Home > Medford Savings Bank > Net charge- offs to loans
Medford Savings Bank, Net charge- offs to loans
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0029% | 7,664 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0059% | 8,483 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0131% | 8,799 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 8,593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 8,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0060% | 7,955 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1555% | 720 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0006% | 7,614 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 1,290 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 1,258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 1,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 1,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0228% | 995 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6267% | 657 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0160% | 7,235 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 1,273 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0096% | 1,226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 1,321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 1,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6213% | 311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2072% | 1,142 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0117% | 9,287 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0357% | 1,363 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2309% | 1,385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0009% | 928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0010% | 870 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7057% | 254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3516% | 982 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1083% | 5,323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1074% | 315 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6180% | 68 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 958 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0031% | 901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1433% | 646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1103% | 1,230 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0824% | 6,165 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0704% | 518 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3231% | 206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0147% | 830 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0156% | 771 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0416% | 806 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4426% | 963 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1574% | 4,531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1454% | 399 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7423% | 179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2275% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0100% | 1,390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0106% | 1,387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8408% | 202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1175% | 1,213 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0102% | 8,494 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 1,046 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0361% | 1,254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0141% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0150% | 813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0809% | 636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2062% | 1,014 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3636% | 3,602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3279% | 425 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7327% | 322 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2953% | 144 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1232% | 447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1314% | 429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3774% | 184 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1591% | 1,129 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6420% | 3,407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6616% | 366 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6118% | 158 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0347% | 402 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0650% | 724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0690% | 682 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2682% | 932 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1940% | 1,249 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |