Home > Meade County Bank > Income and Expense

Meade County Bank, Income and Expense

Basic Info Reviews History Routing Number Locations

2023-12-31 (YTD Data)		Rank
Total interest income	$16,999,000	2,112
Total interest expense	$7,341,000	1,585
Net interest income	$9,658,000	2,432
Provision for loan and lease losses	$115,000	2,372
Total noninterest income	$2,059,000	1,972
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$320,000	2,121
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,739,000	1,736
Total noninterest expense	$7,281,000	2,497
Salaries and employee benefits	$3,889,000	2,560
Premises and equipment expense	$605,000	2,695
Additional noninterest expense	$1,739,000	1,736
Pre-tax net operating income	$4,321,000	2,090
Securities gains (losses)	$256,000	140
Applicable income taxes	$994,000	1,440
Income before extraordinary items	$3,583,000	2,126
Extraordinary gains, net	$0	54
Net income	$3,583,000	2,150
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,583,000	2,129
Net charge-offs	$23,000	2,142
Cash dividends	$1,200,000	1,981
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$3,380,760	2,209
2023-09-30 (YTD Data)		Rank
Total interest income	$12,264,000	2,121
Total interest expense	$5,129,000	1,544
Net interest income	$7,135,000	2,471
Provision for loan and lease losses	$115,000	2,050
Total noninterest income	$1,737,000	1,861
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$237,000	2,139
Trading account gains and fees	$0	125
Additional Noninterest Income	$1,500,000	1,613
Total noninterest expense	$5,264,000	2,543
Salaries and employee benefits	$2,764,000	2,642
Premises and equipment expense	$438,000	2,763
Additional noninterest expense	$1,500,000	1,613
Pre-tax net operating income	$3,493,000	2,054
Securities gains (losses)	$41,000	287
Applicable income taxes	$824,000	1,419
Income before extraordinary items	$2,710,000	2,168
Extraordinary gains, net	$0	52
Net income	$2,710,000	2,189
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,710,000	2,170
Net charge-offs	$12,000	2,080
Cash dividends	$900,000	1,768
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,677,610	2,208
2023-06-30 (YTD Data)		Rank
Total interest income	$7,865,000	2,143
Total interest expense	$3,081,000	1,536
Net interest income	$4,784,000	2,486
Provision for loan and lease losses	$70,000	2,027
Total noninterest income	$710,000	2,306
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$152,000	2,169
Trading account gains and fees	$0	112
Additional Noninterest Income	$558,000	2,090
Total noninterest expense	$3,380,000	2,578
Salaries and employee benefits	$1,849,000	2,635
Premises and equipment expense	$284,000	2,782
Additional noninterest expense	$558,000	2,087
Pre-tax net operating income	$2,044,000	2,227
Securities gains (losses)	$41,000	301
Applicable income taxes	$484,000	1,517
Income before extraordinary items	$1,601,000	2,329
Extraordinary gains, net	$0	51
Net income	$1,601,000	2,356
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,601,000	2,329
Net charge-offs	$10,000	1,813
Cash dividends	$900,000	1,469
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,568,610	2,367
2023-03-31 (YTD Data)		Rank
Total interest income	$3,775,000	2,188
Total interest expense	$1,425,000	1,475
Net interest income	$2,350,000	2,520
Provision for loan and lease losses	$35,000	1,867
Total noninterest income	$392,000	2,201
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$72,000	2,247
Trading account gains and fees	$0	97
Additional Noninterest Income	$320,000	1,939
Total noninterest expense	$1,564,000	2,744
Salaries and employee benefits	$853,000	2,787
Premises and equipment expense	$125,000	3,008
Additional noninterest expense	$320,000	1,939
Pre-tax net operating income	$1,143,000	2,139
Securities gains (losses)	$0	950
Applicable income taxes	$271,000	1,471
Income before extraordinary items	$872,000	2,271
Extraordinary gains, net	$0	4
Net income	$872,000	2,271
Minority interest net income	$0	48
Net income of bank and minority interests.	$872,000	2,271
Net charge-offs	$5,000	1,579
Cash dividends	$300,000	1,564
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$872,000	2,308
2022-12-31 (YTD Data)		Rank
Total interest income	$12,147,000	2,257
Total interest expense	$2,108,000	1,538
Net interest income	$10,039,000	2,363
Provision for loan and lease losses	$221,000	1,745
Total noninterest income	$1,082,000	2,708
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$357,000	2,072
Trading account gains and fees	$0	116
Additional Noninterest Income	$725,000	2,672
Total noninterest expense	$6,237,000	2,696
Salaries and employee benefits	$3,313,000	2,790
Premises and equipment expense	$545,000	2,868
Additional noninterest expense	$725,000	2,672
Pre-tax net operating income	$4,663,000	2,115
Securities gains (losses)	$258,000	102
Applicable income taxes	$1,126,000	1,462
Income before extraordinary items	$3,795,000	2,172
Extraordinary gains, net	$0	5
Net income	$3,795,000	2,171
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,795,000	2,171
Net charge-offs	$19,000	1,945
Cash dividends	$1,200,000	1,967
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$3,591,180	2,269
2022-09-30 (YTD Data)		Rank
Total interest income	$8,693,000	2,269
Total interest expense	$1,126,000	1,623
Net interest income	$7,567,000	2,341
Provision for loan and lease losses	$151,000	1,625
Total noninterest income	$824,000	2,729
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$273,000	2,075
Trading account gains and fees	$0	111
Additional Noninterest Income	$551,000	2,697
Total noninterest expense	$4,473,000	2,753
Salaries and employee benefits	$2,352,000	2,863
Premises and equipment expense	$357,000	3,052
Additional noninterest expense	$551,000	2,697
Pre-tax net operating income	$3,767,000	2,002
Securities gains (losses)	$258,000	95
Applicable income taxes	$939,000	1,386
Income before extraordinary items	$3,086,000	2,050
Extraordinary gains, net	$0	4
Net income	$3,086,000	2,049
Minority interest net income	$0	57
Net income of bank and minority interests.	$3,086,000	2,049
Net charge-offs	$12,000	1,769
Cash dividends	$900,000	1,751
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,882,180	2,158
2022-06-30 (YTD Data)		Rank
Total interest income	$5,527,000	2,287
Total interest expense	$597,000	1,741
Net interest income	$4,930,000	2,329
Provision for loan and lease losses	$61,000	1,762
Total noninterest income	$548,000	2,724
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$167,000	2,161
Trading account gains and fees	$0	108
Additional Noninterest Income	$381,000	2,688
Total noninterest expense	$3,011,000	2,735
Salaries and employee benefits	$1,543,000	2,896
Premises and equipment expense	$233,000	3,106
Additional noninterest expense	$1,235,000	2,262
Pre-tax net operating income	$2,406,000	1,964
Securities gains (losses)	$0	687
Applicable income taxes	$546,000	1,419
Income before extraordinary items	$1,860,000	2,079
Extraordinary gains, net	$0	4
Net income	$1,860,000	2,080
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,860,000	2,079
Net charge-offs	$2,000	1,931
Cash dividends	$600,000	1,734
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,860,000	2,116
2022-03-31 (YTD Data)		Rank
Total interest income	$2,647,000	2,323
Total interest expense	$286,000	1,742
Net interest income	$2,361,000	2,344
Provision for loan and lease losses	$20,000	1,778
Total noninterest income	$263,000	2,742
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$79,000	2,194
Trading account gains and fees	$0	103
Additional Noninterest Income	$184,000	2,663
Total noninterest expense	$1,414,000	2,820
Salaries and employee benefits	$723,000	2,987
Premises and equipment expense	$115,000	3,134
Additional noninterest expense	$576,000	2,348
Pre-tax net operating income	$1,190,000	1,930
Securities gains (losses)	$0	623
Applicable income taxes	$274,000	1,388
Income before extraordinary items	$916,000	2,021
Extraordinary gains, net	$0	4
Net income	$916,000	2,020
Minority interest net income	$0	50
Net income of bank and minority interests.	$916,000	2,021
Net charge-offs	$-1,000	3,005
Cash dividends	$300,000	1,485
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$916,000	2,038
2021-12-31 (YTD Data)		Rank
Total interest income	$10,432,000	2,408
Total interest expense	$1,251,000	1,894
Net interest income	$9,181,000	2,438
Provision for loan and lease losses	$0	3,064
Total noninterest income	$980,000	3,001
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$274,000	2,295
Trading account gains and fees	$0	132
Additional Noninterest Income	$706,000	2,960
Total noninterest expense	$5,546,000	2,841
Salaries and employee benefits	$3,027,000	2,914
Premises and equipment expense	$511,000	3,002
Additional noninterest expense	$2,008,000	2,593
Pre-tax net operating income	$4,615,000	2,159
Securities gains (losses)	$0	2,062
Applicable income taxes	$1,088,000	1,542
Income before extraordinary items	$3,527,000	2,344
Extraordinary gains, net	$0	10
Net income	$3,527,000	2,344
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,527,000	2,345
Net charge-offs	$4,000	2,487
Cash dividends	$900,000	2,324
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,527,000	2,312
2021-09-30 (YTD Data)		Rank
Total interest income	$7,837,000	2,456
Total interest expense	$958,000	1,953
Net interest income	$6,879,000	2,482
Provision for loan and lease losses	$0	2,963
Total noninterest income	$695,000	3,088
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$198,000	2,337
Trading account gains and fees	$0	132
Additional Noninterest Income	$497,000	3,073
Total noninterest expense	$4,069,000	2,902
Salaries and employee benefits	$2,175,000	2,992
Premises and equipment expense	$401,000	2,950
Additional noninterest expense	$1,493,000	2,604
Pre-tax net operating income	$3,505,000	2,226
Securities gains (losses)	$0	2,015
Applicable income taxes	$945,000	1,506
Income before extraordinary items	$2,560,000	2,483
Extraordinary gains, net	$0	8
Net income	$2,560,000	2,483
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,560,000	2,483
Net charge-offs	$4,000	2,210
Cash dividends	$600,000	2,145
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,560,000	2,452
2021-06-30 (YTD Data)		Rank
Total interest income	$5,058,000	2,498
Total interest expense	$648,000	2,002
Net interest income	$4,410,000	2,545
Provision for loan and lease losses	$0	2,862
Total noninterest income	$445,000	3,134
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$124,000	2,371
Trading account gains and fees	$0	133
Additional Noninterest Income	$321,000	3,077
Total noninterest expense	$2,697,000	2,906
Salaries and employee benefits	$1,466,000	2,978
Premises and equipment expense	$260,000	2,986
Additional noninterest expense	$971,000	2,643
Pre-tax net operating income	$2,158,000	2,287
Securities gains (losses)	$0	1,818
Applicable income taxes	$498,000	1,665
Income before extraordinary items	$1,660,000	2,488
Extraordinary gains, net	$0	6
Net income	$1,660,000	2,488
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,660,000	2,488
Net charge-offs	$3,000	2,008
Cash dividends	$300,000	2,344
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,660,000	2,445
2021-03-31 (YTD Data)		Rank
Total interest income	$2,405,000	2,566
Total interest expense	$325,000	2,066
Net interest income	$2,080,000	2,609
Provision for loan and lease losses	$0	2,741
Total noninterest income	$213,000	3,158
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$63,000	2,347
Trading account gains and fees	$0	127
Additional Noninterest Income	$150,000	3,117
Total noninterest expense	$1,294,000	2,971
Salaries and employee benefits	$697,000	3,044
Premises and equipment expense	$130,000	2,999
Additional noninterest expense	$467,000	2,659
Pre-tax net operating income	$999,000	2,363
Securities gains (losses)	$0	1,392
Applicable income taxes	$230,000	1,708
Income before extraordinary items	$769,000	2,566
Extraordinary gains, net	$0	3
Net income	$769,000	2,564
Minority interest net income	$0	55
Net income of bank and minority interests.	$769,000	2,566
Net charge-offs	$3,000	1,645
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$769,000	2,537
2020-12-31 (YTD Data)		Rank
Total interest income	$9,838,000	2,540
Total interest expense	$1,741,000	2,154
Net interest income	$8,097,000	2,601
Provision for loan and lease losses	$453,000	2,341
Total noninterest income	$881,000	3,028
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$542,000	1,529
Trading account gains and fees	$0	133
Additional Noninterest Income	$339,000	3,525
Total noninterest expense	$5,399,000	2,862
Salaries and employee benefits	$2,844,000	3,023
Premises and equipment expense	$469,000	3,162
Additional noninterest expense	$2,086,000	2,474
Pre-tax net operating income	$3,126,000	2,379
Securities gains (losses)	$12,000	2,262
Applicable income taxes	$618,000	1,793
Income before extraordinary items	$2,520,000	2,545
Extraordinary gains, net	$0	4
Net income	$2,520,000	2,545
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,520,000	2,545
Net charge-offs	$8,000	3,088
Cash dividends	$1,500,000	1,772
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,510,400	2,500
2020-09-30 (YTD Data)		Rank
Total interest income	$7,287,000	2,572
Total interest expense	$1,409,000	2,125
Net interest income	$5,878,000	2,653
Provision for loan and lease losses	$333,000	2,326
Total noninterest income	$670,000	2,971
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$397,000	1,551
Trading account gains and fees	$0	125
Additional Noninterest Income	$273,000	3,435
Total noninterest expense	$3,883,000	2,930
Salaries and employee benefits	$2,008,000	3,086
Premises and equipment expense	$367,000	3,109
Additional noninterest expense	$1,508,000	2,495
Pre-tax net operating income	$2,332,000	2,374
Securities gains (losses)	$12,000	2,078
Applicable income taxes	$467,000	1,776
Income before extraordinary items	$1,877,000	2,523
Extraordinary gains, net	$0	4
Net income	$1,877,000	2,523
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,877,000	2,523
Net charge-offs	$6,000	2,872
Cash dividends	$900,000	1,790
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,867,400	2,491
2020-06-30 (YTD Data)		Rank
Total interest income	$4,893,000	2,594
Total interest expense	$1,010,000	2,127
Net interest income	$3,883,000	2,679
Provision for loan and lease losses	$213,000	2,343
Total noninterest income	$397,000	3,098
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$265,000	1,570
Trading account gains and fees	$0	123
Additional Noninterest Income	$132,000	3,693
Total noninterest expense	$2,570,000	2,952
Salaries and employee benefits	$1,342,000	3,107
Premises and equipment expense	$236,000	3,163
Additional noninterest expense	$992,000	2,521
Pre-tax net operating income	$1,497,000	2,388
Securities gains (losses)	$-1,000	4,646
Applicable income taxes	$302,000	1,742
Income before extraordinary items	$1,194,000	2,559
Extraordinary gains, net	$0	4
Net income	$1,194,000	2,558
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,194,000	2,559
Net charge-offs	$4,000	2,717
Cash dividends	$600,000	1,762
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,194,800	2,519
2020-03-31 (YTD Data)		Rank
Total interest income	$2,453,000	2,589
Total interest expense	$559,000	2,143
Net interest income	$1,894,000	2,688
Provision for loan and lease losses	$65,000	2,312
Total noninterest income	$199,000	3,021
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$146,000	1,665
Trading account gains and fees	$0	106
Additional Noninterest Income	$53,000	3,804
Total noninterest expense	$1,148,000	3,179
Salaries and employee benefits	$631,000	3,226
Premises and equipment expense	$52,000	4,273
Additional noninterest expense	$465,000	2,659
Pre-tax net operating income	$880,000	2,018
Securities gains (losses)	$-1,000	4,671
Applicable income taxes	$176,000	1,491
Income before extraordinary items	$703,000	2,163
Extraordinary gains, net	$0	4
Net income	$703,000	2,162
Minority interest net income	$0	56
Net income of bank and minority interests.	$703,000	2,163
Net charge-offs	$1,000	2,430
Cash dividends	$300,000	1,635
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$703,800	2,129
2019-12-31 (YTD Data)		Rank
Total interest income	$9,259,000	2,703
Total interest expense	$2,005,000	2,328
Net interest income	$7,254,000	2,780
Provision for loan and lease losses	$0	3,973
Total noninterest income	$824,000	3,069
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$581,000	1,713
Trading account gains and fees	$0	135
Additional Noninterest Income	$243,000	3,776
Total noninterest expense	$5,131,000	2,961
Salaries and employee benefits	$2,577,000	3,181
Premises and equipment expense	$1,118,000	1,887
Additional noninterest expense	$1,436,000	3,177
Pre-tax net operating income	$2,947,000	2,490
Securities gains (losses)	$-1,000	4,531
Applicable income taxes	$520,000	1,951
Income before extraordinary items	$2,426,000	2,613
Extraordinary gains, net	$0	11
Net income	$2,426,000	2,613
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,426,000	2,615
Net charge-offs	$11,000	3,294
Cash dividends	$1,200,000	2,127
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,426,820	2,577
2019-09-30 (YTD Data)		Rank
Total interest income	$6,832,000	2,772
Total interest expense	$1,539,000	2,311
Net interest income	$5,293,000	2,862
Provision for loan and lease losses	$0	3,836
Total noninterest income	$599,000	3,124
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$428,000	1,741
Trading account gains and fees	$0	129
Additional Noninterest Income	$171,000	3,870
Total noninterest expense	$3,851,000	2,975
Salaries and employee benefits	$1,919,000	3,218
Premises and equipment expense	$858,000	1,871
Additional noninterest expense	$1,074,000	3,203
Pre-tax net operating income	$2,041,000	2,696
Securities gains (losses)	$-1,000	4,641
Applicable income taxes	$396,000	2,005
Income before extraordinary items	$1,644,000	2,827
Extraordinary gains, net	$0	11
Net income	$1,644,000	2,828
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,644,000	2,828
Net charge-offs	$9,000	2,987
Cash dividends	$900,000	1,925
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,644,810	2,795
2019-06-30 (YTD Data)		Rank
Total interest income	$4,458,000	2,815
Total interest expense	$995,000	2,345
Net interest income	$3,463,000	2,912
Provision for loan and lease losses	$0	3,685
Total noninterest income	$390,000	3,128
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$276,000	1,764
Trading account gains and fees	$0	131
Additional Noninterest Income	$114,000	3,878
Total noninterest expense	$2,524,000	3,037
Salaries and employee benefits	$1,262,000	3,246
Premises and equipment expense	$555,000	1,919
Additional noninterest expense	$707,000	3,249
Pre-tax net operating income	$1,329,000	2,704
Securities gains (losses)	$0	1,702
Applicable income taxes	$257,000	1,995
Income before extraordinary items	$1,072,000	2,853
Extraordinary gains, net	$0	11
Net income	$1,072,000	2,852
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,072,000	2,852
Net charge-offs	$8,000	2,672
Cash dividends	$600,000	1,903
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,072,000	2,827
2019-03-31 (YTD Data)		Rank
Total interest income	$2,166,000	2,885
Total interest expense	$468,000	2,399
Net interest income	$1,698,000	2,968
Provision for loan and lease losses	$0	3,406
Total noninterest income	$183,000	3,143
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$132,000	1,819
Trading account gains and fees	$0	126
Additional Noninterest Income	$51,000	3,965
Total noninterest expense	$1,327,000	2,951
Salaries and employee benefits	$684,000	3,148
Premises and equipment expense	$290,000	1,877
Additional noninterest expense	$353,000	3,256
Pre-tax net operating income	$554,000	2,927
Securities gains (losses)	$0	1,087
Applicable income taxes	$107,000	2,098
Income before extraordinary items	$447,000	3,053
Extraordinary gains, net	$0	5
Net income	$447,000	3,051
Minority interest net income	$0	52
Net income of bank and minority interests.	$447,000	3,052
Net charge-offs	$4,000	2,286
Cash dividends	$300,000	1,718
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$447,000	3,041
2018-12-31 (YTD Data)		Rank
Total interest income	$7,850,000	2,969
Total interest expense	$1,308,000	2,544
Net interest income	$6,542,000	3,014
Provision for loan and lease losses	$0	4,082
Total noninterest income	$910,000	2,978
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$555,000	1,836
Trading account gains and fees	$0	126
Additional Noninterest Income	$355,000	3,487
Total noninterest expense	$4,836,000	3,113
Salaries and employee benefits	$2,516,000	3,270
Premises and equipment expense	$865,000	2,255
Additional noninterest expense	$1,455,000	3,225
Pre-tax net operating income	$2,616,000	2,710
Securities gains (losses)	$-8,000	4,349
Applicable income taxes	$399,000	2,172
Income before extraordinary items	$2,209,000	2,782
Extraordinary gains, net	$0	6
Net income	$2,209,000	2,781
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,209,000	2,781
Net charge-offs	$19,000	3,126
Cash dividends	$1,200,000	2,014
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,215,800	2,769
2018-09-30 (YTD Data)		Rank
Total interest income	$5,732,000	3,008
Total interest expense	$887,000	2,616
Net interest income	$4,845,000	3,056
Provision for loan and lease losses	$0	3,948
Total noninterest income	$694,000	2,983
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$407,000	1,881
Trading account gains and fees	$0	138
Additional Noninterest Income	$287,000	3,426
Total noninterest expense	$3,716,000	3,076
Salaries and employee benefits	$1,934,000	3,230
Premises and equipment expense	$652,000	2,258
Additional noninterest expense	$1,130,000	3,167
Pre-tax net operating income	$1,823,000	2,883
Securities gains (losses)	$-8,000	4,722
Applicable income taxes	$351,000	2,103
Income before extraordinary items	$1,464,000	3,026
Extraordinary gains, net	$0	5
Net income	$1,464,000	3,024
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,464,000	3,025
Net charge-offs	$11,000	2,953
Cash dividends	$900,000	1,765
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,470,480	3,011
2018-06-30 (YTD Data)		Rank
Total interest income	$3,777,000	3,024
Total interest expense	$550,000	2,646
Net interest income	$3,227,000	3,058
Provision for loan and lease losses	$0	3,782
Total noninterest income	$505,000	2,876
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$269,000	1,885
Trading account gains and fees	$0	130
Additional Noninterest Income	$236,000	3,173
Total noninterest expense	$2,452,000	3,118
Salaries and employee benefits	$1,259,000	3,295
Premises and equipment expense	$416,000	2,347
Additional noninterest expense	$777,000	3,115
Pre-tax net operating income	$1,280,000	2,772
Securities gains (losses)	$-8,000	4,955
Applicable income taxes	$248,000	2,030
Income before extraordinary items	$1,024,000	2,916
Extraordinary gains, net	$0	6
Net income	$1,024,000	2,915
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,024,000	2,915
Net charge-offs	$8,000	2,667
Cash dividends	$600,000	1,762
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,030,480	2,894
2018-03-31 (YTD Data)		Rank
Total interest income	$1,861,000	3,063
Total interest expense	$239,000	2,811
Net interest income	$1,622,000	3,061
Provision for loan and lease losses	$0	3,508
Total noninterest income	$323,000	2,519
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$137,000	1,871
Trading account gains and fees	$0	123
Additional Noninterest Income	$186,000	2,584
Total noninterest expense	$1,325,000	3,002
Salaries and employee benefits	$680,000	3,172
Premises and equipment expense	$215,000	2,327
Additional noninterest expense	$430,000	2,927
Pre-tax net operating income	$620,000	2,762
Securities gains (losses)	$-8,000	5,192
Applicable income taxes	$103,000	2,155
Income before extraordinary items	$509,000	2,869
Extraordinary gains, net	$0	7
Net income	$509,000	2,869
Minority interest net income	$0	52
Net income of bank and minority interests.	$509,000	2,869
Net charge-offs	$3,000	2,344
Cash dividends	$300,000	1,579
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$515,640	2,839
2017-12-31 (YTD Data)		Rank
Total interest income	$6,868,000	3,157
Total interest expense	$733,000	3,072
Net interest income	$6,135,000	3,131
Provision for loan and lease losses	$0	4,227
Total noninterest income	$731,000	3,408
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$485,000	2,076
Trading account gains and fees	$0	151
Additional Noninterest Income	$246,000	4,011
Total noninterest expense	$4,614,000	3,261
Salaries and employee benefits	$2,219,000	3,550
Premises and equipment expense	$1,111,000	1,956
Additional noninterest expense	$1,284,000	3,526
Pre-tax net operating income	$2,252,000	2,920
Securities gains (losses)	$2,000	1,996
Applicable income taxes	$585,000	2,304
Income before extraordinary items	$1,669,000	2,970
Extraordinary gains, net	$0	9
Net income	$1,669,000	2,969
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,669,000	2,970
Net charge-offs	$4,000	3,892
Cash dividends	$1,200,000	1,976
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,667,520	2,951
2017-09-30 (YTD Data)		Rank
Total interest income	$5,059,000	3,217
Total interest expense	$551,000	3,051
Net interest income	$4,508,000	3,197
Provision for loan and lease losses	$0	4,088
Total noninterest income	$605,000	3,301
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$405,000	1,933
Trading account gains and fees	$0	145
Additional Noninterest Income	$200,000	3,966
Total noninterest expense	$3,269,000	3,395
Salaries and employee benefits	$1,567,000	3,678
Premises and equipment expense	$832,000	1,962
Additional noninterest expense	$870,000	3,752
Pre-tax net operating income	$1,844,000	2,837
Securities gains (losses)	$2,000	2,024
Applicable income taxes	$520,000	2,031
Income before extraordinary items	$1,326,000	3,053
Extraordinary gains, net	$0	9
Net income	$1,326,000	3,052
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,326,000	3,053
Net charge-offs	$2,000	3,621
Cash dividends	$900,000	1,809
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,324,560	3,031
2017-06-30 (YTD Data)		Rank
Total interest income	$3,306,000	3,249
Total interest expense	$360,000	3,054
Net interest income	$2,946,000	3,227
Provision for loan and lease losses	$0	3,871
Total noninterest income	$425,000	3,233
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$276,000	1,886
Trading account gains and fees	$0	139
Additional Noninterest Income	$149,000	3,853
Total noninterest expense	$2,101,000	3,496
Salaries and employee benefits	$1,063,000	3,672
Premises and equipment expense	$257,000	3,242
Additional noninterest expense	$781,000	3,160
Pre-tax net operating income	$1,270,000	2,755
Securities gains (losses)	$4,000	1,497
Applicable income taxes	$369,000	1,983
Income before extraordinary items	$905,000	2,978
Extraordinary gains, net	$0	11
Net income	$905,000	2,977
Minority interest net income	$0	71
Net income of bank and minority interests.	$905,000	2,978
Net charge-offs	$1,000	3,381
Cash dividends	$600,000	1,787
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$902,160	2,961
2017-03-31 (YTD Data)		Rank
Total interest income	$1,620,000	3,290
Total interest expense	$179,000	3,063
Net interest income	$1,441,000	3,272
Provision for loan and lease losses	$0	3,537
Total noninterest income	$211,000	3,226
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$130,000	1,981
Trading account gains and fees	$0	142
Additional Noninterest Income	$81,000	3,762
Total noninterest expense	$1,036,000	3,547
Salaries and employee benefits	$529,000	3,735
Premises and equipment expense	$126,000	3,328
Additional noninterest expense	$381,000	3,208
Pre-tax net operating income	$616,000	2,761
Securities gains (losses)	$4,000	846
Applicable income taxes	$176,000	1,975
Income before extraordinary items	$444,000	2,957
Extraordinary gains, net	$0	8
Net income	$444,000	2,957
Minority interest net income	$0	55
Net income of bank and minority interests.	$444,000	2,957
Net charge-offs	$0	2,943
Cash dividends	$300,000	1,627
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$441,120	2,946
2016-12-31 (YTD Data)		Rank
Total interest income	$6,599,000	3,235
Total interest expense	$695,000	3,065
Net interest income	$5,904,000	3,228
Provision for loan and lease losses	$10,000	4,183
Total noninterest income	$744,000	3,491
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$549,000	1,933
Trading account gains and fees	$0	170
Additional Noninterest Income	$195,000	4,382
Total noninterest expense	$4,034,000	3,634
Salaries and employee benefits	$2,091,000	3,737
Premises and equipment expense	$501,000	3,371
Additional noninterest expense	$1,442,000	3,430
Pre-tax net operating income	$2,604,000	2,612
Securities gains (losses)	$-3,000	5,561
Applicable income taxes	$764,000	1,884
Income before extraordinary items	$1,837,000	2,933
Extraordinary gains, net	$0	5
Net income	$1,837,000	2,932
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,837,000	2,932
Net charge-offs	$0	4,281
Cash dividends	$1,200,000	1,965
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,839,130	2,879
2016-09-30 (YTD Data)		Rank
Total interest income	$4,937,000	3,252
Total interest expense	$517,000	3,066
Net interest income	$4,420,000	3,247
Provision for loan and lease losses	$10,000	4,002
Total noninterest income	$546,000	3,536
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$403,000	1,970
Trading account gains and fees	$0	169
Additional Noninterest Income	$143,000	4,456
Total noninterest expense	$3,053,000	3,614
Salaries and employee benefits	$1,558,000	3,755
Premises and equipment expense	$417,000	3,193
Additional noninterest expense	$1,078,000	3,445
Pre-tax net operating income	$1,903,000	2,705
Securities gains (losses)	$-3,000	5,725
Applicable income taxes	$549,000	1,979
Income before extraordinary items	$1,351,000	2,984
Extraordinary gains, net	$0	5
Net income	$1,351,000	2,984
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,351,000	2,984
Net charge-offs	$2,000	3,786
Cash dividends	$900,000	1,762
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,353,130	2,933
2016-06-30 (YTD Data)		Rank
Total interest income	$3,265,000	3,284
Total interest expense	$337,000	3,119
Net interest income	$2,928,000	3,269
Provision for loan and lease losses	$10,000	3,761
Total noninterest income	$351,000	3,599
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$258,000	2,018
Trading account gains and fees	$0	157
Additional Noninterest Income	$93,000	4,493
Total noninterest expense	$1,997,000	3,681
Salaries and employee benefits	$1,031,000	3,800
Premises and equipment expense	$288,000	3,119
Additional noninterest expense	$678,000	3,590
Pre-tax net operating income	$1,272,000	2,665
Securities gains (losses)	$-1,000	5,765
Applicable income taxes	$371,000	1,942
Income before extraordinary items	$900,000	2,969
Extraordinary gains, net	$0	16
Net income	$900,000	2,967
Minority interest net income	$0	71
Net income of bank and minority interests.	$900,000	2,968
Net charge-offs	$-2,000	4,474
Cash dividends	$600,000	1,762
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$900,710	2,903
2016-03-31 (YTD Data)		Rank
Total interest income	$1,624,000	3,309
Total interest expense	$173,000	3,084
Net interest income	$1,451,000	3,292
Provision for loan and lease losses	$0	3,656
Total noninterest income	$172,000	3,595
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$125,000	2,056
Trading account gains and fees	$0	142
Additional Noninterest Income	$47,000	4,470
Total noninterest expense	$996,000	3,720
Salaries and employee benefits	$502,000	3,877
Premises and equipment expense	$141,000	3,202
Additional noninterest expense	$353,000	3,526
Pre-tax net operating income	$627,000	2,674
Securities gains (losses)	$0	2,077
Applicable income taxes	$176,000	1,952
Income before extraordinary items	$451,000	2,917
Extraordinary gains, net	$0	12
Net income	$451,000	2,916
Minority interest net income	$0	62
Net income of bank and minority interests.	$451,000	2,917
Net charge-offs	$-13,000	5,298
Cash dividends	$300,000	1,591
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$451,000	2,864
2015-12-31 (YTD Data)		Rank
Total interest income	$6,406,000	3,313
Total interest expense	$732,000	2,978
Net interest income	$5,674,000	3,313
Provision for loan and lease losses	$30,000	3,863
Total noninterest income	$733,000	3,569
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$529,000	2,041
Trading account gains and fees	$0	159
Additional Noninterest Income	$204,000	4,438
Total noninterest expense	$3,701,000	3,881
Salaries and employee benefits	$1,998,000	3,899
Premises and equipment expense	$458,000	3,641
Additional noninterest expense	$1,245,000	3,848
Pre-tax net operating income	$2,676,000	2,517
Securities gains (losses)	$112,000	1,103
Applicable income taxes	$818,000	1,779
Income before extraordinary items	$1,970,000	2,767
Extraordinary gains, net	$0	23
Net income	$1,970,000	2,768
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,970,000	2,769
Net charge-offs	$39,000	3,421
Cash dividends	$900,000	2,260
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,890,480	2,781
2015-09-30 (YTD Data)		Rank
Total interest income	$4,739,000	3,373
Total interest expense	$549,000	3,012
Net interest income	$4,190,000	3,375
Provision for loan and lease losses	$19,000	3,840
Total noninterest income	$550,000	3,587
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$399,000	2,044
Trading account gains and fees	$0	153
Additional Noninterest Income	$151,000	4,481
Total noninterest expense	$2,858,000	3,836
Salaries and employee benefits	$1,533,000	3,878
Premises and equipment expense	$390,000	3,447
Additional noninterest expense	$935,000	3,840
Pre-tax net operating income	$1,863,000	2,692
Securities gains (losses)	$112,000	965
Applicable income taxes	$580,000	1,876
Income before extraordinary items	$1,395,000	2,900
Extraordinary gains, net	$0	21
Net income	$1,395,000	2,899
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,395,000	2,901
Net charge-offs	$24,000	3,264
Cash dividends	$900,000	1,699
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,315,480	2,969
2015-06-30 (YTD Data)		Rank
Total interest income	$3,101,000	3,416
Total interest expense	$363,000	3,046
Net interest income	$2,738,000	3,436
Provision for loan and lease losses	$0	4,069
Total noninterest income	$361,000	3,604
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$254,000	2,083
Trading account gains and fees	$0	157
Additional Noninterest Income	$107,000	4,442
Total noninterest expense	$1,848,000	3,938
Salaries and employee benefits	$1,038,000	3,871
Premises and equipment expense	$211,000	3,873
Additional noninterest expense	$599,000	3,961
Pre-tax net operating income	$1,251,000	2,660
Securities gains (losses)	$114,000	784
Applicable income taxes	$400,000	1,848
Income before extraordinary items	$965,000	2,818
Extraordinary gains, net	$0	22
Net income	$965,000	2,818
Minority interest net income	$0	75
Net income of bank and minority interests.	$965,000	2,820
Net charge-offs	$3,000	3,598
Cash dividends	$600,000	1,719
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$884,060	2,921
2015-03-31 (YTD Data)		Rank
Total interest income	$1,501,000	3,491
Total interest expense	$174,000	3,162
Net interest income	$1,327,000	3,505
Provision for loan and lease losses	$0	3,703
Total noninterest income	$148,000	3,938
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$121,000	2,152
Trading account gains and fees	$0	152
Additional Noninterest Income	$27,000	5,145
Total noninterest expense	$901,000	4,044
Salaries and employee benefits	$510,000	3,930
Premises and equipment expense	$104,000	3,947
Additional noninterest expense	$287,000	4,070
Pre-tax net operating income	$574,000	2,774
Securities gains (losses)	$115,000	532
Applicable income taxes	$201,000	1,818
Income before extraordinary items	$488,000	2,767
Extraordinary gains, net	$0	13
Net income	$488,000	2,770
Minority interest net income	$0	64
Net income of bank and minority interests.	$488,000	2,770
Net charge-offs	$2,000	2,999
Cash dividends	$300,000	1,521
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$406,350	3,033
2014-12-31 (YTD Data)		Rank
Total interest income	$6,206,000	3,455
Total interest expense	$630,000	3,506
Net interest income	$5,576,000	3,407
Provision for loan and lease losses	$0	4,603
Total noninterest income	$760,000	3,572
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$592,000	1,994
Trading account gains and fees	$0	180
Additional Noninterest Income	$168,000	4,736
Total noninterest expense	$3,606,000	4,068
Salaries and employee benefits	$1,912,000	4,077
Premises and equipment expense	$489,000	3,689
Additional noninterest expense	$1,205,000	4,042
Pre-tax net operating income	$2,730,000	2,427
Securities gains (losses)	$-3,000	5,900
Applicable income taxes	$836,000	1,725
Income before extraordinary items	$1,891,000	2,816
Extraordinary gains, net	$0	17
Net income	$1,891,000	2,814
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,891,000	2,816
Net charge-offs	$12,000	4,510
Cash dividends	$1,200,000	1,801
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,893,070	2,757
2014-09-30 (YTD Data)		Rank
Total interest income	$4,620,000	3,498
Total interest expense	$455,000	3,673
Net interest income	$4,165,000	3,441
Provision for loan and lease losses	$0	4,401
Total noninterest income	$534,000	3,713
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$449,000	1,976
Trading account gains and fees	$0	174
Additional Noninterest Income	$85,000	5,185
Total noninterest expense	$2,721,000	4,073
Salaries and employee benefits	$1,523,000	3,960
Premises and equipment expense	$371,000	3,711
Additional noninterest expense	$827,000	4,265
Pre-tax net operating income	$1,978,000	2,530
Securities gains (losses)	$-3,000	6,006
Applicable income taxes	$570,000	1,855
Income before extraordinary items	$1,405,000	2,855
Extraordinary gains, net	$0	15
Net income	$1,405,000	2,856
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,405,000	2,856
Net charge-offs	$15,000	3,973
Cash dividends	$900,000	1,610
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,407,130	2,803
2014-06-30 (YTD Data)		Rank
Total interest income	$3,053,000	3,522
Total interest expense	$302,000	3,719
Net interest income	$2,751,000	3,458
Provision for loan and lease losses	$0	4,196
Total noninterest income	$364,000	3,660
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$296,000	1,969
Trading account gains and fees	$0	172
Additional Noninterest Income	$68,000	5,023
Total noninterest expense	$1,792,000	4,128
Salaries and employee benefits	$1,015,000	3,994
Premises and equipment expense	$243,000	3,771
Additional noninterest expense	$534,000	4,346
Pre-tax net operating income	$1,323,000	2,465
Securities gains (losses)	$-1,000	6,043
Applicable income taxes	$389,000	1,790
Income before extraordinary items	$933,000	2,780
Extraordinary gains, net	$0	20
Net income	$933,000	2,784
Minority interest net income	$0	80
Net income of bank and minority interests.	$933,000	2,784
Net charge-offs	$11,000	3,690
Cash dividends	$600,000	1,616
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$933,710	2,731
2014-03-31 (YTD Data)		Rank
Total interest income	$1,497,000	3,584
Total interest expense	$150,000	3,784
Net interest income	$1,347,000	3,516
Provision for loan and lease losses	$0	3,817
Total noninterest income	$159,000	3,893
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$143,000	2,023
Trading account gains and fees	$0	147
Additional Noninterest Income	$16,000	5,685
Total noninterest expense	$862,000	4,244
Salaries and employee benefits	$500,000	4,063
Premises and equipment expense	$126,000	3,744
Additional noninterest expense	$236,000	4,623
Pre-tax net operating income	$644,000	2,459
Securities gains (losses)	$0	1,715
Applicable income taxes	$181,000	1,827
Income before extraordinary items	$463,000	2,713
Extraordinary gains, net	$0	16
Net income	$463,000	2,716
Minority interest net income	$0	66
Net income of bank and minority interests.	$463,000	2,716
Net charge-offs	$7,000	2,989
Cash dividends	$300,000	1,415
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$463,000	2,671
2013-12-31 (YTD Data)		Rank
Total interest income	$5,519,000	3,830
Total interest expense	$546,000	4,278
Net interest income	$4,973,000	3,706
Provision for loan and lease losses	$13,000	4,857
Total noninterest income	$816,000	3,587
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$657,000	1,925
Trading account gains and fees	$0	184
Additional Noninterest Income	$159,000	4,898
Total noninterest expense	$3,414,000	4,318
Salaries and employee benefits	$1,817,000	4,289
Premises and equipment expense	$473,000	3,848
Additional noninterest expense	$1,124,000	4,336
Pre-tax net operating income	$2,362,000	2,552
Securities gains (losses)	$-4,000	6,160
Applicable income taxes	$707,000	1,803
Income before extraordinary items	$1,651,000	2,975
Extraordinary gains, net	$0	29
Net income	$1,651,000	2,977
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,651,000	2,978
Net charge-offs	$5,000	5,225
Cash dividends	$1,200,000	1,704
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,653,800	2,914
2013-09-30 (YTD Data)		Rank
Total interest income	$4,002,000	3,940
Total interest expense	$389,000	4,472
Net interest income	$3,613,000	3,813
Provision for loan and lease losses	$0	4,941
Total noninterest income	$586,000	3,719
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$461,000	2,021
Trading account gains and fees	$0	180
Additional Noninterest Income	$125,000	4,926
Total noninterest expense	$2,552,000	4,351
Salaries and employee benefits	$1,454,000	4,157
Premises and equipment expense	$355,000	3,901
Additional noninterest expense	$743,000	4,628
Pre-tax net operating income	$1,647,000	2,762
Securities gains (losses)	$-2,000	6,351
Applicable income taxes	$483,000	1,943
Income before extraordinary items	$1,162,000	3,135
Extraordinary gains, net	$0	25
Net income	$1,162,000	3,139
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,162,000	3,139
Net charge-offs	$1,000	5,139
Cash dividends	$900,000	1,547
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,163,420	3,059
2013-06-30 (YTD Data)		Rank
Total interest income	$2,556,000	4,069
Total interest expense	$252,000	4,602
Net interest income	$2,304,000	3,924
Provision for loan and lease losses	$0	4,788
Total noninterest income	$375,000	3,819
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$299,000	2,042
Trading account gains and fees	$0	157
Additional Noninterest Income	$76,000	5,065
Total noninterest expense	$1,667,000	4,416
Salaries and employee benefits	$968,000	4,192
Premises and equipment expense	$231,000	3,962
Additional noninterest expense	$468,000	4,757
Pre-tax net operating income	$1,012,000	2,875
Securities gains (losses)	$0	2,791
Applicable income taxes	$306,000	1,994
Income before extraordinary items	$706,000	3,293
Extraordinary gains, net	$0	22
Net income	$706,000	3,294
Minority interest net income	$0	82
Net income of bank and minority interests.	$706,000	3,296
Net charge-offs	$-1,000	5,537
Cash dividends	$600,000	1,519
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$706,000	3,202
2013-03-31 (YTD Data)		Rank
Total interest income	$1,188,000	4,283
Total interest expense	$118,000	4,822
Net interest income	$1,070,000	4,148
Provision for loan and lease losses	$0	4,409
Total noninterest income	$170,000	3,944
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$145,000	2,082
Trading account gains and fees	$0	148
Additional Noninterest Income	$25,000	5,492
Total noninterest expense	$801,000	4,534
Salaries and employee benefits	$484,000	4,235
Premises and equipment expense	$110,000	4,105
Additional noninterest expense	$207,000	5,082
Pre-tax net operating income	$439,000	3,127
Securities gains (losses)	$0	1,966
Applicable income taxes	$137,000	2,086
Income before extraordinary items	$302,000	3,548
Extraordinary gains, net	$0	10
Net income	$302,000	3,549
Minority interest net income	$0	76
Net income of bank and minority interests.	$302,000	3,550
Net charge-offs	$-4,000	5,794
Cash dividends	$300,000	1,317
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$302,000	3,458
2012-12-31 (YTD Data)		Rank
Total interest income	$5,690,000	3,974
Total interest expense	$809,000	4,096
Net interest income	$4,881,000	3,874
Provision for loan and lease losses	$13,000	5,697
Total noninterest income	$892,000	3,453
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$645,000	2,038
Trading account gains and fees	$0	166
Additional Noninterest Income	$247,000	4,335
Total noninterest expense	$3,363,000	4,471
Salaries and employee benefits	$1,743,000	4,473
Premises and equipment expense	$501,000	3,822
Additional noninterest expense	$1,119,000	4,525
Pre-tax net operating income	$2,397,000	2,486
Securities gains (losses)	$0	3,810
Applicable income taxes	$732,000	1,791
Income before extraordinary items	$1,665,000	2,921
Extraordinary gains, net	$0	29
Net income	$1,665,000	2,923
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,665,000	2,923
Net charge-offs	$30,000	5,211
Cash dividends	$1,200,000	1,725
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,665,000	2,801
2012-09-30 (YTD Data)		Rank
Total interest income	$4,387,000	3,967
Total interest expense	$666,000	4,015
Net interest income	$3,721,000	3,900
Provision for loan and lease losses	$13,000	5,535
Total noninterest income	$654,000	3,536
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$474,000	2,084
Trading account gains and fees	$0	157
Additional Noninterest Income	$180,000	4,390
Total noninterest expense	$2,554,000	4,460
Salaries and employee benefits	$1,393,000	4,334
Premises and equipment expense	$401,000	3,698
Additional noninterest expense	$760,000	4,793
Pre-tax net operating income	$1,808,000	2,540
Securities gains (losses)	$0	3,575
Applicable income taxes	$577,000	1,784
Income before extraordinary items	$1,231,000	3,012
Extraordinary gains, net	$0	20
Net income	$1,231,000	3,012
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,231,000	3,011
Net charge-offs	$18,000	5,119
Cash dividends	$900,000	1,426
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,231,000	2,873
2012-06-30 (YTD Data)		Rank
Total interest income	$2,980,000	3,950
Total interest expense	$476,000	3,943
Net interest income	$2,504,000	3,888
Provision for loan and lease losses	$13,000	5,290
Total noninterest income	$445,000	3,463
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$306,000	2,124
Trading account gains and fees	$0	153
Additional Noninterest Income	$139,000	4,183
Total noninterest expense	$1,710,000	4,491
Salaries and employee benefits	$922,000	4,375
Premises and equipment expense	$280,000	3,596
Additional noninterest expense	$508,000	4,820
Pre-tax net operating income	$1,226,000	2,485
Securities gains (losses)	$0	3,178
Applicable income taxes	$402,000	1,708
Income before extraordinary items	$824,000	2,972
Extraordinary gains, net	$0	19
Net income	$824,000	2,972
Minority interest net income	$0	84
Net income of bank and minority interests.	$824,000	2,972
Net charge-offs	$15,000	4,782
Cash dividends	$600,000	1,414
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$824,000	2,829
2012-03-31 (YTD Data)		Rank
Total interest income	$1,525,000	3,932
Total interest expense	$244,000	3,990
Net interest income	$1,281,000	3,848
Provision for loan and lease losses	$1,000	5,211
Total noninterest income	$183,000	3,834
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$149,000	2,153
Trading account gains and fees	$0	148
Additional Noninterest Income	$34,000	5,214
Total noninterest expense	$850,000	4,517
Salaries and employee benefits	$458,000	4,418
Premises and equipment expense	$134,000	3,731
Additional noninterest expense	$258,000	4,785
Pre-tax net operating income	$613,000	2,491
Securities gains (losses)	$0	2,210
Applicable income taxes	$196,000	1,752
Income before extraordinary items	$417,000	2,969
Extraordinary gains, net	$0	19
Net income	$417,000	2,972
Minority interest net income	$0	78
Net income of bank and minority interests.	$417,000	2,973
Net charge-offs	$2,000	4,518
Cash dividends	$300,000	1,259
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$417,000	2,820
2011-12-31 (YTD Data)		Rank
Total interest income	$6,656,000	3,807
Total interest expense	$1,065,000	4,260
Net interest income	$5,591,000	3,650
Provision for loan and lease losses	$56,000	5,778
Total noninterest income	$845,000	3,413
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$687,000	2,019
Trading account gains and fees	$0	146
Additional Noninterest Income	$158,000	4,794
Total noninterest expense	$3,386,000	4,565
Salaries and employee benefits	$1,596,000	4,792
Premises and equipment expense	$649,000	3,372
Additional noninterest expense	$1,141,000	4,595
Pre-tax net operating income	$2,994,000	1,836
Securities gains (losses)	$0	3,838
Applicable income taxes	$971,000	1,368
Income before extraordinary items	$2,023,000	2,244
Extraordinary gains, net	$0	29
Net income	$2,023,000	2,245
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,023,000	2,245
Net charge-offs	$22,000	5,879
Cash dividends	$1,200,000	1,426
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,023,000	2,171
2011-09-30 (YTD Data)		Rank
Total interest income	$5,030,000	3,825
Total interest expense	$810,000	4,335
Net interest income	$4,220,000	3,643
Provision for loan and lease losses	$30,000	5,806
Total noninterest income	$595,000	3,550
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$506,000	2,056
Trading account gains and fees	$0	145
Additional Noninterest Income	$89,000	5,217
Total noninterest expense	$2,549,000	4,558
Salaries and employee benefits	$1,348,000	4,445
Premises and equipment expense	$392,000	3,966
Additional noninterest expense	$809,000	4,760
Pre-tax net operating income	$2,236,000	1,915
Securities gains (losses)	$0	3,555
Applicable income taxes	$724,000	1,389
Income before extraordinary items	$1,512,000	2,298
Extraordinary gains, net	$0	21
Net income	$1,512,000	2,298
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,512,000	2,299
Net charge-offs	$20,000	5,533
Cash dividends	$900,000	1,255
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,512,000	2,201
2011-06-30 (YTD Data)		Rank
Total interest income	$3,293,000	3,897
Total interest expense	$554,000	4,381
Net interest income	$2,739,000	3,713
Provision for loan and lease losses	$20,000	5,705
Total noninterest income	$392,000	3,590
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$326,000	2,090
Trading account gains and fees	$0	153
Additional Noninterest Income	$66,000	5,155
Total noninterest expense	$1,635,000	4,709
Salaries and employee benefits	$898,000	4,492
Premises and equipment expense	$203,000	4,625
Additional noninterest expense	$534,000	4,834
Pre-tax net operating income	$1,476,000	1,906
Securities gains (losses)	$0	2,914
Applicable income taxes	$477,000	1,364
Income before extraordinary items	$999,000	2,282
Extraordinary gains, net	$0	15
Net income	$999,000	2,282
Minority interest net income	$0	89
Net income of bank and minority interests.	$999,000	2,282
Net charge-offs	$10,000	5,333
Cash dividends	$600,000	1,233
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$999,000	2,203
2011-03-31 (YTD Data)		Rank
Total interest income	$1,575,000	4,024
Total interest expense	$288,000	4,411
Net interest income	$1,287,000	3,870
Provision for loan and lease losses	$20,000	4,994
Total noninterest income	$190,000	3,689
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$150,000	2,194
Trading account gains and fees	$0	158
Additional Noninterest Income	$40,000	4,994
Total noninterest expense	$824,000	4,715
Salaries and employee benefits	$439,000	4,584
Premises and equipment expense	$97,000	4,779
Additional noninterest expense	$288,000	4,638
Pre-tax net operating income	$633,000	2,125
Securities gains (losses)	$0	1,772
Applicable income taxes	$202,000	1,501
Income before extraordinary items	$431,000	2,513
Extraordinary gains, net	$0	9
Net income	$431,000	2,511
Minority interest net income	$0	86
Net income of bank and minority interests.	$431,000	2,513
Net charge-offs	$11,000	4,347
Cash dividends	$300,000	1,106
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$431,000	2,463
2010-12-31 (YTD Data)		Rank
Total interest income	$6,592,000	4,062
Total interest expense	$1,148,000	4,926
Net interest income	$5,444,000	3,737
Provision for loan and lease losses	$172,000	5,514
Total noninterest income	$785,000	3,696
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$592,000	2,313
Trading account gains and fees	$0	175
Additional Noninterest Income	$193,000	4,642
Total noninterest expense	$3,172,000	4,871
Salaries and employee benefits	$1,586,000	4,907
Premises and equipment expense	$507,000	4,144
Additional noninterest expense	$1,079,000	4,896
Pre-tax net operating income	$2,885,000	1,674
Securities gains (losses)	$0	3,793
Applicable income taxes	$935,000	1,293
Income before extraordinary items	$1,950,000	2,068
Extraordinary gains, net	$0	29
Net income	$1,950,000	2,069
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,950,000	2,070
Net charge-offs	$129,000	5,198
Cash dividends	$1,200,000	1,289
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,950,000	1,992
2010-09-30 (YTD Data)		Rank
Total interest income	$4,988,000	4,119
Total interest expense	$849,000	5,105
Net interest income	$4,139,000	3,745
Provision for loan and lease losses	$172,000	5,112
Total noninterest income	$564,000	3,813
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$432,000	2,435
Trading account gains and fees	$0	165
Additional Noninterest Income	$132,000	4,847
Total noninterest expense	$2,284,000	4,999
Salaries and employee benefits	$1,199,000	4,916
Premises and equipment expense	$327,000	4,617
Additional noninterest expense	$758,000	5,065
Pre-tax net operating income	$2,247,000	1,744
Securities gains (losses)	$0	3,651
Applicable income taxes	$734,000	1,286
Income before extraordinary items	$1,513,000	2,122
Extraordinary gains, net	$0	23
Net income	$1,513,000	2,124
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,513,000	2,125
Net charge-offs	$129,000	4,657
Cash dividends	$900,000	1,140
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,513,000	2,030
2010-06-30 (YTD Data)		Rank
Total interest income	$3,298,000	4,183
Total interest expense	$560,000	5,223
Net interest income	$2,738,000	3,771
Provision for loan and lease losses	$152,000	4,573
Total noninterest income	$361,000	3,854
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$259,000	2,652
Trading account gains and fees	$0	152
Additional Noninterest Income	$102,000	4,616
Total noninterest expense	$1,458,000	5,140
Salaries and employee benefits	$800,000	4,925
Premises and equipment expense	$201,000	4,858
Additional noninterest expense	$457,000	5,331
Pre-tax net operating income	$1,489,000	1,730
Securities gains (losses)	$0	3,184
Applicable income taxes	$503,000	1,211
Income before extraordinary items	$986,000	2,149
Extraordinary gains, net	$0	19
Net income	$986,000	2,147
Minority interest net income	$0	105
Net income of bank and minority interests.	$986,000	2,151
Net charge-offs	$59,000	4,734
Cash dividends	$600,000	1,128
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$986,000	2,069
2010-03-31 (YTD Data)		Rank
Total interest income	$1,614,000	4,301
Total interest expense	$277,000	5,376
Net interest income	$1,337,000	3,852
Provision for loan and lease losses	$52,000	4,810
Total noninterest income	$163,000	4,089
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$128,000	2,661
Trading account gains and fees	$0	175
Additional Noninterest Income	$35,000	5,238
Total noninterest expense	$732,000	5,177
Salaries and employee benefits	$396,000	5,030
Premises and equipment expense	$104,000	4,851
Additional noninterest expense	$232,000	5,316
Pre-tax net operating income	$716,000	1,787
Securities gains (losses)	$0	2,284
Applicable income taxes	$238,000	1,253
Income before extraordinary items	$478,000	2,223
Extraordinary gains, net	$0	16
Net income	$478,000	2,222
Minority interest net income	$0	91
Net income of bank and minority interests.	$478,000	2,223
Net charge-offs	$59,000	3,587
Cash dividends	$300,000	1,057
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$478,000	2,131
2009-12-31 (YTD Data)		Rank
Total interest income	$6,685,000	4,305
Total interest expense	$1,392,000	5,327
Net interest income	$5,293,000	3,804
Provision for loan and lease losses	$160,000	5,999
Total noninterest income	$703,000	4,054
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$542,000	2,724
Trading account gains and fees	$0	211
Additional Noninterest Income	$161,000	4,976
Total noninterest expense	$2,859,000	5,323
Salaries and employee benefits	$1,453,000	5,294
Premises and equipment expense	$363,000	5,229
Additional noninterest expense	$1,043,000	5,136
Pre-tax net operating income	$2,977,000	1,347
Securities gains (losses)	$0	3,754
Applicable income taxes	$995,000	963
Income before extraordinary items	$1,982,000	1,695
Extraordinary gains, net	$0	34
Net income	$1,982,000	1,693
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,982,000	1,694
Net charge-offs	$160,000	5,252
Cash dividends	$1,000,000	1,619
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,982,000	1,641
2009-09-30 (YTD Data)		Rank
Total interest income	$4,995,000	4,376
Total interest expense	$1,102,000	5,337
Net interest income	$3,893,000	3,847
Provision for loan and lease losses	$0	7,284
Total noninterest income	$501,000	4,225
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$397,000	2,781
Trading account gains and fees	$0	212
Additional Noninterest Income	$104,000	5,333
Total noninterest expense	$2,084,000	5,401
Salaries and employee benefits	$1,115,000	5,264
Premises and equipment expense	$209,000	5,863
Additional noninterest expense	$760,000	5,198
Pre-tax net operating income	$2,310,000	1,391
Securities gains (losses)	$0	3,497
Applicable income taxes	$775,000	1,033
Income before extraordinary items	$1,535,000	1,739
Extraordinary gains, net	$0	27
Net income	$1,535,000	1,739
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,535,000	1,739
Net charge-offs	$21,000	6,217
Cash dividends	$750,000	1,553
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,535,000	1,699
2009-06-30 (YTD Data)		Rank
Total interest income	$3,424,000	4,334
Total interest expense	$785,000	5,321
Net interest income	$2,639,000	3,794
Provision for loan and lease losses	$0	7,158
Total noninterest income	$332,000	4,230
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$258,000	2,795
Trading account gains and fees	$0	193
Additional Noninterest Income	$74,000	5,286
Total noninterest expense	$1,391,000	5,444
Salaries and employee benefits	$752,000	5,289
Premises and equipment expense	$142,000	5,871
Additional noninterest expense	$497,000	5,266
Pre-tax net operating income	$1,580,000	1,451
Securities gains (losses)	$0	3,136
Applicable income taxes	$521,000	1,052
Income before extraordinary items	$1,059,000	1,760
Extraordinary gains, net	$0	21
Net income	$1,059,000	1,757
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,059,000	1,759
Net charge-offs	$5,000	6,236
Cash dividends	$500,000	1,607
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,059,000	1,712
2009-03-31 (YTD Data)		Rank
Total interest income	$1,727,000	4,337
Total interest expense	$416,000	5,292
Net interest income	$1,311,000	3,806
Provision for loan and lease losses	$0	6,744
Total noninterest income	$150,000	4,401
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$121,000	2,875
Trading account gains and fees	$0	171
Additional Noninterest Income	$29,000	5,665
Total noninterest expense	$718,000	5,319
Salaries and employee benefits	$376,000	5,346
Premises and equipment expense	$77,000	5,736
Additional noninterest expense	$265,000	4,794
Pre-tax net operating income	$743,000	1,716
Securities gains (losses)	$0	2,434
Applicable income taxes	$232,000	1,291
Income before extraordinary items	$511,000	2,090
Extraordinary gains, net	$0	15
Net income	$511,000	2,091
Minority interest net income	$0	102
Net income of bank and minority interests.	$511,000	2,091
Net charge-offs	$2,000	5,430
Cash dividends	$250,000	1,500
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$511,000	1,965
2008-12-31 (YTD Data)		Rank
Total interest income	$7,441,000	4,322
Total interest expense	$2,503,000	4,745
Net interest income	$4,938,000	3,977
Provision for loan and lease losses	$71,000	6,327
Total noninterest income	$719,000	4,074
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$576,000	2,724
Trading account gains and fees	$0	154
Additional Noninterest Income	$143,000	5,396
Total noninterest expense	$2,701,000	5,431
Salaries and employee benefits	$1,434,000	5,475
Premises and equipment expense	$420,000	4,962
Additional noninterest expense	$847,000	5,328
Pre-tax net operating income	$2,885,000	1,865
Securities gains (losses)	$0	3,220
Applicable income taxes	$948,000	1,255
Income before extraordinary items	$1,937,000	2,050
Extraordinary gains, net	$0	39
Net income	$1,937,000	2,052
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$71,000	5,321
Cash dividends	$1,000,000	2,281
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,937,000	2,167
2008-09-30 (YTD Data)		Rank
Total interest income	$5,647,000	4,359
Total interest expense	$1,982,000	4,733
Net interest income	$3,665,000	4,033
Provision for loan and lease losses	$0	6,991
Total noninterest income	$529,000	4,212
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$427,000	2,772
Trading account gains and fees	$0	148
Additional Noninterest Income	$102,000	5,603
Total noninterest expense	$1,932,000	5,553
Salaries and employee benefits	$1,096,000	5,423
Premises and equipment expense	$248,000	5,592
Additional noninterest expense	$588,000	5,476
Pre-tax net operating income	$2,262,000	2,093
Securities gains (losses)	$-4,000	7,251
Applicable income taxes	$755,000	1,438
Income before extraordinary items	$1,503,000	2,325
Extraordinary gains, net	$0	31
Net income	$1,503,000	2,323
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	6,241
Cash dividends	$750,000	2,176
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,505,680	2,438
2008-06-30 (YTD Data)		Rank
Total interest income	$3,856,000	4,355
Total interest expense	$1,412,000	4,678
Net interest income	$2,444,000	4,041
Provision for loan and lease losses	$0	6,671
Total noninterest income	$315,000	4,518
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$266,000	2,874
Trading account gains and fees	$0	149
Additional Noninterest Income	$49,000	6,161
Total noninterest expense	$1,251,000	5,682
Salaries and employee benefits	$723,000	5,505
Premises and equipment expense	$171,000	5,559
Additional noninterest expense	$357,000	5,731
Pre-tax net operating income	$1,508,000	2,189
Securities gains (losses)	$0	3,233
Applicable income taxes	$491,000	1,631
Income before extraordinary items	$1,017,000	2,534
Extraordinary gains, net	$0	21
Net income	$1,017,000	2,534
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,681
Cash dividends	$500,000	2,245
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,017,000	2,493
2008-03-31 (YTD Data)		Rank
Total interest income	$1,964,000	4,381
Total interest expense	$746,000	4,710
Net interest income	$1,218,000	4,069
Provision for loan and lease losses	$0	6,080
Total noninterest income	$152,000	4,585
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$123,000	3,001
Trading account gains and fees	$0	158
Additional Noninterest Income	$29,000	5,952
Total noninterest expense	$626,000	5,692
Salaries and employee benefits	$348,000	5,652
Premises and equipment expense	$101,000	5,131
Additional noninterest expense	$177,000	5,710
Pre-tax net operating income	$744,000	2,305
Securities gains (losses)	$0	2,688
Applicable income taxes	$220,000	1,845
Income before extraordinary items	$524,000	2,578
Extraordinary gains, net	$0	15
Net income	$524,000	2,580
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,652
Cash dividends	$250,000	2,054
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$524,000	2,509
2007-12-31 (YTD Data)		Rank
Total interest income	$7,945,000	4,379
Total interest expense	$3,214,000	4,595
Net interest income	$4,731,000	4,161
Provision for loan and lease losses	$33,000	6,025
Total noninterest income	$718,000	4,235
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$583,000	2,731
Trading account gains and fees	$0	178
Additional Noninterest Income	$135,000	5,752
Total noninterest expense	$2,416,000	5,716
Salaries and employee benefits	$1,340,000	5,647
Premises and equipment expense	$263,000	6,116
Additional noninterest expense	$813,000	5,296
Pre-tax net operating income	$3,000,000	2,473
Securities gains (losses)	$0	2,146
Applicable income taxes	$980,000	1,886
Income before extraordinary items	$2,020,000	2,794
Extraordinary gains, net	$0	39
Net income	$2,020,000	2,793
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	5,101
Cash dividends	$1,000,000	2,600
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,020,000	2,779
2007-09-30 (YTD Data)		Rank
Total interest income	$5,886,000	4,429
Total interest expense	$2,417,000	4,585
Net interest income	$3,469,000	4,237
Provision for loan and lease losses	$0	6,528
Total noninterest income	$520,000	4,323
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$428,000	2,769
Trading account gains and fees	$0	184
Additional Noninterest Income	$92,000	5,943
Total noninterest expense	$1,723,000	5,814
Salaries and employee benefits	$975,000	5,721
Premises and equipment expense	$189,000	6,213
Additional noninterest expense	$559,000	5,516
Pre-tax net operating income	$2,266,000	2,606
Securities gains (losses)	$0	1,655
Applicable income taxes	$732,000	2,028
Income before extraordinary items	$1,534,000	2,920
Extraordinary gains, net	$0	33
Net income	$1,534,000	2,919
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	4,188
Cash dividends	$750,000	2,379
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,534,000	2,909
2007-06-30 (YTD Data)		Rank
Total interest income	$3,880,000	4,480
Total interest expense	$1,616,000	4,565
Net interest income	$2,264,000	4,327
Provision for loan and lease losses	$0	6,209
Total noninterest income	$338,000	4,405
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$285,000	2,763
Trading account gains and fees	$0	168
Additional Noninterest Income	$53,000	6,185
Total noninterest expense	$1,128,000	5,907
Salaries and employee benefits	$641,000	5,808
Premises and equipment expense	$128,000	6,211
Additional noninterest expense	$359,000	5,615
Pre-tax net operating income	$1,474,000	2,706
Securities gains (losses)	$0	1,444
Applicable income taxes	$476,000	2,142
Income before extraordinary items	$998,000	3,045
Extraordinary gains, net	$0	29
Net income	$998,000	3,044
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$500,000	2,415
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$998,000	3,026
2007-03-31 (YTD Data)		Rank
Total interest income	$1,931,000	4,490
Total interest expense	$826,000	4,483
Net interest income	$1,105,000	4,399
Provision for loan and lease losses	$0	5,779
Total noninterest income	$168,000	4,384
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$135,000	2,824
Trading account gains and fees	$0	195
Additional Noninterest Income	$33,000	5,825
Total noninterest expense	$565,000	5,940
Salaries and employee benefits	$319,000	5,874
Premises and equipment expense	$61,000	6,362
Additional noninterest expense	$185,000	5,520
Pre-tax net operating income	$708,000	2,773
Securities gains (losses)	$0	1,187
Applicable income taxes	$218,000	2,276
Income before extraordinary items	$490,000	3,074
Extraordinary gains, net	$0	22
Net income	$490,000	3,074
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,345
Cash dividends	$250,000	2,166
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$490,000	3,053
2006-12-31 (YTD Data)		Rank
Total interest income	$6,945,000	4,592
Total interest expense	$2,726,000	4,564
Net interest income	$4,219,000	4,505
Provision for loan and lease losses	$18,000	6,359
Total noninterest income	$648,000	4,535
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$529,000	2,940
Trading account gains and fees	$0	130
Additional Noninterest Income	$119,000	6,032
Total noninterest expense	$2,262,000	5,796
Salaries and employee benefits	$1,147,000	6,047
Premises and equipment expense	$334,000	5,456
Additional noninterest expense	$781,000	5,307
Pre-tax net operating income	$2,587,000	3,058
Securities gains (losses)	$0	1,687
Applicable income taxes	$850,000	2,397
Income before extraordinary items	$1,737,000	3,438
Extraordinary gains, net	$0	51
Net income	$1,737,000	3,436
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	5,128
Cash dividends	$1,000,000	2,543
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,737,000	3,420
2006-09-30 (YTD Data)		Rank
Total interest income	$5,045,000	4,663
Total interest expense	$1,911,000	4,686
Net interest income	$3,134,000	4,572
Provision for loan and lease losses	$0	6,685
Total noninterest income	$466,000	4,675
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$392,000	2,987
Trading account gains and fees	$0	126
Additional Noninterest Income	$74,000	6,339
Total noninterest expense	$1,616,000	5,927
Salaries and employee benefits	$866,000	6,002
Premises and equipment expense	$244,000	5,554
Additional noninterest expense	$506,000	5,734
Pre-tax net operating income	$1,984,000	3,126
Securities gains (losses)	$0	1,388
Applicable income taxes	$646,000	2,482
Income before extraordinary items	$1,338,000	3,459
Extraordinary gains, net	$0	45
Net income	$1,338,000	3,461
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	4,725
Cash dividends	$750,000	2,334
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,338,000	3,450
2006-06-30 (YTD Data)		Rank
Total interest income	$3,234,000	4,739
Total interest expense	$1,176,000	4,781
Net interest income	$2,058,000	4,637
Provision for loan and lease losses	$0	6,419
Total noninterest income	$306,000	4,686
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$250,000	3,054
Trading account gains and fees	$0	126
Additional Noninterest Income	$56,000	6,195
Total noninterest expense	$1,095,000	5,906
Salaries and employee benefits	$571,000	6,053
Premises and equipment expense	$107,000	6,618
Additional noninterest expense	$417,000	5,063
Pre-tax net operating income	$1,269,000	3,235
Securities gains (losses)	$0	1,185
Applicable income taxes	$408,000	2,594
Income before extraordinary items	$861,000	3,562
Extraordinary gains, net	$0	39
Net income	$861,000	3,565
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	4,447
Cash dividends	$500,000	2,349
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$861,000	3,545
2006-03-31 (YTD Data)		Rank
Total interest income	$1,532,000	4,837
Total interest expense	$563,000	4,772
Net interest income	$969,000	4,797
Provision for loan and lease losses	$0	6,013
Total noninterest income	$138,000	4,874
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$116,000	3,138
Trading account gains and fees	$0	115
Additional Noninterest Income	$22,000	6,566
Total noninterest expense	$520,000	6,060
Salaries and employee benefits	$271,000	6,225
Premises and equipment expense	$83,000	5,536
Additional noninterest expense	$166,000	5,751
Pre-tax net operating income	$587,000	3,361
Securities gains (losses)	$0	955
Applicable income taxes	$180,000	2,752
Income before extraordinary items	$407,000	3,668
Extraordinary gains, net	$0	21
Net income	$407,000	3,667
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	3,605
Cash dividends	$250,000	2,135
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$407,000	3,651
2005-12-31 (YTD Data)		Rank
Total interest income	$5,654,000	4,776
Total interest expense	$2,061,000	4,345
Net interest income	$3,593,000	4,944
Provision for loan and lease losses	$15,000	6,626
Total noninterest income	$612,000	4,734
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$494,000	3,081
Trading account gains and fees	$0	138
Additional Noninterest Income	$118,000	6,141
Total noninterest expense	$2,030,000	6,068
Salaries and employee benefits	$1,116,000	6,012
Premises and equipment expense	$252,000	6,191
Additional noninterest expense	$662,000	5,756
Pre-tax net operating income	$2,160,000	3,506
Securities gains (losses)	$0	2,296
Applicable income taxes	$728,000	2,749
Income before extraordinary items	$1,432,000	3,897
Extraordinary gains, net	$0	46
Net income	$1,432,000	3,897
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	5,513
Cash dividends	$1,000,000	2,429
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,432,000	3,872
2005-09-30 (YTD Data)		Rank
Total interest income	$4,041,000	4,885
Total interest expense	$1,489,000	4,315
Net interest income	$2,552,000	5,114
Provision for loan and lease losses	$0	6,899
Total noninterest income	$450,000	4,826
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$361,000	3,132
Trading account gains and fees	$0	126
Additional Noninterest Income	$89,000	6,131
Total noninterest expense	$1,508,000	6,062
Salaries and employee benefits	$826,000	6,026
Premises and equipment expense	$181,000	6,273
Additional noninterest expense	$501,000	5,691
Pre-tax net operating income	$1,494,000	3,763
Securities gains (losses)	$0	2,317
Applicable income taxes	$475,000	3,035
Income before extraordinary items	$1,019,000	4,102
Extraordinary gains, net	$0	35
Net income	$1,019,000	4,102
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	5,271
Cash dividends	$750,000	2,195
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,019,000	4,062
2005-06-30 (YTD Data)		Rank
Total interest income	$2,612,000	4,916
Total interest expense	$930,000	4,356
Net interest income	$1,682,000	5,149
Provision for loan and lease losses	$0	6,626
Total noninterest income	$287,000	4,902
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$231,000	3,200
Trading account gains and fees	$0	116
Additional Noninterest Income	$56,000	6,224
Total noninterest expense	$983,000	6,134
Salaries and employee benefits	$555,000	6,010
Premises and equipment expense	$115,000	6,391
Additional noninterest expense	$313,000	5,880
Pre-tax net operating income	$986,000	3,752
Securities gains (losses)	$0	2,146
Applicable income taxes	$331,000	2,926
Income before extraordinary items	$655,000	4,186
Extraordinary gains, net	$0	30
Net income	$655,000	4,187
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	5,136
Cash dividends	$500,000	2,165
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$655,000	4,129
2005-03-31 (YTD Data)		Rank
Total interest income	$1,272,000	4,994
Total interest expense	$454,000	4,310
Net interest income	$818,000	5,269
Provision for loan and lease losses	$0	6,226
Total noninterest income	$135,000	4,995
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$113,000	3,173
Trading account gains and fees	$0	115
Additional Noninterest Income	$22,000	6,697
Total noninterest expense	$503,000	6,084
Salaries and employee benefits	$284,000	5,964
Premises and equipment expense	$112,000	4,492
Additional noninterest expense	$107,000	6,972
Pre-tax net operating income	$450,000	3,961
Securities gains (losses)	$0	1,685
Applicable income taxes	$146,000	3,148
Income before extraordinary items	$304,000	4,341
Extraordinary gains, net	$0	24
Net income	$304,000	4,342
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$250,000	1,945
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$304,000	4,296
2004-12-31 (YTD Data)		Rank
Total interest income	$4,916,000	4,902
Total interest expense	$1,734,000	4,078
Net interest income	$3,182,000	5,237
Provision for loan and lease losses	$9,000	7,075
Total noninterest income	$688,000	4,435
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$552,000	2,910
Trading account gains and fees	$0	138
Additional Noninterest Income	$136,000	5,870
Total noninterest expense	$2,040,000	5,936
Salaries and employee benefits	$1,029,000	6,185
Premises and equipment expense	$593,000	3,565
Additional noninterest expense	$418,000	7,032
Pre-tax net operating income	$1,821,000	3,764
Securities gains (losses)	$0	3,819
Applicable income taxes	$600,000	3,031
Income before extraordinary items	$1,221,000	4,162
Extraordinary gains, net	$0	34
Net income	$1,221,000	4,163
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	6,214
Cash dividends	$1,000,000	2,307
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,221,000	4,091
2004-09-30 (YTD Data)		Rank
Total interest income	$3,644,000	4,930
Total interest expense	$1,280,000	4,080
Net interest income	$2,364,000	5,246
Provision for loan and lease losses	$0	7,100
Total noninterest income	$495,000	4,578
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$420,000	2,887
Trading account gains and fees	$0	134
Additional Noninterest Income	$75,000	6,422
Total noninterest expense	$1,556,000	5,851
Salaries and employee benefits	$789,000	6,062
Premises and equipment expense	$441,000	3,597
Additional noninterest expense	$326,000	6,901
Pre-tax net operating income	$1,303,000	3,953
Securities gains (losses)	$0	3,710
Applicable income taxes	$443,000	3,114
Income before extraordinary items	$860,000	4,404
Extraordinary gains, net	$0	26
Net income	$860,000	4,405
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	5,478
Cash dividends	$750,000	2,092
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$860,000	4,329
2004-06-30 (YTD Data)		Rank
Total interest income	$2,414,000	4,962
Total interest expense	$854,000	4,081
Net interest income	$1,560,000	5,285
Provision for loan and lease losses	$0	6,885
Total noninterest income	$338,000	4,505
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$283,000	2,841
Trading account gains and fees	$0	130
Additional Noninterest Income	$55,000	6,266
Total noninterest expense	$1,027,000	5,916
Salaries and employee benefits	$521,000	6,145
Premises and equipment expense	$292,000	3,633
Additional noninterest expense	$214,000	6,980
Pre-tax net operating income	$871,000	3,883
Securities gains (losses)	$0	3,413
Applicable income taxes	$263,000	3,306
Income before extraordinary items	$608,000	4,218
Extraordinary gains, net	$0	21
Net income	$608,000	4,219
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	4,984
Cash dividends	$500,000	2,118
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$608,000	4,130
2004-03-31 (YTD Data)		Rank
Total interest income	$1,218,000	4,955
Total interest expense	$435,000	4,071
Net interest income	$783,000	5,281
Provision for loan and lease losses	$0	6,501
Total noninterest income	$161,000	4,596
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$128,000	3,017
Trading account gains and fees	$0	121
Additional Noninterest Income	$33,000	5,928
Total noninterest expense	$506,000	6,005
Salaries and employee benefits	$252,000	6,306
Premises and equipment expense	$139,000	3,799
Additional noninterest expense	$115,000	6,800
Pre-tax net operating income	$438,000	3,845
Securities gains (losses)	$0	2,934
Applicable income taxes	$150,000	3,099
Income before extraordinary items	$288,000	4,383
Extraordinary gains, net	$0	16
Net income	$288,000	4,382
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	4,263
Cash dividends	$250,000	1,912
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$288,000	4,258
2003-12-31 (YTD Data)		Rank
Total interest income	$5,047,000	4,864
Total interest expense	$1,992,000	4,042
Net interest income	$3,055,000	5,252
Provision for loan and lease losses	$25,000	6,896
Total noninterest income	$613,000	4,910
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$511,000	3,034
Trading account gains and fees	$0	160
Additional Noninterest Income	$102,000	6,500
Total noninterest expense	$1,785,000	6,376
Salaries and employee benefits	$976,000	6,351
Premises and equipment expense	$457,000	4,335
Additional noninterest expense	$352,000	7,432
Pre-tax net operating income	$1,858,000	3,554
Securities gains (losses)	$0	4,500
Applicable income taxes	$616,000	3,012
Income before extraordinary items	$1,242,000	4,042
Extraordinary gains, net	$0	54
Net income	$1,242,000	4,043
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	5,909
Cash dividends	$500,000	3,502
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,242,000	3,865
2003-09-30 (YTD Data)		Rank
Total interest income	$3,814,000	4,888
Total interest expense	$1,535,000	4,066
Net interest income	$2,279,000	5,279
Provision for loan and lease losses	$0	7,481
Total noninterest income	$437,000	5,090
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$373,000	3,117
Trading account gains and fees	$0	153
Additional Noninterest Income	$64,000	6,840
Total noninterest expense	$1,358,000	6,300
Salaries and employee benefits	$761,000	6,176
Premises and equipment expense	$332,000	4,419
Additional noninterest expense	$265,000	7,437
Pre-tax net operating income	$1,358,000	3,745
Securities gains (losses)	$0	4,204
Applicable income taxes	$453,000	3,197
Income before extraordinary items	$905,000	4,272
Extraordinary gains, net	$0	40
Net income	$905,000	4,273
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	5,484
Cash dividends	$250,000	3,717
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$905,000	4,091
2003-06-30 (YTD Data)		Rank
Total interest income	$2,619,000	4,829
Total interest expense	$1,048,000	4,102
Net interest income	$1,571,000	5,186
Provision for loan and lease losses	$0	7,324
Total noninterest income	$294,000	5,041
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$250,000	3,065
Trading account gains and fees	$0	150
Additional Noninterest Income	$44,000	6,789
Total noninterest expense	$910,000	6,299
Salaries and employee benefits	$506,000	6,216
Premises and equipment expense	$223,000	4,402
Additional noninterest expense	$181,000	7,379
Pre-tax net operating income	$955,000	3,623
Securities gains (losses)	$0	3,782
Applicable income taxes	$308,000	3,199
Income before extraordinary items	$647,000	4,077
Extraordinary gains, net	$0	30
Net income	$647,000	4,076
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	5,113
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$647,000	3,895
2003-03-31 (YTD Data)		Rank
Total interest income	$1,318,000	4,829
Total interest expense	$549,000	4,049
Net interest income	$769,000	5,238
Provision for loan and lease losses	$0	6,934
Total noninterest income	$141,000	5,042
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$122,000	3,033
Trading account gains and fees	$0	134
Additional Noninterest Income	$19,000	7,007
Total noninterest expense	$441,000	6,415
Salaries and employee benefits	$243,000	6,363
Premises and equipment expense	$105,000	4,559
Additional noninterest expense	$93,000	7,327
Pre-tax net operating income	$469,000	3,656
Securities gains (losses)	$0	2,891
Applicable income taxes	$140,000	3,347
Income before extraordinary items	$329,000	3,980
Extraordinary gains, net	$0	21
Net income	$329,000	3,978
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	4,508
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$329,000	3,794
2002-12-31 (YTD Data)		Rank
Total interest income	$5,604,000	4,775
Total interest expense	$2,438,000	4,186
Net interest income	$3,166,000	5,123
Provision for loan and lease losses	$19,000	7,557
Total noninterest income	$512,000	5,147
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$446,000	3,252
Trading account gains and fees	$0	153
Additional Noninterest Income	$66,000	7,179
Total noninterest expense	$1,780,000	6,296
Salaries and employee benefits	$935,000	6,373
Premises and equipment expense	$488,000	4,012
Additional noninterest expense	$357,000	7,428
Pre-tax net operating income	$1,879,000	3,577
Securities gains (losses)	$0	4,537
Applicable income taxes	$647,000	2,992
Income before extraordinary items	$1,232,000	4,007
Extraordinary gains, net	$0	70
Net income	$1,232,000	4,007
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	6,379
Cash dividends	$750,000	2,751
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,232,000	3,902
2001-12-31 (YTD Data)		Rank
Total interest income	$6,308,000	4,783
Total interest expense	$3,058,000	4,652
Net interest income	$3,250,000	4,795
Provision for loan and lease losses	$18,000	7,646
Total noninterest income	$445,000	5,395
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$399,000	3,407
Trading account gains and fees	$0	177
Additional Noninterest Income	$46,000	7,791
Total noninterest expense	$1,767,000	6,206
Salaries and employee benefits	$871,000	6,489
Premises and equipment expense	$498,000	3,877
Additional noninterest expense	$398,000	7,161
Pre-tax net operating income	$1,910,000	3,285
Securities gains (losses)	$0	4,612
Applicable income taxes	$659,000	2,792
Income before extraordinary items	$1,251,000	3,691
Extraordinary gains, net	$0	105
Net income	$1,251,000	3,692
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	6,392
Cash dividends	$750,000	2,727
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,251,000	3,583
2000-12-31 (YTD Data)		Rank
Total interest income	$6,188,000	4,970
Total interest expense	$2,995,000	4,936
Net interest income	$3,193,000	4,927
Provision for loan and lease losses	$4,000	8,198
Total noninterest income	$396,000	5,556
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$345,000	3,635
Trading account gains and fees	NA	NA
Additional Noninterest Income	$51,000	7,773
Total noninterest expense	$1,664,000	6,337
Salaries and employee benefits	$806,000	6,702
Premises and equipment expense	$221,000	6,445
Additional noninterest expense	$637,000	5,550
Pre-tax net operating income	$1,921,000	3,427
Securities gains (losses)	$-8,000	8,215
Applicable income taxes	$643,000	2,977
Income before extraordinary items	$1,270,000	3,700
Extraordinary gains, net	$0	38
Net income	$1,270,000	3,700
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	7,122
Cash dividends	$1,000,000	2,257
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,275,280	3,682
1999-12-31 (YTD Data)		Rank
Total interest income	$5,677,000	5,128
Total interest expense	$2,683,000	4,996
Net interest income	$2,994,000	5,167
Provision for loan and lease losses	$10,000	8,114
Total noninterest income	$381,000	5,765
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$337,000	3,661
Trading account gains and fees	NA	NA
Additional Noninterest Income	$44,000	8,263
Total noninterest expense	$1,565,000	6,613
Salaries and employee benefits	$793,000	6,783
Premises and equipment expense	$234,000	6,273
Additional noninterest expense	$538,000	6,235
Pre-tax net operating income	$1,800,000	3,614
Securities gains (losses)	$0	3,155
Applicable income taxes	$612,000	3,179
Income before extraordinary items	$1,188,000	3,909
Extraordinary gains, net	$0	35
Net income	$1,188,000	3,910
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	6,803
Cash dividends	$850,000	2,559
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,188,000	3,872
1998-12-31 (YTD Data)		Rank
Total interest income	$5,433,000	5,352
Total interest expense	$2,671,000	5,138
Net interest income	$2,762,000	5,466
Provision for loan and lease losses	$5,000	8,460
Total noninterest income	$343,000	6,074
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$295,000	3,983
Trading account gains and fees	NA	NA
Additional Noninterest Income	$48,000	8,232
Total noninterest expense	$1,548,000	6,554
Salaries and employee benefits	$805,000	6,669
Premises and equipment expense	$200,000	6,717
Additional noninterest expense	$543,000	6,145
Pre-tax net operating income	$1,552,000	4,070
Securities gains (losses)	$0	4,449
Applicable income taxes	$534,000	3,685
Income before extraordinary items	$1,018,000	4,444
Extraordinary gains, net	$0	32
Net income	$1,018,000	4,443
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	7,505
Cash dividends	$450,000	3,752
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,018,000	4,349
1997-12-31 (YTD Data)		Rank
Total interest income	$5,226,000	5,613
Total interest expense	$2,601,000	5,258
Net interest income	$2,625,000	5,852
Provision for loan and lease losses	$8,000	8,510
Total noninterest income	$353,000	6,151
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$302,000	4,052
Trading account gains and fees	NA	NA
Additional Noninterest Income	$51,000	8,389
Total noninterest expense	$1,446,000	6,925
Salaries and employee benefits	$790,000	6,842
Premises and equipment expense	$192,000	6,989
Additional noninterest expense	$463,000	6,821
Pre-tax net operating income	$1,525,000	4,438
Securities gains (losses)	$0	3,944
Applicable income taxes	$511,000	4,152
Income before extraordinary items	$1,013,000	4,658
Extraordinary gains, net	$0	44
Net income	$1,013,000	4,657
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	7,548
Cash dividends	$400,000	3,931
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,013,000	4,589
1996-12-31 (YTD Data)		Rank
Total interest income	$4,537,000	6,364
Total interest expense	$2,147,000	6,132
Net interest income	$2,390,000	6,399
Provision for loan and lease losses	$10,000	8,531
Total noninterest income	$365,000	6,268
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$256,000	4,744
Trading account gains and fees	NA	NA
Additional Noninterest Income	$109,000	6,886
Total noninterest expense	$1,354,000	7,502
Salaries and employee benefits	$758,000	7,216
Premises and equipment expense	$198,000	7,064
Additional noninterest expense	$398,000	7,895
Pre-tax net operating income	$1,391,000	4,598
Securities gains (losses)	$0	4,148
Applicable income taxes	$456,000	4,455
Income before extraordinary items	$935,000	4,744
Extraordinary gains, net	$0	53
Net income	$935,000	4,745
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	7,500
Cash dividends	$400,000	3,860
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$935,000	4,691
1995-12-31 (YTD Data)		Rank
Total interest income	$4,014,000	6,984
Total interest expense	$1,964,000	6,550
Net interest income	$2,050,000	7,193
Provision for loan and lease losses	$6,000	8,588
Total noninterest income	$293,000	7,153
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$237,000	5,097
Trading account gains and fees	NA	NA
Additional Noninterest Income	$56,000	8,932
Total noninterest expense	$1,264,000	7,974
Salaries and employee benefits	$712,000	7,650
Premises and equipment expense	$175,000	7,710
Additional noninterest expense	$377,000	8,427
Pre-tax net operating income	$1,073,000	5,705
Securities gains (losses)	$0	3,831
Applicable income taxes	$353,000	5,401
Income before extraordinary items	$720,000	5,864
Extraordinary gains, net	$0	65
Net income	$720,000	5,862
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	7,925
Cash dividends	$31,000	8,155
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$720,000	5,845
1994-12-31 (YTD Data)		Rank
Total interest income	$3,261,000	7,682
Total interest expense	$1,395,000	7,219
Net interest income	$1,866,000	7,882
Provision for loan and lease losses	$5,000	8,812
Total noninterest income	$372,000	6,423
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$223,000	5,464
Trading account gains and fees	NA	NA
Additional Noninterest Income	$149,000	6,229
Total noninterest expense	$1,251,000	8,415
Salaries and employee benefits	$669,000	8,128
Premises and equipment expense	$219,000	7,072
Additional noninterest expense	$363,000	9,199
Pre-tax net operating income	$982,000	6,039
Securities gains (losses)	$0	3,600
Applicable income taxes	$336,000	5,437
Income before extraordinary items	$646,000	6,252
Extraordinary gains, net	$0	249
Net income	$646,000	6,265
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	8,066
Cash dividends	$500,000	3,161
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$646,000	6,315
1993-12-31 (YTD Data)		Rank
Total interest income	$3,148,000	8,102
Total interest expense	$1,307,000	7,850
Net interest income	$1,841,000	8,125
Provision for loan and lease losses	$5,000	10,098
Total noninterest income	$292,000	7,784
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$194,000	6,072
Trading account gains and fees	NA	NA
Additional Noninterest Income	$98,000	7,923
Total noninterest expense	$1,295,000	8,528
Salaries and employee benefits	$664,000	8,270
Premises and equipment expense	$182,000	8,093
Additional noninterest expense	$449,000	8,735
Pre-tax net operating income	$833,000	6,653
Securities gains (losses)	$0	7,477
Applicable income taxes	$263,000	6,600
Income before extraordinary items	$570,000	7,016
Extraordinary gains, net	$0	3,149
Net income	$570,000	7,181
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	9,155
Cash dividends	$200,000	5,372
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$570,000	6,754
1992-12-31 (YTD Data)		Rank
Total interest income	$3,221,000	8,605
Total interest expense	$1,415,000	8,789
Net interest income	$1,806,000	8,326
Provision for loan and lease losses	$5,000	11,499
Total noninterest income	$208,000	9,264
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$168,000	6,671
Trading account gains and fees	NA	NA
Additional Noninterest Income	$40,000	11,059
Total noninterest expense	$1,251,000	8,840
Salaries and employee benefits	$591,000	8,886
Premises and equipment expense	$257,000	6,653
Additional noninterest expense	$403,000	9,531
Pre-tax net operating income	$758,000	6,775
Securities gains (losses)	$0	8,369
Applicable income taxes	$273,000	6,323
Income before extraordinary items	$485,000	7,461
Extraordinary gains, net	$0	1,422
Net income	$485,000	7,556
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	10,474
Cash dividends	$225,000	4,732
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$485,000	7,087

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.