Home > Mellon 1st Business Bank > Income and Expense
Mellon 1st Business Bank, Income and Expense
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $38,257,000 | 299 |
| Total interest expense | $13,355,000 | 360 |
| Net interest income | $24,902,000 | 266 |
| Provision for loan and lease losses | $1,100,000 | 589 |
| Total noninterest income | $2,657,000 | 616 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $640,000 | 663 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,017,000 | 508 |
| Total noninterest expense | $18,518,000 | 291 |
| Salaries and employee benefits | $6,773,000 | 383 |
| Premises and equipment expense | $845,000 | 827 |
| Additional noninterest expense | $10,900,000 | 201 |
| Pre-tax net operating income | $7,941,000 | 276 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $3,217,000 | 233 |
| Income before extraordinary items | $4,724,000 | 330 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,724,000 | 331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 2,479 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $4,724,000 | 315 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $85,716,000 | 508 |
| Total interest expense | $35,290,000 | 572 |
| Net interest income | $50,426,000 | 460 |
| Provision for loan and lease losses | $1,463,000 | 1,075 |
| Total noninterest income | $6,292,000 | 908 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,230,000 | 1,466 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $5,062,000 | 674 |
| Total noninterest expense | $32,590,000 | 576 |
| Salaries and employee benefits | $11,831,000 | 836 |
| Premises and equipment expense | $1,804,000 | 1,480 |
| Additional noninterest expense | $18,955,000 | 360 |
| Pre-tax net operating income | $22,665,000 | 421 |
| Securities gains (losses) | $277,000 | 376 |
| Applicable income taxes | $10,110,000 | 325 |
| Income before extraordinary items | $12,832,000 | 514 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $12,832,000 | 511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,761 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $12,654,720 | 517 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $43,239,000 | 712 |
| Total interest expense | $18,066,000 | 819 |
| Net interest income | $25,173,000 | 669 |
| Provision for loan and lease losses | $293,000 | 2,350 |
| Total noninterest income | $3,014,000 | 1,299 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $649,000 | 1,977 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,365,000 | 975 |
| Total noninterest expense | $15,606,000 | 881 |
| Salaries and employee benefits | $5,579,000 | 1,348 |
| Premises and equipment expense | $788,000 | 2,453 |
| Additional noninterest expense | $9,239,000 | 479 |
| Pre-tax net operating income | $12,288,000 | 581 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $6,029,000 | 413 |
| Income before extraordinary items | $6,259,000 | 834 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $6,259,000 | 832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $11,000,000 | 310 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $6,259,000 | 821 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $83,725,000 | 301 |
| Total interest expense | $34,448,000 | 320 |
| Net interest income | $49,277,000 | 263 |
| Provision for loan and lease losses | $229,000 | 1,968 |
| Total noninterest income | $3,183,000 | 928 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,403,000 | 613 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,780,000 | 933 |
| Total noninterest expense | $24,857,000 | 415 |
| Salaries and employee benefits | $13,182,000 | 394 |
| Premises and equipment expense | $1,594,000 | 841 |
| Additional noninterest expense | $10,081,000 | 335 |
| Pre-tax net operating income | $27,374,000 | 252 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $11,267,000 | 209 |
| Income before extraordinary items | $16,107,000 | 285 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $16,107,000 | 284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $17,750,000 | 184 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $16,107,000 | 283 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $42,674,000 | 288 |
| Total interest expense | $17,270,000 | 317 |
| Net interest income | $25,404,000 | 260 |
| Provision for loan and lease losses | $-224,000 | 8,592 |
| Total noninterest income | $1,634,000 | 883 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $723,000 | 576 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $911,000 | 903 |
| Total noninterest expense | $12,180,000 | 419 |
| Salaries and employee benefits | $5,931,000 | 429 |
| Premises and equipment expense | $765,000 | 878 |
| Additional noninterest expense | $5,484,000 | 309 |
| Pre-tax net operating income | $15,082,000 | 230 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $6,225,000 | 197 |
| Income before extraordinary items | $8,857,000 | 268 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $8,857,000 | 267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $9,000,000 | 160 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $8,857,000 | 265 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $163,365,000 | 281 |
| Total interest expense | $55,510,000 | 332 |
| Net interest income | $107,855,000 | 243 |
| Provision for loan and lease losses | $1,582,000 | 685 |
| Total noninterest income | $7,529,000 | 783 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,744,000 | 632 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,785,000 | 695 |
| Total noninterest expense | $45,866,000 | 424 |
| Salaries and employee benefits | $22,448,000 | 437 |
| Premises and equipment expense | $3,303,000 | 760 |
| Additional noninterest expense | $20,115,000 | 323 |
| Pre-tax net operating income | $67,936,000 | 212 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $28,819,000 | 175 |
| Income before extraordinary items | $39,117,000 | 242 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $39,117,000 | 241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-247,000 | 8,601 |
| Cash dividends | $29,000,000 | 187 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $39,117,000 | 242 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $119,959,000 | 294 |
| Total interest expense | $38,848,000 | 352 |
| Net interest income | $81,111,000 | 257 |
| Provision for loan and lease losses | $1,425,000 | 546 |
| Total noninterest income | $5,552,000 | 801 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,039,000 | 644 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,513,000 | 717 |
| Total noninterest expense | $34,583,000 | 425 |
| Salaries and employee benefits | $16,817,000 | 448 |
| Premises and equipment expense | $2,530,000 | 769 |
| Additional noninterest expense | $15,236,000 | 332 |
| Pre-tax net operating income | $50,655,000 | 231 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $21,271,000 | 195 |
| Income before extraordinary items | $29,384,000 | 260 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $29,384,000 | 260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,687 |
| Cash dividends | $20,000,000 | 184 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $29,384,000 | 258 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $77,755,000 | 300 |
| Total interest expense | $24,150,000 | 360 |
| Net interest income | $53,605,000 | 261 |
| Provision for loan and lease losses | $34,000 | 4,919 |
| Total noninterest income | $3,606,000 | 819 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,363,000 | 621 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,243,000 | 745 |
| Total noninterest expense | $22,507,000 | 444 |
| Salaries and employee benefits | $10,676,000 | 472 |
| Premises and equipment expense | $1,719,000 | 756 |
| Additional noninterest expense | $10,112,000 | 340 |
| Pre-tax net operating income | $34,670,000 | 231 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $14,559,000 | 197 |
| Income before extraordinary items | $20,111,000 | 254 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $20,111,000 | 254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,609 |
| Cash dividends | $11,500,000 | 202 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $20,111,000 | 251 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $37,683,000 | 302 |
| Total interest expense | $11,344,000 | 365 |
| Net interest income | $26,339,000 | 262 |
| Provision for loan and lease losses | $-802,000 | 8,759 |
| Total noninterest income | $2,027,000 | 732 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $701,000 | 587 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,326,000 | 653 |
| Total noninterest expense | $10,872,000 | 462 |
| Salaries and employee benefits | $5,465,000 | 459 |
| Premises and equipment expense | $791,000 | 812 |
| Additional noninterest expense | $4,616,000 | 354 |
| Pre-tax net operating income | $18,296,000 | 219 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $7,689,000 | 191 |
| Income before extraordinary items | $10,607,000 | 244 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $10,607,000 | 244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $5,000,000 | 202 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $10,607,000 | 242 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $125,504,000 | 312 |
| Total interest expense | $31,333,000 | 398 |
| Net interest income | $94,171,000 | 277 |
| Provision for loan and lease losses | $-786,000 | 8,768 |
| Total noninterest income | $7,091,000 | 820 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,721,000 | 632 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,370,000 | 745 |
| Total noninterest expense | $42,307,000 | 453 |
| Salaries and employee benefits | $19,697,000 | 477 |
| Premises and equipment expense | $3,116,000 | 779 |
| Additional noninterest expense | $19,494,000 | 341 |
| Pre-tax net operating income | $59,741,000 | 237 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $24,969,000 | 202 |
| Income before extraordinary items | $34,772,000 | 273 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $34,772,000 | 274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $376,000 | 1,477 |
| Cash dividends | $30,000,000 | 182 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $34,772,000 | 271 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $89,330,000 | 319 |
| Total interest expense | $21,018,000 | 412 |
| Net interest income | $68,312,000 | 283 |
| Provision for loan and lease losses | $-704,000 | 8,794 |
| Total noninterest income | $5,345,000 | 818 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,007,000 | 641 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,338,000 | 744 |
| Total noninterest expense | $30,348,000 | 462 |
| Salaries and employee benefits | $14,319,000 | 484 |
| Premises and equipment expense | $2,062,000 | 850 |
| Additional noninterest expense | $13,967,000 | 348 |
| Pre-tax net operating income | $44,013,000 | 248 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $18,341,000 | 209 |
| Income before extraordinary items | $25,672,000 | 279 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $25,672,000 | 280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,204 |
| Cash dividends | $21,000,000 | 183 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $25,672,000 | 272 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $56,223,000 | 322 |
| Total interest expense | $12,847,000 | 416 |
| Net interest income | $43,376,000 | 289 |
| Provision for loan and lease losses | $-1,436,000 | 8,830 |
| Total noninterest income | $3,294,000 | 857 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,331,000 | 623 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,963,000 | 819 |
| Total noninterest expense | $20,798,000 | 447 |
| Salaries and employee benefits | $9,668,000 | 477 |
| Premises and equipment expense | $1,617,000 | 738 |
| Additional noninterest expense | $9,513,000 | 343 |
| Pre-tax net operating income | $27,308,000 | 254 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $11,434,000 | 224 |
| Income before extraordinary items | $15,874,000 | 288 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $15,874,000 | 288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,846 |
| Cash dividends | $13,500,000 | 166 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $15,874,000 | 284 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $27,107,000 | 324 |
| Total interest expense | $6,025,000 | 420 |
| Net interest income | $21,082,000 | 296 |
| Provision for loan and lease losses | $-1,113,000 | 8,901 |
| Total noninterest income | $1,685,000 | 823 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $657,000 | 611 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,028,000 | 772 |
| Total noninterest expense | $10,533,000 | 439 |
| Salaries and employee benefits | $4,914,000 | 465 |
| Premises and equipment expense | $806,000 | 745 |
| Additional noninterest expense | $4,813,000 | 337 |
| Pre-tax net operating income | $13,347,000 | 255 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $5,534,000 | 226 |
| Income before extraordinary items | $7,813,000 | 285 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $7,813,000 | 285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,178 |
| Cash dividends | $6,000,000 | 152 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $7,813,000 | 280 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $86,412,000 | 358 |
| Total interest expense | $14,487,000 | 574 |
| Net interest income | $71,925,000 | 322 |
| Provision for loan and lease losses | $-778,000 | 8,926 |
| Total noninterest income | $6,700,000 | 834 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,897,000 | 600 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,803,000 | 816 |
| Total noninterest expense | $37,077,000 | 482 |
| Salaries and employee benefits | $17,688,000 | 506 |
| Premises and equipment expense | $3,404,000 | 680 |
| Additional noninterest expense | $15,985,000 | 379 |
| Pre-tax net operating income | $42,326,000 | 296 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $17,799,000 | 248 |
| Income before extraordinary items | $24,527,000 | 338 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $24,527,000 | 337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-430,000 | 8,935 |
| Cash dividends | $22,700,000 | 198 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $24,527,000 | 327 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $62,090,000 | 363 |
| Total interest expense | $9,399,000 | 642 |
| Net interest income | $52,691,000 | 323 |
| Provision for loan and lease losses | $-1,173,000 | 8,994 |
| Total noninterest income | $5,020,000 | 843 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,285,000 | 569 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,735,000 | 863 |
| Total noninterest expense | $27,451,000 | 481 |
| Salaries and employee benefits | $12,898,000 | 516 |
| Premises and equipment expense | $2,500,000 | 693 |
| Additional noninterest expense | $12,053,000 | 369 |
| Pre-tax net operating income | $31,433,000 | 292 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $13,209,000 | 255 |
| Income before extraordinary items | $18,224,000 | 343 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $18,224,000 | 342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-431,000 | 8,972 |
| Cash dividends | $16,900,000 | 194 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $18,224,000 | 330 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $40,387,000 | 368 |
| Total interest expense | $5,410,000 | 738 |
| Net interest income | $34,977,000 | 318 |
| Provision for loan and lease losses | $-917,000 | 9,046 |
| Total noninterest income | $3,066,000 | 904 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,594,000 | 544 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,472,000 | 1,007 |
| Total noninterest expense | $17,660,000 | 490 |
| Salaries and employee benefits | $8,571,000 | 522 |
| Premises and equipment expense | $1,615,000 | 720 |
| Additional noninterest expense | $7,474,000 | 392 |
| Pre-tax net operating income | $21,300,000 | 282 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $8,948,000 | 256 |
| Income before extraordinary items | $12,352,000 | 326 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $12,352,000 | 326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-477,000 | 9,046 |
| Cash dividends | $11,000,000 | 181 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $12,352,000 | 312 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $20,561,000 | 370 |
| Total interest expense | $2,650,000 | 761 |
| Net interest income | $17,911,000 | 316 |
| Provision for loan and lease losses | $-554,000 | 9,080 |
| Total noninterest income | $1,229,000 | 1,066 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $815,000 | 526 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $414,000 | 1,503 |
| Total noninterest expense | $8,654,000 | 504 |
| Salaries and employee benefits | $4,240,000 | 532 |
| Premises and equipment expense | $746,000 | 778 |
| Additional noninterest expense | $3,668,000 | 395 |
| Pre-tax net operating income | $11,040,000 | 274 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $4,639,000 | 242 |
| Income before extraordinary items | $6,401,000 | 318 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $6,401,000 | 319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-120,000 | 8,986 |
| Cash dividends | $5,000,000 | 176 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $6,401,000 | 297 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $87,997,000 | 350 |
| Total interest expense | $12,945,000 | 685 |
| Net interest income | $75,052,000 | 307 |
| Provision for loan and lease losses | $-2,785,000 | 9,163 |
| Total noninterest income | $5,183,000 | 1,099 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,957,000 | 578 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,226,000 | 1,358 |
| Total noninterest expense | $32,461,000 | 541 |
| Salaries and employee benefits | $16,775,000 | 523 |
| Premises and equipment expense | $3,445,000 | 663 |
| Additional noninterest expense | $12,241,000 | 472 |
| Pre-tax net operating income | $50,559,000 | 244 |
| Securities gains (losses) | $11,201,000 | 102 |
| Applicable income taxes | $25,859,000 | 193 |
| Income before extraordinary items | $35,901,000 | 251 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $35,901,000 | 253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,310,000 | 744 |
| Cash dividends | $20,000,000 | 241 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 863 |
| Net operating income | $28,732,360 | 271 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $67,792,000 | 355 |
| Total interest expense | $10,106,000 | 686 |
| Net interest income | $57,686,000 | 308 |
| Provision for loan and lease losses | $-3,176,000 | 9,225 |
| Total noninterest income | $3,485,000 | 1,218 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,198,000 | 593 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,287,000 | 1,714 |
| Total noninterest expense | $23,326,000 | 565 |
| Salaries and employee benefits | $11,987,000 | 556 |
| Premises and equipment expense | $2,580,000 | 678 |
| Additional noninterest expense | $8,759,000 | 498 |
| Pre-tax net operating income | $41,021,000 | 235 |
| Securities gains (losses) | $11,172,000 | 96 |
| Applicable income taxes | $21,931,000 | 184 |
| Income before extraordinary items | $30,262,000 | 239 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $30,262,000 | 240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,285,000 | 594 |
| Cash dividends | $15,000,000 | 232 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 715 |
| Net operating income | $23,111,920 | 267 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $45,773,000 | 357 |
| Total interest expense | $6,900,000 | 694 |
| Net interest income | $38,873,000 | 308 |
| Provision for loan and lease losses | $353,000 | 1,574 |
| Total noninterest income | $2,121,000 | 1,313 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,377,000 | 621 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $744,000 | 1,882 |
| Total noninterest expense | $15,737,000 | 566 |
| Salaries and employee benefits | $7,746,000 | 571 |
| Premises and equipment expense | $1,747,000 | 669 |
| Additional noninterest expense | $6,244,000 | 475 |
| Pre-tax net operating income | $24,904,000 | 258 |
| Securities gains (losses) | $6,308,000 | 121 |
| Applicable income taxes | $13,098,000 | 200 |
| Income before extraordinary items | $18,114,000 | 260 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $18,114,000 | 261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,731 |
| Cash dividends | $10,000,000 | 200 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 584 |
| Net operating income | $14,076,880 | 282 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $22,956,000 | 358 |
| Total interest expense | $3,413,000 | 713 |
| Net interest income | $19,543,000 | 310 |
| Provision for loan and lease losses | $214,000 | 1,297 |
| Total noninterest income | $1,017,000 | 1,318 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $651,000 | 634 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $366,000 | 1,849 |
| Total noninterest expense | $7,998,000 | 554 |
| Salaries and employee benefits | $3,863,000 | 573 |
| Premises and equipment expense | $874,000 | 665 |
| Additional noninterest expense | $3,261,000 | 458 |
| Pre-tax net operating income | $12,348,000 | 263 |
| Securities gains (losses) | $2,853,000 | 120 |
| Applicable income taxes | $6,383,000 | 203 |
| Income before extraordinary items | $8,818,000 | 266 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,818,000 | 266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,705 |
| Cash dividends | $6,000,000 | 162 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 413 |
| Net operating income | $6,992,080 | 286 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $91,372,000 | 376 |
| Total interest expense | $18,406,000 | 617 |
| Net interest income | $72,966,000 | 328 |
| Provision for loan and lease losses | $1,500,000 | 941 |
| Total noninterest income | $4,016,000 | 1,248 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,349,000 | 687 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,667,000 | 1,515 |
| Total noninterest expense | $31,024,000 | 549 |
| Salaries and employee benefits | $15,367,000 | 541 |
| Premises and equipment expense | $3,717,000 | 601 |
| Additional noninterest expense | $11,940,000 | 491 |
| Pre-tax net operating income | $44,458,000 | 266 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $18,996,000 | 234 |
| Income before extraordinary items | $25,462,000 | 309 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $25,462,000 | 309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $505,000 | 1,647 |
| Cash dividends | $21,000,000 | 230 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $25,462,000 | 298 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $100,478,000 | 389 |
| Total interest expense | $33,958,000 | 513 |
| Net interest income | $66,520,000 | 329 |
| Provision for loan and lease losses | $1,500,000 | 899 |
| Total noninterest income | $3,480,000 | 1,312 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,434,000 | 1,040 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,046,000 | 1,229 |
| Total noninterest expense | $38,500,000 | 450 |
| Salaries and employee benefits | $16,061,000 | 498 |
| Premises and equipment expense | $3,917,000 | 565 |
| Additional noninterest expense | $18,522,000 | 374 |
| Pre-tax net operating income | $30,000,000 | 316 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $15,079,000 | 248 |
| Income before extraordinary items | $14,921,000 | 403 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $14,921,000 | 402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 4,035 |
| Cash dividends | $17,200,000 | 259 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $14,921,000 | 388 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $104,161,000 | 400 |
| Total interest expense | $39,656,000 | 502 |
| Net interest income | $64,505,000 | 336 |
| Provision for loan and lease losses | $1,500,000 | 757 |
| Total noninterest income | $2,655,000 | 1,503 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,020,000 | 1,329 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,635,000 | 1,290 |
| Total noninterest expense | $37,787,000 | 438 |
| Salaries and employee benefits | $17,172,000 | 440 |
| Premises and equipment expense | $3,940,000 | 564 |
| Additional noninterest expense | $16,675,000 | 401 |
| Pre-tax net operating income | $27,873,000 | 349 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $14,475,000 | 266 |
| Income before extraordinary items | $13,398,000 | 453 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $13,398,000 | 454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,268 |
| Cash dividends | $6,400,000 | 527 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $13,398,000 | 453 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $85,652,000 | 453 |
| Total interest expense | $32,555,000 | 528 |
| Net interest income | $53,097,000 | 399 |
| Provision for loan and lease losses | $750,000 | 1,249 |
| Total noninterest income | $2,674,000 | 1,492 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $848,000 | 1,551 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,826,000 | 1,228 |
| Total noninterest expense | $36,586,000 | 466 |
| Salaries and employee benefits | $16,515,000 | 467 |
| Premises and equipment expense | $3,656,000 | 611 |
| Additional noninterest expense | $16,415,000 | 417 |
| Pre-tax net operating income | $18,435,000 | 518 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $10,840,000 | 352 |
| Income before extraordinary items | $7,595,000 | 764 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,595,000 | 764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,302 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $7,595,000 | 750 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $71,229,000 | 524 |
| Total interest expense | $28,664,000 | 598 |
| Net interest income | $42,565,000 | 458 |
| Provision for loan and lease losses | $381,000 | 2,145 |
| Total noninterest income | $1,800,000 | 1,984 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $632,000 | 2,032 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,168,000 | 1,661 |
| Total noninterest expense | $30,678,000 | 525 |
| Salaries and employee benefits | $13,817,000 | 534 |
| Premises and equipment expense | $2,634,000 | 765 |
| Additional noninterest expense | $14,227,000 | 450 |
| Pre-tax net operating income | $13,306,000 | 623 |
| Securities gains (losses) | $98,000 | 1,283 |
| Applicable income taxes | $8,008,000 | 402 |
| Income before extraordinary items | $5,396,000 | 999 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,396,000 | 999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,412 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,333,280 | 975 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $73,569,000 | 513 |
| Total interest expense | $28,604,000 | 601 |
| Net interest income | $44,965,000 | 441 |
| Provision for loan and lease losses | $-112,000 | 10,785 |
| Total noninterest income | $2,025,000 | 1,745 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $792,000 | 1,643 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,233,000 | 1,521 |
| Total noninterest expense | $27,040,000 | 559 |
| Salaries and employee benefits | $18,894,000 | 373 |
| Premises and equipment expense | $2,649,000 | 767 |
| Additional noninterest expense | $5,497,000 | 902 |
| Pre-tax net operating income | $20,062,000 | 457 |
| Securities gains (losses) | $60,000 | 1,233 |
| Applicable income taxes | $7,479,000 | 453 |
| Income before extraordinary items | $12,643,000 | 490 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $12,643,000 | 491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,842 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $12,604,600 | 468 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $64,336,000 | 607 |
| Total interest expense | $24,393,000 | 716 |
| Net interest income | $39,943,000 | 515 |
| Provision for loan and lease losses | $370,000 | 2,206 |
| Total noninterest income | $1,577,000 | 2,217 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $549,000 | 2,482 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,028,000 | 1,786 |
| Total noninterest expense | $23,098,000 | 701 |
| Salaries and employee benefits | $17,290,000 | 430 |
| Premises and equipment expense | $2,313,000 | 935 |
| Additional noninterest expense | $3,495,000 | 1,519 |
| Pre-tax net operating income | $18,062,000 | 490 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $6,756,000 | 467 |
| Income before extraordinary items | $11,296,000 | 520 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $11,296,000 | 522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,175 |
| Cash dividends | $1,667,000 | 1,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $11,296,000 | 514 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $57,103,000 | 686 |
| Total interest expense | $20,120,000 | 877 |
| Net interest income | $36,983,000 | 567 |
| Provision for loan and lease losses | $480,000 | 1,623 |
| Total noninterest income | $1,455,000 | 2,333 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $520,000 | 2,606 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $935,000 | 1,890 |
| Total noninterest expense | $22,398,000 | 722 |
| Salaries and employee benefits | $14,799,000 | 499 |
| Premises and equipment expense | $2,224,000 | 966 |
| Additional noninterest expense | $5,375,000 | 1,061 |
| Pre-tax net operating income | $15,560,000 | 574 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $6,341,000 | 525 |
| Income before extraordinary items | $9,219,000 | 634 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $9,219,000 | 634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-240,000 | 11,880 |
| Cash dividends | $583,000 | 3,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $9,219,000 | 628 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $43,756,000 | 782 |
| Total interest expense | $13,390,000 | 991 |
| Net interest income | $30,366,000 | 664 |
| Provision for loan and lease losses | $800,000 | 1,087 |
| Total noninterest income | $1,741,000 | 2,044 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $888,000 | 1,520 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $853,000 | 2,053 |
| Total noninterest expense | $19,102,000 | 837 |
| Salaries and employee benefits | $11,763,000 | 613 |
| Premises and equipment expense | $1,846,000 | 1,143 |
| Additional noninterest expense | $5,493,000 | 1,088 |
| Pre-tax net operating income | $12,205,000 | 673 |
| Securities gains (losses) | $508,000 | 264 |
| Applicable income taxes | $4,863,000 | 583 |
| Income before extraordinary items | $7,850,000 | 700 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $7,850,000 | 702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $701,000 | 1,088 |
| Cash dividends | $2,217,000 | 1,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $7,524,880 | 733 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $37,270,000 | 888 |
| Total interest expense | $11,217,000 | 1,213 |
| Net interest income | $26,053,000 | 743 |
| Provision for loan and lease losses | $600,000 | 1,833 |
| Total noninterest income | $1,584,000 | 2,340 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $979,000 | 1,372 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $605,000 | 2,878 |
| Total noninterest expense | $17,658,000 | 936 |
| Salaries and employee benefits | $10,448,000 | 690 |
| Premises and equipment expense | $2,222,000 | 987 |
| Additional noninterest expense | $4,988,000 | 1,273 |
| Pre-tax net operating income | $9,379,000 | 785 |
| Securities gains (losses) | $882,000 | 592 |
| Applicable income taxes | $3,392,000 | 757 |
| Income before extraordinary items | $6,869,000 | 761 |
| Extraordinary gains, net | $150,000 | 1,230 |
| Net income | $7,019,000 | 773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 2,277 |
| Cash dividends | $1,673,000 | 1,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $6,278,060 | 790 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $38,029,000 | 985 |
| Total interest expense | $13,590,000 | 1,300 |
| Net interest income | $24,439,000 | 803 |
| Provision for loan and lease losses | $720,000 | 2,319 |
| Total noninterest income | $1,309,000 | 2,671 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $708,000 | 1,907 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $601,000 | 2,819 |
| Total noninterest expense | $15,872,000 | 1,023 |
| Salaries and employee benefits | $9,261,000 | 745 |
| Premises and equipment expense | $2,047,000 | 1,094 |
| Additional noninterest expense | $4,564,000 | 1,441 |
| Pre-tax net operating income | $9,156,000 | 699 |
| Securities gains (losses) | $117,000 | 2,758 |
| Applicable income taxes | $2,860,000 | 823 |
| Income before extraordinary items | $6,413,000 | 737 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $6,413,000 | 739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 4,024 |
| Cash dividends | $1,207,000 | 1,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $6,332,270 | 682 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.