Home > Mellon PSFS (NJ) > Income and Expense
Mellon PSFS (NJ), Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,104,000 | 2,549 |
| Total interest expense | $3,856,000 | 3,792 |
| Net interest income | $9,248,000 | 1,938 |
| Provision for loan and lease losses | $3,769,000 | 386 |
| Total noninterest income | $1,805,000 | 1,992 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,168,000 | 1,142 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $637,000 | 2,440 |
| Total noninterest expense | $9,384,000 | 1,511 |
| Salaries and employee benefits | $3,223,000 | 2,062 |
| Premises and equipment expense | $1,032,000 | 1,968 |
| Additional noninterest expense | $5,129,000 | 1,100 |
| Pre-tax net operating income | $-2,100,000 | 11,925 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-317,000 | 11,839 |
| Income before extraordinary items | $-1,783,000 | 11,898 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-1,783,000 | 11,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,597,000 | 257 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-1,783,000 | 11,898 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,417,000 | 7,458 |
| Total interest expense | $1,099,000 | 8,290 |
| Net interest income | $2,318,000 | 6,828 |
| Provision for loan and lease losses | $15,621,000 | 141 |
| Total noninterest income | $426,000 | 5,896 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $361,000 | 3,727 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $65,000 | 8,873 |
| Total noninterest expense | $2,671,000 | 4,865 |
| Salaries and employee benefits | $897,000 | 6,654 |
| Premises and equipment expense | $330,000 | 5,310 |
| Additional noninterest expense | $1,444,000 | 3,430 |
| Pre-tax net operating income | $-15,548,000 | 12,617 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-5,746,000 | 12,587 |
| Income before extraordinary items | $-9,802,000 | 12,567 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-9,802,000 | 12,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,376,000 | 205 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-9,802,000 | 12,570 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $14,110,000 | 2,204 |
| Total interest expense | $4,359,000 | 2,928 |
| Net interest income | $9,751,000 | 1,848 |
| Provision for loan and lease losses | $2,180,000 | 764 |
| Total noninterest income | $1,590,000 | 2,328 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,260,000 | 1,058 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $330,000 | 4,236 |
| Total noninterest expense | $9,151,000 | 1,653 |
| Salaries and employee benefits | $2,523,000 | 2,619 |
| Premises and equipment expense | $1,278,000 | 1,640 |
| Additional noninterest expense | $5,350,000 | 1,206 |
| Pre-tax net operating income | $10,000 | 12,349 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-78,000 | 12,927 |
| Income before extraordinary items | $88,000 | 11,922 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $88,000 | 11,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,383,000 | 655 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $88,000 | 11,741 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $15,121,000 | 2,317 |
| Total interest expense | $5,365,000 | 3,094 |
| Net interest income | $9,756,000 | 1,876 |
| Provision for loan and lease losses | $2,780,000 | 891 |
| Total noninterest income | $1,798,000 | 2,081 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,342,000 | 970 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $456,000 | 3,391 |
| Total noninterest expense | $9,077,000 | 1,672 |
| Salaries and employee benefits | $2,604,000 | 2,480 |
| Premises and equipment expense | $1,632,000 | 1,341 |
| Additional noninterest expense | $4,841,000 | 1,362 |
| Pre-tax net operating income | $-303,000 | 13,172 |
| Securities gains (losses) | $191,000 | 2,073 |
| Applicable income taxes | $-50,000 | 13,503 |
| Income before extraordinary items | $-62,000 | 13,014 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-62,000 | 13,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,282,000 | 884 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-184,240 | 13,041 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.