Home > Mechanics Savings Bank > Loan Charge- Offs and Recoveries
Mechanics Savings Bank, Loan Charge- Offs and Recoveries
| 1999-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,971,000 | 551 |
| Loans secured by real estate, total | $711,000 | 299 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $711,000 | 298 |
| Construction and land development | $0 | 611 |
| Secured by farmland | $0 | 351 |
| Total charge-offs secured by 1-4 family residential properties | $511,000 | 253 |
| Secured by multifamily residential properties | $200,000 | 51 |
| Secured by nonfarm nonresidential properties | $0 | 1,427 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 27 |
| To foreign banks | $0 | 23 |
| Loans to finance agricultural production and other loans to farmers | $0 | 203 |
| Commercial and industrial loans | $389,000 | 844 |
| Loans to individuals | $871,000 | 491 |
| Credit card loan charge offs | $0 | 3,493 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $871,000 | 378 |
| Loans to foreign governments and official institutions | $0 | 10 |
| Other loans | $0 | 281 |
| Lease financing receivables | $0 | 289 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $705,000 | 483 |
| Loans secured by real estate, total | $507,000 | 195 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $507,000 | 195 |
| Construction and land development | $0 | 429 |
| Secured by farmland | $0 | 418 |
| Secured by 1-4 family residential properties - total recoveries | $387,000 | 117 |
| Secured by multifamily residential properties | $45,000 | 91 |
| Secured by nonfarm nonresidential properties | $75,000 | 335 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 24 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 208 |
| Commercial and industrial loans | $97,000 | 915 |
| Loans to individuals | $101,000 | 899 |
| Credit card loan recoveries | $0 | 2,561 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $101,000 | 764 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 282 |
| Lease financing receivables | $0 | 264 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,266,000 | 612 |
| Loans secured by real estate, total | $204,000 | 576 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $204,000 | 575 |
| Construction and land development | $0 | 547 |
| Secured by farmland | $0 | 293 |
| Secured by 1-4 family residential properties- net charge-offs | $124,000 | 553 |
| Secured by multifamily residential properties | $155,000 | 49 |
| Secured by nonfarm nonresidential properties | $-75,000 | 10,013 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 25 |
| To foreign banks | $0 | 22 |
| Loans to finance agricultural production and other loans to farmers | $0 | 165 |
| Commercial and industrial loans | $292,000 | 873 |
| To non-U.S. addressees | $0 | 35 |
| Loans to individuals | $770,000 | 440 |
| Credit card loan net charge offs | $0 | 3,241 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $770,000 | 324 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 248 |
| Lease financing receivables | $0 | 263 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1998-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,846,000 | 466 |
| Loans secured by real estate, total | $2,265,000 | 142 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $2,265,000 | 142 |
| Construction and land development | $0 | 630 |
| Secured by farmland | $0 | 328 |
| Total charge-offs secured by 1-4 family residential properties | $2,132,000 | 95 |
| Secured by multifamily residential properties | $71,000 | 153 |
| Secured by nonfarm nonresidential properties | $62,000 | 628 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 21 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 187 |
| Commercial and industrial loans | $255,000 | 1,164 |
| Loans to individuals | $326,000 | 1,004 |
| Credit card loan charge offs | $0 | 3,663 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $326,000 | 824 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 275 |
| Lease financing receivables | $0 | 296 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $516,000 | 586 |
| Loans secured by real estate, total | $338,000 | 269 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $338,000 | 268 |
| Construction and land development | $8,000 | 302 |
| Secured by farmland | $0 | 446 |
| Secured by 1-4 family residential properties - total recoveries | $290,000 | 144 |
| Secured by multifamily residential properties | $24,000 | 125 |
| Secured by nonfarm nonresidential properties | $16,000 | 766 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $124,000 | 724 |
| Loans to individuals | $54,000 | 1,482 |
| Credit card loan recoveries | $0 | 2,637 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $54,000 | 1,306 |
| Loans to foreign governments and official institutions | $0 | 14 |
| Other loans | $0 | 267 |
| Lease financing receivables | $0 | 264 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,330,000 | 427 |
| Loans secured by real estate, total | $1,927,000 | 118 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $1,927,000 | 116 |
| Construction and land development | $-8,000 | 10,250 |
| Secured by farmland | $0 | 259 |
| Secured by 1-4 family residential properties- net charge-offs | $1,842,000 | 94 |
| Secured by multifamily residential properties | $47,000 | 149 |
| Secured by nonfarm nonresidential properties | $46,000 | 577 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 21 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $131,000 | 1,578 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $272,000 | 939 |
| Credit card loan net charge offs | $0 | 3,434 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $272,000 | 742 |
| Loans to foreign governments and official institutions | $0 | 10 |
| Other loans | $0 | 249 |
| Lease financing receivables | $0 | 278 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,012,000 | 397 |
| Loans secured by real estate, total | $3,521,000 | 110 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $3,521,000 | 108 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $1,840,000 | 115 |
| Secured by multifamily residential properties | $694,000 | 48 |
| Secured by nonfarm nonresidential properties | $987,000 | 111 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 200 |
| Commercial and industrial loans | $335,000 | 932 |
| Loans to individuals | $156,000 | 1,878 |
| Credit card loan charge offs | $0 | 3,914 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $156,000 | 1,616 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 270 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $960,000 | 433 |
| Loans secured by real estate, total | $713,000 | 200 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $713,000 | 200 |
| Construction and land development | $54,000 | 149 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $478,000 | 98 |
| Secured by multifamily residential properties | $15,000 | 191 |
| Secured by nonfarm nonresidential properties | $166,000 | 288 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 218 |
| Commercial and industrial loans | $210,000 | 500 |
| Loans to individuals | $37,000 | 2,068 |
| Credit card loan recoveries | $0 | 2,736 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $37,000 | 1,862 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $0 | 271 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,052,000 | 382 |
| Loans secured by real estate, total | $2,808,000 | 92 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $2,808,000 | 91 |
| Construction and land development | $-54,000 | 10,819 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $1,362,000 | 116 |
| Secured by multifamily residential properties | $679,000 | 41 |
| Secured by nonfarm nonresidential properties | $821,000 | 82 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $0 | 139 |
| Commercial and industrial loans | $125,000 | 1,519 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $119,000 | 1,818 |
| Credit card loan net charge offs | $0 | 3,690 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $119,000 | 1,530 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 229 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $10,444,000 | 248 |
| Loans secured by real estate, total | $9,537,000 | 53 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $9,537,000 | 52 |
| Construction and land development | $15,000 | 510 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $2,966,000 | 82 |
| Secured by multifamily residential properties | $1,678,000 | 44 |
| Secured by nonfarm nonresidential properties | $4,878,000 | 39 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $659,000 | 521 |
| Loans to individuals | $248,000 | 1,384 |
| Credit card loan charge offs | $0 | 4,125 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $248,000 | 1,130 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $430,000 | 860 |
| Loans secured by real estate, total | $290,000 | 414 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $290,000 | 414 |
| Construction and land development | $3,000 | 491 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $133,000 | 302 |
| Secured by multifamily residential properties | $13,000 | 243 |
| Secured by nonfarm nonresidential properties | $141,000 | 385 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $104,000 | 1,059 |
| Loans to individuals | $36,000 | 2,212 |
| Credit card loan recoveries | $0 | 2,751 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $36,000 | 2,014 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $10,014,000 | 206 |
| Loans secured by real estate, total | $9,247,000 | 45 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $9,247,000 | 44 |
| Construction and land development | $12,000 | 467 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $2,833,000 | 70 |
| Secured by multifamily residential properties | $1,665,000 | 40 |
| Secured by nonfarm nonresidential properties | $4,737,000 | 31 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $555,000 | 438 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $212,000 | 1,249 |
| Credit card loan net charge offs | $0 | 3,910 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $212,000 | 986 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $9,105,000 | 274 |
| Loans secured by real estate, total | $8,461,000 | 90 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $8,461,000 | 90 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $1,829,000 | 121 |
| Secured by multifamily residential properties | $2,083,000 | 51 |
| Secured by nonfarm nonresidential properties | $4,549,000 | 80 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $209,000 | 1,360 |
| Loans to individuals | $435,000 | 882 |
| Credit card loan charge offs | $0 | 4,035 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $435,000 | 694 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $744,000 | 592 |
| Loans secured by real estate, total | $653,000 | 257 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $653,000 | 256 |
| Construction and land development | $26,000 | 289 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $148,000 | 286 |
| Secured by multifamily residential properties | $53,000 | 173 |
| Secured by nonfarm nonresidential properties | $426,000 | 210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $23,000 | 3,194 |
| Loans to individuals | $68,000 | 1,388 |
| Credit card loan recoveries | $0 | 2,795 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $68,000 | 1,220 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $8,361,000 | 216 |
| Loans secured by real estate, total | $7,808,000 | 75 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $7,808,000 | 76 |
| Construction and land development | $-26,000 | 11,799 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $1,681,000 | 109 |
| Secured by multifamily residential properties | $2,030,000 | 44 |
| Secured by nonfarm nonresidential properties | $4,123,000 | 67 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $186,000 | 1,058 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $367,000 | 787 |
| Credit card loan net charge offs | $0 | 3,773 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $367,000 | 577 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $8,864,000 | 287 |
| Loans secured by real estate, total | $8,283,000 | 127 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $8,283,000 | 127 |
| Construction and land development | $283,000 | 218 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $620,000 | 335 |
| Secured by multifamily residential properties | $629,000 | 127 |
| Secured by nonfarm nonresidential properties | $6,751,000 | 74 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $122,000 | 2,120 |
| Loans to individuals | $379,000 | 871 |
| Credit card loan charge offs | $0 | 4,000 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $379,000 | 669 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $80,000 | 157 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $448,000 | 928 |
| Loans secured by real estate, total | $393,000 | 395 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $393,000 | 393 |
| Construction and land development | $196,000 | 146 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $24,000 | 1,236 |
| Secured by multifamily residential properties | $43,000 | 183 |
| Secured by nonfarm nonresidential properties | $130,000 | 467 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $14,000 | 4,683 |
| Loans to individuals | $39,000 | 2,254 |
| Credit card loan recoveries | $0 | 2,801 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $39,000 | 2,050 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $2,000 | 334 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $8,416,000 | 219 |
| Loans secured by real estate, total | $7,890,000 | 106 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $7,890,000 | 106 |
| Construction and land development | $87,000 | 356 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $596,000 | 288 |
| Secured by multifamily residential properties | $586,000 | 127 |
| Secured by nonfarm nonresidential properties | $6,621,000 | 60 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $108,000 | 1,594 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $340,000 | 702 |
| Credit card loan net charge offs | $0 | 3,705 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $340,000 | 484 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $78,000 | 109 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $13,083,000 | 276 |
| Loans secured by real estate, total | $11,255,000 | 144 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $11,255,000 | 144 |
| Construction and land development | $1,894,000 | 133 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $953,000 | 279 |
| Secured by multifamily residential properties | $2,340,000 | 56 |
| Secured by nonfarm nonresidential properties | $6,068,000 | 114 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $1,706,000 | 376 |
| Loans to individuals | $122,000 | 2,146 |
| Credit card loan charge offs | $0 | 4,176 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $122,000 | 1,825 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $266,000 | 1,478 |
| Loans secured by real estate, total | $180,000 | 668 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $180,000 | 667 |
| Construction and land development | $66,000 | 286 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $68,000 | 596 |
| Secured by multifamily residential properties | $45,000 | 205 |
| Secured by nonfarm nonresidential properties | $1,000 | 2,379 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $21,000 | 4,289 |
| Loans to individuals | $65,000 | 1,623 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $65,000 | 1,454 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $12,817,000 | 224 |
| Loans secured by real estate, total | $11,075,000 | 123 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $11,075,000 | 123 |
| Construction and land development | $1,828,000 | 122 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $885,000 | 266 |
| Secured by multifamily residential properties | $2,295,000 | 54 |
| Secured by nonfarm nonresidential properties | $6,067,000 | 98 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $1,685,000 | 291 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $57,000 | 2,621 |
| Credit card loan net charge offs | $0 | 3,895 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $57,000 | 2,206 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $9,192,000 | 402 |
| Loans secured by real estate, total | $5,637,000 | 263 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $5,637,000 | 262 |
| Construction and land development | $855,000 | 293 |
| Secured by farmland | $7,000 | 692 |
| Total charge-offs secured by 1-4 family residential properties | $1,774,000 | 168 |
| Secured by multifamily residential properties | $709,000 | 177 |
| Secured by nonfarm nonresidential properties | $2,292,000 | 269 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $3,292,000 | 317 |
| Loans to individuals | $210,000 | 1,805 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $210,000 | 1,507 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $53,000 | 231 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $905,000 | 604 |
| Loans secured by real estate, total | $841,000 | 205 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $841,000 | 205 |
| Construction and land development | $659,000 | 56 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $112,000 | 357 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $70,000 | 618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $18,000 | 4,869 |
| Loans to individuals | $46,000 | 2,226 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $46,000 | 2,022 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $8,287,000 | 376 |
| Loans secured by real estate, total | $4,796,000 | 268 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $4,796,000 | 267 |
| Construction and land development | $196,000 | 593 |
| Secured by farmland | $7,000 | 595 |
| Secured by 1-4 family residential properties- net charge-offs | $1,662,000 | 157 |
| Secured by multifamily residential properties | $709,000 | 169 |
| Secured by nonfarm nonresidential properties | $2,222,000 | 258 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $3,274,000 | 273 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $164,000 | 1,691 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $164,000 | 1,371 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $53,000 | 186 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.