Home > Medford Co-operative Bank > Income and Expense
Medford Co-operative Bank, Income and Expense
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $21,588,000 | 1,319 |
| Total interest expense | $7,170,000 | 1,131 |
| Net interest income | $14,418,000 | 1,401 |
| Provision for loan and lease losses | $425,000 | 2,254 |
| Total noninterest income | $1,120,000 | 3,286 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $697,000 | 2,371 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $423,000 | 3,615 |
| Total noninterest expense | $11,647,000 | 1,399 |
| Salaries and employee benefits | $6,946,000 | 1,267 |
| Premises and equipment expense | $1,504,000 | 1,543 |
| Additional noninterest expense | $3,197,000 | 1,534 |
| Pre-tax net operating income | $3,466,000 | 2,286 |
| Securities gains (losses) | $341,000 | 584 |
| Applicable income taxes | $1,307,000 | 1,789 |
| Income before extraordinary items | $2,500,000 | 2,431 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,500,000 | 2,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $411,000 | 1,566 |
| Cash dividends | $1,008,000 | 2,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,274,940 | 2,565 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $16,077,000 | 1,304 |
| Total interest expense | $5,334,000 | 1,120 |
| Net interest income | $10,743,000 | 1,394 |
| Provision for loan and lease losses | $364,000 | 1,921 |
| Total noninterest income | $894,000 | 3,159 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $523,000 | 2,407 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $371,000 | 3,329 |
| Total noninterest expense | $8,206,000 | 1,485 |
| Salaries and employee benefits | $4,765,000 | 1,387 |
| Premises and equipment expense | $1,129,000 | 1,542 |
| Additional noninterest expense | $2,312,000 | 1,571 |
| Pre-tax net operating income | $3,067,000 | 2,043 |
| Securities gains (losses) | $302,000 | 592 |
| Applicable income taxes | $1,163,000 | 1,581 |
| Income before extraordinary items | $2,206,000 | 2,119 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,206,000 | 2,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $404,000 | 1,151 |
| Cash dividends | $1,008,000 | 1,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,009,700 | 2,258 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,679,000 | 1,290 |
| Total interest expense | $3,551,000 | 1,109 |
| Net interest income | $7,128,000 | 1,385 |
| Provision for loan and lease losses | $185,000 | 2,331 |
| Total noninterest income | $634,000 | 3,052 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $348,000 | 2,406 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $286,000 | 3,072 |
| Total noninterest expense | $5,437,000 | 1,495 |
| Salaries and employee benefits | $3,188,000 | 1,377 |
| Premises and equipment expense | $762,000 | 1,518 |
| Additional noninterest expense | $1,487,000 | 1,619 |
| Pre-tax net operating income | $2,140,000 | 1,925 |
| Securities gains (losses) | $281,000 | 510 |
| Applicable income taxes | $824,000 | 1,500 |
| Income before extraordinary items | $1,597,000 | 1,959 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,597,000 | 1,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $404,000 | 836 |
| Cash dividends | $671,000 | 1,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,411,540 | 2,125 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,350,000 | 1,298 |
| Total interest expense | $1,818,000 | 1,097 |
| Net interest income | $3,532,000 | 1,400 |
| Provision for loan and lease losses | $52,000 | 3,247 |
| Total noninterest income | $284,000 | 3,233 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $171,000 | 2,391 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $113,000 | 3,446 |
| Total noninterest expense | $2,780,000 | 1,466 |
| Salaries and employee benefits | $1,622,000 | 1,366 |
| Premises and equipment expense | $398,000 | 1,469 |
| Additional noninterest expense | $760,000 | 1,570 |
| Pre-tax net operating income | $984,000 | 2,027 |
| Securities gains (losses) | $121,000 | 717 |
| Applicable income taxes | $395,000 | 1,569 |
| Income before extraordinary items | $710,000 | 2,145 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $710,000 | 2,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $335,000 | 1,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $632,560 | 2,294 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $21,193,000 | 1,338 |
| Total interest expense | $8,847,000 | 1,006 |
| Net interest income | $12,346,000 | 1,578 |
| Provision for loan and lease losses | $574,000 | 1,957 |
| Total noninterest income | $2,036,000 | 2,293 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $735,000 | 2,261 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,301,000 | 2,007 |
| Total noninterest expense | $10,882,000 | 1,472 |
| Salaries and employee benefits | $5,721,000 | 1,497 |
| Premises and equipment expense | $1,407,000 | 1,621 |
| Additional noninterest expense | $3,754,000 | 1,323 |
| Pre-tax net operating income | $2,926,000 | 2,562 |
| Securities gains (losses) | $461,000 | 797 |
| Applicable income taxes | $1,235,000 | 1,904 |
| Income before extraordinary items | $2,152,000 | 2,708 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,152,000 | 2,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,588 |
| Cash dividends | $671,000 | 3,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,856,960 | 2,905 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $15,869,000 | 1,367 |
| Total interest expense | $6,855,000 | 1,021 |
| Net interest income | $9,014,000 | 1,626 |
| Provision for loan and lease losses | $262,000 | 2,781 |
| Total noninterest income | $1,635,000 | 2,213 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $555,000 | 2,270 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,080,000 | 1,942 |
| Total noninterest expense | $7,838,000 | 1,541 |
| Salaries and employee benefits | $4,127,000 | 1,576 |
| Premises and equipment expense | $1,033,000 | 1,660 |
| Additional noninterest expense | $2,678,000 | 1,377 |
| Pre-tax net operating income | $2,549,000 | 2,347 |
| Securities gains (losses) | $268,000 | 1,045 |
| Applicable income taxes | $1,061,000 | 1,778 |
| Income before extraordinary items | $1,756,000 | 2,614 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,756,000 | 2,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,128 |
| Cash dividends | $336,000 | 3,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,584,480 | 2,701 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,643,000 | 1,372 |
| Total interest expense | $4,745,000 | 1,014 |
| Net interest income | $5,898,000 | 1,656 |
| Provision for loan and lease losses | $175,000 | 2,769 |
| Total noninterest income | $1,294,000 | 1,932 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $368,000 | 2,248 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $926,000 | 1,604 |
| Total noninterest expense | $5,315,000 | 1,508 |
| Salaries and employee benefits | $2,687,000 | 1,598 |
| Premises and equipment expense | $683,000 | 1,671 |
| Additional noninterest expense | $1,945,000 | 1,277 |
| Pre-tax net operating income | $1,702,000 | 2,350 |
| Securities gains (losses) | $223,000 | 976 |
| Applicable income taxes | $741,000 | 1,731 |
| Income before extraordinary items | $1,184,000 | 2,609 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,184,000 | 2,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,041,280 | 2,718 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,305,000 | 1,386 |
| Total interest expense | $2,458,000 | 1,003 |
| Net interest income | $2,847,000 | 1,708 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $565,000 | 2,092 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $184,000 | 2,179 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $381,000 | 1,801 |
| Total noninterest expense | $2,439,000 | 1,643 |
| Salaries and employee benefits | $1,348,000 | 1,580 |
| Premises and equipment expense | $345,000 | 1,663 |
| Additional noninterest expense | $746,000 | 1,583 |
| Pre-tax net operating income | $898,000 | 2,240 |
| Securities gains (losses) | $65,000 | 1,236 |
| Applicable income taxes | $359,000 | 1,778 |
| Income before extraordinary items | $604,000 | 2,531 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $604,000 | 2,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $562,400 | 2,551 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $20,405,000 | 1,512 |
| Total interest expense | $10,119,000 | 1,110 |
| Net interest income | $10,286,000 | 1,889 |
| Provision for loan and lease losses | $275,000 | 3,639 |
| Total noninterest income | $1,540,000 | 2,570 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $753,000 | 2,110 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $787,000 | 2,527 |
| Total noninterest expense | $8,655,000 | 1,747 |
| Salaries and employee benefits | $4,901,000 | 1,642 |
| Premises and equipment expense | $1,142,000 | 1,935 |
| Additional noninterest expense | $2,612,000 | 1,784 |
| Pre-tax net operating income | $2,896,000 | 2,573 |
| Securities gains (losses) | $-93,000 | 9,125 |
| Applicable income taxes | $1,089,000 | 2,080 |
| Income before extraordinary items | $1,714,000 | 3,157 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,714,000 | 3,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,091 |
| Cash dividends | $750,000 | 2,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,773,520 | 2,980 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $19,547,000 | 1,745 |
| Total interest expense | $10,244,000 | 1,588 |
| Net interest income | $9,303,000 | 1,912 |
| Provision for loan and lease losses | $330,000 | 3,018 |
| Total noninterest income | $1,170,000 | 2,979 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $680,000 | 2,199 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $490,000 | 3,164 |
| Total noninterest expense | $8,340,000 | 1,748 |
| Salaries and employee benefits | $5,348,000 | 1,409 |
| Premises and equipment expense | $894,000 | 2,383 |
| Additional noninterest expense | $2,098,000 | 2,139 |
| Pre-tax net operating income | $1,803,000 | 3,427 |
| Securities gains (losses) | $-14,000 | 9,335 |
| Applicable income taxes | $683,000 | 2,718 |
| Income before extraordinary items | $1,106,000 | 4,016 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,106,000 | 4,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,490 |
| Cash dividends | $4,500,000 | 663 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,114,960 | 3,873 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $17,855,000 | 1,974 |
| Total interest expense | $8,881,000 | 1,946 |
| Net interest income | $8,974,000 | 1,969 |
| Provision for loan and lease losses | $185,000 | 3,897 |
| Total noninterest income | $897,000 | 3,400 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $592,000 | 2,319 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $305,000 | 3,878 |
| Total noninterest expense | $7,310,000 | 1,902 |
| Salaries and employee benefits | $4,317,000 | 1,655 |
| Premises and equipment expense | $894,000 | 2,315 |
| Additional noninterest expense | $2,099,000 | 2,071 |
| Pre-tax net operating income | $2,376,000 | 2,886 |
| Securities gains (losses) | $436,000 | 280 |
| Applicable income taxes | $1,084,000 | 1,983 |
| Income before extraordinary items | $1,728,000 | 2,892 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,728,000 | 2,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,683 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,448,960 | 3,336 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,254,000 | 2,283 |
| Total interest expense | $6,596,000 | 2,234 |
| Net interest income | $7,658,000 | 2,305 |
| Provision for loan and lease losses | $170,000 | 3,962 |
| Total noninterest income | $799,000 | 3,619 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $497,000 | 2,647 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $302,000 | 4,006 |
| Total noninterest expense | $6,423,000 | 2,119 |
| Salaries and employee benefits | $3,819,000 | 1,817 |
| Premises and equipment expense | $664,000 | 2,998 |
| Additional noninterest expense | $1,940,000 | 2,258 |
| Pre-tax net operating income | $1,864,000 | 3,516 |
| Securities gains (losses) | $259,000 | 485 |
| Applicable income taxes | $825,000 | 2,582 |
| Income before extraordinary items | $1,298,000 | 3,647 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,298,000 | 3,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,930 |
| Cash dividends | $1,000,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,132,240 | 4,010 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,649,000 | 2,581 |
| Total interest expense | $5,783,000 | 2,622 |
| Net interest income | $6,866,000 | 2,470 |
| Provision for loan and lease losses | $185,000 | 3,665 |
| Total noninterest income | $860,000 | 3,434 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $486,000 | 2,614 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $374,000 | 3,568 |
| Total noninterest expense | $5,362,000 | 2,424 |
| Salaries and employee benefits | $3,290,000 | 2,054 |
| Premises and equipment expense | $432,000 | 4,156 |
| Additional noninterest expense | $1,640,000 | 2,553 |
| Pre-tax net operating income | $2,179,000 | 3,105 |
| Securities gains (losses) | $150,000 | 1,051 |
| Applicable income taxes | $921,000 | 2,455 |
| Income before extraordinary items | $1,408,000 | 3,420 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,408,000 | 3,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,814 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $11,333,000 | 82 |
| Net operating income | $1,312,000 | 3,560 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,844,000 | 2,994 |
| Total interest expense | $5,359,000 | 2,792 |
| Net interest income | $5,485,000 | 3,182 |
| Provision for loan and lease losses | $338,000 | 2,389 |
| Total noninterest income | $712,000 | 3,923 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $482,000 | 2,718 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $230,000 | 4,605 |
| Total noninterest expense | $4,424,000 | 2,871 |
| Salaries and employee benefits | $2,604,000 | 2,541 |
| Premises and equipment expense | $437,000 | 4,138 |
| Additional noninterest expense | $1,383,000 | 2,946 |
| Pre-tax net operating income | $1,435,000 | 4,650 |
| Securities gains (losses) | $229,000 | 653 |
| Applicable income taxes | $695,000 | 3,253 |
| Income before extraordinary items | $969,000 | 4,811 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $969,000 | 4,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,380 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $822,440 | 5,315 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,298,000 | 3,509 |
| Total interest expense | $4,621,000 | 3,238 |
| Net interest income | $4,677,000 | 3,768 |
| Provision for loan and lease losses | $160,000 | 3,923 |
| Total noninterest income | $673,000 | 4,230 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $469,000 | 2,884 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $204,000 | 5,105 |
| Total noninterest expense | $4,156,000 | 3,237 |
| Salaries and employee benefits | $2,507,000 | 2,695 |
| Premises and equipment expense | $356,000 | 4,970 |
| Additional noninterest expense | $1,293,000 | 3,547 |
| Pre-tax net operating income | $1,034,000 | 5,617 |
| Securities gains (losses) | $81,000 | 1,058 |
| Applicable income taxes | $461,000 | 4,422 |
| Income before extraordinary items | $654,000 | 5,970 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $654,000 | 5,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,424 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $602,160 | 6,201 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,568,000 | 3,775 |
| Total interest expense | $4,339,000 | 3,439 |
| Net interest income | $4,229,000 | 4,125 |
| Provision for loan and lease losses | $100,000 | 4,579 |
| Total noninterest income | $602,000 | 4,561 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $409,000 | 3,298 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $193,000 | 5,232 |
| Total noninterest expense | $3,657,000 | 3,587 |
| Salaries and employee benefits | $2,180,000 | 3,056 |
| Premises and equipment expense | $227,000 | 6,713 |
| Additional noninterest expense | $1,250,000 | 3,616 |
| Pre-tax net operating income | $1,074,000 | 5,699 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $455,000 | 4,493 |
| Income before extraordinary items | $619,000 | 6,499 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $619,000 | 6,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,794 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $619,000 | 6,489 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,800,000 | 3,829 |
| Total interest expense | $3,535,000 | 3,422 |
| Net interest income | $4,265,000 | 4,126 |
| Provision for loan and lease losses | $125,000 | 3,960 |
| Total noninterest income | $449,000 | 5,696 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $329,000 | 4,049 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $120,000 | 6,933 |
| Total noninterest expense | $3,281,000 | 4,081 |
| Salaries and employee benefits | $1,825,000 | 3,575 |
| Premises and equipment expense | $216,000 | 7,121 |
| Additional noninterest expense | $1,240,000 | 3,938 |
| Pre-tax net operating income | $1,308,000 | 4,920 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $549,000 | 3,776 |
| Income before extraordinary items | $759,000 | 5,564 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $759,000 | 5,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 2,709 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $759,000 | 5,636 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,971,000 | 3,829 |
| Total interest expense | $3,625,000 | 3,460 |
| Net interest income | $4,346,000 | 4,084 |
| Provision for loan and lease losses | $250,000 | 3,377 |
| Total noninterest income | $490,000 | 5,684 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $286,000 | 4,611 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $204,000 | 5,605 |
| Total noninterest expense | $3,070,000 | 4,418 |
| Salaries and employee benefits | $1,581,000 | 4,079 |
| Premises and equipment expense | $236,000 | 6,969 |
| Additional noninterest expense | $1,253,000 | 4,041 |
| Pre-tax net operating income | $1,516,000 | 4,284 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $635,000 | 3,419 |
| Income before extraordinary items | $881,000 | 5,181 |
| Extraordinary gains, net | $221,000 | 944 |
| Net income | $1,102,000 | 4,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 3,368 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $881,000 | 4,954 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,333,000 | 4,144 |
| Total interest expense | $4,314,000 | 3,803 |
| Net interest income | $4,019,000 | 4,421 |
| Provision for loan and lease losses | $350,000 | 3,771 |
| Total noninterest income | $668,000 | 4,576 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $238,000 | 5,314 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $430,000 | 3,534 |
| Total noninterest expense | $3,031,000 | 4,492 |
| Salaries and employee benefits | $1,428,000 | 4,416 |
| Premises and equipment expense | $368,000 | 5,137 |
| Additional noninterest expense | $1,235,000 | 4,236 |
| Pre-tax net operating income | $1,306,000 | 4,591 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $713,000 | 2,909 |
| Income before extraordinary items | $593,000 | 6,631 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $593,000 | 6,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 5,081 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $593,000 | 6,267 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.