Home > Mellon 1st Business Bank > Assets and Liabilities
Mellon 1st Business Bank, Assets and Liabilities
| 2008-03-31 | Rank | |
| # of Employees: | 215 | 729 |
| Assets and Liabilities | ||
| Total Assets: | $3,175,713,000 | 257 |
| Cash and due from depository institutions | $351,398,000 | 729 |
| Interest-bearing balances | $108,000 | 4,913 |
| Securities | $1,412,376,000 | 122 |
| Federal funds sold & reverse repurchase agreements | $30,188,000 | 483 |
| Net loans & leases | $1,115,724,000 | 459 |
| Loan loss allowance | $10,929,000 | 540 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,074,000 | 5,772 |
| Other real estate owned | $0 | 729 |
| Goodwill and other intangibles | $203,301,000 | 114 |
| All other assets | $61,652,000 | 383 |
| Life insurance assets | $7,270,000 | 892 |
| Total liabilities and capital | $3,175,713,000 | 257 |
| Total liabilities | $2,820,086,000 | 257 |
| Total deposits | $2,395,279,000 | 235 |
| Interest-bearing deposits | $1,558,744,000 | 297 |
| Deposits held in domestic offices | $2,395,279,000 | 232 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $403,953,000 | 144 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $20,854,000 | 414 |
| Total equity capital | $355,627,000 | 247 |
| Total bank equity capital | $355,627,000 | 247 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,000 | 7,532 |
| Surplus | $365,735,000 | 162 |
| Undivided profits | $-10,109,000 | 8,433 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $8,013,000 | 445 |
| Earning assets | $2,558,396,000 | 277 |
| Long-term assets (5+ years) | $714,075,000 | 176 |
| Average Assets, year-to-date | $3,339,271,000 | 248 |
| Average Assets, quarterly | $3,339,271,000 | 248 |
| Volatile liabilities | $774,514,000 | 249 |
| Insider loans | $24,750,000 | 227 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $551,995,000 | 296 |
| Tier 1 (core) risk-based capital | $191,794,000 | 351 |
| Tier 2 risk-based capital | $12,890,000 | 475 |
| Total risk weighted assets | $1,809,032,000 | 330 |
| Total unused commitments | $551,995,000 | 297 |
| Derivatives | $455,000 | 993 |
| 2007-12-31 | Rank | |
| # of Employees: | 208 | 766 |
| Assets and Liabilities | ||
| Total Assets: | $3,502,829,000 | 234 |
| Cash and due from depository institutions | $71,565,000 | 766 |
| Interest-bearing balances | $107,000 | 4,626 |
| Securities | $1,521,300,000 | 120 |
| Federal funds sold & reverse repurchase agreements | $273,583,000 | 91 |
| Net loans & leases | $1,092,826,000 | 465 |
| Loan loss allowance | $9,878,000 | 567 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,184,000 | 5,608 |
| Other real estate owned | $0 | 766 |
| Goodwill and other intangibles | $502,794,000 | 66 |
| All other assets | $39,577,000 | 521 |
| Life insurance assets | $6,401,000 | 989 |
| Total liabilities and capital | $3,502,829,000 | 234 |
| Total liabilities | $2,843,670,000 | 259 |
| Total deposits | $2,438,350,000 | 234 |
| Interest-bearing deposits | $1,600,256,000 | 292 |
| Deposits held in domestic offices | $2,438,350,000 | 231 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $368,143,000 | 151 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $37,177,000 | 284 |
| Total equity capital | $659,159,000 | 165 |
| Total bank equity capital | $659,159,000 | 165 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000 | 7,579 |
| Surplus | $644,111,000 | 113 |
| Undivided profits | $15,047,000 | 2,300 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $9,132,000 | 429 |
| Earning assets | $2,887,816,000 | 257 |
| Long-term assets (5+ years) | $1,170,975,000 | 124 |
| Average Assets, year-to-date | $3,324,372,400 | 236 |
| Average Assets, quarterly | $3,469,754,500 | 236 |
| Volatile liabilities | $698,759,000 | 266 |
| Insider loans | $26,592,000 | 212 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $544,541,000 | 302 |
| Tier 1 (core) risk-based capital | $183,875,000 | 364 |
| Tier 2 risk-based capital | $11,848,000 | 489 |
| Total risk weighted assets | $1,827,369,000 | 327 |
| Total unused commitments | $544,541,000 | 302 |
| Derivatives | $387,000 | 917 |
| 2007-09-30 | Rank | |
| # of Employees: | 228 | 697 |
| Assets and Liabilities | ||
| Total Assets: | $3,436,680,000 | 234 |
| Cash and due from depository institutions | $77,877,000 | 697 |
| Interest-bearing balances | $107,000 | 4,477 |
| Securities | $1,572,887,000 | 122 |
| Federal funds sold & reverse repurchase agreements | $204,448,000 | 106 |
| Net loans & leases | $1,043,292,000 | 468 |
| Loan loss allowance | $8,705,000 | 631 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,737,000 | 4,869 |
| Other real estate owned | $0 | 697 |
| Goodwill and other intangibles | $505,744,000 | 63 |
| All other assets | $30,695,000 | 643 |
| Life insurance assets | $6,354,000 | 967 |
| Total liabilities and capital | $3,436,680,000 | 234 |
| Total liabilities | $2,779,651,000 | 258 |
| Total deposits | $2,382,393,000 | 235 |
| Interest-bearing deposits | $1,555,676,000 | 294 |
| Deposits held in domestic offices | $2,382,393,000 | 232 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $362,416,000 | 142 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $34,842,000 | 305 |
| Total equity capital | $657,029,000 | 164 |
| Total bank equity capital | $657,029,000 | 164 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,598 |
| Surplus | $658,434,000 | 108 |
| Undivided profits | $-1,406,000 | 8,103 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,250,000 | 2,764 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $10,588,000 | 385 |
| Earning assets | $2,820,734,000 | 257 |
| Long-term assets (5+ years) | $1,162,416,000 | 126 |
| Average Assets, year-to-date | $3,279,758,250 | 238 |
| Average Assets, quarterly | $3,302,351,000 | 241 |
| Volatile liabilities | $720,541,000 | 257 |
| Insider loans | $32,550,000 | 163 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $542,723,000 | 303 |
| Tier 1 (core) risk-based capital | $174,515,000 | 382 |
| Tier 2 risk-based capital | $10,289,000 | 544 |
| Total risk weighted assets | $1,776,951,000 | 332 |
| Total unused commitments | $542,723,000 | 303 |
| Derivatives | $409,000 | 919 |
| 2007-06-30 | Rank | |
| # of Employees: | 240 | 677 |
| Assets and Liabilities | ||
| Total Assets: | $3,168,022,000 | 259 |
| Cash and due from depository institutions | $80,103,000 | 677 |
| Interest-bearing balances | $105,000 | 4,585 |
| Securities | $1,633,663,000 | 126 |
| Federal funds sold & reverse repurchase agreements | $305,651,000 | 94 |
| Net loans & leases | $946,727,000 | 516 |
| Loan loss allowance | $8,412,000 | 644 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,395,000 | 5,342 |
| Other real estate owned | $0 | 677 |
| Goodwill and other intangibles | $154,889,000 | 138 |
| All other assets | $45,594,000 | 471 |
| Life insurance assets | $6,307,000 | 965 |
| Total liabilities and capital | $3,168,022,000 | 259 |
| Total liabilities | $2,836,899,000 | 258 |
| Total deposits | $2,332,641,000 | 242 |
| Interest-bearing deposits | $1,463,257,000 | 323 |
| Deposits held in domestic offices | $2,332,641,000 | 239 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $482,152,000 | 138 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $22,106,000 | 401 |
| Total equity capital | $331,123,000 | 270 |
| Total bank equity capital | $331,123,000 | 270 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000 | 7,652 |
| Surplus | $289,791,000 | 189 |
| Undivided profits | $41,331,000 | 886 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,250,000 | 2,519 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $10,349,000 | 378 |
| Earning assets | $2,886,146,000 | 256 |
| Long-term assets (5+ years) | $913,635,000 | 156 |
| Average Assets, year-to-date | $3,227,451,000 | 251 |
| Average Assets, quarterly | $3,207,132,000 | 255 |
| Volatile liabilities | $826,794,000 | 234 |
| Insider loans | $34,838,000 | 140 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $506,359,000 | 335 |
| Tier 1 (core) risk-based capital | $188,036,000 | 364 |
| Tier 2 risk-based capital | $9,792,000 | 581 |
| Total risk weighted assets | $1,710,111,000 | 345 |
| Total unused commitments | $506,359,000 | 335 |
| Derivatives | $405,000 | 951 |
| 2007-03-31 | Rank | |
| # of Employees: | 230 | 696 |
| Assets and Liabilities | ||
| Total Assets: | $3,246,242,000 | 252 |
| Cash and due from depository institutions | $79,624,000 | 696 |
| Interest-bearing balances | $105,000 | 4,640 |
| Securities | $1,803,130,000 | 117 |
| Federal funds sold & reverse repurchase agreements | $238,220,000 | 110 |
| Net loans & leases | $921,170,000 | 517 |
| Loan loss allowance | $7,960,000 | 660 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,476,000 | 5,206 |
| Other real estate owned | $0 | 696 |
| Goodwill and other intangibles | $155,495,000 | 136 |
| All other assets | $47,127,000 | 449 |
| Life insurance assets | $6,260,000 | 955 |
| Total liabilities and capital | $3,246,242,000 | 252 |
| Total liabilities | $2,907,302,000 | 253 |
| Total deposits | $2,468,951,000 | 236 |
| Interest-bearing deposits | $1,523,871,000 | 302 |
| Deposits held in domestic offices | $2,468,951,000 | 232 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $414,539,000 | 143 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $23,812,000 | 386 |
| Total equity capital | $338,940,000 | 264 |
| Total bank equity capital | $338,940,000 | 264 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,681 |
| Surplus | $289,126,000 | 187 |
| Undivided profits | $49,813,000 | 746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,502,000 | 1,019 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $11,663,000 | 336 |
| Earning assets | $2,962,625,000 | 251 |
| Long-term assets (5+ years) | $875,555,000 | 156 |
| Average Assets, year-to-date | $3,257,165,500 | 250 |
| Average Assets, quarterly | $3,257,165,500 | 250 |
| Volatile liabilities | $802,339,000 | 238 |
| Insider loans | $27,673,000 | 198 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $501,887,000 | 326 |
| Tier 1 (core) risk-based capital | $188,265,000 | 362 |
| Tier 2 risk-based capital | $9,707,000 | 574 |
| Total risk weighted assets | $1,730,468,000 | 338 |
| Total unused commitments | $501,887,000 | 326 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 238 | 671 |
| Assets and Liabilities | ||
| Total Assets: | $3,268,089,000 | 249 |
| Cash and due from depository institutions | $70,185,000 | 671 |
| Interest-bearing balances | $104,000 | 4,673 |
| Securities | $1,902,179,000 | 112 |
| Federal funds sold & reverse repurchase agreements | $162,385,000 | 134 |
| Net loans & leases | $927,111,000 | 509 |
| Loan loss allowance | $8,185,000 | 629 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,581,000 | 5,038 |
| Other real estate owned | $0 | 671 |
| Goodwill and other intangibles | $156,100,000 | 131 |
| All other assets | $48,548,000 | 436 |
| Life insurance assets | $6,214,000 | 936 |
| Total liabilities and capital | $3,268,089,000 | 249 |
| Total liabilities | $2,932,479,000 | 247 |
| Total deposits | $2,563,920,000 | 229 |
| Interest-bearing deposits | $1,523,909,000 | 297 |
| Deposits held in domestic offices | $2,563,920,000 | 228 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $341,890,000 | 165 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $26,669,000 | 356 |
| Total equity capital | $335,610,000 | 260 |
| Total bank equity capital | $335,610,000 | 260 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000 | 7,717 |
| Surplus | $288,895,000 | 183 |
| Undivided profits | $46,714,000 | 780 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,101,000 | 626 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $11,617,000 | 337 |
| Earning assets | $2,991,779,000 | 246 |
| Long-term assets (5+ years) | $1,225,538,000 | 124 |
| Average Assets, year-to-date | $3,213,396,800 | 245 |
| Average Assets, quarterly | $3,187,660,000 | 254 |
| Volatile liabilities | $675,264,000 | 302 |
| Insider loans | $30,112,000 | 179 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $502,115,000 | 317 |
| Tier 1 (core) risk-based capital | $187,572,000 | 354 |
| Tier 2 risk-based capital | $9,137,000 | 599 |
| Total risk weighted assets | $1,758,832,000 | 325 |
| Total unused commitments | $502,115,000 | 317 |
| Derivatives | $244,000 | 954 |
| 2006-09-30 | Rank | |
| # of Employees: | 230 | 708 |
| Assets and Liabilities | ||
| Total Assets: | $3,107,231,000 | 262 |
| Cash and due from depository institutions | $62,561,000 | 708 |
| Interest-bearing balances | $105,000 | 4,666 |
| Securities | $1,760,825,000 | 123 |
| Federal funds sold & reverse repurchase agreements | $178,036,000 | 119 |
| Net loans & leases | $902,458,000 | 522 |
| Loan loss allowance | $7,788,000 | 667 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,550,000 | 5,068 |
| Other real estate owned | $0 | 708 |
| Goodwill and other intangibles | $156,706,000 | 136 |
| All other assets | $45,095,000 | 470 |
| Life insurance assets | $6,164,000 | 911 |
| Total liabilities and capital | $3,107,231,000 | 262 |
| Total liabilities | $2,773,434,000 | 264 |
| Total deposits | $2,463,649,000 | 234 |
| Interest-bearing deposits | $1,394,952,000 | 326 |
| Deposits held in domestic offices | $2,463,649,000 | 233 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $283,662,000 | 182 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $26,123,000 | 364 |
| Total equity capital | $333,797,000 | 270 |
| Total bank equity capital | $333,797,000 | 270 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,777 |
| Surplus | $288,741,000 | 193 |
| Undivided profits | $45,055,000 | 815 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 7,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $11,602,000 | 336 |
| Earning assets | $2,841,424,000 | 263 |
| Long-term assets (5+ years) | $1,155,840,000 | 132 |
| Average Assets, year-to-date | $3,199,723,750 | 251 |
| Average Assets, quarterly | $3,210,834,000 | 261 |
| Volatile liabilities | $608,871,000 | 334 |
| Insider loans | $30,290,000 | 181 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $490,549,000 | 333 |
| Tier 1 (core) risk-based capital | $186,079,000 | 360 |
| Tier 2 risk-based capital | $9,102,000 | 606 |
| Total risk weighted assets | $1,723,499,000 | 336 |
| Total unused commitments | $490,549,000 | 334 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 222 | 739 |
| Assets and Liabilities | ||
| Total Assets: | $3,314,437,000 | 254 |
| Cash and due from depository institutions | $98,642,000 | 739 |
| Interest-bearing balances | $103,000 | 4,745 |
| Securities | $1,596,623,000 | 126 |
| Federal funds sold & reverse repurchase agreements | $503,455,000 | 57 |
| Net loans & leases | $910,464,000 | 516 |
| Loan loss allowance | $6,397,000 | 791 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,519,000 | 5,091 |
| Other real estate owned | $0 | 739 |
| Goodwill and other intangibles | $157,312,000 | 139 |
| All other assets | $46,422,000 | 456 |
| Life insurance assets | $6,115,000 | 898 |
| Total liabilities and capital | $3,314,437,000 | 254 |
| Total liabilities | $2,989,442,000 | 251 |
| Total deposits | $2,602,448,000 | 230 |
| Interest-bearing deposits | $1,472,499,000 | 300 |
| Deposits held in domestic offices | $2,602,448,000 | 228 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $361,228,000 | 158 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $25,766,000 | 360 |
| Total equity capital | $324,995,000 | 273 |
| Total bank equity capital | $324,995,000 | 273 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000 | 7,805 |
| Surplus | $288,820,000 | 192 |
| Undivided profits | $36,174,000 | 958 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $9,267,000 | 376 |
| Earning assets | $3,010,645,000 | 251 |
| Long-term assets (5+ years) | $1,182,168,000 | 136 |
| Average Assets, year-to-date | $3,230,554,670 | 251 |
| Average Assets, quarterly | $3,287,267,500 | 251 |
| Volatile liabilities | $692,388,000 | 305 |
| Insider loans | $34,854,000 | 143 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $486,614,000 | 335 |
| Tier 1 (core) risk-based capital | $184,780,000 | 362 |
| Tier 2 risk-based capital | $8,153,000 | 653 |
| Total risk weighted assets | $1,681,233,000 | 341 |
| Total unused commitments | $486,614,000 | 335 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 216 | 742 |
| Assets and Liabilities | ||
| Total Assets: | $3,260,098,000 | 251 |
| Cash and due from depository institutions | $74,801,000 | 742 |
| Interest-bearing balances | $101,000 | 4,883 |
| Securities | $1,524,438,000 | 130 |
| Federal funds sold & reverse repurchase agreements | $574,061,000 | 53 |
| Net loans & leases | $884,115,000 | 516 |
| Loan loss allowance | $5,557,000 | 900 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,527,000 | 5,052 |
| Other real estate owned | $0 | 742 |
| Goodwill and other intangibles | $157,917,000 | 136 |
| All other assets | $43,239,000 | 472 |
| Life insurance assets | $6,066,000 | 882 |
| Total liabilities and capital | $3,260,098,000 | 251 |
| Total liabilities | $2,934,683,000 | 249 |
| Total deposits | $2,569,336,000 | 226 |
| Interest-bearing deposits | $1,475,677,000 | 296 |
| Deposits held in domestic offices | $2,569,336,000 | 225 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $342,577,000 | 163 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $22,770,000 | 383 |
| Total equity capital | $325,415,000 | 269 |
| Total bank equity capital | $325,415,000 | 269 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,816 |
| Surplus | $288,749,000 | 186 |
| Undivided profits | $36,665,000 | 943 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $8,661,000 | 383 |
| Earning assets | $2,982,715,000 | 249 |
| Long-term assets (5+ years) | $1,049,963,000 | 150 |
| Average Assets, year-to-date | $3,188,613,500 | 252 |
| Average Assets, quarterly | $3,188,613,500 | 252 |
| Volatile liabilities | $673,866,000 | 307 |
| Insider loans | $27,950,000 | 185 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $532,757,000 | 306 |
| Tier 1 (core) risk-based capital | $181,099,000 | 356 |
| Tier 2 risk-based capital | $7,103,000 | 717 |
| Total risk weighted assets | $1,616,516,000 | 340 |
| Total unused commitments | $532,757,000 | 306 |
| Derivatives | $800,000 | 817 |
| 2005-12-31 | Rank | |
| # of Employees: | 218 | 732 |
| Assets and Liabilities | ||
| Total Assets: | $3,117,129,000 | 252 |
| Cash and due from depository institutions | $70,340,000 | 732 |
| Interest-bearing balances | $101,000 | 4,929 |
| Securities | $1,524,529,000 | 135 |
| Federal funds sold & reverse repurchase agreements | $415,374,000 | 59 |
| Net loans & leases | $906,460,000 | 497 |
| Loan loss allowance | $6,356,000 | 771 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,468,000 | 5,131 |
| Other real estate owned | $0 | 732 |
| Goodwill and other intangibles | $158,523,000 | 135 |
| All other assets | $40,435,000 | 491 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $3,117,129,000 | 252 |
| Total liabilities | $2,793,007,000 | 253 |
| Total deposits | $2,533,522,000 | 223 |
| Interest-bearing deposits | $1,436,865,000 | 295 |
| Deposits held in domestic offices | $2,533,522,000 | 223 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $236,525,000 | 193 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $22,960,000 | 380 |
| Total equity capital | $324,122,000 | 266 |
| Total bank equity capital | $324,122,000 | 266 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000 | 7,853 |
| Surplus | $288,649,000 | 184 |
| Undivided profits | $35,472,000 | 969 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 7,550 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $8,943,000 | 373 |
| Earning assets | $2,846,464,000 | 252 |
| Long-term assets (5+ years) | $924,958,000 | 161 |
| Average Assets, year-to-date | $3,060,801,400 | 245 |
| Average Assets, quarterly | $3,170,308,000 | 246 |
| Volatile liabilities | $470,253,000 | 380 |
| Insider loans | $28,883,000 | 166 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $517,907,000 | 311 |
| Tier 1 (core) risk-based capital | $174,786,000 | 359 |
| Tier 2 risk-based capital | $8,507,000 | 607 |
| Total risk weighted assets | $1,578,497,000 | 339 |
| Total unused commitments | $517,907,000 | 311 |
| Derivatives | $714,000 | 786 |
| 2005-09-30 | Rank | |
| # of Employees: | 215 | 733 |
| Assets and Liabilities | ||
| Total Assets: | $3,223,487,000 | 243 |
| Cash and due from depository institutions | $88,103,000 | 733 |
| Interest-bearing balances | $101,000 | 4,996 |
| Securities | $1,442,989,000 | 140 |
| Federal funds sold & reverse repurchase agreements | $588,797,000 | 49 |
| Net loans & leases | $904,055,000 | 489 |
| Loan loss allowance | $6,048,000 | 805 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,325,000 | 5,311 |
| Other real estate owned | $0 | 733 |
| Goodwill and other intangibles | $159,129,000 | 130 |
| All other assets | $39,089,000 | 494 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $3,223,487,000 | 243 |
| Total liabilities | $2,898,197,000 | 239 |
| Total deposits | $2,809,396,000 | 208 |
| Interest-bearing deposits | $1,619,777,000 | 270 |
| Deposits held in domestic offices | $2,809,396,000 | 207 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $65,036,000 | 380 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $23,765,000 | 367 |
| Total equity capital | $325,290,000 | 262 |
| Total bank equity capital | $325,290,000 | 262 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,876 |
| Surplus | $288,512,000 | 183 |
| Undivided profits | $36,777,000 | 939 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $403,000 | 4,202 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $7,592,000 | 402 |
| Earning assets | $2,935,942,000 | 239 |
| Long-term assets (5+ years) | $899,828,000 | 166 |
| Average Assets, year-to-date | $3,046,719,500 | 245 |
| Average Assets, quarterly | $3,090,561,000 | 248 |
| Volatile liabilities | $325,028,000 | 493 |
| Insider loans | $30,484,000 | 152 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $483,784,000 | 324 |
| Tier 1 (core) risk-based capital | $173,943,000 | 357 |
| Tier 2 risk-based capital | $8,151,000 | 615 |
| Total risk weighted assets | $1,549,480,000 | 338 |
| Total unused commitments | $483,784,000 | 324 |
| Derivatives | $323,000 | 839 |
| 2005-06-30 | Rank | |
| # of Employees: | 218 | 724 |
| Assets and Liabilities | ||
| Total Assets: | $2,957,635,000 | 256 |
| Cash and due from depository institutions | $74,516,000 | 724 |
| Interest-bearing balances | $100,000 | 4,987 |
| Securities | $1,453,147,000 | 143 |
| Federal funds sold & reverse repurchase agreements | $322,091,000 | 60 |
| Net loans & leases | $913,223,000 | 479 |
| Loan loss allowance | $6,063,000 | 799 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,448,000 | 5,086 |
| Other real estate owned | $0 | 724 |
| Goodwill and other intangibles | $159,734,000 | 128 |
| All other assets | $33,476,000 | 542 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $2,957,635,000 | 256 |
| Total liabilities | $2,629,160,000 | 259 |
| Total deposits | $2,531,304,000 | 217 |
| Interest-bearing deposits | $1,484,895,000 | 279 |
| Deposits held in domestic offices | $2,531,304,000 | 216 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $44,909,000 | 473 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $52,947,000 | 228 |
| Total equity capital | $328,475,000 | 259 |
| Total bank equity capital | $328,475,000 | 259 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,105 |
| Surplus | $288,431,000 | 179 |
| Undivided profits | $40,044,000 | 850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $480,000 | 3,769 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $6,496,000 | 429 |
| Earning assets | $2,688,561,000 | 257 |
| Long-term assets (5+ years) | $812,328,000 | 172 |
| Average Assets, year-to-date | $2,987,797,000 | 247 |
| Average Assets, quarterly | $2,993,500,500 | 250 |
| Volatile liabilities | $218,561,000 | 680 |
| Insider loans | $31,086,000 | 148 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $478,622,000 | 313 |
| Tier 1 (core) risk-based capital | $170,959,000 | 352 |
| Tier 2 risk-based capital | $8,393,000 | 592 |
| Total risk weighted assets | $1,531,859,000 | 329 |
| Total unused commitments | $478,622,000 | 313 |
| Derivatives | $489,000 | 768 |
| 2005-03-31 | Rank | |
| # of Employees: | 218 | 715 |
| Assets and Liabilities | ||
| Total Assets: | $3,029,366,000 | 249 |
| Cash and due from depository institutions | $75,013,000 | 715 |
| Interest-bearing balances | $100,000 | 5,036 |
| Securities | $1,419,903,000 | 151 |
| Federal funds sold & reverse repurchase agreements | $414,000,000 | 63 |
| Net loans & leases | $922,984,000 | 459 |
| Loan loss allowance | $6,420,000 | 737 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,391,000 | 5,182 |
| Other real estate owned | $0 | 715 |
| Goodwill and other intangibles | $160,340,000 | 128 |
| All other assets | $35,735,000 | 503 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $3,029,366,000 | 249 |
| Total liabilities | $2,706,034,000 | 247 |
| Total deposits | $2,649,050,000 | 210 |
| Interest-bearing deposits | $1,648,599,000 | 246 |
| Deposits held in domestic offices | $2,649,050,000 | 209 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,812,000 | 540 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $20,172,000 | 388 |
| Total equity capital | $323,332,000 | 252 |
| Total bank equity capital | $323,332,000 | 252 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,166 |
| Surplus | $288,359,000 | 177 |
| Undivided profits | $34,973,000 | 945 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $526,000 | 3,614 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $6,213,000 | 440 |
| Earning assets | $2,756,987,000 | 246 |
| Long-term assets (5+ years) | $980,031,000 | 159 |
| Average Assets, year-to-date | $3,002,878,000 | 250 |
| Average Assets, quarterly | $3,002,878,000 | 250 |
| Volatile liabilities | $233,994,000 | 603 |
| Insider loans | $32,692,000 | 137 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $488,881,000 | 299 |
| Tier 1 (core) risk-based capital | $169,720,000 | 350 |
| Tier 2 risk-based capital | $8,461,000 | 577 |
| Total risk weighted assets | $1,527,342,000 | 318 |
| Total unused commitments | $488,881,000 | 299 |
| Derivatives | $210,000 | 751 |
| 2004-12-31 | Rank | |
| # of Employees: | 213 | 747 |
| Assets and Liabilities | ||
| Total Assets: | $2,976,390,000 | 258 |
| Cash and due from depository institutions | $36,582,000 | 747 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $1,196,183,000 | 168 |
| Federal funds sold & reverse repurchase agreements | $624,000,000 | 52 |
| Net loans & leases | $926,111,000 | 455 |
| Loan loss allowance | $7,518,000 | 640 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,456,000 | 5,071 |
| Other real estate owned | $0 | 747 |
| Goodwill and other intangibles | $160,946,000 | 129 |
| All other assets | $31,113,000 | 551 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $2,976,390,000 | 258 |
| Total liabilities | $2,650,855,000 | 255 |
| Total deposits | $2,591,987,000 | 214 |
| Interest-bearing deposits | $1,700,501,000 | 246 |
| Deposits held in domestic offices | $2,591,987,000 | 212 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,351,000 | 506 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $18,517,000 | 388 |
| Total equity capital | $325,535,000 | 258 |
| Total bank equity capital | $325,535,000 | 258 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,205 |
| Surplus | $288,235,000 | 179 |
| Undivided profits | $37,300,000 | 896 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $354,000 | 4,439 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $5,333,000 | 508 |
| Earning assets | $2,746,294,000 | 253 |
| Long-term assets (5+ years) | $786,685,000 | 181 |
| Average Assets, year-to-date | $2,723,428,600 | 263 |
| Average Assets, quarterly | $2,891,139,500 | 262 |
| Volatile liabilities | $183,801,000 | 719 |
| Insider loans | $27,335,000 | 155 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $458,183,000 | 313 |
| Tier 1 (core) risk-based capital | $167,177,000 | 354 |
| Tier 2 risk-based capital | $8,832,000 | 570 |
| Total risk weighted assets | $1,475,286,000 | 326 |
| Total unused commitments | $458,183,000 | 313 |
| Derivatives | $323,000 | 710 |
| 2004-09-30 | Rank | |
| # of Employees: | 209 | 758 |
| Assets and Liabilities | ||
| Total Assets: | $2,805,889,000 | 271 |
| Cash and due from depository institutions | $73,061,000 | 758 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $1,168,303,000 | 172 |
| Federal funds sold & reverse repurchase agreements | $481,500,000 | 67 |
| Net loans & leases | $890,512,000 | 461 |
| Loan loss allowance | $7,124,000 | 672 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,478,000 | 4,999 |
| Other real estate owned | $0 | 758 |
| Goodwill and other intangibles | $161,551,000 | 124 |
| All other assets | $29,484,000 | 561 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $2,805,889,000 | 271 |
| Total liabilities | $2,479,804,000 | 268 |
| Total deposits | $2,403,859,000 | 224 |
| Interest-bearing deposits | $1,476,029,000 | 279 |
| Deposits held in domestic offices | $2,403,859,000 | 223 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $58,209,000 | 400 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $17,736,000 | 410 |
| Total equity capital | $326,085,000 | 254 |
| Total bank equity capital | $326,085,000 | 254 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $0 | 8,249 |
| Surplus | $288,158,000 | 177 |
| Undivided profits | $37,927,000 | 876 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $144,000 | 6,113 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $4,858,000 | 555 |
| Earning assets | $2,540,315,000 | 270 |
| Long-term assets (5+ years) | $816,946,000 | 181 |
| Average Assets, year-to-date | $2,660,188,250 | 274 |
| Average Assets, quarterly | $2,751,768,500 | 272 |
| Volatile liabilities | $204,974,000 | 634 |
| Insider loans | $30,006,000 | 137 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $537,771,000 | 281 |
| Tier 1 (core) risk-based capital | $165,991,000 | 355 |
| Tier 2 risk-based capital | $8,408,000 | 584 |
| Total risk weighted assets | $1,385,094,000 | 342 |
| Total unused commitments | $537,771,000 | 282 |
| Derivatives | $360,000 | 701 |
| 2004-06-30 | Rank | |
| # of Employees: | 208 | 761 |
| Assets and Liabilities | ||
| Total Assets: | $2,697,648,000 | 269 |
| Cash and due from depository institutions | $77,809,000 | 761 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $694,245,000 | 238 |
| Federal funds sold & reverse repurchase agreements | $832,000,000 | 44 |
| Net loans & leases | $896,266,000 | 441 |
| Loan loss allowance | $7,426,000 | 644 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,554,000 | 4,871 |
| Other real estate owned | $0 | 761 |
| Goodwill and other intangibles | $162,156,000 | 120 |
| All other assets | $33,618,000 | 523 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $2,697,648,000 | 269 |
| Total liabilities | $2,379,682,000 | 274 |
| Total deposits | $2,313,853,000 | 227 |
| Interest-bearing deposits | $1,414,050,000 | 282 |
| Deposits held in domestic offices | $2,313,853,000 | 225 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $49,525,000 | 442 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $16,304,000 | 426 |
| Total equity capital | $317,966,000 | 248 |
| Total bank equity capital | $317,966,000 | 248 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $0 | 8,301 |
| Surplus | $288,100,000 | 168 |
| Undivided profits | $29,866,000 | 1,052 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $100,000 | 6,526 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $4,568,000 | 555 |
| Earning assets | $2,422,511,000 | 271 |
| Long-term assets (5+ years) | $639,872,000 | 209 |
| Average Assets, year-to-date | $2,611,621,330 | 272 |
| Average Assets, quarterly | $2,649,785,500 | 272 |
| Volatile liabilities | $202,736,000 | 626 |
| Insider loans | $76,000 | 7,499 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $518,916,000 | 274 |
| Tier 1 (core) risk-based capital | $165,356,000 | 351 |
| Tier 2 risk-based capital | $8,608,000 | 578 |
| Total risk weighted assets | $1,342,222,000 | 340 |
| Total unused commitments | $518,916,000 | 275 |
| Derivatives | $255,000 | 697 |
| 2004-03-31 | Rank | |
| # of Employees: | 205 | 771 |
| Assets and Liabilities | ||
| Total Assets: | $2,601,923,000 | 277 |
| Cash and due from depository institutions | $71,484,000 | 771 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $792,814,000 | 223 |
| Federal funds sold & reverse repurchase agreements | $647,400,000 | 53 |
| Net loans & leases | $901,124,000 | 426 |
| Loan loss allowance | $7,432,000 | 643 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,332,000 | 5,238 |
| Other real estate owned | $0 | 771 |
| Goodwill and other intangibles | $162,762,000 | 108 |
| All other assets | $25,007,000 | 617 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $2,601,923,000 | 277 |
| Total liabilities | $2,268,183,000 | 277 |
| Total deposits | $2,195,958,000 | 232 |
| Interest-bearing deposits | $1,377,077,000 | 288 |
| Deposits held in domestic offices | $2,195,958,000 | 230 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $52,571,000 | 420 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $19,654,000 | 406 |
| Total equity capital | $333,740,000 | 239 |
| Total bank equity capital | $333,740,000 | 239 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $0 | 8,335 |
| Surplus | $288,022,000 | 157 |
| Undivided profits | $45,718,000 | 729 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $652,000 | 3,546 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $5,041,000 | 505 |
| Earning assets | $2,341,338,000 | 277 |
| Long-term assets (5+ years) | $819,841,000 | 174 |
| Average Assets, year-to-date | $2,568,608,000 | 278 |
| Average Assets, quarterly | $2,568,608,000 | 278 |
| Volatile liabilities | $208,518,000 | 605 |
| Insider loans | $76,000 | 7,505 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $529,692,000 | 263 |
| Tier 1 (core) risk-based capital | $164,721,000 | 347 |
| Tier 2 risk-based capital | $8,618,000 | 570 |
| Total risk weighted assets | $1,317,489,000 | 344 |
| Total unused commitments | $529,692,000 | 264 |
| Derivatives | $507,000 | 643 |
| 2003-12-31 | Rank | |
| # of Employees: | 205 | 783 |
| Assets and Liabilities | ||
| Total Assets: | $2,535,293,000 | 281 |
| Cash and due from depository institutions | $78,468,000 | 783 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $813,771,000 | 220 |
| Federal funds sold & reverse repurchase agreements | $510,500,000 | 59 |
| Net loans & leases | $940,765,000 | 409 |
| Loan loss allowance | $7,866,000 | 608 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,292,000 | 5,332 |
| Other real estate owned | $0 | 783 |
| Goodwill and other intangibles | $163,367,000 | 104 |
| All other assets | $27,130,000 | 590 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,535,293,000 | 281 |
| Total liabilities | $2,210,120,000 | 281 |
| Total deposits | $2,139,550,000 | 238 |
| Interest-bearing deposits | $1,362,914,000 | 290 |
| Deposits held in domestic offices | $2,139,550,000 | 237 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $54,071,000 | 435 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $16,499,000 | 420 |
| Total equity capital | $325,173,000 | 244 |
| Total bank equity capital | $325,173,000 | 244 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $0 | 8,396 |
| Surplus | $287,942,000 | 160 |
| Undivided profits | $37,231,000 | 861 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $296,000 | 5,156 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $5,084,000 | 507 |
| Earning assets | $2,265,036,000 | 280 |
| Long-term assets (5+ years) | $825,724,000 | 180 |
| Average Assets, year-to-date | $2,410,738,800 | 282 |
| Average Assets, quarterly | $2,543,031,500 | 278 |
| Volatile liabilities | $210,349,000 | 602 |
| Insider loans | $87,000 | 7,483 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $528,021,000 | 259 |
| Tier 1 (core) risk-based capital | $162,635,000 | 347 |
| Tier 2 risk-based capital | $8,956,000 | 548 |
| Total risk weighted assets | $1,350,682,000 | 335 |
| Total unused commitments | $528,021,000 | 261 |
| Derivatives | $576,000 | 592 |
| 2003-09-30 | Rank | |
| # of Employees: | 204 | 800 |
| Assets and Liabilities | ||
| Total Assets: | $2,550,770,000 | 284 |
| Cash and due from depository institutions | $76,426,000 | 800 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $656,115,000 | 252 |
| Federal funds sold & reverse repurchase agreements | $672,900,000 | 56 |
| Net loans & leases | $917,449,000 | 418 |
| Loan loss allowance | $7,500,000 | 654 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,360,000 | 5,156 |
| Other real estate owned | $0 | 800 |
| Goodwill and other intangibles | $163,973,000 | 100 |
| All other assets | $62,547,000 | 338 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,550,770,000 | 284 |
| Total liabilities | $2,224,966,000 | 287 |
| Total deposits | $2,150,844,000 | 240 |
| Interest-bearing deposits | $1,413,689,000 | 287 |
| Deposits held in domestic offices | $2,150,844,000 | 239 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $47,758,000 | 461 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $26,364,000 | 337 |
| Total equity capital | $325,804,000 | 238 |
| Total bank equity capital | $325,804,000 | 238 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $0 | 8,445 |
| Surplus | $287,927,000 | 159 |
| Undivided profits | $37,877,000 | 836 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $507,000 | 4,309 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $5,173,000 | 517 |
| Earning assets | $2,246,464,000 | 288 |
| Long-term assets (5+ years) | $702,552,000 | 195 |
| Average Assets, year-to-date | $2,379,600,250 | 291 |
| Average Assets, quarterly | $2,506,157,500 | 287 |
| Volatile liabilities | $212,998,000 | 589 |
| Insider loans | $74,000 | 7,636 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $429,427,000 | 309 |
| Tier 1 (core) risk-based capital | $161,389,000 | 353 |
| Tier 2 risk-based capital | $8,724,000 | 567 |
| Total risk weighted assets | $1,301,939,000 | 350 |
| Total unused commitments | $429,427,000 | 310 |
| Derivatives | $972,000 | 575 |
| 2003-06-30 | Rank | |
| # of Employees: | 201 | 813 |
| Assets and Liabilities | ||
| Total Assets: | $2,461,545,000 | 290 |
| Cash and due from depository institutions | $95,108,000 | 813 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $773,086,000 | 221 |
| Federal funds sold & reverse repurchase agreements | $438,400,000 | 74 |
| Net loans & leases | $935,457,000 | 411 |
| Loan loss allowance | $12,296,000 | 421 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,460,000 | 4,963 |
| Other real estate owned | $0 | 813 |
| Goodwill and other intangibles | $164,579,000 | 94 |
| All other assets | $53,455,000 | 374 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,461,545,000 | 290 |
| Total liabilities | $2,131,269,000 | 292 |
| Total deposits | $2,055,233,000 | 247 |
| Interest-bearing deposits | $1,366,928,000 | 293 |
| Deposits held in domestic offices | $2,055,233,000 | 246 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $47,870,000 | 435 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $28,166,000 | 340 |
| Total equity capital | $330,276,000 | 235 |
| Total bank equity capital | $330,276,000 | 235 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $0 | 8,468 |
| Surplus | $287,927,000 | 160 |
| Undivided profits | $42,349,000 | 769 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,556,000 | 2,021 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $5,788,000 | 458 |
| Earning assets | $2,146,943,000 | 298 |
| Long-term assets (5+ years) | $508,736,000 | 237 |
| Average Assets, year-to-date | $2,322,543,670 | 294 |
| Average Assets, quarterly | $2,377,859,000 | 294 |
| Volatile liabilities | $252,652,000 | 526 |
| Insider loans | $74,000 | 7,703 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $435,114,000 | 308 |
| Tier 1 (core) risk-based capital | $153,634,000 | 360 |
| Tier 2 risk-based capital | $14,264,000 | 372 |
| Total risk weighted assets | $1,313,926,000 | 343 |
| Total unused commitments | $435,114,000 | 309 |
| Derivatives | $98,000 | 611 |
| 2003-03-31 | Rank | |
| # of Employees: | 200 | 810 |
| Assets and Liabilities | ||
| Total Assets: | $2,294,173,000 | 303 |
| Cash and due from depository institutions | $78,997,000 | 810 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $808,031,000 | 207 |
| Federal funds sold & reverse repurchase agreements | $297,694,000 | 98 |
| Net loans & leases | $925,374,000 | 404 |
| Loan loss allowance | $12,188,000 | 419 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,633,000 | 4,673 |
| Other real estate owned | $0 | 810 |
| Goodwill and other intangibles | $165,185,000 | 93 |
| All other assets | $17,259,000 | 850 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,294,173,000 | 303 |
| Total liabilities | $1,971,747,000 | 314 |
| Total deposits | $1,890,839,000 | 262 |
| Interest-bearing deposits | $1,275,069,000 | 312 |
| Deposits held in domestic offices | $1,890,839,000 | 262 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $53,395,000 | 413 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $27,513,000 | 352 |
| Total equity capital | $322,426,000 | 238 |
| Total bank equity capital | $322,426,000 | 238 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 8,511 |
| Surplus | $287,927,000 | 157 |
| Undivided profits | $34,499,000 | 917 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $75,000 | 7,150 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $6,320,000 | 438 |
| Earning assets | $2,031,099,000 | 306 |
| Long-term assets (5+ years) | $915,811,000 | 157 |
| Average Assets, year-to-date | $2,253,043,000 | 305 |
| Average Assets, quarterly | $2,253,043,000 | 305 |
| Volatile liabilities | $285,774,000 | 477 |
| Insider loans | $74,000 | 7,700 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $433,910,000 | 302 |
| Tier 1 (core) risk-based capital | $147,732,000 | 369 |
| Tier 2 risk-based capital | $14,294,000 | 362 |
| Total risk weighted assets | $1,262,205,000 | 350 |
| Total unused commitments | $433,910,000 | 303 |
| Derivatives | $440,000 | 540 |
| 2002-12-31 | Rank | |
| # of Employees: | 211 | 764 |
| Assets and Liabilities | ||
| Total Assets: | $2,211,913,000 | 306 |
| Cash and due from depository institutions | $73,843,000 | 764 |
| Interest-bearing balances | $100,000 | 5,143 |
| Securities | $867,678,000 | 191 |
| Federal funds sold & reverse repurchase agreements | $126,399,000 | 146 |
| Net loans & leases | $959,185,000 | 397 |
| Loan loss allowance | $11,961,000 | 417 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,751,000 | 4,478 |
| Other real estate owned | $0 | 764 |
| Goodwill and other intangibles | $165,790,000 | 91 |
| All other assets | $17,267,000 | 835 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,211,913,000 | 306 |
| Total liabilities | $1,888,847,000 | 317 |
| Total deposits | $1,802,112,000 | 268 |
| Interest-bearing deposits | $1,195,092,000 | 326 |
| Deposits held in domestic offices | $1,802,112,000 | 267 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $58,571,000 | 390 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $28,164,000 | 333 |
| Total equity capital | $323,066,000 | 238 |
| Total bank equity capital | $323,066,000 | 238 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $0 | 8,549 |
| Surplus | $287,927,000 | 153 |
| Undivided profits | $35,139,000 | 874 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $59,000 | 7,303 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $6,967,000 | 415 |
| Earning assets | $1,953,362,000 | 310 |
| Long-term assets (5+ years) | $941,841,000 | 154 |
| Average Assets, year-to-date | $2,065,253,600 | 313 |
| Average Assets, quarterly | $2,195,888,000 | 309 |
| Volatile liabilities | $290,899,000 | 462 |
| Insider loans | $64,000 | 7,820 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $415,641,000 | 309 |
| Tier 1 (core) risk-based capital | $144,310,000 | 368 |
| Tier 2 risk-based capital | $13,907,000 | 371 |
| Total risk weighted assets | $1,372,538,000 | 328 |
| Total unused commitments | $415,641,000 | 311 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 213 | 752 |
| Assets and Liabilities | ||
| Total Assets: | $1,975,043,000 | 321 |
| Cash and due from depository institutions | $49,798,000 | 752 |
| Interest-bearing balances | $100,000 | 5,045 |
| Securities | $462,308,000 | 296 |
| Federal funds sold & reverse repurchase agreements | $394,627,000 | 68 |
| Net loans & leases | $879,459,000 | 422 |
| Loan loss allowance | $12,911,000 | 378 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,344,000 | 3,622 |
| Other real estate owned | $0 | 752 |
| Goodwill and other intangibles | $168,213,000 | 82 |
| All other assets | $18,294,000 | 761 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,975,043,000 | 321 |
| Total liabilities | $1,665,160,000 | 341 |
| Total deposits | $1,541,517,000 | 292 |
| Interest-bearing deposits | $1,031,436,000 | 364 |
| Deposits held in domestic offices | $1,541,517,000 | 289 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $104,087,000 | 294 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $19,556,000 | 406 |
| Total equity capital | $309,883,000 | 226 |
| Total bank equity capital | $309,883,000 | 226 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $287,764,000 | 146 |
| Undivided profits | $22,119,000 | 1,293 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 8,442 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $6,231,000 | 484 |
| Earning assets | $1,736,494,000 | 332 |
| Long-term assets (5+ years) | $504,672,000 | 242 |
| Average Assets, year-to-date | $1,853,784,000 | 329 |
| Average Assets, quarterly | $1,946,323,500 | 324 |
| Volatile liabilities | $378,288,000 | 376 |
| Insider loans | $13,396,000 | 301 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $410,658,000 | 304 |
| Tier 1 (core) risk-based capital | $137,262,000 | 371 |
| Tier 2 risk-based capital | $12,911,000 | 382 |
| Total risk weighted assets | $1,217,901,000 | 348 |
| Total unused commitments | $410,658,000 | 305 |
| Derivatives | $403,000 | 421 |
| 2000-12-31 | Rank | |
| # of Employees: | 243 | 656 |
| Assets and Liabilities | ||
| Total Assets: | $1,672,489,000 | 360 |
| Cash and due from depository institutions | $98,492,000 | 656 |
| Interest-bearing balances | $100,000 | 4,566 |
| Securities | $238,626,000 | 496 |
| Federal funds sold & reverse repurchase agreements | $254,146,000 | 82 |
| Net loans & leases | $874,211,000 | 424 |
| Loan loss allowance | $11,512,000 | 416 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,564,000 | 3,333 |
| Other real estate owned | $0 | 656 |
| Goodwill and other intangibles | $177,896,000 | 78 |
| All other assets | $26,554,000 | 481 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,672,489,000 | 360 |
| Total liabilities | $1,363,350,000 | 393 |
| Total deposits | $1,275,711,000 | 338 |
| Interest-bearing deposits | $818,292,000 | 428 |
| Deposits held in domestic offices | $1,275,711,000 | 333 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $70,259,000 | 372 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $17,380,000 | 448 |
| Total equity capital | $309,139,000 | 214 |
| Total bank equity capital | $309,139,000 | 214 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $287,764,000 | 135 |
| Undivided profits | $21,375,000 | 1,276 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $668,000 | 3,104 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $5,861,000 | 435 |
| Earning assets | $1,367,083,000 | 388 |
| Long-term assets (5+ years) | $378,438,000 | 293 |
| Average Assets, year-to-date | $1,681,133,200 | 348 |
| Average Assets, quarterly | $1,673,986,500 | 359 |
| Volatile liabilities | $386,375,000 | 392 |
| Insider loans | $13,453,000 | 294 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $421,112,000 | 290 |
| Tier 1 (core) risk-based capital | $129,858,000 | 386 |
| Tier 2 risk-based capital | $11,512,000 | 407 |
| Total risk weighted assets | $1,133,864,100 | 361 |
| Total unused commitments | $421,112,000 | 292 |
| Derivatives | $685,000 | 445 |
| 1999-12-31 | Rank | |
| # of Employees: | 223 | 751 |
| Assets and Liabilities | ||
| Total Assets: | $1,683,265,000 | 360 |
| Cash and due from depository institutions | $48,483,000 | 751 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $72,187,000 | 1,587 |
| Federal funds sold & reverse repurchase agreements | $638,541,000 | 42 |
| Net loans & leases | $713,939,000 | 498 |
| Loan loss allowance | $10,080,000 | 473 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,867,000 | 2,963 |
| Other real estate owned | $0 | 751 |
| Goodwill and other intangibles | $187,579,000 | 72 |
| All other assets | $19,669,000 | 602 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,683,265,000 | 360 |
| Total liabilities | $1,383,523,000 | 392 |
| Total deposits | $1,293,264,000 | 330 |
| Interest-bearing deposits | $883,363,000 | 402 |
| Deposits held in domestic offices | $1,293,264,000 | 326 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $71,226,000 | 412 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $19,033,000 | 406 |
| Total equity capital | $299,742,000 | 208 |
| Total bank equity capital | $299,742,000 | 208 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $287,764,000 | 130 |
| Undivided profits | $11,978,000 | 2,084 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $329,000 | 4,586 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $4,080,000 | 539 |
| Earning assets | $1,424,667,000 | 380 |
| Long-term assets (5+ years) | $183,932,000 | 585 |
| Average Assets, year-to-date | $1,605,692,000 | 354 |
| Average Assets, quarterly | $1,669,490,500 | 358 |
| Volatile liabilities | $424,250,000 | 362 |
| Insider loans | $8,868,000 | 497 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $315,149,000 | 345 |
| Tier 1 (core) risk-based capital | $113,177,000 | 427 |
| Tier 2 risk-based capital | $10,080,000 | 455 |
| Total risk weighted assets | $970,081,000 | 407 |
| Total unused commitments | $315,149,000 | 346 |
| Derivatives | $240,000,000 | 146 |
| 1998-12-31 | Rank | |
| # of Employees: | 237 | 716 |
| Assets and Liabilities | ||
| Total Assets: | $1,590,493,000 | 363 |
| Cash and due from depository institutions | $112,141,000 | 716 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $82,586,000 | 1,427 |
| Federal funds sold & reverse repurchase agreements | $578,559,000 | 50 |
| Net loans & leases | $601,529,000 | 537 |
| Loan loss allowance | $9,543,000 | 477 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,856,000 | 2,820 |
| Other real estate owned | $0 | 716 |
| Goodwill and other intangibles | $197,036,000 | 72 |
| All other assets | $15,786,000 | 629 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,590,493,000 | 363 |
| Total liabilities | $1,297,056,000 | 399 |
| Total deposits | $1,249,536,000 | 326 |
| Interest-bearing deposits | $824,873,000 | 415 |
| Deposits held in domestic offices | $1,249,536,000 | 321 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,701,000 | 622 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $18,819,000 | 416 |
| Total equity capital | $293,437,000 | 212 |
| Total bank equity capital | $293,437,000 | 212 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $287,764,000 | 128 |
| Undivided profits | $5,673,000 | 4,065 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $641,000 | 3,363 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $3,147,000 | 656 |
| Earning assets | $1,262,674,000 | 409 |
| Long-term assets (5+ years) | $149,072,000 | 630 |
| Average Assets, year-to-date | $1,453,952,400 | 371 |
| Average Assets, quarterly | $1,549,737,000 | 364 |
| Volatile liabilities | $322,934,000 | 387 |
| Insider loans | $1,521,000 | 2,624 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $287,526,000 | 353 |
| Tier 1 (core) risk-based capital | $96,124,000 | 476 |
| Tier 2 risk-based capital | $9,543,000 | 464 |
| Total risk weighted assets | $821,623,800 | 436 |
| Total unused commitments | $287,526,000 | 356 |
| Derivatives | $300,141,000 | 147 |
| 1997-12-31 | Rank | |
| # of Employees: | 217 | 828 |
| Assets and Liabilities | ||
| Total Assets: | $1,221,070,000 | 446 |
| Cash and due from depository institutions | $106,610,000 | 828 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $495,188,000 | 288 |
| Federal funds sold & reverse repurchase agreements | $80,000,000 | 205 |
| Net loans & leases | $515,282,000 | 615 |
| Loan loss allowance | $9,180,000 | 508 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,170,000 | 2,499 |
| Other real estate owned | $0 | 828 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $20,820,000 | 506 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,221,070,000 | 446 |
| Total liabilities | $1,126,675,000 | 439 |
| Total deposits | $1,083,511,000 | 370 |
| Interest-bearing deposits | $701,742,000 | 480 |
| Deposits held in domestic offices | $1,083,511,000 | 364 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,037,000 | 642 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $16,127,000 | 477 |
| Total equity capital | $94,395,000 | 523 |
| Total bank equity capital | $94,395,000 | 523 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $4,252,000 | 858 |
| Surplus | $11,553,000 | 1,363 |
| Undivided profits | $78,590,000 | 327 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $313,000 | 5,239 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,109,000 | 1,030 |
| Earning assets | $1,090,470,000 | 457 |
| Long-term assets (5+ years) | $87,675,000 | 864 |
| Average Assets, year-to-date | $1,136,769,400 | 458 |
| Average Assets, quarterly | $1,181,709,000 | 454 |
| Volatile liabilities | $291,448,000 | 429 |
| Insider loans | $36,127,000 | 116 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $266,230,000 | 349 |
| Tier 1 (core) risk-based capital | $94,139,000 | 478 |
| Tier 2 risk-based capital | $9,180,000 | 446 |
| Total risk weighted assets | $770,039,300 | 445 |
| Total unused commitments | $266,230,000 | 350 |
| Derivatives | $2,498,000 | 459 |
| 1996-12-31 | Rank | |
| # of Employees: | 198 | 941 |
| Assets and Liabilities | ||
| Total Assets: | $1,088,190,000 | 528 |
| Cash and due from depository institutions | $68,199,000 | 941 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $435,517,000 | 341 |
| Federal funds sold & reverse repurchase agreements | $107,000,000 | 181 |
| Net loans & leases | $453,404,000 | 715 |
| Loan loss allowance | $9,351,000 | 562 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,115,000 | 3,623 |
| Other real estate owned | $0 | 941 |
| Goodwill and other intangibles | $305,000 | 1,927 |
| All other assets | $21,650,000 | 514 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,088,190,000 | 528 |
| Total liabilities | $1,006,236,000 | 524 |
| Total deposits | $967,059,000 | 450 |
| Interest-bearing deposits | $632,396,000 | 566 |
| Deposits held in domestic offices | $967,059,000 | 444 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,009,000 | 733 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $15,167,000 | 488 |
| Total equity capital | $81,955,000 | 602 |
| Total bank equity capital | $81,955,000 | 602 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $4,252,000 | 904 |
| Surplus | $11,553,000 | 1,417 |
| Undivided profits | $66,150,000 | 397 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $196,000 | 6,726 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,068,000 | 1,051 |
| Earning assets | $995,921,000 | 529 |
| Long-term assets (5+ years) | $58,110,000 | 1,139 |
| Average Assets, year-to-date | $989,589,800 | 551 |
| Average Assets, quarterly | $1,062,704,000 | 534 |
| Volatile liabilities | $284,232,000 | 447 |
| Insider loans | $32,936,000 | 167 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $225,105,000 | 413 |
| Tier 1 (core) risk-based capital | $81,295,000 | 566 |
| Tier 2 risk-based capital | $8,377,420 | 512 |
| Total risk weighted assets | $669,219,620 | 533 |
| Total unused commitments | $225,105,000 | 416 |
| Derivatives | $642,000 | 530 |
| 1995-12-31 | Rank | |
| # of Employees: | 168 | 1,141 |
| Assets and Liabilities | ||
| Total Assets: | $922,734,000 | 621 |
| Cash and due from depository institutions | $55,031,000 | 1,141 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $358,966,000 | 421 |
| Federal funds sold & reverse repurchase agreements | $125,000,000 | 176 |
| Net loans & leases | $361,399,000 | 856 |
| Loan loss allowance | $8,995,000 | 594 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,055,000 | 5,863 |
| Other real estate owned | $692,000 | 1,141 |
| Goodwill and other intangibles | $305,000 | 1,814 |
| All other assets | $20,286,000 | 570 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $922,734,000 | 621 |
| Total liabilities | $852,410,000 | 621 |
| Total deposits | $823,663,000 | 543 |
| Interest-bearing deposits | $521,271,000 | 685 |
| Deposits held in domestic offices | $823,663,000 | 535 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,441,000 | 954 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $15,306,000 | 523 |
| Total equity capital | $70,324,000 | 710 |
| Total bank equity capital | $70,324,000 | 710 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $4,252,000 | 915 |
| Surplus | $9,053,000 | 1,723 |
| Undivided profits | $57,019,000 | 479 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $368,000 | 5,072 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,419,000 | 950 |
| Earning assets | $845,365,000 | 615 |
| Long-term assets (5+ years) | $23,142,000 | 2,258 |
| Average Assets, year-to-date | $883,362,400 | 615 |
| Average Assets, quarterly | $904,591,000 | 617 |
| Volatile liabilities | $194,313,000 | 568 |
| Insider loans | $16,799,000 | 293 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $231,668,000 | 424 |
| Tier 1 (core) risk-based capital | $69,166,000 | 679 |
| Tier 2 risk-based capital | $6,401,130 | 627 |
| Total risk weighted assets | $509,496,630 | 662 |
| Total unused commitments | $231,668,000 | 427 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 158 | 1,246 |
| Assets and Liabilities | ||
| Total Assets: | $856,514,000 | 633 |
| Cash and due from depository institutions | $52,243,000 | 1,246 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $366,326,000 | 427 |
| Federal funds sold & reverse repurchase agreements | $103,000,000 | 181 |
| Net loans & leases | $313,207,000 | 937 |
| Loan loss allowance | $8,275,000 | 638 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,055,000 | 5,903 |
| Other real estate owned | $807,000 | 1,246 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $19,876,000 | 595 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $856,514,000 | 633 |
| Total liabilities | $795,466,000 | 630 |
| Total deposits | $760,305,000 | 568 |
| Interest-bearing deposits | $462,841,000 | 742 |
| Deposits held in domestic offices | $760,305,000 | 557 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,844,000 | 811 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $11,317,000 | 564 |
| Total equity capital | $61,048,000 | 731 |
| Total bank equity capital | $61,048,000 | 731 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $4,252,000 | 898 |
| Surplus | $9,053,000 | 1,662 |
| Undivided profits | $47,743,000 | 492 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,583,000 | 1,026 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $2,158,000 | 917 |
| Earning assets | $782,533,000 | 631 |
| Long-term assets (5+ years) | $23,558,000 | 2,227 |
| Average Assets, year-to-date | $789,046,600 | 656 |
| Average Assets, quarterly | $837,495,500 | 640 |
| Volatile liabilities | $164,303,000 | 611 |
| Insider loans | $16,753,000 | 288 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $184,125,000 | 465 |
| Tier 1 (core) risk-based capital | $60,835,000 | 724 |
| Tier 2 risk-based capital | $5,286,560 | 701 |
| Total risk weighted assets | $419,936,060 | 741 |
| Total unused commitments | $184,125,000 | 467 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 149 | 1,412 |
| Assets and Liabilities | ||
| Total Assets: | $715,457,000 | 733 |
| Cash and due from depository institutions | $49,017,000 | 1,412 |
| Interest-bearing balances | $10,297,000 | 593 |
| Securities | $278,543,000 | 554 |
| Federal funds sold & reverse repurchase agreements | $76,000,000 | 233 |
| Net loans & leases | $295,185,000 | 973 |
| Loan loss allowance | $8,176,000 | 684 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $946,000 | 6,354 |
| Other real estate owned | $0 | 1,412 |
| Goodwill and other intangibles | $191,000 | 1,861 |
| All other assets | $15,575,000 | 685 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $715,457,000 | 733 |
| Total liabilities | $660,255,000 | 734 |
| Total deposits | $642,158,000 | 663 |
| Interest-bearing deposits | $425,748,000 | 838 |
| Deposits held in domestic offices | $642,158,000 | 654 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,526,000 | 1,101 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $8,571,000 | 685 |
| Total equity capital | $55,202,000 | 779 |
| Total bank equity capital | $55,202,000 | 779 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $4,252,000 | 892 |
| Surplus | $9,053,000 | 1,579 |
| Undivided profits | $41,897,000 | 546 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,257,000 | 2,687 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,503,000 | 1,135 |
| Earning assets | $660,025,000 | 727 |
| Long-term assets (5+ years) | $29,671,000 | 1,926 |
| Average Assets, year-to-date | $707,269,600 | 726 |
| Average Assets, quarterly | $722,489,500 | 718 |
| Volatile liabilities | $115,439,000 | 714 |
| Insider loans | $7,042,000 | 607 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $139,960,000 | 524 |
| Tier 1 (core) risk-based capital | $55,011,000 | 753 |
| Tier 2 risk-based capital | $4,872,510 | 741 |
| Total risk weighted assets | $386,497,610 | 792 |
| Total unused commitments | $139,960,000 | 536 |
| Derivatives | $188,000 | 688 |
| 1992-12-31 | Rank | |
| # of Employees: | 139 | 1,560 |
| Assets and Liabilities | ||
| Total Assets: | $687,403,000 | 787 |
| Cash and due from depository institutions | $53,733,000 | 1,560 |
| Interest-bearing balances | $9,698,000 | 782 |
| Securities | $208,078,000 | 670 |
| Federal funds sold & reverse repurchase agreements | $120,000,000 | 213 |
| Net loans & leases | $291,655,000 | 1,010 |
| Loan loss allowance | $7,917,000 | 724 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,051,000 | 6,003 |
| Other real estate owned | $0 | 1,560 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $12,886,000 | 834 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $687,403,000 | 787 |
| Total liabilities | $637,547,000 | 786 |
| Total deposits | $614,225,000 | 735 |
| Interest-bearing deposits | $416,887,000 | 903 |
| Deposits held in domestic offices | $614,225,000 | 725 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,247,000 | 811 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $8,075,000 | 697 |
| Total equity capital | $49,856,000 | 823 |
| Total bank equity capital | $49,856,000 | 823 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $13,305,000 | 302 |
| Surplus | $0 | 12,588 |
| Undivided profits | $36,551,000 | 583 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $483,000 | 5,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,077,000 | 1,806 |
| Earning assets | $629,431,000 | 780 |
| Long-term assets (5+ years) | $59,145,000 | 1,007 |
| Average Assets, year-to-date | $647,675,000 | 812 |
| Average Assets, quarterly | $671,678,500 | 794 |
| Volatile liabilities | $117,021,000 | 673 |
| Insider loans | $974,000 | 869 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $126,151,000 | 541 |
| Tier 1 (core) risk-based capital | $49,856,000 | 788 |
| Tier 2 risk-based capital | $4,658,030 | 799 |
| Total risk weighted assets | $369,383,130 | 849 |
| Total unused commitments | $126,151,000 | 552 |
| Derivatives | $357,000 | 607 |