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Mechanics Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $31,514,000 | 1,019 |
| Total interest expense | $10,718,000 | 1,267 |
| Net interest income | $20,796,000 | 895 |
| Provision for loan and lease losses | $1,675,000 | 915 |
| Total noninterest income | $6,979,000 | 768 |
| Gross Fiduciary activities income | $2,488,000 | 334 |
| Service charges on deposit accounts | $2,164,000 | 635 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,327,000 | 1,147 |
| Total noninterest expense | $22,945,000 | 742 |
| Salaries and employee benefits | $6,716,000 | 1,023 |
| Premises and equipment expense | $1,892,000 | 1,124 |
| Additional noninterest expense | $14,337,000 | 591 |
| Pre-tax net operating income | $3,155,000 | 2,163 |
| Securities gains (losses) | $2,899,000 | 242 |
| Applicable income taxes | $2,684,000 | 946 |
| Income before extraordinary items | $3,370,000 | 1,498 |
| Extraordinary gains, net | $100,000 | 1,558 |
| Net income | $3,470,000 | 1,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,167,000 | 698 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,514,640 | 3,045 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $35,258,000 | 1,048 |
| Total interest expense | $15,703,000 | 1,144 |
| Net interest income | $19,555,000 | 959 |
| Provision for loan and lease losses | $1,675,000 | 1,303 |
| Total noninterest income | $6,234,000 | 834 |
| Gross Fiduciary activities income | $2,321,000 | 354 |
| Service charges on deposit accounts | $2,159,000 | 635 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,754,000 | 1,362 |
| Total noninterest expense | $19,644,000 | 859 |
| Salaries and employee benefits | $6,134,000 | 1,095 |
| Premises and equipment expense | $1,918,000 | 1,158 |
| Additional noninterest expense | $11,592,000 | 689 |
| Pre-tax net operating income | $4,470,000 | 1,428 |
| Securities gains (losses) | $559,000 | 1,004 |
| Applicable income taxes | $1,831,000 | 1,210 |
| Income before extraordinary items | $3,198,000 | 1,460 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,198,000 | 1,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,435,000 | 573 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,840,240 | 1,508 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.