Home > Melrose Bank > Income and Expense
Melrose Bank, Income and Expense
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,001,000 | 2,263 |
| Total interest expense | $1,254,000 | 1,185 |
| Net interest income | $1,747,000 | 2,814 |
| Provision for loan and lease losses | $-23,000 | 5,058 |
| Total noninterest income | $400,000 | 2,188 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $25,000 | 3,805 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $375,000 | 1,801 |
| Total noninterest expense | $1,537,000 | 2,673 |
| Salaries and employee benefits | $861,000 | 2,715 |
| Premises and equipment expense | $123,000 | 3,112 |
| Additional noninterest expense | $553,000 | 2,368 |
| Pre-tax net operating income | $633,000 | 2,484 |
| Securities gains (losses) | $-61,000 | 4,963 |
| Applicable income taxes | $154,000 | 1,608 |
| Income before extraordinary items | $418,000 | 2,867 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $418,000 | 2,867 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $418,000 | 2,868 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $466,190 | 2,713 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $12,074,000 | 2,280 |
| Total interest expense | $5,018,000 | 1,241 |
| Net interest income | $7,056,000 | 2,828 |
| Provision for loan and lease losses | $270,000 | 2,063 |
| Total noninterest income | $308,000 | 4,124 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $95,000 | 3,975 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $213,000 | 3,892 |
| Total noninterest expense | $6,304,000 | 2,613 |
| Salaries and employee benefits | $3,227,000 | 2,800 |
| Premises and equipment expense | $415,000 | 3,408 |
| Additional noninterest expense | $2,662,000 | 2,117 |
| Pre-tax net operating income | $790,000 | 4,080 |
| Securities gains (losses) | $183,000 | 667 |
| Applicable income taxes | $213,000 | 2,590 |
| Income before extraordinary items | $760,000 | 4,047 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $760,000 | 4,049 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $760,000 | 4,049 |
| Net charge-offs | $0 | 3,726 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $615,430 | 4,217 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $8,993,000 | 2,320 |
| Total interest expense | $3,714,000 | 1,258 |
| Net interest income | $5,279,000 | 2,866 |
| Provision for loan and lease losses | $175,000 | 2,120 |
| Total noninterest income | $179,000 | 4,387 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $70,000 | 4,047 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 4,229 |
| Total noninterest expense | $4,290,000 | 2,789 |
| Salaries and employee benefits | $2,401,000 | 2,830 |
| Premises and equipment expense | $310,000 | 3,437 |
| Additional noninterest expense | $1,579,000 | 2,476 |
| Pre-tax net operating income | $993,000 | 3,638 |
| Securities gains (losses) | $171,000 | 580 |
| Applicable income taxes | $270,000 | 2,309 |
| Income before extraordinary items | $894,000 | 3,658 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $894,000 | 3,657 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $894,000 | 3,658 |
| Net charge-offs | $0 | 3,455 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $758,910 | 3,822 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,886,000 | 2,348 |
| Total interest expense | $2,361,000 | 1,290 |
| Net interest income | $3,525,000 | 2,880 |
| Provision for loan and lease losses | $96,000 | 2,250 |
| Total noninterest income | $105,000 | 4,513 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $44,000 | 4,120 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 4,378 |
| Total noninterest expense | $2,855,000 | 2,807 |
| Salaries and employee benefits | $1,634,000 | 2,807 |
| Premises and equipment expense | $195,000 | 3,561 |
| Additional noninterest expense | $1,026,000 | 2,536 |
| Pre-tax net operating income | $679,000 | 3,611 |
| Securities gains (losses) | $161,000 | 415 |
| Applicable income taxes | $187,000 | 2,253 |
| Income before extraordinary items | $653,000 | 3,526 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $653,000 | 3,525 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $653,000 | 3,525 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $525,810 | 3,779 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,900,000 | 2,372 |
| Total interest expense | $1,132,000 | 1,299 |
| Net interest income | $1,768,000 | 2,899 |
| Provision for loan and lease losses | $31,000 | 2,389 |
| Total noninterest income | $54,000 | 4,494 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $20,000 | 4,223 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 4,284 |
| Total noninterest expense | $1,434,000 | 2,817 |
| Salaries and employee benefits | $878,000 | 2,711 |
| Premises and equipment expense | $87,000 | 3,762 |
| Additional noninterest expense | $469,000 | 2,707 |
| Pre-tax net operating income | $357,000 | 3,548 |
| Securities gains (losses) | $8,000 | 759 |
| Applicable income taxes | $86,000 | 2,269 |
| Income before extraordinary items | $279,000 | 3,734 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $279,000 | 3,733 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $279,000 | 3,733 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $272,680 | 3,737 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $10,740,000 | 2,402 |
| Total interest expense | $3,508,000 | 1,263 |
| Net interest income | $7,232,000 | 2,833 |
| Provision for loan and lease losses | $189,000 | 2,428 |
| Total noninterest income | $253,000 | 4,473 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $84,000 | 4,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 4,216 |
| Total noninterest expense | $5,243,000 | 2,960 |
| Salaries and employee benefits | $3,107,000 | 2,891 |
| Premises and equipment expense | $342,000 | 3,807 |
| Additional noninterest expense | $1,794,000 | 2,796 |
| Pre-tax net operating income | $2,053,000 | 3,098 |
| Securities gains (losses) | $509,000 | 122 |
| Applicable income taxes | $625,000 | 1,794 |
| Income before extraordinary items | $1,937,000 | 2,978 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,937,000 | 2,977 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,937,000 | 2,977 |
| Net charge-offs | $0 | 3,782 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,534,890 | 3,345 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,905,000 | 2,430 |
| Total interest expense | $2,445,000 | 1,275 |
| Net interest income | $5,460,000 | 2,834 |
| Provision for loan and lease losses | $225,000 | 1,851 |
| Total noninterest income | $146,000 | 4,710 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $62,000 | 4,355 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 4,575 |
| Total noninterest expense | $3,831,000 | 3,021 |
| Salaries and employee benefits | $2,270,000 | 2,952 |
| Premises and equipment expense | $255,000 | 3,850 |
| Additional noninterest expense | $1,306,000 | 2,847 |
| Pre-tax net operating income | $1,550,000 | 3,143 |
| Securities gains (losses) | $358,000 | 150 |
| Applicable income taxes | $477,000 | 1,833 |
| Income before extraordinary items | $1,431,000 | 3,058 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,431,000 | 3,056 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,431,000 | 3,057 |
| Net charge-offs | $0 | 3,489 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,148,180 | 3,387 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,124,000 | 2,455 |
| Total interest expense | $1,474,000 | 1,305 |
| Net interest income | $3,650,000 | 2,836 |
| Provision for loan and lease losses | $171,000 | 1,683 |
| Total noninterest income | $102,000 | 4,734 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $43,000 | 4,362 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 4,566 |
| Total noninterest expense | $2,570,000 | 3,038 |
| Salaries and employee benefits | $1,534,000 | 2,939 |
| Premises and equipment expense | $165,000 | 3,933 |
| Additional noninterest expense | $871,000 | 2,873 |
| Pre-tax net operating income | $1,011,000 | 3,138 |
| Securities gains (losses) | $255,000 | 152 |
| Applicable income taxes | $316,000 | 1,824 |
| Income before extraordinary items | $950,000 | 3,040 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $950,000 | 3,039 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $950,000 | 3,039 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $748,550 | 3,396 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,493,000 | 2,505 |
| Total interest expense | $661,000 | 1,374 |
| Net interest income | $1,832,000 | 2,838 |
| Provision for loan and lease losses | $40,000 | 2,256 |
| Total noninterest income | $57,000 | 4,662 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $22,000 | 4,380 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 4,460 |
| Total noninterest expense | $1,247,000 | 3,113 |
| Salaries and employee benefits | $737,000 | 3,037 |
| Premises and equipment expense | $79,000 | 4,056 |
| Additional noninterest expense | $431,000 | 2,923 |
| Pre-tax net operating income | $602,000 | 2,817 |
| Securities gains (losses) | $122,000 | 150 |
| Applicable income taxes | $190,000 | 1,615 |
| Income before extraordinary items | $534,000 | 2,791 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $534,000 | 2,791 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $534,000 | 2,791 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $437,620 | 3,109 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,896,000 | 2,665 |
| Total interest expense | $2,245,000 | 1,396 |
| Net interest income | $6,651,000 | 2,992 |
| Provision for loan and lease losses | $244,000 | 2,174 |
| Total noninterest income | $248,000 | 4,675 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $81,000 | 4,559 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 4,378 |
| Total noninterest expense | $4,810,000 | 3,168 |
| Salaries and employee benefits | $2,811,000 | 3,118 |
| Premises and equipment expense | $380,000 | 3,756 |
| Additional noninterest expense | $1,619,000 | 3,064 |
| Pre-tax net operating income | $1,845,000 | 3,233 |
| Securities gains (losses) | $1,385,000 | 118 |
| Applicable income taxes | $1,226,000 | 1,697 |
| Income before extraordinary items | $2,004,000 | 2,690 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,004,000 | 2,689 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,004,000 | 2,690 |
| Net charge-offs | $0 | 4,128 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,117,600 | 3,559 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,505,000 | 2,727 |
| Total interest expense | $1,603,000 | 1,437 |
| Net interest income | $4,902,000 | 3,043 |
| Provision for loan and lease losses | $93,000 | 2,717 |
| Total noninterest income | $194,000 | 4,694 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $58,000 | 4,654 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 4,359 |
| Total noninterest expense | $3,559,000 | 3,211 |
| Salaries and employee benefits | $2,055,000 | 3,175 |
| Premises and equipment expense | $311,000 | 3,630 |
| Additional noninterest expense | $1,193,000 | 3,112 |
| Pre-tax net operating income | $1,444,000 | 3,249 |
| Securities gains (losses) | $1,195,000 | 113 |
| Applicable income taxes | $949,000 | 1,508 |
| Income before extraordinary items | $1,690,000 | 2,672 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,690,000 | 2,672 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,690,000 | 2,672 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $925,200 | 3,641 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,186,000 | 2,781 |
| Total interest expense | $995,000 | 1,488 |
| Net interest income | $3,191,000 | 3,079 |
| Provision for loan and lease losses | $91,000 | 2,307 |
| Total noninterest income | $88,000 | 5,017 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $36,000 | 4,741 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 4,840 |
| Total noninterest expense | $2,333,000 | 3,272 |
| Salaries and employee benefits | $1,372,000 | 3,191 |
| Premises and equipment expense | $154,000 | 4,176 |
| Additional noninterest expense | $807,000 | 3,088 |
| Pre-tax net operating income | $855,000 | 3,376 |
| Securities gains (losses) | $807,000 | 103 |
| Applicable income taxes | $635,000 | 1,493 |
| Income before extraordinary items | $1,027,000 | 2,774 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,027,000 | 2,774 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,027,000 | 2,774 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $510,520 | 3,860 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,021,000 | 2,846 |
| Total interest expense | $483,000 | 1,502 |
| Net interest income | $1,538,000 | 3,158 |
| Provision for loan and lease losses | $-20,000 | 5,678 |
| Total noninterest income | $42,000 | 5,104 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $18,000 | 4,751 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 4,924 |
| Total noninterest expense | $1,149,000 | 3,330 |
| Salaries and employee benefits | $683,000 | 3,236 |
| Premises and equipment expense | $71,000 | 4,350 |
| Additional noninterest expense | $395,000 | 3,134 |
| Pre-tax net operating income | $451,000 | 3,250 |
| Securities gains (losses) | $464,000 | 98 |
| Applicable income taxes | $350,000 | 1,360 |
| Income before extraordinary items | $565,000 | 2,564 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $565,000 | 2,563 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $565,000 | 2,564 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $268,040 | 3,760 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,336,000 | 3,038 |
| Total interest expense | $1,704,000 | 1,610 |
| Net interest income | $5,632,000 | 3,315 |
| Provision for loan and lease losses | $311,000 | 1,951 |
| Total noninterest income | $226,000 | 4,957 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $70,000 | 4,907 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $156,000 | 4,614 |
| Total noninterest expense | $4,281,000 | 3,510 |
| Salaries and employee benefits | $2,440,000 | 3,449 |
| Premises and equipment expense | $294,000 | 4,341 |
| Additional noninterest expense | $1,547,000 | 3,278 |
| Pre-tax net operating income | $1,266,000 | 3,737 |
| Securities gains (losses) | $1,003,000 | 231 |
| Applicable income taxes | $798,000 | 1,846 |
| Income before extraordinary items | $1,471,000 | 3,309 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,471,000 | 3,308 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,471,000 | 3,308 |
| Net charge-offs | $0 | 4,281 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $819,050 | 4,091 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,307,000 | 3,119 |
| Total interest expense | $1,233,000 | 1,667 |
| Net interest income | $4,074,000 | 3,401 |
| Provision for loan and lease losses | $280,000 | 1,693 |
| Total noninterest income | $127,000 | 5,234 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $51,000 | 4,980 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $76,000 | 5,004 |
| Total noninterest expense | $3,192,000 | 3,529 |
| Salaries and employee benefits | $1,791,000 | 3,485 |
| Premises and equipment expense | $218,000 | 4,386 |
| Additional noninterest expense | $1,183,000 | 3,258 |
| Pre-tax net operating income | $729,000 | 4,174 |
| Securities gains (losses) | $572,000 | 344 |
| Applicable income taxes | $452,000 | 2,141 |
| Income before extraordinary items | $849,000 | 3,765 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $849,000 | 3,763 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $849,000 | 3,765 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $477,200 | 4,483 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,419,000 | 3,192 |
| Total interest expense | $789,000 | 1,721 |
| Net interest income | $2,630,000 | 3,492 |
| Provision for loan and lease losses | $163,000 | 1,831 |
| Total noninterest income | $86,000 | 5,267 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $33,000 | 5,029 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $53,000 | 5,008 |
| Total noninterest expense | $2,185,000 | 3,498 |
| Salaries and employee benefits | $1,334,000 | 3,284 |
| Premises and equipment expense | $141,000 | 4,471 |
| Additional noninterest expense | $710,000 | 3,506 |
| Pre-tax net operating income | $368,000 | 4,537 |
| Securities gains (losses) | $293,000 | 434 |
| Applicable income taxes | $216,000 | 2,435 |
| Income before extraordinary items | $445,000 | 4,132 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $445,000 | 4,129 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $445,000 | 4,131 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $248,690 | 4,767 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,672,000 | 3,245 |
| Total interest expense | $378,000 | 1,790 |
| Net interest income | $1,294,000 | 3,540 |
| Provision for loan and lease losses | $60,000 | 1,948 |
| Total noninterest income | $44,000 | 5,252 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $16,000 | 5,063 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $28,000 | 4,988 |
| Total noninterest expense | $1,038,000 | 3,623 |
| Salaries and employee benefits | $626,000 | 3,436 |
| Premises and equipment expense | $62,000 | 4,712 |
| Additional noninterest expense | $350,000 | 3,542 |
| Pre-tax net operating income | $240,000 | 4,188 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $73,000 | 2,713 |
| Income before extraordinary items | $167,000 | 4,494 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $167,000 | 4,493 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $167,000 | 4,495 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $167,000 | 4,431 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,820,000 | 3,508 |
| Total interest expense | $1,343,000 | 1,934 |
| Net interest income | $4,477,000 | 3,826 |
| Provision for loan and lease losses | $60,000 | 3,437 |
| Total noninterest income | $285,000 | 4,863 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $81,000 | 4,949 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $204,000 | 4,438 |
| Total noninterest expense | $3,822,000 | 3,807 |
| Salaries and employee benefits | $2,272,000 | 3,645 |
| Premises and equipment expense | $302,000 | 4,472 |
| Additional noninterest expense | $1,248,000 | 3,840 |
| Pre-tax net operating income | $880,000 | 4,262 |
| Securities gains (losses) | $-52,000 | 6,033 |
| Applicable income taxes | $238,000 | 2,832 |
| Income before extraordinary items | $590,000 | 4,647 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $590,000 | 4,649 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $590,000 | 4,649 |
| Net charge-offs | $0 | 4,462 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $626,920 | 4,508 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,257,000 | 3,598 |
| Total interest expense | $995,000 | 1,975 |
| Net interest income | $3,262,000 | 3,931 |
| Provision for loan and lease losses | $45,000 | 3,330 |
| Total noninterest income | $187,000 | 5,059 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $61,000 | 4,996 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $126,000 | 4,676 |
| Total noninterest expense | $2,812,000 | 3,866 |
| Salaries and employee benefits | $1,673,000 | 3,692 |
| Premises and equipment expense | $221,000 | 4,551 |
| Additional noninterest expense | $918,000 | 3,887 |
| Pre-tax net operating income | $592,000 | 4,522 |
| Securities gains (losses) | $32,000 | 1,747 |
| Applicable income taxes | $193,000 | 2,848 |
| Income before extraordinary items | $431,000 | 4,754 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $431,000 | 4,757 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $431,000 | 4,758 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $408,920 | 4,774 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,751,000 | 3,686 |
| Total interest expense | $649,000 | 2,015 |
| Net interest income | $2,102,000 | 4,022 |
| Provision for loan and lease losses | $10,000 | 3,765 |
| Total noninterest income | $86,000 | 5,430 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $38,000 | 5,095 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $48,000 | 5,203 |
| Total noninterest expense | $1,840,000 | 3,951 |
| Salaries and employee benefits | $1,091,000 | 3,768 |
| Premises and equipment expense | $148,000 | 4,570 |
| Additional noninterest expense | $601,000 | 3,955 |
| Pre-tax net operating income | $338,000 | 4,699 |
| Securities gains (losses) | $32,000 | 1,463 |
| Applicable income taxes | $119,000 | 2,906 |
| Income before extraordinary items | $251,000 | 4,908 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $251,000 | 4,910 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $251,000 | 4,911 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $229,240 | 4,942 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,359,000 | 3,717 |
| Total interest expense | $316,000 | 2,074 |
| Net interest income | $1,043,000 | 4,061 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $40,000 | 5,517 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $18,000 | 5,147 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $22,000 | 5,318 |
| Total noninterest expense | $913,000 | 4,005 |
| Salaries and employee benefits | $553,000 | 3,778 |
| Premises and equipment expense | $73,000 | 4,635 |
| Additional noninterest expense | $287,000 | 4,070 |
| Pre-tax net operating income | $170,000 | 4,664 |
| Securities gains (losses) | $1,000 | 1,909 |
| Applicable income taxes | $53,000 | 2,942 |
| Income before extraordinary items | $118,000 | 4,940 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $118,000 | 4,942 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $118,000 | 4,944 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $117,310 | 4,892 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,417,000 | 3,770 |
| Total interest expense | $1,267,000 | 2,165 |
| Net interest income | $4,150,000 | 4,104 |
| Provision for loan and lease losses | $10,000 | 4,406 |
| Total noninterest income | $269,000 | 5,112 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $81,000 | 5,241 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $188,000 | 4,605 |
| Total noninterest expense | $3,417,000 | 4,189 |
| Salaries and employee benefits | $2,056,000 | 3,930 |
| Premises and equipment expense | $276,000 | 4,820 |
| Additional noninterest expense | $1,085,000 | 4,270 |
| Pre-tax net operating income | $992,000 | 4,158 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $296,000 | 2,650 |
| Income before extraordinary items | $696,000 | 4,498 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $696,000 | 4,498 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $696,000 | 4,499 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $10,663,000 | 44 |
| Net operating income | $696,000 | 4,448 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,005,000 | 3,835 |
| Total interest expense | $945,000 | 2,206 |
| Net interest income | $3,060,000 | 4,186 |
| Provision for loan and lease losses | $10,000 | 4,128 |
| Total noninterest income | $158,000 | 5,436 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $61,000 | 5,306 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $97,000 | 5,083 |
| Total noninterest expense | $2,450,000 | 4,311 |
| Salaries and employee benefits | $1,442,000 | 4,072 |
| Premises and equipment expense | $214,000 | 4,819 |
| Additional noninterest expense | $794,000 | 4,354 |
| Pre-tax net operating income | $758,000 | 4,202 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $237,000 | 2,669 |
| Income before extraordinary items | $521,000 | 4,550 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $521,000 | 4,550 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $521,000 | 4,551 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $521,000 | 4,508 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,675,000 | 3,837 |
| Total interest expense | $638,000 | 2,212 |
| Net interest income | $2,037,000 | 4,191 |
| Provision for loan and lease losses | $10,000 | 3,896 |
| Total noninterest income | $114,000 | 5,366 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $42,000 | 5,287 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $72,000 | 4,959 |
| Total noninterest expense | $1,612,000 | 4,373 |
| Salaries and employee benefits | $950,000 | 4,134 |
| Premises and equipment expense | $140,000 | 4,897 |
| Additional noninterest expense | $522,000 | 4,392 |
| Pre-tax net operating income | $529,000 | 4,079 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $168,000 | 2,575 |
| Income before extraordinary items | $361,000 | 4,457 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $361,000 | 4,460 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $361,000 | 4,461 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $361,000 | 4,410 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,342,000 | 3,838 |
| Total interest expense | $327,000 | 2,200 |
| Net interest income | $1,015,000 | 4,206 |
| Provision for loan and lease losses | $3,000 | 3,691 |
| Total noninterest income | $58,000 | 5,344 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $20,000 | 5,361 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $38,000 | 4,892 |
| Total noninterest expense | $843,000 | 4,304 |
| Salaries and employee benefits | $525,000 | 3,948 |
| Premises and equipment expense | $67,000 | 5,034 |
| Additional noninterest expense | $251,000 | 4,503 |
| Pre-tax net operating income | $227,000 | 4,265 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $68,000 | 2,707 |
| Income before extraordinary items | $159,000 | 4,602 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $159,000 | 4,605 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $159,000 | 4,605 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $159,000 | 4,552 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,501,000 | 3,837 |
| Total interest expense | $1,544,000 | 2,112 |
| Net interest income | $3,957,000 | 4,300 |
| Provision for loan and lease losses | $36,000 | 4,454 |
| Total noninterest income | $343,000 | 4,953 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $83,000 | 5,476 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $260,000 | 4,277 |
| Total noninterest expense | $3,226,000 | 4,443 |
| Salaries and employee benefits | $1,921,000 | 4,160 |
| Premises and equipment expense | $246,000 | 5,221 |
| Additional noninterest expense | $1,059,000 | 4,459 |
| Pre-tax net operating income | $1,038,000 | 4,020 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $309,000 | 2,599 |
| Income before extraordinary items | $729,000 | 4,391 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $729,000 | 4,395 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $729,000 | 4,396 |
| Net charge-offs | $1,000 | 5,415 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $729,000 | 4,332 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,110,000 | 3,876 |
| Total interest expense | $1,169,000 | 2,151 |
| Net interest income | $2,941,000 | 4,359 |
| Provision for loan and lease losses | $36,000 | 4,201 |
| Total noninterest income | $230,000 | 5,180 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $61,000 | 5,563 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $169,000 | 4,538 |
| Total noninterest expense | $2,396,000 | 4,481 |
| Salaries and employee benefits | $1,443,000 | 4,178 |
| Premises and equipment expense | $183,000 | 5,256 |
| Additional noninterest expense | $770,000 | 4,563 |
| Pre-tax net operating income | $739,000 | 4,180 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $234,000 | 2,640 |
| Income before extraordinary items | $505,000 | 4,588 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $505,000 | 4,592 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $505,000 | 4,593 |
| Net charge-offs | $1,000 | 5,139 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $505,000 | 4,507 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,741,000 | 3,893 |
| Total interest expense | $776,000 | 2,202 |
| Net interest income | $1,965,000 | 4,361 |
| Provision for loan and lease losses | $31,000 | 3,929 |
| Total noninterest income | $159,000 | 5,168 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $39,000 | 5,628 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $120,000 | 4,508 |
| Total noninterest expense | $1,554,000 | 4,560 |
| Salaries and employee benefits | $936,000 | 4,268 |
| Premises and equipment expense | $119,000 | 5,314 |
| Additional noninterest expense | $499,000 | 4,640 |
| Pre-tax net operating income | $539,000 | 4,016 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $171,000 | 2,568 |
| Income before extraordinary items | $368,000 | 4,464 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $368,000 | 4,466 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $368,000 | 4,467 |
| Net charge-offs | $1,000 | 4,803 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $368,000 | 4,357 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,367,000 | 3,931 |
| Total interest expense | $376,000 | 2,327 |
| Net interest income | $991,000 | 4,358 |
| Provision for loan and lease losses | $15,000 | 3,721 |
| Total noninterest income | $76,000 | 5,233 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $20,000 | 5,591 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $56,000 | 4,565 |
| Total noninterest expense | $798,000 | 4,543 |
| Salaries and employee benefits | $492,000 | 4,198 |
| Premises and equipment expense | $59,000 | 5,371 |
| Additional noninterest expense | $247,000 | 4,675 |
| Pre-tax net operating income | $254,000 | 4,092 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $82,000 | 2,581 |
| Income before extraordinary items | $172,000 | 4,530 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $172,000 | 4,531 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $172,000 | 4,532 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $172,000 | 4,426 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,739,000 | 3,952 |
| Total interest expense | $1,369,000 | 2,908 |
| Net interest income | $4,370,000 | 4,176 |
| Provision for loan and lease losses | $35,000 | 5,382 |
| Total noninterest income | $381,000 | 4,890 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $98,000 | 5,473 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $283,000 | 4,109 |
| Total noninterest expense | $2,958,000 | 4,782 |
| Salaries and employee benefits | $1,727,000 | 4,493 |
| Premises and equipment expense | $237,000 | 5,452 |
| Additional noninterest expense | $994,000 | 4,812 |
| Pre-tax net operating income | $1,758,000 | 3,051 |
| Securities gains (losses) | $36,000 | 2,920 |
| Applicable income taxes | $600,000 | 2,002 |
| Income before extraordinary items | $1,194,000 | 3,556 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,194,000 | 3,558 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,194,000 | 3,559 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,169,880 | 3,452 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,277,000 | 4,032 |
| Total interest expense | $1,007,000 | 3,070 |
| Net interest income | $3,270,000 | 4,242 |
| Provision for loan and lease losses | $28,000 | 5,256 |
| Total noninterest income | $215,000 | 5,329 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $72,000 | 5,575 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $143,000 | 4,700 |
| Total noninterest expense | $2,195,000 | 4,834 |
| Salaries and employee benefits | $1,301,000 | 4,513 |
| Premises and equipment expense | $184,000 | 5,434 |
| Additional noninterest expense | $710,000 | 4,966 |
| Pre-tax net operating income | $1,262,000 | 3,205 |
| Securities gains (losses) | $36,000 | 2,615 |
| Applicable income taxes | $453,000 | 2,046 |
| Income before extraordinary items | $845,000 | 3,762 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $845,000 | 3,762 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $845,000 | 3,764 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $821,600 | 3,650 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,867,000 | 4,049 |
| Total interest expense | $666,000 | 3,166 |
| Net interest income | $2,201,000 | 4,232 |
| Provision for loan and lease losses | $13,000 | 5,290 |
| Total noninterest income | $144,000 | 5,370 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $48,000 | 5,582 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $96,000 | 4,709 |
| Total noninterest expense | $1,408,000 | 4,957 |
| Salaries and employee benefits | $805,000 | 4,718 |
| Premises and equipment expense | $120,000 | 5,497 |
| Additional noninterest expense | $483,000 | 4,956 |
| Pre-tax net operating income | $924,000 | 3,017 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $321,000 | 1,978 |
| Income before extraordinary items | $603,000 | 3,643 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $603,000 | 3,644 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $603,000 | 3,645 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $603,000 | 3,454 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,440,000 | 4,075 |
| Total interest expense | $338,000 | 3,239 |
| Net interest income | $1,102,000 | 4,256 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $81,000 | 5,238 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $25,000 | 5,510 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $56,000 | 4,542 |
| Total noninterest expense | $710,000 | 4,965 |
| Salaries and employee benefits | $417,000 | 4,672 |
| Premises and equipment expense | $61,000 | 5,475 |
| Additional noninterest expense | $232,000 | 5,036 |
| Pre-tax net operating income | $473,000 | 2,983 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $165,000 | 1,925 |
| Income before extraordinary items | $308,000 | 3,595 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $308,000 | 3,598 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $308,000 | 3,598 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $308,000 | 3,426 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,709,000 | 4,219 |
| Total interest expense | $1,725,000 | 3,094 |
| Net interest income | $3,984,000 | 4,548 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $295,000 | 5,237 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $98,000 | 5,544 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $197,000 | 4,480 |
| Total noninterest expense | $2,782,000 | 5,085 |
| Salaries and employee benefits | $1,629,000 | 4,730 |
| Premises and equipment expense | $228,000 | 5,794 |
| Additional noninterest expense | $925,000 | 5,083 |
| Pre-tax net operating income | $1,497,000 | 3,036 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $513,000 | 2,003 |
| Income before extraordinary items | $984,000 | 3,597 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $984,000 | 3,599 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $984,000 | 3,600 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $984,000 | 3,477 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,169,000 | 4,330 |
| Total interest expense | $1,359,000 | 3,098 |
| Net interest income | $2,810,000 | 4,737 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $195,000 | 5,506 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $72,000 | 5,594 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $123,000 | 4,836 |
| Total noninterest expense | $2,125,000 | 5,043 |
| Salaries and employee benefits | $1,182,000 | 4,815 |
| Premises and equipment expense | $173,000 | 5,803 |
| Additional noninterest expense | $770,000 | 4,864 |
| Pre-tax net operating income | $880,000 | 3,545 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $289,000 | 2,309 |
| Income before extraordinary items | $591,000 | 4,063 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $591,000 | 4,064 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $591,000 | 4,065 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $591,000 | 3,946 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,771,000 | 4,375 |
| Total interest expense | $921,000 | 3,155 |
| Net interest income | $1,850,000 | 4,796 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $125,000 | 5,585 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $46,000 | 5,655 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $79,000 | 4,925 |
| Total noninterest expense | $1,404,000 | 5,110 |
| Salaries and employee benefits | $773,000 | 4,914 |
| Premises and equipment expense | $117,000 | 5,807 |
| Additional noninterest expense | $514,000 | 4,926 |
| Pre-tax net operating income | $571,000 | 3,569 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $187,000 | 2,287 |
| Income before extraordinary items | $384,000 | 4,058 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $384,000 | 4,058 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $384,000 | 4,060 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $384,000 | 3,962 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,387,000 | 4,394 |
| Total interest expense | $465,000 | 3,225 |
| Net interest income | $922,000 | 4,795 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $64,000 | 5,613 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $22,000 | 5,670 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $42,000 | 4,925 |
| Total noninterest expense | $717,000 | 5,093 |
| Salaries and employee benefits | $404,000 | 4,843 |
| Premises and equipment expense | $60,000 | 5,830 |
| Additional noninterest expense | $253,000 | 4,982 |
| Pre-tax net operating income | $269,000 | 3,707 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $87,000 | 2,333 |
| Income before extraordinary items | $182,000 | 4,145 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $182,000 | 4,144 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $182,000 | 4,145 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $182,000 | 4,091 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,479,000 | 4,563 |
| Total interest expense | $1,792,000 | 3,840 |
| Net interest income | $3,687,000 | 4,813 |
| Provision for loan and lease losses | $149,000 | 5,671 |
| Total noninterest income | $303,000 | 5,394 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $111,000 | 5,353 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $192,000 | 4,652 |
| Total noninterest expense | $2,616,000 | 5,386 |
| Salaries and employee benefits | $1,483,000 | 5,086 |
| Premises and equipment expense | $216,000 | 6,080 |
| Additional noninterest expense | $917,000 | 5,312 |
| Pre-tax net operating income | $1,225,000 | 3,051 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $410,000 | 2,070 |
| Income before extraordinary items | $815,000 | 3,575 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $815,000 | 3,573 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $815,000 | 3,575 |
| Net charge-offs | $15,000 | 6,458 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $815,000 | 3,461 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,001,000 | 4,729 |
| Total interest expense | $1,343,000 | 3,996 |
| Net interest income | $2,658,000 | 4,967 |
| Provision for loan and lease losses | $114,000 | 5,562 |
| Total noninterest income | $204,000 | 5,652 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $83,000 | 5,435 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $121,000 | 4,964 |
| Total noninterest expense | $1,962,000 | 5,418 |
| Salaries and employee benefits | $1,136,000 | 5,066 |
| Premises and equipment expense | $154,000 | 6,238 |
| Additional noninterest expense | $672,000 | 5,367 |
| Pre-tax net operating income | $786,000 | 3,498 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $253,000 | 2,320 |
| Income before extraordinary items | $533,000 | 3,999 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $533,000 | 4,002 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $533,000 | 4,002 |
| Net charge-offs | $14,000 | 6,146 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $533,000 | 3,849 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,611,000 | 4,835 |
| Total interest expense | $919,000 | 4,017 |
| Net interest income | $1,692,000 | 5,111 |
| Provision for loan and lease losses | $70,000 | 5,493 |
| Total noninterest income | $142,000 | 5,572 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $60,000 | 5,340 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $82,000 | 4,946 |
| Total noninterest expense | $1,274,000 | 5,513 |
| Salaries and employee benefits | $746,000 | 5,124 |
| Premises and equipment expense | $97,000 | 6,354 |
| Additional noninterest expense | $431,000 | 5,489 |
| Pre-tax net operating income | $490,000 | 3,664 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $153,000 | 2,393 |
| Income before extraordinary items | $337,000 | 4,086 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $337,000 | 4,086 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $337,000 | 4,085 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $337,000 | 3,965 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,280,000 | 4,947 |
| Total interest expense | $473,000 | 4,075 |
| Net interest income | $807,000 | 5,273 |
| Provision for loan and lease losses | $32,000 | 5,274 |
| Total noninterest income | $66,000 | 5,727 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $26,000 | 5,562 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $40,000 | 5,053 |
| Total noninterest expense | $605,000 | 5,712 |
| Salaries and employee benefits | $344,000 | 5,416 |
| Premises and equipment expense | $49,000 | 6,432 |
| Additional noninterest expense | $212,000 | 5,545 |
| Pre-tax net operating income | $236,000 | 3,781 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $73,000 | 2,440 |
| Income before extraordinary items | $163,000 | 4,227 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $163,000 | 4,228 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $163,000 | 4,226 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $163,000 | 4,128 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,992,000 | 5,135 |
| Total interest expense | $2,228,000 | 4,172 |
| Net interest income | $2,764,000 | 5,592 |
| Provision for loan and lease losses | $33,000 | 7,024 |
| Total noninterest income | $308,000 | 5,559 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $123,000 | 5,468 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $185,000 | 4,766 |
| Total noninterest expense | $2,515,000 | 5,666 |
| Salaries and employee benefits | $1,340,000 | 5,525 |
| Premises and equipment expense | $182,000 | 6,629 |
| Additional noninterest expense | $993,000 | 5,250 |
| Pre-tax net operating income | $524,000 | 3,941 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $127,000 | 2,713 |
| Income before extraordinary items | $397,000 | 4,190 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $397,000 | 4,190 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $397,000 | 4,190 |
| Net charge-offs | $16,000 | 6,746 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $397,000 | 4,120 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,742,000 | 5,193 |
| Total interest expense | $1,710,000 | 4,246 |
| Net interest income | $2,032,000 | 5,655 |
| Provision for loan and lease losses | $27,000 | 6,827 |
| Total noninterest income | $229,000 | 5,643 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $89,000 | 5,547 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $140,000 | 4,885 |
| Total noninterest expense | $1,894,000 | 5,672 |
| Salaries and employee benefits | $984,000 | 5,620 |
| Premises and equipment expense | $135,000 | 6,694 |
| Additional noninterest expense | $775,000 | 5,145 |
| Pre-tax net operating income | $340,000 | 4,393 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $78,000 | 3,051 |
| Income before extraordinary items | $262,000 | 4,575 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $262,000 | 4,574 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $262,000 | 4,576 |
| Net charge-offs | $16,000 | 6,341 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $262,000 | 4,510 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,524,000 | 5,203 |
| Total interest expense | $1,149,000 | 4,351 |
| Net interest income | $1,375,000 | 5,627 |
| Provision for loan and lease losses | $27,000 | 6,560 |
| Total noninterest income | $151,000 | 5,712 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $56,000 | 5,635 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $95,000 | 4,886 |
| Total noninterest expense | $1,327,000 | 5,581 |
| Salaries and employee benefits | $681,000 | 5,582 |
| Premises and equipment expense | $90,000 | 6,760 |
| Additional noninterest expense | $556,000 | 4,950 |
| Pre-tax net operating income | $172,000 | 4,808 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $34,000 | 3,401 |
| Income before extraordinary items | $138,000 | 4,949 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $138,000 | 4,947 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $138,000 | 4,947 |
| Net charge-offs | $16,000 | 5,738 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $138,000 | 4,857 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,263,000 | 5,247 |
| Total interest expense | $585,000 | 4,414 |
| Net interest income | $678,000 | 5,672 |
| Provision for loan and lease losses | $15,000 | 6,043 |
| Total noninterest income | $73,000 | 5,747 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $27,000 | 5,653 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $46,000 | 4,978 |
| Total noninterest expense | $591,000 | 5,857 |
| Salaries and employee benefits | $322,000 | 5,793 |
| Premises and equipment expense | $44,000 | 6,837 |
| Additional noninterest expense | $225,000 | 5,263 |
| Pre-tax net operating income | $145,000 | 4,563 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $36,000 | 3,153 |
| Income before extraordinary items | $109,000 | 4,827 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $109,000 | 4,831 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $109,000 | 4,830 |
| Net charge-offs | $30,000 | 4,024 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $109,000 | 4,660 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,373,000 | 5,261 |
| Total interest expense | $2,714,000 | 4,526 |
| Net interest income | $2,659,000 | 5,751 |
| Provision for loan and lease losses | $127,000 | 5,755 |
| Total noninterest income | $294,000 | 5,855 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $102,000 | 5,877 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $192,000 | 4,907 |
| Total noninterest expense | $2,302,000 | 5,853 |
| Salaries and employee benefits | $1,345,000 | 5,651 |
| Premises and equipment expense | $207,000 | 6,622 |
| Additional noninterest expense | $750,000 | 5,644 |
| Pre-tax net operating income | $524,000 | 4,798 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $119,000 | 3,250 |
| Income before extraordinary items | $405,000 | 4,741 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $405,000 | 4,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $302,000 | 3,522 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $405,000 | 4,907 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,058,000 | 5,309 |
| Total interest expense | $2,104,000 | 4,560 |
| Net interest income | $1,954,000 | 5,849 |
| Provision for loan and lease losses | $15,000 | 6,618 |
| Total noninterest income | $201,000 | 6,102 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $74,000 | 5,953 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $127,000 | 5,222 |
| Total noninterest expense | $1,663,000 | 5,950 |
| Salaries and employee benefits | $981,000 | 5,750 |
| Premises and equipment expense | $162,000 | 6,568 |
| Additional noninterest expense | $520,000 | 5,803 |
| Pre-tax net operating income | $477,000 | 4,997 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $125,000 | 3,400 |
| Income before extraordinary items | $352,000 | 4,987 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $352,000 | 4,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,706 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $352,000 | 5,150 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,724,000 | 5,360 |
| Total interest expense | $1,469,000 | 4,561 |
| Net interest income | $1,255,000 | 5,954 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $133,000 | 6,184 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $49,000 | 5,983 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $84,000 | 5,338 |
| Total noninterest expense | $1,118,000 | 5,976 |
| Salaries and employee benefits | $668,000 | 5,737 |
| Premises and equipment expense | $108,000 | 6,602 |
| Additional noninterest expense | $342,000 | 5,826 |
| Pre-tax net operating income | $270,000 | 5,415 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $66,000 | 3,840 |
| Income before extraordinary items | $204,000 | 5,578 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $204,000 | 5,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 2,771 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $204,000 | 5,518 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,405,000 | 5,377 |
| Total interest expense | $757,000 | 4,665 |
| Net interest income | $648,000 | 5,904 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $65,000 | 6,240 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $25,000 | 5,933 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $40,000 | 5,445 |
| Total noninterest expense | $532,000 | 6,142 |
| Salaries and employee benefits | $311,000 | 5,986 |
| Premises and equipment expense | $60,000 | 6,417 |
| Additional noninterest expense | $161,000 | 5,988 |
| Pre-tax net operating income | $181,000 | 5,132 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $50,000 | 3,552 |
| Income before extraordinary items | $131,000 | 5,435 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $131,000 | 5,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $131,000 | 5,340 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,949,000 | 5,260 |
| Total interest expense | $3,409,000 | 4,412 |
| Net interest income | $2,540,000 | 5,931 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $278,000 | 6,179 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $86,000 | 6,222 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $192,000 | 5,146 |
| Total noninterest expense | $2,195,000 | 5,955 |
| Salaries and employee benefits | $1,315,000 | 5,714 |
| Premises and equipment expense | $230,000 | 6,438 |
| Additional noninterest expense | $650,000 | 5,931 |
| Pre-tax net operating income | $623,000 | 5,635 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $157,000 | 4,090 |
| Income before extraordinary items | $466,000 | 5,802 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $466,000 | 5,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,808 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $466,000 | 5,798 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,473,000 | 5,268 |
| Total interest expense | $2,545,000 | 4,429 |
| Net interest income | $1,928,000 | 5,926 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $192,000 | 6,384 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $61,000 | 6,317 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $131,000 | 5,332 |
| Total noninterest expense | $1,605,000 | 6,016 |
| Salaries and employee benefits | $944,000 | 5,819 |
| Premises and equipment expense | $173,000 | 6,434 |
| Additional noninterest expense | $488,000 | 5,876 |
| Pre-tax net operating income | $515,000 | 5,716 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $130,000 | 4,187 |
| Income before extraordinary items | $385,000 | 5,893 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $385,000 | 5,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,536 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $385,000 | 5,880 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,976,000 | 5,289 |
| Total interest expense | $1,674,000 | 4,465 |
| Net interest income | $1,302,000 | 5,942 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $123,000 | 6,491 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $40,000 | 6,367 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $83,000 | 5,442 |
| Total noninterest expense | $1,091,000 | 5,996 |
| Salaries and employee benefits | $642,000 | 5,802 |
| Premises and equipment expense | $115,000 | 6,479 |
| Additional noninterest expense | $334,000 | 5,821 |
| Pre-tax net operating income | $334,000 | 5,851 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $83,000 | 4,309 |
| Income before extraordinary items | $251,000 | 6,007 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $251,000 | 6,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,005 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $251,000 | 5,994 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,476,000 | 5,311 |
| Total interest expense | $823,000 | 4,496 |
| Net interest income | $653,000 | 5,936 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $69,000 | 6,268 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $18,000 | 6,477 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $51,000 | 5,068 |
| Total noninterest expense | $539,000 | 6,081 |
| Salaries and employee benefits | $306,000 | 5,977 |
| Premises and equipment expense | $57,000 | 6,519 |
| Additional noninterest expense | $176,000 | 5,648 |
| Pre-tax net operating income | $183,000 | 5,678 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $48,000 | 4,172 |
| Income before extraordinary items | $135,000 | 5,860 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $135,000 | 5,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $135,000 | 5,840 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,404,000 | 5,336 |
| Total interest expense | $2,664,000 | 4,644 |
| Net interest income | $2,740,000 | 5,781 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $234,000 | 6,647 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $55,000 | 6,806 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $179,000 | 5,316 |
| Total noninterest expense | $2,163,000 | 5,934 |
| Salaries and employee benefits | $1,290,000 | 5,676 |
| Premises and equipment expense | $227,000 | 6,446 |
| Additional noninterest expense | $646,000 | 5,861 |
| Pre-tax net operating income | $811,000 | 5,625 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $206,000 | 4,264 |
| Income before extraordinary items | $605,000 | 5,810 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $605,000 | 5,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,765 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $605,000 | 5,795 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,962,000 | 5,403 |
| Total interest expense | $1,862,000 | 4,752 |
| Net interest income | $2,100,000 | 5,777 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $152,000 | 6,936 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $40,000 | 6,925 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $112,000 | 5,632 |
| Total noninterest expense | $1,571,000 | 6,008 |
| Salaries and employee benefits | $915,000 | 5,829 |
| Premises and equipment expense | $174,000 | 6,419 |
| Additional noninterest expense | $482,000 | 5,870 |
| Pre-tax net operating income | $681,000 | 5,597 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $192,000 | 4,181 |
| Income before extraordinary items | $489,000 | 5,805 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $489,000 | 5,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,107 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $489,000 | 5,810 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,579,000 | 5,429 |
| Total interest expense | $1,148,000 | 4,855 |
| Net interest income | $1,431,000 | 5,740 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $98,000 | 7,024 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $26,000 | 6,978 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $72,000 | 5,737 |
| Total noninterest expense | $1,068,000 | 5,967 |
| Salaries and employee benefits | $623,000 | 5,776 |
| Premises and equipment expense | $122,000 | 6,308 |
| Additional noninterest expense | $323,000 | 5,856 |
| Pre-tax net operating income | $461,000 | 5,590 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $132,000 | 4,185 |
| Income before extraordinary items | $329,000 | 5,816 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $329,000 | 5,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,558 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $329,000 | 5,813 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,269,000 | 5,417 |
| Total interest expense | $546,000 | 4,865 |
| Net interest income | $723,000 | 5,708 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $48,000 | 7,014 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $12,000 | 7,044 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $36,000 | 5,743 |
| Total noninterest expense | $522,000 | 6,049 |
| Salaries and employee benefits | $297,000 | 5,962 |
| Premises and equipment expense | $65,000 | 6,170 |
| Additional noninterest expense | $160,000 | 5,864 |
| Pre-tax net operating income | $249,000 | 5,388 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $73,000 | 3,988 |
| Income before extraordinary items | $176,000 | 5,600 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $176,000 | 5,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $176,000 | 5,595 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,682,000 | 5,363 |
| Total interest expense | $1,943,000 | 4,521 |
| Net interest income | $2,739,000 | 5,791 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $196,000 | 7,098 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $57,000 | 6,969 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $139,000 | 5,858 |
| Total noninterest expense | $2,098,000 | 5,950 |
| Salaries and employee benefits | $1,209,000 | 5,777 |
| Premises and equipment expense | $201,000 | 6,715 |
| Additional noninterest expense | $688,000 | 5,633 |
| Pre-tax net operating income | $837,000 | 5,779 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $242,000 | 4,406 |
| Income before extraordinary items | $595,000 | 6,020 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $595,000 | 6,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,288 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $595,000 | 5,987 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,447,000 | 5,390 |
| Total interest expense | $1,400,000 | 4,511 |
| Net interest income | $2,047,000 | 5,821 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $153,000 | 7,062 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $44,000 | 6,989 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $109,000 | 5,804 |
| Total noninterest expense | $1,538,000 | 5,993 |
| Salaries and employee benefits | $868,000 | 5,870 |
| Premises and equipment expense | $152,000 | 6,687 |
| Additional noninterest expense | $518,000 | 5,602 |
| Pre-tax net operating income | $662,000 | 5,762 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $196,000 | 4,444 |
| Income before extraordinary items | $466,000 | 6,050 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $466,000 | 6,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $466,000 | 6,016 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,280,000 | 5,350 |
| Total interest expense | $904,000 | 4,438 |
| Net interest income | $1,376,000 | 5,773 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $96,000 | 7,131 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $29,000 | 6,990 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $67,000 | 5,953 |
| Total noninterest expense | $1,037,000 | 5,935 |
| Salaries and employee benefits | $590,000 | 5,806 |
| Premises and equipment expense | $102,000 | 6,659 |
| Additional noninterest expense | $345,000 | 5,576 |
| Pre-tax net operating income | $435,000 | 5,778 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $138,000 | 4,376 |
| Income before extraordinary items | $297,000 | 6,143 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $297,000 | 6,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $297,000 | 6,093 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,119,000 | 5,386 |
| Total interest expense | $450,000 | 4,345 |
| Net interest income | $669,000 | 5,876 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $48,000 | 7,143 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $14,000 | 7,031 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $34,000 | 5,945 |
| Total noninterest expense | $506,000 | 6,061 |
| Salaries and employee benefits | $276,000 | 6,067 |
| Premises and equipment expense | $49,000 | 6,814 |
| Additional noninterest expense | $181,000 | 5,402 |
| Pre-tax net operating income | $211,000 | 5,849 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $59,000 | 4,561 |
| Income before extraordinary items | $152,000 | 6,060 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $152,000 | 6,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $152,000 | 6,028 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,364,000 | 5,285 |
| Total interest expense | $1,779,000 | 4,006 |
| Net interest income | $2,585,000 | 5,904 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $226,000 | 6,953 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $62,000 | 7,083 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $164,000 | 5,508 |
| Total noninterest expense | $2,059,000 | 5,914 |
| Salaries and employee benefits | $1,162,000 | 5,790 |
| Premises and equipment expense | $192,000 | 6,854 |
| Additional noninterest expense | $705,000 | 5,508 |
| Pre-tax net operating income | $752,000 | 5,936 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $229,000 | 4,575 |
| Income before extraordinary items | $523,000 | 6,274 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $523,000 | 6,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,654 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $523,000 | 6,200 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,271,000 | 5,258 |
| Total interest expense | $1,319,000 | 4,009 |
| Net interest income | $1,952,000 | 5,871 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $173,000 | 6,951 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $46,000 | 7,147 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $127,000 | 5,461 |
| Total noninterest expense | $1,517,000 | 5,921 |
| Salaries and employee benefits | $840,000 | 5,866 |
| Premises and equipment expense | $143,000 | 6,838 |
| Additional noninterest expense | $534,000 | 5,437 |
| Pre-tax net operating income | $608,000 | 5,874 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $178,000 | 4,627 |
| Income before extraordinary items | $430,000 | 6,150 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $430,000 | 6,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,223 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $430,000 | 6,082 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,173,000 | 5,282 |
| Total interest expense | $885,000 | 3,984 |
| Net interest income | $1,288,000 | 5,903 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $105,000 | 7,137 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $31,000 | 7,155 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $74,000 | 5,746 |
| Total noninterest expense | $1,014,000 | 5,949 |
| Salaries and employee benefits | $546,000 | 5,984 |
| Premises and equipment expense | $94,000 | 6,920 |
| Additional noninterest expense | $374,000 | 5,289 |
| Pre-tax net operating income | $379,000 | 5,989 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $115,000 | 4,662 |
| Income before extraordinary items | $264,000 | 6,325 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $264,000 | 6,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $264,000 | 6,239 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,097,000 | 5,275 |
| Total interest expense | $451,000 | 3,973 |
| Net interest income | $646,000 | 5,891 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $56,000 | 7,006 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $15,000 | 7,174 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $41,000 | 5,508 |
| Total noninterest expense | $535,000 | 5,825 |
| Salaries and employee benefits | $297,000 | 5,763 |
| Premises and equipment expense | $45,000 | 7,009 |
| Additional noninterest expense | $193,000 | 5,204 |
| Pre-tax net operating income | $167,000 | 6,218 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $57,000 | 4,676 |
| Income before extraordinary items | $110,000 | 6,699 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $110,000 | 6,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $110,000 | 6,578 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,751,000 | 5,070 |
| Total interest expense | $1,934,000 | 4,128 |
| Net interest income | $2,817,000 | 5,508 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $276,000 | 6,766 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $60,000 | 7,265 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $216,000 | 5,129 |
| Total noninterest expense | $1,990,000 | 6,001 |
| Salaries and employee benefits | $1,105,000 | 5,915 |
| Premises and equipment expense | $169,000 | 7,147 |
| Additional noninterest expense | $716,000 | 5,432 |
| Pre-tax net operating income | $1,103,000 | 4,912 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $320,000 | 4,188 |
| Income before extraordinary items | $783,000 | 5,290 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $783,000 | 5,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,027 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $783,000 | 5,140 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,698,000 | 5,004 |
| Total interest expense | $1,476,000 | 4,194 |
| Net interest income | $2,222,000 | 5,361 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $125,000 | 7,698 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $45,000 | 7,328 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $80,000 | 6,465 |
| Total noninterest expense | $1,460,000 | 6,051 |
| Salaries and employee benefits | $812,000 | 5,965 |
| Premises and equipment expense | $120,000 | 7,273 |
| Additional noninterest expense | $528,000 | 5,458 |
| Pre-tax net operating income | $887,000 | 4,864 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $253,000 | 4,260 |
| Income before extraordinary items | $634,000 | 5,246 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $634,000 | 5,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $634,000 | 5,076 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,510,000 | 4,977 |
| Total interest expense | $997,000 | 4,263 |
| Net interest income | $1,513,000 | 5,296 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $102,000 | 7,368 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $30,000 | 7,331 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $72,000 | 5,940 |
| Total noninterest expense | $961,000 | 6,115 |
| Salaries and employee benefits | $527,000 | 6,063 |
| Premises and equipment expense | $72,000 | 7,506 |
| Additional noninterest expense | $362,000 | 5,348 |
| Pre-tax net operating income | $654,000 | 4,613 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $167,000 | 4,301 |
| Income before extraordinary items | $487,000 | 4,874 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $487,000 | 4,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $487,000 | 4,658 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,290,000 | 4,901 |
| Total interest expense | $509,000 | 4,287 |
| Net interest income | $781,000 | 5,179 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $31,000 | 8,103 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $15,000 | 7,293 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,000 | 7,254 |
| Total noninterest expense | $492,000 | 6,050 |
| Salaries and employee benefits | $282,000 | 5,818 |
| Premises and equipment expense | $53,000 | 6,622 |
| Additional noninterest expense | $157,000 | 5,775 |
| Pre-tax net operating income | $320,000 | 4,624 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $132,000 | 3,455 |
| Income before extraordinary items | $188,000 | 5,471 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $188,000 | 5,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $188,000 | 5,278 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,290,000 | 4,980 |
| Total interest expense | $2,439,000 | 4,182 |
| Net interest income | $2,851,000 | 5,451 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $138,000 | 7,969 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $57,000 | 7,406 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $81,000 | 6,848 |
| Total noninterest expense | $1,907,000 | 6,043 |
| Salaries and employee benefits | $1,057,000 | 5,934 |
| Premises and equipment expense | $196,000 | 6,807 |
| Additional noninterest expense | $654,000 | 5,635 |
| Pre-tax net operating income | $1,082,000 | 5,009 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $402,000 | 3,876 |
| Income before extraordinary items | $680,000 | 5,629 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $680,000 | 5,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,119 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $680,000 | 5,489 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,884,000 | 5,034 |
| Total interest expense | $3,456,000 | 4,248 |
| Net interest income | $2,428,000 | 5,812 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $127,000 | 8,140 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $57,000 | 7,450 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $70,000 | 7,115 |
| Total noninterest expense | $1,840,000 | 6,051 |
| Salaries and employee benefits | $1,027,000 | 5,888 |
| Premises and equipment expense | $177,000 | 7,111 |
| Additional noninterest expense | $636,000 | 5,633 |
| Pre-tax net operating income | $715,000 | 5,769 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $236,000 | 4,706 |
| Income before extraordinary items | $479,000 | 6,182 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $479,000 | 6,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,166 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $479,000 | 6,052 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,735,000 | 5,239 |
| Total interest expense | $3,199,000 | 4,686 |
| Net interest income | $2,536,000 | 5,748 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $101,000 | 8,584 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 7,570 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 7,858 |
| Total noninterest expense | $1,687,000 | 6,293 |
| Salaries and employee benefits | $1,011,000 | 5,869 |
| Premises and equipment expense | $182,000 | 7,052 |
| Additional noninterest expense | $494,000 | 6,468 |
| Pre-tax net operating income | $950,000 | 5,398 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $406,000 | 3,961 |
| Income before extraordinary items | $544,000 | 6,105 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $544,000 | 6,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $544,000 | 6,113 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,081,000 | 5,514 |
| Total interest expense | $2,824,000 | 4,819 |
| Net interest income | $2,257,000 | 6,168 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $108,000 | 8,699 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 7,692 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 7,990 |
| Total noninterest expense | $1,614,000 | 6,505 |
| Salaries and employee benefits | $969,000 | 6,005 |
| Premises and equipment expense | $159,000 | 7,518 |
| Additional noninterest expense | $486,000 | 6,613 |
| Pre-tax net operating income | $751,000 | 6,126 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $328,000 | 4,609 |
| Income before extraordinary items | $423,000 | 6,858 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $423,000 | 6,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $423,000 | 6,829 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,113,000 | 5,603 |
| Total interest expense | $2,777,000 | 4,993 |
| Net interest income | $2,336,000 | 6,085 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $112,000 | 8,814 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 7,866 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 7,990 |
| Total noninterest expense | $1,568,000 | 6,504 |
| Salaries and employee benefits | $965,000 | 5,915 |
| Premises and equipment expense | $172,000 | 7,202 |
| Additional noninterest expense | $431,000 | 6,968 |
| Pre-tax net operating income | $880,000 | 5,808 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $394,000 | 4,459 |
| Income before extraordinary items | $486,000 | 6,689 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $486,000 | 6,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $486,000 | 6,583 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,174,000 | 5,657 |
| Total interest expense | $2,702,000 | 5,103 |
| Net interest income | $2,472,000 | 6,093 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $121,000 | 9,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 8,050 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 8,127 |
| Total noninterest expense | $1,531,000 | 6,712 |
| Salaries and employee benefits | $963,000 | 5,990 |
| Premises and equipment expense | $173,000 | 7,328 |
| Additional noninterest expense | $395,000 | 7,397 |
| Pre-tax net operating income | $1,062,000 | 5,646 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $455,000 | 4,491 |
| Income before extraordinary items | $607,000 | 6,322 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $607,000 | 6,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,408 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $607,000 | 6,270 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,351,000 | 5,642 |
| Total interest expense | $2,910,000 | 4,925 |
| Net interest income | $2,441,000 | 6,298 |
| Provision for loan and lease losses | $31,000 | 7,373 |
| Total noninterest income | $85,000 | 10,196 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 8,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 9,747 |
| Total noninterest expense | $1,470,000 | 7,193 |
| Salaries and employee benefits | $874,000 | 6,590 |
| Premises and equipment expense | $190,000 | 7,213 |
| Additional noninterest expense | $406,000 | 7,831 |
| Pre-tax net operating income | $1,025,000 | 5,644 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $460,000 | 4,430 |
| Income before extraordinary items | $565,000 | 6,475 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $565,000 | 6,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $565,000 | 6,407 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,112,000 | 5,892 |
| Total interest expense | $3,000,000 | 4,761 |
| Net interest income | $2,112,000 | 7,052 |
| Provision for loan and lease losses | $92,000 | 4,795 |
| Total noninterest income | $107,000 | 10,118 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 9,237 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 8,889 |
| Total noninterest expense | $1,452,000 | 7,425 |
| Salaries and employee benefits | $851,000 | 6,816 |
| Premises and equipment expense | $204,000 | 7,109 |
| Additional noninterest expense | $397,000 | 8,224 |
| Pre-tax net operating income | $675,000 | 7,439 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $292,000 | 6,108 |
| Income before extraordinary items | $383,000 | 8,218 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $383,000 | 8,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,925 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $383,000 | 8,198 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,835,000 | 5,810 |
| Total interest expense | $2,402,000 | 4,815 |
| Net interest income | $2,433,000 | 6,601 |
| Provision for loan and lease losses | $107,000 | 4,408 |
| Total noninterest income | $77,000 | 11,331 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 9,972 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 10,473 |
| Total noninterest expense | $1,578,000 | 7,359 |
| Salaries and employee benefits | $797,000 | 7,228 |
| Premises and equipment expense | $247,000 | 6,567 |
| Additional noninterest expense | $534,000 | 7,564 |
| Pre-tax net operating income | $825,000 | 6,748 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $353,000 | 5,236 |
| Income before extraordinary items | $472,000 | 7,523 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $472,000 | 7,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,702 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $472,000 | 7,564 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,113,000 | 5,663 |
| Total interest expense | $2,702,000 | 4,513 |
| Net interest income | $2,411,000 | 6,718 |
| Provision for loan and lease losses | $111,000 | 5,491 |
| Total noninterest income | $123,000 | 10,774 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 10,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,723 |
| Total noninterest expense | $1,498,000 | 7,841 |
| Salaries and employee benefits | $747,000 | 7,660 |
| Premises and equipment expense | $251,000 | 6,660 |
| Additional noninterest expense | $500,000 | 8,208 |
| Pre-tax net operating income | $925,000 | 6,226 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $429,000 | 4,748 |
| Income before extraordinary items | $496,000 | 7,594 |
| Extraordinary gains, net | $15,000 | 2,819 |
| Net income | $511,000 | 7,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $496,000 | 7,337 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,663,000 | 5,756 |
| Total interest expense | $3,173,000 | 4,925 |
| Net interest income | $2,490,000 | 6,624 |
| Provision for loan and lease losses | $83,000 | 7,797 |
| Total noninterest income | $114,000 | 11,349 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 9,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 10,164 |
| Total noninterest expense | $1,495,000 | 7,933 |
| Salaries and employee benefits | $744,000 | 7,653 |
| Premises and equipment expense | $297,000 | 6,023 |
| Additional noninterest expense | $454,000 | 8,930 |
| Pre-tax net operating income | $1,026,000 | 5,518 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $427,000 | 4,554 |
| Income before extraordinary items | $599,000 | 6,590 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $599,000 | 6,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 12,178 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $599,000 | 6,221 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.