Home > Medina Valley State Bank > Income and Expense
Medina Valley State Bank, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $757,000 | 6,243 |
| Total interest expense | $159,000 | 6,505 |
| Net interest income | $598,000 | 6,011 |
| Provision for loan and lease losses | $45,000 | 4,935 |
| Total noninterest income | $250,000 | 3,213 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $171,000 | 2,123 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $79,000 | 3,934 |
| Total noninterest expense | $621,000 | 5,645 |
| Salaries and employee benefits | $350,000 | 5,365 |
| Premises and equipment expense | $51,000 | 6,363 |
| Additional noninterest expense | $220,000 | 5,460 |
| Pre-tax net operating income | $182,000 | 4,245 |
| Securities gains (losses) | $25,000 | 1,431 |
| Applicable income taxes | $10,000 | 3,808 |
| Income before extraordinary items | $197,000 | 3,914 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $197,000 | 3,912 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $197,000 | 3,913 |
| Net charge-offs | $29,000 | 4,173 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $173,250 | 4,042 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,257,000 | 6,177 |
| Total interest expense | $805,000 | 6,460 |
| Net interest income | $2,452,000 | 5,881 |
| Provision for loan and lease losses | $180,000 | 5,882 |
| Total noninterest income | $1,033,000 | 3,269 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $709,000 | 2,228 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $324,000 | 3,872 |
| Total noninterest expense | $2,752,000 | 5,419 |
| Salaries and employee benefits | $1,417,000 | 5,365 |
| Premises and equipment expense | $260,000 | 5,974 |
| Additional noninterest expense | $1,075,000 | 5,038 |
| Pre-tax net operating income | $553,000 | 3,874 |
| Securities gains (losses) | $264,000 | 1,340 |
| Applicable income taxes | $48,000 | 3,285 |
| Income before extraordinary items | $769,000 | 3,204 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $769,000 | 3,203 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $769,000 | 3,203 |
| Net charge-offs | $194,000 | 5,049 |
| Cash dividends | $450,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $520,840 | 3,756 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,447,000 | 6,234 |
| Total interest expense | $627,000 | 6,520 |
| Net interest income | $1,820,000 | 5,927 |
| Provision for loan and lease losses | $130,000 | 5,681 |
| Total noninterest income | $747,000 | 3,409 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $527,000 | 2,252 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $220,000 | 4,131 |
| Total noninterest expense | $1,980,000 | 5,543 |
| Salaries and employee benefits | $1,032,000 | 5,483 |
| Premises and equipment expense | $205,000 | 5,919 |
| Additional noninterest expense | $743,000 | 5,250 |
| Pre-tax net operating income | $457,000 | 4,018 |
| Securities gains (losses) | $228,000 | 1,201 |
| Applicable income taxes | $69,000 | 3,131 |
| Income before extraordinary items | $616,000 | 3,339 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $616,000 | 3,337 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $616,000 | 3,339 |
| Net charge-offs | $134,000 | 4,762 |
| Cash dividends | $300,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $410,800 | 3,916 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,657,000 | 6,272 |
| Total interest expense | $432,000 | 6,573 |
| Net interest income | $1,225,000 | 5,921 |
| Provision for loan and lease losses | $80,000 | 5,568 |
| Total noninterest income | $482,000 | 3,497 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $335,000 | 2,308 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $147,000 | 4,160 |
| Total noninterest expense | $1,306,000 | 5,627 |
| Salaries and employee benefits | $679,000 | 5,592 |
| Premises and equipment expense | $127,000 | 6,125 |
| Additional noninterest expense | $500,000 | 5,250 |
| Pre-tax net operating income | $321,000 | 4,052 |
| Securities gains (losses) | $238,000 | 912 |
| Applicable income taxes | $90,000 | 2,712 |
| Income before extraordinary items | $469,000 | 3,209 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $469,000 | 3,207 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $469,000 | 3,208 |
| Net charge-offs | $62,000 | 4,721 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $269,080 | 4,024 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $839,000 | 6,287 |
| Total interest expense | $225,000 | 6,592 |
| Net interest income | $614,000 | 5,934 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $230,000 | 3,544 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $159,000 | 2,345 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $71,000 | 4,212 |
| Total noninterest expense | $658,000 | 5,559 |
| Salaries and employee benefits | $334,000 | 5,694 |
| Premises and equipment expense | $62,000 | 6,236 |
| Additional noninterest expense | $262,000 | 4,816 |
| Pre-tax net operating income | $156,000 | 4,440 |
| Securities gains (losses) | $104,000 | 975 |
| Applicable income taxes | $34,000 | 3,194 |
| Income before extraordinary items | $226,000 | 3,652 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $226,000 | 3,652 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $226,000 | 3,653 |
| Net charge-offs | $27,000 | 4,102 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $135,520 | 4,358 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,811,000 | 6,116 |
| Total interest expense | $1,293,000 | 6,281 |
| Net interest income | $2,518,000 | 5,895 |
| Provision for loan and lease losses | $120,000 | 5,805 |
| Total noninterest income | $998,000 | 3,405 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $721,000 | 2,298 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $277,000 | 4,245 |
| Total noninterest expense | $2,539,000 | 5,611 |
| Salaries and employee benefits | $1,405,000 | 5,528 |
| Premises and equipment expense | $257,000 | 6,180 |
| Additional noninterest expense | $877,000 | 5,214 |
| Pre-tax net operating income | $857,000 | 4,050 |
| Securities gains (losses) | $44,000 | 1,693 |
| Applicable income taxes | $101,000 | 3,383 |
| Income before extraordinary items | $800,000 | 3,704 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $800,000 | 3,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 4,833 |
| Cash dividends | $350,000 | 3,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $760,840 | 3,929 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,902,000 | 6,149 |
| Total interest expense | $1,016,000 | 6,289 |
| Net interest income | $1,886,000 | 5,942 |
| Provision for loan and lease losses | $90,000 | 5,263 |
| Total noninterest income | $751,000 | 3,486 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $540,000 | 2,319 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $211,000 | 4,315 |
| Total noninterest expense | $1,813,000 | 5,730 |
| Salaries and employee benefits | $1,030,000 | 5,598 |
| Premises and equipment expense | $179,000 | 6,364 |
| Additional noninterest expense | $604,000 | 5,403 |
| Pre-tax net operating income | $734,000 | 4,256 |
| Securities gains (losses) | $36,000 | 1,643 |
| Applicable income taxes | $109,000 | 3,529 |
| Income before extraordinary items | $661,000 | 3,931 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $661,000 | 3,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,307 |
| Cash dividends | $200,000 | 3,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $630,040 | 4,187 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,948,000 | 6,193 |
| Total interest expense | $713,000 | 6,322 |
| Net interest income | $1,235,000 | 5,996 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $500,000 | 3,500 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $357,000 | 2,314 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $143,000 | 4,391 |
| Total noninterest expense | $1,192,000 | 5,813 |
| Salaries and employee benefits | $678,000 | 5,684 |
| Premises and equipment expense | $114,000 | 6,502 |
| Additional noninterest expense | $400,000 | 5,421 |
| Pre-tax net operating income | $483,000 | 4,425 |
| Securities gains (losses) | $34,000 | 1,705 |
| Applicable income taxes | $76,000 | 3,719 |
| Income before extraordinary items | $441,000 | 4,274 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $441,000 | 4,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,943 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $412,100 | 4,355 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,001,000 | 6,218 |
| Total interest expense | $382,000 | 6,337 |
| Net interest income | $619,000 | 6,020 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $246,000 | 3,549 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $170,000 | 2,369 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $76,000 | 4,301 |
| Total noninterest expense | $594,000 | 5,838 |
| Salaries and employee benefits | $336,000 | 5,770 |
| Premises and equipment expense | $52,000 | 6,695 |
| Additional noninterest expense | $206,000 | 5,288 |
| Pre-tax net operating income | $241,000 | 4,598 |
| Securities gains (losses) | $29,000 | 1,385 |
| Applicable income taxes | $44,000 | 3,700 |
| Income before extraordinary items | $226,000 | 4,418 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $226,000 | 4,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,249 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $201,640 | 4,554 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,222,000 | 6,120 |
| Total interest expense | $1,642,000 | 6,244 |
| Net interest income | $2,580,000 | 5,897 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $901,000 | 3,755 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $650,000 | 2,520 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $251,000 | 4,580 |
| Total noninterest expense | $2,436,000 | 5,682 |
| Salaries and employee benefits | $1,365,000 | 5,594 |
| Premises and equipment expense | $275,000 | 5,985 |
| Additional noninterest expense | $796,000 | 5,362 |
| Pre-tax net operating income | $1,045,000 | 4,647 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $246,000 | 3,638 |
| Income before extraordinary items | $799,000 | 4,807 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $799,000 | 4,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,679 |
| Cash dividends | $350,000 | 4,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $799,000 | 4,778 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,180,000 | 6,143 |
| Total interest expense | $1,237,000 | 6,272 |
| Net interest income | $1,943,000 | 5,913 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $636,000 | 3,899 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $466,000 | 2,588 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $170,000 | 4,816 |
| Total noninterest expense | $1,796,000 | 5,705 |
| Salaries and employee benefits | $1,000,000 | 5,644 |
| Premises and equipment expense | $204,000 | 6,025 |
| Additional noninterest expense | $592,000 | 5,344 |
| Pre-tax net operating income | $783,000 | 4,883 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $195,000 | 3,748 |
| Income before extraordinary items | $588,000 | 5,032 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $588,000 | 5,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,451 |
| Cash dividends | $200,000 | 4,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $588,000 | 5,021 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,116,000 | 6,176 |
| Total interest expense | $814,000 | 6,323 |
| Net interest income | $1,302,000 | 5,942 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $415,000 | 3,955 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $303,000 | 2,629 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $112,000 | 4,907 |
| Total noninterest expense | $1,238,000 | 5,633 |
| Salaries and employee benefits | $665,000 | 5,721 |
| Premises and equipment expense | $145,000 | 5,910 |
| Additional noninterest expense | $428,000 | 5,060 |
| Pre-tax net operating income | $479,000 | 5,129 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $81,000 | 4,334 |
| Income before extraordinary items | $398,000 | 5,092 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $398,000 | 5,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,047 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $398,000 | 5,082 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,051,000 | 6,200 |
| Total interest expense | $399,000 | 6,376 |
| Net interest income | $652,000 | 5,942 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $206,000 | 3,944 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $153,000 | 2,568 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $53,000 | 4,993 |
| Total noninterest expense | $606,000 | 5,723 |
| Salaries and employee benefits | $329,000 | 5,792 |
| Premises and equipment expense | $72,000 | 5,967 |
| Additional noninterest expense | $205,000 | 5,190 |
| Pre-tax net operating income | $222,000 | 5,289 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $15,000 | 5,100 |
| Income before extraordinary items | $207,000 | 4,975 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $207,000 | 4,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,431 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $207,000 | 4,961 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,913,000 | 6,178 |
| Total interest expense | $1,328,000 | 6,368 |
| Net interest income | $2,585,000 | 5,922 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $849,000 | 3,914 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $615,000 | 2,635 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $234,000 | 4,811 |
| Total noninterest expense | $2,387,000 | 5,638 |
| Salaries and employee benefits | $1,353,000 | 5,515 |
| Premises and equipment expense | $261,000 | 6,097 |
| Additional noninterest expense | $773,000 | 5,326 |
| Pre-tax net operating income | $927,000 | 5,355 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $147,000 | 4,619 |
| Income before extraordinary items | $780,000 | 5,266 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $780,000 | 5,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,521 |
| Cash dividends | $350,000 | 4,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $780,000 | 5,263 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,892,000 | 6,236 |
| Total interest expense | $950,000 | 6,435 |
| Net interest income | $1,942,000 | 5,978 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $629,000 | 3,947 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $464,000 | 2,626 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $165,000 | 4,935 |
| Total noninterest expense | $1,759,000 | 5,674 |
| Salaries and employee benefits | $1,002,000 | 5,550 |
| Premises and equipment expense | $190,000 | 6,212 |
| Additional noninterest expense | $567,000 | 5,392 |
| Pre-tax net operating income | $722,000 | 5,448 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $99,000 | 4,934 |
| Income before extraordinary items | $623,000 | 5,267 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $623,000 | 5,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 2,222 |
| Cash dividends | $200,000 | 4,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $623,000 | 5,256 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,920,000 | 6,225 |
| Total interest expense | $619,000 | 6,376 |
| Net interest income | $1,301,000 | 6,005 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $427,000 | 3,898 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $319,000 | 2,544 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $108,000 | 4,971 |
| Total noninterest expense | $1,160,000 | 5,720 |
| Salaries and employee benefits | $643,000 | 5,686 |
| Premises and equipment expense | $132,000 | 6,106 |
| Additional noninterest expense | $385,000 | 5,341 |
| Pre-tax net operating income | $508,000 | 5,372 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $51,000 | 5,214 |
| Income before extraordinary items | $457,000 | 5,096 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $457,000 | 5,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,651 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $457,000 | 5,086 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $956,000 | 6,207 |
| Total interest expense | $295,000 | 6,409 |
| Net interest income | $661,000 | 5,977 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $209,000 | 3,888 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $157,000 | 2,502 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $52,000 | 5,040 |
| Total noninterest expense | $560,000 | 5,830 |
| Salaries and employee benefits | $301,000 | 5,919 |
| Premises and equipment expense | $66,000 | 6,124 |
| Additional noninterest expense | $193,000 | 5,294 |
| Pre-tax net operating income | $280,000 | 5,120 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-20,000 | 8,574 |
| Income before extraordinary items | $300,000 | 4,417 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $300,000 | 4,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,654 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $300,000 | 4,406 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,462,000 | 6,217 |
| Total interest expense | $939,000 | 6,439 |
| Net interest income | $2,523,000 | 6,025 |
| Provision for loan and lease losses | $80,000 | 5,115 |
| Total noninterest income | $804,000 | 4,032 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $625,000 | 2,573 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $179,000 | 5,389 |
| Total noninterest expense | $2,297,000 | 5,644 |
| Salaries and employee benefits | $1,361,000 | 5,380 |
| Premises and equipment expense | $223,000 | 6,496 |
| Additional noninterest expense | $713,000 | 5,535 |
| Pre-tax net operating income | $950,000 | 5,491 |
| Securities gains (losses) | $3,000 | 1,899 |
| Applicable income taxes | $156,000 | 4,957 |
| Income before extraordinary items | $797,000 | 5,351 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $797,000 | 5,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,333 |
| Cash dividends | $350,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $794,480 | 5,340 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,545,000 | 6,263 |
| Total interest expense | $678,000 | 6,440 |
| Net interest income | $1,867,000 | 6,087 |
| Provision for loan and lease losses | $80,000 | 4,606 |
| Total noninterest income | $587,000 | 4,110 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $462,000 | 2,603 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $125,000 | 5,534 |
| Total noninterest expense | $1,692,000 | 5,671 |
| Salaries and employee benefits | $1,016,000 | 5,364 |
| Premises and equipment expense | $158,000 | 6,600 |
| Additional noninterest expense | $518,000 | 5,602 |
| Pre-tax net operating income | $682,000 | 5,702 |
| Securities gains (losses) | $3,000 | 1,906 |
| Applicable income taxes | $108,000 | 5,164 |
| Income before extraordinary items | $577,000 | 5,556 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $577,000 | 5,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 1,954 |
| Cash dividends | $200,000 | 4,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $574,480 | 5,533 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,672,000 | 6,251 |
| Total interest expense | $435,000 | 6,403 |
| Net interest income | $1,237,000 | 6,089 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $396,000 | 4,074 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $296,000 | 2,647 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $100,000 | 5,187 |
| Total noninterest expense | $1,042,000 | 5,920 |
| Salaries and employee benefits | $619,000 | 5,652 |
| Premises and equipment expense | $90,000 | 6,915 |
| Additional noninterest expense | $333,000 | 5,686 |
| Pre-tax net operating income | $531,000 | 5,320 |
| Securities gains (losses) | $3,000 | 1,754 |
| Applicable income taxes | $59,000 | 5,378 |
| Income before extraordinary items | $475,000 | 5,013 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $475,000 | 5,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 1,382 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $472,330 | 4,975 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $813,000 | 6,341 |
| Total interest expense | $207,000 | 6,446 |
| Net interest income | $606,000 | 6,199 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $193,000 | 4,061 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $135,000 | 2,769 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $58,000 | 4,849 |
| Total noninterest expense | $508,000 | 6,048 |
| Salaries and employee benefits | $295,000 | 5,827 |
| Premises and equipment expense | $46,000 | 6,938 |
| Additional noninterest expense | $167,000 | 5,653 |
| Pre-tax net operating income | $261,000 | 5,345 |
| Securities gains (losses) | $3,000 | 1,324 |
| Applicable income taxes | $-4,000 | 8,666 |
| Income before extraordinary items | $268,000 | 4,682 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $268,000 | 4,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 777 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $265,000 | 4,668 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,974,000 | 6,446 |
| Total interest expense | $720,000 | 6,518 |
| Net interest income | $2,254,000 | 6,308 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $809,000 | 4,025 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $619,000 | 2,637 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $190,000 | 5,212 |
| Total noninterest expense | $2,175,000 | 5,735 |
| Salaries and employee benefits | $1,280,000 | 5,488 |
| Premises and equipment expense | $188,000 | 6,890 |
| Additional noninterest expense | $707,000 | 5,491 |
| Pre-tax net operating income | $768,000 | 5,888 |
| Securities gains (losses) | $79,000 | 1,404 |
| Applicable income taxes | $190,000 | 4,820 |
| Income before extraordinary items | $657,000 | 5,745 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $657,000 | 5,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 2,914 |
| Cash dividends | $350,000 | 4,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $595,380 | 5,896 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,193,000 | 6,512 |
| Total interest expense | $525,000 | 6,586 |
| Net interest income | $1,668,000 | 6,343 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $600,000 | 4,087 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $471,000 | 2,630 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $129,000 | 5,430 |
| Total noninterest expense | $1,560,000 | 5,847 |
| Salaries and employee benefits | $906,000 | 5,640 |
| Premises and equipment expense | $138,000 | 6,917 |
| Additional noninterest expense | $516,000 | 5,550 |
| Pre-tax net operating income | $618,000 | 5,818 |
| Securities gains (losses) | $79,000 | 1,334 |
| Applicable income taxes | $131,000 | 5,029 |
| Income before extraordinary items | $566,000 | 5,514 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $566,000 | 5,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 2,381 |
| Cash dividends | $200,000 | 3,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $502,010 | 5,735 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,457,000 | 6,552 |
| Total interest expense | $351,000 | 6,609 |
| Net interest income | $1,106,000 | 6,383 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $408,000 | 4,045 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $317,000 | 2,597 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $91,000 | 5,356 |
| Total noninterest expense | $1,052,000 | 5,850 |
| Salaries and employee benefits | $605,000 | 5,669 |
| Premises and equipment expense | $92,000 | 6,950 |
| Additional noninterest expense | $355,000 | 5,465 |
| Pre-tax net operating income | $402,000 | 5,843 |
| Securities gains (losses) | $75,000 | 1,204 |
| Applicable income taxes | $73,000 | 5,225 |
| Income before extraordinary items | $404,000 | 5,297 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $404,000 | 5,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 2,362 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $340,250 | 5,664 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $748,000 | 6,497 |
| Total interest expense | $177,000 | 6,662 |
| Net interest income | $571,000 | 6,309 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $209,000 | 3,959 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $161,000 | 2,527 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $48,000 | 5,207 |
| Total noninterest expense | $543,000 | 5,767 |
| Salaries and employee benefits | $317,000 | 5,552 |
| Premises and equipment expense | $40,000 | 7,262 |
| Additional noninterest expense | $186,000 | 5,320 |
| Pre-tax net operating income | $207,000 | 5,748 |
| Securities gains (losses) | $75,000 | 956 |
| Applicable income taxes | $-2,000 | 8,796 |
| Income before extraordinary items | $284,000 | 4,416 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $284,000 | 4,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,590 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $209,000 | 5,108 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,085,000 | 6,427 |
| Total interest expense | $816,000 | 6,656 |
| Net interest income | $2,269,000 | 6,232 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $824,000 | 4,170 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $658,000 | 2,502 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $166,000 | 5,642 |
| Total noninterest expense | $2,152,000 | 5,748 |
| Salaries and employee benefits | $1,223,000 | 5,576 |
| Premises and equipment expense | $215,000 | 6,608 |
| Additional noninterest expense | $714,000 | 5,442 |
| Pre-tax net operating income | $821,000 | 5,638 |
| Securities gains (losses) | $136,000 | 1,625 |
| Applicable income taxes | $256,000 | 4,535 |
| Income before extraordinary items | $701,000 | 5,590 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $701,000 | 5,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,613 |
| Cash dividends | $350,000 | 4,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $601,720 | 5,771 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,312,000 | 6,504 |
| Total interest expense | $633,000 | 6,726 |
| Net interest income | $1,679,000 | 6,299 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $634,000 | 4,153 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $505,000 | 2,453 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $129,000 | 5,631 |
| Total noninterest expense | $1,427,000 | 6,113 |
| Salaries and employee benefits | $762,000 | 6,172 |
| Premises and equipment expense | $145,000 | 6,860 |
| Additional noninterest expense | $520,000 | 5,515 |
| Pre-tax net operating income | $796,000 | 5,142 |
| Securities gains (losses) | $136,000 | 1,493 |
| Applicable income taxes | $181,000 | 4,809 |
| Income before extraordinary items | $751,000 | 4,766 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $751,000 | 4,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,532 |
| Cash dividends | $200,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $640,840 | 5,043 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,580,000 | 6,472 |
| Total interest expense | $436,000 | 6,758 |
| Net interest income | $1,144,000 | 6,219 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $409,000 | 4,189 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $330,000 | 2,461 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $79,000 | 5,734 |
| Total noninterest expense | $916,000 | 6,279 |
| Salaries and employee benefits | $487,000 | 6,355 |
| Premises and equipment expense | $89,000 | 7,056 |
| Additional noninterest expense | $340,000 | 5,569 |
| Pre-tax net operating income | $577,000 | 4,940 |
| Securities gains (losses) | $109,000 | 1,441 |
| Applicable income taxes | $107,000 | 5,036 |
| Income before extraordinary items | $579,000 | 4,392 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $579,000 | 4,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,791 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $487,440 | 4,655 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $811,000 | 6,411 |
| Total interest expense | $222,000 | 6,798 |
| Net interest income | $589,000 | 6,112 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $204,000 | 4,110 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $159,000 | 2,464 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $45,000 | 5,466 |
| Total noninterest expense | $425,000 | 6,531 |
| Salaries and employee benefits | $204,000 | 6,922 |
| Premises and equipment expense | $44,000 | 7,119 |
| Additional noninterest expense | $177,000 | 5,409 |
| Pre-tax net operating income | $338,000 | 4,469 |
| Securities gains (losses) | $63,000 | 1,259 |
| Applicable income taxes | $-1,000 | 8,975 |
| Income before extraordinary items | $402,000 | 3,439 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $402,000 | 3,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,802 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $339,000 | 3,714 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,528,000 | 6,316 |
| Total interest expense | $1,265,000 | 6,272 |
| Net interest income | $2,263,000 | 6,221 |
| Provision for loan and lease losses | $180,000 | 4,547 |
| Total noninterest income | $783,000 | 4,044 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $591,000 | 2,595 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $192,000 | 5,118 |
| Total noninterest expense | $2,058,000 | 5,787 |
| Salaries and employee benefits | $1,187,000 | 5,519 |
| Premises and equipment expense | $181,000 | 7,015 |
| Additional noninterest expense | $690,000 | 5,459 |
| Pre-tax net operating income | $808,000 | 5,745 |
| Securities gains (losses) | $119,000 | 1,588 |
| Applicable income taxes | $274,000 | 4,596 |
| Income before extraordinary items | $653,000 | 5,739 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $653,000 | 5,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 3,151 |
| Cash dividends | $525,000 | 3,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $569,700 | 5,953 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,195,000 | 6,201 |
| Total interest expense | $1,957,000 | 6,164 |
| Net interest income | $2,238,000 | 6,070 |
| Provision for loan and lease losses | $180,000 | 4,345 |
| Total noninterest income | $815,000 | 3,806 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $660,000 | 2,262 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $155,000 | 5,478 |
| Total noninterest expense | $1,992,000 | 5,737 |
| Salaries and employee benefits | $1,120,000 | 5,583 |
| Premises and equipment expense | $190,000 | 6,925 |
| Additional noninterest expense | $682,000 | 5,383 |
| Pre-tax net operating income | $881,000 | 5,244 |
| Securities gains (losses) | $90,000 | 1,834 |
| Applicable income taxes | $275,000 | 4,439 |
| Income before extraordinary items | $696,000 | 5,243 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $696,000 | 5,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 3,083 |
| Cash dividends | $525,000 | 3,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $631,200 | 5,363 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,364,000 | 6,197 |
| Total interest expense | $1,959,000 | 6,330 |
| Net interest income | $2,405,000 | 5,952 |
| Provision for loan and lease losses | $180,000 | 3,942 |
| Total noninterest income | $775,000 | 3,734 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $626,000 | 2,199 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 5,494 |
| Total noninterest expense | $1,899,000 | 5,863 |
| Salaries and employee benefits | $1,086,000 | 5,606 |
| Premises and equipment expense | $182,000 | 7,052 |
| Additional noninterest expense | $631,000 | 5,586 |
| Pre-tax net operating income | $1,101,000 | 4,993 |
| Securities gains (losses) | $-9,000 | 8,282 |
| Applicable income taxes | $326,000 | 4,411 |
| Income before extraordinary items | $766,000 | 5,177 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $766,000 | 5,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 2,742 |
| Cash dividends | $475,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $772,300 | 5,144 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,996,000 | 6,371 |
| Total interest expense | $1,784,000 | 6,384 |
| Net interest income | $2,212,000 | 6,266 |
| Provision for loan and lease losses | $180,000 | 3,760 |
| Total noninterest income | $760,000 | 3,754 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $582,000 | 2,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $178,000 | 5,203 |
| Total noninterest expense | $1,797,000 | 6,090 |
| Salaries and employee benefits | $1,040,000 | 5,727 |
| Premises and equipment expense | $174,000 | 7,248 |
| Additional noninterest expense | $583,000 | 5,928 |
| Pre-tax net operating income | $995,000 | 5,323 |
| Securities gains (losses) | $8,000 | 1,870 |
| Applicable income taxes | $286,000 | 4,919 |
| Income before extraordinary items | $717,000 | 5,390 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $717,000 | 5,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 2,895 |
| Cash dividends | $450,000 | 3,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $711,320 | 5,379 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,154,000 | 6,343 |
| Total interest expense | $1,845,000 | 6,466 |
| Net interest income | $2,309,000 | 6,116 |
| Provision for loan and lease losses | $220,000 | 3,309 |
| Total noninterest income | $758,000 | 3,762 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $585,000 | 2,198 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 5,322 |
| Total noninterest expense | $1,818,000 | 5,952 |
| Salaries and employee benefits | $1,013,000 | 5,737 |
| Premises and equipment expense | $180,000 | 7,052 |
| Additional noninterest expense | $625,000 | 5,592 |
| Pre-tax net operating income | $1,029,000 | 5,327 |
| Securities gains (losses) | $-11,000 | 10,204 |
| Applicable income taxes | $301,000 | 5,159 |
| Income before extraordinary items | $717,000 | 5,537 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $717,000 | 5,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 2,780 |
| Cash dividends | $440,000 | 3,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $724,700 | 5,396 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,128,000 | 6,537 |
| Total interest expense | $1,821,000 | 6,632 |
| Net interest income | $2,307,000 | 6,354 |
| Provision for loan and lease losses | $320,000 | 2,457 |
| Total noninterest income | $770,000 | 3,699 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $621,000 | 2,114 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 5,702 |
| Total noninterest expense | $1,612,000 | 6,506 |
| Salaries and employee benefits | $855,000 | 6,514 |
| Premises and equipment expense | $166,000 | 7,452 |
| Additional noninterest expense | $591,000 | 5,864 |
| Pre-tax net operating income | $1,145,000 | 5,396 |
| Securities gains (losses) | $-29,000 | 10,497 |
| Applicable income taxes | $362,000 | 5,191 |
| Income before extraordinary items | $754,000 | 5,661 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $754,000 | 5,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $449,000 | 1,465 |
| Cash dividends | $425,000 | 3,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $773,720 | 5,530 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,958,000 | 6,907 |
| Total interest expense | $1,766,000 | 6,914 |
| Net interest income | $2,192,000 | 6,786 |
| Provision for loan and lease losses | $205,000 | 3,345 |
| Total noninterest income | $747,000 | 3,888 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $615,000 | 2,198 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 6,332 |
| Total noninterest expense | $1,584,000 | 6,879 |
| Salaries and employee benefits | $830,000 | 6,832 |
| Premises and equipment expense | $136,000 | 8,382 |
| Additional noninterest expense | $618,000 | 6,242 |
| Pre-tax net operating income | $1,150,000 | 5,259 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $357,000 | 5,258 |
| Income before extraordinary items | $796,000 | 5,328 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $796,000 | 5,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 2,671 |
| Cash dividends | $425,000 | 3,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $793,930 | 5,275 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,755,000 | 7,251 |
| Total interest expense | $1,581,000 | 7,475 |
| Net interest income | $2,174,000 | 6,925 |
| Provision for loan and lease losses | $275,000 | 2,402 |
| Total noninterest income | $645,000 | 4,343 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $547,000 | 2,467 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 7,303 |
| Total noninterest expense | $1,502,000 | 7,269 |
| Salaries and employee benefits | $769,000 | 7,275 |
| Premises and equipment expense | $129,000 | 8,826 |
| Additional noninterest expense | $604,000 | 6,510 |
| Pre-tax net operating income | $1,042,000 | 5,819 |
| Securities gains (losses) | $9,000 | 2,462 |
| Applicable income taxes | $282,000 | 6,229 |
| Income before extraordinary items | $769,000 | 5,602 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $769,000 | 5,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 2,113 |
| Cash dividends | $425,000 | 3,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $762,430 | 5,624 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,381,000 | 7,513 |
| Total interest expense | $1,248,000 | 7,725 |
| Net interest income | $2,133,000 | 7,241 |
| Provision for loan and lease losses | $582,000 | 1,374 |
| Total noninterest income | $752,000 | 3,911 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $610,000 | 2,232 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 6,367 |
| Total noninterest expense | $1,424,000 | 7,838 |
| Salaries and employee benefits | $707,000 | 7,816 |
| Premises and equipment expense | $119,000 | 9,419 |
| Additional noninterest expense | $598,000 | 7,056 |
| Pre-tax net operating income | $879,000 | 6,495 |
| Securities gains (losses) | $-8,000 | 9,681 |
| Applicable income taxes | $201,000 | 7,329 |
| Income before extraordinary items | $670,000 | 6,098 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $670,000 | 6,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $633,000 | 1,167 |
| Cash dividends | $425,000 | 3,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $676,160 | 6,129 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,254,000 | 7,919 |
| Total interest expense | $1,284,000 | 7,938 |
| Net interest income | $1,970,000 | 7,768 |
| Provision for loan and lease losses | $460,000 | 2,221 |
| Total noninterest income | $689,000 | 4,492 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $597,000 | 2,311 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 8,143 |
| Total noninterest expense | $1,423,000 | 8,098 |
| Salaries and employee benefits | $682,000 | 8,117 |
| Premises and equipment expense | $117,000 | 9,887 |
| Additional noninterest expense | $624,000 | 7,134 |
| Pre-tax net operating income | $776,000 | 6,945 |
| Securities gains (losses) | $155,000 | 1,954 |
| Applicable income taxes | $254,000 | 6,727 |
| Income before extraordinary items | $677,000 | 6,253 |
| Extraordinary gains, net | $-128,000 | 12,968 |
| Net income | $549,000 | 7,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $344,000 | 2,265 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $563,850 | 6,792 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,507,000 | 8,173 |
| Total interest expense | $1,575,000 | 8,286 |
| Net interest income | $1,932,000 | 7,940 |
| Provision for loan and lease losses | $390,000 | 3,518 |
| Total noninterest income | $619,000 | 4,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $533,000 | 2,584 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 8,594 |
| Total noninterest expense | $1,324,000 | 8,580 |
| Salaries and employee benefits | $659,000 | 8,315 |
| Premises and equipment expense | $105,000 | 10,550 |
| Additional noninterest expense | $560,000 | 7,875 |
| Pre-tax net operating income | $837,000 | 6,395 |
| Securities gains (losses) | $92,000 | 3,137 |
| Applicable income taxes | $232,000 | 6,961 |
| Income before extraordinary items | $697,000 | 5,945 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $697,000 | 6,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $397,000 | 2,836 |
| Cash dividends | $400,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $628,000 | 6,024 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.