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Mechanics Bank, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 152 | 1,378 |
| Assets and Liabilities | ||
| Total Assets: | $469,220,000 | 1,030 |
| Cash and due from depository institutions | $23,406,000 | 1,378 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $38,947,000 | 3,557 |
| Federal funds sold & reverse repurchase agreements | $55,225,000 | 299 |
| Net loans & leases | $328,467,000 | 892 |
| Loan loss allowance | $7,751,000 | 711 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,798,000 | 2,620 |
| Other real estate owned | $2,014,000 | 1,378 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $18,363,000 | 612 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $469,220,000 | 1,030 |
| Total liabilities | $432,454,000 | 1,026 |
| Total deposits | $397,947,000 | 1,002 |
| Interest-bearing deposits | $316,747,000 | 1,096 |
| Deposits held in domestic offices | $397,947,000 | 991 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,558,000 | 645 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $2,000,000 | 235 |
| All other liabilities | $4,949,000 | 959 |
| Total equity capital | $36,766,000 | 1,122 |
| Total bank equity capital | $36,766,000 | 1,122 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,735,000 | 2,455 |
| Surplus | $11,732,000 | 1,268 |
| Undivided profits | $23,299,000 | 998 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,012,000 | 401 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $270,000 | 464 |
| Income earned, not collected on loans | $1,589,000 | 1,070 |
| Earning assets | $422,639,000 | 1,046 |
| Long-term assets (5+ years) | $80,719,000 | 804 |
| Average Assets, year-to-date | $475,579,400 | 996 |
| Average Assets, quarterly | $474,789,500 | 1,004 |
| Volatile liabilities | $36,253,000 | 1,516 |
| Insider loans | $9,585,000 | 440 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $103,186,000 | 607 |
| Tier 1 (core) risk-based capital | $35,753,000 | 1,112 |
| Tier 2 risk-based capital | $5,599,050 | 675 |
| Total risk weighted assets | $348,572,350 | 855 |
| Total unused commitments | $103,186,000 | 622 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 172 | 1,245 |
| Assets and Liabilities | ||
| Total Assets: | $495,238,000 | 1,002 |
| Cash and due from depository institutions | $27,157,000 | 1,245 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $135,977,000 | 989 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,623 |
| Net loans & leases | $296,244,000 | 995 |
| Loan loss allowance | $8,243,000 | 705 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,104,000 | 2,382 |
| Other real estate owned | $9,479,000 | 1,245 |
| Goodwill and other intangibles | $146,000 | 2,028 |
| All other assets | $13,131,000 | 827 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $495,238,000 | 1,002 |
| Total liabilities | $462,956,000 | 1,002 |
| Total deposits | $429,059,000 | 986 |
| Interest-bearing deposits | $344,528,000 | 1,069 |
| Deposits held in domestic offices | $429,059,000 | 976 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,976,000 | 554 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $2,000,000 | 250 |
| All other liabilities | $1,921,000 | 1,941 |
| Total equity capital | $32,282,000 | 1,199 |
| Total bank equity capital | $32,282,000 | 1,199 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,735,000 | 2,551 |
| Surplus | $11,732,000 | 1,229 |
| Undivided profits | $18,815,000 | 1,165 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,536,000 | 556 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,587,000 | 1,209 |
| Earning assets | $442,221,000 | 1,024 |
| Long-term assets (5+ years) | $85,204,000 | 720 |
| Average Assets, year-to-date | $489,495,400 | 1,002 |
| Average Assets, quarterly | $485,906,000 | 1,015 |
| Volatile liabilities | $40,326,000 | 1,384 |
| Insider loans | $163,000 | 4,448 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $102,822,000 | 604 |
| Tier 1 (core) risk-based capital | $32,136,000 | 1,177 |
| Tier 2 risk-based capital | $5,963,800 | 670 |
| Total risk weighted assets | $345,224,700 | 884 |
| Total unused commitments | $102,822,000 | 614 |
| Derivatives | $0 | 651 |