Home > Mechanics Bank > Loan Charge- Offs and Recoveries
Mechanics Bank, Loan Charge- Offs and Recoveries
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,608,000 | 606 |
| Loans secured by real estate, total | $2,802,000 | 357 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $2,802,000 | 357 |
| Construction and land development | $136,000 | 527 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $596,000 | 412 |
| Secured by multifamily residential properties | $1,298,000 | 91 |
| Secured by nonfarm nonresidential properties | $772,000 | 443 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $636,000 | 814 |
| Loans to individuals | $170,000 | 1,707 |
| Credit card loan charge offs | $49,000 | 1,029 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $121,000 | 1,833 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,441,000 | 442 |
| Loans secured by real estate, total | $1,221,000 | 174 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $1,221,000 | 173 |
| Construction and land development | $703,000 | 69 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $211,000 | 222 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $307,000 | 274 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $135,000 | 1,190 |
| Loans to individuals | $85,000 | 1,348 |
| Credit card loan recoveries | $20,000 | 719 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $65,000 | 1,454 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,167,000 | 698 |
| Loans secured by real estate, total | $1,581,000 | 461 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $1,581,000 | 460 |
| Construction and land development | $-567,000 | 13,262 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $385,000 | 499 |
| Secured by multifamily residential properties | $1,298,000 | 85 |
| Secured by nonfarm nonresidential properties | $465,000 | 526 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $501,000 | 747 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $85,000 | 2,025 |
| Credit card loan net charge offs | $29,000 | 1,168 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $56,000 | 2,237 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,663,000 | 622 |
| Loans secured by real estate, total | $3,569,000 | 364 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $3,569,000 | 363 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $204,000 | 997 |
| Secured by multifamily residential properties | $1,839,000 | 87 |
| Secured by nonfarm nonresidential properties | $1,526,000 | 351 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $910,000 | 843 |
| Loans to individuals | $170,000 | 2,093 |
| Credit card loan charge offs | $59,000 | 1,068 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $111,000 | 2,499 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $8,000 | 343 |
| Lease financing receivables | $6,000 | 389 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $228,000 | 1,748 |
| Loans secured by real estate, total | $32,000 | 2,080 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $32,000 | 2,080 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $6,000 | 2,677 |
| Secured by multifamily residential properties | $1,000 | 435 |
| Secured by nonfarm nonresidential properties | $25,000 | 1,045 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $114,000 | 1,415 |
| Loans to individuals | $82,000 | 1,458 |
| Credit card loan recoveries | $21,000 | 707 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $61,000 | 1,617 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,435,000 | 573 |
| Loans secured by real estate, total | $3,537,000 | 347 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $3,537,000 | 345 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $198,000 | 911 |
| Secured by multifamily residential properties | $1,838,000 | 84 |
| Secured by nonfarm nonresidential properties | $1,501,000 | 334 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $796,000 | 801 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $88,000 | 2,585 |
| Credit card loan net charge offs | $38,000 | 1,190 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $50,000 | 3,212 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $8,000 | 283 |
| Lease financing receivables | $6,000 | 345 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.