Home > Mechanics Bank > Income and Expense
Mechanics Bank, Income and Expense
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $7,827,000 | 1,471 |
| Total interest expense | $2,436,000 | 1,657 |
| Net interest income | $5,391,000 | 1,359 |
| Provision for loan and lease losses | $-28,000 | 4,240 |
| Total noninterest income | $1,497,000 | 1,042 |
| Gross Fiduciary activities income | $391,000 | 454 |
| Service charges on deposit accounts | $204,000 | 1,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $902,000 | 1,055 |
| Total noninterest expense | $5,656,000 | 1,129 |
| Salaries and employee benefits | $3,124,000 | 1,150 |
| Premises and equipment expense | $744,000 | 907 |
| Additional noninterest expense | $902,000 | 1,055 |
| Pre-tax net operating income | $1,260,000 | 1,787 |
| Securities gains (losses) | $6,000 | 419 |
| Applicable income taxes | $247,000 | 1,385 |
| Income before extraordinary items | $1,019,000 | 1,862 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,019,000 | 1,886 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,019,000 | 1,862 |
| Net charge-offs | $3,000 | 1,876 |
| Cash dividends | $375,000 | 1,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $1,014,200 | 1,873 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $27,820,000 | 1,496 |
| Total interest expense | $4,722,000 | 2,080 |
| Net interest income | $23,098,000 | 1,290 |
| Provision for loan and lease losses | $248,000 | 1,832 |
| Total noninterest income | $5,844,000 | 1,071 |
| Gross Fiduciary activities income | $1,428,000 | 451 |
| Service charges on deposit accounts | $867,000 | 1,116 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,549,000 | 1,130 |
| Total noninterest expense | $21,412,000 | 1,146 |
| Salaries and employee benefits | $11,605,000 | 1,197 |
| Premises and equipment expense | $3,090,000 | 840 |
| Additional noninterest expense | $3,549,000 | 1,130 |
| Pre-tax net operating income | $7,282,000 | 1,498 |
| Securities gains (losses) | $78,000 | 300 |
| Applicable income taxes | $1,477,000 | 1,197 |
| Income before extraordinary items | $5,883,000 | 1,540 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,883,000 | 1,555 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $5,883,000 | 1,543 |
| Net charge-offs | $36,000 | 1,953 |
| Cash dividends | $1,951,000 | 1,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $5,820,600 | 1,589 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $20,320,000 | 1,493 |
| Total interest expense | $2,777,000 | 2,248 |
| Net interest income | $17,543,000 | 1,279 |
| Provision for loan and lease losses | $86,000 | 2,235 |
| Total noninterest income | $4,313,000 | 1,090 |
| Gross Fiduciary activities income | $1,060,000 | 450 |
| Service charges on deposit accounts | $654,000 | 1,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,599,000 | 1,144 |
| Total noninterest expense | $16,145,000 | 1,142 |
| Salaries and employee benefits | $8,876,000 | 1,174 |
| Premises and equipment expense | $2,246,000 | 872 |
| Additional noninterest expense | $2,599,000 | 1,144 |
| Pre-tax net operating income | $5,625,000 | 1,515 |
| Securities gains (losses) | $42,000 | 279 |
| Applicable income taxes | $1,129,000 | 1,198 |
| Income before extraordinary items | $4,538,000 | 1,565 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,538,000 | 1,579 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,538,000 | 1,565 |
| Net charge-offs | $35,000 | 1,636 |
| Cash dividends | $1,576,000 | 1,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $4,504,400 | 1,599 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $13,252,000 | 1,484 |
| Total interest expense | $1,436,000 | 2,396 |
| Net interest income | $11,816,000 | 1,270 |
| Provision for loan and lease losses | $72,000 | 2,020 |
| Total noninterest income | $2,849,000 | 1,038 |
| Gross Fiduciary activities income | $704,000 | 446 |
| Service charges on deposit accounts | $428,000 | 1,105 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,717,000 | 1,090 |
| Total noninterest expense | $10,710,000 | 1,132 |
| Salaries and employee benefits | $5,925,000 | 1,163 |
| Premises and equipment expense | $1,477,000 | 870 |
| Additional noninterest expense | $1,717,000 | 1,089 |
| Pre-tax net operating income | $3,883,000 | 1,468 |
| Securities gains (losses) | $31,000 | 356 |
| Applicable income taxes | $804,000 | 1,161 |
| Income before extraordinary items | $3,110,000 | 1,521 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,110,000 | 1,539 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,110,000 | 1,521 |
| Net charge-offs | $14,000 | 1,687 |
| Cash dividends | $751,000 | 1,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,085,510 | 1,550 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $6,503,000 | 1,485 |
| Total interest expense | $465,000 | 2,711 |
| Net interest income | $6,038,000 | 1,254 |
| Provision for loan and lease losses | $-40,000 | 4,495 |
| Total noninterest income | $1,357,000 | 1,082 |
| Gross Fiduciary activities income | $337,000 | 461 |
| Service charges on deposit accounts | $211,000 | 1,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $809,000 | 1,126 |
| Total noninterest expense | $5,256,000 | 1,168 |
| Salaries and employee benefits | $2,947,000 | 1,194 |
| Premises and equipment expense | $730,000 | 905 |
| Additional noninterest expense | $809,000 | 1,126 |
| Pre-tax net operating income | $2,179,000 | 1,374 |
| Securities gains (losses) | $20,000 | 439 |
| Applicable income taxes | $452,000 | 1,104 |
| Income before extraordinary items | $1,747,000 | 1,426 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,747,000 | 1,426 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,747,000 | 1,426 |
| Net charge-offs | $17,000 | 1,170 |
| Cash dividends | $375,000 | 1,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,731,200 | 1,450 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $24,038,000 | 1,347 |
| Total interest expense | $946,000 | 2,487 |
| Net interest income | $23,092,000 | 1,282 |
| Provision for loan and lease losses | $200,000 | 1,781 |
| Total noninterest income | $5,297,000 | 1,170 |
| Gross Fiduciary activities income | $1,356,000 | 469 |
| Service charges on deposit accounts | $784,000 | 1,228 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,157,000 | 1,214 |
| Total noninterest expense | $19,291,000 | 1,219 |
| Salaries and employee benefits | $10,513,000 | 1,270 |
| Premises and equipment expense | $2,773,000 | 928 |
| Additional noninterest expense | $3,157,000 | 1,214 |
| Pre-tax net operating income | $8,898,000 | 1,385 |
| Securities gains (losses) | $-11,000 | 3,459 |
| Applicable income taxes | $1,830,000 | 1,144 |
| Income before extraordinary items | $7,057,000 | 1,440 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,057,000 | 1,439 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $7,057,000 | 1,440 |
| Net charge-offs | $140,000 | 1,083 |
| Cash dividends | $1,440,000 | 1,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $7,065,690 | 1,461 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $17,398,000 | 1,330 |
| Total interest expense | $742,000 | 2,133 |
| Net interest income | $16,656,000 | 1,302 |
| Provision for loan and lease losses | $123,000 | 1,765 |
| Total noninterest income | $3,930,000 | 1,179 |
| Gross Fiduciary activities income | $1,024,000 | 473 |
| Service charges on deposit accounts | $580,000 | 1,256 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,326,000 | 1,258 |
| Total noninterest expense | $14,065,000 | 1,235 |
| Salaries and employee benefits | $7,600,000 | 1,300 |
| Premises and equipment expense | $2,058,000 | 924 |
| Additional noninterest expense | $2,326,000 | 1,258 |
| Pre-tax net operating income | $6,398,000 | 1,412 |
| Securities gains (losses) | $-25,000 | 3,986 |
| Applicable income taxes | $1,311,000 | 1,171 |
| Income before extraordinary items | $5,062,000 | 1,473 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,062,000 | 1,473 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $5,062,000 | 1,473 |
| Net charge-offs | $108,000 | 903 |
| Cash dividends | $1,000,000 | 1,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $5,081,750 | 1,499 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $11,136,000 | 1,345 |
| Total interest expense | $536,000 | 1,870 |
| Net interest income | $10,600,000 | 1,321 |
| Provision for loan and lease losses | $61,000 | 1,762 |
| Total noninterest income | $2,613,000 | 1,168 |
| Gross Fiduciary activities income | $702,000 | 432 |
| Service charges on deposit accounts | $372,000 | 1,264 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,539,000 | 1,294 |
| Total noninterest expense | $9,235,000 | 1,246 |
| Salaries and employee benefits | $4,967,000 | 1,318 |
| Premises and equipment expense | $1,345,000 | 929 |
| Additional noninterest expense | $2,923,000 | 1,179 |
| Pre-tax net operating income | $3,917,000 | 1,433 |
| Securities gains (losses) | $-26,000 | 4,134 |
| Applicable income taxes | $801,000 | 1,170 |
| Income before extraordinary items | $3,090,000 | 1,497 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,090,000 | 1,496 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,090,000 | 1,497 |
| Net charge-offs | $-3,000 | 3,282 |
| Cash dividends | $700,000 | 1,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,110,540 | 1,527 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $5,361,000 | 1,351 |
| Total interest expense | $299,000 | 1,685 |
| Net interest income | $5,062,000 | 1,334 |
| Provision for loan and lease losses | $34,000 | 1,525 |
| Total noninterest income | $1,266,000 | 1,196 |
| Gross Fiduciary activities income | $352,000 | 434 |
| Service charges on deposit accounts | $173,000 | 1,327 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $741,000 | 1,325 |
| Total noninterest expense | $4,573,000 | 1,251 |
| Salaries and employee benefits | $2,455,000 | 1,330 |
| Premises and equipment expense | $680,000 | 932 |
| Additional noninterest expense | $1,438,000 | 1,179 |
| Pre-tax net operating income | $1,721,000 | 1,493 |
| Securities gains (losses) | $-15,000 | 4,305 |
| Applicable income taxes | $353,000 | 1,185 |
| Income before extraordinary items | $1,353,000 | 1,561 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,353,000 | 1,559 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,353,000 | 1,561 |
| Net charge-offs | $-2,000 | 3,266 |
| Cash dividends | $700,000 | 971 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,364,850 | 1,570 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $21,996,000 | 1,372 |
| Total interest expense | $2,229,000 | 1,213 |
| Net interest income | $19,767,000 | 1,380 |
| Provision for loan and lease losses | $393,000 | 1,226 |
| Total noninterest income | $5,089,000 | 1,300 |
| Gross Fiduciary activities income | $1,338,000 | 428 |
| Service charges on deposit accounts | $705,000 | 1,240 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,046,000 | 1,476 |
| Total noninterest expense | $17,650,000 | 1,284 |
| Salaries and employee benefits | $9,266,000 | 1,378 |
| Premises and equipment expense | $2,695,000 | 947 |
| Additional noninterest expense | $5,689,000 | 1,186 |
| Pre-tax net operating income | $6,813,000 | 1,664 |
| Securities gains (losses) | $50,000 | 1,125 |
| Applicable income taxes | $1,419,000 | 1,353 |
| Income before extraordinary items | $5,444,000 | 1,777 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,444,000 | 1,777 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,444,000 | 1,778 |
| Net charge-offs | $5,000 | 2,441 |
| Cash dividends | $1,559,000 | 1,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $5,404,500 | 1,752 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $16,435,000 | 1,402 |
| Total interest expense | $1,774,000 | 1,213 |
| Net interest income | $14,661,000 | 1,414 |
| Provision for loan and lease losses | $351,000 | 1,060 |
| Total noninterest income | $3,762,000 | 1,345 |
| Gross Fiduciary activities income | $975,000 | 431 |
| Service charges on deposit accounts | $519,000 | 1,256 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,268,000 | 1,538 |
| Total noninterest expense | $12,571,000 | 1,339 |
| Salaries and employee benefits | $6,483,000 | 1,460 |
| Premises and equipment expense | $2,017,000 | 957 |
| Additional noninterest expense | $4,071,000 | 1,233 |
| Pre-tax net operating income | $5,501,000 | 1,651 |
| Securities gains (losses) | $35,000 | 1,195 |
| Applicable income taxes | $1,134,000 | 1,367 |
| Income before extraordinary items | $4,402,000 | 1,751 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,402,000 | 1,749 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,402,000 | 1,751 |
| Net charge-offs | $11,000 | 1,949 |
| Cash dividends | $1,219,000 | 1,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $4,374,000 | 1,731 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $10,704,000 | 1,424 |
| Total interest expense | $1,219,000 | 1,224 |
| Net interest income | $9,485,000 | 1,435 |
| Provision for loan and lease losses | $303,000 | 861 |
| Total noninterest income | $2,446,000 | 1,356 |
| Gross Fiduciary activities income | $642,000 | 428 |
| Service charges on deposit accounts | $319,000 | 1,292 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,485,000 | 1,523 |
| Total noninterest expense | $8,241,000 | 1,350 |
| Salaries and employee benefits | $4,254,000 | 1,481 |
| Premises and equipment expense | $1,316,000 | 971 |
| Additional noninterest expense | $2,671,000 | 1,239 |
| Pre-tax net operating income | $3,387,000 | 1,706 |
| Securities gains (losses) | $25,000 | 1,111 |
| Applicable income taxes | $700,000 | 1,422 |
| Income before extraordinary items | $2,712,000 | 1,824 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,712,000 | 1,825 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,712,000 | 1,824 |
| Net charge-offs | $8,000 | 1,799 |
| Cash dividends | $879,000 | 1,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,692,250 | 1,804 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $5,297,000 | 1,430 |
| Total interest expense | $632,000 | 1,247 |
| Net interest income | $4,665,000 | 1,446 |
| Provision for loan and lease losses | $153,000 | 932 |
| Total noninterest income | $1,183,000 | 1,378 |
| Gross Fiduciary activities income | $301,000 | 440 |
| Service charges on deposit accounts | $157,000 | 1,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $725,000 | 1,551 |
| Total noninterest expense | $4,058,000 | 1,353 |
| Salaries and employee benefits | $2,102,000 | 1,487 |
| Premises and equipment expense | $670,000 | 963 |
| Additional noninterest expense | $1,286,000 | 1,266 |
| Pre-tax net operating income | $1,637,000 | 1,757 |
| Securities gains (losses) | $26,000 | 818 |
| Applicable income taxes | $338,000 | 1,421 |
| Income before extraordinary items | $1,325,000 | 1,866 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,325,000 | 1,865 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,325,000 | 1,866 |
| Net charge-offs | $1,000 | 1,805 |
| Cash dividends | $540,000 | 1,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,304,200 | 1,854 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $20,471,000 | 1,467 |
| Total interest expense | $2,802,000 | 1,574 |
| Net interest income | $17,669,000 | 1,434 |
| Provision for loan and lease losses | $648,000 | 2,002 |
| Total noninterest income | $4,153,000 | 1,426 |
| Gross Fiduciary activities income | $1,070,000 | 447 |
| Service charges on deposit accounts | $669,000 | 1,292 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,414,000 | 1,624 |
| Total noninterest expense | $16,230,000 | 1,317 |
| Salaries and employee benefits | $8,770,000 | 1,402 |
| Premises and equipment expense | $2,539,000 | 976 |
| Additional noninterest expense | $4,921,000 | 1,301 |
| Pre-tax net operating income | $4,944,000 | 1,796 |
| Securities gains (losses) | $7,000 | 2,384 |
| Applicable income taxes | $1,030,000 | 1,406 |
| Income before extraordinary items | $3,921,000 | 1,949 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,921,000 | 1,948 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,921,000 | 1,949 |
| Net charge-offs | $64,000 | 2,260 |
| Cash dividends | $1,249,000 | 1,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,915,470 | 1,901 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $15,192,000 | 1,485 |
| Total interest expense | $2,179,000 | 1,607 |
| Net interest income | $13,013,000 | 1,448 |
| Provision for loan and lease losses | $500,000 | 1,950 |
| Total noninterest income | $3,047,000 | 1,404 |
| Gross Fiduciary activities income | $785,000 | 446 |
| Service charges on deposit accounts | $487,000 | 1,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,775,000 | 1,598 |
| Total noninterest expense | $11,719,000 | 1,348 |
| Salaries and employee benefits | $6,264,000 | 1,434 |
| Premises and equipment expense | $1,846,000 | 990 |
| Additional noninterest expense | $3,609,000 | 1,305 |
| Pre-tax net operating income | $3,841,000 | 1,734 |
| Securities gains (losses) | $-20,000 | 4,856 |
| Applicable income taxes | $799,000 | 1,357 |
| Income before extraordinary items | $3,022,000 | 1,895 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,022,000 | 1,894 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,022,000 | 1,895 |
| Net charge-offs | $65,000 | 1,912 |
| Cash dividends | $912,000 | 1,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,037,800 | 1,842 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $10,044,000 | 1,511 |
| Total interest expense | $1,498,000 | 1,642 |
| Net interest income | $8,546,000 | 1,466 |
| Provision for loan and lease losses | $273,000 | 2,146 |
| Total noninterest income | $1,974,000 | 1,370 |
| Gross Fiduciary activities income | $513,000 | 453 |
| Service charges on deposit accounts | $324,000 | 1,321 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,137,000 | 1,546 |
| Total noninterest expense | $7,723,000 | 1,355 |
| Salaries and employee benefits | $4,115,000 | 1,449 |
| Premises and equipment expense | $1,228,000 | 985 |
| Additional noninterest expense | $2,380,000 | 1,301 |
| Pre-tax net operating income | $2,524,000 | 1,683 |
| Securities gains (losses) | $-19,000 | 4,849 |
| Applicable income taxes | $529,000 | 1,294 |
| Income before extraordinary items | $1,976,000 | 1,865 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,976,000 | 1,866 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,976,000 | 1,866 |
| Net charge-offs | $32,000 | 1,957 |
| Cash dividends | $607,000 | 1,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,991,010 | 1,816 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $5,120,000 | 1,481 |
| Total interest expense | $776,000 | 1,722 |
| Net interest income | $4,344,000 | 1,407 |
| Provision for loan and lease losses | $25,000 | 2,983 |
| Total noninterest income | $978,000 | 1,307 |
| Gross Fiduciary activities income | $242,000 | 466 |
| Service charges on deposit accounts | $195,000 | 1,315 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $541,000 | 1,438 |
| Total noninterest expense | $3,947,000 | 1,341 |
| Salaries and employee benefits | $2,120,000 | 1,427 |
| Premises and equipment expense | $637,000 | 983 |
| Additional noninterest expense | $1,190,000 | 1,315 |
| Pre-tax net operating income | $1,350,000 | 1,434 |
| Securities gains (losses) | $-28,000 | 4,905 |
| Applicable income taxes | $278,000 | 1,135 |
| Income before extraordinary items | $1,044,000 | 1,603 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,044,000 | 1,602 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,044,000 | 1,603 |
| Net charge-offs | $34,000 | 1,369 |
| Cash dividends | $304,000 | 1,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,066,120 | 1,554 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $20,696,000 | 1,474 |
| Total interest expense | $2,830,000 | 1,885 |
| Net interest income | $17,866,000 | 1,366 |
| Provision for loan and lease losses | $165,000 | 2,527 |
| Total noninterest income | $3,984,000 | 1,319 |
| Gross Fiduciary activities income | $1,018,000 | 454 |
| Service charges on deposit accounts | $912,000 | 1,199 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,054,000 | 1,511 |
| Total noninterest expense | $16,238,000 | 1,262 |
| Salaries and employee benefits | $8,458,000 | 1,392 |
| Premises and equipment expense | $2,457,000 | 999 |
| Additional noninterest expense | $5,323,000 | 1,179 |
| Pre-tax net operating income | $5,447,000 | 1,658 |
| Securities gains (losses) | $38,000 | 1,350 |
| Applicable income taxes | $1,099,000 | 1,347 |
| Income before extraordinary items | $4,386,000 | 1,768 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,386,000 | 1,770 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,386,000 | 1,770 |
| Net charge-offs | $81,000 | 2,344 |
| Cash dividends | $1,197,000 | 2,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,355,600 | 1,740 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $15,496,000 | 1,490 |
| Total interest expense | $2,062,000 | 1,931 |
| Net interest income | $13,434,000 | 1,369 |
| Provision for loan and lease losses | $142,000 | 2,308 |
| Total noninterest income | $2,959,000 | 1,309 |
| Gross Fiduciary activities income | $747,000 | 455 |
| Service charges on deposit accounts | $695,000 | 1,195 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,517,000 | 1,527 |
| Total noninterest expense | $12,043,000 | 1,282 |
| Salaries and employee benefits | $6,067,000 | 1,449 |
| Premises and equipment expense | $1,830,000 | 997 |
| Additional noninterest expense | $4,146,000 | 1,153 |
| Pre-tax net operating income | $4,208,000 | 1,652 |
| Securities gains (losses) | $36,000 | 1,199 |
| Applicable income taxes | $845,000 | 1,374 |
| Income before extraordinary items | $3,399,000 | 1,756 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,399,000 | 1,757 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,399,000 | 1,757 |
| Net charge-offs | $62,000 | 2,076 |
| Cash dividends | $894,000 | 1,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,370,200 | 1,737 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $10,272,000 | 1,498 |
| Total interest expense | $1,306,000 | 1,982 |
| Net interest income | $8,966,000 | 1,371 |
| Provision for loan and lease losses | $102,000 | 2,175 |
| Total noninterest income | $2,008,000 | 1,271 |
| Gross Fiduciary activities income | $505,000 | 454 |
| Service charges on deposit accounts | $465,000 | 1,191 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,038,000 | 1,462 |
| Total noninterest expense | $8,094,000 | 1,284 |
| Salaries and employee benefits | $3,942,000 | 1,483 |
| Premises and equipment expense | $1,179,000 | 1,030 |
| Additional noninterest expense | $2,973,000 | 1,100 |
| Pre-tax net operating income | $2,778,000 | 1,643 |
| Securities gains (losses) | $12,000 | 1,180 |
| Applicable income taxes | $554,000 | 1,362 |
| Income before extraordinary items | $2,236,000 | 1,750 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,236,000 | 1,750 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,236,000 | 1,750 |
| Net charge-offs | $28,000 | 2,198 |
| Cash dividends | $614,000 | 1,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,226,400 | 1,722 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,012,000 | 1,520 |
| Total interest expense | $604,000 | 2,048 |
| Net interest income | $4,408,000 | 1,395 |
| Provision for loan and lease losses | $48,000 | 2,110 |
| Total noninterest income | $988,000 | 1,248 |
| Gross Fiduciary activities income | $247,000 | 462 |
| Service charges on deposit accounts | $216,000 | 1,240 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $525,000 | 1,400 |
| Total noninterest expense | $4,035,000 | 1,278 |
| Salaries and employee benefits | $1,973,000 | 1,481 |
| Premises and equipment expense | $609,000 | 1,012 |
| Additional noninterest expense | $1,453,000 | 1,101 |
| Pre-tax net operating income | $1,313,000 | 1,688 |
| Securities gains (losses) | $12,000 | 677 |
| Applicable income taxes | $256,000 | 1,392 |
| Income before extraordinary items | $1,069,000 | 1,773 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,069,000 | 1,771 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,069,000 | 1,772 |
| Net charge-offs | $30,000 | 1,503 |
| Cash dividends | $333,000 | 1,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,059,280 | 1,770 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $19,117,000 | 1,503 |
| Total interest expense | $1,607,000 | 2,241 |
| Net interest income | $17,510,000 | 1,385 |
| Provision for loan and lease losses | $204,000 | 2,343 |
| Total noninterest income | $3,821,000 | 1,310 |
| Gross Fiduciary activities income | $990,000 | 463 |
| Service charges on deposit accounts | $991,000 | 1,180 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,840,000 | 1,576 |
| Total noninterest expense | $16,001,000 | 1,270 |
| Salaries and employee benefits | $7,937,000 | 1,434 |
| Premises and equipment expense | $2,265,000 | 1,068 |
| Additional noninterest expense | $5,799,000 | 1,111 |
| Pre-tax net operating income | $5,126,000 | 1,751 |
| Securities gains (losses) | $-18,000 | 4,565 |
| Applicable income taxes | $1,227,000 | 1,205 |
| Income before extraordinary items | $3,881,000 | 1,946 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,881,000 | 1,945 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,881,000 | 1,945 |
| Net charge-offs | $225,000 | 1,547 |
| Cash dividends | $4,133,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,895,220 | 1,936 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $14,113,000 | 1,506 |
| Total interest expense | $1,043,000 | 2,377 |
| Net interest income | $13,070,000 | 1,390 |
| Provision for loan and lease losses | $145,000 | 2,301 |
| Total noninterest income | $2,809,000 | 1,339 |
| Gross Fiduciary activities income | $692,000 | 472 |
| Service charges on deposit accounts | $741,000 | 1,181 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,376,000 | 1,600 |
| Total noninterest expense | $11,727,000 | 1,289 |
| Salaries and employee benefits | $5,664,000 | 1,480 |
| Premises and equipment expense | $1,702,000 | 1,054 |
| Additional noninterest expense | $4,361,000 | 1,102 |
| Pre-tax net operating income | $4,007,000 | 1,695 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $996,000 | 1,169 |
| Income before extraordinary items | $3,011,000 | 1,907 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,011,000 | 1,905 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,011,000 | 1,906 |
| Net charge-offs | $142,000 | 1,465 |
| Cash dividends | $3,650,000 | 694 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,011,000 | 1,896 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $9,247,000 | 1,515 |
| Total interest expense | $608,000 | 2,502 |
| Net interest income | $8,639,000 | 1,398 |
| Provision for loan and lease losses | $118,000 | 2,093 |
| Total noninterest income | $1,885,000 | 1,340 |
| Gross Fiduciary activities income | $455,000 | 473 |
| Service charges on deposit accounts | $484,000 | 1,197 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $946,000 | 1,583 |
| Total noninterest expense | $7,820,000 | 1,290 |
| Salaries and employee benefits | $3,769,000 | 1,489 |
| Premises and equipment expense | $1,151,000 | 1,043 |
| Additional noninterest expense | $2,900,000 | 1,104 |
| Pre-tax net operating income | $2,586,000 | 1,715 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $653,000 | 1,172 |
| Income before extraordinary items | $1,933,000 | 1,931 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,933,000 | 1,929 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,933,000 | 1,930 |
| Net charge-offs | $38,000 | 1,918 |
| Cash dividends | $850,000 | 1,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,933,000 | 1,924 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,558,000 | 1,524 |
| Total interest expense | $297,000 | 2,480 |
| Net interest income | $4,261,000 | 1,416 |
| Provision for loan and lease losses | $96,000 | 1,503 |
| Total noninterest income | $902,000 | 1,367 |
| Gross Fiduciary activities income | $218,000 | 495 |
| Service charges on deposit accounts | $244,000 | 1,193 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $440,000 | 1,614 |
| Total noninterest expense | $3,945,000 | 1,288 |
| Salaries and employee benefits | $1,914,000 | 1,491 |
| Premises and equipment expense | $593,000 | 1,026 |
| Additional noninterest expense | $1,438,000 | 1,109 |
| Pre-tax net operating income | $1,122,000 | 1,882 |
| Securities gains (losses) | $14,000 | 393 |
| Applicable income taxes | $307,000 | 1,202 |
| Income before extraordinary items | $829,000 | 2,117 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $829,000 | 2,116 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $829,000 | 2,117 |
| Net charge-offs | $-2,000 | 4,048 |
| Cash dividends | $300,000 | 1,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $817,940 | 2,126 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $17,711,000 | 1,504 |
| Total interest expense | $1,140,000 | 2,326 |
| Net interest income | $16,571,000 | 1,407 |
| Provision for loan and lease losses | $584,000 | 1,323 |
| Total noninterest income | $3,750,000 | 1,353 |
| Gross Fiduciary activities income | $868,000 | 476 |
| Service charges on deposit accounts | $1,082,000 | 1,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,800,000 | 1,636 |
| Total noninterest expense | $14,957,000 | 1,326 |
| Salaries and employee benefits | $7,190,000 | 1,547 |
| Premises and equipment expense | $2,219,000 | 1,063 |
| Additional noninterest expense | $5,548,000 | 1,149 |
| Pre-tax net operating income | $4,780,000 | 1,781 |
| Securities gains (losses) | $3,000 | 1,912 |
| Applicable income taxes | $1,807,000 | 1,366 |
| Income before extraordinary items | $2,976,000 | 2,067 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,976,000 | 2,066 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,976,000 | 2,067 |
| Net charge-offs | $234,000 | 1,695 |
| Cash dividends | $1,242,000 | 1,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,974,080 | 2,043 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $13,172,000 | 1,516 |
| Total interest expense | $843,000 | 2,323 |
| Net interest income | $12,329,000 | 1,422 |
| Provision for loan and lease losses | $442,000 | 1,285 |
| Total noninterest income | $2,786,000 | 1,371 |
| Gross Fiduciary activities income | $592,000 | 503 |
| Service charges on deposit accounts | $811,000 | 1,117 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,383,000 | 1,627 |
| Total noninterest expense | $10,949,000 | 1,354 |
| Salaries and employee benefits | $5,170,000 | 1,619 |
| Premises and equipment expense | $1,656,000 | 1,079 |
| Additional noninterest expense | $4,123,000 | 1,148 |
| Pre-tax net operating income | $3,724,000 | 1,744 |
| Securities gains (losses) | $3,000 | 1,944 |
| Applicable income taxes | $1,256,000 | 1,263 |
| Income before extraordinary items | $2,471,000 | 2,040 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,471,000 | 2,041 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,471,000 | 2,041 |
| Net charge-offs | $135,000 | 1,693 |
| Cash dividends | $940,000 | 1,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,469,020 | 2,012 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,688,000 | 1,517 |
| Total interest expense | $548,000 | 2,322 |
| Net interest income | $8,140,000 | 1,428 |
| Provision for loan and lease losses | $364,000 | 1,048 |
| Total noninterest income | $1,868,000 | 1,370 |
| Gross Fiduciary activities income | $390,000 | 503 |
| Service charges on deposit accounts | $533,000 | 1,122 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $945,000 | 1,604 |
| Total noninterest expense | $7,190,000 | 1,383 |
| Salaries and employee benefits | $3,392,000 | 1,650 |
| Premises and equipment expense | $1,104,000 | 1,076 |
| Additional noninterest expense | $2,694,000 | 1,171 |
| Pre-tax net operating income | $2,454,000 | 1,726 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $827,000 | 1,250 |
| Income before extraordinary items | $1,627,000 | 2,024 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,627,000 | 2,024 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,627,000 | 2,024 |
| Net charge-offs | $125,000 | 1,357 |
| Cash dividends | $661,000 | 1,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,627,000 | 1,994 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,243,000 | 1,538 |
| Total interest expense | $270,000 | 2,334 |
| Net interest income | $3,973,000 | 1,457 |
| Provision for loan and lease losses | $172,000 | 1,042 |
| Total noninterest income | $937,000 | 1,357 |
| Gross Fiduciary activities income | $184,000 | 524 |
| Service charges on deposit accounts | $272,000 | 1,099 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $481,000 | 1,560 |
| Total noninterest expense | $3,527,000 | 1,424 |
| Salaries and employee benefits | $1,676,000 | 1,680 |
| Premises and equipment expense | $551,000 | 1,087 |
| Additional noninterest expense | $1,300,000 | 1,200 |
| Pre-tax net operating income | $1,211,000 | 1,708 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $408,000 | 1,228 |
| Income before extraordinary items | $803,000 | 1,969 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $803,000 | 1,969 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $803,000 | 1,969 |
| Net charge-offs | $24,000 | 1,775 |
| Cash dividends | $281,000 | 1,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $803,000 | 1,941 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $16,773,000 | 1,518 |
| Total interest expense | $1,053,000 | 2,325 |
| Net interest income | $15,720,000 | 1,434 |
| Provision for loan and lease losses | $707,000 | 1,183 |
| Total noninterest income | $3,304,000 | 1,543 |
| Gross Fiduciary activities income | $577,000 | 567 |
| Service charges on deposit accounts | $1,022,000 | 1,190 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,705,000 | 1,735 |
| Total noninterest expense | $14,217,000 | 1,378 |
| Salaries and employee benefits | $6,935,000 | 1,567 |
| Premises and equipment expense | $2,155,000 | 1,102 |
| Additional noninterest expense | $5,127,000 | 1,229 |
| Pre-tax net operating income | $4,100,000 | 1,905 |
| Securities gains (losses) | $5,000 | 2,878 |
| Applicable income taxes | $1,397,000 | 1,330 |
| Income before extraordinary items | $2,708,000 | 2,280 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,708,000 | 2,277 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,708,000 | 2,279 |
| Net charge-offs | $367,000 | 1,343 |
| Cash dividends | $1,999,000 | 1,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,704,700 | 2,230 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $12,460,000 | 1,527 |
| Total interest expense | $780,000 | 2,358 |
| Net interest income | $11,680,000 | 1,447 |
| Provision for loan and lease losses | $544,000 | 1,081 |
| Total noninterest income | $2,418,000 | 1,562 |
| Gross Fiduciary activities income | $407,000 | 572 |
| Service charges on deposit accounts | $742,000 | 1,215 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,269,000 | 1,753 |
| Total noninterest expense | $10,466,000 | 1,395 |
| Salaries and employee benefits | $5,010,000 | 1,618 |
| Premises and equipment expense | $1,609,000 | 1,105 |
| Additional noninterest expense | $3,847,000 | 1,233 |
| Pre-tax net operating income | $3,088,000 | 1,920 |
| Securities gains (losses) | $5,000 | 2,808 |
| Applicable income taxes | $1,057,000 | 1,358 |
| Income before extraordinary items | $2,036,000 | 2,312 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,036,000 | 2,311 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,036,000 | 2,312 |
| Net charge-offs | $359,000 | 1,013 |
| Cash dividends | $1,467,000 | 1,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,032,700 | 2,258 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,250,000 | 1,540 |
| Total interest expense | $513,000 | 2,391 |
| Net interest income | $7,737,000 | 1,463 |
| Provision for loan and lease losses | $332,000 | 1,160 |
| Total noninterest income | $1,559,000 | 1,579 |
| Gross Fiduciary activities income | $259,000 | 590 |
| Service charges on deposit accounts | $474,000 | 1,239 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $826,000 | 1,762 |
| Total noninterest expense | $6,831,000 | 1,446 |
| Salaries and employee benefits | $3,294,000 | 1,645 |
| Premises and equipment expense | $1,066,000 | 1,112 |
| Additional noninterest expense | $2,471,000 | 1,286 |
| Pre-tax net operating income | $2,133,000 | 1,840 |
| Securities gains (losses) | $3,000 | 2,591 |
| Applicable income taxes | $732,000 | 1,319 |
| Income before extraordinary items | $1,404,000 | 2,239 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,404,000 | 2,238 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,404,000 | 2,238 |
| Net charge-offs | $199,000 | 1,125 |
| Cash dividends | $796,000 | 1,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,402,020 | 2,172 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,104,000 | 1,548 |
| Total interest expense | $255,000 | 2,406 |
| Net interest income | $3,849,000 | 1,464 |
| Provision for loan and lease losses | $121,000 | 1,363 |
| Total noninterest income | $739,000 | 1,611 |
| Gross Fiduciary activities income | $119,000 | 611 |
| Service charges on deposit accounts | $230,000 | 1,266 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $390,000 | 1,776 |
| Total noninterest expense | $3,431,000 | 1,428 |
| Salaries and employee benefits | $1,671,000 | 1,631 |
| Premises and equipment expense | $541,000 | 1,095 |
| Additional noninterest expense | $1,219,000 | 1,285 |
| Pre-tax net operating income | $1,036,000 | 1,872 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $354,000 | 1,335 |
| Income before extraordinary items | $682,000 | 2,239 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $682,000 | 2,239 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $682,000 | 2,239 |
| Net charge-offs | $179,000 | 720 |
| Cash dividends | $273,000 | 1,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $682,000 | 2,182 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $15,462,000 | 1,603 |
| Total interest expense | $956,000 | 2,493 |
| Net interest income | $14,506,000 | 1,521 |
| Provision for loan and lease losses | $507,000 | 1,331 |
| Total noninterest income | $3,220,000 | 1,522 |
| Gross Fiduciary activities income | $398,000 | 645 |
| Service charges on deposit accounts | $1,185,000 | 1,055 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,637,000 | 1,747 |
| Total noninterest expense | $13,919,000 | 1,401 |
| Salaries and employee benefits | $7,130,000 | 1,494 |
| Premises and equipment expense | $2,361,000 | 1,016 |
| Additional noninterest expense | $4,428,000 | 1,407 |
| Pre-tax net operating income | $3,300,000 | 2,160 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,111,000 | 1,505 |
| Income before extraordinary items | $2,189,000 | 2,554 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,189,000 | 2,556 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,189,000 | 2,556 |
| Net charge-offs | $420,000 | 1,322 |
| Cash dividends | $1,098,000 | 2,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,189,000 | 2,515 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $11,486,000 | 1,641 |
| Total interest expense | $703,000 | 2,562 |
| Net interest income | $10,783,000 | 1,546 |
| Provision for loan and lease losses | $382,000 | 1,292 |
| Total noninterest income | $2,429,000 | 1,537 |
| Gross Fiduciary activities income | $287,000 | 650 |
| Service charges on deposit accounts | $899,000 | 1,043 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,243,000 | 1,750 |
| Total noninterest expense | $10,269,000 | 1,418 |
| Salaries and employee benefits | $5,141,000 | 1,546 |
| Premises and equipment expense | $1,788,000 | 1,021 |
| Additional noninterest expense | $3,340,000 | 1,405 |
| Pre-tax net operating income | $2,561,000 | 2,157 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $858,000 | 1,516 |
| Income before extraordinary items | $1,703,000 | 2,551 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,703,000 | 2,552 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,703,000 | 2,552 |
| Net charge-offs | $256,000 | 1,325 |
| Cash dividends | $824,000 | 1,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,703,000 | 2,501 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,545,000 | 1,666 |
| Total interest expense | $459,000 | 2,615 |
| Net interest income | $7,086,000 | 1,566 |
| Provision for loan and lease losses | $277,000 | 1,210 |
| Total noninterest income | $1,587,000 | 1,558 |
| Gross Fiduciary activities income | $184,000 | 668 |
| Service charges on deposit accounts | $568,000 | 1,081 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $835,000 | 1,757 |
| Total noninterest expense | $6,898,000 | 1,418 |
| Salaries and employee benefits | $3,464,000 | 1,545 |
| Premises and equipment expense | $1,193,000 | 1,021 |
| Additional noninterest expense | $2,241,000 | 1,400 |
| Pre-tax net operating income | $1,498,000 | 2,344 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $501,000 | 1,627 |
| Income before extraordinary items | $997,000 | 2,756 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $997,000 | 2,757 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $997,000 | 2,758 |
| Net charge-offs | $206,000 | 1,168 |
| Cash dividends | $550,000 | 1,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $997,000 | 2,701 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,743,000 | 1,670 |
| Total interest expense | $225,000 | 2,670 |
| Net interest income | $3,518,000 | 1,570 |
| Provision for loan and lease losses | $147,000 | 1,167 |
| Total noninterest income | $786,000 | 1,533 |
| Gross Fiduciary activities income | $87,000 | 673 |
| Service charges on deposit accounts | $273,000 | 1,100 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $426,000 | 1,689 |
| Total noninterest expense | $3,480,000 | 1,409 |
| Salaries and employee benefits | $1,728,000 | 1,557 |
| Premises and equipment expense | $612,000 | 1,000 |
| Additional noninterest expense | $1,140,000 | 1,354 |
| Pre-tax net operating income | $677,000 | 2,477 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $226,000 | 1,698 |
| Income before extraordinary items | $451,000 | 2,913 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $451,000 | 2,916 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $451,000 | 2,916 |
| Net charge-offs | $125,000 | 970 |
| Cash dividends | $275,000 | 1,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $451,000 | 2,838 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $14,557,000 | 1,723 |
| Total interest expense | $931,000 | 2,712 |
| Net interest income | $13,626,000 | 1,623 |
| Provision for loan and lease losses | $482,000 | 1,500 |
| Total noninterest income | $3,159,000 | 1,502 |
| Gross Fiduciary activities income | $159,000 | 802 |
| Service charges on deposit accounts | $1,208,000 | 1,092 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,792,000 | 1,587 |
| Total noninterest expense | $13,274,000 | 1,439 |
| Salaries and employee benefits | $6,740,000 | 1,558 |
| Premises and equipment expense | $2,061,000 | 1,156 |
| Additional noninterest expense | $4,473,000 | 1,423 |
| Pre-tax net operating income | $3,029,000 | 2,265 |
| Securities gains (losses) | $15,000 | 2,467 |
| Applicable income taxes | $824,000 | 1,737 |
| Income before extraordinary items | $2,220,000 | 2,502 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,220,000 | 2,502 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,220,000 | 2,502 |
| Net charge-offs | $347,000 | 1,864 |
| Cash dividends | $1,786,000 | 1,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,209,050 | 2,480 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,812,000 | 1,745 |
| Total interest expense | $704,000 | 2,741 |
| Net interest income | $10,108,000 | 1,647 |
| Provision for loan and lease losses | $343,000 | 1,511 |
| Total noninterest income | $2,384,000 | 1,498 |
| Gross Fiduciary activities income | $98,000 | 818 |
| Service charges on deposit accounts | $887,000 | 1,124 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,399,000 | 1,529 |
| Total noninterest expense | $9,657,000 | 1,488 |
| Salaries and employee benefits | $4,825,000 | 1,606 |
| Premises and equipment expense | $1,512,000 | 1,192 |
| Additional noninterest expense | $3,320,000 | 1,434 |
| Pre-tax net operating income | $2,492,000 | 2,151 |
| Securities gains (losses) | $15,000 | 2,163 |
| Applicable income taxes | $645,000 | 1,740 |
| Income before extraordinary items | $1,862,000 | 2,344 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,862,000 | 2,345 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,862,000 | 2,344 |
| Net charge-offs | $325,000 | 1,529 |
| Cash dividends | $1,010,000 | 1,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,850,900 | 2,297 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,136,000 | 1,758 |
| Total interest expense | $481,000 | 2,720 |
| Net interest income | $6,655,000 | 1,652 |
| Provision for loan and lease losses | $221,000 | 1,558 |
| Total noninterest income | $1,540,000 | 1,528 |
| Gross Fiduciary activities income | $51,000 | 860 |
| Service charges on deposit accounts | $567,000 | 1,143 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $922,000 | 1,533 |
| Total noninterest expense | $6,303,000 | 1,522 |
| Salaries and employee benefits | $3,102,000 | 1,657 |
| Premises and equipment expense | $996,000 | 1,223 |
| Additional noninterest expense | $2,205,000 | 1,438 |
| Pre-tax net operating income | $1,671,000 | 2,093 |
| Securities gains (losses) | $15,000 | 1,782 |
| Applicable income taxes | $566,000 | 1,422 |
| Income before extraordinary items | $1,120,000 | 2,443 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,120,000 | 2,447 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,120,000 | 2,447 |
| Net charge-offs | $218,000 | 1,512 |
| Cash dividends | $757,000 | 1,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,110,100 | 2,421 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,514,000 | 1,774 |
| Total interest expense | $249,000 | 2,688 |
| Net interest income | $3,265,000 | 1,673 |
| Provision for loan and lease losses | $115,000 | 1,488 |
| Total noninterest income | $686,000 | 1,627 |
| Gross Fiduciary activities income | $10,000 | 946 |
| Service charges on deposit accounts | $261,000 | 1,218 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $415,000 | 1,605 |
| Total noninterest expense | $3,111,000 | 1,543 |
| Salaries and employee benefits | $1,532,000 | 1,693 |
| Premises and equipment expense | $510,000 | 1,215 |
| Additional noninterest expense | $1,069,000 | 1,471 |
| Pre-tax net operating income | $725,000 | 2,265 |
| Securities gains (losses) | $1,000 | 1,605 |
| Applicable income taxes | $243,000 | 1,531 |
| Income before extraordinary items | $483,000 | 2,642 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $483,000 | 2,645 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $483,000 | 2,645 |
| Net charge-offs | $80,000 | 1,513 |
| Cash dividends | $253,000 | 1,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $482,330 | 2,600 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,853,000 | 1,807 |
| Total interest expense | $1,104,000 | 2,736 |
| Net interest income | $12,749,000 | 1,690 |
| Provision for loan and lease losses | $571,000 | 1,698 |
| Total noninterest income | $2,651,000 | 1,775 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,215,000 | 1,137 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,436,000 | 1,904 |
| Total noninterest expense | $11,933,000 | 1,618 |
| Salaries and employee benefits | $5,733,000 | 1,782 |
| Premises and equipment expense | $1,826,000 | 1,302 |
| Additional noninterest expense | $4,374,000 | 1,511 |
| Pre-tax net operating income | $2,896,000 | 2,215 |
| Securities gains (losses) | $150,000 | 1,064 |
| Applicable income taxes | $1,027,000 | 1,441 |
| Income before extraordinary items | $2,019,000 | 2,587 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,019,000 | 2,590 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,019,000 | 2,590 |
| Net charge-offs | $401,000 | 2,253 |
| Cash dividends | $1,021,000 | 1,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,920,000 | 2,626 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,388,000 | 1,814 |
| Total interest expense | $839,000 | 2,798 |
| Net interest income | $9,549,000 | 1,684 |
| Provision for loan and lease losses | $456,000 | 1,608 |
| Total noninterest income | $1,964,000 | 1,810 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $913,000 | 1,143 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,051,000 | 1,976 |
| Total noninterest expense | $8,740,000 | 1,659 |
| Salaries and employee benefits | $4,095,000 | 1,875 |
| Premises and equipment expense | $1,350,000 | 1,324 |
| Additional noninterest expense | $3,295,000 | 1,511 |
| Pre-tax net operating income | $2,317,000 | 2,189 |
| Securities gains (losses) | $147,000 | 984 |
| Applicable income taxes | $831,000 | 1,416 |
| Income before extraordinary items | $1,633,000 | 2,482 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,633,000 | 2,487 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,633,000 | 2,487 |
| Net charge-offs | $308,000 | 2,090 |
| Cash dividends | $767,000 | 1,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,535,980 | 2,533 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,906,000 | 1,811 |
| Total interest expense | $568,000 | 2,826 |
| Net interest income | $6,338,000 | 1,688 |
| Provision for loan and lease losses | $352,000 | 1,492 |
| Total noninterest income | $1,247,000 | 1,915 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $586,000 | 1,150 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $661,000 | 2,099 |
| Total noninterest expense | $5,850,000 | 1,642 |
| Salaries and employee benefits | $2,761,000 | 1,867 |
| Premises and equipment expense | $881,000 | 1,357 |
| Additional noninterest expense | $2,208,000 | 1,478 |
| Pre-tax net operating income | $1,383,000 | 2,344 |
| Securities gains (losses) | $147,000 | 888 |
| Applicable income taxes | $518,000 | 1,479 |
| Income before extraordinary items | $1,012,000 | 2,624 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,012,000 | 2,629 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,012,000 | 2,629 |
| Net charge-offs | $220,000 | 2,002 |
| Cash dividends | $512,000 | 1,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $914,980 | 2,717 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,438,000 | 1,837 |
| Total interest expense | $292,000 | 2,838 |
| Net interest income | $3,146,000 | 1,714 |
| Provision for loan and lease losses | $176,000 | 1,477 |
| Total noninterest income | $588,000 | 1,983 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $281,000 | 1,190 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $307,000 | 2,196 |
| Total noninterest expense | $3,039,000 | 1,593 |
| Salaries and employee benefits | $1,381,000 | 1,878 |
| Premises and equipment expense | $453,000 | 1,342 |
| Additional noninterest expense | $1,205,000 | 1,355 |
| Pre-tax net operating income | $519,000 | 2,800 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $176,000 | 1,827 |
| Income before extraordinary items | $343,000 | 3,311 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $343,000 | 3,311 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $343,000 | 3,313 |
| Net charge-offs | $173,000 | 1,479 |
| Cash dividends | $256,000 | 1,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $343,000 | 3,211 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $14,547,000 | 1,813 |
| Total interest expense | $1,383,000 | 2,894 |
| Net interest income | $13,164,000 | 1,682 |
| Provision for loan and lease losses | $952,000 | 1,827 |
| Total noninterest income | $2,393,000 | 1,926 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,091,000 | 1,310 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,302,000 | 2,020 |
| Total noninterest expense | $12,025,000 | 1,606 |
| Salaries and employee benefits | $5,704,000 | 1,775 |
| Premises and equipment expense | $1,633,000 | 1,455 |
| Additional noninterest expense | $4,688,000 | 1,446 |
| Pre-tax net operating income | $2,580,000 | 2,355 |
| Securities gains (losses) | $450,000 | 1,021 |
| Applicable income taxes | $1,058,000 | 1,424 |
| Income before extraordinary items | $1,972,000 | 2,607 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,972,000 | 2,610 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,972,000 | 2,608 |
| Net charge-offs | $791,000 | 2,068 |
| Cash dividends | $1,214,000 | 1,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,679,500 | 2,791 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,973,000 | 1,832 |
| Total interest expense | $1,054,000 | 2,952 |
| Net interest income | $9,919,000 | 1,687 |
| Provision for loan and lease losses | $778,000 | 1,735 |
| Total noninterest income | $1,793,000 | 1,929 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $806,000 | 1,334 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $987,000 | 2,010 |
| Total noninterest expense | $8,862,000 | 1,638 |
| Salaries and employee benefits | $4,130,000 | 1,829 |
| Premises and equipment expense | $1,221,000 | 1,468 |
| Additional noninterest expense | $3,511,000 | 1,447 |
| Pre-tax net operating income | $2,072,000 | 2,289 |
| Securities gains (losses) | $343,000 | 995 |
| Applicable income taxes | $848,000 | 1,390 |
| Income before extraordinary items | $1,567,000 | 2,558 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,567,000 | 2,558 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,567,000 | 2,559 |
| Net charge-offs | $730,000 | 1,775 |
| Cash dividends | $957,000 | 1,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,344,050 | 2,709 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,346,000 | 1,836 |
| Total interest expense | $713,000 | 3,013 |
| Net interest income | $6,633,000 | 1,676 |
| Provision for loan and lease losses | $542,000 | 1,721 |
| Total noninterest income | $1,196,000 | 1,916 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $510,000 | 1,395 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $686,000 | 1,944 |
| Total noninterest expense | $5,871,000 | 1,654 |
| Salaries and employee benefits | $2,666,000 | 1,882 |
| Premises and equipment expense | $697,000 | 1,698 |
| Additional noninterest expense | $2,508,000 | 1,355 |
| Pre-tax net operating income | $1,416,000 | 2,242 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $501,000 | 1,487 |
| Income before extraordinary items | $915,000 | 2,774 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $915,000 | 2,775 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $915,000 | 2,775 |
| Net charge-offs | $580,000 | 1,632 |
| Cash dividends | $700,000 | 1,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $915,000 | 2,640 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,721,000 | 1,830 |
| Total interest expense | $366,000 | 3,048 |
| Net interest income | $3,355,000 | 1,659 |
| Provision for loan and lease losses | $309,000 | 1,476 |
| Total noninterest income | $560,000 | 1,995 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $231,000 | 1,504 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $329,000 | 1,990 |
| Total noninterest expense | $2,882,000 | 1,674 |
| Salaries and employee benefits | $1,302,000 | 1,936 |
| Premises and equipment expense | $351,000 | 1,695 |
| Additional noninterest expense | $1,229,000 | 1,373 |
| Pre-tax net operating income | $724,000 | 2,216 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $257,000 | 1,457 |
| Income before extraordinary items | $467,000 | 2,750 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $467,000 | 2,752 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $467,000 | 2,753 |
| Net charge-offs | $274,000 | 1,568 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $467,000 | 2,615 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $15,458,000 | 1,823 |
| Total interest expense | $2,032,000 | 2,752 |
| Net interest income | $13,426,000 | 1,662 |
| Provision for loan and lease losses | $1,152,000 | 2,219 |
| Total noninterest income | $2,310,000 | 1,815 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $976,000 | 1,511 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,334,000 | 1,774 |
| Total noninterest expense | $11,308,000 | 1,713 |
| Salaries and employee benefits | $5,252,000 | 1,862 |
| Premises and equipment expense | $1,425,000 | 1,739 |
| Additional noninterest expense | $4,631,000 | 1,483 |
| Pre-tax net operating income | $3,276,000 | 1,693 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,116,000 | 1,254 |
| Income before extraordinary items | $2,160,000 | 2,120 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,160,000 | 2,121 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,160,000 | 2,121 |
| Net charge-offs | $820,000 | 2,599 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,160,000 | 2,042 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,628,000 | 1,833 |
| Total interest expense | $1,642,000 | 2,676 |
| Net interest income | $9,986,000 | 1,689 |
| Provision for loan and lease losses | $842,000 | 2,200 |
| Total noninterest income | $1,657,000 | 1,862 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $692,000 | 1,582 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $965,000 | 1,812 |
| Total noninterest expense | $8,405,000 | 1,727 |
| Salaries and employee benefits | $3,817,000 | 1,915 |
| Premises and equipment expense | $1,103,000 | 1,719 |
| Additional noninterest expense | $3,485,000 | 1,482 |
| Pre-tax net operating income | $2,396,000 | 1,804 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $815,000 | 1,274 |
| Income before extraordinary items | $1,581,000 | 2,211 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,581,000 | 2,211 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,581,000 | 2,212 |
| Net charge-offs | $785,000 | 2,169 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,581,000 | 2,128 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,720,000 | 1,860 |
| Total interest expense | $1,172,000 | 2,613 |
| Net interest income | $6,548,000 | 1,714 |
| Provision for loan and lease losses | $685,000 | 1,924 |
| Total noninterest income | $1,112,000 | 1,842 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $446,000 | 1,615 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $666,000 | 1,766 |
| Total noninterest expense | $5,529,000 | 1,764 |
| Salaries and employee benefits | $2,525,000 | 1,930 |
| Premises and equipment expense | $726,000 | 1,743 |
| Additional noninterest expense | $2,278,000 | 1,516 |
| Pre-tax net operating income | $1,446,000 | 1,939 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $485,000 | 1,349 |
| Income before extraordinary items | $961,000 | 2,352 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $961,000 | 2,352 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $961,000 | 2,352 |
| Net charge-offs | $655,000 | 1,857 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $961,000 | 2,262 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,847,000 | 1,870 |
| Total interest expense | $621,000 | 2,563 |
| Net interest income | $3,226,000 | 1,729 |
| Provision for loan and lease losses | $230,000 | 2,240 |
| Total noninterest income | $526,000 | 1,916 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $208,000 | 1,694 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $318,000 | 1,840 |
| Total noninterest expense | $2,806,000 | 1,757 |
| Salaries and employee benefits | $1,268,000 | 1,934 |
| Premises and equipment expense | $389,000 | 1,649 |
| Additional noninterest expense | $1,149,000 | 1,513 |
| Pre-tax net operating income | $716,000 | 1,941 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $240,000 | 1,314 |
| Income before extraordinary items | $476,000 | 2,347 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $476,000 | 2,346 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $476,000 | 2,347 |
| Net charge-offs | $355,000 | 1,612 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $476,000 | 2,296 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,326,000 | 1,851 |
| Total interest expense | $3,139,000 | 2,502 |
| Net interest income | $13,187,000 | 1,677 |
| Provision for loan and lease losses | $848,000 | 3,328 |
| Total noninterest income | $2,138,000 | 1,992 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $973,000 | 1,540 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,165,000 | 1,989 |
| Total noninterest expense | $11,141,000 | 1,770 |
| Salaries and employee benefits | $5,335,000 | 1,813 |
| Premises and equipment expense | $1,275,000 | 1,994 |
| Additional noninterest expense | $4,531,000 | 1,590 |
| Pre-tax net operating income | $3,336,000 | 1,476 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,128,000 | 1,122 |
| Income before extraordinary items | $2,208,000 | 1,859 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,208,000 | 1,860 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,208,000 | 1,861 |
| Net charge-offs | $517,000 | 3,608 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,208,000 | 1,779 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,327,000 | 1,877 |
| Total interest expense | $2,461,000 | 2,511 |
| Net interest income | $9,866,000 | 1,705 |
| Provision for loan and lease losses | $615,000 | 3,202 |
| Total noninterest income | $1,586,000 | 2,010 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $734,000 | 1,580 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $852,000 | 1,996 |
| Total noninterest expense | $8,213,000 | 1,786 |
| Salaries and employee benefits | $3,879,000 | 1,878 |
| Premises and equipment expense | $963,000 | 2,005 |
| Additional noninterest expense | $3,371,000 | 1,577 |
| Pre-tax net operating income | $2,624,000 | 1,501 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $888,000 | 1,100 |
| Income before extraordinary items | $1,736,000 | 1,902 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,736,000 | 1,903 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,736,000 | 1,904 |
| Net charge-offs | $471,000 | 3,163 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,736,000 | 1,804 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,224,000 | 1,909 |
| Total interest expense | $1,708,000 | 2,507 |
| Net interest income | $6,516,000 | 1,723 |
| Provision for loan and lease losses | $311,000 | 3,543 |
| Total noninterest income | $1,061,000 | 1,964 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $487,000 | 1,595 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $574,000 | 1,918 |
| Total noninterest expense | $5,376,000 | 1,828 |
| Salaries and employee benefits | $2,519,000 | 1,932 |
| Premises and equipment expense | $625,000 | 2,076 |
| Additional noninterest expense | $2,232,000 | 1,580 |
| Pre-tax net operating income | $1,890,000 | 1,368 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $640,000 | 1,009 |
| Income before extraordinary items | $1,250,000 | 1,741 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,250,000 | 1,740 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,250,000 | 1,741 |
| Net charge-offs | $307,000 | 3,013 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,250,000 | 1,662 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,103,000 | 1,951 |
| Total interest expense | $890,000 | 2,517 |
| Net interest income | $3,213,000 | 1,765 |
| Provision for loan and lease losses | $152,000 | 3,320 |
| Total noninterest income | $528,000 | 1,954 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $244,000 | 1,599 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $284,000 | 1,903 |
| Total noninterest expense | $2,696,000 | 1,845 |
| Salaries and employee benefits | $1,245,000 | 1,985 |
| Premises and equipment expense | $335,000 | 2,004 |
| Additional noninterest expense | $1,116,000 | 1,580 |
| Pre-tax net operating income | $893,000 | 1,464 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $302,000 | 1,044 |
| Income before extraordinary items | $591,000 | 1,851 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $591,000 | 1,850 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $591,000 | 1,852 |
| Net charge-offs | $188,000 | 2,501 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $591,000 | 1,772 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,726,000 | 2,036 |
| Total interest expense | $4,554,000 | 2,457 |
| Net interest income | $12,172,000 | 1,822 |
| Provision for loan and lease losses | $753,000 | 3,928 |
| Total noninterest income | $1,927,000 | 2,172 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $957,000 | 1,753 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $970,000 | 2,179 |
| Total noninterest expense | $10,890,000 | 1,872 |
| Salaries and employee benefits | $5,314,000 | 1,860 |
| Premises and equipment expense | $1,154,000 | 2,293 |
| Additional noninterest expense | $4,422,000 | 1,672 |
| Pre-tax net operating income | $2,456,000 | 1,601 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $822,000 | 1,110 |
| Income before extraordinary items | $1,634,000 | 1,973 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,634,000 | 1,970 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,634,000 | 1,972 |
| Net charge-offs | $420,000 | 4,016 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,634,000 | 1,939 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,562,000 | 2,064 |
| Total interest expense | $3,591,000 | 2,455 |
| Net interest income | $8,971,000 | 1,849 |
| Provision for loan and lease losses | $598,000 | 3,539 |
| Total noninterest income | $1,384,000 | 2,300 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $684,000 | 1,834 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $700,000 | 2,293 |
| Total noninterest expense | $7,978,000 | 1,895 |
| Salaries and employee benefits | $3,824,000 | 1,943 |
| Premises and equipment expense | $853,000 | 2,345 |
| Additional noninterest expense | $3,301,000 | 1,644 |
| Pre-tax net operating income | $1,779,000 | 1,784 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $594,000 | 1,251 |
| Income before extraordinary items | $1,185,000 | 2,196 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,185,000 | 2,193 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,185,000 | 2,196 |
| Net charge-offs | $279,000 | 3,821 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,185,000 | 2,147 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,416,000 | 2,086 |
| Total interest expense | $2,504,000 | 2,450 |
| Net interest income | $5,912,000 | 1,871 |
| Provision for loan and lease losses | $190,000 | 4,393 |
| Total noninterest income | $894,000 | 2,354 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $433,000 | 1,891 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $461,000 | 2,328 |
| Total noninterest expense | $5,252,000 | 1,943 |
| Salaries and employee benefits | $2,531,000 | 1,991 |
| Premises and equipment expense | $536,000 | 2,493 |
| Additional noninterest expense | $2,185,000 | 1,666 |
| Pre-tax net operating income | $1,364,000 | 1,654 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $457,000 | 1,162 |
| Income before extraordinary items | $907,000 | 2,014 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $907,000 | 2,012 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $907,000 | 2,013 |
| Net charge-offs | $142,000 | 3,840 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $907,000 | 1,946 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,270,000 | 2,085 |
| Total interest expense | $1,312,000 | 2,424 |
| Net interest income | $2,958,000 | 1,866 |
| Provision for loan and lease losses | $84,000 | 4,181 |
| Total noninterest income | $430,000 | 2,375 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $207,000 | 1,905 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $223,000 | 2,361 |
| Total noninterest expense | $2,458,000 | 2,019 |
| Salaries and employee benefits | $1,255,000 | 2,038 |
| Premises and equipment expense | $296,000 | 2,325 |
| Additional noninterest expense | $907,000 | 1,777 |
| Pre-tax net operating income | $846,000 | 1,518 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $284,000 | 1,108 |
| Income before extraordinary items | $562,000 | 1,911 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $562,000 | 1,913 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $562,000 | 1,913 |
| Net charge-offs | $34,000 | 3,910 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $562,000 | 1,805 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,851,000 | 2,127 |
| Total interest expense | $6,057,000 | 2,497 |
| Net interest income | $11,794,000 | 1,892 |
| Provision for loan and lease losses | $289,000 | 4,695 |
| Total noninterest income | $1,949,000 | 2,184 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,035,000 | 1,709 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $914,000 | 2,265 |
| Total noninterest expense | $9,473,000 | 2,035 |
| Salaries and employee benefits | $4,907,000 | 2,072 |
| Premises and equipment expense | $1,048,000 | 2,518 |
| Additional noninterest expense | $3,518,000 | 1,740 |
| Pre-tax net operating income | $3,981,000 | 1,368 |
| Securities gains (losses) | $106,000 | 1,086 |
| Applicable income taxes | $1,350,000 | 941 |
| Income before extraordinary items | $2,737,000 | 1,487 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,737,000 | 1,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 4,314 |
| Cash dividends | $1,263,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,665,980 | 1,633 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,374,000 | 2,185 |
| Total interest expense | $4,661,000 | 2,530 |
| Net interest income | $8,713,000 | 1,945 |
| Provision for loan and lease losses | $206,000 | 4,164 |
| Total noninterest income | $1,462,000 | 2,244 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $769,000 | 1,742 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $693,000 | 2,330 |
| Total noninterest expense | $6,983,000 | 2,055 |
| Salaries and employee benefits | $3,547,000 | 2,177 |
| Premises and equipment expense | $814,000 | 2,453 |
| Additional noninterest expense | $2,622,000 | 1,694 |
| Pre-tax net operating income | $2,986,000 | 1,630 |
| Securities gains (losses) | $96,000 | 991 |
| Applicable income taxes | $1,015,000 | 1,139 |
| Income before extraordinary items | $2,067,000 | 1,726 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,067,000 | 1,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,498 |
| Cash dividends | $987,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,002,680 | 1,871 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,867,000 | 2,218 |
| Total interest expense | $3,196,000 | 2,561 |
| Net interest income | $5,671,000 | 1,970 |
| Provision for loan and lease losses | $137,000 | 3,798 |
| Total noninterest income | $915,000 | 2,386 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $501,000 | 1,754 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $414,000 | 2,536 |
| Total noninterest expense | $4,621,000 | 2,077 |
| Salaries and employee benefits | $2,356,000 | 2,204 |
| Premises and equipment expense | $545,000 | 2,447 |
| Additional noninterest expense | $1,720,000 | 1,704 |
| Pre-tax net operating income | $1,828,000 | 1,827 |
| Securities gains (losses) | $96,000 | 997 |
| Applicable income taxes | $631,000 | 1,342 |
| Income before extraordinary items | $1,293,000 | 2,046 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,293,000 | 2,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,222 |
| Cash dividends | $555,000 | 2,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,228,680 | 2,100 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,484,000 | 2,246 |
| Total interest expense | $1,635,000 | 2,668 |
| Net interest income | $2,849,000 | 1,961 |
| Provision for loan and lease losses | $70,000 | 3,305 |
| Total noninterest income | $433,000 | 2,460 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $248,000 | 1,737 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $185,000 | 2,689 |
| Total noninterest expense | $2,316,000 | 2,070 |
| Salaries and employee benefits | $1,176,000 | 2,237 |
| Premises and equipment expense | $297,000 | 2,291 |
| Additional noninterest expense | $843,000 | 1,694 |
| Pre-tax net operating income | $896,000 | 1,972 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $291,000 | 1,509 |
| Income before extraordinary items | $605,000 | 2,302 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $605,000 | 2,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,778 |
| Cash dividends | $278,000 | 1,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $605,000 | 2,228 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,874,000 | 2,300 |
| Total interest expense | $6,229,000 | 2,925 |
| Net interest income | $11,645,000 | 1,954 |
| Provision for loan and lease losses | $285,000 | 3,288 |
| Total noninterest income | $1,928,000 | 2,273 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,028,000 | 1,722 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $900,000 | 2,381 |
| Total noninterest expense | $9,073,000 | 2,023 |
| Salaries and employee benefits | $4,603,000 | 2,183 |
| Premises and equipment expense | $1,040,000 | 2,478 |
| Additional noninterest expense | $3,430,000 | 1,619 |
| Pre-tax net operating income | $4,215,000 | 1,889 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,367,000 | 1,501 |
| Income before extraordinary items | $2,848,000 | 2,120 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,848,000 | 2,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,420 |
| Cash dividends | $1,660,000 | 1,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,848,000 | 2,105 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,378,000 | 2,315 |
| Total interest expense | $4,606,000 | 2,949 |
| Net interest income | $8,772,000 | 1,960 |
| Provision for loan and lease losses | $209,000 | 2,938 |
| Total noninterest income | $1,435,000 | 2,283 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $760,000 | 1,723 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $675,000 | 2,385 |
| Total noninterest expense | $6,732,000 | 2,026 |
| Salaries and employee benefits | $3,310,000 | 2,274 |
| Premises and equipment expense | $806,000 | 2,401 |
| Additional noninterest expense | $2,616,000 | 1,542 |
| Pre-tax net operating income | $3,266,000 | 1,956 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,053,000 | 1,581 |
| Income before extraordinary items | $2,213,000 | 2,186 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,213,000 | 2,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 2,646 |
| Cash dividends | $1,383,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,213,000 | 2,174 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,922,000 | 2,332 |
| Total interest expense | $3,080,000 | 2,942 |
| Net interest income | $5,842,000 | 1,987 |
| Provision for loan and lease losses | $131,000 | 2,845 |
| Total noninterest income | $960,000 | 2,301 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $475,000 | 1,830 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $485,000 | 2,295 |
| Total noninterest expense | $4,443,000 | 2,070 |
| Salaries and employee benefits | $2,167,000 | 2,354 |
| Premises and equipment expense | $562,000 | 2,305 |
| Additional noninterest expense | $1,714,000 | 1,578 |
| Pre-tax net operating income | $2,228,000 | 1,979 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $719,000 | 1,628 |
| Income before extraordinary items | $1,509,000 | 2,201 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,509,000 | 2,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,930 |
| Cash dividends | $885,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,509,000 | 2,183 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,430,000 | 2,347 |
| Total interest expense | $1,520,000 | 2,962 |
| Net interest income | $2,910,000 | 1,996 |
| Provision for loan and lease losses | $61,000 | 2,735 |
| Total noninterest income | $436,000 | 2,416 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $210,000 | 1,972 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $226,000 | 2,368 |
| Total noninterest expense | $2,209,000 | 2,088 |
| Salaries and employee benefits | $1,061,000 | 2,424 |
| Premises and equipment expense | $277,000 | 2,354 |
| Additional noninterest expense | $871,000 | 1,531 |
| Pre-tax net operating income | $1,076,000 | 2,036 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $347,000 | 1,683 |
| Income before extraordinary items | $729,000 | 2,235 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $729,000 | 2,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,733 |
| Cash dividends | $285,000 | 2,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $729,000 | 2,217 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,933,000 | 2,314 |
| Total interest expense | $5,181,000 | 2,949 |
| Net interest income | $11,752,000 | 1,973 |
| Provision for loan and lease losses | $320,000 | 2,647 |
| Total noninterest income | $1,786,000 | 2,404 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $938,000 | 1,845 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $848,000 | 2,486 |
| Total noninterest expense | $8,581,000 | 2,050 |
| Salaries and employee benefits | $4,172,000 | 2,357 |
| Premises and equipment expense | $1,105,000 | 2,247 |
| Additional noninterest expense | $3,304,000 | 1,598 |
| Pre-tax net operating income | $4,637,000 | 2,012 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,479,000 | 1,682 |
| Income before extraordinary items | $3,158,000 | 2,188 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,158,000 | 2,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 1,787 |
| Cash dividends | $1,517,000 | 1,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,158,000 | 2,177 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,464,000 | 2,327 |
| Total interest expense | $3,676,000 | 3,000 |
| Net interest income | $8,788,000 | 2,001 |
| Provision for loan and lease losses | $216,000 | 2,745 |
| Total noninterest income | $1,309,000 | 2,460 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $688,000 | 1,889 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $621,000 | 2,523 |
| Total noninterest expense | $6,292,000 | 2,102 |
| Salaries and employee benefits | $3,026,000 | 2,423 |
| Premises and equipment expense | $836,000 | 2,231 |
| Additional noninterest expense | $2,430,000 | 1,625 |
| Pre-tax net operating income | $3,589,000 | 2,017 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,146,000 | 1,699 |
| Income before extraordinary items | $2,443,000 | 2,187 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,443,000 | 2,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 2,116 |
| Cash dividends | $1,233,000 | 1,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,443,000 | 2,176 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,135,000 | 2,336 |
| Total interest expense | $2,316,000 | 3,022 |
| Net interest income | $5,819,000 | 2,007 |
| Provision for loan and lease losses | $120,000 | 2,983 |
| Total noninterest income | $846,000 | 2,501 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $439,000 | 1,941 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $407,000 | 2,541 |
| Total noninterest expense | $4,077,000 | 2,170 |
| Salaries and employee benefits | $1,921,000 | 2,528 |
| Premises and equipment expense | $546,000 | 2,272 |
| Additional noninterest expense | $1,610,000 | 1,642 |
| Pre-tax net operating income | $2,468,000 | 1,971 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $789,000 | 1,678 |
| Income before extraordinary items | $1,679,000 | 2,138 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,679,000 | 2,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 2,324 |
| Cash dividends | $962,000 | 1,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,679,000 | 2,121 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,001,000 | 2,329 |
| Total interest expense | $1,104,000 | 3,014 |
| Net interest income | $2,897,000 | 2,008 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $387,000 | 2,600 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $194,000 | 2,102 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $193,000 | 2,549 |
| Total noninterest expense | $2,058,000 | 2,155 |
| Salaries and employee benefits | $951,000 | 2,556 |
| Premises and equipment expense | $286,000 | 2,183 |
| Additional noninterest expense | $821,000 | 1,587 |
| Pre-tax net operating income | $1,166,000 | 2,030 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $371,000 | 1,751 |
| Income before extraordinary items | $795,000 | 2,204 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $795,000 | 2,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 1,440 |
| Cash dividends | $275,000 | 2,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $795,000 | 2,179 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,500,000 | 2,142 |
| Total interest expense | $3,740,000 | 2,796 |
| Net interest income | $11,760,000 | 1,875 |
| Provision for loan and lease losses | $240,000 | 3,239 |
| Total noninterest income | $1,410,000 | 2,805 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $536,000 | 2,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $874,000 | 2,408 |
| Total noninterest expense | $8,027,000 | 2,076 |
| Salaries and employee benefits | $3,930,000 | 2,329 |
| Premises and equipment expense | $1,285,000 | 1,885 |
| Additional noninterest expense | $2,812,000 | 1,794 |
| Pre-tax net operating income | $4,903,000 | 1,899 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,544,000 | 1,671 |
| Income before extraordinary items | $3,359,000 | 2,043 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,359,000 | 2,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 2,461 |
| Cash dividends | $1,767,000 | 1,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,359,000 | 2,018 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,509,000 | 2,119 |
| Total interest expense | $2,702,000 | 2,755 |
| Net interest income | $8,807,000 | 1,860 |
| Provision for loan and lease losses | $180,000 | 3,127 |
| Total noninterest income | $1,040,000 | 2,828 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $387,000 | 2,989 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $653,000 | 2,416 |
| Total noninterest expense | $5,939,000 | 2,088 |
| Salaries and employee benefits | $2,872,000 | 2,354 |
| Premises and equipment expense | $972,000 | 1,855 |
| Additional noninterest expense | $2,095,000 | 1,785 |
| Pre-tax net operating income | $3,728,000 | 1,875 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,174,000 | 1,683 |
| Income before extraordinary items | $2,554,000 | 2,023 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,554,000 | 2,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 1,870 |
| Cash dividends | $1,220,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,554,000 | 1,985 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,580,000 | 2,075 |
| Total interest expense | $1,749,000 | 2,682 |
| Net interest income | $5,831,000 | 1,863 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $640,000 | 2,951 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $243,000 | 3,073 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $397,000 | 2,557 |
| Total noninterest expense | $3,827,000 | 2,138 |
| Salaries and employee benefits | $1,858,000 | 2,396 |
| Premises and equipment expense | $610,000 | 1,951 |
| Additional noninterest expense | $1,359,000 | 1,822 |
| Pre-tax net operating income | $2,524,000 | 1,824 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $795,000 | 1,624 |
| Income before extraordinary items | $1,729,000 | 1,969 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,729,000 | 1,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 1,912 |
| Cash dividends | $540,000 | 2,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,729,000 | 1,930 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,743,000 | 2,062 |
| Total interest expense | $846,000 | 2,661 |
| Net interest income | $2,897,000 | 1,850 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $319,000 | 2,911 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $116,000 | 3,116 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $203,000 | 2,460 |
| Total noninterest expense | $1,808,000 | 2,294 |
| Salaries and employee benefits | $842,000 | 2,660 |
| Premises and equipment expense | $299,000 | 2,004 |
| Additional noninterest expense | $667,000 | 1,844 |
| Pre-tax net operating income | $1,348,000 | 1,699 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $443,000 | 1,484 |
| Income before extraordinary items | $905,000 | 1,871 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $905,000 | 1,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,462 |
| Cash dividends | $291,000 | 1,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $905,000 | 1,829 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,611,000 | 1,944 |
| Total interest expense | $3,625,000 | 2,229 |
| Net interest income | $10,986,000 | 1,840 |
| Provision for loan and lease losses | $232,000 | 3,445 |
| Total noninterest income | $1,283,000 | 2,991 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $550,000 | 2,919 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $733,000 | 2,642 |
| Total noninterest expense | $7,446,000 | 2,133 |
| Salaries and employee benefits | $3,589,000 | 2,431 |
| Premises and equipment expense | $1,146,000 | 2,010 |
| Additional noninterest expense | $2,711,000 | 1,800 |
| Pre-tax net operating income | $4,591,000 | 1,826 |
| Securities gains (losses) | $-4,000 | 8,021 |
| Applicable income taxes | $1,423,000 | 1,671 |
| Income before extraordinary items | $3,164,000 | 1,979 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,164,000 | 1,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,696 |
| Cash dividends | $1,463,000 | 1,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,166,760 | 1,929 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,873,000 | 1,940 |
| Total interest expense | $2,758,000 | 2,163 |
| Net interest income | $8,115,000 | 1,857 |
| Provision for loan and lease losses | $172,000 | 3,310 |
| Total noninterest income | $941,000 | 3,049 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $404,000 | 2,987 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $537,000 | 2,680 |
| Total noninterest expense | $5,425,000 | 2,187 |
| Salaries and employee benefits | $2,553,000 | 2,533 |
| Premises and equipment expense | $847,000 | 2,040 |
| Additional noninterest expense | $2,025,000 | 1,777 |
| Pre-tax net operating income | $3,459,000 | 1,821 |
| Securities gains (losses) | $-4,000 | 8,316 |
| Applicable income taxes | $1,072,000 | 1,674 |
| Income before extraordinary items | $2,383,000 | 1,972 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,383,000 | 1,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,149 |
| Cash dividends | $741,000 | 2,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,385,760 | 1,924 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,230,000 | 1,937 |
| Total interest expense | $1,867,000 | 2,115 |
| Net interest income | $5,363,000 | 1,863 |
| Provision for loan and lease losses | $119,000 | 3,235 |
| Total noninterest income | $606,000 | 3,142 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $256,000 | 3,085 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $350,000 | 2,731 |
| Total noninterest expense | $3,488,000 | 2,271 |
| Salaries and employee benefits | $1,653,000 | 2,603 |
| Premises and equipment expense | $508,000 | 2,256 |
| Additional noninterest expense | $1,327,000 | 1,803 |
| Pre-tax net operating income | $2,362,000 | 1,779 |
| Securities gains (losses) | $-4,000 | 8,544 |
| Applicable income taxes | $731,000 | 1,644 |
| Income before extraordinary items | $1,627,000 | 1,922 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,627,000 | 1,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,713 |
| Cash dividends | $671,000 | 1,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,629,760 | 1,870 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,648,000 | 1,922 |
| Total interest expense | $949,000 | 2,109 |
| Net interest income | $2,699,000 | 1,846 |
| Provision for loan and lease losses | $59,000 | 3,120 |
| Total noninterest income | $281,000 | 3,255 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $112,000 | 3,310 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $169,000 | 2,733 |
| Total noninterest expense | $1,616,000 | 2,472 |
| Salaries and employee benefits | $750,000 | 2,840 |
| Premises and equipment expense | $239,000 | 2,409 |
| Additional noninterest expense | $627,000 | 1,877 |
| Pre-tax net operating income | $1,305,000 | 1,588 |
| Securities gains (losses) | $-4,000 | 8,823 |
| Applicable income taxes | $407,000 | 1,525 |
| Income before extraordinary items | $894,000 | 1,754 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $894,000 | 1,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,279 |
| Cash dividends | $271,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $896,760 | 1,666 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $15,560,000 | 1,826 |
| Total interest expense | $4,838,000 | 1,853 |
| Net interest income | $10,722,000 | 1,823 |
| Provision for loan and lease losses | $240,000 | 3,615 |
| Total noninterest income | $1,067,000 | 3,578 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $400,000 | 3,647 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $667,000 | 3,058 |
| Total noninterest expense | $7,020,000 | 2,249 |
| Salaries and employee benefits | $3,429,000 | 2,459 |
| Premises and equipment expense | $904,000 | 2,476 |
| Additional noninterest expense | $2,687,000 | 1,802 |
| Pre-tax net operating income | $4,529,000 | 1,782 |
| Securities gains (losses) | $-1,000 | 8,546 |
| Applicable income taxes | $1,418,000 | 1,698 |
| Income before extraordinary items | $3,110,000 | 1,976 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,110,000 | 1,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,709 |
| Cash dividends | $1,100,000 | 2,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,110,690 | 1,888 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,817,000 | 1,841 |
| Total interest expense | $3,800,000 | 1,840 |
| Net interest income | $8,017,000 | 1,848 |
| Provision for loan and lease losses | $186,000 | 3,459 |
| Total noninterest income | $785,000 | 3,688 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $285,000 | 3,780 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $500,000 | 3,138 |
| Total noninterest expense | $5,086,000 | 2,321 |
| Salaries and employee benefits | $2,497,000 | 2,524 |
| Premises and equipment expense | $675,000 | 2,503 |
| Additional noninterest expense | $1,914,000 | 1,876 |
| Pre-tax net operating income | $3,530,000 | 1,771 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,114,000 | 1,698 |
| Income before extraordinary items | $2,416,000 | 1,990 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,416,000 | 1,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,097 |
| Cash dividends | $600,000 | 2,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,416,000 | 1,879 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,041,000 | 1,810 |
| Total interest expense | $2,635,000 | 1,828 |
| Net interest income | $5,406,000 | 1,798 |
| Provision for loan and lease losses | $115,000 | 3,633 |
| Total noninterest income | $510,000 | 3,692 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $186,000 | 3,782 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $324,000 | 3,145 |
| Total noninterest expense | $3,375,000 | 2,325 |
| Salaries and employee benefits | $1,679,000 | 2,497 |
| Premises and equipment expense | $454,000 | 2,452 |
| Additional noninterest expense | $1,242,000 | 1,932 |
| Pre-tax net operating income | $2,426,000 | 1,725 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $770,000 | 1,674 |
| Income before extraordinary items | $1,656,000 | 1,924 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,656,000 | 1,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,051 |
| Cash dividends | $600,000 | 1,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,656,000 | 1,815 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,075,000 | 1,797 |
| Total interest expense | $1,366,000 | 1,819 |
| Net interest income | $2,709,000 | 1,797 |
| Provision for loan and lease losses | $62,000 | 3,213 |
| Total noninterest income | $251,000 | 3,637 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $90,000 | 3,801 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $161,000 | 3,086 |
| Total noninterest expense | $1,634,000 | 2,377 |
| Salaries and employee benefits | $797,000 | 2,633 |
| Premises and equipment expense | $235,000 | 2,366 |
| Additional noninterest expense | $602,000 | 1,957 |
| Pre-tax net operating income | $1,264,000 | 1,656 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $405,000 | 1,607 |
| Income before extraordinary items | $859,000 | 1,842 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $859,000 | 1,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,062 |
| Cash dividends | $600,000 | 1,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $859,000 | 1,729 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $18,132,000 | 1,697 |
| Total interest expense | $7,072,000 | 1,607 |
| Net interest income | $11,060,000 | 1,745 |
| Provision for loan and lease losses | $263,000 | 3,749 |
| Total noninterest income | $637,000 | 4,574 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $373,000 | 3,701 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $264,000 | 4,520 |
| Total noninterest expense | $6,996,000 | 2,150 |
| Salaries and employee benefits | $3,474,000 | 2,306 |
| Premises and equipment expense | $977,000 | 2,229 |
| Additional noninterest expense | $2,545,000 | 1,828 |
| Pre-tax net operating income | $4,438,000 | 1,823 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,422,000 | 1,720 |
| Income before extraordinary items | $3,016,000 | 1,993 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,016,000 | 1,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,825 |
| Cash dividends | $3,000,000 | 917 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,016,000 | 1,924 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $19,896,000 | 1,710 |
| Total interest expense | $10,174,000 | 1,598 |
| Net interest income | $9,722,000 | 1,833 |
| Provision for loan and lease losses | $192,000 | 4,235 |
| Total noninterest income | $675,000 | 4,277 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $395,000 | 3,435 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $280,000 | 4,261 |
| Total noninterest expense | $6,525,000 | 2,209 |
| Salaries and employee benefits | $3,163,000 | 2,373 |
| Premises and equipment expense | $1,025,000 | 2,082 |
| Additional noninterest expense | $2,337,000 | 1,933 |
| Pre-tax net operating income | $3,680,000 | 1,903 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,195,000 | 1,821 |
| Income before extraordinary items | $2,485,000 | 2,097 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,485,000 | 2,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,333 |
| Cash dividends | $1,335,000 | 1,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,485,000 | 2,032 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $19,794,000 | 1,752 |
| Total interest expense | $10,438,000 | 1,645 |
| Net interest income | $9,356,000 | 1,883 |
| Provision for loan and lease losses | $196,000 | 3,802 |
| Total noninterest income | $597,000 | 4,419 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $332,000 | 3,753 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $265,000 | 4,184 |
| Total noninterest expense | $6,088,000 | 2,253 |
| Salaries and employee benefits | $2,969,000 | 2,416 |
| Premises and equipment expense | $1,008,000 | 2,041 |
| Additional noninterest expense | $2,111,000 | 2,054 |
| Pre-tax net operating income | $3,669,000 | 1,990 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,216,000 | 1,806 |
| Income before extraordinary items | $2,453,000 | 2,115 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,453,000 | 2,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,454 |
| Cash dividends | $700,000 | 2,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,453,000 | 2,117 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $18,480,000 | 1,757 |
| Total interest expense | $9,823,000 | 1,529 |
| Net interest income | $8,657,000 | 2,038 |
| Provision for loan and lease losses | $175,000 | 3,893 |
| Total noninterest income | $532,000 | 4,777 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $305,000 | 3,939 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $227,000 | 4,650 |
| Total noninterest expense | $5,577,000 | 2,432 |
| Salaries and employee benefits | $2,686,000 | 2,627 |
| Premises and equipment expense | $892,000 | 2,277 |
| Additional noninterest expense | $1,999,000 | 2,191 |
| Pre-tax net operating income | $3,437,000 | 2,139 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,154,000 | 1,983 |
| Income before extraordinary items | $2,283,000 | 2,283 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,283,000 | 2,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,094 |
| Cash dividends | $200,000 | 5,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,283,000 | 2,263 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $17,522,000 | 1,847 |
| Total interest expense | $9,733,000 | 1,579 |
| Net interest income | $7,789,000 | 2,194 |
| Provision for loan and lease losses | $51,000 | 6,547 |
| Total noninterest income | $546,000 | 4,679 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $279,000 | 4,157 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $267,000 | 4,263 |
| Total noninterest expense | $5,186,000 | 2,507 |
| Salaries and employee benefits | $2,475,000 | 2,745 |
| Premises and equipment expense | $566,000 | 3,344 |
| Additional noninterest expense | $2,145,000 | 1,975 |
| Pre-tax net operating income | $3,098,000 | 2,302 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,042,000 | 2,233 |
| Income before extraordinary items | $2,056,000 | 2,485 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,056,000 | 2,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,916 |
| Cash dividends | $747,000 | 2,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,056,000 | 2,412 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $16,560,000 | 1,979 |
| Total interest expense | $8,906,000 | 1,740 |
| Net interest income | $7,654,000 | 2,293 |
| Provision for loan and lease losses | $39,000 | 7,061 |
| Total noninterest income | $566,000 | 4,597 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $295,000 | 4,136 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $271,000 | 4,163 |
| Total noninterest expense | $4,557,000 | 2,783 |
| Salaries and employee benefits | $2,310,000 | 2,868 |
| Premises and equipment expense | $594,000 | 3,184 |
| Additional noninterest expense | $1,653,000 | 2,491 |
| Pre-tax net operating income | $3,624,000 | 2,074 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,286,000 | 1,949 |
| Income before extraordinary items | $2,338,000 | 2,251 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,338,000 | 2,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,573 |
| Cash dividends | $1,570,000 | 1,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,338,000 | 2,192 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,305,000 | 2,204 |
| Total interest expense | $8,001,000 | 1,962 |
| Net interest income | $7,304,000 | 2,452 |
| Provision for loan and lease losses | $207,000 | 3,335 |
| Total noninterest income | $507,000 | 5,103 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $284,000 | 4,396 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $223,000 | 4,881 |
| Total noninterest expense | $6,000,000 | 2,290 |
| Salaries and employee benefits | $2,218,000 | 3,009 |
| Premises and equipment expense | $623,000 | 3,097 |
| Additional noninterest expense | $3,159,000 | 1,643 |
| Pre-tax net operating income | $1,604,000 | 4,115 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $480,000 | 4,280 |
| Income before extraordinary items | $1,124,000 | 4,090 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,124,000 | 4,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 3,029 |
| Cash dividends | $8,344,000 | 482 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,124,000 | 4,035 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,419,000 | 2,336 |
| Total interest expense | $7,291,000 | 2,133 |
| Net interest income | $7,128,000 | 2,516 |
| Provision for loan and lease losses | $187,000 | 3,155 |
| Total noninterest income | $491,000 | 5,254 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $287,000 | 4,450 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $204,000 | 5,077 |
| Total noninterest expense | $4,799,000 | 2,824 |
| Salaries and employee benefits | $2,126,000 | 3,118 |
| Premises and equipment expense | $622,000 | 3,117 |
| Additional noninterest expense | $2,051,000 | 2,355 |
| Pre-tax net operating income | $2,633,000 | 2,704 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $785,000 | 2,919 |
| Income before extraordinary items | $1,848,000 | 2,684 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,848,000 | 2,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,176 |
| Cash dividends | $294,000 | 4,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,848,000 | 2,652 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,665,000 | 2,394 |
| Total interest expense | $5,900,000 | 2,118 |
| Net interest income | $6,765,000 | 2,676 |
| Provision for loan and lease losses | $164,000 | 3,426 |
| Total noninterest income | $571,000 | 4,829 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $355,000 | 3,787 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $216,000 | 5,029 |
| Total noninterest expense | $4,684,000 | 2,951 |
| Salaries and employee benefits | $2,108,000 | 3,122 |
| Premises and equipment expense | $550,000 | 3,511 |
| Additional noninterest expense | $2,026,000 | 2,545 |
| Pre-tax net operating income | $2,488,000 | 2,843 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $737,000 | 2,983 |
| Income before extraordinary items | $1,751,000 | 2,760 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,751,000 | 2,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,702 |
| Cash dividends | $266,000 | 4,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,751,000 | 2,782 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,965,000 | 2,379 |
| Total interest expense | $6,219,000 | 2,091 |
| Net interest income | $6,746,000 | 2,674 |
| Provision for loan and lease losses | $214,000 | 3,766 |
| Total noninterest income | $472,000 | 5,811 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $383,000 | 3,591 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $89,000 | 8,282 |
| Total noninterest expense | $4,317,000 | 3,244 |
| Salaries and employee benefits | $1,990,000 | 3,301 |
| Premises and equipment expense | $529,000 | 3,690 |
| Additional noninterest expense | $1,798,000 | 2,990 |
| Pre-tax net operating income | $2,687,000 | 2,541 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $834,000 | 2,669 |
| Income before extraordinary items | $1,853,000 | 2,700 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,853,000 | 2,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,933 |
| Cash dividends | $245,000 | 4,946 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,853,000 | 2,544 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,010,000 | 2,507 |
| Total interest expense | $7,618,000 | 2,231 |
| Net interest income | $6,392,000 | 2,861 |
| Provision for loan and lease losses | $184,000 | 5,448 |
| Total noninterest income | $464,000 | 5,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $464,000 | 3,351 |
| Total noninterest expense | $4,522,000 | 3,143 |
| Salaries and employee benefits | $2,223,000 | 2,909 |
| Premises and equipment expense | $666,000 | 3,060 |
| Additional noninterest expense | $1,633,000 | 3,353 |
| Pre-tax net operating income | $2,150,000 | 2,894 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $646,000 | 3,224 |
| Income before extraordinary items | $1,504,000 | 3,073 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,504,000 | 3,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 6,260 |
| Cash dividends | $232,000 | 4,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,504,000 | 2,838 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.