Home > Mechanics Savings Bank > Net Loans and Leases
Mechanics Savings Bank, Net Loans and Leases
| 1999-12-31 | Rank | |
| Net loans and leases | $741,785,000 | 480 |
| Loan loss allowance | $11,035,000 | 438 |
| Total loans and leases | $752,820,000 | 479 |
| Unearned income | $0 | 3,913 |
| Loans and leases, gross | $752,820,000 | 479 |
| All real estate loans | $651,918,000 | 375 |
| Real estate loans in domestic offices | $651,918,000 | 375 |
| Construction and development loans | $5,699,000 | 2,402 |
| Commercial RE | $134,687,000 | 477 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $15,023,000 | 571 |
| 1-4 family residential loans | $496,509,000 | 288 |
| Farmland loans | $0 | 6,930 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,479 |
| Commercial and industrial loans | $36,112,000 | 1,214 |
| To non-U.S. addressees | $0 | 221 |
| Loans to individuals | $64,708,000 | 558 |
| Credit card loans | $105,000 | 4,041 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $64,603,000 | 479 |
| All other loans & leases | $82,000 | 5,910 |
| Loans to foreign governments and official institutions | $0 | 82 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,220 |
| Other loans | $82,000 | 3,692 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,276 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $651,941,000 | 513 |
| Loan loss allowance | $12,301,000 | 402 |
| Total loans and leases | $664,242,000 | 511 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $664,242,000 | 513 |
| All real estate loans | $569,164,000 | 394 |
| Real estate loans in domestic offices | $569,164,000 | 394 |
| Construction and development loans | $4,486,000 | 2,588 |
| Commercial RE | $117,404,000 | 467 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $16,038,000 | 525 |
| 1-4 family residential loans | $431,236,000 | 321 |
| Farmland loans | $0 | 7,140 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,672 |
| Commercial and industrial loans | $41,643,000 | 969 |
| To non-U.S. addressees | $0 | 219 |
| Loans to individuals | $53,385,000 | 628 |
| Credit card loans | $86,000 | 4,404 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $53,299,000 | 535 |
| All other loans & leases | $50,000 | 6,549 |
| Loans to foreign governments and official institutions | $0 | 85 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,346 |
| Other loans | $50,000 | 4,428 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $677,000 | 494 |
| Non 1-4 family restructured loans & leases | $677,000 | 494 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $573,147,000 | 573 |
| Loan loss allowance | $14,031,000 | 381 |
| Total loans and leases | $587,178,000 | 568 |
| Unearned income | $255,000 | 1,871 |
| Loans and leases, gross | $587,433,000 | 569 |
| All real estate loans | $518,290,000 | 422 |
| Real estate loans in domestic offices | $518,290,000 | 422 |
| Construction and development loans | $3,602,000 | 2,903 |
| Commercial RE | $99,252,000 | 537 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $13,497,000 | 638 |
| 1-4 family residential loans | $401,939,000 | 356 |
| Farmland loans | $0 | 7,499 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,996 |
| Commercial and industrial loans | $33,789,000 | 1,136 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $35,010,000 | 938 |
| Credit card loans | $63,000 | 4,963 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $34,947,000 | 828 |
| All other loans & leases | $344,000 | 4,163 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,661 |
| Other loans | $344,000 | 1,992 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $1,160,000 | 400 |
| Non 1-4 family restructured loans & leases | $1,160,000 | 400 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $494,503,000 | 671 |
| Loan loss allowance | $7,983,000 | 625 |
| Total loans and leases | $502,486,000 | 672 |
| Unearned income | $496,000 | 2,133 |
| Loans and leases, gross | $502,486,000 | 676 |
| All real estate loans | $460,441,000 | 500 |
| Real estate loans in domestic offices | $460,441,000 | 500 |
| Construction and development loans | $6,173,000 | 2,098 |
| Commercial RE | $95,923,000 | 569 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $14,187,000 | 660 |
| 1-4 family residential loans | $344,158,000 | 423 |
| Farmland loans | $0 | 7,844 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,349 |
| Commercial and industrial loans | $26,088,000 | 1,460 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $16,453,000 | 1,972 |
| Credit card loans | $141,000 | 4,324 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $16,312,000 | 1,830 |
| All other loans & leases | $0 | 9,363 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $0 | 8,558 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $4,651,000 | 163 |
| Non 1-4 family restructured loans & leases | $4,651,000 | 163 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $518,915,000 | 658 |
| Loan loss allowance | $11,597,000 | 504 |
| Total loans and leases | $530,512,000 | 652 |
| Unearned income | $276,000 | 3,158 |
| Loans and leases, gross | $530,512,000 | 657 |
| All real estate loans | $488,746,000 | 483 |
| Real estate loans in domestic offices | $488,746,000 | 482 |
| Construction and development loans | $4,485,000 | 2,507 |
| Commercial RE | $111,836,000 | 471 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $19,803,000 | 553 |
| 1-4 family residential loans | $352,622,000 | 426 |
| Farmland loans | $0 | 8,172 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,657 |
| Commercial and industrial loans | $26,435,000 | 1,370 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $15,135,000 | 2,134 |
| Credit card loans | $378,000 | 3,015 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $14,757,000 | 2,007 |
| All other loans & leases | $472,000 | 3,957 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,205 |
| Other loans | $472,000 | 1,854 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $14,247,000 | 86 |
| Non 1-4 family restructured loans & leases | $14,247,000 | 86 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $537,047,000 | 607 |
| Loan loss allowance | $7,108,000 | 713 |
| Total loans and leases | $544,155,000 | 608 |
| Unearned income | $510,000 | 2,428 |
| Loans and leases, gross | $544,155,000 | 614 |
| All real estate loans | $506,786,000 | 437 |
| Real estate loans in domestic offices | $506,786,000 | 437 |
| Construction and development loans | $5,976,000 | 1,935 |
| Commercial RE | $118,048,000 | 435 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $23,364,000 | 491 |
| 1-4 family residential loans | $359,398,000 | 406 |
| Farmland loans | $0 | 8,618 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,029 |
| Commercial and industrial loans | $24,427,000 | 1,388 |
| To non-U.S. addressees | $0 | 273 |
| Loans to individuals | $12,312,000 | 2,521 |
| Credit card loans | $169,000 | 4,189 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $12,143,000 | 2,378 |
| All other loans & leases | $1,140,000 | 2,506 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $1,140,000 | 1,147 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $15,888,000 | 111 |
| Non 1-4 family restructured loans & leases | $15,888,000 | 111 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $581,812,000 | 556 |
| Loan loss allowance | $7,324,000 | 750 |
| Total loans and leases | $589,136,000 | 560 |
| Unearned income | $866,000 | 1,870 |
| Loans and leases, gross | $589,136,000 | 565 |
| All real estate loans | $545,749,000 | 401 |
| Real estate loans in domestic offices | $545,749,000 | 401 |
| Construction and development loans | $10,111,000 | 1,174 |
| Commercial RE | $120,835,000 | 433 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $24,573,000 | 492 |
| 1-4 family residential loans | $390,230,000 | 367 |
| Farmland loans | $0 | 8,903 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,303 |
| Commercial and industrial loans | $30,065,000 | 1,137 |
| To non-U.S. addressees | $0 | 272 |
| Loans to individuals | $11,538,000 | 2,576 |
| Credit card loans | $141,000 | 4,457 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $11,397,000 | 2,410 |
| All other loans & leases | $2,650,000 | 1,505 |
| Loans to foreign governments and official institutions | $0 | 124 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,852 |
| Other loans | $2,650,000 | 698 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $13,467,000 | 168 |
| Non 1-4 family restructured loans & leases | $13,467,000 | 168 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $593,959,000 | 563 |
| Loan loss allowance | $6,342,000 | 835 |
| Total loans and leases | $600,301,000 | 568 |
| Unearned income | $1,154,000 | 1,776 |
| Loans and leases, gross | $600,301,000 | 570 |
| All real estate loans | $554,696,000 | 405 |
| Real estate loans in domestic offices | $554,696,000 | 404 |
| Construction and development loans | $13,264,000 | 972 |
| Commercial RE | $111,794,000 | 463 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $25,132,000 | 483 |
| 1-4 family residential loans | $403,751,000 | 359 |
| Farmland loans | $755,000 | 5,005 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,531 |
| Commercial and industrial loans | $27,742,000 | 1,297 |
| To non-U.S. addressees | $0 | 266 |
| Loans to individuals | $14,437,000 | 2,190 |
| Credit card loans | $123,000 | 4,739 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $14,314,000 | 2,015 |
| All other loans & leases | $4,580,000 | 1,145 |
| Loans to foreign governments and official institutions | $0 | 142 |
| Obligations of states and political subdivisions in U.S. | $0 | 6,060 |
| Other loans | $4,580,000 | 519 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $7,653,000 | 327 |
| Non 1-4 family restructured loans & leases | $7,653,000 | 327 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |