Home > Mechanics Bank > Net charge- offs to loans
Mechanics Bank, Net charge- offs to loans
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2586% | 307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3014% | 65 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8124% | 40 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0131% | 556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0135% | 517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1139% | 4,374 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1219% | 4,390 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0121% | 3,780 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,102 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 3,998 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4346% | 4,601 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4651% | 4,606 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0184% | 3,833 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 3,107 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 3,980 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6666% | 4,497 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7143% | 4,480 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0331% | 4,122 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2944% | 4,568 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3874% | 4,545 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0039% | 2,470 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0116% | 1,014 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0228% | 554 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0086% | 824 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0088% | 790 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1173% | 4,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4683% | 904 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6684% | 365 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4547% | 834 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0023% | 2,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0159% | 843 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0320% | 455 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0116% | 688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0119% | 655 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1507% | 4,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5115% | 749 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8971% | 314 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4854% | 699 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0012% | 3,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0244% | 685 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0505% | 356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0175% | 568 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0179% | 544 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2236% | 4,508 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5994% | 632 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3699% | 242 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5481% | 604 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0093% | 1,581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0315% | 465 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1046% | 196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0433% | 4,098 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3419% | 4,404 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4060% | 242 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4550% | 4,452 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0423% | 2,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0366% | 1,138 |
| Percentage Net Loans Charged-off:Construction & development | 0.1512% | 177 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0325% | 967 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0333% | 915 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0862% | 1,517 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0203% | 4,235 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0217% | 4,201 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0351% | 2,129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0137% | 1,336 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0278% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0285% | 822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1198% | 1,187 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1876% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1998% | 1,832 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0147% | 2,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0223% | 1,006 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0453% | 654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0464% | 604 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0168% | 3,948 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0405% | 4,258 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0432% | 4,220 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0353% | 1,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0453% | 584 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0926% | 387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0948% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0193% | 3,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1155% | 1,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0429% | 1,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1056% | 580 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0186% | 1,460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0189% | 1,372 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5179% | 872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4975% | 1,570 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5935% | 529 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4909% | 1,467 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1232% | 1,275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0580% | 873 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1427% | 404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0248% | 1,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0252% | 1,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4542% | 770 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6067% | 1,263 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8012% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5936% | 1,191 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1756% | 929 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0867% | 614 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2137% | 275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0371% | 862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0377% | 801 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6760% | 539 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6801% | 1,086 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8054% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6047% | 1,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0507% | 1,562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0360% | 732 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0740% | 517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0753% | 482 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0859% | 4,522 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9028% | 834 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8411% | 101 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6418% | 1,000 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0071% | 4,414 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0381% | 1,392 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0657% | 679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0366% | 1,403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0374% | 1,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3915% | 4,978 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3057% | 2,065 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2992% | 586 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3061% | 1,958 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0156% | 4,541 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0428% | 1,101 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0884% | 469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0322% | 1,260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0329% | 1,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5101% | 5,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4051% | 1,614 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8079% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3798% | 1,585 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0475% | 1,936 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0651% | 745 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1348% | 303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0485% | 957 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0497% | 898 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0405% | 4,348 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0355% | 4,557 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1929% | 371 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1133% | 4,737 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0292% | 1,916 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0512% | 694 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1040% | 537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1066% | 501 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0601% | 4,512 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1437% | 4,793 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1529% | 4,786 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0369% | 5,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0358% | 1,733 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0659% | 1,362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0673% | 1,296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6610% | 154 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0968% | 328 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3475% | 170 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0257% | 306 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0650% | 5,249 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0496% | 1,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0893% | 1,030 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0912% | 990 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7944% | 93 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2286% | 295 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9155% | 95 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0803% | 288 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4980% | 5,691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0678% | 1,005 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1218% | 786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1242% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5658% | 80 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0316% | 2,992 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5749% | 156 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1667% | 5,078 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -2.5196% | 5,810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0700% | 796 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1249% | 672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1274% | 644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2440% | 177 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5563% | 5,453 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8571% | 71 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9802% | 5,534 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0484% | 178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0803% | 1,426 |
| Percentage Net Loans Charged-off:Construction & development | 0.0989% | 401 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0133% | 1,321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1177% | 1,202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1201% | 1,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6729% | 855 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3142% | 643 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1514% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3226% | 578 |
| Percentage Net Loans Charged-off: All other loans and lease | 76.1045% | 25 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2350% | 126 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0581% | 1,426 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0045% | 1,135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0976% | 1,233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0997% | 1,174 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4665% | 856 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8540% | 976 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5676% | 361 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8185% | 926 |
| Percentage Net Loans Charged-off: All other loans and lease | 92.5286% | 20 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8938% | 74 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0174% | 2,000 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0297% | 1,753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0303% | 1,671 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8217% | 548 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2391% | 296 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8571% | 190 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2081% | 260 |
| Percentage Net Loans Charged-off: All other loans and lease | 124.2070% | 19 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1077% | 1,481 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0353% | 1,301 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0605% | 1,142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0618% | 1,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2175% | 793 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7495% | 1,044 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6022% | 83 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5060% | 1,244 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4298% | 650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1548% | 1,167 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1191% | 961 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2095% | 1,049 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2143% | 1,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4128% | 1,109 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3524% | 2,053 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2895% | 177 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2111% | 2,485 |
| Percentage Net Loans Charged-off: All other loans and lease | 12.4858% | 107 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4541% | 555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1459% | 1,135 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2411% | 849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2467% | 824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5570% | 759 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4500% | 1,607 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5710% | 85 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2094% | 2,290 |
| Percentage Net Loans Charged-off: All other loans and lease | 12.0054% | 103 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6486% | 358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1839% | 949 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3039% | 698 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3108% | 677 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8297% | 521 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5479% | 1,278 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8817% | 120 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3911% | 1,502 |
| Percentage Net Loans Charged-off: All other loans and lease | 17.9698% | 73 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2395% | 995 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3053% | 539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5146% | 399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5263% | 390 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0595% | 1,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1493% | 2,143 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1004% | 1,169 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2085% | 1,836 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0651% | 272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1709% | 1,677 |
| Percentage Net Loans Charged-off:Construction & development | 1.0738% | 408 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0999% | 2,387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1017% | 2,277 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6526% | 298 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4023% | 635 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2551% | 1,215 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4855% | 520 |
| Percentage Net Loans Charged-off: All other loans and lease | 19.4070% | 77 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0909% | 266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0397% | 2,859 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0712% | 2,437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0724% | 2,313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8712% | 254 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5558% | 514 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3367% | 1,215 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6512% | 432 |
| Percentage Net Loans Charged-off: All other loans and lease | 23.7184% | 50 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5348% | 179 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0348% | 2,700 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0620% | 2,299 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0630% | 2,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2565% | 180 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8725% | 421 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9679% | 349 |
| Percentage Net Loans Charged-off: All other loans and lease | 34.3725% | 29 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1109% | 2,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0805% | 1,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6972% | 520 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7834% | 427 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6260% | 1,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3996% | 1,404 |
| Percentage Net Loans Charged-off:Construction & development | 2.8204% | 449 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1678% | 1,815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1115% | 2,901 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1131% | 2,770 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6278% | 1,378 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8277% | 1,394 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5484% | 285 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7427% | 1,419 |
| Percentage Net Loans Charged-off: All other loans and lease | 9.4180% | 128 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8083% | 724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5277% | 1,022 |
| Percentage Net Loans Charged-off:Construction & development | 3.8322% | 322 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2306% | 1,434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1292% | 2,529 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1310% | 2,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8056% | 1,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7831% | 1,323 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7785% | 153 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6370% | 1,459 |
| Percentage Net Loans Charged-off: All other loans and lease | 12.5902% | 100 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1535% | 2,871 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1692% | 2,256 |
| Percentage Net Loans Charged-off:Construction & development | 0.9929% | 709 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1220% | 2,415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1236% | 2,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0275% | 5,089 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4801% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1276% | 77 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2015% | 2,513 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0424% | 3,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1708% | 1,307 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2432% | 2,198 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9802% | 340 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1535% | 2,293 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0894% | 4,781 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0628% | 4,380 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1244% | 3,481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1262% | 3,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1697% | 2,866 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2658% | 3,147 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5110% | 1,334 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3043% | 2,831 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1095% | 4,297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0811% | 3,965 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1628% | 2,998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1652% | 2,839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2365% | 2,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2247% | 3,087 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6971% | 1,329 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2691% | 2,715 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0902% | 4,252 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0982% | 3,574 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2006% | 2,614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2036% | 2,459 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0498% | 5,769 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2909% | 2,638 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0408% | 1,322 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3560% | 2,239 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0701% | 3,789 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0645% | 3,217 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1317% | 2,424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1338% | 2,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2935% | 2,258 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1448% | 355 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2050% | 2,327 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3144% | 3,823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2350% | 3,726 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1006% | 3,114 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4211% | 2,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4268% | 2,348 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3072% | 3,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3521% | 1,252 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5444% | 861 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2753% | 1,134 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3354% | 3,414 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2122% | 3,536 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1341% | 2,569 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3529% | 2,449 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3575% | 2,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4010% | 2,584 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7388% | 886 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8541% | 515 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5555% | 831 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2920% | 3,417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1511% | 3,609 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1596% | 2,136 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2108% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2135% | 2,695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6422% | 1,964 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3490% | 1,128 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2039% | 447 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1306% | 1,058 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3990% | 2,495 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1787% | 2,840 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3110% | 1,309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1686% | 2,379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1706% | 2,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5328% | 995 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9466% | 1,426 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4138% | 258 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6349% | 1,512 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3151% | 4,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2109% | 4,149 |
| Percentage Net Loans Charged-off:Construction & development | 0.1122% | 3,231 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4695% | 2,095 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0990% | 4,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1003% | 3,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5465% | 3,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0604% | 2,054 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3461% | 3,926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2012% | 3,872 |
| Percentage Net Loans Charged-off:Construction & development | 0.1496% | 2,885 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4129% | 1,917 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1064% | 3,712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1079% | 3,540 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7265% | 2,580 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2488% | 1,639 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2461% | 1,524 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4461% | 3,196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2858% | 3,153 |
| Percentage Net Loans Charged-off:Construction & development | 0.2236% | 2,464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6218% | 1,346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1265% | 3,214 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1285% | 3,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8616% | 2,151 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4555% | 1,355 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6309% | 1,500 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7716% | 1,969 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5707% | 1,917 |
| Percentage Net Loans Charged-off:Construction & development | 0.4497% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2428% | 656 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2467% | 2,139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2511% | 2,016 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5964% | 1,235 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5080% | 1,303 |
| Percentage Net Loans Charged-off: Credit card loans | -5.0713% | 1,548 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6685% | 3,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5299% | 2,835 |
| Percentage Net Loans Charged-off:Construction & development | 0.3233% | 3,093 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1732% | 986 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2382% | 3,061 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2433% | 2,881 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2543% | 2,561 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0302% | 2,626 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7736% | 539 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4864% | 1,287 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7019% | 2,591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5265% | 2,374 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3313% | 638 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2307% | 2,659 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2359% | 2,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3819% | 1,975 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2238% | 2,092 |
| Percentage Net Loans Charged-off: Credit card loans | -1.6761% | 1,662 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7284% | 963 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9319% | 1,852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7401% | 1,693 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0036% | 359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2408% | 2,305 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2460% | 2,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6691% | 1,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7246% | 1,403 |
| Percentage Net Loans Charged-off: Credit card loans | -2.5052% | 1,677 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2568% | 6,972 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5868% | 2,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2322% | 2,304 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5341% | 653 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1298% | 2,102 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1324% | 1,914 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6247% | 1,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4494% | 906 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5717% | 2,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4835% | 1,735 |
| Percentage Net Loans Charged-off:Construction & development | 0.9860% | 1,580 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2848% | 1,225 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4481% | 1,314 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4591% | 1,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8427% | 2,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0271% | 2,215 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3310% | 2,379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2171% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0592% | 2,060 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3948% | 662 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1896% | 1,767 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1944% | 1,618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8230% | 1,521 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5866% | 2,959 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3341% | 1,958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3075% | 1,316 |
| Percentage Net Loans Charged-off:Construction & development | 0.9170% | 792 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2562% | 1,252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2633% | 1,141 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4541% | 1,727 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4194% | 3,136 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5447% | 964 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5206% | 640 |
| Percentage Net Loans Charged-off:Construction & development | 1.7381% | 327 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3579% | 778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3692% | 702 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5542% | 1,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8173% | 1,811 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9172% | 180 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4677% | 1,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3802% | 753 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8475% | 288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2886% | 950 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2991% | 876 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7219% | 1,503 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8975% | 1,817 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6301% | 1,924 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1114% | 3,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0578% | 1,971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1207% | 1,268 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1249% | 1,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0910% | 2,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6603% | 2,140 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4361% | 1,884 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1166% | 2,538 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1029% | 1,191 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2113% | 763 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2187% | 701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0540% | 2,401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3805% | 2,839 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6487% | 1,860 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1237% | 1,958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0658% | 1,091 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1344% | 781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1388% | 720 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1813% | 1,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5573% | 2,012 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2618% | 1,857 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0601% | 4,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0769% | 1,575 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0653% | 899 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1132% | 1,322 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1164% | 1,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0298% | 7,142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0824% | 5,227 |
| Percentage Net Loans Charged-off: Credit card loans | -3.5691% | 2,051 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0235% | 4,615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0765% | 1,277 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1507% | 871 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1551% | 844 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1837% | 7,694 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0813% | 7,490 |
| Percentage Net Loans Charged-off: Credit card loans | -4.8819% | 2,036 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2625% | 883 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0620% | 8,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0202% | 1,907 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0165% | 737 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0296% | 1,608 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0305% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3420% | 7,859 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2600% | 7,828 |
| Percentage Net Loans Charged-off: Credit card loans | -3.3746% | 2,011 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0689% | 7,921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0312% | 1,190 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0603% | 918 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0620% | 857 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6120% | 8,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0395% | 3,762 |
| Percentage Net Loans Charged-off: Credit card loans | -4.0336% | 1,992 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1306% | 3,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1233% | 1,107 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0267% | 8,128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2404% | 691 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2461% | 702 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0446% | 7,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4767% | 3,680 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6018% | 446 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1686% | 2,260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1655% | 755 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0361% | 8,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3192% | 453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3265% | 464 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0771% | 7,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5979% | 2,729 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8768% | 2,098 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1673% | 2,110 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2564% | 493 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0643% | 8,280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4941% | 284 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5056% | 292 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1069% | 7,451 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0406% | 7,344 |
| Percentage Net Loans Charged-off: Credit card loans | -2.5532% | 2,127 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2484% | 1,327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2750% | 398 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1269% | 8,448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5720% | 251 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5854% | 259 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1407% | 7,607 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6434% | 2,171 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1303% | 3,692 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0214% | 8,297 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0139% | 8,256 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0293% | 8,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0295% | 8,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0233% | 4,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8762% | 2,369 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5302% | 540 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8034% | 278 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1217% | 3,310 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0621% | 8,554 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0189% | 8,329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0962% | 8,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0967% | 8,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2173% | 7,915 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1842% | 1,513 |
| Percentage Net Loans Charged-off: Credit card loans | 11.2474% | 98 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7220% | 202 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1327% | 2,938 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0851% | 8,622 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0279% | 8,442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1301% | 8,673 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.1301% | 8,656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0308% | 2,916 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9274% | 2,006 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0902% | 335 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.5890% | 136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1399% | 2,439 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0127% | 8,176 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0549% | 8,571 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0110% | 1,506 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0110% | 1,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1548% | 1,685 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8991% | 1,983 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4074% | 229 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6996% | 467 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6163% | 1,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3424% | 614 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4135% | 557 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3356% | 702 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3356% | 723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0165% | 1,660 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5825% | 1,245 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0727% | 583 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3485% | 1,873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0825% | 1,704 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0198% | 8,536 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1470% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1470% | 1,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9711% | 1,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9788% | 2,204 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3391% | 274 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3048% | 2,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1073% | 1,331 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0699% | 764 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1378% | 1,083 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1378% | 1,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6073% | 1,781 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9457% | 2,191 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0847% | 434 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2187% | 2,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1105% | 1,024 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1444% | 410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1026% | 1,007 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1026% | 981 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1974% | 1,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7685% | 2,444 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2841% | 2,848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0482% | 2,596 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0788% | 1,928 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0788% | 1,867 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9348% | 1,992 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5539% | 4,050 |
| Percentage Net Loans Charged-off: Credit card loans | -2.2996% | 2,952 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5627% | 1,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1541% | 1,230 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2526% | 758 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2526% | 760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6799% | 1,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8742% | 2,633 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7701% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3829% | 8,240 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8233% | 728 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4405% | 1,587 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1926% | 3,582 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3400% | 2,421 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3922% | 2,278 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5774% | 1,393 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1701% | 4,473 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1437% | 6,274 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1463% | 1,755 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |