Home > Mellon Bank Delaware > Net charge- offs to loans
Mellon Bank Delaware, Net charge- offs to loans
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -5.0430% | 9,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | -10.5520% | 9,120 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -5.0588% | 9,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | -10.4427% | 9,161 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1615% | 9,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3919% | 8,533 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6639% | 3,541 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0588% | 5,930 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0608% | 9,100 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0270% | 8,885 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1077% | 9,202 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4129% | 6,062 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0443% | 9,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2113% | 3,609 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2662% | 5,546 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1202% | 4,268 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0452% | 450 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0160% | 352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0750% | 324 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2406% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 1,313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1389% | 781 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4433% | 835 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4442% | 911 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6598% | 284 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0111% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0484% | 1,330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0559% | 1,312 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5310% | 92 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3703% | 132 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1368% | 151 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0858% | 1,426 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1907% | 1,374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0795% | 1,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0213% | 351 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1335% | 1,447 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0696% | 1,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8104% | 95 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1717% | 252 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 11.3493% | 5 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0788% | 1,406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2578% | 1,374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0219% | 1,375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0348% | 1,396 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0127% | 864 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.3803% | 8 |
| Percentage Net Loans Charged-off: Credit card loans | 14.4649% | 22 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.0102% | 46 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1866% | 1,496 |
| Percentage Net Loans Charged-off:Construction & development | -0.5667% | 1,417 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6711% | 1,475 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0175% | 1,430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0295% | 1,452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2411% | 528 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6004% | 36 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9034% | 127 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 9.1491% | 6 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2441% | 278 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9889% | 131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0148% | 837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0235% | 693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1285% | 603 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.9657% | 5 |
| Percentage Net Loans Charged-off: Credit card loans | 10.4080% | 31 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3491% | 1,292 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4755% | 173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0986% | 573 |
| Percentage Net Loans Charged-off:Construction & development | -10.2971% | 1,427 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2534% | 382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1994% | 260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2949% | 202 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1233% | 1,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7535% | 79 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8779% | 243 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0261% | 1,113 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2681% | 363 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 1,360 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0395% | 1,376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0179% | 924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0272% | 799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0642% | 860 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5772% | 123 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8828% | 312 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5189% | 1,244 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7143% | 426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1095% | 923 |
| Percentage Net Loans Charged-off:Construction & development | -6.9175% | 1,516 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1847% | 763 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2368% | 347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3822% | 241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7578% | 669 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0943% | 129 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4734% | 342 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1018% | 378 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |