Home > Mechanics National Bank > Loan Charge- Offs and Recoveries
Mechanics National Bank, Loan Charge- Offs and Recoveries
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $8,422,000 | 356 |
| Loans secured by real estate, total | $7,870,000 | 177 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $7,870,000 | 177 |
| Construction and land development | $1,149,000 | 186 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $1,342,000 | 206 |
| Secured by multifamily residential properties | $1,000,000 | 101 |
| Secured by nonfarm nonresidential properties | $4,379,000 | 149 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $497,000 | 993 |
| Loans to individuals | $55,000 | 3,691 |
| Credit card loan charge offs | $8,000 | 2,323 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $47,000 | 3,615 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,635 |
| Total recoveries | $293,000 | 1,375 |
| Loans secured by real estate, total | $259,000 | 532 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $259,000 | 531 |
| Construction and land development | $69,000 | 282 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $108,000 | 390 |
| Secured by multifamily residential properties | $32,000 | 232 |
| Secured by nonfarm nonresidential properties | $50,000 | 821 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $28,000 | 3,706 |
| Loans to individuals | $6,000 | 6,499 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $6,000 | 6,221 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,965 |
| Net charge-offs | $8,129,000 | 296 |
| Loans secured by real estate, total | $7,611,000 | 166 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $7,611,000 | 166 |
| Construction and land development | $1,080,000 | 176 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $1,234,000 | 196 |
| Secured by multifamily residential properties | $968,000 | 97 |
| Secured by nonfarm nonresidential properties | $4,329,000 | 130 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $469,000 | 790 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $49,000 | 2,871 |
| Credit card loan net charge offs | $8,000 | 2,055 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $41,000 | 2,759 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,260 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,795,000 | 709 |
| Loans secured by real estate, total | $3,562,000 | 365 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $3,562,000 | 364 |
| Construction and land development | $759,000 | 312 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $622,000 | 447 |
| Secured by multifamily residential properties | $39,000 | 643 |
| Secured by nonfarm nonresidential properties | $2,142,000 | 283 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $188,000 | 2,794 |
| Loans to individuals | $39,000 | 5,240 |
| Credit card loan charge offs | $4,000 | 3,059 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $35,000 | 5,094 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $146,000 | 2,498 |
| Loans secured by real estate, total | $9,000 | 3,607 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $9,000 | 3,608 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $9,000 | 1,516 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $137,000 | 1,211 |
| Loans to individuals | $0 | 10,546 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 10,286 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $3,649,000 | 648 |
| Loans secured by real estate, total | $3,553,000 | 344 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $3,553,000 | 342 |
| Construction and land development | $759,000 | 297 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $622,000 | 380 |
| Secured by multifamily residential properties | $39,000 | 612 |
| Secured by nonfarm nonresidential properties | $2,133,000 | 266 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $51,000 | 4,621 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $39,000 | 4,213 |
| Credit card loan net charge offs | $4,000 | 2,836 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $35,000 | 4,003 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.