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Mechanics Cooperative Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$35,455,0001,231
Total interest expense$8,989,0001,401
Net interest income$26,466,0001,150
Provision for loan and lease losses$260,0001,785
Total noninterest income$1,879,0002,083
Gross Fiduciary activities income$0981
Service charges on deposit accounts$764,0001,235
Trading account gains and feesNANA
Additional Noninterest Income$1,115,0002,177
Total noninterest expense$17,160,0001,371
Salaries and employee benefits$11,585,0001,200
Premises and equipment expense$2,155,0001,147
Additional noninterest expense$1,115,0002,177
Pre-tax net operating income$10,925,0001,094
Securities gains (losses)$0988
Applicable income taxes$2,767,000784
Income before extraordinary items$8,158,0001,196
Extraordinary gains, net$054
Net income$8,158,0001,212
Minority interest net income$088
Net income of bank and minority interests.$8,158,0001,199
Net charge-offs$02,884
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$8,158,0001,219
2023-09-30 (YTD Data)Rank
Total interest income$25,548,0001,238
Total interest expense$5,887,0001,426
Net interest income$19,661,0001,162
Provision for loan and lease losses$298,0001,370
Total noninterest income$1,394,0002,090
Gross Fiduciary activities income$0950
Service charges on deposit accounts$563,0001,250
Trading account gains and feesNANA
Additional Noninterest Income$831,0002,181
Total noninterest expense$12,552,0001,379
Salaries and employee benefits$8,629,0001,201
Premises and equipment expense$1,530,0001,201
Additional noninterest expense$831,0002,181
Pre-tax net operating income$8,205,0001,122
Securities gains (losses)$0849
Applicable income taxes$2,105,000813
Income before extraordinary items$6,100,0001,232
Extraordinary gains, net$052
Net income$6,100,0001,241
Minority interest net income$081
Net income of bank and minority interests.$6,100,0001,232
Net charge-offs$-1,0003,402
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$6,100,0001,255
2023-06-30 (YTD Data)Rank
Total interest income$16,596,0001,239
Total interest expense$3,450,0001,430
Net interest income$13,146,0001,172
Provision for loan and lease losses$251,0001,170
Total noninterest income$936,0002,031
Gross Fiduciary activities income$0931
Service charges on deposit accounts$366,0001,259
Trading account gains and feesNANA
Additional Noninterest Income$570,0002,071
Total noninterest expense$8,237,0001,394
Salaries and employee benefits$5,736,0001,204
Premises and equipment expense$944,0001,270
Additional noninterest expense$570,0002,068
Pre-tax net operating income$5,594,0001,111
Securities gains (losses)$0938
Applicable income taxes$1,437,000808
Income before extraordinary items$4,157,0001,217
Extraordinary gains, net$051
Net income$4,157,0001,228
Minority interest net income$081
Net income of bank and minority interests.$4,157,0001,217
Net charge-offs$-1,0003,356
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,157,0001,225
2023-03-31 (YTD Data)Rank
Total interest income$8,297,0001,220
Total interest expense$1,430,0001,470
Net interest income$6,867,0001,141
Provision for loan and lease losses$188,000918
Total noninterest income$475,0002,015
Gross Fiduciary activities income$0913
Service charges on deposit accounts$177,0001,303
Trading account gains and feesNANA
Additional Noninterest Income$298,0002,009
Total noninterest expense$4,189,0001,390
Salaries and employee benefits$2,925,0001,202
Premises and equipment expense$497,0001,253
Additional noninterest expense$298,0002,009
Pre-tax net operating income$2,965,0001,084
Securities gains (losses)$0950
Applicable income taxes$768,000792
Income before extraordinary items$2,197,0001,195
Extraordinary gains, net$04
Net income$2,197,0001,194
Minority interest net income$048
Net income of bank and minority interests.$2,197,0001,195
Net charge-offs$-1,0003,238
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,197,0001,215
2022-12-31 (YTD Data)Rank
Total interest income$28,496,0001,194
Total interest expense$1,942,0001,631
Net interest income$26,554,0001,138
Provision for loan and lease losses$266,0001,600
Total noninterest income$2,202,0001,941
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$737,0001,288
Trading account gains and feesNANA
Additional Noninterest Income$1,465,0001,924
Total noninterest expense$16,442,0001,374
Salaries and employee benefits$11,009,0001,235
Premises and equipment expense$1,672,0001,418
Additional noninterest expense$1,465,0001,924
Pre-tax net operating income$12,048,0001,109
Securities gains (losses)$0691
Applicable income taxes$3,153,000806
Income before extraordinary items$8,895,0001,206
Extraordinary gains, net$05
Net income$8,895,0001,205
Minority interest net income$063
Net income of bank and minority interests.$8,895,0001,206
Net charge-offs$1,0002,539
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,895,0001,228
2022-09-30 (YTD Data)Rank
Total interest income$20,631,0001,182
Total interest expense$1,378,0001,401
Net interest income$19,253,0001,155
Provision for loan and lease losses$-7,0004,358
Total noninterest income$1,433,0002,122
Gross Fiduciary activities income$0968
Service charges on deposit accounts$543,0001,319
Trading account gains and feesNANA
Additional Noninterest Income$890,0002,184
Total noninterest expense$12,183,0001,382
Salaries and employee benefits$8,314,0001,214
Premises and equipment expense$1,266,0001,416
Additional noninterest expense$890,0002,184
Pre-tax net operating income$8,510,0001,151
Securities gains (losses)$0740
Applicable income taxes$2,219,000844
Income before extraordinary items$6,291,0001,241
Extraordinary gains, net$04
Net income$6,291,0001,240
Minority interest net income$057
Net income of bank and minority interests.$6,291,0001,241
Net charge-offs$1,0002,255
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,291,0001,266
2022-06-30 (YTD Data)Rank
Total interest income$13,153,0001,185
Total interest expense$919,0001,222
Net interest income$12,234,0001,166
Provision for loan and lease losses$-7,0004,378
Total noninterest income$961,0002,108
Gross Fiduciary activities income$0925
Service charges on deposit accounts$359,0001,308
Trading account gains and feesNANA
Additional Noninterest Income$602,0002,195
Total noninterest expense$8,067,0001,383
Salaries and employee benefits$5,486,0001,212
Premises and equipment expense$856,0001,385
Additional noninterest expense$1,725,0001,799
Pre-tax net operating income$5,135,0001,187
Securities gains (losses)$0687
Applicable income taxes$1,327,000853
Income before extraordinary items$3,808,0001,271
Extraordinary gains, net$04
Net income$3,808,0001,271
Minority interest net income$060
Net income of bank and minority interests.$3,808,0001,271
Net charge-offs$2,0001,931
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,808,0001,295
2022-03-31 (YTD Data)Rank
Total interest income$6,409,0001,178
Total interest expense$472,0001,148
Net interest income$5,937,0001,160
Provision for loan and lease losses$-5,0004,404
Total noninterest income$454,0002,161
Gross Fiduciary activities income$0892
Service charges on deposit accounts$178,0001,299
Trading account gains and feesNANA
Additional Noninterest Income$276,0002,270
Total noninterest expense$4,045,0001,379
Salaries and employee benefits$2,705,0001,225
Premises and equipment expense$428,0001,383
Additional noninterest expense$912,0001,701
Pre-tax net operating income$2,351,0001,210
Securities gains (losses)$0623
Applicable income taxes$600,000878
Income before extraordinary items$1,751,0001,309
Extraordinary gains, net$04
Net income$1,751,0001,308
Minority interest net income$050
Net income of bank and minority interests.$1,751,0001,309
Net charge-offs$1,0001,671
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,751,0001,324
2021-12-31 (YTD Data)Rank
Total interest income$26,997,0001,147
Total interest expense$2,576,0001,052
Net interest income$24,421,0001,154
Provision for loan and lease losses$12,0002,935
Total noninterest income$2,439,0002,026
Gross Fiduciary activities income$0994
Service charges on deposit accounts$678,0001,281
Trading account gains and feesNANA
Additional Noninterest Income$1,761,0002,047
Total noninterest expense$16,977,0001,322
Salaries and employee benefits$9,196,0001,385
Premises and equipment expense$1,527,0001,497
Additional noninterest expense$6,254,0001,111
Pre-tax net operating income$9,871,0001,297
Securities gains (losses)$02,062
Applicable income taxes$2,561,000945
Income before extraordinary items$7,310,0001,451
Extraordinary gains, net$010
Net income$7,310,0001,451
Minority interest net income$074
Net income of bank and minority interests.$7,310,0001,451
Net charge-offs$-4,0003,440
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,310,0001,424
2021-09-30 (YTD Data)Rank
Total interest income$20,210,0001,175
Total interest expense$2,030,0001,061
Net interest income$18,180,0001,185
Provision for loan and lease losses$2,0002,934
Total noninterest income$1,912,0002,022
Gross Fiduciary activities income$0957
Service charges on deposit accounts$489,0001,313
Trading account gains and feesNANA
Additional Noninterest Income$1,423,0002,008
Total noninterest expense$12,126,0001,376
Salaries and employee benefits$6,426,0001,475
Premises and equipment expense$1,174,0001,489
Additional noninterest expense$4,526,0001,147
Pre-tax net operating income$7,964,0001,273
Securities gains (losses)$02,015
Applicable income taxes$2,066,000954
Income before extraordinary items$5,898,0001,430
Extraordinary gains, net$08
Net income$5,898,0001,429
Minority interest net income$069
Net income of bank and minority interests.$5,898,0001,430
Net charge-offs$-3,0003,300
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,898,0001,408
2021-06-30 (YTD Data)Rank
Total interest income$13,435,0001,177
Total interest expense$1,437,0001,049
Net interest income$11,998,0001,183
Provision for loan and lease losses$16,0002,602
Total noninterest income$1,281,0001,967
Gross Fiduciary activities income$0951
Service charges on deposit accounts$321,0001,288
Trading account gains and feesNANA
Additional Noninterest Income$960,0001,955
Total noninterest expense$7,721,0001,414
Salaries and employee benefits$4,318,0001,453
Premises and equipment expense$830,0001,429
Additional noninterest expense$2,573,0001,286
Pre-tax net operating income$5,542,0001,226
Securities gains (losses)$01,818
Applicable income taxes$1,444,000915
Income before extraordinary items$4,098,0001,369
Extraordinary gains, net$06
Net income$4,098,0001,369
Minority interest net income$067
Net income of bank and minority interests.$4,098,0001,369
Net charge-offs$-1,0003,056
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,098,0001,340
2021-03-31 (YTD Data)Rank
Total interest income$6,772,0001,175
Total interest expense$774,0001,024
Net interest income$5,998,0001,178
Provision for loan and lease losses$34,0001,947
Total noninterest income$661,0001,947
Gross Fiduciary activities income$0922
Service charges on deposit accounts$150,0001,350
Trading account gains and feesNANA
Additional Noninterest Income$511,0001,899
Total noninterest expense$4,085,0001,344
Salaries and employee benefits$2,506,0001,285
Premises and equipment expense$434,0001,401
Additional noninterest expense$1,145,0001,377
Pre-tax net operating income$2,540,0001,296
Securities gains (losses)$01,392
Applicable income taxes$660,000961
Income before extraordinary items$1,880,0001,453
Extraordinary gains, net$03
Net income$1,880,0001,453
Minority interest net income$055
Net income of bank and minority interests.$1,880,0001,453
Net charge-offs$1,0001,805
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,880,0001,419
2020-12-31 (YTD Data)Rank
Total interest income$28,210,0001,123
Total interest expense$4,805,000991
Net interest income$23,405,0001,130
Provision for loan and lease losses$456,0002,335
Total noninterest income$2,288,0001,975
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$636,0001,344
Trading account gains and feesNANA
Additional Noninterest Income$1,652,0001,991
Total noninterest expense$16,565,0001,298
Salaries and employee benefits$10,165,0001,241
Premises and equipment expense$1,619,0001,435
Additional noninterest expense$4,781,0001,331
Pre-tax net operating income$8,672,0001,183
Securities gains (losses)$-15,0004,851
Applicable income taxes$2,213,000880
Income before extraordinary items$6,444,0001,344
Extraordinary gains, net$04
Net income$6,444,0001,345
Minority interest net income$072
Net income of bank and minority interests.$6,444,0001,345
Net charge-offs$5,0003,176
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,455,8501,306
2020-09-30 (YTD Data)Rank
Total interest income$21,026,0001,123
Total interest expense$3,858,000992
Net interest income$17,168,0001,141
Provision for loan and lease losses$114,0003,199
Total noninterest income$1,601,0002,011
Gross Fiduciary activities income$0981
Service charges on deposit accounts$456,0001,387
Trading account gains and feesNANA
Additional Noninterest Income$1,145,0002,026
Total noninterest expense$11,453,0001,373
Salaries and employee benefits$7,377,0001,260
Premises and equipment expense$989,0001,671
Additional noninterest expense$3,087,0001,481
Pre-tax net operating income$7,202,0001,055
Securities gains (losses)$-15,0004,829
Applicable income taxes$1,852,000777
Income before extraordinary items$5,335,0001,205
Extraordinary gains, net$04
Net income$5,335,0001,205
Minority interest net income$065
Net income of bank and minority interests.$5,335,0001,205
Net charge-offs$-1,0003,797
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,346,8501,170
2020-06-30 (YTD Data)Rank
Total interest income$14,269,0001,117
Total interest expense$2,747,0001,001
Net interest income$11,522,0001,128
Provision for loan and lease losses$117,0002,857
Total noninterest income$1,127,0001,897
Gross Fiduciary activities income$0970
Service charges on deposit accounts$302,0001,415
Trading account gains and feesNANA
Additional Noninterest Income$825,0001,866
Total noninterest expense$7,519,0001,384
Salaries and employee benefits$4,899,0001,259
Premises and equipment expense$653,0001,678
Additional noninterest expense$1,967,0001,528
Pre-tax net operating income$5,013,000952
Securities gains (losses)$-30,0004,890
Applicable income taxes$1,284,000689
Income before extraordinary items$3,699,0001,096
Extraordinary gains, net$04
Net income$3,699,0001,096
Minority interest net income$065
Net income of bank and minority interests.$3,699,0001,096
Net charge-offs$03,033
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,722,7001,065
2020-03-31 (YTD Data)Rank
Total interest income$7,151,0001,114
Total interest expense$1,532,000999
Net interest income$5,619,0001,135
Provision for loan and lease losses$54,0002,461
Total noninterest income$443,0002,074
Gross Fiduciary activities income$0941
Service charges on deposit accounts$185,0001,381
Trading account gains and feesNANA
Additional Noninterest Income$258,0002,162
Total noninterest expense$3,644,0001,429
Salaries and employee benefits$2,422,0001,273
Premises and equipment expense$343,0001,639
Additional noninterest expense$879,0001,689
Pre-tax net operating income$2,364,000925
Securities gains (losses)$-30,0004,911
Applicable income taxes$600,000650
Income before extraordinary items$1,734,0001,051
Extraordinary gains, net$04
Net income$1,734,0001,050
Minority interest net income$056
Net income of bank and minority interests.$1,734,0001,051
Net charge-offs$-1,0003,618
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,757,7001,027
2019-12-31 (YTD Data)Rank
Total interest income$27,643,0001,157
Total interest expense$6,885,000937
Net interest income$20,758,0001,215
Provision for loan and lease losses$4,0003,936
Total noninterest income$1,889,0002,026
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$821,0001,315
Trading account gains and feesNANA
Additional Noninterest Income$1,068,0002,169
Total noninterest expense$14,041,0001,433
Salaries and employee benefits$9,609,0001,238
Premises and equipment expense$1,284,0001,710
Additional noninterest expense$3,148,0001,841
Pre-tax net operating income$8,602,0001,177
Securities gains (losses)$02,379
Applicable income taxes$2,217,000836
Income before extraordinary items$6,385,0001,328
Extraordinary gains, net$011
Net income$6,385,0001,330
Minority interest net income$076
Net income of bank and minority interests.$6,385,0001,331
Net charge-offs$-7,0004,388
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,385,0001,304
2019-09-30 (YTD Data)Rank
Total interest income$20,578,0001,173
Total interest expense$5,161,000945
Net interest income$15,417,0001,241
Provision for loan and lease losses$4,0003,796
Total noninterest income$1,421,0002,024
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$618,0001,314
Trading account gains and feesNANA
Additional Noninterest Income$803,0002,162
Total noninterest expense$10,653,0001,432
Salaries and employee benefits$7,178,0001,253
Premises and equipment expense$963,0001,722
Additional noninterest expense$2,512,0001,748
Pre-tax net operating income$6,181,0001,232
Securities gains (losses)$02,167
Applicable income taxes$1,585,000903
Income before extraordinary items$4,596,0001,384
Extraordinary gains, net$011
Net income$4,596,0001,384
Minority interest net income$072
Net income of bank and minority interests.$4,596,0001,386
Net charge-offs$-8,0004,369
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,596,0001,354
2019-06-30 (YTD Data)Rank
Total interest income$13,447,0001,186
Total interest expense$3,414,000935
Net interest income$10,033,0001,269
Provision for loan and lease losses$03,685
Total noninterest income$899,0002,077
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$403,0001,315
Trading account gains and feesNANA
Additional Noninterest Income$496,0002,214
Total noninterest expense$7,353,0001,390
Salaries and employee benefits$4,777,0001,254
Premises and equipment expense$665,0001,688
Additional noninterest expense$1,911,0001,576
Pre-tax net operating income$3,579,0001,351
Securities gains (losses)$01,702
Applicable income taxes$906,000966
Income before extraordinary items$2,673,0001,521
Extraordinary gains, net$011
Net income$2,673,0001,521
Minority interest net income$069
Net income of bank and minority interests.$2,673,0001,521
Net charge-offs$-15,0004,594
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,673,0001,487
2019-03-31 (YTD Data)Rank
Total interest income$6,629,0001,190
Total interest expense$1,689,000925
Net interest income$4,940,0001,284
Provision for loan and lease losses$8,0003,162
Total noninterest income$416,0002,128
Gross Fiduciary activities income$0972
Service charges on deposit accounts$197,0001,334
Trading account gains and feesNANA
Additional Noninterest Income$219,0002,295
Total noninterest expense$3,709,0001,387
Salaries and employee benefits$2,298,0001,298
Premises and equipment expense$367,0001,570
Additional noninterest expense$1,044,0001,465
Pre-tax net operating income$1,639,0001,415
Securities gains (losses)$01,087
Applicable income taxes$402,0001,044
Income before extraordinary items$1,237,0001,583
Extraordinary gains, net$05
Net income$1,237,0001,582
Minority interest net income$052
Net income of bank and minority interests.$1,237,0001,582
Net charge-offs$-15,0004,791
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,237,0001,562
2018-12-31 (YTD Data)Rank
Total interest income$26,226,0001,130
Total interest expense$5,479,000857
Net interest income$20,747,0001,202
Provision for loan and lease losses$413,0001,639
Total noninterest income$1,744,0002,146
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$780,0001,401
Trading account gains and feesNANA
Additional Noninterest Income$964,0002,285
Total noninterest expense$13,746,0001,446
Salaries and employee benefits$8,991,0001,279
Premises and equipment expense$1,260,0001,749
Additional noninterest expense$3,495,0001,677
Pre-tax net operating income$8,332,0001,197
Securities gains (losses)$01,125
Applicable income taxes$2,074,000854
Income before extraordinary items$6,258,0001,317
Extraordinary gains, net$06
Net income$6,258,0001,316
Minority interest net income$072
Net income of bank and minority interests.$6,258,0001,316
Net charge-offs$5,0003,535
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,258,0001,309
2018-09-30 (YTD Data)Rank
Total interest income$19,441,0001,126
Total interest expense$3,931,000837
Net interest income$15,510,0001,204
Provision for loan and lease losses$172,0002,158
Total noninterest income$1,328,0002,136
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$575,0001,426
Trading account gains and feesNANA
Additional Noninterest Income$753,0002,250
Total noninterest expense$10,157,0001,468
Salaries and employee benefits$6,605,0001,309
Premises and equipment expense$949,0001,756
Additional noninterest expense$2,603,0001,684
Pre-tax net operating income$6,509,0001,155
Securities gains (losses)$01,118
Applicable income taxes$1,614,000846
Income before extraordinary items$4,895,0001,300
Extraordinary gains, net$05
Net income$4,895,0001,299
Minority interest net income$066
Net income of bank and minority interests.$4,895,0001,299
Net charge-offs$5,0003,200
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,895,0001,288
2018-06-30 (YTD Data)Rank
Total interest income$12,935,0001,125
Total interest expense$2,555,000814
Net interest income$10,380,0001,191
Provision for loan and lease losses$171,0001,683
Total noninterest income$802,0002,264
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$380,0001,437
Trading account gains and feesNANA
Additional Noninterest Income$422,0002,454
Total noninterest expense$6,801,0001,472
Salaries and employee benefits$4,367,0001,328
Premises and equipment expense$674,0001,679
Additional noninterest expense$1,760,0001,682
Pre-tax net operating income$4,210,0001,166
Securities gains (losses)$0961
Applicable income taxes$1,023,000868
Income before extraordinary items$3,187,0001,300
Extraordinary gains, net$06
Net income$3,187,0001,299
Minority interest net income$065
Net income of bank and minority interests.$3,187,0001,299
Net charge-offs$5,0002,834
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,187,0001,290
2018-03-31 (YTD Data)Rank
Total interest income$6,194,0001,160
Total interest expense$1,216,000813
Net interest income$4,978,0001,242
Provision for loan and lease losses$176,0001,036
Total noninterest income$395,0002,267
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$191,0001,431
Trading account gains and feesNANA
Additional Noninterest Income$204,0002,461
Total noninterest expense$3,449,0001,465
Salaries and employee benefits$2,129,0001,365
Premises and equipment expense$362,0001,601
Additional noninterest expense$958,0001,568
Pre-tax net operating income$1,748,0001,327
Securities gains (losses)$0735
Applicable income taxes$437,000950
Income before extraordinary items$1,311,0001,478
Extraordinary gains, net$07
Net income$1,311,0001,478
Minority interest net income$052
Net income of bank and minority interests.$1,311,0001,478
Net charge-offs$3,0002,344
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,311,0001,462
2017-12-31 (YTD Data)Rank
Total interest income$23,605,0001,171
Total interest expense$3,648,000906
Net interest income$19,957,0001,217
Provision for loan and lease losses$95,0003,127
Total noninterest income$1,685,0002,244
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$822,0001,389
Trading account gains and feesNANA
Additional Noninterest Income$863,0002,467
Total noninterest expense$13,544,0001,479
Salaries and employee benefits$8,259,0001,371
Premises and equipment expense$1,176,0001,875
Additional noninterest expense$4,109,0001,481
Pre-tax net operating income$8,003,0001,184
Securities gains (losses)$13,0001,489
Applicable income taxes$3,678,000824
Income before extraordinary items$4,338,0001,514
Extraordinary gains, net$09
Net income$4,338,0001,514
Minority interest net income$076
Net income of bank and minority interests.$4,338,0001,514
Net charge-offs$-103,0005,298
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,329,6801,505
2017-09-30 (YTD Data)Rank
Total interest income$17,417,0001,187
Total interest expense$2,584,000932
Net interest income$14,833,0001,228
Provision for loan and lease losses$146,0002,341
Total noninterest income$1,277,0002,261
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$612,0001,401
Trading account gains and feesNANA
Additional Noninterest Income$665,0002,462
Total noninterest expense$9,936,0001,509
Salaries and employee benefits$6,216,0001,359
Premises and equipment expense$891,0001,879
Additional noninterest expense$2,829,0001,584
Pre-tax net operating income$6,028,0001,199
Securities gains (losses)$13,0001,503
Applicable income taxes$2,252,000854
Income before extraordinary items$3,789,0001,439
Extraordinary gains, net$09
Net income$3,789,0001,438
Minority interest net income$071
Net income of bank and minority interests.$3,789,0001,439
Net charge-offs$-108,0005,361
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,780,6801,423
2017-06-30 (YTD Data)Rank
Total interest income$11,382,0001,202
Total interest expense$1,612,000970
Net interest income$9,770,0001,233
Provision for loan and lease losses$76,0002,463
Total noninterest income$855,0002,263
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$417,0001,367
Trading account gains and feesNANA
Additional Noninterest Income$438,0002,485
Total noninterest expense$6,727,0001,495
Salaries and employee benefits$4,188,0001,353
Premises and equipment expense$623,0001,803
Additional noninterest expense$1,916,0001,564
Pre-tax net operating income$3,822,0001,237
Securities gains (losses)$01,906
Applicable income taxes$1,415,000871
Income before extraordinary items$2,407,0001,470
Extraordinary gains, net$011
Net income$2,407,0001,469
Minority interest net income$071
Net income of bank and minority interests.$2,407,0001,470
Net charge-offs$-104,0005,450
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,407,0001,454
2017-03-31 (YTD Data)Rank
Total interest income$5,475,0001,232
Total interest expense$756,0001,009
Net interest income$4,719,0001,267
Provision for loan and lease losses$440,000499
Total noninterest income$430,0002,230
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$211,0001,351
Trading account gains and feesNANA
Additional Noninterest Income$219,0002,464
Total noninterest expense$3,338,0001,506
Salaries and employee benefits$2,088,0001,373
Premises and equipment expense$324,0001,759
Additional noninterest expense$926,0001,612
Pre-tax net operating income$1,371,0001,529
Securities gains (losses)$01,153
Applicable income taxes$494,0001,087
Income before extraordinary items$877,0001,830
Extraordinary gains, net$08
Net income$877,0001,830
Minority interest net income$055
Net income of bank and minority interests.$877,0001,830
Net charge-offs$02,943
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$877,0001,818
2016-12-31 (YTD Data)Rank
Total interest income$20,957,0001,249
Total interest expense$2,912,000994
Net interest income$18,045,0001,284
Provision for loan and lease losses$359,0001,825
Total noninterest income$1,939,0002,162
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$831,0001,396
Trading account gains and fees$0170
Additional Noninterest Income$1,108,0002,273
Total noninterest expense$12,928,0001,511
Salaries and employee benefits$7,708,0001,416
Premises and equipment expense$1,085,0002,009
Additional noninterest expense$4,135,0001,488
Pre-tax net operating income$6,697,0001,288
Securities gains (losses)$13,0002,562
Applicable income taxes$2,494,000895
Income before extraordinary items$4,216,0001,582
Extraordinary gains, net$05
Net income$4,216,0001,580
Minority interest net income$082
Net income of bank and minority interests.$4,216,0001,581
Net charge-offs$785,000793
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,207,6801,559
2016-09-30 (YTD Data)Rank
Total interest income$15,636,0001,256
Total interest expense$2,209,000986
Net interest income$13,427,0001,303
Provision for loan and lease losses$297,0001,657
Total noninterest income$1,441,0002,173
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$606,0001,427
Trading account gains and fees$0169
Additional Noninterest Income$835,0002,264
Total noninterest expense$9,691,0001,514
Salaries and employee benefits$5,782,0001,406
Premises and equipment expense$822,0002,003
Additional noninterest expense$3,087,0001,496
Pre-tax net operating income$4,880,0001,339
Securities gains (losses)$13,0002,496
Applicable income taxes$1,816,000935
Income before extraordinary items$3,077,0001,651
Extraordinary gains, net$05
Net income$3,077,0001,650
Minority interest net income$071
Net income of bank and minority interests.$3,077,0001,651
Net charge-offs$154,0001,666
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,068,6801,604
2016-06-30 (YTD Data)Rank
Total interest income$10,386,0001,265
Total interest expense$1,498,000964
Net interest income$8,888,0001,313
Provision for loan and lease losses$226,0001,510
Total noninterest income$899,0002,233
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$406,0001,409
Trading account gains and fees$0157
Additional Noninterest Income$493,0002,389
Total noninterest expense$6,347,0001,540
Salaries and employee benefits$3,822,0001,420
Premises and equipment expense$558,0001,973
Additional noninterest expense$1,967,0001,559
Pre-tax net operating income$3,214,0001,345
Securities gains (losses)$14,0002,123
Applicable income taxes$1,202,000938
Income before extraordinary items$2,026,0001,641
Extraordinary gains, net$016
Net income$2,026,0001,642
Minority interest net income$071
Net income of bank and minority interests.$2,026,0001,642
Net charge-offs$134,0001,398
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,017,0401,600
2016-03-31 (YTD Data)Rank
Total interest income$5,192,0001,263
Total interest expense$755,000957
Net interest income$4,437,0001,309
Provision for loan and lease losses$188,0001,012
Total noninterest income$451,0002,208
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$207,0001,395
Trading account gains and fees$0142
Additional Noninterest Income$244,0002,369
Total noninterest expense$3,199,0001,532
Salaries and employee benefits$1,897,0001,443
Premises and equipment expense$290,0001,929
Additional noninterest expense$1,012,0001,509
Pre-tax net operating income$1,501,0001,405
Securities gains (losses)$02,077
Applicable income taxes$551,000983
Income before extraordinary items$950,0001,697
Extraordinary gains, net$012
Net income$950,0001,698
Minority interest net income$062
Net income of bank and minority interests.$950,0001,698
Net charge-offs$3,0002,735
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$950,0001,658
2015-12-31 (YTD Data)Rank
Total interest income$19,828,0001,284
Total interest expense$2,875,000984
Net interest income$16,953,0001,321
Provision for loan and lease losses$741,0001,029
Total noninterest income$1,856,0002,208
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$852,0001,401
Trading account gains and fees$0159
Additional Noninterest Income$1,004,0002,369
Total noninterest expense$12,208,0001,576
Salaries and employee benefits$7,325,0001,451
Premises and equipment expense$1,177,0001,919
Additional noninterest expense$3,706,0001,639
Pre-tax net operating income$5,860,0001,389
Securities gains (losses)$163,000860
Applicable income taxes$2,108,000973
Income before extraordinary items$3,915,0001,626
Extraordinary gains, net$023
Net income$3,915,0001,628
Minority interest net income$081
Net income of bank and minority interests.$3,915,0001,628
Net charge-offs$293,0001,625
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,809,0501,634
2015-09-30 (YTD Data)Rank
Total interest income$14,674,0001,309
Total interest expense$2,157,000987
Net interest income$12,517,0001,355
Provision for loan and lease losses$284,0001,566
Total noninterest income$1,362,0002,245
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$636,0001,422
Trading account gains and fees$0153
Additional Noninterest Income$726,0002,440
Total noninterest expense$9,057,0001,604
Salaries and employee benefits$5,397,0001,485
Premises and equipment expense$929,0001,852
Additional noninterest expense$2,731,0001,661
Pre-tax net operating income$4,538,0001,377
Securities gains (losses)$163,000753
Applicable income taxes$1,643,000968
Income before extraordinary items$3,058,0001,598
Extraordinary gains, net$021
Net income$3,058,0001,599
Minority interest net income$078
Net income of bank and minority interests.$3,058,0001,599
Net charge-offs$193,0001,586
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,952,0501,606
2015-06-30 (YTD Data)Rank
Total interest income$9,668,0001,329
Total interest expense$1,454,000981
Net interest income$8,214,0001,373
Provision for loan and lease losses$185,0001,580
Total noninterest income$900,0002,263
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$417,0001,417
Trading account gains and fees$0157
Additional Noninterest Income$483,0002,450
Total noninterest expense$6,105,0001,596
Salaries and employee benefits$3,555,0001,505
Premises and equipment expense$663,0001,743
Additional noninterest expense$1,887,0001,618
Pre-tax net operating income$2,824,0001,448
Securities gains (losses)$118,000759
Applicable income taxes$1,015,0001,023
Income before extraordinary items$1,927,0001,668
Extraordinary gains, net$022
Net income$1,927,0001,672
Minority interest net income$075
Net income of bank and minority interests.$1,927,0001,672
Net charge-offs$21,0002,921
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,850,3001,676
2015-03-31 (YTD Data)Rank
Total interest income$4,798,0001,332
Total interest expense$737,000981
Net interest income$4,061,0001,386
Provision for loan and lease losses$144,0001,182
Total noninterest income$432,0002,301
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$212,0001,372
Trading account gains and fees$0152
Additional Noninterest Income$220,0002,503
Total noninterest expense$2,994,0001,629
Salaries and employee benefits$1,728,0001,557
Premises and equipment expense$361,0001,632
Additional noninterest expense$905,0001,666
Pre-tax net operating income$1,355,0001,456
Securities gains (losses)$6,0001,607
Applicable income taxes$484,0001,043
Income before extraordinary items$877,0001,786
Extraordinary gains, net$013
Net income$877,0001,788
Minority interest net income$064
Net income of bank and minority interests.$877,0001,788
Net charge-offs$-5,0005,132
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$873,1601,727
2014-12-31 (YTD Data)Rank
Total interest income$18,770,0001,356
Total interest expense$3,624,000815
Net interest income$15,146,0001,457
Provision for loan and lease losses$755,0001,063
Total noninterest income$1,819,0002,253
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$944,0001,371
Trading account gains and fees$0180
Additional Noninterest Income$875,0002,522
Total noninterest expense$11,256,0001,708
Salaries and employee benefits$6,632,0001,575
Premises and equipment expense$1,122,0002,042
Additional noninterest expense$3,502,0001,773
Pre-tax net operating income$4,954,0001,531
Securities gains (losses)$312,000590
Applicable income taxes$1,831,0001,046
Income before extraordinary items$3,435,0001,796
Extraordinary gains, net$017
Net income$3,435,0001,796
Minority interest net income$084
Net income of bank and minority interests.$3,435,0001,795
Net charge-offs$432,0001,633
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,232,2001,858
2014-09-30 (YTD Data)Rank
Total interest income$13,971,0001,370
Total interest expense$2,810,000794
Net interest income$11,161,0001,489
Provision for loan and lease losses$508,0001,123
Total noninterest income$1,304,0002,318
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$711,0001,373
Trading account gains and fees$0174
Additional Noninterest Income$593,0002,659
Total noninterest expense$8,323,0001,724
Salaries and employee benefits$4,925,0001,582
Premises and equipment expense$828,0002,082
Additional noninterest expense$2,570,0001,791
Pre-tax net operating income$3,634,0001,579
Securities gains (losses)$310,000461
Applicable income taxes$1,446,0001,030
Income before extraordinary items$2,498,0001,853
Extraordinary gains, net$015
Net income$2,498,0001,853
Minority interest net income$081
Net income of bank and minority interests.$2,498,0001,852
Net charge-offs$354,0001,456
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,299,6001,936
2014-06-30 (YTD Data)Rank
Total interest income$9,268,0001,368
Total interest expense$1,908,000787
Net interest income$7,360,0001,494
Provision for loan and lease losses$451,000906
Total noninterest income$831,0002,361
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$460,0001,392
Trading account gains and fees$0172
Additional Noninterest Income$371,0002,758
Total noninterest expense$5,587,0001,703
Salaries and employee benefits$3,239,0001,598
Premises and equipment expense$595,0001,963
Additional noninterest expense$1,753,0001,747
Pre-tax net operating income$2,153,0001,707
Securities gains (losses)$305,000350
Applicable income taxes$889,0001,054
Income before extraordinary items$1,569,0001,912
Extraordinary gains, net$020
Net income$1,569,0001,916
Minority interest net income$080
Net income of bank and minority interests.$1,569,0001,915
Net charge-offs$311,0001,231
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,373,8002,074
2014-03-31 (YTD Data)Rank
Total interest income$4,582,0001,380
Total interest expense$982,000764
Net interest income$3,600,0001,523
Provision for loan and lease losses$478,000470
Total noninterest income$389,0002,415
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$229,0001,369
Trading account gains and fees$0147
Additional Noninterest Income$160,0002,877
Total noninterest expense$2,701,0001,762
Salaries and employee benefits$1,607,0001,621
Premises and equipment expense$324,0001,854
Additional noninterest expense$770,0001,957
Pre-tax net operating income$810,0002,080
Securities gains (losses)$305,000209
Applicable income taxes$390,0001,103
Income before extraordinary items$725,0001,950
Extraordinary gains, net$016
Net income$725,0001,953
Minority interest net income$066
Net income of bank and minority interests.$725,0001,953
Net charge-offs$22,0002,430
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$526,7502,438
2013-12-31 (YTD Data)Rank
Total interest income$17,685,0001,435
Total interest expense$4,337,000768
Net interest income$13,348,0001,617
Provision for loan and lease losses$292,0002,500
Total noninterest income$1,712,0002,378
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$840,0001,586
Trading account gains and fees$0184
Additional Noninterest Income$872,0002,559
Total noninterest expense$10,649,0001,799
Salaries and employee benefits$6,306,0001,636
Premises and equipment expense$942,0002,366
Additional noninterest expense$3,401,0001,869
Pre-tax net operating income$4,119,0001,687
Securities gains (losses)$170,000992
Applicable income taxes$1,600,0001,075
Income before extraordinary items$2,689,0002,067
Extraordinary gains, net$029
Net income$2,689,0002,073
Minority interest net income$090
Net income of bank and minority interests.$2,689,0002,072
Net charge-offs$121,0003,556
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,580,2002,093
2013-09-30 (YTD Data)Rank
Total interest income$13,149,0001,448
Total interest expense$3,292,000789
Net interest income$9,857,0001,648
Provision for loan and lease losses$261,0002,239
Total noninterest income$1,287,0002,424
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$612,0001,621
Trading account gains and fees$0180
Additional Noninterest Income$675,0002,560
Total noninterest expense$7,853,0001,828
Salaries and employee benefits$4,758,0001,634
Premises and equipment expense$721,0002,350
Additional noninterest expense$2,374,0001,971
Pre-tax net operating income$3,030,0001,723
Securities gains (losses)$112,0001,150
Applicable income taxes$1,166,0001,117
Income before extraordinary items$1,976,0002,153
Extraordinary gains, net$025
Net income$1,976,0002,160
Minority interest net income$084
Net income of bank and minority interests.$1,976,0002,160
Net charge-offs$102,0003,236
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,904,3202,151
2013-06-30 (YTD Data)Rank
Total interest income$8,783,0001,446
Total interest expense$2,219,000807
Net interest income$6,564,0001,641
Provision for loan and lease losses$193,0002,171
Total noninterest income$869,0002,434
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$398,0001,626
Trading account gains and fees$0157
Additional Noninterest Income$471,0002,561
Total noninterest expense$5,259,0001,819
Salaries and employee benefits$3,153,0001,646
Premises and equipment expense$501,0002,283
Additional noninterest expense$1,605,0001,946
Pre-tax net operating income$1,981,0001,732
Securities gains (losses)$43,0001,619
Applicable income taxes$742,0001,154
Income before extraordinary items$1,282,0002,186
Extraordinary gains, net$022
Net income$1,282,0002,194
Minority interest net income$082
Net income of bank and minority interests.$1,282,0002,192
Net charge-offs$66,0003,127
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,254,4802,138
2013-03-31 (YTD Data)Rank
Total interest income$4,370,0001,465
Total interest expense$1,124,000828
Net interest income$3,246,0001,668
Provision for loan and lease losses$99,0002,119
Total noninterest income$440,0002,419
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$197,0001,638
Trading account gains and fees$0148
Additional Noninterest Income$243,0002,502
Total noninterest expense$2,633,0001,840
Salaries and employee benefits$1,591,0001,655
Premises and equipment expense$266,0002,197
Additional noninterest expense$776,0002,016
Pre-tax net operating income$954,0001,789
Securities gains (losses)$01,966
Applicable income taxes$360,0001,164
Income before extraordinary items$594,0002,276
Extraordinary gains, net$010
Net income$594,0002,278
Minority interest net income$076
Net income of bank and minority interests.$594,0002,278
Net charge-offs$38,0002,621
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$594,0002,188
2012-12-31 (YTD Data)Rank
Total interest income$17,619,0001,495
Total interest expense$4,891,000917
Net interest income$12,728,0001,727
Provision for loan and lease losses$299,0003,424
Total noninterest income$1,995,0002,188
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$789,0001,713
Trading account gains and fees$0166
Additional Noninterest Income$1,206,0002,135
Total noninterest expense$10,117,0001,891
Salaries and employee benefits$6,179,0001,640
Premises and equipment expense$875,0002,550
Additional noninterest expense$3,063,0002,116
Pre-tax net operating income$4,307,0001,565
Securities gains (losses)$-1,0006,602
Applicable income taxes$1,566,0001,063
Income before extraordinary items$2,740,0002,015
Extraordinary gains, net$029
Net income$2,740,0002,014
Minority interest net income$093
Net income of bank and minority interests.$2,740,0002,016
Net charge-offs$346,0003,140
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,740,6401,907
2012-09-30 (YTD Data)Rank
Total interest income$13,211,0001,537
Total interest expense$3,717,000951
Net interest income$9,494,0001,757
Provision for loan and lease losses$282,0003,053
Total noninterest income$1,300,0002,403
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$581,0001,761
Trading account gains and fees$0157
Additional Noninterest Income$719,0002,419
Total noninterest expense$7,477,0001,921
Salaries and employee benefits$4,638,0001,632
Premises and equipment expense$658,0002,557
Additional noninterest expense$2,181,0002,216
Pre-tax net operating income$3,035,0001,678
Securities gains (losses)$03,575
Applicable income taxes$1,099,0001,150
Income before extraordinary items$1,936,0002,169
Extraordinary gains, net$020
Net income$1,936,0002,170
Minority interest net income$086
Net income of bank and minority interests.$1,936,0002,171
Net charge-offs$376,0002,537
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,936,0002,046
2012-06-30 (YTD Data)Rank
Total interest income$8,750,0001,559
Total interest expense$2,506,000979
Net interest income$6,244,0001,782
Provision for loan and lease losses$145,0003,447
Total noninterest income$884,0002,344
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$387,0001,760
Trading account gains and fees$0153
Additional Noninterest Income$497,0002,337
Total noninterest expense$5,082,0001,885
Salaries and employee benefits$3,086,0001,635
Premises and equipment expense$451,0002,516
Additional noninterest expense$1,545,0002,105
Pre-tax net operating income$1,901,0001,757
Securities gains (losses)$03,178
Applicable income taxes$689,0001,191
Income before extraordinary items$1,212,0002,257
Extraordinary gains, net$019
Net income$1,212,0002,257
Minority interest net income$084
Net income of bank and minority interests.$1,212,0002,257
Net charge-offs$262,0002,451
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,212,0002,127
2012-03-31 (YTD Data)Rank
Total interest income$4,243,0001,627
Total interest expense$1,271,000996
Net interest income$2,972,0001,871
Provision for loan and lease losses$100,0002,838
Total noninterest income$404,0002,465
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$194,0001,744
Trading account gains and fees$0148
Additional Noninterest Income$210,0002,582
Total noninterest expense$2,551,0001,869
Salaries and employee benefits$1,546,0001,642
Premises and equipment expense$241,0002,379
Additional noninterest expense$764,0002,114
Pre-tax net operating income$725,0002,213
Securities gains (losses)$02,210
Applicable income taxes$243,0001,518
Income before extraordinary items$482,0002,691
Extraordinary gains, net$019
Net income$482,0002,693
Minority interest net income$078
Net income of bank and minority interests.$482,0002,694
Net charge-offs$149,0002,099
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$482,0002,558
2011-12-31 (YTD Data)Rank
Total interest income$17,064,0001,665
Total interest expense$5,376,0001,116
Net interest income$11,688,0001,889
Provision for loan and lease losses$1,773,0001,707
Total noninterest income$1,510,0002,435
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$777,0001,821
Trading account gains and fees$0146
Additional Noninterest Income$733,0002,574
Total noninterest expense$10,448,0001,844
Salaries and employee benefits$6,035,0001,627
Premises and equipment expense$890,0002,663
Additional noninterest expense$3,523,0001,914
Pre-tax net operating income$977,0003,769
Securities gains (losses)$-47,0007,013
Applicable income taxes$248,0002,699
Income before extraordinary items$682,0004,193
Extraordinary gains, net$029
Net income$682,0004,195
Minority interest net income$096
Net income of bank and minority interests.$682,0004,195
Net charge-offs$1,996,0001,551
Cash dividends$250,0003,152
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$716,3103,989
2011-09-30 (YTD Data)Rank
Total interest income$12,818,0001,676
Total interest expense$4,067,0001,156
Net interest income$8,751,0001,890
Provision for loan and lease losses$360,0003,361
Total noninterest income$1,028,0002,573
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$569,0001,862
Trading account gains and fees$0145
Additional Noninterest Income$459,0002,826
Total noninterest expense$7,845,0001,837
Salaries and employee benefits$4,520,0001,631
Premises and equipment expense$682,0002,626
Additional noninterest expense$2,643,0001,916
Pre-tax net operating income$1,574,0002,489
Securities gains (losses)$73,0002,043
Applicable income taxes$509,0001,723
Income before extraordinary items$1,138,0002,817
Extraordinary gains, net$021
Net income$1,138,0002,819
Minority interest net income$087
Net income of bank and minority interests.$1,138,0002,819
Net charge-offs$570,0002,529
Cash dividends$250,0002,494
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,087,6302,799
2011-06-30 (YTD Data)Rank
Total interest income$8,650,0001,671
Total interest expense$2,745,0001,177
Net interest income$5,905,0001,873
Provision for loan and lease losses$311,0002,902
Total noninterest income$646,0002,680
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$368,0001,886
Trading account gains and fees$0153
Additional Noninterest Income$278,0002,990
Total noninterest expense$5,030,0001,916
Salaries and employee benefits$2,991,0001,654
Premises and equipment expense$478,0002,541
Additional noninterest expense$1,561,0002,178
Pre-tax net operating income$1,210,0002,218
Securities gains (losses)$02,914
Applicable income taxes$373,0001,595
Income before extraordinary items$837,0002,599
Extraordinary gains, net$015
Net income$837,0002,599
Minority interest net income$089
Net income of bank and minority interests.$837,0002,599
Net charge-offs$206,0003,083
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$837,0002,515
2011-03-31 (YTD Data)Rank
Total interest income$4,298,0001,695
Total interest expense$1,402,0001,201
Net interest income$2,896,0001,904
Provision for loan and lease losses$172,0002,625
Total noninterest income$335,0002,633
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$175,0001,941
Trading account gains and fees$0158
Additional Noninterest Income$160,0002,792
Total noninterest expense$2,510,0001,933
Salaries and employee benefits$1,501,0001,653
Premises and equipment expense$267,0002,350
Additional noninterest expense$742,0002,242
Pre-tax net operating income$549,0002,395
Securities gains (losses)$01,772
Applicable income taxes$175,0001,638
Income before extraordinary items$374,0002,806
Extraordinary gains, net$09
Net income$374,0002,805
Minority interest net income$086
Net income of bank and minority interests.$374,0002,806
Net charge-offs$105,0002,686
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$374,0002,749
2010-12-31 (YTD Data)Rank
Total interest income$17,472,0001,734
Total interest expense$6,464,0001,282
Net interest income$11,008,0001,974
Provision for loan and lease losses$321,0004,756
Total noninterest income$1,514,0002,499
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$744,0001,950
Trading account gains and fees$0175
Additional Noninterest Income$770,0002,550
Total noninterest expense$9,331,0002,063
Salaries and employee benefits$5,544,0001,752
Premises and equipment expense$799,0002,995
Additional noninterest expense$2,988,0002,299
Pre-tax net operating income$2,870,0001,679
Securities gains (losses)$171,0001,711
Applicable income taxes$923,0001,306
Income before extraordinary items$2,118,0001,920
Extraordinary gains, net$029
Net income$2,118,0001,921
Minority interest net income$0111
Net income of bank and minority interests.$2,118,0001,922
Net charge-offs$147,0005,075
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,998,3001,944
2010-09-30 (YTD Data)Rank
Total interest income$13,097,0001,774
Total interest expense$4,967,0001,304
Net interest income$8,130,0002,034
Provision for loan and lease losses$157,0005,192
Total noninterest income$1,062,0002,615
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$564,0001,980
Trading account gains and fees$0165
Additional Noninterest Income$498,0002,765
Total noninterest expense$6,943,0002,079
Salaries and employee benefits$4,157,0001,765
Premises and equipment expense$601,0003,025
Additional noninterest expense$2,185,0002,306
Pre-tax net operating income$2,092,0001,825
Securities gains (losses)$-18,0007,255
Applicable income taxes$651,0001,408
Income before extraordinary items$1,423,0002,240
Extraordinary gains, net$023
Net income$1,423,0002,240
Minority interest net income$0110
Net income of bank and minority interests.$1,423,0002,242
Net charge-offs$128,0004,667
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,435,4202,127
2010-06-30 (YTD Data)Rank
Total interest income$8,739,0001,791
Total interest expense$3,384,0001,329
Net interest income$5,355,0002,066
Provision for loan and lease losses$-68,0007,775
Total noninterest income$616,0002,821
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$384,0001,962
Trading account gains and fees$0152
Additional Noninterest Income$232,0003,243
Total noninterest expense$4,631,0002,093
Salaries and employee benefits$2,735,0001,799
Premises and equipment expense$409,0003,009
Additional noninterest expense$1,487,0002,274
Pre-tax net operating income$1,408,0001,801
Securities gains (losses)$-63,0007,460
Applicable income taxes$418,0001,408
Income before extraordinary items$927,0002,257
Extraordinary gains, net$019
Net income$927,0002,255
Minority interest net income$0105
Net income of bank and minority interests.$927,0002,258
Net charge-offs$35,0005,161
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$970,4702,098
2010-03-31 (YTD Data)Rank
Total interest income$4,401,0001,818
Total interest expense$1,765,0001,329
Net interest income$2,636,0002,121
Provision for loan and lease losses$-114,0007,884
Total noninterest income$334,0002,663
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$188,0001,968
Trading account gains and fees$0175
Additional Noninterest Income$146,0002,890
Total noninterest expense$2,357,0002,071
Salaries and employee benefits$1,331,0001,882
Premises and equipment expense$222,0002,864
Additional noninterest expense$804,0002,113
Pre-tax net operating income$727,0001,758
Securities gains (losses)$-44,0007,621
Applicable income taxes$213,0001,360
Income before extraordinary items$470,0002,248
Extraordinary gains, net$016
Net income$470,0002,247
Minority interest net income$091
Net income of bank and minority interests.$470,0002,248
Net charge-offs$-11,0007,514
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$500,3602,051
2009-12-31 (YTD Data)Rank
Total interest income$17,997,0001,882
Total interest expense$7,511,0001,563
Net interest income$10,486,0002,094
Provision for loan and lease losses$292,0005,314
Total noninterest income$1,397,0002,689
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$698,0002,259
Trading account gains and fees$0211
Additional Noninterest Income$699,0002,670
Total noninterest expense$9,417,0002,119
Salaries and employee benefits$5,439,0001,820
Premises and equipment expense$810,0003,100
Additional noninterest expense$3,168,0002,238
Pre-tax net operating income$2,174,0001,793
Securities gains (losses)$-1,335,0007,755
Applicable income taxes$697,0001,250
Income before extraordinary items$142,0005,012
Extraordinary gains, net$034
Net income$142,0005,012
Minority interest net income$0115
Net income of bank and minority interests.$142,0005,012
Net charge-offs$-633,0008,008
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$996,4002,733
2009-09-30 (YTD Data)Rank
Total interest income$13,418,0001,924
Total interest expense$5,632,0001,646
Net interest income$7,786,0002,106
Provision for loan and lease losses$229,0004,969
Total noninterest income$1,065,0002,702
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$511,0002,315
Trading account gains and fees$0212
Additional Noninterest Income$554,0002,647
Total noninterest expense$7,200,0002,091
Salaries and employee benefits$4,175,0001,802
Premises and equipment expense$616,0003,089
Additional noninterest expense$2,409,0002,181
Pre-tax net operating income$1,422,0002,139
Securities gains (losses)$-308,0007,662
Applicable income taxes$350,0001,766
Income before extraordinary items$764,0002,951
Extraordinary gains, net$027
Net income$764,0002,949
Minority interest net income$0118
Net income of bank and minority interests.$764,0002,952
Net charge-offs$-461,0008,090
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$976,5202,470
2009-06-30 (YTD Data)Rank
Total interest income$8,912,0001,973
Total interest expense$3,743,0001,732
Net interest income$5,169,0002,116
Provision for loan and lease losses$229,0004,150
Total noninterest income$712,0002,718
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$330,0002,338
Trading account gains and fees$0193
Additional Noninterest Income$382,0002,620
Total noninterest expense$4,533,0002,219
Salaries and employee benefits$2,438,0002,067
Premises and equipment expense$412,0003,101
Additional noninterest expense$1,683,0002,106
Pre-tax net operating income$1,119,0001,931
Securities gains (losses)$-166,0007,754
Applicable income taxes$315,0001,478
Income before extraordinary items$638,0002,659
Extraordinary gains, net$021
Net income$638,0002,656
Minority interest net income$0112
Net income of bank and minority interests.$638,0002,658
Net charge-offs$45,0005,014
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$749,2202,285
2009-03-31 (YTD Data)Rank
Total interest income$4,367,0002,035
Total interest expense$1,844,0001,815
Net interest income$2,523,0002,168
Provision for loan and lease losses$112,0003,720
Total noninterest income$290,0003,081
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$153,0002,423
Trading account gains and fees$0171
Additional Noninterest Income$137,0003,115
Total noninterest expense$2,070,0002,348
Salaries and employee benefits$1,191,0002,141
Premises and equipment expense$207,0003,135
Additional noninterest expense$672,0002,312
Pre-tax net operating income$631,0001,969
Securities gains (losses)$-26,0007,889
Applicable income taxes$202,0001,438
Income before extraordinary items$403,0002,556
Extraordinary gains, net$015
Net income$403,0002,555
Minority interest net income$0102
Net income of bank and minority interests.$403,0002,557
Net charge-offs$18,0004,403
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$420,4202,321
2008-12-31 (YTD Data)Rank
Total interest income$13,227,0002,784
Total interest expense$6,006,0002,515
Net interest income$7,221,0002,962
Provision for loan and lease losses$130,0005,723
Total noninterest income$771,0003,943
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$428,0003,323
Trading account gains and fees$0154
Additional Noninterest Income$343,0003,863
Total noninterest expense$6,594,0002,824
Salaries and employee benefits$3,484,0002,838
Premises and equipment expense$502,0004,443
Additional noninterest expense$2,608,0002,263
Pre-tax net operating income$1,268,0003,316
Securities gains (losses)$-21,0007,088
Applicable income taxes$414,0002,047
Income before extraordinary items$833,0003,626
Extraordinary gains, net$039
Net income$833,0003,626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0004,784
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$847,0703,736
2008-09-30 (YTD Data)Rank
Total interest income$8,968,0003,118
Total interest expense$4,143,0002,822
Net interest income$4,825,0003,317
Provision for loan and lease losses$99,0005,184
Total noninterest income$586,0004,009
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$288,0003,564
Trading account gains and fees$0148
Additional Noninterest Income$298,0003,700
Total noninterest expense$4,340,0003,159
Salaries and employee benefits$2,259,0003,267
Premises and equipment expense$346,0004,699
Additional noninterest expense$1,735,0002,437
Pre-tax net operating income$972,0003,732
Securities gains (losses)$-5,0007,274
Applicable income taxes$323,0002,380
Income before extraordinary items$644,0003,987
Extraordinary gains, net$031
Net income$644,0003,984
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0005,288
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$647,3504,128
2008-06-30 (YTD Data)Rank
Total interest income$5,610,0003,334
Total interest expense$2,652,0003,026
Net interest income$2,958,0003,533
Provision for loan and lease losses$63,0004,861
Total noninterest income$384,0004,098
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$174,0003,763
Trading account gains and fees$0149
Additional Noninterest Income$210,0003,671
Total noninterest expense$2,652,0003,405
Salaries and employee benefits$1,416,0003,491
Premises and equipment expense$225,0004,803
Additional noninterest expense$1,011,0002,716
Pre-tax net operating income$627,0003,923
Securities gains (losses)$03,233
Applicable income taxes$214,0002,603
Income before extraordinary items$413,0004,408
Extraordinary gains, net$021
Net income$413,0004,409
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0004,590
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$413,0004,348
2008-03-31 (YTD Data)Rank
Total interest income$2,840,0003,385
Total interest expense$1,392,0003,079
Net interest income$1,448,0003,574
Provision for loan and lease losses$30,0004,346
Total noninterest income$191,0004,094
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$68,0004,202
Trading account gains and fees$0158
Additional Noninterest Income$123,0003,399
Total noninterest expense$1,337,0003,399
Salaries and employee benefits$701,0003,538
Premises and equipment expense$119,0004,656
Additional noninterest expense$517,0002,645
Pre-tax net operating income$272,0004,370
Securities gains (losses)$02,688
Applicable income taxes$94,0002,868
Income before extraordinary items$178,0004,916
Extraordinary gains, net$015
Net income$178,0004,921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$178,0004,799
2007-12-31 (YTD Data)Rank
Total interest income$10,404,0003,678
Total interest expense$5,193,0003,373
Net interest income$5,211,0003,871
Provision for loan and lease losses$90,0005,036
Total noninterest income$516,0004,971
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$238,0004,556
Trading account gains and fees$0178
Additional Noninterest Income$278,0004,388
Total noninterest expense$4,867,0003,520
Salaries and employee benefits$2,790,0003,424
Premises and equipment expense$374,0005,226
Additional noninterest expense$1,703,0003,078
Pre-tax net operating income$770,0005,249
Securities gains (losses)$-21,0007,772
Applicable income taxes$261,0003,554
Income before extraordinary items$488,0005,719
Extraordinary gains, net$039
Net income$488,0005,719
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,999
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$501,6505,659
2007-09-30 (YTD Data)Rank
Total interest income$7,620,0003,743
Total interest expense$3,816,0003,419
Net interest income$3,804,0003,966
Provision for loan and lease losses$60,0004,834
Total noninterest income$334,0005,316
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$172,0004,660
Trading account gains and fees$0184
Additional Noninterest Income$162,0004,920
Total noninterest expense$3,259,0003,856
Salaries and employee benefits$1,921,0003,639
Premises and equipment expense$275,0005,269
Additional noninterest expense$1,063,0003,533
Pre-tax net operating income$819,0004,791
Securities gains (losses)$-18,0007,926
Applicable income taxes$276,0003,310
Income before extraordinary items$525,0005,279
Extraordinary gains, net$033
Net income$525,0005,279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,430
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$536,8805,220
2007-06-30 (YTD Data)Rank
Total interest income$4,981,0003,798
Total interest expense$2,480,0003,478
Net interest income$2,501,0004,021
Provision for loan and lease losses$30,0004,873
Total noninterest income$210,0005,476
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$106,0004,826
Trading account gains and fees$0168
Additional Noninterest Income$104,0005,056
Total noninterest expense$2,103,0003,975
Salaries and employee benefits$1,246,0003,756
Premises and equipment expense$187,0005,229
Additional noninterest expense$670,0003,681
Pre-tax net operating income$578,0004,757
Securities gains (losses)$01,444
Applicable income taxes$199,0003,277
Income before extraordinary items$379,0005,183
Extraordinary gains, net$029
Net income$379,0005,184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,601
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$379,0005,172
2007-03-31 (YTD Data)Rank
Total interest income$2,423,0003,861
Total interest expense$1,207,0003,520
Net interest income$1,216,0004,108
Provision for loan and lease losses$15,0004,592
Total noninterest income$98,0005,587
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$47,0005,004
Trading account gains and fees$0195
Additional Noninterest Income$51,0005,068
Total noninterest expense$1,026,0004,068
Salaries and employee benefits$608,0003,858
Premises and equipment expense$97,0005,145
Additional noninterest expense$321,0003,767
Pre-tax net operating income$273,0004,868
Securities gains (losses)$01,187
Applicable income taxes$93,0003,366
Income before extraordinary items$180,0005,289
Extraordinary gains, net$022
Net income$180,0005,289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,204
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$180,0005,272
2006-12-31 (YTD Data)Rank
Total interest income$9,822,0003,629
Total interest expense$4,651,0003,210
Net interest income$5,171,0003,911
Provision for loan and lease losses$120,0004,374
Total noninterest income$275,0006,346
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$159,0005,413
Trading account gains and fees$0130
Additional Noninterest Income$116,0006,074
Total noninterest expense$3,948,0004,036
Salaries and employee benefits$2,457,0003,661
Premises and equipment expense$389,0005,018
Additional noninterest expense$1,102,0004,203
Pre-tax net operating income$1,378,0004,483
Securities gains (losses)$-51,0007,950
Applicable income taxes$476,0003,221
Income before extraordinary items$851,0005,078
Extraordinary gains, net$051
Net income$851,0005,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,784
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$883,6404,982
2006-09-30 (YTD Data)Rank
Total interest income$7,269,0003,634
Total interest expense$3,420,0003,164
Net interest income$3,849,0003,958
Provision for loan and lease losses$90,0004,225
Total noninterest income$200,0006,461
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$112,0005,593
Trading account gains and fees$0126
Additional Noninterest Income$88,0006,064
Total noninterest expense$2,940,0004,036
Salaries and employee benefits$1,847,0003,654
Premises and equipment expense$304,0004,894
Additional noninterest expense$789,0004,311
Pre-tax net operating income$1,019,0004,672
Securities gains (losses)$-51,0008,182
Applicable income taxes$471,0002,940
Income before extraordinary items$497,0005,775
Extraordinary gains, net$045
Net income$497,0005,777
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$529,6405,635
2006-06-30 (YTD Data)Rank
Total interest income$4,798,0003,611
Total interest expense$2,215,0003,131
Net interest income$2,583,0003,953
Provision for loan and lease losses$60,0004,062
Total noninterest income$120,0006,678
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$73,0005,645
Trading account gains and fees$0126
Additional Noninterest Income$47,0006,470
Total noninterest expense$2,107,0003,839
Salaries and employee benefits$1,250,0003,619
Premises and equipment expense$214,0004,729
Additional noninterest expense$643,0003,710
Pre-tax net operating income$536,0005,253
Securities gains (losses)$-51,0008,369
Applicable income taxes$301,0003,037
Income before extraordinary items$184,0006,874
Extraordinary gains, net$039
Net income$184,0006,878
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$216,6406,623
2006-03-31 (YTD Data)Rank
Total interest income$2,373,0003,572
Total interest expense$1,079,0003,062
Net interest income$1,294,0003,950
Provision for loan and lease losses$30,0003,822
Total noninterest income$65,0006,474
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$37,0005,553
Trading account gains and fees$0115
Additional Noninterest Income$28,0006,187
Total noninterest expense$1,021,0003,966
Salaries and employee benefits$627,0003,635
Premises and equipment expense$106,0004,775
Additional noninterest expense$288,0004,029
Pre-tax net operating income$308,0004,902
Securities gains (losses)$-51,0008,572
Applicable income taxes$188,0002,696
Income before extraordinary items$69,0007,208
Extraordinary gains, net$021
Net income$69,0007,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$101,6406,719
2005-12-31 (YTD Data)Rank
Total interest income$8,435,0003,599
Total interest expense$3,431,0002,988
Net interest income$5,004,0003,945
Provision for loan and lease losses$60,0005,443
Total noninterest income$302,0006,313
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$133,0005,840
Trading account gains and fees$0138
Additional Noninterest Income$169,0005,520
Total noninterest expense$4,184,0003,734
Salaries and employee benefits$2,332,0003,678
Premises and equipment expense$330,0005,470
Additional noninterest expense$1,522,0003,194
Pre-tax net operating income$1,062,0005,197
Securities gains (losses)$02,296
Applicable income taxes$342,0003,934
Income before extraordinary items$720,0005,610
Extraordinary gains, net$046
Net income$720,0005,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$720,0005,579
2005-09-30 (YTD Data)Rank
Total interest income$6,082,0003,662
Total interest expense$2,383,0003,038
Net interest income$3,699,0003,987
Provision for loan and lease losses$45,0005,313
Total noninterest income$232,0006,290
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$98,0005,896
Trading account gains and fees$0126
Additional Noninterest Income$134,0005,406
Total noninterest expense$3,051,0003,790
Salaries and employee benefits$1,682,0003,769
Premises and equipment expense$227,0005,711
Additional noninterest expense$1,142,0003,154
Pre-tax net operating income$835,0005,228
Securities gains (losses)$02,317
Applicable income taxes$264,0004,002
Income before extraordinary items$571,0005,583
Extraordinary gains, net$035
Net income$571,0005,586
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,463
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$571,0005,545
2005-06-30 (YTD Data)Rank
Total interest income$3,909,0003,707
Total interest expense$1,492,0003,053
Net interest income$2,417,0004,035
Provision for loan and lease losses$30,0005,130
Total noninterest income$170,0006,090
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$66,0005,832
Trading account gains and fees$0116
Additional Noninterest Income$104,0005,107
Total noninterest expense$2,056,0003,733
Salaries and employee benefits$1,085,0003,844
Premises and equipment expense$149,0005,729
Additional noninterest expense$822,0002,950
Pre-tax net operating income$501,0005,484
Securities gains (losses)$02,146
Applicable income taxes$150,0004,247
Income before extraordinary items$351,0005,775
Extraordinary gains, net$030
Net income$351,0005,778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,238
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$351,0005,733
2005-03-31 (YTD Data)Rank
Total interest income$1,886,0003,768
Total interest expense$716,0003,059
Net interest income$1,170,0004,145
Provision for loan and lease losses$15,0004,875
Total noninterest income$83,0006,080
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$37,0005,594
Trading account gains and fees$0115
Additional Noninterest Income$46,0005,356
Total noninterest expense$1,003,0003,838
Salaries and employee benefits$504,0004,068
Premises and equipment expense$80,0005,566
Additional noninterest expense$419,0002,900
Pre-tax net operating income$235,0005,595
Securities gains (losses)$01,685
Applicable income taxes$66,0004,377
Income before extraordinary items$169,0005,821
Extraordinary gains, net$024
Net income$169,0005,822
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$169,0005,785
2004-12-31 (YTD Data)Rank
Total interest income$7,224,0003,719
Total interest expense$2,244,0003,320
Net interest income$4,980,0003,810
Provision for loan and lease losses$12,0006,941
Total noninterest income$313,0006,311
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$144,0005,867
Trading account gains and fees$0138
Additional Noninterest Income$169,0005,457
Total noninterest expense$3,579,0004,096
Salaries and employee benefits$1,869,0004,213
Premises and equipment expense$314,0005,544
Additional noninterest expense$1,396,0003,307
Pre-tax net operating income$1,702,0003,925
Securities gains (losses)$03,819
Applicable income taxes$595,0003,046
Income before extraordinary items$1,107,0004,411
Extraordinary gains, net$034
Net income$1,107,0004,412
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0008,264
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,107,0004,343
2004-09-30 (YTD Data)Rank
Total interest income$5,351,0003,726
Total interest expense$1,588,0003,442
Net interest income$3,763,0003,781
Provision for loan and lease losses$9,0006,765
Total noninterest income$233,0006,368
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$108,0005,910
Trading account gains and fees$0134
Additional Noninterest Income$125,0005,493
Total noninterest expense$2,652,0004,108
Salaries and employee benefits$1,401,0004,171
Premises and equipment expense$240,0005,479
Additional noninterest expense$1,011,0003,396
Pre-tax net operating income$1,335,0003,881
Securities gains (losses)$-1,0008,079
Applicable income taxes$470,0003,011
Income before extraordinary items$864,0004,393
Extraordinary gains, net$026
Net income$864,0004,394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0008,126
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$864,6504,319
2004-06-30 (YTD Data)Rank
Total interest income$3,481,0003,790
Total interest expense$992,0003,624
Net interest income$2,489,0003,795
Provision for loan and lease losses$6,0006,548
Total noninterest income$137,0006,657
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$72,0005,920
Trading account gains and fees$0130
Additional Noninterest Income$65,0005,981
Total noninterest expense$1,799,0004,078
Salaries and employee benefits$939,0004,171
Premises and equipment expense$163,0005,430
Additional noninterest expense$697,0003,322
Pre-tax net operating income$821,0004,040
Securities gains (losses)$03,413
Applicable income taxes$283,0003,177
Income before extraordinary items$538,0004,546
Extraordinary gains, net$021
Net income$538,0004,547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0008,060
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$538,0004,457
2004-03-31 (YTD Data)Rank
Total interest income$1,718,0003,843
Total interest expense$474,0003,810
Net interest income$1,244,0003,780
Provision for loan and lease losses$3,0006,219
Total noninterest income$66,0006,695
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$33,0006,033
Trading account gains and fees$0121
Additional Noninterest Income$33,0005,928
Total noninterest expense$908,0004,064
Salaries and employee benefits$452,0004,342
Premises and equipment expense$84,0005,376
Additional noninterest expense$372,0003,116
Pre-tax net operating income$399,0004,098
Securities gains (losses)$02,934
Applicable income taxes$144,0003,165
Income before extraordinary items$255,0004,701
Extraordinary gains, net$016
Net income$255,0004,700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,405
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$255,0004,575
2003-12-31 (YTD Data)Rank
Total interest income$6,400,0004,106
Total interest expense$1,964,0004,088
Net interest income$4,436,0004,036
Provision for loan and lease losses$48,0006,339
Total noninterest income$565,0005,119
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$121,0006,263
Trading account gains and fees$0160
Additional Noninterest Income$444,0003,781
Total noninterest expense$3,309,0004,306
Salaries and employee benefits$1,666,0004,504
Premises and equipment expense$362,0005,061
Additional noninterest expense$1,281,0003,533
Pre-tax net operating income$1,644,0003,880
Securities gains (losses)$-1,0008,546
Applicable income taxes$625,0002,976
Income before extraordinary items$1,018,0004,600
Extraordinary gains, net$054
Net income$1,018,0004,601
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-202,0009,106
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,018,6404,422
2003-09-30 (YTD Data)Rank
Total interest income$4,811,0004,144
Total interest expense$1,489,0004,167
Net interest income$3,322,0004,060
Provision for loan and lease losses$45,0005,860
Total noninterest income$464,0004,940
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$86,0006,393
Trading account gains and fees$0153
Additional Noninterest Income$378,0003,633
Total noninterest expense$2,536,0004,220
Salaries and employee benefits$1,269,0004,443
Premises and equipment expense$274,0005,023
Additional noninterest expense$993,0003,419
Pre-tax net operating income$1,205,0004,058
Securities gains (losses)$04,204
Applicable income taxes$459,0003,176
Income before extraordinary items$746,0004,790
Extraordinary gains, net$040
Net income$746,0004,791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-48,0008,937
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$746,0004,603
2003-06-30 (YTD Data)Rank
Total interest income$3,211,0004,182
Total interest expense$1,007,0004,232
Net interest income$2,204,0004,079
Provision for loan and lease losses$30,0005,740
Total noninterest income$566,0003,488
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$52,0006,525
Trading account gains and fees$0150
Additional Noninterest Income$514,0002,408
Total noninterest expense$1,710,0004,173
Salaries and employee benefits$858,0004,401
Premises and equipment expense$193,0004,808
Additional noninterest expense$659,0003,410
Pre-tax net operating income$1,030,0003,458
Securities gains (losses)$03,782
Applicable income taxes$398,0002,705
Income before extraordinary items$632,0004,142
Extraordinary gains, net$030
Net income$632,0004,141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-31,0008,877
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$632,0003,950
2003-03-31 (YTD Data)Rank
Total interest income$1,643,0004,132
Total interest expense$511,0004,274
Net interest income$1,132,0004,004
Provision for loan and lease losses$15,0005,504
Total noninterest income$341,0002,960
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$27,0006,433
Trading account gains and fees$0134
Additional Noninterest Income$314,0002,047
Total noninterest expense$848,0004,190
Salaries and employee benefits$426,0004,425
Premises and equipment expense$98,0004,773
Additional noninterest expense$324,0003,410
Pre-tax net operating income$610,0003,041
Securities gains (losses)$02,891
Applicable income taxes$233,0002,441
Income before extraordinary items$377,0003,625
Extraordinary gains, net$021
Net income$377,0003,623
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0008,819
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$377,0003,449
2002-12-31 (YTD Data)Rank
Total interest income$6,474,0004,312
Total interest expense$2,244,0004,455
Net interest income$4,230,0004,173
Provision for loan and lease losses$32,0007,161
Total noninterest income$711,0004,292
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$90,0006,759
Trading account gains and fees$0153
Additional Noninterest Income$621,0002,905
Total noninterest expense$2,969,0004,493
Salaries and employee benefits$1,499,0004,703
Premises and equipment expense$356,0005,041
Additional noninterest expense$1,114,0003,834
Pre-tax net operating income$1,940,0003,501
Securities gains (losses)$5,0003,957
Applicable income taxes$721,0002,787
Income before extraordinary items$1,224,0004,029
Extraordinary gains, net$070
Net income$1,224,0004,029
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0004,530
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,220,8003,932
2001-12-31 (YTD Data)Rank
Total interest income$6,299,0004,796
Total interest expense$2,774,0005,028
Net interest income$3,525,0004,530
Provision for loan and lease losses$1,199,0001,097
Total noninterest income$115,0008,307
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$69,0007,188
Trading account gains and fees$0177
Additional Noninterest Income$46,0007,791
Total noninterest expense$2,558,0004,884
Salaries and employee benefits$1,297,0005,039
Premises and equipment expense$287,0005,667
Additional noninterest expense$974,0004,157
Pre-tax net operating income$-117,0008,882
Securities gains (losses)$72,0002,029
Applicable income taxes$-36,0009,116
Income before extraordinary items$-9,0008,829
Extraordinary gains, net$0105
Net income$-9,0008,829
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,118,000866
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-55,0808,834
2000-12-31 (YTD Data)Rank
Total interest income$5,755,0005,223
Total interest expense$2,381,0005,736
Net interest income$3,374,0004,738
Provision for loan and lease losses$95,0005,433
Total noninterest income$123,0008,253
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$56,0007,489
Trading account gains and feesNANA
Additional Noninterest Income$67,0007,272
Total noninterest expense$2,281,0005,189
Salaries and employee benefits$1,206,0005,205
Premises and equipment expense$249,0006,065
Additional noninterest expense$826,0004,627
Pre-tax net operating income$1,121,0004,935
Securities gains (losses)$-8,0008,215
Applicable income taxes$402,0003,973
Income before extraordinary items$711,0005,377
Extraordinary gains, net$038
Net income$711,0005,377
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,934
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$716,1205,363
1999-12-31 (YTD Data)Rank
Total interest income$4,990,0005,588
Total interest expense$2,014,0005,974
Net interest income$2,976,0005,191
Provision for loan and lease losses$24,0007,475
Total noninterest income$233,0007,116
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$55,0007,711
Trading account gains and feesNANA
Additional Noninterest Income$178,0005,203
Total noninterest expense$2,111,0005,481
Salaries and employee benefits$1,102,0005,484
Premises and equipment expense$233,0006,289
Additional noninterest expense$776,0004,903
Pre-tax net operating income$1,074,0005,091
Securities gains (losses)$-132,0009,991
Applicable income taxes$312,0004,726
Income before extraordinary items$630,0005,757
Extraordinary gains, net$035
Net income$630,0005,755
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0004,940
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$718,4405,358
1998-12-31 (YTD Data)Rank
Total interest income$4,837,0005,808
Total interest expense$2,004,0006,190
Net interest income$2,833,0005,355
Provision for loan and lease losses$75,0005,712
Total noninterest income$118,0008,721
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$55,0007,918
Trading account gains and feesNANA
Additional Noninterest Income$63,0007,707
Total noninterest expense$1,892,0005,808
Salaries and employee benefits$1,010,0005,754
Premises and equipment expense$215,0006,507
Additional noninterest expense$667,0005,349
Pre-tax net operating income$984,0005,464
Securities gains (losses)$-75,00010,390
Applicable income taxes$355,0004,722
Income before extraordinary items$554,0006,299
Extraordinary gains, net$032
Net income$554,0006,298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0003,945
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$602,0005,942
1997-12-31 (YTD Data)Rank
Total interest income$4,411,0006,305
Total interest expense$1,797,0006,695
Net interest income$2,614,0005,874
Provision for loan and lease losses$63,0006,100
Total noninterest income$121,0009,049
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$58,0008,201
Trading account gains and feesNANA
Additional Noninterest Income$63,0007,914
Total noninterest expense$1,687,0006,331
Salaries and employee benefits$944,0006,088
Premises and equipment expense$208,0006,702
Additional noninterest expense$535,0006,231
Pre-tax net operating income$985,0005,875
Securities gains (losses)$-155,00010,813
Applicable income taxes$348,0005,329
Income before extraordinary items$482,0007,086
Extraordinary gains, net$044
Net income$482,0007,088
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0007,092
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$581,2006,416
1996-12-31 (YTD Data)Rank
Total interest income$4,196,0006,680
Total interest expense$1,648,0007,216
Net interest income$2,548,0006,116
Provision for loan and lease losses$257,0002,894
Total noninterest income$176,0008,587
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$60,0008,549
Trading account gains and feesNANA
Additional Noninterest Income$116,0006,703
Total noninterest expense$1,624,0006,777
Salaries and employee benefits$907,0006,424
Premises and equipment expense$211,0006,844
Additional noninterest expense$506,0007,006
Pre-tax net operating income$843,0006,322
Securities gains (losses)$-4,0009,823
Applicable income taxes$363,0005,207
Income before extraordinary items$476,0007,068
Extraordinary gains, net$053
Net income$476,0007,071
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$200,0002,671
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$478,5606,987
1995-12-31 (YTD Data)Rank
Total interest income$3,812,0007,199
Total interest expense$1,577,0007,487
Net interest income$2,235,0006,807
Provision for loan and lease losses$49,0006,287
Total noninterest income$141,0009,468
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$54,0009,123
Trading account gains and feesNANA
Additional Noninterest Income$87,0007,676
Total noninterest expense$1,752,0006,593
Salaries and employee benefits$845,0006,852
Premises and equipment expense$178,0007,647
Additional noninterest expense$729,0005,663
Pre-tax net operating income$575,0008,022
Securities gains (losses)$-174,00011,649
Applicable income taxes$164,0008,034
Income before extraordinary items$237,0009,537
Extraordinary gains, net$065
Net income$237,0009,542
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0005,140
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$348,3608,475
1994-12-31 (YTD Data)Rank
Total interest income$3,717,0007,043
Total interest expense$1,425,0007,119
Net interest income$2,292,0006,879
Provision for loan and lease losses$24,0007,499
Total noninterest income$185,0009,009
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$60,0009,344
Trading account gains and feesNANA
Additional Noninterest Income$125,0006,797
Total noninterest expense$1,602,0007,292
Salaries and employee benefits$735,0007,631
Premises and equipment expense$187,0007,705
Additional noninterest expense$680,0006,470
Pre-tax net operating income$851,0006,627
Securities gains (losses)$20,0001,779
Applicable income taxes$353,0005,236
Income before extraordinary items$518,0007,168
Extraordinary gains, net$0249
Net income$518,0007,177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,524
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$505,2007,304
1993-12-31 (YTD Data)Rank
Total interest income$4,233,0006,598
Total interest expense$1,587,0006,914
Net interest income$2,646,0006,261
Provision for loan and lease losses$24,0008,778
Total noninterest income$107,00011,152
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$52,0009,975
Trading account gains and feesNANA
Additional Noninterest Income$55,0009,815
Total noninterest expense$1,592,0007,528
Salaries and employee benefits$684,0008,106
Premises and equipment expense$178,0008,187
Additional noninterest expense$730,0006,364
Pre-tax net operating income$1,137,0005,392
Securities gains (losses)$-10,00012,776
Applicable income taxes$424,0004,798
Income before extraordinary items$703,0006,094
Extraordinary gains, net$03,149
Net income$703,0006,265
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0007,819
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$709,4005,785
1992-12-31 (YTD Data)Rank
Total interest income$4,591,0006,780
Total interest expense$2,361,0006,264
Net interest income$2,230,0007,175
Provision for loan and lease losses$256,0004,523
Total noninterest income$247,0008,545
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$51,00010,268
Trading account gains and feesNANA
Additional Noninterest Income$196,0005,740
Total noninterest expense$1,926,0006,579
Salaries and employee benefits$714,0007,885
Premises and equipment expense$201,0007,807
Additional noninterest expense$1,011,0005,011
Pre-tax net operating income$295,00010,184
Securities gains (losses)$183,0002,134
Applicable income taxes$292,0006,046
Income before extraordinary items$186,00010,792
Extraordinary gains, net$01,422
Net income$186,00010,899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0005,743
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$68,88012,082

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.