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Mechanics & Farmers Bank, Income and Expense

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2025-03-31 (YTD Data)		Rank
Total interest income	$6,290,000	1,803
Total interest expense	$1,513,000	2,221
Net interest income	$4,777,000	1,609
Provision for loan and lease losses	$310,000	777
Total noninterest income	$870,000	1,418
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$186,000	1,245
Trading account gains and fees	NA	NA
Additional Noninterest Income	$684,000	1,243
Total noninterest expense	$4,205,000	1,466
Salaries and employee benefits	$2,264,000	1,522
Premises and equipment expense	$392,000	1,537
Additional noninterest expense	$684,000	1,243
Pre-tax net operating income	$1,132,000	2,099
Securities gains (losses)	$0	665
Applicable income taxes	$246,000	1,454
Income before extraordinary items	$886,000	2,200
Extraordinary gains, net	$0	47
Net income	$886,000	2,226
Minority interest net income	$0	65
Net income of bank and minority interests.	$886,000	2,200
Net charge-offs	$94,000	813
Cash dividends	$490,000	1,382
Sale, conversion, retirement of capital stock, net	$0	467
Net operating income	$886,000	2,217
2024-12-31 (YTD Data)		Rank
Total interest income	$23,824,000	1,838
Total interest expense	$5,410,000	2,400
Net interest income	$18,414,000	1,580
Provision for loan and lease losses	$598,000	1,254
Total noninterest income	$4,484,000	1,261
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$768,000	1,237
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,716,000	1,043
Total noninterest expense	$17,205,000	1,405
Salaries and employee benefits	$9,457,000	1,447
Premises and equipment expense	$1,544,000	1,526
Additional noninterest expense	$3,716,000	1,043
Pre-tax net operating income	$5,095,000	1,844
Securities gains (losses)	$0	940
Applicable income taxes	$1,016,000	1,396
Income before extraordinary items	$4,079,000	1,929
Extraordinary gains, net	$0	53
Net income	$4,079,000	1,948
Minority interest net income	$0	90
Net income of bank and minority interests.	$4,079,000	1,929
Net charge-offs	$882,000	729
Cash dividends	$1,069,000	2,173
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$4,079,000	1,934
2024-09-30 (YTD Data)		Rank
Total interest income	$17,435,000	1,859
Total interest expense	$3,748,000	2,475
Net interest income	$13,687,000	1,569
Provision for loan and lease losses	$274,000	1,513
Total noninterest income	$3,160,000	1,298
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$576,000	1,234
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,584,000	1,105
Total noninterest expense	$12,810,000	1,389
Salaries and employee benefits	$7,119,000	1,434
Premises and equipment expense	$1,128,000	1,555
Additional noninterest expense	$2,584,000	1,105
Pre-tax net operating income	$3,763,000	1,857
Securities gains (losses)	$0	930
Applicable income taxes	$793,000	1,375
Income before extraordinary items	$2,970,000	1,959
Extraordinary gains, net	$0	51
Net income	$2,970,000	1,980
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,970,000	1,961
Net charge-offs	$672,000	656
Cash dividends	$594,000	2,165
Sale, conversion, retirement of capital stock, net	$0	527
Net operating income	$2,970,000	1,966
2024-06-30 (YTD Data)		Rank
Total interest income	$11,256,000	1,884
Total interest expense	$2,254,000	2,570
Net interest income	$9,002,000	1,581
Provision for loan and lease losses	$290,000	1,150
Total noninterest income	$2,078,000	1,305
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$376,000	1,239
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,702,000	1,115
Total noninterest expense	$8,551,000	1,394
Salaries and employee benefits	$4,796,000	1,423
Premises and equipment expense	$736,000	1,567
Additional noninterest expense	$1,702,000	1,115
Pre-tax net operating income	$2,239,000	1,974
Securities gains (losses)	$0	628
Applicable income taxes	$465,000	1,445
Income before extraordinary items	$1,774,000	2,077
Extraordinary gains, net	$0	52
Net income	$1,774,000	2,105
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,774,000	2,078
Net charge-offs	$588,000	528
Cash dividends	$520,000	1,958
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$1,774,000	2,077
2024-03-31 (YTD Data)		Rank
Total interest income	$5,474,000	1,905
Total interest expense	$1,013,000	2,673
Net interest income	$4,461,000	1,585
Provision for loan and lease losses	$176,000	902
Total noninterest income	$896,000	1,402
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$188,000	1,235
Trading account gains and fees	NA	NA
Additional Noninterest Income	$708,000	1,229
Total noninterest expense	$4,255,000	1,406
Salaries and employee benefits	$2,420,000	1,411
Premises and equipment expense	$354,000	1,616
Additional noninterest expense	$708,000	1,229
Pre-tax net operating income	$926,000	2,148
Securities gains (losses)	$0	689
Applicable income taxes	$198,000	1,521
Income before extraordinary items	$728,000	2,247
Extraordinary gains, net	$0	51
Net income	$728,000	2,274
Minority interest net income	$0	72
Net income of bank and minority interests.	$728,000	2,247
Net charge-offs	$644,000	321
Cash dividends	$75,000	2,152
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$728,000	2,251
2023-12-31 (YTD Data)		Rank
Total interest income	$19,800,000	1,901
Total interest expense	$1,892,000	3,104
Net interest income	$17,908,000	1,584
Provision for loan and lease losses	$1,269,000	727
Total noninterest income	$5,854,000	1,069
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,935,000	570
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,919,000	1,040
Total noninterest expense	$16,073,000	1,433
Salaries and employee benefits	$8,622,000	1,509
Premises and equipment expense	$1,470,000	1,560
Additional noninterest expense	$3,919,000	1,040
Pre-tax net operating income	$6,420,000	1,646
Securities gains (losses)	$0	988
Applicable income taxes	$1,414,000	1,224
Income before extraordinary items	$5,006,000	1,721
Extraordinary gains, net	$0	54
Net income	$5,006,000	1,742
Minority interest net income	$0	88
Net income of bank and minority interests.	$5,006,000	1,724
Net charge-offs	$41,000	1,898
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$5,006,000	1,753
2023-09-30 (YTD Data)		Rank
Total interest income	$14,560,000	1,897
Total interest expense	$1,126,000	3,235
Net interest income	$13,434,000	1,591
Provision for loan and lease losses	$426,000	1,110
Total noninterest income	$3,934,000	1,156
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$1,509,000	551
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,425,000	1,201
Total noninterest expense	$11,721,000	1,463
Salaries and employee benefits	$6,363,000	1,526
Premises and equipment expense	$1,094,000	1,567
Additional noninterest expense	$2,425,000	1,201
Pre-tax net operating income	$5,221,000	1,603
Securities gains (losses)	$0	849
Applicable income taxes	$1,143,000	1,188
Income before extraordinary items	$4,078,000	1,693
Extraordinary gains, net	$0	52
Net income	$4,078,000	1,706
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,078,000	1,693
Net charge-offs	$28,000	1,741
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$4,078,000	1,715
2023-06-30 (YTD Data)		Rank
Total interest income	$9,605,000	1,891
Total interest expense	$657,000	3,229
Net interest income	$8,948,000	1,601
Provision for loan and lease losses	$70,000	2,027
Total noninterest income	$2,323,000	1,185
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$1,039,000	531
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,284,000	1,309
Total noninterest expense	$7,576,000	1,487
Salaries and employee benefits	$4,113,000	1,572
Premises and equipment expense	$721,000	1,583
Additional noninterest expense	$1,284,000	1,308
Pre-tax net operating income	$3,625,000	1,546
Securities gains (losses)	$0	938
Applicable income taxes	$790,000	1,172
Income before extraordinary items	$2,835,000	1,627
Extraordinary gains, net	$0	51
Net income	$2,835,000	1,646
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,835,000	1,626
Net charge-offs	$17,000	1,599
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,835,000	1,642
2023-03-31 (YTD Data)		Rank
Total interest income	$4,721,000	1,888
Total interest expense	$291,000	3,215
Net interest income	$4,430,000	1,629
Provision for loan and lease losses	$-68,000	4,523
Total noninterest income	$1,191,000	1,170
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$529,000	528
Trading account gains and fees	NA	NA
Additional Noninterest Income	$662,000	1,276
Total noninterest expense	$3,622,000	1,560
Salaries and employee benefits	$1,996,000	1,643
Premises and equipment expense	$355,000	1,629
Additional noninterest expense	$662,000	1,276
Pre-tax net operating income	$2,067,000	1,435
Securities gains (losses)	$0	950
Applicable income taxes	$453,000	1,102
Income before extraordinary items	$1,614,000	1,523
Extraordinary gains, net	$0	4
Net income	$1,614,000	1,523
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,614,000	1,523
Net charge-offs	$14,000	1,246
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,614,000	1,537
2022-12-31 (YTD Data)		Rank
Total interest income	$15,041,000	1,955
Total interest expense	$461,000	3,321
Net interest income	$14,580,000	1,829
Provision for loan and lease losses	$699,000	1,028
Total noninterest income	$5,217,000	1,177
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$2,739,000	450
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,478,000	1,429
Total noninterest expense	$13,445,000	1,628
Salaries and employee benefits	$7,057,000	1,740
Premises and equipment expense	$1,358,000	1,648
Additional noninterest expense	$2,478,000	1,429
Pre-tax net operating income	$5,653,000	1,902
Securities gains (losses)	$0	691
Applicable income taxes	$1,218,000	1,405
Income before extraordinary items	$4,435,000	1,976
Extraordinary gains, net	$0	5
Net income	$4,435,000	1,976
Minority interest net income	$0	63
Net income of bank and minority interests.	$4,435,000	1,975
Net charge-offs	$108,000	1,190
Cash dividends	$210,000	3,128
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$4,435,000	2,002
2022-09-30 (YTD Data)		Rank
Total interest income	$10,375,000	2,027
Total interest expense	$275,000	3,395
Net interest income	$10,100,000	1,914
Provision for loan and lease losses	$484,000	980
Total noninterest income	$3,894,000	1,184
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$2,124,000	441
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,770,000	1,492
Total noninterest expense	$9,789,000	1,653
Salaries and employee benefits	$5,261,000	1,738
Premises and equipment expense	$1,037,000	1,630
Additional noninterest expense	$1,770,000	1,492
Pre-tax net operating income	$3,721,000	2,025
Securities gains (losses)	$0	740
Applicable income taxes	$804,000	1,500
Income before extraordinary items	$2,917,000	2,118
Extraordinary gains, net	$0	4
Net income	$2,917,000	2,118
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,917,000	2,117
Net charge-offs	$96,000	951
Cash dividends	$210,000	2,691
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,917,000	2,147
2022-06-30 (YTD Data)		Rank
Total interest income	$6,483,000	2,070
Total interest expense	$137,000	3,633
Net interest income	$6,346,000	1,961
Provision for loan and lease losses	$136,000	1,370
Total noninterest income	$2,557,000	1,184
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$1,372,000	448
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,185,000	1,509
Total noninterest expense	$6,359,000	1,672
Salaries and employee benefits	$3,482,000	1,745
Premises and equipment expense	$698,000	1,634
Additional noninterest expense	$2,179,000	1,515
Pre-tax net operating income	$2,408,000	1,961
Securities gains (losses)	$0	687
Applicable income taxes	$506,000	1,478
Income before extraordinary items	$1,902,000	2,049
Extraordinary gains, net	$0	4
Net income	$1,902,000	2,049
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,902,000	2,049
Net charge-offs	$71,000	840
Cash dividends	$210,000	2,437
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,902,000	2,085
2022-03-31 (YTD Data)		Rank
Total interest income	$3,181,000	2,052
Total interest expense	$67,000	3,645
Net interest income	$3,114,000	1,934
Provision for loan and lease losses	$-10,000	4,416
Total noninterest income	$1,112,000	1,291
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$670,000	449
Trading account gains and fees	NA	NA
Additional Noninterest Income	$442,000	1,801
Total noninterest expense	$3,130,000	1,688
Salaries and employee benefits	$1,769,000	1,715
Premises and equipment expense	$356,000	1,626
Additional noninterest expense	$1,005,000	1,565
Pre-tax net operating income	$1,106,000	1,983
Securities gains (losses)	$0	623
Applicable income taxes	$238,000	1,482
Income before extraordinary items	$868,000	2,096
Extraordinary gains, net	$0	4
Net income	$868,000	2,095
Minority interest net income	$0	50
Net income of bank and minority interests.	$868,000	2,096
Net charge-offs	$68,000	584
Cash dividends	$105,000	1,972
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$868,000	2,115
2021-12-31 (YTD Data)		Rank
Total interest income	$11,617,000	2,248
Total interest expense	$332,000	3,649
Net interest income	$11,285,000	2,130
Provision for loan and lease losses	$-373,000	4,389
Total noninterest income	$4,172,000	1,476
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$2,596,000	443
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,576,000	2,163
Total noninterest expense	$11,987,000	1,738
Salaries and employee benefits	$6,801,000	1,756
Premises and equipment expense	$1,420,000	1,584
Additional noninterest expense	$3,766,000	1,659
Pre-tax net operating income	$3,843,000	2,383
Securities gains (losses)	$0	2,062
Applicable income taxes	$875,000	1,696
Income before extraordinary items	$2,968,000	2,558
Extraordinary gains, net	$0	10
Net income	$2,968,000	2,559
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,968,000	2,559
Net charge-offs	$28,000	1,929
Cash dividends	$210,000	3,251
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,968,000	2,534
2021-09-30 (YTD Data)		Rank
Total interest income	$8,379,000	2,355
Total interest expense	$266,000	3,669
Net interest income	$8,113,000	2,245
Provision for loan and lease losses	$-295,000	4,487
Total noninterest income	$3,082,000	1,530
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$1,932,000	448
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,150,000	2,230
Total noninterest expense	$8,766,000	1,770
Salaries and employee benefits	$4,981,000	1,784
Premises and equipment expense	$1,074,000	1,601
Additional noninterest expense	$2,711,000	1,710
Pre-tax net operating income	$2,724,000	2,561
Securities gains (losses)	$0	2,015
Applicable income taxes	$586,000	1,872
Income before extraordinary items	$2,138,000	2,712
Extraordinary gains, net	$0	8
Net income	$2,138,000	2,712
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,138,000	2,712
Net charge-offs	$22,000	1,693
Cash dividends	$140,000	2,969
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,138,000	2,689
2021-06-30 (YTD Data)		Rank
Total interest income	$5,087,000	2,487
Total interest expense	$188,000	3,683
Net interest income	$4,899,000	2,396
Provision for loan and lease losses	$-218,000	4,544
Total noninterest income	$1,999,000	1,528
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$1,270,000	443
Trading account gains and fees	NA	NA
Additional Noninterest Income	$729,000	2,260
Total noninterest expense	$5,553,000	1,830
Salaries and employee benefits	$3,081,000	1,885
Premises and equipment expense	$696,000	1,642
Additional noninterest expense	$1,776,000	1,711
Pre-tax net operating income	$1,563,000	2,721
Securities gains (losses)	$0	1,818
Applicable income taxes	$366,000	1,895
Income before extraordinary items	$1,197,000	2,933
Extraordinary gains, net	$0	6
Net income	$1,197,000	2,932
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,197,000	2,933
Net charge-offs	$16,000	1,585
Cash dividends	$70,000	2,941
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,197,000	2,913
2021-03-31 (YTD Data)		Rank
Total interest income	$2,455,000	2,534
Total interest expense	$94,000	3,750
Net interest income	$2,361,000	2,430
Provision for loan and lease losses	$-78,000	4,647
Total noninterest income	$956,000	1,555
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$626,000	438
Trading account gains and fees	NA	NA
Additional Noninterest Income	$330,000	2,342
Total noninterest expense	$2,694,000	1,855
Salaries and employee benefits	$1,475,000	1,939
Premises and equipment expense	$339,000	1,691
Additional noninterest expense	$880,000	1,705
Pre-tax net operating income	$701,000	2,833
Securities gains (losses)	$0	1,392
Applicable income taxes	$145,000	2,030
Income before extraordinary items	$556,000	2,994
Extraordinary gains, net	$0	3
Net income	$556,000	2,992
Minority interest net income	$0	55
Net income of bank and minority interests.	$556,000	2,994
Net charge-offs	$14,000	1,259
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$556,000	2,965
2020-12-31 (YTD Data)		Rank
Total interest income	$10,130,000	2,500
Total interest expense	$958,000	3,003
Net interest income	$9,172,000	2,394
Provision for loan and lease losses	$700,000	1,931
Total noninterest income	$3,261,000	1,650
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$1,760,000	580
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,501,000	2,077
Total noninterest expense	$10,217,000	1,933
Salaries and employee benefits	$5,484,000	2,024
Premises and equipment expense	$1,273,000	1,720
Additional noninterest expense	$3,460,000	1,717
Pre-tax net operating income	$1,516,000	3,265
Securities gains (losses)	$25,000	2,028
Applicable income taxes	$336,000	2,234
Income before extraordinary items	$1,205,000	3,457
Extraordinary gains, net	$0	4
Net income	$1,205,000	3,457
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,205,000	3,457
Net charge-offs	$-13,000	4,299
Cash dividends	$250,000	3,277
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,185,250	3,418
2020-09-30 (YTD Data)		Rank
Total interest income	$7,640,000	2,504
Total interest expense	$821,000	2,892
Net interest income	$6,819,000	2,402
Provision for loan and lease losses	$980,000	1,391
Total noninterest income	$2,278,000	1,666
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,155,000	649
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,123,000	2,044
Total noninterest expense	$7,635,000	1,914
Salaries and employee benefits	$4,146,000	1,998
Premises and equipment expense	$954,000	1,730
Additional noninterest expense	$2,535,000	1,726
Pre-tax net operating income	$482,000	4,078
Securities gains (losses)	$13,000	2,050
Applicable income taxes	$89,000	2,863
Income before extraordinary items	$406,000	4,165
Extraordinary gains, net	$0	4
Net income	$406,000	4,164
Minority interest net income	$0	65
Net income of bank and minority interests.	$406,000	4,165
Net charge-offs	$-15,000	4,350
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$395,340	4,134
2020-06-30 (YTD Data)		Rank
Total interest income	$5,170,000	2,514
Total interest expense	$620,000	2,817
Net interest income	$4,550,000	2,420
Provision for loan and lease losses	$730,000	1,294
Total noninterest income	$1,353,000	1,724
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$702,000	712
Trading account gains and fees	NA	NA
Additional Noninterest Income	$651,000	2,092
Total noninterest expense	$5,107,000	1,904
Salaries and employee benefits	$2,733,000	2,008
Premises and equipment expense	$644,000	1,697
Additional noninterest expense	$1,730,000	1,697
Pre-tax net operating income	$66,000	4,635
Securities gains (losses)	$0	2,249
Applicable income taxes	$20,000	3,220
Income before extraordinary items	$46,000	4,704
Extraordinary gains, net	$0	4
Net income	$46,000	4,703
Minority interest net income	$0	65
Net income of bank and minority interests.	$46,000	4,704
Net charge-offs	$-15,000	4,435
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$46,000	4,676
2020-03-31 (YTD Data)		Rank
Total interest income	$2,605,000	2,496
Total interest expense	$341,000	2,818
Net interest income	$2,264,000	2,386
Provision for loan and lease losses	$108,000	1,900
Total noninterest income	$585,000	1,777
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$360,000	815
Trading account gains and fees	NA	NA
Additional Noninterest Income	$225,000	2,309
Total noninterest expense	$2,657,000	1,855
Salaries and employee benefits	$1,413,000	1,972
Premises and equipment expense	$325,000	1,716
Additional noninterest expense	$919,000	1,628
Pre-tax net operating income	$84,000	4,363
Securities gains (losses)	$0	1,705
Applicable income taxes	$17,000	2,964
Income before extraordinary items	$67,000	4,413
Extraordinary gains, net	$0	4
Net income	$67,000	4,413
Minority interest net income	$0	56
Net income of bank and minority interests.	$67,000	4,413
Net charge-offs	$-48,000	4,849
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$67,000	4,404
2019-12-31 (YTD Data)		Rank
Total interest income	$10,415,000	2,521
Total interest expense	$1,661,000	2,614
Net interest income	$8,754,000	2,464
Provision for loan and lease losses	$-189,000	5,029
Total noninterest income	$2,176,000	1,892
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,204,000	971
Trading account gains and fees	NA	NA
Additional Noninterest Income	$972,000	2,279
Total noninterest expense	$9,632,000	1,983
Salaries and employee benefits	$5,163,000	2,062
Premises and equipment expense	$1,244,000	1,752
Additional noninterest expense	$3,225,000	1,794
Pre-tax net operating income	$1,487,000	3,412
Securities gains (losses)	$0	2,379
Applicable income taxes	$341,000	2,273
Income before extraordinary items	$1,146,000	3,622
Extraordinary gains, net	$0	11
Net income	$1,146,000	3,622
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,146,000	3,623
Net charge-offs	$-70,000	4,833
Cash dividends	$372,000	3,194
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,146,000	3,595
2019-09-30 (YTD Data)		Rank
Total interest income	$7,770,000	2,566
Total interest expense	$1,275,000	2,608
Net interest income	$6,495,000	2,511
Provision for loan and lease losses	$-232,000	5,149
Total noninterest income	$1,551,000	1,943
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$798,000	1,097
Trading account gains and fees	NA	NA
Additional Noninterest Income	$753,000	2,235
Total noninterest expense	$7,374,000	1,951
Salaries and employee benefits	$3,952,000	2,033
Premises and equipment expense	$920,000	1,790
Additional noninterest expense	$2,502,000	1,758
Pre-tax net operating income	$904,000	3,761
Securities gains (losses)	$0	2,167
Applicable income taxes	$168,000	2,611
Income before extraordinary items	$736,000	3,892
Extraordinary gains, net	$0	11
Net income	$736,000	3,891
Minority interest net income	$0	72
Net income of bank and minority interests.	$736,000	3,892
Net charge-offs	$-54,000	4,843
Cash dividends	$125,000	3,283
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$736,000	3,858
2019-06-30 (YTD Data)		Rank
Total interest income	$5,166,000	2,568
Total interest expense	$847,000	2,591
Net interest income	$4,319,000	2,528
Provision for loan and lease losses	$-70,000	5,167
Total noninterest income	$1,003,000	1,955
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$518,000	1,103
Trading account gains and fees	NA	NA
Additional Noninterest Income	$485,000	2,240
Total noninterest expense	$4,951,000	1,950
Salaries and employee benefits	$2,606,000	2,055
Premises and equipment expense	$622,000	1,777
Additional noninterest expense	$1,723,000	1,710
Pre-tax net operating income	$441,000	4,123
Securities gains (losses)	$0	1,702
Applicable income taxes	$70,000	2,913
Income before extraordinary items	$371,000	4,175
Extraordinary gains, net	$0	11
Net income	$371,000	4,173
Minority interest net income	$0	69
Net income of bank and minority interests.	$371,000	4,174
Net charge-offs	$-56,000	4,936
Cash dividends	$125,000	3,084
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$371,000	4,162
2019-03-31 (YTD Data)		Rank
Total interest income	$2,594,000	2,560
Total interest expense	$420,000	2,569
Net interest income	$2,174,000	2,523
Provision for loan and lease losses	$-35,000	5,235
Total noninterest income	$464,000	1,996
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$257,000	1,100
Trading account gains and fees	NA	NA
Additional Noninterest Income	$207,000	2,371
Total noninterest expense	$2,434,000	1,977
Salaries and employee benefits	$1,300,000	2,073
Premises and equipment expense	$306,000	1,810
Additional noninterest expense	$828,000	1,771
Pre-tax net operating income	$239,000	4,042
Securities gains (losses)	$0	1,087
Applicable income taxes	$34,000	2,890
Income before extraordinary items	$205,000	4,074
Extraordinary gains, net	$0	5
Net income	$205,000	4,072
Minority interest net income	$0	52
Net income of bank and minority interests.	$205,000	4,073
Net charge-offs	$5,000	2,211
Cash dividends	$125,000	2,319
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$205,000	4,067
2018-12-31 (YTD Data)		Rank
Total interest income	$9,463,000	2,629
Total interest expense	$1,242,000	2,624
Net interest income	$8,221,000	2,601
Provision for loan and lease losses	$26,000	3,746
Total noninterest income	$2,253,000	1,860
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$914,000	1,242
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,339,000	1,916
Total noninterest expense	$9,706,000	1,945
Salaries and employee benefits	$5,111,000	2,055
Premises and equipment expense	$1,172,000	1,837
Additional noninterest expense	$3,423,000	1,706
Pre-tax net operating income	$742,000	4,338
Securities gains (losses)	$0	1,125
Applicable income taxes	$144,000	2,885
Income before extraordinary items	$598,000	4,420
Extraordinary gains, net	$0	6
Net income	$598,000	4,419
Minority interest net income	$0	72
Net income of bank and minority interests.	$598,000	4,419
Net charge-offs	$-168,000	5,143
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$598,000	4,430
2018-09-30 (YTD Data)		Rank
Total interest income	$7,027,000	2,640
Total interest expense	$858,000	2,676
Net interest income	$6,169,000	2,606
Provision for loan and lease losses	$15,000	3,690
Total noninterest income	$1,634,000	1,919
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$674,000	1,269
Trading account gains and fees	NA	NA
Additional Noninterest Income	$960,000	1,983
Total noninterest expense	$7,280,000	1,951
Salaries and employee benefits	$3,852,000	2,049
Premises and equipment expense	$880,000	1,846
Additional noninterest expense	$2,548,000	1,718
Pre-tax net operating income	$508,000	4,510
Securities gains (losses)	$0	1,118
Applicable income taxes	$66,000	3,218
Income before extraordinary items	$442,000	4,504
Extraordinary gains, net	$0	5
Net income	$442,000	4,503
Minority interest net income	$0	66
Net income of bank and minority interests.	$442,000	4,503
Net charge-offs	$-176,000	5,228
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$442,000	4,511
2018-06-30 (YTD Data)		Rank
Total interest income	$4,589,000	2,669
Total interest expense	$527,000	2,728
Net interest income	$4,062,000	2,624
Provision for loan and lease losses	$1,134,000	431
Total noninterest income	$1,152,000	1,842
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$449,000	1,265
Trading account gains and fees	NA	NA
Additional Noninterest Income	$703,000	1,870
Total noninterest expense	$4,712,000	2,004
Salaries and employee benefits	$2,517,000	2,091
Premises and equipment expense	$573,000	1,887
Additional noninterest expense	$1,622,000	1,792
Pre-tax net operating income	$-632,000	5,489
Securities gains (losses)	$0	961
Applicable income taxes	$-196,000	5,493
Income before extraordinary items	$-436,000	5,465
Extraordinary gains, net	$0	6
Net income	$-436,000	5,464
Minority interest net income	$0	65
Net income of bank and minority interests.	$-436,000	5,464
Net charge-offs	$1,007,000	332
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$-436,000	5,466
2018-03-31 (YTD Data)		Rank
Total interest income	$2,208,000	2,745
Total interest expense	$249,000	2,758
Net interest income	$1,959,000	2,694
Provision for loan and lease losses	$1,067,000	262
Total noninterest income	$472,000	2,046
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$229,000	1,249
Trading account gains and fees	NA	NA
Additional Noninterest Income	$243,000	2,257
Total noninterest expense	$2,366,000	2,012
Salaries and employee benefits	$1,217,000	2,169
Premises and equipment expense	$289,000	1,908
Additional noninterest expense	$860,000	1,706
Pre-tax net operating income	$-1,002,000	5,593
Securities gains (losses)	$0	735
Applicable income taxes	$-292,000	5,578
Income before extraordinary items	$-710,000	5,575
Extraordinary gains, net	$0	7
Net income	$-710,000	5,575
Minority interest net income	$0	52
Net income of bank and minority interests.	$-710,000	5,575
Net charge-offs	$1,006,000	227
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$-710,000	5,575
2017-12-31 (YTD Data)		Rank
Total interest income	$8,773,000	2,694
Total interest expense	$816,000	2,897
Net interest income	$7,957,000	2,647
Provision for loan and lease losses	$1,171,000	804
Total noninterest income	$1,907,000	2,093
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$866,000	1,333
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,041,000	2,243
Total noninterest expense	$9,477,000	1,999
Salaries and employee benefits	$4,801,000	2,142
Premises and equipment expense	$1,091,000	1,989
Additional noninterest expense	$3,585,000	1,677
Pre-tax net operating income	$-784,000	5,589
Securities gains (losses)	$0	2,243
Applicable income taxes	$1,684,000	1,433
Income before extraordinary items	$-2,468,000	5,624
Extraordinary gains, net	$0	9
Net income	$-2,468,000	5,624
Minority interest net income	$0	76
Net income of bank and minority interests.	$-2,468,000	5,624
Net charge-offs	$1,703,000	464
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$-2,468,000	5,624
2017-09-30 (YTD Data)		Rank
Total interest income	$6,574,000	2,709
Total interest expense	$586,000	2,942
Net interest income	$5,988,000	2,662
Provision for loan and lease losses	$627,000	1,000
Total noninterest income	$1,508,000	2,045
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$636,000	1,369
Trading account gains and fees	NA	NA
Additional Noninterest Income	$872,000	2,132
Total noninterest expense	$7,078,000	2,006
Salaries and employee benefits	$3,693,000	2,120
Premises and equipment expense	$759,000	2,098
Additional noninterest expense	$2,626,000	1,707
Pre-tax net operating income	$-209,000	5,603
Securities gains (losses)	$0	2,274
Applicable income taxes	$-139,000	5,668
Income before extraordinary items	$-70,000	5,570
Extraordinary gains, net	$0	9
Net income	$-70,000	5,570
Minority interest net income	$0	71
Net income of bank and minority interests.	$-70,000	5,570
Net charge-offs	$156,000	1,576
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$-70,000	5,561
2017-06-30 (YTD Data)		Rank
Total interest income	$4,345,000	2,715
Total interest expense	$377,000	2,980
Net interest income	$3,968,000	2,666
Provision for loan and lease losses	$0	3,871
Total noninterest income	$854,000	2,264
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$425,000	1,348
Trading account gains and fees	NA	NA
Additional Noninterest Income	$429,000	2,507
Total noninterest expense	$4,690,000	2,018
Salaries and employee benefits	$2,461,000	2,128
Premises and equipment expense	$505,000	2,104
Additional noninterest expense	$1,724,000	1,718
Pre-tax net operating income	$132,000	5,194
Securities gains (losses)	$0	1,906
Applicable income taxes	$59,000	3,234
Income before extraordinary items	$73,000	5,355
Extraordinary gains, net	$0	11
Net income	$73,000	5,353
Minority interest net income	$0	71
Net income of bank and minority interests.	$73,000	5,354
Net charge-offs	$72,000	1,737
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$73,000	5,349
2017-03-31 (YTD Data)		Rank
Total interest income	$2,165,000	2,715
Total interest expense	$179,000	3,063
Net interest income	$1,986,000	2,656
Provision for loan and lease losses	$0	3,537
Total noninterest income	$427,000	2,241
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$209,000	1,366
Trading account gains and fees	NA	NA
Additional Noninterest Income	$218,000	2,472
Total noninterest expense	$2,355,000	2,028
Salaries and employee benefits	$1,238,000	2,150
Premises and equipment expense	$260,000	2,083
Additional noninterest expense	$857,000	1,732
Pre-tax net operating income	$58,000	5,244
Securities gains (losses)	$0	1,153
Applicable income taxes	$17,000	3,423
Income before extraordinary items	$41,000	5,318
Extraordinary gains, net	$0	8
Net income	$41,000	5,318
Minority interest net income	$0	55
Net income of bank and minority interests.	$41,000	5,318
Net charge-offs	$13,000	2,104
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$41,000	5,310
2016-12-31 (YTD Data)		Rank
Total interest income	$9,612,000	2,483
Total interest expense	$741,000	2,923
Net interest income	$8,871,000	2,413
Provision for loan and lease losses	$5,181,000	255
Total noninterest income	$533,000	3,990
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$610,000	1,780
Trading account gains and fees	$0	170
Additional Noninterest Income	$-77,000	5,869
Total noninterest expense	$10,421,000	1,833
Salaries and employee benefits	$5,256,000	2,017
Premises and equipment expense	$1,109,000	1,987
Additional noninterest expense	$4,056,000	1,516
Pre-tax net operating income	$-6,198,000	5,905
Securities gains (losses)	$241,000	777
Applicable income taxes	$-2,226,000	5,877
Income before extraordinary items	$-3,731,000	5,888
Extraordinary gains, net	$0	5
Net income	$-3,731,000	5,887
Minority interest net income	$0	82
Net income of bank and minority interests.	$-3,731,000	5,887
Net charge-offs	$6,199,000	177
Cash dividends	$9,845,000	390
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$-3,885,240	5,890
2016-09-30 (YTD Data)		Rank
Total interest income	$7,201,000	2,483
Total interest expense	$559,000	2,926
Net interest income	$6,642,000	2,415
Provision for loan and lease losses	$4,632,000	218
Total noninterest income	$654,000	3,264
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$448,000	1,816
Trading account gains and fees	$0	169
Additional Noninterest Income	$206,000	4,071
Total noninterest expense	$7,987,000	1,792
Salaries and employee benefits	$4,038,000	1,969
Premises and equipment expense	$824,000	2,000
Additional noninterest expense	$3,125,000	1,480
Pre-tax net operating income	$-5,323,000	5,977
Securities gains (losses)	$321,000	577
Applicable income taxes	$-1,421,000	5,950
Income before extraordinary items	$-3,581,000	5,966
Extraordinary gains, net	$0	5
Net income	$-3,581,000	5,966
Minority interest net income	$0	71
Net income of bank and minority interests.	$-3,581,000	5,966
Net charge-offs	$5,574,000	141
Cash dividends	$435,000	2,566
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$-3,812,120	5,966
2016-06-30 (YTD Data)		Rank
Total interest income	$4,881,000	2,455
Total interest expense	$367,000	2,972
Net interest income	$4,514,000	2,394
Provision for loan and lease losses	$171,000	1,791
Total noninterest income	$623,000	2,704
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$291,000	1,835
Trading account gains and fees	$0	157
Additional Noninterest Income	$332,000	2,897
Total noninterest expense	$5,175,000	1,850
Salaries and employee benefits	$2,711,000	1,958
Premises and equipment expense	$541,000	2,019
Additional noninterest expense	$1,923,000	1,589
Pre-tax net operating income	$-209,000	5,927
Securities gains (losses)	$321,000	411
Applicable income taxes	$26,000	3,672
Income before extraordinary items	$86,000	5,516
Extraordinary gains, net	$0	16
Net income	$86,000	5,514
Minority interest net income	$0	71
Net income of bank and minority interests.	$86,000	5,515
Net charge-offs	$494,000	606
Cash dividends	$435,000	2,152
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$-161,170	5,908
2016-03-31 (YTD Data)		Rank
Total interest income	$2,469,000	2,433
Total interest expense	$179,000	3,039
Net interest income	$2,290,000	2,360
Provision for loan and lease losses	$0	3,656
Total noninterest income	$283,000	2,814
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$148,000	1,811
Trading account gains and fees	$0	142
Additional Noninterest Income	$135,000	3,114
Total noninterest expense	$2,602,000	1,849
Salaries and employee benefits	$1,379,000	1,933
Premises and equipment expense	$278,000	1,987
Additional noninterest expense	$945,000	1,603
Pre-tax net operating income	$-29,000	5,876
Securities gains (losses)	$6,000	1,655
Applicable income taxes	$13,000	3,656
Income before extraordinary items	$-36,000	5,906
Extraordinary gains, net	$0	12
Net income	$-36,000	5,906
Minority interest net income	$0	62
Net income of bank and minority interests.	$-36,000	5,906
Net charge-offs	$-1,000	4,102
Cash dividends	$434,000	1,312
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$-42,000	5,895
2015-12-31 (YTD Data)		Rank
Total interest income	$10,611,000	2,259
Total interest expense	$717,000	3,020
Net interest income	$9,894,000	2,157
Provision for loan and lease losses	$0	4,380
Total noninterest income	$1,044,000	2,992
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$675,000	1,701
Trading account gains and fees	$0	159
Additional Noninterest Income	$369,000	3,693
Total noninterest expense	$10,249,000	1,841
Salaries and employee benefits	$5,421,000	1,919
Premises and equipment expense	$1,191,000	1,906
Additional noninterest expense	$3,637,000	1,666
Pre-tax net operating income	$689,000	4,587
Securities gains (losses)	$28,000	2,030
Applicable income taxes	$176,000	3,020
Income before extraordinary items	$541,000	4,734
Extraordinary gains, net	$0	23
Net income	$541,000	4,736
Minority interest net income	$0	81
Net income of bank and minority interests.	$541,000	4,736
Net charge-offs	$5,000	4,193
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$520,000	4,733
2015-09-30 (YTD Data)		Rank
Total interest income	$7,973,000	2,266
Total interest expense	$497,000	3,224
Net interest income	$7,476,000	2,144
Provision for loan and lease losses	$0	4,232
Total noninterest income	$863,000	2,870
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$503,000	1,716
Trading account gains and fees	$0	153
Additional Noninterest Income	$360,000	3,358
Total noninterest expense	$7,602,000	1,868
Salaries and employee benefits	$3,919,000	1,988
Premises and equipment expense	$898,000	1,913
Additional noninterest expense	$2,785,000	1,632
Pre-tax net operating income	$737,000	4,208
Securities gains (losses)	$28,000	1,833
Applicable income taxes	$188,000	2,864
Income before extraordinary items	$577,000	4,384
Extraordinary gains, net	$0	21
Net income	$577,000	4,386
Minority interest net income	$0	78
Net income of bank and minority interests.	$577,000	4,387
Net charge-offs	$3,000	3,929
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$556,000	4,381
2015-06-30 (YTD Data)		Rank
Total interest income	$5,225,000	2,296
Total interest expense	$337,000	3,209
Net interest income	$4,888,000	2,191
Provision for loan and lease losses	$0	4,069
Total noninterest income	$569,000	2,888
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$329,000	1,721
Trading account gains and fees	$0	157
Additional Noninterest Income	$240,000	3,370
Total noninterest expense	$5,115,000	1,862
Salaries and employee benefits	$2,612,000	1,998
Premises and equipment expense	$596,000	1,923
Additional noninterest expense	$1,907,000	1,602
Pre-tax net operating income	$342,000	4,681
Securities gains (losses)	$28,000	1,532
Applicable income taxes	$107,000	2,978
Income before extraordinary items	$263,000	4,852
Extraordinary gains, net	$0	22
Net income	$263,000	4,854
Minority interest net income	$0	75
Net income of bank and minority interests.	$263,000	4,855
Net charge-offs	$1,000	3,770
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$243,120	4,876
2015-03-31 (YTD Data)		Rank
Total interest income	$2,575,000	2,326
Total interest expense	$173,000	3,176
Net interest income	$2,402,000	2,224
Provision for loan and lease losses	$0	3,703
Total noninterest income	$123,000	4,230
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$165,000	1,700
Trading account gains and fees	$0	152
Additional Noninterest Income	$-42,000	6,353
Total noninterest expense	$2,687,000	1,786
Salaries and employee benefits	$1,330,000	1,967
Premises and equipment expense	$310,000	1,875
Additional noninterest expense	$1,047,000	1,469
Pre-tax net operating income	$-162,000	6,279
Securities gains (losses)	$28,000	1,089
Applicable income taxes	$-3,000	6,205
Income before extraordinary items	$-131,000	6,267
Extraordinary gains, net	$0	13
Net income	$-131,000	6,267
Minority interest net income	$0	64
Net income of bank and minority interests.	$-131,000	6,268
Net charge-offs	$-6,000	5,215
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$-158,440	6,277
2014-12-31 (YTD Data)		Rank
Total interest income	$11,282,000	2,144
Total interest expense	$699,000	3,316
Net interest income	$10,583,000	2,019
Provision for loan and lease losses	$50,000	3,764
Total noninterest income	$2,170,000	1,989
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$749,000	1,665
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,421,000	1,835
Total noninterest expense	$10,748,000	1,776
Salaries and employee benefits	$5,353,000	1,914
Premises and equipment expense	$1,265,000	1,828
Additional noninterest expense	$4,130,000	1,518
Pre-tax net operating income	$1,955,000	3,013
Securities gains (losses)	$14,000	2,497
Applicable income taxes	$678,000	1,926
Income before extraordinary items	$1,291,000	3,493
Extraordinary gains, net	$0	17
Net income	$1,291,000	3,495
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,291,000	3,495
Net charge-offs	$103,000	3,158
Cash dividends	$325,000	3,305
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,281,760	3,460
2014-09-30 (YTD Data)		Rank
Total interest income	$8,425,000	2,168
Total interest expense	$495,000	3,471
Net interest income	$7,930,000	2,027
Provision for loan and lease losses	$50,000	3,379
Total noninterest income	$1,982,000	1,720
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$592,000	1,611
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,390,000	1,541
Total noninterest expense	$7,961,000	1,794
Salaries and employee benefits	$3,953,000	1,948
Premises and equipment expense	$946,000	1,848
Additional noninterest expense	$3,062,000	1,537
Pre-tax net operating income	$1,901,000	2,609
Securities gains (losses)	$0	2,980
Applicable income taxes	$692,000	1,658
Income before extraordinary items	$1,209,000	3,130
Extraordinary gains, net	$0	15
Net income	$1,209,000	3,130
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,209,000	3,131
Net charge-offs	$82,000	2,878
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,209,000	3,087
2014-06-30 (YTD Data)		Rank
Total interest income	$5,602,000	2,165
Total interest expense	$339,000	3,452
Net interest income	$5,263,000	2,028
Provision for loan and lease losses	$0	4,196
Total noninterest income	$1,333,000	1,683
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$396,000	1,578
Trading account gains and fees	$0	172
Additional Noninterest Income	$937,000	1,518
Total noninterest expense	$5,237,000	1,808
Salaries and employee benefits	$2,656,000	1,950
Premises and equipment expense	$641,000	1,838
Additional noninterest expense	$1,940,000	1,606
Pre-tax net operating income	$1,359,000	2,422
Securities gains (losses)	$0	2,580
Applicable income taxes	$471,000	1,598
Income before extraordinary items	$888,000	2,874
Extraordinary gains, net	$0	20
Net income	$888,000	2,879
Minority interest net income	$0	80
Net income of bank and minority interests.	$888,000	2,879
Net charge-offs	$44,000	2,900
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$888,000	2,828
2014-03-31 (YTD Data)		Rank
Total interest income	$2,837,000	2,140
Total interest expense	$174,000	3,454
Net interest income	$2,663,000	2,009
Provision for loan and lease losses	$0	3,817
Total noninterest income	$410,000	2,328
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$205,000	1,516
Trading account gains and fees	$0	147
Additional Noninterest Income	$205,000	2,530
Total noninterest expense	$2,606,000	1,820
Salaries and employee benefits	$1,301,000	1,993
Premises and equipment expense	$317,000	1,891
Additional noninterest expense	$988,000	1,568
Pre-tax net operating income	$467,000	3,026
Securities gains (losses)	$0	1,715
Applicable income taxes	$155,000	1,971
Income before extraordinary items	$312,000	3,480
Extraordinary gains, net	$0	16
Net income	$312,000	3,483
Minority interest net income	$0	66
Net income of bank and minority interests.	$312,000	3,483
Net charge-offs	$7,000	2,989
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$312,000	3,435
2013-12-31 (YTD Data)		Rank
Total interest income	$11,193,000	2,185
Total interest expense	$767,000	3,531
Net interest income	$10,426,000	2,022
Provision for loan and lease losses	$329,000	2,338
Total noninterest income	$1,616,000	2,469
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$790,000	1,665
Trading account gains and fees	$0	184
Additional Noninterest Income	$826,000	2,635
Total noninterest expense	$10,918,000	1,763
Salaries and employee benefits	$5,753,000	1,776
Premises and equipment expense	$1,181,000	1,945
Additional noninterest expense	$3,984,000	1,623
Pre-tax net operating income	$795,000	4,416
Securities gains (losses)	$0	3,182
Applicable income taxes	$246,000	2,793
Income before extraordinary items	$549,000	4,778
Extraordinary gains, net	$0	29
Net income	$549,000	4,782
Minority interest net income	$0	90
Net income of bank and minority interests.	$549,000	4,782
Net charge-offs	$335,000	2,443
Cash dividends	$250,000	3,423
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$549,000	4,712
2013-09-30 (YTD Data)		Rank
Total interest income	$8,203,000	2,244
Total interest expense	$555,000	3,704
Net interest income	$7,648,000	2,060
Provision for loan and lease losses	$10,000	4,707
Total noninterest income	$933,000	2,916
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$584,000	1,683
Trading account gains and fees	$0	180
Additional Noninterest Income	$349,000	3,518
Total noninterest expense	$8,047,000	1,792
Salaries and employee benefits	$4,219,000	1,817
Premises and equipment expense	$902,000	1,926
Additional noninterest expense	$2,926,000	1,648
Pre-tax net operating income	$524,000	4,713
Securities gains (losses)	$0	3,040
Applicable income taxes	$217,000	2,722
Income before extraordinary items	$307,000	5,229
Extraordinary gains, net	$0	25
Net income	$307,000	5,230
Minority interest net income	$0	84
Net income of bank and minority interests.	$307,000	5,231
Net charge-offs	$272,000	2,216
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$307,000	5,145
2013-06-30 (YTD Data)		Rank
Total interest income	$5,338,000	2,294
Total interest expense	$365,000	3,789
Net interest income	$4,973,000	2,099
Provision for loan and lease losses	$0	4,788
Total noninterest income	$577,000	3,052
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$388,000	1,663
Trading account gains and fees	$0	157
Additional Noninterest Income	$189,000	3,881
Total noninterest expense	$5,374,000	1,783
Salaries and employee benefits	$2,854,000	1,806
Premises and equipment expense	$599,000	1,928
Additional noninterest expense	$1,921,000	1,661
Pre-tax net operating income	$176,000	5,446
Securities gains (losses)	$0	2,791
Applicable income taxes	$60,000	3,392
Income before extraordinary items	$116,000	5,748
Extraordinary gains, net	$0	22
Net income	$116,000	5,750
Minority interest net income	$0	82
Net income of bank and minority interests.	$116,000	5,750
Net charge-offs	$265,000	1,810
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$116,000	5,659
2013-03-31 (YTD Data)		Rank
Total interest income	$2,651,000	2,332
Total interest expense	$191,000	3,771
Net interest income	$2,460,000	2,134
Provision for loan and lease losses	$0	4,409
Total noninterest income	$348,000	2,774
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$198,000	1,631
Trading account gains and fees	$0	148
Additional Noninterest Income	$150,000	3,175
Total noninterest expense	$2,728,000	1,773
Salaries and employee benefits	$1,460,000	1,788
Premises and equipment expense	$295,000	1,987
Additional noninterest expense	$973,000	1,647
Pre-tax net operating income	$80,000	5,513
Securities gains (losses)	$0	1,966
Applicable income taxes	$26,000	3,448
Income before extraordinary items	$54,000	5,793
Extraordinary gains, net	$0	10
Net income	$54,000	5,795
Minority interest net income	$0	76
Net income of bank and minority interests.	$54,000	5,795
Net charge-offs	$-2,000	5,471
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$54,000	5,704
2012-12-31 (YTD Data)		Rank
Total interest income	$11,481,000	2,265
Total interest expense	$915,000	3,828
Net interest income	$10,566,000	2,049
Provision for loan and lease losses	$166,000	4,174
Total noninterest income	$1,251,000	2,890
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$903,000	1,542
Trading account gains and fees	$0	166
Additional Noninterest Income	$348,000	3,834
Total noninterest expense	$11,398,000	1,695
Salaries and employee benefits	$5,940,000	1,696
Premises and equipment expense	$1,171,000	1,993
Additional noninterest expense	$4,287,000	1,574
Pre-tax net operating income	$253,000	5,551
Securities gains (losses)	$445,000	1,025
Applicable income taxes	$198,000	3,017
Income before extraordinary items	$500,000	4,935
Extraordinary gains, net	$0	29
Net income	$500,000	4,934
Minority interest net income	$0	93
Net income of bank and minority interests.	$500,000	4,935
Net charge-offs	$517,000	2,611
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$179,600	5,671
2012-09-30 (YTD Data)		Rank
Total interest income	$8,783,000	2,275
Total interest expense	$625,000	4,143
Net interest income	$8,158,000	2,033
Provision for loan and lease losses	$166,000	3,751
Total noninterest income	$989,000	2,819
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$593,000	1,725
Trading account gains and fees	$0	157
Additional Noninterest Income	$396,000	3,282
Total noninterest expense	$8,325,000	1,730
Salaries and employee benefits	$4,313,000	1,751
Premises and equipment expense	$895,000	1,971
Additional noninterest expense	$3,117,000	1,612
Pre-tax net operating income	$656,000	4,317
Securities gains (losses)	$256,000	1,247
Applicable income taxes	$280,000	2,533
Income before extraordinary items	$632,000	4,281
Extraordinary gains, net	$0	20
Net income	$632,000	4,280
Minority interest net income	$0	86
Net income of bank and minority interests.	$632,000	4,280
Net charge-offs	$518,000	2,135
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$455,360	4,604
2012-06-30 (YTD Data)		Rank
Total interest income	$5,716,000	2,333
Total interest expense	$432,000	4,165
Net interest income	$5,284,000	2,080
Provision for loan and lease losses	$44,000	4,691
Total noninterest income	$530,000	3,130
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$397,000	1,712
Trading account gains and fees	$0	153
Additional Noninterest Income	$133,000	4,260
Total noninterest expense	$5,374,000	1,793
Salaries and employee benefits	$2,852,000	1,751
Premises and equipment expense	$571,000	2,045
Additional noninterest expense	$1,951,000	1,705
Pre-tax net operating income	$396,000	4,462
Securities gains (losses)	$188,000	1,149
Applicable income taxes	$160,000	2,654
Income before extraordinary items	$424,000	4,275
Extraordinary gains, net	$0	19
Net income	$424,000	4,279
Minority interest net income	$0	84
Net income of bank and minority interests.	$424,000	4,278
Net charge-offs	$216,000	2,661
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$286,760	4,691
2012-03-31 (YTD Data)		Rank
Total interest income	$2,864,000	2,360
Total interest expense	$229,000	4,133
Net interest income	$2,635,000	2,087
Provision for loan and lease losses	$0	5,254
Total noninterest income	$248,000	3,259
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$201,000	1,683
Trading account gains and fees	$0	148
Additional Noninterest Income	$47,000	4,806
Total noninterest expense	$2,734,000	1,766
Salaries and employee benefits	$1,473,000	1,703
Premises and equipment expense	$280,000	2,088
Additional noninterest expense	$981,000	1,695
Pre-tax net operating income	$149,000	4,941
Securities gains (losses)	$54,000	1,188
Applicable income taxes	$39,000	3,256
Income before extraordinary items	$164,000	4,706
Extraordinary gains, net	$0	19
Net income	$164,000	4,710
Minority interest net income	$0	78
Net income of bank and minority interests.	$164,000	4,710
Net charge-offs	$154,000	2,060
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$120,260	5,014
2011-12-31 (YTD Data)		Rank
Total interest income	$12,343,000	2,261
Total interest expense	$1,313,000	3,758
Net interest income	$11,030,000	1,981
Provision for loan and lease losses	$903,000	2,554
Total noninterest income	$1,429,000	2,527
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$842,000	1,718
Trading account gains and fees	$0	146
Additional Noninterest Income	$587,000	2,890
Total noninterest expense	$10,942,000	1,767
Salaries and employee benefits	$5,553,000	1,744
Premises and equipment expense	$1,237,000	1,997
Additional noninterest expense	$4,152,000	1,654
Pre-tax net operating income	$614,000	4,478
Securities gains (losses)	$339,000	1,049
Applicable income taxes	$211,000	2,853
Income before extraordinary items	$742,000	4,074
Extraordinary gains, net	$0	29
Net income	$742,000	4,079
Minority interest net income	$0	96
Net income of bank and minority interests.	$742,000	4,078
Net charge-offs	$905,000	2,475
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$477,580	4,599
2011-09-30 (YTD Data)		Rank
Total interest income	$9,261,000	2,285
Total interest expense	$1,026,000	3,766
Net interest income	$8,235,000	2,000
Provision for loan and lease losses	$437,000	3,103
Total noninterest income	$1,167,000	2,382
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$690,000	1,589
Trading account gains and fees	$0	145
Additional Noninterest Income	$477,000	2,773
Total noninterest expense	$8,078,000	1,796
Salaries and employee benefits	$3,976,000	1,846
Premises and equipment expense	$919,000	2,036
Additional noninterest expense	$3,183,000	1,605
Pre-tax net operating income	$887,000	3,531
Securities gains (losses)	$106,000	1,733
Applicable income taxes	$269,000	2,376
Income before extraordinary items	$724,000	3,698
Extraordinary gains, net	$0	21
Net income	$724,000	3,701
Minority interest net income	$0	87
Net income of bank and minority interests.	$724,000	3,700
Net charge-offs	$1,000	6,123
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$646,620	3,785
2011-06-30 (YTD Data)		Rank
Total interest income	$6,205,000	2,293
Total interest expense	$701,000	3,805
Net interest income	$5,504,000	1,997
Provision for loan and lease losses	$173,000	3,743
Total noninterest income	$807,000	2,311
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$451,000	1,598
Trading account gains and fees	$0	153
Additional Noninterest Income	$356,000	2,618
Total noninterest expense	$5,391,000	1,807
Salaries and employee benefits	$2,648,000	1,858
Premises and equipment expense	$623,000	2,027
Additional noninterest expense	$2,120,000	1,621
Pre-tax net operating income	$747,000	3,063
Securities gains (losses)	$38,000	1,750
Applicable income taxes	$226,000	2,093
Income before extraordinary items	$559,000	3,349
Extraordinary gains, net	$0	15
Net income	$559,000	3,350
Minority interest net income	$0	89
Net income of bank and minority interests.	$559,000	3,350
Net charge-offs	$-220,000	7,448
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$532,020	3,350
2011-03-31 (YTD Data)		Rank
Total interest income	$3,089,000	2,317
Total interest expense	$354,000	3,883
Net interest income	$2,735,000	2,001
Provision for loan and lease losses	$-250,000	7,527
Total noninterest income	$344,000	2,597
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$213,000	1,652
Trading account gains and fees	$0	158
Additional Noninterest Income	$131,000	3,128
Total noninterest expense	$2,783,000	1,770
Salaries and employee benefits	$1,323,000	1,880
Premises and equipment expense	$325,000	1,981
Additional noninterest expense	$1,135,000	1,532
Pre-tax net operating income	$546,000	2,402
Securities gains (losses)	$13,000	1,224
Applicable income taxes	$158,000	1,748
Income before extraordinary items	$401,000	2,654
Extraordinary gains, net	$0	9
Net income	$401,000	2,653
Minority interest net income	$0	86
Net income of bank and minority interests.	$401,000	2,654
Net charge-offs	$-221,000	7,516
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$391,640	2,655
2010-12-31 (YTD Data)		Rank
Total interest income	$13,147,000	2,290
Total interest expense	$1,932,000	3,656
Net interest income	$11,215,000	1,938
Provision for loan and lease losses	$520,000	4,055
Total noninterest income	$978,000	3,256
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,060,000	1,437
Trading account gains and fees	$0	175
Additional Noninterest Income	$-82,000	7,164
Total noninterest expense	$10,486,000	1,873
Salaries and employee benefits	$5,054,000	1,921
Premises and equipment expense	$1,233,000	2,053
Additional noninterest expense	$4,199,000	1,712
Pre-tax net operating income	$1,187,000	3,107
Securities gains (losses)	$26,000	2,991
Applicable income taxes	$195,000	2,737
Income before extraordinary items	$1,018,000	3,193
Extraordinary gains, net	$0	29
Net income	$1,018,000	3,190
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,018,000	3,193
Net charge-offs	$234,000	4,590
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$996,160	3,113
2010-09-30 (YTD Data)		Rank
Total interest income	$10,038,000	2,309
Total interest expense	$1,517,000	3,673
Net interest income	$8,521,000	1,954
Provision for loan and lease losses	$424,000	3,820
Total noninterest income	$689,000	3,419
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$836,000	1,404
Trading account gains and fees	$0	165
Additional Noninterest Income	$-147,000	7,421
Total noninterest expense	$7,821,000	1,873
Salaries and employee benefits	$3,669,000	1,983
Premises and equipment expense	$951,000	2,028
Additional noninterest expense	$3,201,000	1,663
Pre-tax net operating income	$965,000	3,157
Securities gains (losses)	$26,000	2,782
Applicable income taxes	$243,000	2,367
Income before extraordinary items	$748,000	3,394
Extraordinary gains, net	$0	23
Net income	$748,000	3,393
Minority interest net income	$0	110
Net income of bank and minority interests.	$748,000	3,394
Net charge-offs	$157,000	4,464
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$728,500	3,314
2010-06-30 (YTD Data)		Rank
Total interest income	$6,714,000	2,323
Total interest expense	$1,030,000	3,729
Net interest income	$5,684,000	1,956
Provision for loan and lease losses	$267,000	3,802
Total noninterest income	$841,000	2,298
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$574,000	1,367
Trading account gains and fees	$0	152
Additional Noninterest Income	$267,000	3,027
Total noninterest expense	$5,463,000	1,800
Salaries and employee benefits	$2,363,000	2,052
Premises and equipment expense	$618,000	2,094
Additional noninterest expense	$2,482,000	1,435
Pre-tax net operating income	$795,000	2,809
Securities gains (losses)	$26,000	2,244
Applicable income taxes	$201,000	2,122
Income before extraordinary items	$620,000	3,003
Extraordinary gains, net	$0	19
Net income	$620,000	2,999
Minority interest net income	$0	105
Net income of bank and minority interests.	$620,000	3,002
Net charge-offs	$37,000	5,126
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$600,240	2,957
2010-03-31 (YTD Data)		Rank
Total interest income	$3,376,000	2,364
Total interest expense	$519,000	3,830
Net interest income	$2,857,000	1,976
Provision for loan and lease losses	$191,000	3,067
Total noninterest income	$429,000	2,253
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$283,000	1,384
Trading account gains and fees	$0	175
Additional Noninterest Income	$146,000	2,890
Total noninterest expense	$2,725,000	1,828
Salaries and employee benefits	$1,185,000	2,079
Premises and equipment expense	$334,000	2,011
Additional noninterest expense	$1,206,000	1,467
Pre-tax net operating income	$370,000	2,966
Securities gains (losses)	$0	2,284
Applicable income taxes	$89,000	2,231
Income before extraordinary items	$281,000	3,256
Extraordinary gains, net	$0	16
Net income	$281,000	3,253
Minority interest net income	$0	91
Net income of bank and minority interests.	$281,000	3,256
Net charge-offs	$6,000	5,069
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$281,000	3,148
2009-12-31 (YTD Data)		Rank
Total interest income	$13,980,000	2,384
Total interest expense	$2,857,000	3,543
Net interest income	$11,123,000	1,984
Provision for loan and lease losses	$1,853,000	2,590
Total noninterest income	$2,157,000	2,012
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,372,000	1,259
Trading account gains and fees	$0	211
Additional Noninterest Income	$785,000	2,484
Total noninterest expense	$10,516,000	1,930
Salaries and employee benefits	$5,315,000	1,859
Premises and equipment expense	$1,443,000	1,865
Additional noninterest expense	$3,758,000	1,951
Pre-tax net operating income	$911,000	3,133
Securities gains (losses)	$142,000	1,831
Applicable income taxes	$195,000	2,394
Income before extraordinary items	$858,000	3,022
Extraordinary gains, net	$0	34
Net income	$858,000	3,021
Minority interest net income	$0	115
Net income of bank and minority interests.	$858,000	3,021
Net charge-offs	$1,250,000	2,591
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$7,000,000	133
Net operating income	$742,980	3,201
2009-09-30 (YTD Data)		Rank
Total interest income	$10,637,000	2,397
Total interest expense	$2,306,000	3,479
Net interest income	$8,331,000	1,982
Provision for loan and lease losses	$804,000	3,100
Total noninterest income	$1,382,000	2,302
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$1,071,000	1,205
Trading account gains and fees	$0	212
Additional Noninterest Income	$311,000	3,566
Total noninterest expense	$7,810,000	1,929
Salaries and employee benefits	$4,055,000	1,847
Premises and equipment expense	$1,136,000	1,803
Additional noninterest expense	$2,619,000	2,020
Pre-tax net operating income	$1,099,000	2,578
Securities gains (losses)	$140,000	1,560
Applicable income taxes	$334,000	1,817
Income before extraordinary items	$905,000	2,636
Extraordinary gains, net	$0	27
Net income	$905,000	2,632
Minority interest net income	$0	118
Net income of bank and minority interests.	$905,000	2,636
Net charge-offs	$225,000	4,119
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$7,000,000	108
Net operating income	$802,800	2,805
2009-06-30 (YTD Data)		Rank
Total interest income	$7,111,000	2,416
Total interest expense	$1,642,000	3,436
Net interest income	$5,469,000	2,000
Provision for loan and lease losses	$181,000	4,459
Total noninterest income	$891,000	2,361
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$700,000	1,213
Trading account gains and fees	$0	193
Additional Noninterest Income	$191,000	3,718
Total noninterest expense	$5,519,000	1,867
Salaries and employee benefits	$2,881,000	1,767
Premises and equipment expense	$812,000	1,712
Additional noninterest expense	$1,826,000	1,957
Pre-tax net operating income	$660,000	2,866
Securities gains (losses)	$109,000	1,432
Applicable income taxes	$188,000	2,026
Income before extraordinary items	$581,000	2,823
Extraordinary gains, net	$0	21
Net income	$581,000	2,821
Minority interest net income	$0	112
Net income of bank and minority interests.	$581,000	2,823
Net charge-offs	$-13,000	7,937
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$7,000,000	78
Net operating income	$498,160	2,999
2009-03-31 (YTD Data)		Rank
Total interest income	$3,618,000	2,399
Total interest expense	$892,000	3,345
Net interest income	$2,726,000	2,002
Provision for loan and lease losses	$59,000	4,762
Total noninterest income	$473,000	2,231
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$345,000	1,194
Trading account gains and fees	$0	171
Additional Noninterest Income	$128,000	3,231
Total noninterest expense	$2,708,000	1,832
Salaries and employee benefits	$1,464,000	1,773
Premises and equipment expense	$416,000	1,691
Additional noninterest expense	$828,000	1,937
Pre-tax net operating income	$432,000	2,655
Securities gains (losses)	$62,000	1,207
Applicable income taxes	$129,000	1,928
Income before extraordinary items	$365,000	2,747
Extraordinary gains, net	$0	15
Net income	$365,000	2,745
Minority interest net income	$0	102
Net income of bank and minority interests.	$365,000	2,748
Net charge-offs	$-12,000	7,903
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$319,120	2,858
2008-12-31 (YTD Data)		Rank
Total interest income	$14,561,000	2,538
Total interest expense	$4,438,000	3,256
Net interest income	$10,123,000	2,195
Provision for loan and lease losses	$823,000	3,001
Total noninterest income	$2,030,000	2,123
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,488,000	1,210
Trading account gains and fees	$0	154
Additional Noninterest Income	$542,000	3,049
Total noninterest expense	$12,031,000	1,634
Salaries and employee benefits	$5,526,000	1,842
Premises and equipment expense	$2,010,000	1,368
Additional noninterest expense	$4,495,000	1,380
Pre-tax net operating income	$-701,000	6,879
Securities gains (losses)	$61,000	1,468
Applicable income taxes	$-483,000	7,485
Income before extraordinary items	$-157,000	6,427
Extraordinary gains, net	$1,712,000	7
Net income	$1,555,000	2,451
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$439,000	2,986
Cash dividends	$816,000	2,616
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$-196,040	6,623
2008-09-30 (YTD Data)		Rank
Total interest income	$10,837,000	2,615
Total interest expense	$3,478,000	3,260
Net interest income	$7,359,000	2,274
Provision for loan and lease losses	$200,000	4,198
Total noninterest income	$1,558,000	2,150
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$1,130,000	1,200
Trading account gains and fees	$0	148
Additional Noninterest Income	$428,000	3,073
Total noninterest expense	$8,870,000	1,644
Salaries and employee benefits	$4,173,000	1,859
Premises and equipment expense	$1,532,000	1,354
Additional noninterest expense	$3,165,000	1,418
Pre-tax net operating income	$-153,000	6,986
Securities gains (losses)	$61,000	1,293
Applicable income taxes	$-220,000	7,676
Income before extraordinary items	$128,000	6,036
Extraordinary gains, net	$1,848,000	7
Net income	$1,976,000	1,797
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$140,000	3,521
Cash dividends	$816,000	2,076
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$88,960	6,390
2008-06-30 (YTD Data)		Rank
Total interest income	$6,903,000	2,764
Total interest expense	$2,365,000	3,321
Net interest income	$4,538,000	2,408
Provision for loan and lease losses	$63,000	4,861
Total noninterest income	$980,000	2,267
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$698,000	1,276
Trading account gains and fees	$0	149
Additional Noninterest Income	$282,000	3,135
Total noninterest expense	$5,941,000	1,636
Salaries and employee benefits	$2,771,000	1,884
Premises and equipment expense	$1,042,000	1,324
Additional noninterest expense	$2,128,000	1,382
Pre-tax net operating income	$-486,000	7,591
Securities gains (losses)	$5,000	2,725
Applicable income taxes	$-304,000	8,073
Income before extraordinary items	$-177,000	7,373
Extraordinary gains, net	$1,816,000	5
Net income	$1,639,000	1,651
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	4,518
Cash dividends	$725,000	1,814
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$-180,200	7,361
2008-03-31 (YTD Data)		Rank
Total interest income	$3,077,000	3,153
Total interest expense	$1,121,000	3,619
Net interest income	$1,956,000	2,753
Provision for loan and lease losses	$17,000	5,028
Total noninterest income	$414,000	2,540
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$302,000	1,449
Trading account gains and fees	$0	158
Additional Noninterest Income	$112,000	3,569
Total noninterest expense	$2,370,000	2,022
Salaries and employee benefits	$1,172,000	2,243
Premises and equipment expense	$313,000	2,172
Additional noninterest expense	$885,000	1,615
Pre-tax net operating income	$-17,000	7,268
Securities gains (losses)	$5,000	2,232
Applicable income taxes	$-59,000	8,055
Income before extraordinary items	$47,000	6,627
Extraordinary gains, net	$1,775,000	4
Net income	$1,822,000	824
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	3,665
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$43,800	6,578
2007-12-31 (YTD Data)		Rank
Total interest income	$15,169,000	2,647
Total interest expense	$6,352,000	2,870
Net interest income	$8,817,000	2,504
Provision for loan and lease losses	$-299,000	8,458
Total noninterest income	$2,158,000	2,107
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,313,000	1,362
Trading account gains and fees	$0	178
Additional Noninterest Income	$845,000	2,483
Total noninterest expense	$9,889,000	1,869
Salaries and employee benefits	$4,726,000	2,136
Premises and equipment expense	$1,491,000	1,760
Additional noninterest expense	$3,672,000	1,507
Pre-tax net operating income	$1,385,000	4,048
Securities gains (losses)	$203,000	443
Applicable income taxes	$320,000	3,301
Income before extraordinary items	$1,268,000	3,818
Extraordinary gains, net	$0	39
Net income	$1,268,000	3,817
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$304,000	2,270
Cash dividends	$737,000	3,110
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,105,600	4,091
2007-09-30 (YTD Data)		Rank
Total interest income	$11,680,000	2,595
Total interest expense	$4,961,000	2,755
Net interest income	$6,719,000	2,475
Provision for loan and lease losses	$59,000	4,893
Total noninterest income	$1,736,000	2,002
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$1,003,000	1,310
Trading account gains and fees	$0	184
Additional Noninterest Income	$733,000	2,246
Total noninterest expense	$7,138,000	1,920
Salaries and employee benefits	$3,616,000	2,092
Premises and equipment expense	$1,192,000	1,651
Additional noninterest expense	$2,330,000	1,736
Pre-tax net operating income	$1,258,000	3,841
Securities gains (losses)	$192,000	376
Applicable income taxes	$288,000	3,254
Income before extraordinary items	$1,162,000	3,543
Extraordinary gains, net	$0	33
Net income	$1,162,000	3,542
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$257,000	1,662
Cash dividends	$528,000	2,849
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,008,400	3,865
2007-06-30 (YTD Data)		Rank
Total interest income	$8,006,000	2,563
Total interest expense	$3,446,000	2,655
Net interest income	$4,560,000	2,478
Provision for loan and lease losses	$49,000	4,424
Total noninterest income	$1,035,000	2,195
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$676,000	1,306
Trading account gains and fees	$0	168
Additional Noninterest Income	$359,000	2,730
Total noninterest expense	$4,960,000	1,859
Salaries and employee benefits	$2,423,000	2,116
Premises and equipment expense	$920,000	1,448
Additional noninterest expense	$1,617,000	1,682
Pre-tax net operating income	$586,000	4,715
Securities gains (losses)	$244,000	276
Applicable income taxes	$191,000	3,331
Income before extraordinary items	$639,000	4,033
Extraordinary gains, net	$0	29
Net income	$639,000	4,033
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$235,000	1,196
Cash dividends	$328,000	3,020
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$451,120	4,796
2007-03-31 (YTD Data)		Rank
Total interest income	$4,023,000	2,546
Total interest expense	$1,785,000	2,564
Net interest income	$2,238,000	2,513
Provision for loan and lease losses	$37,000	3,537
Total noninterest income	$560,000	2,052
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$291,000	1,473
Trading account gains and fees	$0	195
Additional Noninterest Income	$269,000	2,115
Total noninterest expense	$2,415,000	1,916
Salaries and employee benefits	$1,176,000	2,189
Premises and equipment expense	$477,000	1,412
Additional noninterest expense	$762,000	1,757
Pre-tax net operating income	$346,000	4,343
Securities gains (losses)	$244,000	178
Applicable income taxes	$136,000	2,867
Income before extraordinary items	$454,000	3,216
Extraordinary gains, net	$0	22
Net income	$454,000	3,216
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	2,637
Cash dividends	$145,000	2,779
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$266,120	4,413
2006-12-31 (YTD Data)		Rank
Total interest income	$15,459,000	2,490
Total interest expense	$5,689,000	2,711
Net interest income	$9,770,000	2,333
Provision for loan and lease losses	$-49,000	8,396
Total noninterest income	$2,148,000	2,116
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$1,465,000	1,214
Trading account gains and fees	$0	130
Additional Noninterest Income	$683,000	2,803
Total noninterest expense	$9,192,000	1,929
Salaries and employee benefits	$4,703,000	2,079
Premises and equipment expense	$1,387,000	1,819
Additional noninterest expense	$3,102,000	1,697
Pre-tax net operating income	$2,775,000	2,925
Securities gains (losses)	$-32,000	7,748
Applicable income taxes	$607,000	2,872
Income before extraordinary items	$2,136,000	2,960
Extraordinary gains, net	$0	51
Net income	$2,136,000	2,960
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$372,000	1,430
Cash dividends	$760,000	3,059
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,160,960	2,926
2006-09-30 (YTD Data)		Rank
Total interest income	$11,464,000	2,503
Total interest expense	$4,050,000	2,746
Net interest income	$7,414,000	2,334
Provision for loan and lease losses	$-179,000	8,614
Total noninterest income	$1,500,000	2,225
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$1,141,000	1,170
Trading account gains and fees	$0	126
Additional Noninterest Income	$359,000	3,387
Total noninterest expense	$6,779,000	1,945
Salaries and employee benefits	$3,561,000	2,057
Premises and equipment expense	$954,000	1,978
Additional noninterest expense	$2,264,000	1,727
Pre-tax net operating income	$2,314,000	2,820
Securities gains (losses)	$-32,000	8,013
Applicable income taxes	$559,000	2,703
Income before extraordinary items	$1,723,000	2,894
Extraordinary gains, net	$0	45
Net income	$1,723,000	2,895
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$220,000	1,422
Cash dividends	$475,000	3,020
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,747,320	2,845
2006-06-30 (YTD Data)		Rank
Total interest income	$7,563,000	2,488
Total interest expense	$2,518,000	2,803
Net interest income	$5,045,000	2,311
Provision for loan and lease losses	$-205,000	8,676
Total noninterest income	$1,019,000	2,191
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$790,000	1,117
Trading account gains and fees	$0	126
Additional Noninterest Income	$229,000	3,475
Total noninterest expense	$4,478,000	1,973
Salaries and employee benefits	$2,441,000	1,996
Premises and equipment expense	$580,000	2,146
Additional noninterest expense	$1,457,000	1,796
Pre-tax net operating income	$1,791,000	2,529
Securities gains (losses)	$-32,000	8,232
Applicable income taxes	$508,000	2,283
Income before extraordinary items	$1,251,000	2,700
Extraordinary gains, net	$0	39
Net income	$1,251,000	2,702
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$175,000	1,202
Cash dividends	$300,000	3,088
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,273,720	2,644
2006-03-31 (YTD Data)		Rank
Total interest income	$3,756,000	2,460
Total interest expense	$1,203,000	2,798
Net interest income	$2,553,000	2,277
Provision for loan and lease losses	$-201,000	8,706
Total noninterest income	$515,000	2,154
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$384,000	1,128
Trading account gains and fees	$0	115
Additional Noninterest Income	$131,000	3,225
Total noninterest expense	$2,220,000	1,990
Salaries and employee benefits	$1,222,000	2,006
Premises and equipment expense	$269,000	2,313
Additional noninterest expense	$729,000	1,791
Pre-tax net operating income	$1,049,000	2,200
Securities gains (losses)	$0	955
Applicable income taxes	$294,000	2,052
Income before extraordinary items	$755,000	2,311
Extraordinary gains, net	$0	21
Net income	$755,000	2,312
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	1,662
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$755,000	2,287
2005-12-31 (YTD Data)		Rank
Total interest income	$13,546,000	2,438
Total interest expense	$4,252,000	2,524
Net interest income	$9,294,000	2,382
Provision for loan and lease losses	$655,000	1,521
Total noninterest income	$2,154,000	2,097
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$1,589,000	1,121
Trading account gains and fees	$0	138
Additional Noninterest Income	$565,000	3,172
Total noninterest expense	$9,547,000	1,782
Salaries and employee benefits	$5,841,000	1,601
Premises and equipment expense	$1,144,000	2,098
Additional noninterest expense	$2,562,000	1,970
Pre-tax net operating income	$1,246,000	4,825
Securities gains (losses)	$364,000	355
Applicable income taxes	$351,000	3,901
Income before extraordinary items	$1,259,000	4,230
Extraordinary gains, net	$0	46
Net income	$1,259,000	4,231
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$246,000	2,005
Cash dividends	$150,000	5,171
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$975,080	4,860
2005-09-30 (YTD Data)		Rank
Total interest income	$9,930,000	2,432
Total interest expense	$3,013,000	2,525
Net interest income	$6,917,000	2,371
Provision for loan and lease losses	$463,000	1,504
Total noninterest income	$1,511,000	2,194
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$1,119,000	1,180
Trading account gains and fees	$0	126
Additional Noninterest Income	$392,000	3,317
Total noninterest expense	$6,608,000	1,900
Salaries and employee benefits	$4,008,000	1,724
Premises and equipment expense	$817,000	2,188
Additional noninterest expense	$1,783,000	2,088
Pre-tax net operating income	$1,357,000	4,010
Securities gains (losses)	$0	2,317
Applicable income taxes	$372,000	3,440
Income before extraordinary items	$985,000	4,204
Extraordinary gains, net	$0	35
Net income	$985,000	4,204
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$205,000	1,647
Cash dividends	$150,000	4,338
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$985,000	4,154
2005-06-30 (YTD Data)		Rank
Total interest income	$6,434,000	2,445
Total interest expense	$1,913,000	2,502
Net interest income	$4,521,000	2,390
Provision for loan and lease losses	$332,000	1,395
Total noninterest income	$950,000	2,263
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$674,000	1,263
Trading account gains and fees	$0	116
Additional Noninterest Income	$276,000	3,220
Total noninterest expense	$4,319,000	1,922
Salaries and employee benefits	$2,637,000	1,746
Premises and equipment expense	$467,000	2,480
Additional noninterest expense	$1,215,000	2,028
Pre-tax net operating income	$820,000	4,240
Securities gains (losses)	$0	2,146
Applicable income taxes	$268,000	3,303
Income before extraordinary items	$552,000	4,633
Extraordinary gains, net	$0	30
Net income	$552,000	4,634
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	3,220
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$552,000	4,587
2005-03-31 (YTD Data)		Rank
Total interest income	$3,198,000	2,416
Total interest expense	$939,000	2,460
Net interest income	$2,259,000	2,379
Provision for loan and lease losses	$233,000	989
Total noninterest income	$459,000	2,266
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$276,000	1,478
Trading account gains and fees	$0	115
Additional Noninterest Income	$183,000	2,627
Total noninterest expense	$2,403,000	1,738
Salaries and employee benefits	$1,374,000	1,677
Premises and equipment expense	$331,000	1,812
Additional noninterest expense	$698,000	1,774
Pre-tax net operating income	$82,000	7,464
Securities gains (losses)	$0	1,685
Applicable income taxes	$-18,000	8,736
Income before extraordinary items	$100,000	6,899
Extraordinary gains, net	$0	24
Net income	$100,000	6,901
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	2,093
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$100,000	6,867
2004-12-31 (YTD Data)		Rank
Total interest income	$12,630,000	2,272
Total interest expense	$3,198,000	2,480
Net interest income	$9,432,000	2,160
Provision for loan and lease losses	$465,000	2,077
Total noninterest income	$2,406,000	1,931
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$1,305,000	1,359
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,101,000	2,033
Total noninterest expense	$9,034,000	1,789
Salaries and employee benefits	$5,824,000	1,524
Premises and equipment expense	$1,084,000	2,120
Additional noninterest expense	$2,126,000	2,285
Pre-tax net operating income	$2,339,000	3,165
Securities gains (losses)	$1,000	3,645
Applicable income taxes	$682,000	2,807
Income before extraordinary items	$1,658,000	3,381
Extraordinary gains, net	$0	34
Net income	$1,658,000	3,380
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$229,000	2,373
Cash dividends	$715,000	2,924
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,657,290	3,314
2004-09-30 (YTD Data)		Rank
Total interest income	$9,134,000	2,330
Total interest expense	$2,318,000	2,522
Net interest income	$6,816,000	2,220
Provision for loan and lease losses	$345,000	2,034
Total noninterest income	$1,940,000	1,825
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$1,012,000	1,325
Trading account gains and fees	$0	134
Additional Noninterest Income	$928,000	1,869
Total noninterest expense	$6,272,000	1,910
Salaries and employee benefits	$4,167,000	1,595
Premises and equipment expense	$812,000	2,117
Additional noninterest expense	$1,293,000	2,715
Pre-tax net operating income	$2,139,000	2,723
Securities gains (losses)	$1,000	3,538
Applicable income taxes	$556,000	2,715
Income before extraordinary items	$1,584,000	2,824
Extraordinary gains, net	$0	26
Net income	$1,584,000	2,825
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	4,743
Cash dividends	$505,000	2,659
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,583,260	2,750
2004-06-30 (YTD Data)		Rank
Total interest income	$5,993,000	2,357
Total interest expense	$1,503,000	2,566
Net interest income	$4,490,000	2,232
Provision for loan and lease losses	$226,000	1,996
Total noninterest income	$948,000	2,285
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$682,000	1,298
Trading account gains and fees	$0	130
Additional Noninterest Income	$266,000	3,198
Total noninterest expense	$4,071,000	1,964
Salaries and employee benefits	$2,689,000	1,642
Premises and equipment expense	$517,000	2,211
Additional noninterest expense	$865,000	2,722
Pre-tax net operating income	$1,141,000	3,227
Securities gains (losses)	$1,000	3,212
Applicable income taxes	$254,000	3,365
Income before extraordinary items	$888,000	3,262
Extraordinary gains, net	$0	21
Net income	$888,000	3,262
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-36,000	8,637
Cash dividends	$357,000	2,633
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$887,220	3,173
2004-03-31 (YTD Data)		Rank
Total interest income	$2,968,000	2,380
Total interest expense	$762,000	2,570
Net interest income	$2,206,000	2,268
Provision for loan and lease losses	$106,000	2,009
Total noninterest income	$529,000	2,065
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$325,000	1,317
Trading account gains and fees	$0	121
Additional Noninterest Income	$204,000	2,451
Total noninterest expense	$1,988,000	2,021
Salaries and employee benefits	$1,314,000	1,689
Premises and equipment expense	$283,000	2,045
Additional noninterest expense	$391,000	2,982
Pre-tax net operating income	$641,000	2,911
Securities gains (losses)	$0	2,934
Applicable income taxes	$138,000	3,239
Income before extraordinary items	$503,000	2,930
Extraordinary gains, net	$0	16
Net income	$503,000	2,930
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-74,000	8,923
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$503,000	2,830
2003-12-31 (YTD Data)		Rank
Total interest income	$11,998,000	2,384
Total interest expense	$3,362,000	2,590
Net interest income	$8,636,000	2,246
Provision for loan and lease losses	$500,000	2,155
Total noninterest income	$2,402,000	2,015
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$1,424,000	1,220
Trading account gains and fees	$0	160
Additional Noninterest Income	$978,000	2,422
Total noninterest expense	$8,504,000	1,866
Salaries and employee benefits	$5,325,000	1,624
Premises and equipment expense	$1,256,000	1,820
Additional noninterest expense	$1,923,000	2,506
Pre-tax net operating income	$2,034,000	3,362
Securities gains (losses)	$0	4,500
Applicable income taxes	$473,000	3,467
Income before extraordinary items	$1,561,000	3,467
Extraordinary gains, net	$0	54
Net income	$1,561,000	3,466
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$246,000	2,533
Cash dividends	$549,000	3,363
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,561,000	3,291
2003-09-30 (YTD Data)		Rank
Total interest income	$8,986,000	2,420
Total interest expense	$2,552,000	2,636
Net interest income	$6,434,000	2,274
Provision for loan and lease losses	$375,000	2,114
Total noninterest income	$1,529,000	2,326
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$1,071,000	1,224
Trading account gains and fees	$0	153
Additional Noninterest Income	$458,000	3,293
Total noninterest expense	$5,991,000	1,989
Salaries and employee benefits	$4,001,000	1,618
Premises and equipment expense	$613,000	2,723
Additional noninterest expense	$1,377,000	2,573
Pre-tax net operating income	$1,597,000	3,389
Securities gains (losses)	$0	4,204
Applicable income taxes	$461,000	3,169
Income before extraordinary items	$1,136,000	3,646
Extraordinary gains, net	$0	40
Net income	$1,136,000	3,646
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$122,000	2,931
Cash dividends	$405,000	2,991
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,136,000	3,482
2003-06-30 (YTD Data)		Rank
Total interest income	$6,028,000	2,428
Total interest expense	$1,711,000	2,698
Net interest income	$4,317,000	2,254
Provision for loan and lease losses	$250,000	2,117
Total noninterest income	$1,031,000	2,306
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$710,000	1,217
Trading account gains and fees	$0	150
Additional Noninterest Income	$321,000	3,167
Total noninterest expense	$4,051,000	1,941
Salaries and employee benefits	$2,691,000	1,590
Premises and equipment expense	$414,000	2,690
Additional noninterest expense	$946,000	2,496
Pre-tax net operating income	$1,047,000	3,409
Securities gains (losses)	$0	3,782
Applicable income taxes	$351,000	2,941
Income before extraordinary items	$696,000	3,883
Extraordinary gains, net	$0	30
Net income	$696,000	3,883
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$63,000	3,111
Cash dividends	$247,000	3,192
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$696,000	3,694
2003-03-31 (YTD Data)		Rank
Total interest income	$2,951,000	2,488
Total interest expense	$844,000	2,792
Net interest income	$2,107,000	2,316
Provision for loan and lease losses	$125,000	1,986
Total noninterest income	$454,000	2,458
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$361,000	1,146
Trading account gains and fees	$0	134
Additional Noninterest Income	$93,000	4,068
Total noninterest expense	$1,977,000	1,981
Salaries and employee benefits	$1,267,000	1,685
Premises and equipment expense	$227,000	2,452
Additional noninterest expense	$483,000	2,406
Pre-tax net operating income	$459,000	3,698
Securities gains (losses)	$0	2,891
Applicable income taxes	$103,000	3,881
Income before extraordinary items	$356,000	3,756
Extraordinary gains, net	$0	21
Net income	$356,000	3,754
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	3,542
Cash dividends	$113,000	2,792
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$356,000	3,581
2002-12-31 (YTD Data)		Rank
Total interest income	$11,804,000	2,601
Total interest expense	$3,547,000	3,053
Net interest income	$8,257,000	2,340
Provision for loan and lease losses	$738,000	1,749
Total noninterest income	$1,845,000	2,280
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$1,432,000	1,130
Trading account gains and fees	$0	153
Additional Noninterest Income	$413,000	3,645
Total noninterest expense	$7,671,000	1,965
Salaries and employee benefits	$4,843,000	1,659
Premises and equipment expense	$1,004,000	2,176
Additional noninterest expense	$1,824,000	2,517
Pre-tax net operating income	$1,693,000	3,798
Securities gains (losses)	$-9,000	8,892
Applicable income taxes	$461,000	3,619
Income before extraordinary items	$1,223,000	4,033
Extraordinary gains, net	$0	70
Net income	$1,223,000	4,033
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$221,000	2,866
Cash dividends	$961,000	2,332
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,229,570	3,909
2001-12-31 (YTD Data)		Rank
Total interest income	$11,702,000	2,895
Total interest expense	$4,347,000	3,564
Net interest income	$7,355,000	2,434
Provision for loan and lease losses	$611,000	1,869
Total noninterest income	$1,816,000	2,172
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$1,407,000	1,060
Trading account gains and fees	$0	177
Additional Noninterest Income	$409,000	3,478
Total noninterest expense	$7,222,000	1,989
Salaries and employee benefits	$4,443,000	1,698
Premises and equipment expense	$994,000	2,148
Additional noninterest expense	$1,785,000	2,496
Pre-tax net operating income	$1,338,000	4,148
Securities gains (losses)	$-8,000	9,262
Applicable income taxes	$283,000	4,389
Income before extraordinary items	$1,047,000	4,157
Extraordinary gains, net	$0	105
Net income	$1,047,000	4,158
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$854,000	1,048
Cash dividends	$849,000	2,542
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,053,320	4,030
2000-12-31 (YTD Data)		Rank
Total interest income	$12,080,000	2,886
Total interest expense	$4,118,000	3,883
Net interest income	$7,962,000	2,239
Provision for loan and lease losses	$628,000	1,545
Total noninterest income	$1,437,000	2,420
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$1,227,000	1,109
Trading account gains and fees	$0	180
Additional Noninterest Income	$210,000	4,684
Total noninterest expense	$7,296,000	1,910
Salaries and employee benefits	$4,503,000	1,581
Premises and equipment expense	$1,050,000	1,978
Additional noninterest expense	$1,743,000	2,461
Pre-tax net operating income	$1,475,000	4,112
Securities gains (losses)	$-29,000	8,927
Applicable income taxes	$372,000	4,149
Income before extraordinary items	$1,074,000	4,180
Extraordinary gains, net	$0	38
Net income	$1,074,000	4,181
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$222,000	2,244
Cash dividends	$504,000	3,517
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,095,460	4,122
1999-12-31 (YTD Data)		Rank
Total interest income	$10,921,000	2,956
Total interest expense	$3,586,000	3,956
Net interest income	$7,335,000	2,405
Provision for loan and lease losses	$245,000	3,088
Total noninterest income	$1,453,000	2,348
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,227,000	1,091
Trading account gains and fees	$0	173
Additional Noninterest Income	$226,000	4,659
Total noninterest expense	$7,120,000	1,928
Salaries and employee benefits	$3,817,000	1,821
Premises and equipment expense	$1,093,000	1,869
Additional noninterest expense	$2,210,000	1,974
Pre-tax net operating income	$1,423,000	4,240
Securities gains (losses)	$3,000	2,393
Applicable income taxes	$353,000	4,451
Income before extraordinary items	$1,073,000	4,212
Extraordinary gains, net	$0	35
Net income	$1,073,000	4,216
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	4,729
Cash dividends	$412,000	3,854
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,070,750	4,177
1998-12-31 (YTD Data)		Rank
Total interest income	$10,496,000	3,080
Total interest expense	$3,354,000	4,308
Net interest income	$7,142,000	2,383
Provision for loan and lease losses	$392,000	2,100
Total noninterest income	$1,452,000	2,324
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$1,185,000	1,056
Trading account gains and fees	$0	224
Additional Noninterest Income	$267,000	4,263
Total noninterest expense	$6,532,000	2,006
Salaries and employee benefits	$3,672,000	1,818
Premises and equipment expense	$1,171,000	1,685
Additional noninterest expense	$1,689,000	2,470
Pre-tax net operating income	$1,670,000	3,866
Securities gains (losses)	$0	4,449
Applicable income taxes	$456,000	4,099
Income before extraordinary items	$1,214,000	3,894
Extraordinary gains, net	$0	32
Net income	$1,214,000	3,892
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$331,000	1,730
Cash dividends	$444,000	3,818
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,214,000	3,802
1997-12-31 (YTD Data)		Rank
Total interest income	$9,746,000	3,316
Total interest expense	$3,086,000	4,587
Net interest income	$6,660,000	2,613
Provision for loan and lease losses	$206,000	3,376
Total noninterest income	$1,363,000	2,383
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$1,214,000	1,031
Trading account gains and fees	$0	239
Additional Noninterest Income	$149,000	5,702
Total noninterest expense	$6,076,000	2,116
Salaries and employee benefits	$3,292,000	1,994
Premises and equipment expense	$1,139,000	1,727
Additional noninterest expense	$1,645,000	2,503
Pre-tax net operating income	$1,741,000	3,966
Securities gains (losses)	$-4,000	9,548
Applicable income taxes	$533,000	4,031
Income before extraordinary items	$1,204,000	4,041
Extraordinary gains, net	$0	44
Net income	$1,204,000	4,040
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$421,000	1,532
Cash dividends	$421,000	3,838
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,206,760	3,970
1996-12-31 (YTD Data)		Rank
Total interest income	$9,277,000	3,513
Total interest expense	$3,097,000	4,647
Net interest income	$6,180,000	2,874
Provision for loan and lease losses	$146,000	4,145
Total noninterest income	$1,315,000	2,519
Gross Fiduciary activities income	$1,000	1,500
Service charges on deposit accounts	$1,164,000	1,132
Trading account gains and fees	$0	262
Additional Noninterest Income	$150,000	5,966
Total noninterest expense	$5,683,000	2,422
Salaries and employee benefits	$3,200,000	2,084
Premises and equipment expense	$1,040,000	1,927
Additional noninterest expense	$1,443,000	3,227
Pre-tax net operating income	$1,666,000	4,000
Securities gains (losses)	$8,000	2,673
Applicable income taxes	$475,000	4,313
Income before extraordinary items	$1,199,000	3,877
Extraordinary gains, net	$0	53
Net income	$1,199,000	3,878
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$176,000	2,882
Cash dividends	$421,000	3,764
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,193,240	3,841
1995-12-31 (YTD Data)		Rank
Total interest income	$8,800,000	3,691
Total interest expense	$2,932,000	4,866
Net interest income	$5,868,000	3,028
Provision for loan and lease losses	$258,000	2,504
Total noninterest income	$1,238,000	2,646
Gross Fiduciary activities income	$1,000	1,568
Service charges on deposit accounts	$1,009,000	1,338
Trading account gains and fees	$0	522
Additional Noninterest Income	$228,000	4,745
Total noninterest expense	$5,411,000	2,513
Salaries and employee benefits	$3,017,000	2,199
Premises and equipment expense	$966,000	2,082
Additional noninterest expense	$1,428,000	3,218
Pre-tax net operating income	$1,437,000	4,608
Securities gains (losses)	$4,000	2,936
Applicable income taxes	$388,000	5,050
Income before extraordinary items	$1,053,000	4,391
Extraordinary gains, net	$0	65
Net income	$1,053,000	4,389
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	4,774
Cash dividends	$421,000	3,729
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,050,080	4,397
1994-12-31 (YTD Data)		Rank
Total interest income	$8,322,000	3,606
Total interest expense	$2,412,000	4,798
Net interest income	$5,910,000	3,039
Provision for loan and lease losses	$316,000	2,168
Total noninterest income	$1,302,000	2,577
Gross Fiduciary activities income	$6,000	1,510
Service charges on deposit accounts	$1,038,000	1,295
Trading account gains and fees	$0	475
Additional Noninterest Income	$258,000	4,494
Total noninterest expense	$5,458,000	2,552
Salaries and employee benefits	$3,029,000	2,195
Premises and equipment expense	$992,000	2,055
Additional noninterest expense	$1,437,000	3,447
Pre-tax net operating income	$1,438,000	4,573
Securities gains (losses)	$1,000	3,293
Applicable income taxes	$356,000	5,207
Income before extraordinary items	$1,083,000	4,234
Extraordinary gains, net	$0	249
Net income	$1,083,000	4,235
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	4,684
Cash dividends	$421,000	3,584
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,082,250	4,283
1993-12-31 (YTD Data)		Rank
Total interest income	$8,495,000	3,618
Total interest expense	$2,381,000	5,023
Net interest income	$6,114,000	2,973
Provision for loan and lease losses	$587,000	1,891
Total noninterest income	$1,240,000	2,837
Gross Fiduciary activities income	$1,000	1,605
Service charges on deposit accounts	$1,087,000	1,244
Trading account gains and fees	$0	532
Additional Noninterest Income	$152,000	6,523
Total noninterest expense	$5,359,000	2,667
Salaries and employee benefits	$2,991,000	2,223
Premises and equipment expense	$1,039,000	1,981
Additional noninterest expense	$1,329,000	3,867
Pre-tax net operating income	$1,408,000	4,581
Securities gains (losses)	$-2,000	12,373
Applicable income taxes	$385,000	5,144
Income before extraordinary items	$1,021,000	4,624
Extraordinary gains, net	$200,000	1,014
Net income	$1,221,000	4,049
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$464,000	1,853
Cash dividends	$421,000	3,519
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,022,460	4,377
1992-12-31 (YTD Data)		Rank
Total interest income	$8,594,000	4,021
Total interest expense	$2,924,000	5,267
Net interest income	$5,670,000	3,229
Provision for loan and lease losses	$548,000	2,805
Total noninterest income	$1,290,000	2,692
Gross Fiduciary activities income	$69,000	1,313
Service charges on deposit accounts	$1,056,000	1,256
Trading account gains and fees	$0	504
Additional Noninterest Income	$165,000	6,311
Total noninterest expense	$5,120,000	2,797
Salaries and employee benefits	$2,757,000	2,350
Premises and equipment expense	$1,006,000	2,082
Additional noninterest expense	$1,357,000	3,904
Pre-tax net operating income	$1,292,000	4,630
Securities gains (losses)	$25,000	5,285
Applicable income taxes	$242,000	6,787
Income before extraordinary items	$1,075,000	4,216
Extraordinary gains, net	$0	1,422
Net income	$1,075,000	4,264
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$454,000	2,624
Cash dividends	$341,000	3,722
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,054,500	3,978

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.