other intangibles | $5,839,000 | 526 |
| All other assets | $688,000 | 7,221 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,070,000 | 6,398 |
| Total liabilities | $44,765,000 | 6,944 |
| Total deposits | $42,489,000 | 6,944 |
| Interest-bearing deposits | $38,920,000 | 6,677 |
| Deposits held in domestic offices | $42,489,000 | 6,942 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,276,000 | 1,773 |
| Total equity capital | $13,305,000 | 3,369 |
| Total bank equity capital | $13,305,000 | 3,369 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $125,000 | 7,642 |
| Surplus | $12,750,000 | 1,256 |
| Undivided profits | $430,000 | 9,087 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $139,000 | 6,814 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $146,000 | 8,711 |
| Earning assets | $48,960,000 | 6,715 |
| Long-term assets (5+ years) | $2,906,000 | 7,198 |
| Average Assets, year-to-date | $58,388,800 | 6,190 |
| Average Assets, quarterly | $58,325,500 | 6,309 |
| Volatile liabilities | $3,953,000 | 7,610 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,035,000 | 4,159 |
| Tier 1 (core) risk-based capital | $7,414,000 | 5,351 |
| Tier 2 risk-based capital | $204,000 | 8,168 |
| Total risk weighted assets | $28,293,300 | 7,111 |
| Total unused commitments | $8,035,000 | 4,164 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 17 | 7,728 |
| Assets and Liabilities | ||
| Total Assets: | $59,602,000 | 6,383 |
| Cash and due from depository institutions | $1,558,000 | 7,728 |
| Interest-bearing balances | $11,000 | 6,110 |
| Securities | $16,525,000 | 5,639 |
| Federal funds sold & reverse repurchase agreements | $705,000 | 6,882 |
| Net loans & leases | $32,991,000 | 6,530 |
| Loan loss allowance | $210,000 | 8,667 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $889,000 | 6,332 |
| Other real estate owned | $0 | 7,728 |
| Goodwill and other intangibles | $6,163,000 | 494 |
| All other assets | $771,000 | 7,032 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,602,000 | 6,383 |
| Total liabilities | $46,701,000 | 6,872 |
| Total deposits | $43,211,000 | 6,957 |
| Interest-bearing deposits | $39,750,000 | 6,705 |
| Deposits held in domestic offices | $43,211,000 | 6,953 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,525,000 | 2,346 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,965,000 | 2,058 |
| Total equity capital | $12,901,000 | 3,429 |
| Total bank equity capital | $12,901,000 | 3,429 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $125,000 | 7,990 |
| Surplus | $12,747,000 | 1,254 |
| Undivided profits | $29,000 | 10,224 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $175,000 | 6,617 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $199,000 | 8,279 |
| Earning assets | $50,232,000 | 6,696 |
| Long-term assets (5+ years) | $6,902,000 | 5,237 |
| Average Assets, year-to-date | $49,578,800 | 6,888 |
| Average Assets, quarterly | $54,946,000 | 6,643 |
| Volatile liabilities | $10,996,000 | 4,680 |
| Insider loans | $41,000 | 9,161 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $7,267,000 | 4,237 |
| Tier 1 (core) risk-based capital | $6,735,000 | 5,786 |
| Tier 2 risk-based capital | $210,000 | 8,251 |
| Total risk weighted assets | $33,522,900 | 6,579 |
| Total unused commitments | $7,267,000 | 4,239 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 17 | 8,098 |
| Assets and Liabilities | ||
| Total Assets: | $44,223,000 | 7,759 |
| Cash and due from depository institutions | $1,540,000 | 8,098 |
| Interest-bearing balances | $27,000 | 5,764 |
| Securities | $12,947,000 | 7,013 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $28,473,000 | 7,173 |
| Loan loss allowance | $356,000 | 7,237 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $881,000 | 6,429 |
| Other real estate owned | $0 | 8,098 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $382,000 | 9,666 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,223,000 | 7,759 |
| Total liabilities | $40,925,000 | 7,601 |
| Total deposits | $40,121,000 | 7,492 |
| Interest-bearing deposits | $35,987,000 | 7,312 |
| Deposits held in domestic offices | $40,121,000 | 7,486 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $375,000 | 3,396 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $429,000 | 6,540 |
| Total equity capital | $3,298,000 | 8,902 |
| Total bank equity capital | $3,298,000 | 8,902 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $125,000 | 8,409 |
| Surplus | $2,375,000 | 4,967 |
| Undivided profits | $798,000 | 9,251 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $640,000 | 3,712 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $175,000 | 8,885 |
| Earning assets | $41,447,000 | 7,647 |
| Long-term assets (5+ years) | $6,405,000 | 5,268 |
| Average Assets, year-to-date | $40,559,600 | 7,960 |
| Average Assets, quarterly | $43,173,500 | 7,794 |
| Volatile liabilities | $6,909,000 | 6,103 |
| Insider loans | $636,000 | 4,865 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,647,000 | 4,362 |
| Tier 1 (core) risk-based capital | $3,314,000 | 8,821 |
| Tier 2 risk-based capital | $356,000 | 6,565 |
| Total risk weighted assets | $30,605,700 | 7,027 |
| Total unused commitments | $6,647,000 | 4,376 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 16 | 8,670 |
| Assets and Liabilities | ||
| Total Assets: | $37,978,000 | 8,613 |
| Cash and due from depository institutions | $1,474,000 | 8,670 |
| Interest-bearing balances | $20,000 | 6,178 |
| Securities | $11,985,000 | 7,603 |
| Federal funds sold & reverse repurchase agreements | $1,425,000 | 6,493 |
| Net loans & leases | $21,892,000 | 8,226 |
| Loan loss allowance | $349,000 | 7,505 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $863,000 | 6,556 |
| Other real estate owned | $0 | 8,670 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $338,000 | 10,378 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,978,000 | 8,613 |
| Total liabilities | $34,828,000 | 8,493 |
| Total deposits | $32,444,000 | 8,628 |
| Interest-bearing deposits | $29,401,000 | 8,377 |
| Deposits held in domestic offices | $32,444,000 | 8,623 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,066,000 | 2,158 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $318,000 | 8,063 |
| Total equity capital | $3,150,000 | 9,302 |
| Total bank equity capital | $3,150,000 | 9,302 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $125,000 | 8,822 |
| Surplus | $2,375,000 | 4,991 |
| Undivided profits | $650,000 | 9,990 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $271,000 | 5,878 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $163,000 | 9,469 |
| Earning assets | $35,322,000 | 8,525 |
| Long-term assets (5+ years) | $1,326,000 | 8,599 |
| Average Assets, year-to-date | $37,036,600 | 8,530 |
| Average Assets, quarterly | $37,328,000 | 8,629 |
| Volatile liabilities | $3,231,000 | 8,354 |
| Insider loans | $1,038,000 | 3,646 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,985,000 | 4,512 |
| Tier 1 (core) risk-based capital | $3,169,000 | 9,194 |
| Tier 2 risk-based capital | $302,250 | 7,301 |
| Total risk weighted assets | $24,132,950 | 8,066 |
| Total unused commitments | $5,985,000 | 4,524 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 17 | 8,823 |
| Assets and Liabilities | ||
| Total Assets: | $37,622,000 | 8,841 |
| Cash and due from depository institutions | $2,102,000 | 8,823 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $13,315,000 | 7,595 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $20,930,000 | 8,533 |
| Loan loss allowance | $338,000 | 7,904 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $920,000 | 6,402 |
| Other real estate owned | $0 | 8,823 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $355,000 | 10,703 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,622,000 | 8,841 |
| Total liabilities | $34,533,000 | 8,753 |
| Total deposits | $29,781,000 | 9,202 |
| Interest-bearing deposits | $26,671,000 | 8,985 |
| Deposits held in domestic offices | $29,781,000 | 9,197 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,507,000 | 1,888 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $245,000 | 8,181 |
| Total equity capital | $3,089,000 | 9,359 |
| Total bank equity capital | $3,089,000 | 9,359 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $125,000 | 9,306 |
| Surplus | $2,375,000 | 4,958 |
| Undivided profits | $589,000 | 10,079 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $160,000 | 7,365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $174,000 | 9,102 |
| Earning assets | $34,245,000 | 8,839 |
| Long-term assets (5+ years) | $3,258,000 | 7,178 |
| Average Assets, year-to-date | $35,541,800 | 8,989 |
| Average Assets, quarterly | $35,963,500 | 8,996 |
| Volatile liabilities | $5,043,000 | 6,710 |
| Insider loans | $1,114,000 | 3,411 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,358,000 | 4,719 |
| Tier 1 (core) risk-based capital | $3,170,000 | 9,344 |
| Tier 2 risk-based capital | $281,050 | 7,770 |
| Total risk weighted assets | $22,427,350 | 8,498 |
| Total unused commitments | $5,358,000 | 4,727 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 17 | 9,167 |
| Assets and Liabilities | ||
| Total Assets: | $34,606,000 | 9,537 |
| Cash and due from depository institutions | $1,654,000 | 9,167 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $13,810,000 | 7,776 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 8,530 |
| Net loans & leases | $17,163,000 | 9,465 |
| Loan loss allowance | $287,000 | 8,845 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $972,000 | 6,248 |
| Other real estate owned | $0 | 9,167 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $307,000 | 11,209 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,606,000 | 9,537 |
| Total liabilities | $31,569,000 | 9,480 |
| Total deposits | $27,532,000 | 9,941 |
| Interest-bearing deposits | $24,661,000 | 9,705 |
| Deposits held in domestic offices | $27,532,000 | 9,935 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,757,000 | 1,705 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $280,000 | 7,859 |
| Total equity capital | $3,037,000 | 9,712 |
| Total bank equity capital | $3,037,000 | 9,712 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $125,000 | 9,775 |
| Surplus | $1,900,000 | 5,788 |
| Undivided profits | $1,012,000 | 9,497 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $178,000 | 7,865 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $112,000 | 10,636 |
| Earning assets | $31,673,000 | 9,514 |
| Long-term assets (5+ years) | $3,890,000 | 7,139 |
| Average Assets, year-to-date | $35,357,800 | 9,277 |
| Average Assets, quarterly | $34,814,000 | 9,438 |
| Volatile liabilities | $4,160,000 | 7,178 |
| Insider loans | $403,000 | 6,372 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,412,000 | 4,662 |
| Tier 1 (core) risk-based capital | $3,037,000 | 9,658 |
| Tier 2 risk-based capital | $235,370 | 8,640 |
| Total risk weighted assets | $18,778,070 | 9,454 |
| Total unused commitments | $5,412,000 | 4,687 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 15 | 10,021 |
| Assets and Liabilities | ||
| Total Assets: | $36,179,000 | 9,518 |
| Cash and due from depository institutions | $2,673,000 | 10,021 |
| Interest-bearing balances | $1,252,000 | 3,435 |
| Securities | $12,015,000 | 8,388 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 5,254 |
| Net loans & leases | $17,295,000 | 9,551 |
| Loan loss allowance | $246,000 | 9,664 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $975,000 | 6,302 |
| Other real estate owned | $0 | 10,021 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $421,000 | 10,466 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,179,000 | 9,518 |
| Total liabilities | $33,188,000 | 9,451 |
| Total deposits | $30,675,000 | 9,697 |
| Interest-bearing deposits | $27,881,000 | 9,396 |
| Deposits held in domestic offices | $30,675,000 | 9,692 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,318,000 | 1,916 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $195,000 | 10,153 |
| Total equity capital | $2,991,000 | 9,766 |
| Total bank equity capital | $2,991,000 | 9,766 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $125,000 | 10,234 |
| Surplus | $1,900,000 | 5,709 |
| Undivided profits | $966,000 | 9,668 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $290,000 | 7,330 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $129,000 | 10,646 |
| Earning assets | $33,362,000 | 9,428 |
| Long-term assets (5+ years) | $3,945,000 | 7,224 |
| Average Assets, year-to-date | $36,104,600 | 9,369 |
| Average Assets, quarterly | $35,951,000 | 9,483 |
| Volatile liabilities | $2,719,000 | 8,928 |
| Insider loans | $80,000 | 6,262 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,895,000 | 7,457 |
| Tier 1 (core) risk-based capital | $2,991,000 | 9,695 |
| Tier 2 risk-based capital | $242,980 | 8,549 |
| Total risk weighted assets | $19,435,680 | 9,437 |
| Total unused commitments | $1,895,000 | 7,490 |
| Derivatives | $0 | 651 |