Mechanics Bank, Cayucos Branch

Name:Mechanics Bank, Cayucos Branch
Full Service Brick and Mortar Office
Review:3 client reviews
Location:107 North Ocean Avenue
Cayucos, CA 93430

San Luis Obispo County
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Phone:805-995-3671
FDIC Cert:#1768
Established:1965-12-21


The Bank

Name:Mechanics Bank
Concentration:Commercial Lending Specialization
Established:1905-01-01
FDIC Insurance:1934-01-01
Holden By:2011 Tcrt
Charter Class:Commercial bank, state charter and Fed nonmember, supervised by the FDIC
# of Branches:129, view all, view on map
Website:www.mechanicsbank.com
Total Assets:$18,900,207,000
Total Deposits:$16,372,365,000
Total Equity Capital:$2,297,201,000
Total Domestic Office Deposits:$16,372,365,000
Net Income:$50,354,000
Quarterly Net Income:$50,354,000
Return on Assets:1%
Quarterly Return on Assets:1%
Return on Equity:9%
Quarterly Return on Equity:9%
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Client Review

3 client reviews of Mechanics Bank scored 2.5 out of 5.

George Gordus
Overall Rating
Office Environment & Staff
Waiting Time
Other Services
by Greengiant, Jul. 15, 2022

I expect a Bank to be open in the afternoon.
Not closing for a one hour lunch.

* this reviewer has be with this bank for 1 - 3 years
* this reviewer had 1 - 2 banks before.
* this review was made on Mechanics Bank, Fresno Branch at Fresno, CA
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An outstanding financial institution
Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
Other Services
by DavidB, Jul. 10, 2020

Jenna who is the branch manager to top notch. She and her staff have been very helpful with some out of country transactions and a variety of other transactions.  I wouldn't expect to be reviewing a bank under normal circumstances, but Jenna and her employees are simply the best of any financial institution with which I have had dealing over a substantial period of time.

* this reviewer has be with this bank for >10 years
* this reviewer had 6 - 10 banks before.
* this review was made on Mechanics Bank, Orcutt-Oak Knolls Branch at Santa Maria, CA
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President of Hydrogen Garage
Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
Other Services
by broandrew58, Jun. 04, 2020

Mechanics Bank has no more online banking services.
No one helps you, you get put on hold. It worked great for 40 years as Mid State bank to Rabobank an now Mechanics bank without a wrench.

* this reviewer has be with this bank for >10 years
* this reviewer had 1 - 2 banks before.
* this review was made on Mechanics Bank, San Luis Obispo Branch at San Luis Obispo, CA
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