Home > Mechanics' Savings Bank > Net charge- offs to loans
Mechanics' Savings Bank, Net charge- offs to loans
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0090% | 3,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 1,818 |
| Percentage Net Loans Charged-off:Construction & development | -0.0061% | 4,212 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 4,262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0196% | 1,443 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0231% | 3,552 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0228% | 1,313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0679% | 4,631 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0679% | 4,594 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0008% | 3,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 1,910 |
| Percentage Net Loans Charged-off:Construction & development | -0.0071% | 4,282 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0021% | 1,560 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0206% | 3,579 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0038% | 1,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,021 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0090% | 2,814 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0095% | 1,395 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0157% | 1,111 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0308% | 3,652 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0191% | 999 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0425% | 2,701 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0425% | 2,582 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0080% | 2,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0077% | 1,087 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0125% | 874 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0310% | 3,706 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0157% | 781 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0839% | 2,207 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0839% | 2,096 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0392% | 2,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0310% | 1,503 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 4,379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0498% | 1,228 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1381% | 3,878 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0616% | 1,061 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0155% | 2,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7162% | 1,150 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7162% | 1,053 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0470% | 2,155 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0371% | 1,173 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0586% | 988 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1767% | 3,941 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0731% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0207% | 1,751 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8438% | 896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8438% | 806 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0203% | 2,476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0117% | 1,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0184% | 1,266 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2368% | 3,998 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0335% | 1,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0314% | 1,429 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4921% | 1,341 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4921% | 1,239 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0245% | 2,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0261% | 899 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0409% | 803 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4536% | 4,084 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0692% | 615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0829% | 2,248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0829% | 2,122 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0663% | 2,523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0758% | 1,178 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 4,572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1141% | 981 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0361% | 3,903 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1229% | 918 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0123% | 2,314 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1691% | 5,195 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1691% | 5,143 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0476% | 2,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0512% | 1,269 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0761% | 1,120 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0355% | 3,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0827% | 1,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0164% | 1,909 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0284% | 3,295 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0284% | 3,167 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0241% | 2,734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0298% | 1,417 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0440% | 1,303 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0361% | 3,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0487% | 1,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1768% | 5,152 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1768% | 5,094 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0219% | 2,338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0246% | 1,173 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0360% | 1,069 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0369% | 4,004 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0402% | 967 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0890% | 2,427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0995% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.5860% | 198 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0318% | 1,157 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0872% | 1,478 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0441% | 4,081 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0951% | 1,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0204% | 3,645 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0204% | 3,524 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1179% | 1,770 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1339% | 861 |
| Percentage Net Loans Charged-off:Construction & development | 0.7627% | 152 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0636% | 774 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1116% | 1,140 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0583% | 4,136 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1220% | 1,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,051 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1063% | 5,225 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1063% | 5,165 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1539% | 1,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1741% | 708 |
| Percentage Net Loans Charged-off:Construction & development | 1.1616% | 105 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0948% | 586 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1265% | 1,010 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0358% | 4,096 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1361% | 912 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1173% | 5,196 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1173% | 5,133 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1368% | 1,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1534% | 652 |
| Percentage Net Loans Charged-off:Construction & development | 0.0244% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2235% | 591 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0373% | 4,120 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2384% | 540 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0753% | 4,998 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0753% | 4,925 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3203% | 933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3571% | 494 |
| Percentage Net Loans Charged-off:Construction & development | 1.0855% | 237 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4352% | 469 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0382% | 4,224 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4615% | 441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,465 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0356% | 5,195 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0356% | 5,125 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4100% | 626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4579% | 326 |
| Percentage Net Loans Charged-off:Construction & development | 1.2306% | 222 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5669% | 311 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0382% | 4,247 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6004% | 295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,255 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3491% | 753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3901% | 457 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5491% | 363 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0394% | 4,303 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5807% | 334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0365% | 2,952 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0365% | 2,820 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3093% | 766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3585% | 462 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5013% | 413 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0388% | 4,351 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5307% | 386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5802% | 5,919 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5802% | 5,873 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2689% | 1,609 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2789% | 1,122 |
| Percentage Net Loans Charged-off:Construction & development | -0.0085% | 4,973 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0292% | 1,956 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3778% | 906 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0360% | 4,469 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4023% | 840 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0037% | 4,605 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0696% | 856 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0696% | 763 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2584% | 1,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2601% | 1,100 |
| Percentage Net Loans Charged-off:Construction & development | -0.0114% | 5,055 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0390% | 1,574 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3493% | 954 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0355% | 4,495 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3724% | 874 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0050% | 4,550 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3743% | 593 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3743% | 538 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2762% | 1,435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2682% | 1,105 |
| Percentage Net Loans Charged-off:Construction & development | -0.0166% | 5,146 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0589% | 1,267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3560% | 946 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0352% | 4,511 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3799% | 871 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0077% | 4,548 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8824% | 419 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8824% | 379 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2126% | 1,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2012% | 1,181 |
| Percentage Net Loans Charged-off:Construction & development | -0.0336% | 5,317 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2796% | 992 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0345% | 4,536 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2992% | 915 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0157% | 4,688 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7271% | 508 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7271% | 452 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5909% | 1,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4200% | 1,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2046% | 1,671 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5170% | 1,095 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0518% | 4,751 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5595% | 988 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4577% | 476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5605% | 1,925 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5605% | 1,801 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8923% | 216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3263% | 1,601 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4430% | 1,197 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0578% | 4,784 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4816% | 1,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 19.1794% | 24 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5165% | 1,830 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5165% | 1,707 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7783% | 120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4132% | 1,296 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5606% | 972 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0278% | 4,694 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6083% | 876 |
| Percentage Net Loans Charged-off: Commercial and industrial | 29.1696% | 15 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0568% | 3,281 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0568% | 3,137 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.2970% | 39 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4798% | 1,060 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6462% | 812 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0265% | 4,707 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7040% | 734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 58.3281% | 8 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2747% | 2,108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2747% | 1,968 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4127% | 2,599 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4245% | 2,203 |
| Percentage Net Loans Charged-off:Construction & development | 0.6344% | 1,701 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2978% | 6,811 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6104% | 1,504 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9102% | 711 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5781% | 1,511 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3529% | 998 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3529% | 909 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2365% | 3,303 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2207% | 2,957 |
| Percentage Net Loans Charged-off:Construction & development | 0.5685% | 1,611 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3384% | 6,894 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3487% | 2,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7959% | 718 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2982% | 2,249 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4163% | 914 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4163% | 820 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2895% | 2,872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2812% | 2,524 |
| Percentage Net Loans Charged-off:Construction & development | 0.8866% | 1,329 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2163% | 6,902 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3806% | 1,960 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4100% | 920 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3771% | 1,885 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3830% | 933 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3830% | 843 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7895% | 1,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8428% | 1,083 |
| Percentage Net Loans Charged-off:Construction & development | 3.0490% | 597 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9528% | 891 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7802% | 575 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9756% | 863 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6879% | 730 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6879% | 651 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5522% | 2,806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5157% | 2,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.6700% | 2,315 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7961% | 1,500 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4568% | 2,362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6210% | 1,123 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4347% | 2,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6227% | 2,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3020% | 1,309 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2404% | 1,172 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4423% | 2,955 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4524% | 2,566 |
| Percentage Net Loans Charged-off:Construction & development | 0.8996% | 1,954 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0584% | 2,838 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5423% | 1,903 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6812% | 944 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5236% | 1,871 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0111% | 5,942 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3358% | 1,172 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2334% | 1,043 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4580% | 2,748 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4362% | 2,454 |
| Percentage Net Loans Charged-off:Construction & development | 0.0534% | 2,252 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1305% | 7,136 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6222% | 1,693 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0327% | 703 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5677% | 1,704 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0089% | 5,871 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1708% | 685 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8599% | 640 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1290% | 3,741 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1227% | 3,084 |
| Percentage Net Loans Charged-off:Construction & development | 0.1095% | 1,607 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2701% | 7,238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2244% | 2,187 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9481% | 363 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0050% | 2,902 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6030% | 1,911 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4040% | 1,968 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3606% | 4,214 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3948% | 3,331 |
| Percentage Net Loans Charged-off:Construction & development | 0.4241% | 2,905 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4943% | 2,300 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1719% | 1,666 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5337% | 2,141 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0047% | 6,528 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3344% | 3,982 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3066% | 4,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3369% | 3,254 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4530% | 2,224 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2298% | 1,407 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4808% | 2,069 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0129% | 6,527 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2624% | 3,957 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3361% | 3,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3697% | 2,841 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4962% | 1,911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3450% | 1,082 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5153% | 1,801 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0198% | 6,500 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2861% | 3,572 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1445% | 4,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1574% | 3,088 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2081% | 2,252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2338% | 2,052 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1211% | 3,605 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4867% | 3,823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5233% | 2,850 |
| Percentage Net Loans Charged-off:Construction & development | 0.2392% | 3,184 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4472% | 1,847 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5858% | 1,895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5467% | 1,177 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5907% | 1,790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0328% | 5,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4393% | 4,288 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5723% | 2,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6032% | 2,182 |
| Percentage Net Loans Charged-off:Construction & development | 0.3309% | 2,671 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5964% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6550% | 1,493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7242% | 865 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6464% | 1,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1772% | 3,932 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5213% | 3,649 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6259% | 2,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6671% | 1,805 |
| Percentage Net Loans Charged-off:Construction & development | 0.5517% | 2,080 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0398% | 7,781 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8247% | 1,123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5007% | 851 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8644% | 1,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0567% | 3,727 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6257% | 3,153 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5714% | 2,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6140% | 1,429 |
| Percentage Net Loans Charged-off:Construction & development | 0.2639% | 1,628 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0408% | 7,798 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7712% | 923 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8669% | 790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3193% | 3,376 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5384% | 2,212 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5719% | 1,512 |
| Percentage Net Loans Charged-off:Construction & development | 0.3461% | 2,193 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4634% | 909 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6167% | 1,006 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5017% | 703 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6308% | 924 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0422% | 7,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3182% | 4,445 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6462% | 1,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6813% | 910 |
| Percentage Net Loans Charged-off:Construction & development | 0.4507% | 1,490 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1831% | 993 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7707% | 614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8120% | 401 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7656% | 577 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0370% | 7,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4650% | 3,349 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4979% | 1,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5455% | 869 |
| Percentage Net Loans Charged-off:Construction & development | 0.6420% | 929 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2809% | 629 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5738% | 679 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2323% | 260 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4926% | 746 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6721% | 8,042 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6020% | 880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6533% | 519 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8072% | 386 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8363% | 240 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8037% | 373 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1953% | 7,562 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3792% | 7,711 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2445% | 2,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1522% | 1,651 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1258% | 990 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1774% | 1,342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1897% | 573 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1758% | 1,307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0804% | 607 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8473% | 1,942 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2024% | 1,971 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0585% | 1,963 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1673% | 578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0531% | 1,848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0592% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0523% | 1,744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8081% | 368 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3499% | 978 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1027% | 2,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0735% | 1,426 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2513% | 345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0616% | 1,438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0881% | 424 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0578% | 1,358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1134% | 2,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8828% | 1,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1222% | 1,979 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1145% | 814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5001% | 160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0827% | 967 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0947% | 845 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4004% | 7,820 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8860% | 1,410 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1899% | 2,078 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0888% | 1,433 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1143% | 1,314 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4206% | 177 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0686% | 1,670 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5613% | 659 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8919% | 1,683 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1642% | 1,897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0327% | 1,945 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0420% | 1,720 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1707% | 275 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0227% | 1,886 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1572% | 381 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8269% | 1,629 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1419% | 1,966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0244% | 1,827 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0313% | 1,588 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0360% | 1,449 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2208% | 390 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4500% | 2,534 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0131% | 3,841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0228% | 1,288 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0294% | 1,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0340% | 988 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1696% | 7,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1783% | 2,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0281% | 2,471 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0350% | 2,273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0510% | 522 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0321% | 2,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9274% | 1,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3117% | 1,281 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1720% | 2,217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0122% | 2,577 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0151% | 2,300 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0178% | 2,104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2234% | 833 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1437% | 1,384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0981% | 2,917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0198% | 2,008 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0244% | 1,786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0288% | 1,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3210% | 1,704 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6909% | 2,236 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1113% | 2,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6604% | 892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7919% | 1,871 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1324% | 3,658 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0122% | 3,352 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0153% | 2,853 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0180% | 2,647 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4678% | 8,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1710% | 1,700 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1604% | 2,753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0447% | 2,060 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0558% | 1,780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0656% | 1,624 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6475% | 8,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1937% | 1,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1316% | 2,951 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0174% | 2,300 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0218% | 1,925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0256% | 1,776 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0216% | 8,355 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2214% | 1,479 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0816% | 3,133 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0164% | 1,700 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0207% | 1,420 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0242% | 1,297 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.1838% | 8,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1303% | 1,621 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2504% | 2,895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0638% | 2,290 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0784% | 1,976 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0895% | 1,821 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8009% | 1,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8669% | 2,757 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2591% | 2,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0794% | 1,751 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0967% | 1,504 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1098% | 1,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4168% | 610 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6687% | 3,140 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1161% | 3,732 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0384% | 2,038 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0464% | 1,708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0524% | 1,606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5716% | 3,299 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0854% | 3,577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0386% | 1,528 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0467% | 1,273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0525% | 1,186 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3706% | 3,605 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0868% | 5,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0910% | 1,921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1099% | 1,573 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0094% | 592 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1210% | 1,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0709% | 6,793 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0673% | 5,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0577% | 2,253 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0672% | 1,878 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0735% | 1,737 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2623% | 5,574 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0720% | 5,232 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1093% | 4,640 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4499% | 1,647 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3604% | 2,265 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6908% | 1,182 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4520% | 1,888 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2180% | 3,807 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0608% | 8,010 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3962% | 5,112 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |