Home > Mechanics Savings Bank > Assets and Liabilities
Mechanics Savings Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 240 | 705 |
| Assets and Liabilities | ||
| Total Assets: | $1,119,589,000 | 495 |
| Cash and due from depository institutions | $29,451,000 | 705 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $313,534,000 | 423 |
| Federal funds sold & reverse repurchase agreements | $690,000 | 5,442 |
| Net loans & leases | $741,785,000 | 480 |
| Loan loss allowance | $11,035,000 | 438 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,880,000 | 2,219 |
| Other real estate owned | $298,000 | 705 |
| Goodwill and other intangibles | $706,000 | 1,696 |
| All other assets | $29,245,000 | 468 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,119,589,000 | 495 |
| Total liabilities | $1,026,475,000 | 495 |
| Total deposits | $645,158,000 | 592 |
| Interest-bearing deposits | $553,982,000 | 597 |
| Deposits held in domestic offices | $645,158,000 | 587 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,000,000 | 844 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $357,985,000 | 227 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $4,332,000 | 1,041 |
| Total equity capital | $93,114,000 | 520 |
| Total bank equity capital | $93,114,000 | 520 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $53,000 | 8,519 |
| Surplus | $51,927,000 | 450 |
| Undivided profits | $41,134,000 | 618 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,992,000 | 1,169 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $3,296,000 | 653 |
| Earning assets | $1,056,009,000 | 481 |
| Long-term assets (5+ years) | $582,134,000 | 218 |
| Average Assets, year-to-date | $1,083,157,200 | 488 |
| Average Assets, quarterly | $1,108,009,500 | 491 |
| Volatile liabilities | $246,664,000 | 526 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $64,974,000 | 990 |
| Tier 1 (core) risk-based capital | $96,279,600 | 484 |
| Tier 2 risk-based capital | $8,653,880 | 509 |
| Total risk weighted assets | $688,892,080 | 537 |
| Total unused commitments | $64,974,000 | 991 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 245 | 697 |
| Assets and Liabilities | ||
| Total Assets: | $1,018,492,000 | 526 |
| Cash and due from depository institutions | $20,572,000 | 697 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $297,547,000 | 450 |
| Federal funds sold & reverse repurchase agreements | $425,000 | 7,878 |
| Net loans & leases | $651,941,000 | 513 |
| Loan loss allowance | $12,301,000 | 402 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $18,174,000 | 411 |
| Other real estate owned | $902,000 | 697 |
| Goodwill and other intangibles | $841,000 | 1,531 |
| All other assets | $28,090,000 | 438 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,018,492,000 | 526 |
| Total liabilities | $924,273,000 | 529 |
| Total deposits | $709,085,000 | 541 |
| Interest-bearing deposits | $618,219,000 | 539 |
| Deposits held in domestic offices | $709,085,000 | 537 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $210,225,000 | 265 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $4,963,000 | 992 |
| Total equity capital | $94,219,000 | 525 |
| Total bank equity capital | $94,219,000 | 525 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $53,000 | 8,710 |
| Surplus | $51,348,000 | 441 |
| Undivided profits | $42,818,000 | 598 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,949,000 | 905 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,967,000 | 694 |
| Earning assets | $949,913,000 | 509 |
| Long-term assets (5+ years) | $466,302,000 | 245 |
| Average Assets, year-to-date | $952,817,800 | 539 |
| Average Assets, quarterly | $988,381,500 | 533 |
| Volatile liabilities | $110,249,000 | 776 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $61,060,000 | 990 |
| Tier 1 (core) risk-based capital | $93,063,800 | 487 |
| Tier 2 risk-based capital | $7,881,780 | 539 |
| Total risk weighted assets | $625,895,080 | 543 |
| Total unused commitments | $61,060,000 | 995 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 232 | 774 |
| Assets and Liabilities | ||
| Total Assets: | $892,484,000 | 586 |
| Cash and due from depository institutions | $22,892,000 | 774 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $234,854,000 | 539 |
| Federal funds sold & reverse repurchase agreements | $10,140,000 | 1,326 |
| Net loans & leases | $573,147,000 | 573 |
| Loan loss allowance | $14,031,000 | 381 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $19,307,000 | 377 |
| Other real estate owned | $1,204,000 | 774 |
| Goodwill and other intangibles | $42,000 | 3,023 |
| All other assets | $30,898,000 | 389 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $892,484,000 | 586 |
| Total liabilities | $803,935,000 | 586 |
| Total deposits | $669,769,000 | 586 |
| Interest-bearing deposits | $596,399,000 | 559 |
| Deposits held in domestic offices | $669,769,000 | 580 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $129,720,000 | 333 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $4,446,000 | 1,108 |
| Total equity capital | $88,549,000 | 546 |
| Total bank equity capital | $88,549,000 | 546 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $53,000 | 9,097 |
| Surplus | $50,926,000 | 429 |
| Undivided profits | $37,570,000 | 669 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,830,000 | 993 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,968,000 | 743 |
| Earning assets | $818,141,000 | 589 |
| Long-term assets (5+ years) | $252,885,000 | 336 |
| Average Assets, year-to-date | $816,510,600 | 596 |
| Average Assets, quarterly | $861,625,500 | 596 |
| Volatile liabilities | $74,425,000 | 1,032 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,922,000 | 603 |
| Unused loan commitments | $34,579,000 | 1,412 |
| Tier 1 (core) risk-based capital | $84,064,800 | 527 |
| Tier 2 risk-based capital | $6,526,180 | 579 |
| Total risk weighted assets | $514,589,780 | 629 |
| Total unused commitments | $34,579,000 | 1,417 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 220 | 848 |
| Assets and Liabilities | ||
| Total Assets: | $747,135,000 | 706 |
| Cash and due from depository institutions | $29,508,000 | 848 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $195,868,000 | 655 |
| Federal funds sold & reverse repurchase agreements | $465,000 | 7,550 |
| Net loans & leases | $494,503,000 | 671 |
| Loan loss allowance | $7,983,000 | 625 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $20,714,000 | 371 |
| Other real estate owned | $679,000 | 848 |
| Goodwill and other intangibles | $5,000 | 3,325 |
| All other assets | $5,393,000 | 1,487 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $747,135,000 | 706 |
| Total liabilities | $672,295,000 | 708 |
| Total deposits | $658,300,000 | 631 |
| Interest-bearing deposits | $586,910,000 | 596 |
| Deposits held in domestic offices | $658,300,000 | 623 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $11,960,000 | 1,205 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,035,000 | 2,002 |
| Total equity capital | $74,840,000 | 651 |
| Total bank equity capital | $74,840,000 | 651 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $53,000 | 9,547 |
| Surplus | $50,611,000 | 431 |
| Undivided profits | $24,176,000 | 1,062 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,856,000 | 502 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $72,000 | 1,107 |
| Income earned, not collected on loans | $2,929,000 | 757 |
| Earning assets | $690,836,000 | 697 |
| Long-term assets (5+ years) | $130,457,000 | 580 |
| Average Assets, year-to-date | $704,228,800 | 707 |
| Average Assets, quarterly | $728,606,000 | 711 |
| Volatile liabilities | $55,132,000 | 1,303 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $87,000 | 1,415 |
| Unused loan commitments | $36,162,000 | 1,348 |
| Tier 1 (core) risk-based capital | $74,509,000 | 618 |
| Tier 2 risk-based capital | $5,180,990 | 712 |
| Total risk weighted assets | $411,667,490 | 766 |
| Total unused commitments | $36,162,000 | 1,356 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 238 | 812 |
| Assets and Liabilities | ||
| Total Assets: | $665,978,000 | 785 |
| Cash and due from depository institutions | $32,954,000 | 812 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $40,320,000 | 3,124 |
| Federal funds sold & reverse repurchase agreements | $39,100,000 | 412 |
| Net loans & leases | $518,915,000 | 658 |
| Loan loss allowance | $11,597,000 | 504 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $22,739,000 | 362 |
| Other real estate owned | $6,013,000 | 812 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $5,937,000 | 1,414 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $665,978,000 | 785 |
| Total liabilities | $642,252,000 | 755 |
| Total deposits | $624,405,000 | 668 |
| Interest-bearing deposits | $556,111,000 | 646 |
| Deposits held in domestic offices | $624,405,000 | 657 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $14,757,000 | 982 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,090,000 | 1,498 |
| Total equity capital | $23,726,000 | 1,898 |
| Total bank equity capital | $23,726,000 | 1,898 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $14,734,000 | 1,162 |
| Undivided profits | $8,992,000 | 2,852 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,355,000 | 311 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $265,000 | 476 |
| Income earned, not collected on loans | $3,139,000 | 736 |
| Earning assets | $598,335,000 | 795 |
| Long-term assets (5+ years) | $109,974,000 | 628 |
| Average Assets, year-to-date | $675,566,800 | 753 |
| Average Assets, quarterly | $664,736,500 | 776 |
| Volatile liabilities | $34,586,000 | 1,689 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $836,000 | 871 |
| Unused loan commitments | $22,833,000 | 1,813 |
| Tier 1 (core) risk-based capital | $23,673,000 | 1,817 |
| Tier 2 risk-based capital | $5,157,900 | 719 |
| Total risk weighted assets | $406,193,100 | 785 |
| Total unused commitments | $22,833,000 | 1,823 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 259 | 763 |
| Assets and Liabilities | ||
| Total Assets: | $687,578,000 | 758 |
| Cash and due from depository institutions | $28,056,000 | 763 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $52,055,000 | 2,527 |
| Federal funds sold & reverse repurchase agreements | $22,900,000 | 481 |
| Net loans & leases | $537,047,000 | 607 |
| Loan loss allowance | $7,108,000 | 713 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $30,535,000 | 296 |
| Other real estate owned | $8,877,000 | 763 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $8,108,000 | 1,138 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $687,578,000 | 758 |
| Total liabilities | $650,138,000 | 738 |
| Total deposits | $623,449,000 | 669 |
| Interest-bearing deposits | $558,362,000 | 635 |
| Deposits held in domestic offices | $623,449,000 | 659 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $24,581,000 | 808 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,108,000 | 1,723 |
| Total equity capital | $37,440,000 | 1,112 |
| Total bank equity capital | $37,440,000 | 1,112 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $14,734,000 | 1,094 |
| Undivided profits | $22,706,000 | 1,032 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,099,000 | 413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $3,134,000 | 663 |
| Earning assets | $612,002,000 | 758 |
| Long-term assets (5+ years) | $108,924,000 | 634 |
| Average Assets, year-to-date | $703,316,800 | 726 |
| Average Assets, quarterly | $691,981,000 | 745 |
| Volatile liabilities | $25,706,000 | 2,060 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $179,000 | 1,106 |
| Unused loan commitments | $11,475,000 | 2,851 |
| Tier 1 (core) risk-based capital | $37,467,000 | 1,103 |
| Tier 2 risk-based capital | $5,709,320 | 667 |
| Total risk weighted assets | $454,861,120 | 700 |
| Total unused commitments | $11,475,000 | 2,862 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 271 | 773 |
| Assets and Liabilities | ||
| Total Assets: | $721,884,000 | 724 |
| Cash and due from depository institutions | $14,651,000 | 773 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $47,064,000 | 2,966 |
| Federal funds sold & reverse repurchase agreements | $26,200,000 | 515 |
| Net loans & leases | $581,812,000 | 556 |
| Loan loss allowance | $7,324,000 | 750 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $30,987,000 | 286 |
| Other real estate owned | $13,798,000 | 773 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $7,372,000 | 1,184 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $721,884,000 | 724 |
| Total liabilities | $687,607,000 | 708 |
| Total deposits | $664,984,000 | 649 |
| Interest-bearing deposits | $605,979,000 | 619 |
| Deposits held in domestic offices | $664,984,000 | 639 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $20,325,000 | 770 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,298,000 | 1,619 |
| Total equity capital | $34,277,000 | 1,197 |
| Total bank equity capital | $34,277,000 | 1,197 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $14,734,000 | 1,042 |
| Undivided profits | $19,543,000 | 1,215 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,020,000 | 555 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $2,880,000 | 654 |
| Earning assets | $655,076,000 | 732 |
| Long-term assets (5+ years) | $123,365,000 | 565 |
| Average Assets, year-to-date | $733,011,800 | 701 |
| Average Assets, quarterly | $736,634,500 | 712 |
| Volatile liabilities | $43,633,000 | 1,342 |
| Insider loans | $100,000 | 9,726 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $7,100,000 | 416 |
| Unused loan commitments | $34,921,000 | 1,285 |
| Tier 1 (core) risk-based capital | $33,909,000 | 1,169 |
| Tier 2 risk-based capital | $6,222,410 | 634 |
| Total risk weighted assets | $496,691,410 | 663 |
| Total unused commitments | $34,921,000 | 1,304 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 278 | 770 |
| Assets and Liabilities | ||
| Total Assets: | $742,470,000 | 736 |
| Cash and due from depository institutions | $15,267,000 | 770 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $46,043,000 | 2,954 |
| Federal funds sold & reverse repurchase agreements | $27,500,000 | 665 |
| Net loans & leases | $593,959,000 | 563 |
| Loan loss allowance | $6,342,000 | 835 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $31,881,000 | 271 |
| Other real estate owned | $20,241,000 | 770 |
| Goodwill and other intangibles | $566,000 | 1,297 |
| All other assets | $7,013,000 | 1,272 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $742,470,000 | 736 |
| Total liabilities | $703,087,000 | 723 |
| Total deposits | $662,858,000 | 690 |
| Interest-bearing deposits | $608,040,000 | 658 |
| Deposits held in domestic offices | $662,858,000 | 682 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $38,200,000 | 490 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,029,000 | 1,859 |
| Total equity capital | $39,383,000 | 1,002 |
| Total bank equity capital | $39,383,000 | 1,002 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $14,734,000 | 1,007 |
| Undivided profits | $24,649,000 | 870 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,088,000 | 497 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $3,404,000 | 614 |
| Earning assets | $667,502,000 | 732 |
| Long-term assets (5+ years) | $129,133,000 | 499 |
| Average Assets, year-to-date | $726,376,600 | 740 |
| Average Assets, quarterly | $730,191,500 | 744 |
| Volatile liabilities | $60,242,000 | 1,046 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $1,894,000 | 567 |
| Unused loan commitments | $33,701,000 | 1,247 |
| Tier 1 (core) risk-based capital | $38,817,000 | 982 |
| Tier 2 risk-based capital | $6,342,000 | 631 |
| Total risk weighted assets | $529,628,200 | 625 |
| Total unused commitments | $33,701,000 | 1,262 |
| Derivatives | $0 | 651 |