Home > Meigs County Bank > Income and Expense
Meigs County Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,508,000 | 3,377 |
| Total interest expense | $4,377,000 | 3,395 |
| Net interest income | $5,131,000 | 3,303 |
| Provision for loan and lease losses | $859,000 | 1,115 |
| Total noninterest income | $1,104,000 | 2,871 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $754,000 | 1,687 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $350,000 | 3,704 |
| Total noninterest expense | $4,167,000 | 3,113 |
| Salaries and employee benefits | $2,132,000 | 3,147 |
| Premises and equipment expense | $728,000 | 2,687 |
| Additional noninterest expense | $1,307,000 | 3,117 |
| Pre-tax net operating income | $1,209,000 | 4,860 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $371,000 | 4,618 |
| Income before extraordinary items | $840,000 | 5,033 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $840,000 | 5,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $496,000 | 1,255 |
| Cash dividends | $150,000 | 5,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $838,620 | 4,957 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,228,000 | 3,870 |
| Total interest expense | $3,753,000 | 3,910 |
| Net interest income | $4,475,000 | 3,832 |
| Provision for loan and lease losses | $305,000 | 2,540 |
| Total noninterest income | $1,001,000 | 3,038 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $693,000 | 1,880 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $308,000 | 3,860 |
| Total noninterest expense | $3,464,000 | 3,643 |
| Salaries and employee benefits | $1,923,000 | 3,426 |
| Premises and equipment expense | $528,000 | 3,534 |
| Additional noninterest expense | $1,013,000 | 3,852 |
| Pre-tax net operating income | $1,707,000 | 4,024 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $540,000 | 3,990 |
| Income before extraordinary items | $1,166,000 | 4,153 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,166,000 | 4,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 2,912 |
| Cash dividends | $400,000 | 3,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,166,680 | 4,092 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,875,000 | 4,651 |
| Total interest expense | $2,982,000 | 4,814 |
| Net interest income | $3,893,000 | 4,429 |
| Provision for loan and lease losses | $220,000 | 3,199 |
| Total noninterest income | $941,000 | 3,291 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $640,000 | 2,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $301,000 | 4,064 |
| Total noninterest expense | $3,156,000 | 4,136 |
| Salaries and employee benefits | $1,741,000 | 3,784 |
| Premises and equipment expense | $521,000 | 3,653 |
| Additional noninterest expense | $894,000 | 4,784 |
| Pre-tax net operating income | $1,458,000 | 4,449 |
| Securities gains (losses) | $6,000 | 2,865 |
| Applicable income taxes | $413,000 | 4,804 |
| Income before extraordinary items | $1,051,000 | 4,301 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,051,000 | 4,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,872 |
| Cash dividends | $400,000 | 3,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,046,680 | 4,264 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,960,000 | 5,234 |
| Total interest expense | $2,403,000 | 5,735 |
| Net interest income | $3,557,000 | 4,797 |
| Provision for loan and lease losses | $213,000 | 2,886 |
| Total noninterest income | $943,000 | 3,254 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $514,000 | 2,635 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $429,000 | 3,175 |
| Total noninterest expense | $2,907,000 | 4,412 |
| Salaries and employee benefits | $1,556,000 | 4,155 |
| Premises and equipment expense | $428,000 | 4,278 |
| Additional noninterest expense | $923,000 | 4,663 |
| Pre-tax net operating income | $1,380,000 | 4,748 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $473,000 | 4,366 |
| Income before extraordinary items | $912,000 | 4,941 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $912,000 | 4,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,429 |
| Cash dividends | $325,000 | 4,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $908,700 | 4,945 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,041,000 | 5,640 |
| Total interest expense | $1,709,000 | 6,310 |
| Net interest income | $3,332,000 | 5,160 |
| Provision for loan and lease losses | $112,000 | 4,309 |
| Total noninterest income | $818,000 | 3,655 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $503,000 | 2,726 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $315,000 | 3,948 |
| Total noninterest expense | $2,662,000 | 4,879 |
| Salaries and employee benefits | $1,424,000 | 4,488 |
| Premises and equipment expense | $410,000 | 4,488 |
| Additional noninterest expense | $828,000 | 5,544 |
| Pre-tax net operating income | $1,376,000 | 4,733 |
| Securities gains (losses) | $-4,000 | 9,291 |
| Applicable income taxes | $491,000 | 4,112 |
| Income before extraordinary items | $881,000 | 4,994 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $881,000 | 4,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,390 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $883,560 | 5,036 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,557,000 | 6,246 |
| Total interest expense | $1,632,000 | 6,791 |
| Net interest income | $2,925,000 | 5,763 |
| Provision for loan and lease losses | $95,000 | 5,900 |
| Total noninterest income | $709,000 | 4,400 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $485,000 | 2,879 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $224,000 | 5,331 |
| Total noninterest expense | $2,397,000 | 5,455 |
| Salaries and employee benefits | $1,331,000 | 4,779 |
| Premises and equipment expense | $391,000 | 4,806 |
| Additional noninterest expense | $675,000 | 6,747 |
| Pre-tax net operating income | $1,142,000 | 5,362 |
| Securities gains (losses) | $28,000 | 4,186 |
| Applicable income taxes | $413,000 | 4,893 |
| Income before extraordinary items | $757,000 | 5,792 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $757,000 | 5,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 7,969 |
| Cash dividends | $300,000 | 4,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $738,800 | 5,630 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,423,000 | 6,983 |
| Total interest expense | $1,911,000 | 7,321 |
| Net interest income | $2,512,000 | 6,566 |
| Provision for loan and lease losses | $150,000 | 6,067 |
| Total noninterest income | $663,000 | 4,605 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $419,000 | 3,317 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $244,000 | 5,037 |
| Total noninterest expense | $2,121,000 | 6,106 |
| Salaries and employee benefits | $1,009,000 | 5,975 |
| Premises and equipment expense | $337,000 | 5,508 |
| Additional noninterest expense | $775,000 | 6,247 |
| Pre-tax net operating income | $904,000 | 6,076 |
| Securities gains (losses) | $220,000 | 1,877 |
| Applicable income taxes | $404,000 | 4,753 |
| Income before extraordinary items | $720,000 | 5,799 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $720,000 | 5,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 5,008 |
| Cash dividends | $1,204,000 | 1,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $579,200 | 6,358 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.