Home > MCNB Bank and Trust Co. > Income and Expense
MCNB Bank and Trust Co., Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $15,804,000 | 2,203 |
| Total interest expense | $6,649,000 | 1,709 |
| Net interest income | $9,155,000 | 2,501 |
| Provision for loan and lease losses | $133,000 | 2,268 |
| Total noninterest income | $2,427,000 | 1,823 |
| Gross Fiduciary activities income | $700,000 | 553 |
| Service charges on deposit accounts | $586,000 | 1,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,141,000 | 2,157 |
| Total noninterest expense | $9,633,000 | 2,091 |
| Salaries and employee benefits | $4,959,000 | 2,205 |
| Premises and equipment expense | $1,550,000 | 1,501 |
| Additional noninterest expense | $1,141,000 | 2,157 |
| Pre-tax net operating income | $1,816,000 | 3,061 |
| Securities gains (losses) | $-31,000 | 3,552 |
| Applicable income taxes | $353,000 | 2,123 |
| Income before extraordinary items | $1,432,000 | 3,130 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,432,000 | 3,164 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,432,000 | 3,132 |
| Net charge-offs | $480,000 | 775 |
| Cash dividends | $648,000 | 2,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,456,800 | 3,148 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $11,636,000 | 2,197 |
| Total interest expense | $4,726,000 | 1,644 |
| Net interest income | $6,910,000 | 2,504 |
| Provision for loan and lease losses | $23,000 | 2,777 |
| Total noninterest income | $1,832,000 | 1,810 |
| Gross Fiduciary activities income | $569,000 | 545 |
| Service charges on deposit accounts | $427,000 | 1,509 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $836,000 | 2,175 |
| Total noninterest expense | $7,160,000 | 2,093 |
| Salaries and employee benefits | $3,658,000 | 2,220 |
| Premises and equipment expense | $1,177,000 | 1,481 |
| Additional noninterest expense | $836,000 | 2,175 |
| Pre-tax net operating income | $1,559,000 | 2,977 |
| Securities gains (losses) | $-71,000 | 3,913 |
| Applicable income taxes | $292,000 | 2,128 |
| Income before extraordinary items | $1,196,000 | 3,091 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,196,000 | 3,124 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,196,000 | 3,092 |
| Net charge-offs | $483,000 | 590 |
| Cash dividends | $486,000 | 2,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,252,800 | 3,078 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $7,622,000 | 2,190 |
| Total interest expense | $3,005,000 | 1,561 |
| Net interest income | $4,617,000 | 2,525 |
| Provision for loan and lease losses | $-159,000 | 4,477 |
| Total noninterest income | $1,222,000 | 1,753 |
| Gross Fiduciary activities income | $427,000 | 523 |
| Service charges on deposit accounts | $271,000 | 1,550 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $524,000 | 2,149 |
| Total noninterest expense | $4,848,000 | 2,074 |
| Salaries and employee benefits | $2,450,000 | 2,209 |
| Premises and equipment expense | $788,000 | 1,472 |
| Additional noninterest expense | $524,000 | 2,146 |
| Pre-tax net operating income | $1,150,000 | 2,888 |
| Securities gains (losses) | $-37,000 | 4,020 |
| Applicable income taxes | $245,000 | 2,007 |
| Income before extraordinary items | $868,000 | 3,025 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $868,000 | 3,058 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $868,000 | 3,024 |
| Net charge-offs | $480,000 | 457 |
| Cash dividends | $324,000 | 2,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $897,230 | 3,016 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,698,000 | 2,213 |
| Total interest expense | $1,439,000 | 1,464 |
| Net interest income | $2,259,000 | 2,571 |
| Provision for loan and lease losses | $-159,000 | 4,565 |
| Total noninterest income | $655,000 | 1,693 |
| Gross Fiduciary activities income | $278,000 | 484 |
| Service charges on deposit accounts | $131,000 | 1,586 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $246,000 | 2,207 |
| Total noninterest expense | $2,505,000 | 2,064 |
| Salaries and employee benefits | $1,216,000 | 2,251 |
| Premises and equipment expense | $395,000 | 1,503 |
| Additional noninterest expense | $246,000 | 2,207 |
| Pre-tax net operating income | $568,000 | 2,958 |
| Securities gains (losses) | $-33,000 | 4,191 |
| Applicable income taxes | $128,000 | 1,971 |
| Income before extraordinary items | $407,000 | 3,152 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $407,000 | 3,151 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $407,000 | 3,152 |
| Net charge-offs | $484,000 | 279 |
| Cash dividends | $162,000 | 1,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $433,070 | 3,112 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $13,132,000 | 2,139 |
| Total interest expense | $2,458,000 | 1,378 |
| Net interest income | $10,674,000 | 2,281 |
| Provision for loan and lease losses | $560,000 | 1,162 |
| Total noninterest income | $3,067,000 | 1,606 |
| Gross Fiduciary activities income | $657,000 | 584 |
| Service charges on deposit accounts | $532,000 | 1,613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,878,000 | 1,684 |
| Total noninterest expense | $9,835,000 | 2,035 |
| Salaries and employee benefits | $4,759,000 | 2,254 |
| Premises and equipment expense | $1,470,000 | 1,559 |
| Additional noninterest expense | $1,878,000 | 1,684 |
| Pre-tax net operating income | $3,346,000 | 2,519 |
| Securities gains (losses) | $-101,000 | 3,913 |
| Applicable income taxes | $677,000 | 1,829 |
| Income before extraordinary items | $2,568,000 | 2,646 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,568,000 | 2,643 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,568,000 | 2,645 |
| Net charge-offs | $173,000 | 987 |
| Cash dividends | $648,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,647,790 | 2,640 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $9,515,000 | 2,145 |
| Total interest expense | $1,255,000 | 1,500 |
| Net interest income | $8,260,000 | 2,208 |
| Provision for loan and lease losses | $250,000 | 1,333 |
| Total noninterest income | $1,958,000 | 1,793 |
| Gross Fiduciary activities income | $468,000 | 588 |
| Service charges on deposit accounts | $387,000 | 1,666 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,103,000 | 1,950 |
| Total noninterest expense | $7,279,000 | 2,047 |
| Salaries and employee benefits | $3,498,000 | 2,276 |
| Premises and equipment expense | $1,084,000 | 1,576 |
| Additional noninterest expense | $1,103,000 | 1,950 |
| Pre-tax net operating income | $2,689,000 | 2,430 |
| Securities gains (losses) | $-104,000 | 4,233 |
| Applicable income taxes | $647,000 | 1,659 |
| Income before extraordinary items | $1,938,000 | 2,627 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,938,000 | 2,625 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,938,000 | 2,626 |
| Net charge-offs | $167,000 | 749 |
| Cash dividends | $486,000 | 2,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,020,160 | 2,603 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $6,193,000 | 2,134 |
| Total interest expense | $612,000 | 1,708 |
| Net interest income | $5,581,000 | 2,164 |
| Provision for loan and lease losses | $15,000 | 2,317 |
| Total noninterest income | $1,477,000 | 1,652 |
| Gross Fiduciary activities income | $310,000 | 551 |
| Service charges on deposit accounts | $241,000 | 1,723 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $926,000 | 1,751 |
| Total noninterest expense | $4,752,000 | 2,060 |
| Salaries and employee benefits | $2,251,000 | 2,321 |
| Premises and equipment expense | $720,000 | 1,597 |
| Additional noninterest expense | $1,781,000 | 1,755 |
| Pre-tax net operating income | $2,291,000 | 2,037 |
| Securities gains (losses) | $-73,000 | 4,308 |
| Applicable income taxes | $556,000 | 1,405 |
| Income before extraordinary items | $1,662,000 | 2,216 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,662,000 | 2,216 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,662,000 | 2,216 |
| Net charge-offs | $11,000 | 1,552 |
| Cash dividends | $324,000 | 2,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,719,670 | 2,215 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,033,000 | 2,119 |
| Total interest expense | $254,000 | 1,900 |
| Net interest income | $2,779,000 | 2,115 |
| Provision for loan and lease losses | $75,000 | 1,098 |
| Total noninterest income | $715,000 | 1,694 |
| Gross Fiduciary activities income | $153,000 | 562 |
| Service charges on deposit accounts | $120,000 | 1,722 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $442,000 | 1,801 |
| Total noninterest expense | $2,436,000 | 2,014 |
| Salaries and employee benefits | $1,144,000 | 2,303 |
| Premises and equipment expense | $359,000 | 1,614 |
| Additional noninterest expense | $933,000 | 1,663 |
| Pre-tax net operating income | $983,000 | 2,109 |
| Securities gains (losses) | $-45,000 | 4,435 |
| Applicable income taxes | $213,000 | 1,566 |
| Income before extraordinary items | $725,000 | 2,314 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $725,000 | 2,313 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $725,000 | 2,314 |
| Net charge-offs | $10,000 | 1,177 |
| Cash dividends | $162,000 | 1,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $760,550 | 2,282 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $12,373,000 | 2,154 |
| Total interest expense | $1,096,000 | 2,082 |
| Net interest income | $11,277,000 | 2,132 |
| Provision for loan and lease losses | $-160,000 | 4,287 |
| Total noninterest income | $1,826,000 | 2,333 |
| Gross Fiduciary activities income | $589,000 | 555 |
| Service charges on deposit accounts | $457,000 | 1,702 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $780,000 | 2,861 |
| Total noninterest expense | $9,475,000 | 2,042 |
| Salaries and employee benefits | $4,652,000 | 2,259 |
| Premises and equipment expense | $1,338,000 | 1,670 |
| Additional noninterest expense | $3,485,000 | 1,760 |
| Pre-tax net operating income | $3,788,000 | 2,402 |
| Securities gains (losses) | $15,000 | 1,611 |
| Applicable income taxes | $574,000 | 2,012 |
| Income before extraordinary items | $3,229,000 | 2,447 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,229,000 | 2,447 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,229,000 | 2,448 |
| Net charge-offs | $205,000 | 1,012 |
| Cash dividends | $809,000 | 2,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,216,250 | 2,431 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $9,439,000 | 2,165 |
| Total interest expense | $842,000 | 2,134 |
| Net interest income | $8,597,000 | 2,135 |
| Provision for loan and lease losses | $-25,000 | 4,312 |
| Total noninterest income | $2,157,000 | 1,893 |
| Gross Fiduciary activities income | $452,000 | 549 |
| Service charges on deposit accounts | $325,000 | 1,758 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,380,000 | 2,046 |
| Total noninterest expense | $7,017,000 | 2,075 |
| Salaries and employee benefits | $3,498,000 | 2,264 |
| Premises and equipment expense | $986,000 | 1,726 |
| Additional noninterest expense | $2,533,000 | 1,808 |
| Pre-tax net operating income | $3,762,000 | 2,131 |
| Securities gains (losses) | $144,000 | 678 |
| Applicable income taxes | $845,000 | 1,594 |
| Income before extraordinary items | $3,061,000 | 2,217 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,061,000 | 2,216 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,061,000 | 2,217 |
| Net charge-offs | $162,000 | 873 |
| Cash dividends | $486,000 | 2,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,947,240 | 2,257 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $6,360,000 | 2,134 |
| Total interest expense | $574,000 | 2,161 |
| Net interest income | $5,786,000 | 2,098 |
| Provision for loan and lease losses | $175,000 | 1,286 |
| Total noninterest income | $1,389,000 | 1,876 |
| Gross Fiduciary activities income | $297,000 | 552 |
| Service charges on deposit accounts | $200,000 | 1,798 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $892,000 | 2,040 |
| Total noninterest expense | $4,697,000 | 2,063 |
| Salaries and employee benefits | $2,321,000 | 2,274 |
| Premises and equipment expense | $663,000 | 1,704 |
| Additional noninterest expense | $1,713,000 | 1,767 |
| Pre-tax net operating income | $2,303,000 | 2,205 |
| Securities gains (losses) | $104,000 | 657 |
| Applicable income taxes | $616,000 | 1,508 |
| Income before extraordinary items | $1,791,000 | 2,374 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,791,000 | 2,373 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,791,000 | 2,374 |
| Net charge-offs | $162,000 | 723 |
| Cash dividends | $324,000 | 2,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,708,840 | 2,405 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,052,000 | 2,193 |
| Total interest expense | $299,000 | 2,184 |
| Net interest income | $2,753,000 | 2,155 |
| Provision for loan and lease losses | $225,000 | 730 |
| Total noninterest income | $710,000 | 1,863 |
| Gross Fiduciary activities income | $157,000 | 546 |
| Service charges on deposit accounts | $99,000 | 1,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $454,000 | 2,011 |
| Total noninterest expense | $2,298,000 | 2,074 |
| Salaries and employee benefits | $1,140,000 | 2,294 |
| Premises and equipment expense | $337,000 | 1,697 |
| Additional noninterest expense | $821,000 | 1,797 |
| Pre-tax net operating income | $940,000 | 2,451 |
| Securities gains (losses) | $44,000 | 693 |
| Applicable income taxes | $228,000 | 1,716 |
| Income before extraordinary items | $756,000 | 2,592 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $756,000 | 2,590 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $756,000 | 2,592 |
| Net charge-offs | $165,000 | 483 |
| Cash dividends | $162,000 | 1,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $721,240 | 2,624 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $12,185,000 | 2,209 |
| Total interest expense | $1,855,000 | 2,068 |
| Net interest income | $10,330,000 | 2,209 |
| Provision for loan and lease losses | $320,000 | 2,622 |
| Total noninterest income | $2,196,000 | 2,014 |
| Gross Fiduciary activities income | $554,000 | 560 |
| Service charges on deposit accounts | $478,000 | 1,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,164,000 | 2,331 |
| Total noninterest expense | $9,996,000 | 1,962 |
| Salaries and employee benefits | $4,726,000 | 2,226 |
| Premises and equipment expense | $1,248,000 | 1,754 |
| Additional noninterest expense | $4,022,000 | 1,530 |
| Pre-tax net operating income | $2,210,000 | 2,835 |
| Securities gains (losses) | $797,000 | 442 |
| Applicable income taxes | $607,000 | 1,807 |
| Income before extraordinary items | $2,400,000 | 2,599 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,400,000 | 2,598 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,400,000 | 2,599 |
| Net charge-offs | $534,000 | 933 |
| Cash dividends | $648,000 | 2,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,762,400 | 2,936 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $9,063,000 | 2,240 |
| Total interest expense | $1,493,000 | 2,064 |
| Net interest income | $7,570,000 | 2,243 |
| Provision for loan and lease losses | $1,010,000 | 1,354 |
| Total noninterest income | $2,124,000 | 1,751 |
| Gross Fiduciary activities income | $426,000 | 549 |
| Service charges on deposit accounts | $364,000 | 1,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,334,000 | 1,865 |
| Total noninterest expense | $7,514,000 | 1,931 |
| Salaries and employee benefits | $3,503,000 | 2,224 |
| Premises and equipment expense | $930,000 | 1,763 |
| Additional noninterest expense | $3,081,000 | 1,484 |
| Pre-tax net operating income | $1,170,000 | 3,268 |
| Securities gains (losses) | $752,000 | 376 |
| Applicable income taxes | $342,000 | 1,997 |
| Income before extraordinary items | $1,580,000 | 2,770 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,580,000 | 2,769 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,580,000 | 2,770 |
| Net charge-offs | $402,000 | 865 |
| Cash dividends | $486,000 | 2,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $963,360 | 3,347 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,066,000 | 2,267 |
| Total interest expense | $1,081,000 | 2,056 |
| Net interest income | $4,985,000 | 2,280 |
| Provision for loan and lease losses | $805,000 | 1,224 |
| Total noninterest income | $1,361,000 | 1,713 |
| Gross Fiduciary activities income | $287,000 | 554 |
| Service charges on deposit accounts | $245,000 | 1,658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $829,000 | 1,860 |
| Total noninterest expense | $5,060,000 | 1,916 |
| Salaries and employee benefits | $2,387,000 | 2,191 |
| Premises and equipment expense | $629,000 | 1,729 |
| Additional noninterest expense | $2,044,000 | 1,473 |
| Pre-tax net operating income | $481,000 | 3,750 |
| Securities gains (losses) | $669,000 | 301 |
| Applicable income taxes | $193,000 | 2,092 |
| Income before extraordinary items | $957,000 | 2,867 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $957,000 | 2,866 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $957,000 | 2,867 |
| Net charge-offs | $400,000 | 677 |
| Cash dividends | $324,000 | 2,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $401,730 | 3,799 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,108,000 | 2,194 |
| Total interest expense | $639,000 | 1,958 |
| Net interest income | $2,469,000 | 2,244 |
| Provision for loan and lease losses | $55,000 | 2,437 |
| Total noninterest income | $668,000 | 1,650 |
| Gross Fiduciary activities income | $164,000 | 540 |
| Service charges on deposit accounts | $149,000 | 1,633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $355,000 | 1,844 |
| Total noninterest expense | $2,469,000 | 1,963 |
| Salaries and employee benefits | $1,080,000 | 2,349 |
| Premises and equipment expense | $310,000 | 1,776 |
| Additional noninterest expense | $1,079,000 | 1,424 |
| Pre-tax net operating income | $613,000 | 2,524 |
| Securities gains (losses) | $37,000 | 943 |
| Applicable income taxes | $116,000 | 1,820 |
| Income before extraordinary items | $534,000 | 2,556 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $534,000 | 2,556 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $534,000 | 2,557 |
| Net charge-offs | $37,000 | 1,329 |
| Cash dividends | $162,000 | 2,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $503,660 | 2,607 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $12,975,000 | 2,154 |
| Total interest expense | $2,861,000 | 1,870 |
| Net interest income | $10,114,000 | 2,223 |
| Provision for loan and lease losses | $640,000 | 1,282 |
| Total noninterest income | $2,658,000 | 1,687 |
| Gross Fiduciary activities income | $663,000 | 540 |
| Service charges on deposit accounts | $698,000 | 1,498 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,297,000 | 1,964 |
| Total noninterest expense | $9,484,000 | 2,001 |
| Salaries and employee benefits | $4,463,000 | 2,266 |
| Premises and equipment expense | $1,293,000 | 1,703 |
| Additional noninterest expense | $3,728,000 | 1,601 |
| Pre-tax net operating income | $2,648,000 | 2,652 |
| Securities gains (losses) | $109,000 | 891 |
| Applicable income taxes | $473,000 | 2,028 |
| Income before extraordinary items | $2,284,000 | 2,714 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,284,000 | 2,714 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,284,000 | 2,716 |
| Net charge-offs | $406,000 | 1,183 |
| Cash dividends | $648,000 | 2,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,193,530 | 2,737 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $9,715,000 | 2,177 |
| Total interest expense | $2,178,000 | 1,864 |
| Net interest income | $7,537,000 | 2,263 |
| Provision for loan and lease losses | $475,000 | 1,201 |
| Total noninterest income | $1,911,000 | 1,718 |
| Gross Fiduciary activities income | $444,000 | 553 |
| Service charges on deposit accounts | $523,000 | 1,510 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $944,000 | 1,995 |
| Total noninterest expense | $6,925,000 | 2,034 |
| Salaries and employee benefits | $3,263,000 | 2,319 |
| Premises and equipment expense | $931,000 | 1,774 |
| Additional noninterest expense | $2,731,000 | 1,620 |
| Pre-tax net operating income | $2,048,000 | 2,688 |
| Securities gains (losses) | $114,000 | 733 |
| Applicable income taxes | $343,000 | 2,123 |
| Income before extraordinary items | $1,819,000 | 2,673 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,819,000 | 2,674 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,819,000 | 2,674 |
| Net charge-offs | $319,000 | 1,002 |
| Cash dividends | $486,000 | 2,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,723,240 | 2,724 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,430,000 | 2,193 |
| Total interest expense | $1,445,000 | 1,845 |
| Net interest income | $4,985,000 | 2,280 |
| Provision for loan and lease losses | $290,000 | 1,279 |
| Total noninterest income | $1,235,000 | 1,725 |
| Gross Fiduciary activities income | $296,000 | 555 |
| Service charges on deposit accounts | $343,000 | 1,508 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $596,000 | 2,015 |
| Total noninterest expense | $4,607,000 | 2,048 |
| Salaries and employee benefits | $2,174,000 | 2,325 |
| Premises and equipment expense | $616,000 | 1,791 |
| Additional noninterest expense | $1,817,000 | 1,637 |
| Pre-tax net operating income | $1,323,000 | 2,712 |
| Securities gains (losses) | $34,000 | 860 |
| Applicable income taxes | $145,000 | 2,438 |
| Income before extraordinary items | $1,212,000 | 2,657 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,212,000 | 2,656 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,212,000 | 2,656 |
| Net charge-offs | $275,000 | 831 |
| Cash dividends | $324,000 | 2,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,181,740 | 2,661 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,191,000 | 2,204 |
| Total interest expense | $710,000 | 1,822 |
| Net interest income | $2,481,000 | 2,290 |
| Provision for loan and lease losses | $155,000 | 1,118 |
| Total noninterest income | $800,000 | 1,432 |
| Gross Fiduciary activities income | $156,000 | 544 |
| Service charges on deposit accounts | $162,000 | 1,572 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $482,000 | 1,485 |
| Total noninterest expense | $2,302,000 | 2,058 |
| Salaries and employee benefits | $1,061,000 | 2,383 |
| Premises and equipment expense | $308,000 | 1,803 |
| Additional noninterest expense | $933,000 | 1,602 |
| Pre-tax net operating income | $824,000 | 2,328 |
| Securities gains (losses) | $16,000 | 623 |
| Applicable income taxes | $178,000 | 1,691 |
| Income before extraordinary items | $662,000 | 2,442 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $662,000 | 2,441 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $662,000 | 2,441 |
| Net charge-offs | $155,000 | 719 |
| Cash dividends | $162,000 | 2,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $649,360 | 2,463 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $12,065,000 | 2,194 |
| Total interest expense | $2,338,000 | 1,732 |
| Net interest income | $9,727,000 | 2,295 |
| Provision for loan and lease losses | $448,000 | 1,567 |
| Total noninterest income | $3,468,000 | 1,400 |
| Gross Fiduciary activities income | $545,000 | 580 |
| Service charges on deposit accounts | $711,000 | 1,515 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,212,000 | 1,403 |
| Total noninterest expense | $10,210,000 | 1,877 |
| Salaries and employee benefits | $4,635,000 | 2,226 |
| Premises and equipment expense | $1,405,000 | 1,595 |
| Additional noninterest expense | $4,170,000 | 1,457 |
| Pre-tax net operating income | $2,537,000 | 2,757 |
| Securities gains (losses) | $-37,000 | 4,779 |
| Applicable income taxes | $311,000 | 2,365 |
| Income before extraordinary items | $2,189,000 | 2,799 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,189,000 | 2,798 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,189,000 | 2,798 |
| Net charge-offs | $507,000 | 950 |
| Cash dividends | $648,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,221,560 | 2,767 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,893,000 | 2,211 |
| Total interest expense | $1,651,000 | 1,734 |
| Net interest income | $7,242,000 | 2,320 |
| Provision for loan and lease losses | $298,000 | 1,598 |
| Total noninterest income | $2,697,000 | 1,377 |
| Gross Fiduciary activities income | $416,000 | 573 |
| Service charges on deposit accounts | $532,000 | 1,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,749,000 | 1,373 |
| Total noninterest expense | $7,696,000 | 1,855 |
| Salaries and employee benefits | $3,404,000 | 2,252 |
| Premises and equipment expense | $1,062,000 | 1,593 |
| Additional noninterest expense | $3,230,000 | 1,422 |
| Pre-tax net operating income | $1,945,000 | 2,781 |
| Securities gains (losses) | $64,000 | 378 |
| Applicable income taxes | $223,000 | 2,461 |
| Income before extraordinary items | $1,786,000 | 2,703 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,786,000 | 2,702 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,786,000 | 2,702 |
| Net charge-offs | $265,000 | 1,068 |
| Cash dividends | $486,000 | 2,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,729,040 | 2,756 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,814,000 | 2,237 |
| Total interest expense | $1,038,000 | 1,727 |
| Net interest income | $4,776,000 | 2,336 |
| Provision for loan and lease losses | $88,000 | 2,334 |
| Total noninterest income | $1,882,000 | 1,342 |
| Gross Fiduciary activities income | $257,000 | 593 |
| Service charges on deposit accounts | $346,000 | 1,540 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,279,000 | 1,294 |
| Total noninterest expense | $5,342,000 | 1,808 |
| Salaries and employee benefits | $2,302,000 | 2,242 |
| Premises and equipment expense | $702,000 | 1,618 |
| Additional noninterest expense | $2,338,000 | 1,329 |
| Pre-tax net operating income | $1,228,000 | 2,838 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $45,000 | 3,193 |
| Income before extraordinary items | $1,183,000 | 2,685 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,183,000 | 2,684 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,183,000 | 2,684 |
| Net charge-offs | $255,000 | 814 |
| Cash dividends | $325,000 | 2,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,183,000 | 2,678 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,823,000 | 2,277 |
| Total interest expense | $496,000 | 1,724 |
| Net interest income | $2,327,000 | 2,383 |
| Provision for loan and lease losses | $44,000 | 2,227 |
| Total noninterest income | $780,000 | 1,507 |
| Gross Fiduciary activities income | $141,000 | 575 |
| Service charges on deposit accounts | $171,000 | 1,564 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $468,000 | 1,551 |
| Total noninterest expense | $2,722,000 | 1,797 |
| Salaries and employee benefits | $1,059,000 | 2,407 |
| Premises and equipment expense | $354,000 | 1,629 |
| Additional noninterest expense | $1,309,000 | 1,191 |
| Pre-tax net operating income | $341,000 | 3,672 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $-67,000 | 5,547 |
| Income before extraordinary items | $408,000 | 3,217 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $408,000 | 3,217 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $408,000 | 3,217 |
| Net charge-offs | $216,000 | 551 |
| Cash dividends | $162,000 | 2,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $408,000 | 3,219 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,975,000 | 2,268 |
| Total interest expense | $1,790,000 | 1,672 |
| Net interest income | $9,185,000 | 2,355 |
| Provision for loan and lease losses | $250,000 | 2,142 |
| Total noninterest income | $2,360,000 | 1,832 |
| Gross Fiduciary activities income | $522,000 | 579 |
| Service charges on deposit accounts | $459,000 | 2,174 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,379,000 | 1,917 |
| Total noninterest expense | $9,372,000 | 2,020 |
| Salaries and employee benefits | $4,692,000 | 2,188 |
| Premises and equipment expense | $1,252,000 | 1,781 |
| Additional noninterest expense | $3,428,000 | 1,746 |
| Pre-tax net operating income | $1,923,000 | 3,176 |
| Securities gains (losses) | $21,000 | 1,311 |
| Applicable income taxes | $883,000 | 1,985 |
| Income before extraordinary items | $1,061,000 | 3,637 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,061,000 | 3,636 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,061,000 | 3,637 |
| Net charge-offs | $91,000 | 2,520 |
| Cash dividends | $649,000 | 2,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,047,560 | 3,650 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $8,138,000 | 2,294 |
| Total interest expense | $1,306,000 | 1,688 |
| Net interest income | $6,832,000 | 2,385 |
| Provision for loan and lease losses | $250,000 | 1,804 |
| Total noninterest income | $2,087,000 | 1,687 |
| Gross Fiduciary activities income | $394,000 | 583 |
| Service charges on deposit accounts | $294,000 | 2,431 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,399,000 | 1,621 |
| Total noninterest expense | $7,040,000 | 2,023 |
| Salaries and employee benefits | $3,417,000 | 2,262 |
| Premises and equipment expense | $935,000 | 1,803 |
| Additional noninterest expense | $2,688,000 | 1,663 |
| Pre-tax net operating income | $1,629,000 | 3,028 |
| Securities gains (losses) | $10,000 | 1,621 |
| Applicable income taxes | $511,000 | 2,047 |
| Income before extraordinary items | $1,128,000 | 3,316 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,128,000 | 3,315 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,128,000 | 3,316 |
| Net charge-offs | $72,000 | 2,181 |
| Cash dividends | $487,000 | 2,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,121,100 | 3,306 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,363,000 | 2,296 |
| Total interest expense | $838,000 | 1,710 |
| Net interest income | $4,525,000 | 2,394 |
| Provision for loan and lease losses | $190,000 | 1,605 |
| Total noninterest income | $1,399,000 | 1,662 |
| Gross Fiduciary activities income | $261,000 | 588 |
| Service charges on deposit accounts | $177,000 | 2,590 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $961,000 | 1,584 |
| Total noninterest expense | $4,756,000 | 1,987 |
| Salaries and employee benefits | $2,337,000 | 2,218 |
| Premises and equipment expense | $655,000 | 1,731 |
| Additional noninterest expense | $1,764,000 | 1,686 |
| Pre-tax net operating income | $978,000 | 3,162 |
| Securities gains (losses) | $10,000 | 1,261 |
| Applicable income taxes | $312,000 | 2,112 |
| Income before extraordinary items | $676,000 | 3,465 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $676,000 | 3,464 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $676,000 | 3,465 |
| Net charge-offs | $37,000 | 2,210 |
| Cash dividends | $325,000 | 2,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $669,200 | 3,467 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,608,000 | 2,348 |
| Total interest expense | $413,000 | 1,716 |
| Net interest income | $2,195,000 | 2,447 |
| Provision for loan and lease losses | $95,000 | 1,496 |
| Total noninterest income | $706,000 | 1,647 |
| Gross Fiduciary activities income | $143,000 | 579 |
| Service charges on deposit accounts | $85,000 | 2,655 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $478,000 | 1,566 |
| Total noninterest expense | $2,298,000 | 2,076 |
| Salaries and employee benefits | $1,097,000 | 2,365 |
| Premises and equipment expense | $329,000 | 1,736 |
| Additional noninterest expense | $872,000 | 1,702 |
| Pre-tax net operating income | $508,000 | 3,058 |
| Securities gains (losses) | $7,000 | 747 |
| Applicable income taxes | $157,000 | 2,075 |
| Income before extraordinary items | $358,000 | 3,321 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $358,000 | 3,320 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $358,000 | 3,321 |
| Net charge-offs | $3,000 | 2,592 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $353,100 | 3,326 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $10,065,000 | 2,387 |
| Total interest expense | $1,817,000 | 1,529 |
| Net interest income | $8,248,000 | 2,555 |
| Provision for loan and lease losses | $240,000 | 2,221 |
| Total noninterest income | $2,933,000 | 1,674 |
| Gross Fiduciary activities income | $624,000 | 549 |
| Service charges on deposit accounts | $368,000 | 2,598 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,941,000 | 1,623 |
| Total noninterest expense | $10,119,000 | 1,888 |
| Salaries and employee benefits | $4,363,000 | 2,337 |
| Premises and equipment expense | $1,283,000 | 1,752 |
| Additional noninterest expense | $4,473,000 | 1,391 |
| Pre-tax net operating income | $822,000 | 4,308 |
| Securities gains (losses) | $35,000 | 2,061 |
| Applicable income taxes | $3,000 | 4,138 |
| Income before extraordinary items | $854,000 | 4,108 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $854,000 | 4,106 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $854,000 | 4,107 |
| Net charge-offs | $425,000 | 1,200 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $819,000 | 4,092 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,520,000 | 2,397 |
| Total interest expense | $1,373,000 | 1,526 |
| Net interest income | $6,147,000 | 2,575 |
| Provision for loan and lease losses | $180,000 | 2,135 |
| Total noninterest income | $2,110,000 | 1,711 |
| Gross Fiduciary activities income | $419,000 | 568 |
| Service charges on deposit accounts | $272,000 | 2,633 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,419,000 | 1,642 |
| Total noninterest expense | $7,701,000 | 1,862 |
| Salaries and employee benefits | $3,281,000 | 2,325 |
| Premises and equipment expense | $998,000 | 1,700 |
| Additional noninterest expense | $3,422,000 | 1,363 |
| Pre-tax net operating income | $376,000 | 4,892 |
| Securities gains (losses) | $54,000 | 1,711 |
| Applicable income taxes | $-39,000 | 5,853 |
| Income before extraordinary items | $469,000 | 4,579 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $469,000 | 4,579 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $469,000 | 4,579 |
| Net charge-offs | $385,000 | 957 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $415,000 | 4,655 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,972,000 | 2,416 |
| Total interest expense | $915,000 | 1,521 |
| Net interest income | $4,057,000 | 2,603 |
| Provision for loan and lease losses | $120,000 | 2,108 |
| Total noninterest income | $1,403,000 | 1,702 |
| Gross Fiduciary activities income | $272,000 | 579 |
| Service charges on deposit accounts | $171,000 | 2,716 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $960,000 | 1,599 |
| Total noninterest expense | $5,311,000 | 1,803 |
| Salaries and employee benefits | $2,348,000 | 2,204 |
| Premises and equipment expense | $662,000 | 1,702 |
| Additional noninterest expense | $2,301,000 | 1,352 |
| Pre-tax net operating income | $29,000 | 5,682 |
| Securities gains (losses) | $15,000 | 2,089 |
| Applicable income taxes | $-70,000 | 5,974 |
| Income before extraordinary items | $114,000 | 5,401 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $114,000 | 5,399 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $114,000 | 5,400 |
| Net charge-offs | $315,000 | 835 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $99,000 | 5,402 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,514,000 | 2,402 |
| Total interest expense | $462,000 | 1,508 |
| Net interest income | $2,052,000 | 2,580 |
| Provision for loan and lease losses | $60,000 | 1,948 |
| Total noninterest income | $695,000 | 1,676 |
| Gross Fiduciary activities income | $147,000 | 568 |
| Service charges on deposit accounts | $81,000 | 2,791 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $467,000 | 1,578 |
| Total noninterest expense | $3,136,000 | 1,553 |
| Salaries and employee benefits | $1,201,000 | 2,174 |
| Premises and equipment expense | $335,000 | 1,703 |
| Additional noninterest expense | $1,600,000 | 1,023 |
| Pre-tax net operating income | $-449,000 | 6,060 |
| Securities gains (losses) | $5,000 | 1,720 |
| Applicable income taxes | $-215,000 | 6,087 |
| Income before extraordinary items | $-229,000 | 6,019 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-229,000 | 6,020 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-229,000 | 6,019 |
| Net charge-offs | $77,000 | 1,164 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-232,200 | 6,015 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,969,000 | 2,375 |
| Total interest expense | $1,793,000 | 1,526 |
| Net interest income | $8,176,000 | 2,550 |
| Provision for loan and lease losses | $100,000 | 3,023 |
| Total noninterest income | $2,702,000 | 1,722 |
| Gross Fiduciary activities income | $495,000 | 600 |
| Service charges on deposit accounts | $343,000 | 2,789 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,864,000 | 1,604 |
| Total noninterest expense | $10,122,000 | 1,875 |
| Salaries and employee benefits | $5,165,000 | 2,000 |
| Premises and equipment expense | $1,431,000 | 1,602 |
| Additional noninterest expense | $3,526,000 | 1,717 |
| Pre-tax net operating income | $656,000 | 4,638 |
| Securities gains (losses) | $4,000 | 2,883 |
| Applicable income taxes | $-32,000 | 5,943 |
| Income before extraordinary items | $692,000 | 4,431 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $692,000 | 4,429 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $692,000 | 4,431 |
| Net charge-offs | $43,000 | 3,361 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $688,000 | 4,383 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,463,000 | 2,395 |
| Total interest expense | $1,337,000 | 1,549 |
| Net interest income | $6,126,000 | 2,564 |
| Provision for loan and lease losses | $75,000 | 2,945 |
| Total noninterest income | $2,125,000 | 1,678 |
| Gross Fiduciary activities income | $461,000 | 558 |
| Service charges on deposit accounts | $256,000 | 2,817 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,408,000 | 1,605 |
| Total noninterest expense | $7,493,000 | 1,898 |
| Salaries and employee benefits | $3,748,000 | 2,071 |
| Premises and equipment expense | $1,071,000 | 1,609 |
| Additional noninterest expense | $2,674,000 | 1,696 |
| Pre-tax net operating income | $683,000 | 4,320 |
| Securities gains (losses) | $-5,000 | 5,937 |
| Applicable income taxes | $204,000 | 2,803 |
| Income before extraordinary items | $474,000 | 4,638 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $474,000 | 4,640 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $474,000 | 4,641 |
| Net charge-offs | $-100,000 | 5,812 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $477,500 | 4,565 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,976,000 | 2,398 |
| Total interest expense | $893,000 | 1,554 |
| Net interest income | $4,083,000 | 2,562 |
| Provision for loan and lease losses | $25,000 | 3,365 |
| Total noninterest income | $1,376,000 | 1,710 |
| Gross Fiduciary activities income | $283,000 | 578 |
| Service charges on deposit accounts | $171,000 | 2,786 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $922,000 | 1,641 |
| Total noninterest expense | $5,071,000 | 1,878 |
| Salaries and employee benefits | $2,515,000 | 2,072 |
| Premises and equipment expense | $716,000 | 1,632 |
| Additional noninterest expense | $1,840,000 | 1,656 |
| Pre-tax net operating income | $363,000 | 4,600 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $109,000 | 2,968 |
| Income before extraordinary items | $254,000 | 4,891 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $254,000 | 4,894 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $254,000 | 4,895 |
| Net charge-offs | $-98,000 | 5,920 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $254,000 | 4,829 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,451,000 | 2,422 |
| Total interest expense | $446,000 | 1,558 |
| Net interest income | $2,005,000 | 2,595 |
| Provision for loan and lease losses | $25,000 | 2,683 |
| Total noninterest income | $679,000 | 1,704 |
| Gross Fiduciary activities income | $146,000 | 582 |
| Service charges on deposit accounts | $80,000 | 2,869 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $453,000 | 1,626 |
| Total noninterest expense | $2,501,000 | 1,898 |
| Salaries and employee benefits | $1,270,000 | 2,052 |
| Premises and equipment expense | $357,000 | 1,654 |
| Additional noninterest expense | $874,000 | 1,723 |
| Pre-tax net operating income | $158,000 | 4,774 |
| Securities gains (losses) | $-1,000 | 6,051 |
| Applicable income taxes | $47,000 | 3,038 |
| Income before extraordinary items | $110,000 | 5,019 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $110,000 | 5,021 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $110,000 | 5,023 |
| Net charge-offs | $-196,000 | 6,241 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $110,700 | 4,958 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,729,000 | 2,246 |
| Total interest expense | $1,937,000 | 1,530 |
| Net interest income | $8,792,000 | 2,410 |
| Provision for loan and lease losses | $475,000 | 1,519 |
| Total noninterest income | $2,608,000 | 1,742 |
| Gross Fiduciary activities income | $579,000 | 580 |
| Service charges on deposit accounts | $345,000 | 2,963 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,684,000 | 1,655 |
| Total noninterest expense | $10,253,000 | 1,844 |
| Salaries and employee benefits | $5,102,000 | 2,004 |
| Premises and equipment expense | $1,378,000 | 1,696 |
| Additional noninterest expense | $3,773,000 | 1,648 |
| Pre-tax net operating income | $672,000 | 4,703 |
| Securities gains (losses) | $224,000 | 757 |
| Applicable income taxes | $188,000 | 3,003 |
| Income before extraordinary items | $708,000 | 4,474 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $708,000 | 4,474 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $708,000 | 4,475 |
| Net charge-offs | $573,000 | 1,339 |
| Cash dividends | $2,685,000 | 1,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $531,040 | 4,798 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,078,000 | 2,246 |
| Total interest expense | $1,465,000 | 1,535 |
| Net interest income | $6,613,000 | 2,419 |
| Provision for loan and lease losses | $375,000 | 1,432 |
| Total noninterest income | $1,940,000 | 1,745 |
| Gross Fiduciary activities income | $461,000 | 566 |
| Service charges on deposit accounts | $256,000 | 3,010 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,223,000 | 1,695 |
| Total noninterest expense | $7,633,000 | 1,865 |
| Salaries and employee benefits | $3,843,000 | 1,998 |
| Premises and equipment expense | $1,058,000 | 1,674 |
| Additional noninterest expense | $2,732,000 | 1,698 |
| Pre-tax net operating income | $545,000 | 4,688 |
| Securities gains (losses) | $189,000 | 659 |
| Applicable income taxes | $117,000 | 3,195 |
| Income before extraordinary items | $617,000 | 4,310 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $617,000 | 4,311 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $617,000 | 4,311 |
| Net charge-offs | $166,000 | 2,193 |
| Cash dividends | $665,000 | 1,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $458,240 | 4,682 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,437,000 | 2,221 |
| Total interest expense | $983,000 | 1,532 |
| Net interest income | $4,454,000 | 2,381 |
| Provision for loan and lease losses | $275,000 | 1,371 |
| Total noninterest income | $1,297,000 | 1,724 |
| Gross Fiduciary activities income | $324,000 | 561 |
| Service charges on deposit accounts | $166,000 | 3,032 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $807,000 | 1,691 |
| Total noninterest expense | $5,159,000 | 1,832 |
| Salaries and employee benefits | $2,626,000 | 1,970 |
| Premises and equipment expense | $734,000 | 1,621 |
| Additional noninterest expense | $1,799,000 | 1,713 |
| Pre-tax net operating income | $317,000 | 4,835 |
| Securities gains (losses) | $67,000 | 1,009 |
| Applicable income taxes | $45,000 | 3,486 |
| Income before extraordinary items | $339,000 | 4,546 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $339,000 | 4,549 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $339,000 | 4,550 |
| Net charge-offs | $166,000 | 1,752 |
| Cash dividends | $665,000 | 1,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $280,040 | 4,779 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,747,000 | 2,205 |
| Total interest expense | $504,000 | 1,511 |
| Net interest income | $2,243,000 | 2,344 |
| Provision for loan and lease losses | $150,000 | 1,189 |
| Total noninterest income | $625,000 | 1,744 |
| Gross Fiduciary activities income | $151,000 | 576 |
| Service charges on deposit accounts | $76,000 | 3,174 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $398,000 | 1,664 |
| Total noninterest expense | $2,642,000 | 1,797 |
| Salaries and employee benefits | $1,308,000 | 1,986 |
| Premises and equipment expense | $389,000 | 1,557 |
| Additional noninterest expense | $945,000 | 1,626 |
| Pre-tax net operating income | $76,000 | 5,502 |
| Securities gains (losses) | $35,000 | 768 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $111,000 | 5,036 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $111,000 | 5,039 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $111,000 | 5,038 |
| Net charge-offs | $161,000 | 1,076 |
| Cash dividends | $665,000 | 837 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $76,000 | 5,386 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $12,171,000 | 2,029 |
| Total interest expense | $2,536,000 | 1,338 |
| Net interest income | $9,635,000 | 2,167 |
| Provision for loan and lease losses | $540,000 | 1,748 |
| Total noninterest income | $2,309,000 | 1,949 |
| Gross Fiduciary activities income | $556,000 | 579 |
| Service charges on deposit accounts | $380,000 | 2,924 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,373,000 | 1,964 |
| Total noninterest expense | $9,526,000 | 1,982 |
| Salaries and employee benefits | $4,807,000 | 2,124 |
| Premises and equipment expense | $1,477,000 | 1,599 |
| Additional noninterest expense | $3,242,000 | 1,950 |
| Pre-tax net operating income | $1,878,000 | 2,975 |
| Securities gains (losses) | $57,000 | 1,705 |
| Applicable income taxes | $474,000 | 2,210 |
| Income before extraordinary items | $1,461,000 | 3,205 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,461,000 | 3,208 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,461,000 | 3,209 |
| Net charge-offs | $113,000 | 3,623 |
| Cash dividends | $525,000 | 2,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,417,680 | 3,208 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,089,000 | 2,042 |
| Total interest expense | $1,976,000 | 1,325 |
| Net interest income | $7,113,000 | 2,209 |
| Provision for loan and lease losses | $405,000 | 1,750 |
| Total noninterest income | $1,667,000 | 2,056 |
| Gross Fiduciary activities income | $442,000 | 566 |
| Service charges on deposit accounts | $279,000 | 2,985 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $946,000 | 2,122 |
| Total noninterest expense | $7,006,000 | 2,027 |
| Salaries and employee benefits | $3,560,000 | 2,150 |
| Premises and equipment expense | $1,085,000 | 1,635 |
| Additional noninterest expense | $2,361,000 | 1,982 |
| Pre-tax net operating income | $1,369,000 | 3,100 |
| Securities gains (losses) | $29,000 | 2,014 |
| Applicable income taxes | $387,000 | 2,168 |
| Income before extraordinary items | $1,011,000 | 3,406 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,011,000 | 3,409 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,011,000 | 3,410 |
| Net charge-offs | $106,000 | 3,205 |
| Cash dividends | $395,000 | 2,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $990,120 | 3,368 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,199,000 | 1,999 |
| Total interest expense | $1,388,000 | 1,285 |
| Net interest income | $4,811,000 | 2,168 |
| Provision for loan and lease losses | $270,000 | 1,786 |
| Total noninterest income | $1,143,000 | 2,037 |
| Gross Fiduciary activities income | $309,000 | 564 |
| Service charges on deposit accounts | $183,000 | 2,977 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $651,000 | 2,120 |
| Total noninterest expense | $4,659,000 | 2,035 |
| Salaries and employee benefits | $2,376,000 | 2,153 |
| Premises and equipment expense | $731,000 | 1,626 |
| Additional noninterest expense | $1,552,000 | 2,007 |
| Pre-tax net operating income | $1,025,000 | 2,850 |
| Securities gains (losses) | $29,000 | 1,835 |
| Applicable income taxes | $302,000 | 2,011 |
| Income before extraordinary items | $752,000 | 3,181 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $752,000 | 3,183 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $752,000 | 3,184 |
| Net charge-offs | $108,000 | 2,678 |
| Cash dividends | $260,000 | 2,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $731,410 | 3,141 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,123,000 | 2,003 |
| Total interest expense | $704,000 | 1,313 |
| Net interest income | $2,419,000 | 2,171 |
| Provision for loan and lease losses | $135,000 | 1,793 |
| Total noninterest income | $580,000 | 2,006 |
| Gross Fiduciary activities income | $173,000 | 550 |
| Service charges on deposit accounts | $83,000 | 3,174 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $324,000 | 2,128 |
| Total noninterest expense | $2,327,000 | 2,060 |
| Salaries and employee benefits | $1,203,000 | 2,144 |
| Premises and equipment expense | $366,000 | 1,647 |
| Additional noninterest expense | $758,000 | 2,062 |
| Pre-tax net operating income | $537,000 | 2,747 |
| Securities gains (losses) | $15,000 | 1,363 |
| Applicable income taxes | $162,000 | 1,924 |
| Income before extraordinary items | $390,000 | 3,073 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $390,000 | 3,073 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $390,000 | 3,075 |
| Net charge-offs | $102,000 | 1,879 |
| Cash dividends | $130,000 | 1,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $379,350 | 3,035 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,654,000 | 1,931 |
| Total interest expense | $3,514,000 | 1,275 |
| Net interest income | $10,140,000 | 2,120 |
| Provision for loan and lease losses | $522,000 | 2,674 |
| Total noninterest income | $2,305,000 | 1,984 |
| Gross Fiduciary activities income | $670,000 | 540 |
| Service charges on deposit accounts | $342,000 | 3,232 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,293,000 | 2,027 |
| Total noninterest expense | $9,470,000 | 2,021 |
| Salaries and employee benefits | $4,704,000 | 2,121 |
| Premises and equipment expense | $1,426,000 | 1,650 |
| Additional noninterest expense | $3,340,000 | 1,961 |
| Pre-tax net operating income | $2,453,000 | 2,440 |
| Securities gains (losses) | $105,000 | 2,233 |
| Applicable income taxes | $830,000 | 1,654 |
| Income before extraordinary items | $1,728,000 | 2,876 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,728,000 | 2,879 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,728,000 | 2,878 |
| Net charge-offs | $563,000 | 2,495 |
| Cash dividends | $255,000 | 3,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,656,600 | 2,809 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,389,000 | 1,930 |
| Total interest expense | $2,734,000 | 1,288 |
| Net interest income | $7,655,000 | 2,143 |
| Provision for loan and lease losses | $320,000 | 2,881 |
| Total noninterest income | $1,666,000 | 2,039 |
| Gross Fiduciary activities income | $498,000 | 545 |
| Service charges on deposit accounts | $253,000 | 3,302 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $915,000 | 2,103 |
| Total noninterest expense | $7,060,000 | 2,033 |
| Salaries and employee benefits | $3,520,000 | 2,123 |
| Premises and equipment expense | $1,086,000 | 1,638 |
| Additional noninterest expense | $2,454,000 | 2,007 |
| Pre-tax net operating income | $1,941,000 | 2,412 |
| Securities gains (losses) | $48,000 | 2,464 |
| Applicable income taxes | $620,000 | 1,714 |
| Income before extraordinary items | $1,369,000 | 2,809 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,369,000 | 2,810 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,369,000 | 2,809 |
| Net charge-offs | $-56,000 | 6,947 |
| Cash dividends | $125,000 | 3,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,335,880 | 2,730 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,963,000 | 1,931 |
| Total interest expense | $1,870,000 | 1,303 |
| Net interest income | $5,093,000 | 2,144 |
| Provision for loan and lease losses | $200,000 | 2,964 |
| Total noninterest income | $1,064,000 | 2,078 |
| Gross Fiduciary activities income | $336,000 | 551 |
| Service charges on deposit accounts | $157,000 | 3,422 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $571,000 | 2,161 |
| Total noninterest expense | $4,713,000 | 2,030 |
| Salaries and employee benefits | $2,321,000 | 2,136 |
| Premises and equipment expense | $717,000 | 1,664 |
| Additional noninterest expense | $1,675,000 | 1,959 |
| Pre-tax net operating income | $1,244,000 | 2,455 |
| Securities gains (losses) | $38,000 | 2,209 |
| Applicable income taxes | $392,000 | 1,736 |
| Income before extraordinary items | $890,000 | 2,829 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $890,000 | 2,830 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $890,000 | 2,830 |
| Net charge-offs | $-54,000 | 6,996 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $863,780 | 2,741 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,507,000 | 1,935 |
| Total interest expense | $963,000 | 1,316 |
| Net interest income | $2,544,000 | 2,156 |
| Provision for loan and lease losses | $120,000 | 2,650 |
| Total noninterest income | $601,000 | 1,898 |
| Gross Fiduciary activities income | $188,000 | 521 |
| Service charges on deposit accounts | $72,000 | 3,586 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $341,000 | 1,952 |
| Total noninterest expense | $2,431,000 | 1,978 |
| Salaries and employee benefits | $1,210,000 | 2,071 |
| Premises and equipment expense | $369,000 | 1,613 |
| Additional noninterest expense | $852,000 | 1,930 |
| Pre-tax net operating income | $594,000 | 2,551 |
| Securities gains (losses) | $15,000 | 1,690 |
| Applicable income taxes | $176,000 | 1,875 |
| Income before extraordinary items | $433,000 | 2,910 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $433,000 | 2,913 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $433,000 | 2,914 |
| Net charge-offs | $-3,000 | 6,199 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $422,350 | 2,794 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $14,868,000 | 1,891 |
| Total interest expense | $4,970,000 | 1,216 |
| Net interest income | $9,898,000 | 2,202 |
| Provision for loan and lease losses | $521,000 | 3,401 |
| Total noninterest income | $1,965,000 | 2,031 |
| Gross Fiduciary activities income | $509,000 | 552 |
| Service charges on deposit accounts | $419,000 | 2,934 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,037,000 | 2,082 |
| Total noninterest expense | $9,314,000 | 2,051 |
| Salaries and employee benefits | $4,674,000 | 2,074 |
| Premises and equipment expense | $1,410,000 | 1,759 |
| Additional noninterest expense | $3,230,000 | 2,063 |
| Pre-tax net operating income | $2,028,000 | 2,476 |
| Securities gains (losses) | $142,000 | 1,748 |
| Applicable income taxes | $641,000 | 1,783 |
| Income before extraordinary items | $1,529,000 | 2,737 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,529,000 | 2,739 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,529,000 | 2,739 |
| Net charge-offs | $521,000 | 3,120 |
| Cash dividends | $383,000 | 2,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,429,600 | 2,771 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,263,000 | 1,898 |
| Total interest expense | $3,878,000 | 1,213 |
| Net interest income | $7,385,000 | 2,235 |
| Provision for loan and lease losses | $400,000 | 3,210 |
| Total noninterest income | $1,454,000 | 2,052 |
| Gross Fiduciary activities income | $396,000 | 546 |
| Service charges on deposit accounts | $325,000 | 2,875 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $733,000 | 2,161 |
| Total noninterest expense | $7,057,000 | 2,042 |
| Salaries and employee benefits | $3,511,000 | 2,065 |
| Premises and equipment expense | $1,049,000 | 1,789 |
| Additional noninterest expense | $2,497,000 | 2,026 |
| Pre-tax net operating income | $1,382,000 | 2,735 |
| Securities gains (losses) | $154,000 | 1,410 |
| Applicable income taxes | $438,000 | 1,853 |
| Income before extraordinary items | $1,098,000 | 2,876 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,098,000 | 2,879 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,098,000 | 2,879 |
| Net charge-offs | $74,000 | 4,689 |
| Cash dividends | $383,000 | 2,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $988,660 | 2,991 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,442,000 | 1,932 |
| Total interest expense | $2,656,000 | 1,225 |
| Net interest income | $4,786,000 | 2,294 |
| Provision for loan and lease losses | $212,000 | 3,447 |
| Total noninterest income | $948,000 | 2,070 |
| Gross Fiduciary activities income | $259,000 | 556 |
| Service charges on deposit accounts | $217,000 | 2,844 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $472,000 | 2,189 |
| Total noninterest expense | $4,734,000 | 2,044 |
| Salaries and employee benefits | $2,346,000 | 2,077 |
| Premises and equipment expense | $717,000 | 1,760 |
| Additional noninterest expense | $1,671,000 | 2,042 |
| Pre-tax net operating income | $788,000 | 2,975 |
| Securities gains (losses) | $90,000 | 1,211 |
| Applicable income taxes | $239,000 | 2,032 |
| Income before extraordinary items | $639,000 | 3,076 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $639,000 | 3,079 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $639,000 | 3,079 |
| Net charge-offs | $55,000 | 4,377 |
| Cash dividends | $253,000 | 2,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $573,300 | 3,201 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,724,000 | 1,937 |
| Total interest expense | $1,338,000 | 1,262 |
| Net interest income | $2,386,000 | 2,285 |
| Provision for loan and lease losses | $90,000 | 3,467 |
| Total noninterest income | $451,000 | 2,165 |
| Gross Fiduciary activities income | $152,000 | 527 |
| Service charges on deposit accounts | $96,000 | 3,056 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $203,000 | 2,450 |
| Total noninterest expense | $2,412,000 | 2,006 |
| Salaries and employee benefits | $1,180,000 | 2,075 |
| Premises and equipment expense | $393,000 | 1,633 |
| Additional noninterest expense | $839,000 | 2,018 |
| Pre-tax net operating income | $335,000 | 3,318 |
| Securities gains (losses) | $28,000 | 976 |
| Applicable income taxes | $97,000 | 2,215 |
| Income before extraordinary items | $266,000 | 3,460 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $266,000 | 3,457 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $266,000 | 3,458 |
| Net charge-offs | $-2,000 | 6,441 |
| Cash dividends | $125,000 | 1,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $245,560 | 3,563 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $15,424,000 | 1,963 |
| Total interest expense | $5,988,000 | 1,388 |
| Net interest income | $9,436,000 | 2,312 |
| Provision for loan and lease losses | $465,000 | 4,245 |
| Total noninterest income | $2,038,000 | 2,055 |
| Gross Fiduciary activities income | $439,000 | 581 |
| Service charges on deposit accounts | $422,000 | 2,975 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,177,000 | 1,981 |
| Total noninterest expense | $8,852,000 | 2,192 |
| Salaries and employee benefits | $4,488,000 | 2,159 |
| Premises and equipment expense | $1,408,000 | 1,826 |
| Additional noninterest expense | $2,956,000 | 2,318 |
| Pre-tax net operating income | $2,157,000 | 2,110 |
| Securities gains (losses) | $316,000 | 1,218 |
| Applicable income taxes | $882,000 | 1,341 |
| Income before extraordinary items | $1,591,000 | 2,410 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,591,000 | 2,407 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,591,000 | 2,411 |
| Net charge-offs | $220,000 | 4,669 |
| Cash dividends | $505,000 | 2,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,388,760 | 2,534 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,553,000 | 2,005 |
| Total interest expense | $4,491,000 | 1,442 |
| Net interest income | $7,062,000 | 2,359 |
| Provision for loan and lease losses | $270,000 | 4,458 |
| Total noninterest income | $1,507,000 | 2,079 |
| Gross Fiduciary activities income | $352,000 | 560 |
| Service charges on deposit accounts | $327,000 | 2,976 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $828,000 | 2,033 |
| Total noninterest expense | $6,723,000 | 2,156 |
| Salaries and employee benefits | $3,285,000 | 2,212 |
| Premises and equipment expense | $1,051,000 | 1,858 |
| Additional noninterest expense | $2,387,000 | 2,153 |
| Pre-tax net operating income | $1,576,000 | 2,281 |
| Securities gains (losses) | $135,000 | 1,684 |
| Applicable income taxes | $540,000 | 1,596 |
| Income before extraordinary items | $1,171,000 | 2,599 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,171,000 | 2,597 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,171,000 | 2,601 |
| Net charge-offs | $26,000 | 5,891 |
| Cash dividends | $380,000 | 2,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,079,200 | 2,616 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,711,000 | 2,027 |
| Total interest expense | $2,995,000 | 1,496 |
| Net interest income | $4,716,000 | 2,370 |
| Provision for loan and lease losses | $180,000 | 4,360 |
| Total noninterest income | $845,000 | 2,285 |
| Gross Fiduciary activities income | $226,000 | 573 |
| Service charges on deposit accounts | $235,000 | 2,836 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $384,000 | 2,469 |
| Total noninterest expense | $4,449,000 | 2,179 |
| Salaries and employee benefits | $2,167,000 | 2,240 |
| Premises and equipment expense | $698,000 | 1,873 |
| Additional noninterest expense | $1,584,000 | 2,154 |
| Pre-tax net operating income | $932,000 | 2,512 |
| Securities gains (losses) | $-1,000 | 7,170 |
| Applicable income taxes | $316,000 | 1,690 |
| Income before extraordinary items | $615,000 | 3,021 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $615,000 | 3,016 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $615,000 | 3,019 |
| Net charge-offs | $-53,000 | 7,702 |
| Cash dividends | $245,000 | 2,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $615,660 | 2,907 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,831,000 | 2,087 |
| Total interest expense | $1,499,000 | 1,575 |
| Net interest income | $2,332,000 | 2,420 |
| Provision for loan and lease losses | $90,000 | 4,075 |
| Total noninterest income | $428,000 | 2,255 |
| Gross Fiduciary activities income | $121,000 | 568 |
| Service charges on deposit accounts | $113,000 | 2,908 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $194,000 | 2,445 |
| Total noninterest expense | $2,151,000 | 2,265 |
| Salaries and employee benefits | $1,031,000 | 2,400 |
| Premises and equipment expense | $371,000 | 1,825 |
| Additional noninterest expense | $749,000 | 2,258 |
| Pre-tax net operating income | $519,000 | 2,344 |
| Securities gains (losses) | $-1,000 | 7,364 |
| Applicable income taxes | $176,000 | 1,558 |
| Income before extraordinary items | $342,000 | 2,873 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $342,000 | 2,870 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $342,000 | 2,873 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $120,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $342,660 | 2,756 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $15,385,000 | 2,187 |
| Total interest expense | $6,727,000 | 1,744 |
| Net interest income | $8,658,000 | 2,503 |
| Provision for loan and lease losses | $360,000 | 5,016 |
| Total noninterest income | $1,752,000 | 2,320 |
| Gross Fiduciary activities income | $454,000 | 568 |
| Service charges on deposit accounts | $395,000 | 3,359 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $903,000 | 2,280 |
| Total noninterest expense | $8,309,000 | 2,378 |
| Salaries and employee benefits | $4,202,000 | 2,350 |
| Premises and equipment expense | $1,450,000 | 1,858 |
| Additional noninterest expense | $2,657,000 | 2,607 |
| Pre-tax net operating income | $1,741,000 | 2,138 |
| Securities gains (losses) | $27,000 | 2,927 |
| Applicable income taxes | $455,000 | 1,629 |
| Income before extraordinary items | $1,313,000 | 2,333 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,313,000 | 2,330 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,313,000 | 2,331 |
| Net charge-offs | $334,000 | 4,353 |
| Cash dividends | $623,000 | 2,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,293,020 | 2,310 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,392,000 | 2,232 |
| Total interest expense | $5,083,000 | 1,809 |
| Net interest income | $6,309,000 | 2,597 |
| Provision for loan and lease losses | $270,000 | 4,739 |
| Total noninterest income | $1,249,000 | 2,438 |
| Gross Fiduciary activities income | $329,000 | 569 |
| Service charges on deposit accounts | $272,000 | 3,525 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $648,000 | 2,408 |
| Total noninterest expense | $6,301,000 | 2,345 |
| Salaries and employee benefits | $3,193,000 | 2,328 |
| Premises and equipment expense | $1,075,000 | 1,891 |
| Additional noninterest expense | $2,033,000 | 2,534 |
| Pre-tax net operating income | $987,000 | 2,760 |
| Securities gains (losses) | $24,000 | 2,669 |
| Applicable income taxes | $293,000 | 1,944 |
| Income before extraordinary items | $718,000 | 3,072 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $718,000 | 3,070 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $718,000 | 3,073 |
| Net charge-offs | $264,000 | 3,894 |
| Cash dividends | $503,000 | 1,980 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $700,960 | 3,039 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,485,000 | 2,295 |
| Total interest expense | $3,313,000 | 1,921 |
| Net interest income | $4,172,000 | 2,606 |
| Provision for loan and lease losses | $180,000 | 4,468 |
| Total noninterest income | $749,000 | 2,633 |
| Gross Fiduciary activities income | $216,000 | 576 |
| Service charges on deposit accounts | $159,000 | 3,768 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $374,000 | 2,651 |
| Total noninterest expense | $4,087,000 | 2,446 |
| Salaries and employee benefits | $2,155,000 | 2,346 |
| Premises and equipment expense | $716,000 | 1,926 |
| Additional noninterest expense | $1,216,000 | 2,789 |
| Pre-tax net operating income | $654,000 | 2,883 |
| Securities gains (losses) | $24,000 | 2,251 |
| Applicable income taxes | $215,000 | 1,885 |
| Income before extraordinary items | $463,000 | 3,243 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $463,000 | 3,239 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $463,000 | 3,241 |
| Net charge-offs | $244,000 | 3,190 |
| Cash dividends | $403,000 | 1,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $446,680 | 3,189 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,703,000 | 2,351 |
| Total interest expense | $1,630,000 | 2,022 |
| Net interest income | $2,073,000 | 2,615 |
| Provision for loan and lease losses | $90,000 | 4,033 |
| Total noninterest income | $385,000 | 2,567 |
| Gross Fiduciary activities income | $109,000 | 580 |
| Service charges on deposit accounts | $74,000 | 3,855 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $202,000 | 2,503 |
| Total noninterest expense | $1,981,000 | 2,444 |
| Salaries and employee benefits | $1,032,000 | 2,486 |
| Premises and equipment expense | $360,000 | 1,946 |
| Additional noninterest expense | $589,000 | 2,606 |
| Pre-tax net operating income | $387,000 | 2,858 |
| Securities gains (losses) | $10,000 | 1,902 |
| Applicable income taxes | $123,000 | 1,974 |
| Income before extraordinary items | $274,000 | 3,288 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $274,000 | 3,287 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $274,000 | 3,288 |
| Net charge-offs | $32,000 | 3,957 |
| Cash dividends | $240,000 | 1,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $267,100 | 3,188 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,380,000 | 2,578 |
| Total interest expense | $6,771,000 | 2,261 |
| Net interest income | $7,609,000 | 2,835 |
| Provision for loan and lease losses | $240,000 | 4,965 |
| Total noninterest income | $1,613,000 | 2,487 |
| Gross Fiduciary activities income | $555,000 | 544 |
| Service charges on deposit accounts | $447,000 | 3,241 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $611,000 | 2,865 |
| Total noninterest expense | $7,602,000 | 2,487 |
| Salaries and employee benefits | $3,955,000 | 2,542 |
| Premises and equipment expense | $1,430,000 | 1,914 |
| Additional noninterest expense | $2,217,000 | 2,599 |
| Pre-tax net operating income | $1,380,000 | 3,161 |
| Securities gains (losses) | $-8,000 | 7,000 |
| Applicable income taxes | $325,000 | 2,297 |
| Income before extraordinary items | $1,047,000 | 3,197 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,047,000 | 3,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,039 |
| Cash dividends | $630,000 | 3,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,053,080 | 3,336 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,634,000 | 2,665 |
| Total interest expense | $5,105,000 | 2,348 |
| Net interest income | $5,529,000 | 2,932 |
| Provision for loan and lease losses | $150,000 | 4,617 |
| Total noninterest income | $1,155,000 | 2,643 |
| Gross Fiduciary activities income | $428,000 | 546 |
| Service charges on deposit accounts | $340,000 | 3,245 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $387,000 | 3,245 |
| Total noninterest expense | $5,516,000 | 2,563 |
| Salaries and employee benefits | $2,854,000 | 2,663 |
| Premises and equipment expense | $1,055,000 | 1,935 |
| Additional noninterest expense | $1,607,000 | 2,616 |
| Pre-tax net operating income | $1,018,000 | 3,649 |
| Securities gains (losses) | $-7,000 | 7,298 |
| Applicable income taxes | $274,000 | 2,564 |
| Income before extraordinary items | $737,000 | 3,722 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $737,000 | 3,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,022 |
| Cash dividends | $250,000 | 3,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $742,110 | 3,848 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,941,000 | 2,748 |
| Total interest expense | $3,453,000 | 2,398 |
| Net interest income | $3,488,000 | 3,064 |
| Provision for loan and lease losses | $90,000 | 4,395 |
| Total noninterest income | $828,000 | 2,558 |
| Gross Fiduciary activities income | $312,000 | 534 |
| Service charges on deposit accounts | $219,000 | 3,299 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $297,000 | 3,032 |
| Total noninterest expense | $3,677,000 | 2,566 |
| Salaries and employee benefits | $1,932,000 | 2,651 |
| Premises and equipment expense | $687,000 | 1,973 |
| Additional noninterest expense | $1,058,000 | 2,613 |
| Pre-tax net operating income | $549,000 | 4,209 |
| Securities gains (losses) | $-6,000 | 8,076 |
| Applicable income taxes | $107,000 | 3,382 |
| Income before extraordinary items | $436,000 | 4,300 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $436,000 | 4,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,906 |
| Cash dividends | $250,000 | 3,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $440,800 | 4,219 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,512,000 | 2,776 |
| Total interest expense | $1,758,000 | 2,492 |
| Net interest income | $1,754,000 | 3,064 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $388,000 | 2,654 |
| Gross Fiduciary activities income | $142,000 | 575 |
| Service charges on deposit accounts | $98,000 | 3,504 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $148,000 | 3,065 |
| Total noninterest expense | $1,788,000 | 2,634 |
| Salaries and employee benefits | $942,000 | 2,719 |
| Premises and equipment expense | $340,000 | 2,001 |
| Additional noninterest expense | $506,000 | 2,699 |
| Pre-tax net operating income | $294,000 | 4,199 |
| Securities gains (losses) | $-2,000 | 8,216 |
| Applicable income taxes | $62,000 | 3,341 |
| Income before extraordinary items | $230,000 | 4,375 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $230,000 | 4,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,778 |
| Cash dividends | $250,000 | 2,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $231,580 | 4,263 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,038,000 | 2,853 |
| Total interest expense | $7,298,000 | 2,521 |
| Net interest income | $6,740,000 | 3,197 |
| Provision for loan and lease losses | $118,000 | 4,701 |
| Total noninterest income | $1,409,000 | 2,821 |
| Gross Fiduciary activities income | $488,000 | 598 |
| Service charges on deposit accounts | $436,000 | 3,361 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $485,000 | 3,369 |
| Total noninterest expense | $7,039,000 | 2,579 |
| Salaries and employee benefits | $3,686,000 | 2,678 |
| Premises and equipment expense | $1,344,000 | 1,937 |
| Additional noninterest expense | $2,009,000 | 2,668 |
| Pre-tax net operating income | $992,000 | 4,763 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $223,000 | 3,736 |
| Income before extraordinary items | $769,000 | 4,868 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $769,000 | 4,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,550 |
| Cash dividends | $1,042,000 | 2,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $769,000 | 4,843 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,426,000 | 2,878 |
| Total interest expense | $5,418,000 | 2,543 |
| Net interest income | $5,008,000 | 3,226 |
| Provision for loan and lease losses | $91,000 | 4,243 |
| Total noninterest income | $1,012,000 | 2,896 |
| Gross Fiduciary activities income | $355,000 | 598 |
| Service charges on deposit accounts | $315,000 | 3,438 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $342,000 | 3,504 |
| Total noninterest expense | $5,106,000 | 2,641 |
| Salaries and employee benefits | $2,682,000 | 2,737 |
| Premises and equipment expense | $990,000 | 1,956 |
| Additional noninterest expense | $1,434,000 | 2,723 |
| Pre-tax net operating income | $823,000 | 4,782 |
| Securities gains (losses) | $2,000 | 1,394 |
| Applicable income taxes | $193,000 | 3,759 |
| Income before extraordinary items | $632,000 | 4,904 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $632,000 | 4,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 2,698 |
| Cash dividends | $542,000 | 2,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $630,460 | 4,900 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,877,000 | 2,930 |
| Total interest expense | $3,535,000 | 2,594 |
| Net interest income | $3,342,000 | 3,248 |
| Provision for loan and lease losses | $19,000 | 5,379 |
| Total noninterest income | $639,000 | 3,019 |
| Gross Fiduciary activities income | $247,000 | 602 |
| Service charges on deposit accounts | $200,000 | 3,521 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $192,000 | 3,860 |
| Total noninterest expense | $3,422,000 | 2,649 |
| Salaries and employee benefits | $1,792,000 | 2,764 |
| Premises and equipment expense | $655,000 | 1,986 |
| Additional noninterest expense | $975,000 | 2,691 |
| Pre-tax net operating income | $540,000 | 4,894 |
| Securities gains (losses) | $2,000 | 1,203 |
| Applicable income taxes | $135,000 | 3,776 |
| Income before extraordinary items | $407,000 | 5,035 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $407,000 | 5,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,861 |
| Cash dividends | $372,000 | 2,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $405,500 | 5,043 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,414,000 | 2,937 |
| Total interest expense | $1,729,000 | 2,639 |
| Net interest income | $1,685,000 | 3,225 |
| Provision for loan and lease losses | $3,000 | 5,535 |
| Total noninterest income | $265,000 | 3,385 |
| Gross Fiduciary activities income | $125,000 | 610 |
| Service charges on deposit accounts | $88,000 | 3,710 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $52,000 | 5,033 |
| Total noninterest expense | $1,635,000 | 2,762 |
| Salaries and employee benefits | $832,000 | 2,968 |
| Premises and equipment expense | $324,000 | 2,017 |
| Additional noninterest expense | $479,000 | 2,714 |
| Pre-tax net operating income | $312,000 | 4,568 |
| Securities gains (losses) | $3,000 | 908 |
| Applicable income taxes | $94,000 | 3,352 |
| Income before extraordinary items | $221,000 | 4,834 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $221,000 | 4,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,890 |
| Cash dividends | $196,000 | 2,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $218,900 | 4,840 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,764,000 | 2,936 |
| Total interest expense | $5,962,000 | 2,612 |
| Net interest income | $6,802,000 | 3,190 |
| Provision for loan and lease losses | $315,000 | 2,676 |
| Total noninterest income | $1,176,000 | 3,165 |
| Gross Fiduciary activities income | $513,000 | 582 |
| Service charges on deposit accounts | $427,000 | 3,395 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $236,000 | 4,788 |
| Total noninterest expense | $6,375,000 | 2,729 |
| Salaries and employee benefits | $3,156,000 | 2,990 |
| Premises and equipment expense | $974,000 | 2,531 |
| Additional noninterest expense | $2,245,000 | 2,308 |
| Pre-tax net operating income | $1,288,000 | 4,636 |
| Securities gains (losses) | $-344,000 | 8,466 |
| Applicable income taxes | $233,000 | 4,135 |
| Income before extraordinary items | $711,000 | 5,473 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $711,000 | 5,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,537 |
| Cash dividends | $1,071,000 | 2,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $969,000 | 4,773 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,447,000 | 2,945 |
| Total interest expense | $4,314,000 | 2,611 |
| Net interest income | $5,133,000 | 3,192 |
| Provision for loan and lease losses | $315,000 | 2,065 |
| Total noninterest income | $896,000 | 3,149 |
| Gross Fiduciary activities income | $397,000 | 572 |
| Service charges on deposit accounts | $330,000 | 3,358 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $169,000 | 4,896 |
| Total noninterest expense | $4,676,000 | 2,785 |
| Salaries and employee benefits | $2,306,000 | 3,053 |
| Premises and equipment expense | $707,000 | 2,615 |
| Additional noninterest expense | $1,663,000 | 2,327 |
| Pre-tax net operating income | $1,038,000 | 4,641 |
| Securities gains (losses) | $5,000 | 1,041 |
| Applicable income taxes | $307,000 | 3,551 |
| Income before extraordinary items | $736,000 | 4,901 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $736,000 | 4,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,644 |
| Cash dividends | $521,000 | 2,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $732,450 | 4,905 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,182,000 | 2,952 |
| Total interest expense | $2,730,000 | 2,637 |
| Net interest income | $3,452,000 | 3,172 |
| Provision for loan and lease losses | $210,000 | 2,022 |
| Total noninterest income | $539,000 | 3,348 |
| Gross Fiduciary activities income | $227,000 | 610 |
| Service charges on deposit accounts | $215,000 | 3,385 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $97,000 | 5,198 |
| Total noninterest expense | $3,164,000 | 2,769 |
| Salaries and employee benefits | $1,573,000 | 3,010 |
| Premises and equipment expense | $477,000 | 2,583 |
| Additional noninterest expense | $1,114,000 | 2,326 |
| Pre-tax net operating income | $617,000 | 4,919 |
| Securities gains (losses) | $-8,000 | 7,799 |
| Applicable income taxes | $167,000 | 3,860 |
| Income before extraordinary items | $442,000 | 5,170 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $442,000 | 5,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,712 |
| Cash dividends | $250,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $447,840 | 5,139 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,027,000 | 2,955 |
| Total interest expense | $1,317,000 | 2,620 |
| Net interest income | $1,710,000 | 3,185 |
| Provision for loan and lease losses | $105,000 | 1,911 |
| Total noninterest income | $270,000 | 3,302 |
| Gross Fiduciary activities income | $118,000 | 613 |
| Service charges on deposit accounts | $108,000 | 3,311 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $44,000 | 5,355 |
| Total noninterest expense | $1,528,000 | 2,831 |
| Salaries and employee benefits | $740,000 | 3,188 |
| Premises and equipment expense | $231,000 | 2,662 |
| Additional noninterest expense | $557,000 | 2,297 |
| Pre-tax net operating income | $347,000 | 4,608 |
| Securities gains (losses) | $-4,000 | 8,056 |
| Applicable income taxes | $100,000 | 3,594 |
| Income before extraordinary items | $243,000 | 4,912 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $243,000 | 4,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,654 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $245,840 | 4,878 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,973,000 | 2,713 |
| Total interest expense | $4,942,000 | 2,214 |
| Net interest income | $7,031,000 | 3,034 |
| Provision for loan and lease losses | $300,000 | 2,799 |
| Total noninterest income | $1,070,000 | 3,392 |
| Gross Fiduciary activities income | $450,000 | 609 |
| Service charges on deposit accounts | $435,000 | 3,352 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $185,000 | 5,323 |
| Total noninterest expense | $5,672,000 | 2,895 |
| Salaries and employee benefits | $3,009,000 | 2,953 |
| Premises and equipment expense | $872,000 | 2,666 |
| Additional noninterest expense | $1,791,000 | 2,770 |
| Pre-tax net operating income | $2,129,000 | 3,546 |
| Securities gains (losses) | $189,000 | 518 |
| Applicable income taxes | $915,000 | 2,380 |
| Income before extraordinary items | $1,403,000 | 3,950 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,403,000 | 3,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 2,913 |
| Cash dividends | $1,000,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,282,040 | 4,160 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,858,000 | 2,695 |
| Total interest expense | $3,637,000 | 2,144 |
| Net interest income | $5,221,000 | 3,039 |
| Provision for loan and lease losses | $225,000 | 2,711 |
| Total noninterest income | $752,000 | 3,564 |
| Gross Fiduciary activities income | $331,000 | 609 |
| Service charges on deposit accounts | $305,000 | 3,522 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $116,000 | 5,683 |
| Total noninterest expense | $4,141,000 | 2,928 |
| Salaries and employee benefits | $2,239,000 | 2,947 |
| Premises and equipment expense | $649,000 | 2,674 |
| Additional noninterest expense | $1,253,000 | 2,932 |
| Pre-tax net operating income | $1,607,000 | 3,571 |
| Securities gains (losses) | $193,000 | 483 |
| Applicable income taxes | $594,000 | 2,656 |
| Income before extraordinary items | $1,206,000 | 3,653 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,206,000 | 3,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,098 |
| Cash dividends | $1,000,000 | 1,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,076,690 | 3,920 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,815,000 | 2,670 |
| Total interest expense | $2,392,000 | 2,071 |
| Net interest income | $3,423,000 | 3,055 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $483,000 | 3,610 |
| Gross Fiduciary activities income | $221,000 | 613 |
| Service charges on deposit accounts | $186,000 | 3,677 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $76,000 | 5,712 |
| Total noninterest expense | $2,782,000 | 2,902 |
| Salaries and employee benefits | $1,525,000 | 2,888 |
| Premises and equipment expense | $438,000 | 2,618 |
| Additional noninterest expense | $819,000 | 2,965 |
| Pre-tax net operating income | $974,000 | 3,782 |
| Securities gains (losses) | $152,000 | 463 |
| Applicable income taxes | $369,000 | 2,738 |
| Income before extraordinary items | $757,000 | 3,761 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $757,000 | 3,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,895 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $655,160 | 4,128 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,842,000 | 2,695 |
| Total interest expense | $1,182,000 | 1,993 |
| Net interest income | $1,660,000 | 3,121 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $221,000 | 3,737 |
| Gross Fiduciary activities income | $110,000 | 626 |
| Service charges on deposit accounts | $79,000 | 3,954 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $32,000 | 6,055 |
| Total noninterest expense | $1,366,000 | 2,953 |
| Salaries and employee benefits | $725,000 | 3,027 |
| Premises and equipment expense | $218,000 | 2,657 |
| Additional noninterest expense | $423,000 | 2,874 |
| Pre-tax net operating income | $440,000 | 4,025 |
| Securities gains (losses) | $141,000 | 306 |
| Applicable income taxes | $176,000 | 2,803 |
| Income before extraordinary items | $405,000 | 3,588 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $405,000 | 3,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,481 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $306,300 | 4,267 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,943,000 | 2,600 |
| Total interest expense | $4,774,000 | 1,714 |
| Net interest income | $6,169,000 | 3,221 |
| Provision for loan and lease losses | $180,000 | 3,881 |
| Total noninterest income | $704,000 | 4,375 |
| Gross Fiduciary activities income | $392,000 | 634 |
| Service charges on deposit accounts | $261,000 | 4,654 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $51,000 | 7,386 |
| Total noninterest expense | $5,107,000 | 3,055 |
| Salaries and employee benefits | $2,746,000 | 3,087 |
| Premises and equipment expense | $725,000 | 3,043 |
| Additional noninterest expense | $1,636,000 | 2,915 |
| Pre-tax net operating income | $1,586,000 | 4,107 |
| Securities gains (losses) | $95,000 | 1,279 |
| Applicable income taxes | $462,000 | 3,476 |
| Income before extraordinary items | $1,219,000 | 4,167 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,219,000 | 4,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 2,754 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,149,650 | 4,240 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,072,000 | 2,608 |
| Total interest expense | $3,571,000 | 1,691 |
| Net interest income | $4,501,000 | 3,280 |
| Provision for loan and lease losses | $135,000 | 3,719 |
| Total noninterest income | $529,000 | 4,377 |
| Gross Fiduciary activities income | $278,000 | 644 |
| Service charges on deposit accounts | $201,000 | 4,621 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $50,000 | 7,056 |
| Total noninterest expense | $3,718,000 | 3,114 |
| Salaries and employee benefits | $1,957,000 | 3,198 |
| Premises and equipment expense | $556,000 | 2,965 |
| Additional noninterest expense | $1,205,000 | 2,925 |
| Pre-tax net operating income | $1,177,000 | 4,204 |
| Securities gains (losses) | $95,000 | 1,203 |
| Applicable income taxes | $332,000 | 3,611 |
| Income before extraordinary items | $940,000 | 4,162 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $940,000 | 4,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 1,992 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $869,700 | 4,300 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,351,000 | 2,606 |
| Total interest expense | $2,369,000 | 1,685 |
| Net interest income | $2,982,000 | 3,289 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $348,000 | 4,439 |
| Gross Fiduciary activities income | $189,000 | 647 |
| Service charges on deposit accounts | $133,000 | 4,638 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $26,000 | 7,425 |
| Total noninterest expense | $2,426,000 | 3,189 |
| Salaries and employee benefits | $1,293,000 | 3,231 |
| Premises and equipment expense | $347,000 | 3,153 |
| Additional noninterest expense | $786,000 | 2,981 |
| Pre-tax net operating income | $814,000 | 4,058 |
| Securities gains (losses) | $66,000 | 1,282 |
| Applicable income taxes | $225,000 | 3,565 |
| Income before extraordinary items | $655,000 | 4,000 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $655,000 | 4,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 1,734 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $606,160 | 4,137 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,684,000 | 2,603 |
| Total interest expense | $1,181,000 | 1,707 |
| Net interest income | $1,503,000 | 3,251 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $168,000 | 4,495 |
| Gross Fiduciary activities income | $97,000 | 651 |
| Service charges on deposit accounts | $67,000 | 4,509 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $1,129,000 | 3,412 |
| Salaries and employee benefits | $564,000 | 3,648 |
| Premises and equipment expense | $174,000 | 3,178 |
| Additional noninterest expense | $391,000 | 2,982 |
| Pre-tax net operating income | $497,000 | 3,538 |
| Securities gains (losses) | $37,000 | 1,369 |
| Applicable income taxes | $149,000 | 3,113 |
| Income before extraordinary items | $385,000 | 3,612 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $385,000 | 3,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 1,058 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $358,360 | 3,677 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,608,000 | 2,665 |
| Total interest expense | $5,288,000 | 1,700 |
| Net interest income | $5,320,000 | 3,520 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $695,000 | 4,572 |
| Gross Fiduciary activities income | $394,000 | 636 |
| Service charges on deposit accounts | $229,000 | 4,959 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $72,000 | 7,041 |
| Total noninterest expense | $4,904,000 | 3,098 |
| Salaries and employee benefits | $2,521,000 | 3,255 |
| Premises and equipment expense | $605,000 | 3,490 |
| Additional noninterest expense | $1,778,000 | 2,665 |
| Pre-tax net operating income | $1,111,000 | 4,888 |
| Securities gains (losses) | $818,000 | 550 |
| Applicable income taxes | $560,000 | 3,189 |
| Income before extraordinary items | $1,369,000 | 3,794 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,369,000 | 3,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,935 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 840 |
| Net operating income | $788,220 | 5,121 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,804,000 | 2,762 |
| Total interest expense | $4,077,000 | 1,725 |
| Net interest income | $3,727,000 | 3,716 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $486,000 | 4,821 |
| Gross Fiduciary activities income | $272,000 | 658 |
| Service charges on deposit accounts | $164,000 | 5,096 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $50,000 | 7,214 |
| Total noninterest expense | $3,703,000 | 3,073 |
| Salaries and employee benefits | $1,884,000 | 3,258 |
| Premises and equipment expense | $462,000 | 3,445 |
| Additional noninterest expense | $1,357,000 | 2,607 |
| Pre-tax net operating income | $510,000 | 6,242 |
| Securities gains (losses) | $754,000 | 531 |
| Applicable income taxes | $375,000 | 3,520 |
| Income before extraordinary items | $889,000 | 4,325 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $889,000 | 4,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,438 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 686 |
| Net operating income | $361,200 | 6,411 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,041,000 | 2,868 |
| Total interest expense | $2,869,000 | 1,699 |
| Net interest income | $2,172,000 | 4,131 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $330,000 | 4,744 |
| Gross Fiduciary activities income | $192,000 | 647 |
| Service charges on deposit accounts | $104,000 | 5,180 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $34,000 | 7,176 |
| Total noninterest expense | $2,394,000 | 3,170 |
| Salaries and employee benefits | $1,173,000 | 3,429 |
| Premises and equipment expense | $310,000 | 3,391 |
| Additional noninterest expense | $911,000 | 2,589 |
| Pre-tax net operating income | $108,000 | 7,940 |
| Securities gains (losses) | $447,000 | 622 |
| Applicable income taxes | $137,000 | 4,645 |
| Income before extraordinary items | $418,000 | 5,287 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $418,000 | 5,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,695 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 558 |
| Net operating income | $82,750 | 7,961 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,478,000 | 2,942 |
| Total interest expense | $1,375,000 | 1,804 |
| Net interest income | $1,103,000 | 4,094 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $152,000 | 4,860 |
| Gross Fiduciary activities income | $86,000 | 689 |
| Service charges on deposit accounts | $49,000 | 5,240 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $17,000 | 7,158 |
| Total noninterest expense | $1,215,000 | 3,100 |
| Salaries and employee benefits | $615,000 | 3,286 |
| Premises and equipment expense | $153,000 | 3,437 |
| Additional noninterest expense | $447,000 | 2,578 |
| Pre-tax net operating income | $40,000 | 8,152 |
| Securities gains (losses) | $171,000 | 719 |
| Applicable income taxes | $38,000 | 5,468 |
| Income before extraordinary items | $173,000 | 5,682 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $173,000 | 5,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,659 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 378 |
| Net operating income | $32,780 | 8,100 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,648,000 | 3,118 |
| Total interest expense | $4,502,000 | 2,467 |
| Net interest income | $5,146,000 | 3,580 |
| Provision for loan and lease losses | $50,000 | 6,677 |
| Total noninterest income | $776,000 | 4,072 |
| Gross Fiduciary activities income | $537,000 | 553 |
| Service charges on deposit accounts | $188,000 | 5,351 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $51,000 | 7,577 |
| Total noninterest expense | $4,326,000 | 3,335 |
| Salaries and employee benefits | $2,192,000 | 3,470 |
| Premises and equipment expense | $474,000 | 4,096 |
| Additional noninterest expense | $1,660,000 | 2,719 |
| Pre-tax net operating income | $1,546,000 | 4,033 |
| Securities gains (losses) | $280,000 | 943 |
| Applicable income taxes | $423,000 | 3,774 |
| Income before extraordinary items | $1,403,000 | 3,673 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,403,000 | 3,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,660 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,187,400 | 4,007 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,890,000 | 4,062 |
| Total interest expense | $2,718,000 | 5,094 |
| Net interest income | $5,172,000 | 3,344 |
| Provision for loan and lease losses | $338,000 | 2,977 |
| Total noninterest income | $684,000 | 4,248 |
| Gross Fiduciary activities income | $482,000 | 606 |
| Service charges on deposit accounts | $146,000 | 5,853 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $56,000 | 7,506 |
| Total noninterest expense | $3,717,000 | 3,646 |
| Salaries and employee benefits | $1,814,000 | 3,891 |
| Premises and equipment expense | $379,000 | 4,779 |
| Additional noninterest expense | $1,524,000 | 2,831 |
| Pre-tax net operating income | $1,801,000 | 3,430 |
| Securities gains (losses) | $98,000 | 1,760 |
| Applicable income taxes | $635,000 | 2,866 |
| Income before extraordinary items | $1,264,000 | 3,659 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,264,000 | 3,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 9,370 |
| Cash dividends | $9,087,000 | 397 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,198,340 | 3,689 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,012,000 | 4,124 |
| Total interest expense | $2,815,000 | 5,165 |
| Net interest income | $5,197,000 | 3,350 |
| Provision for loan and lease losses | $127,000 | 4,736 |
| Total noninterest income | $710,000 | 3,960 |
| Gross Fiduciary activities income | $510,000 | 594 |
| Service charges on deposit accounts | $136,000 | 5,964 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $64,000 | 7,361 |
| Total noninterest expense | $3,310,000 | 3,893 |
| Salaries and employee benefits | $1,461,000 | 4,452 |
| Premises and equipment expense | $297,000 | 5,453 |
| Additional noninterest expense | $1,552,000 | 2,723 |
| Pre-tax net operating income | $2,470,000 | 2,785 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $710,000 | 2,750 |
| Income before extraordinary items | $1,760,000 | 2,849 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,760,000 | 2,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,171 |
| Cash dividends | $1,600,000 | 1,576 |
| Sale, conversion, retirement of capital stock, net | $-4,466,000 | 9,882 |
| Net operating income | $1,760,000 | 2,845 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,680,000 | 4,082 |
| Total interest expense | $2,875,000 | 4,744 |
| Net interest income | $4,805,000 | 3,577 |
| Provision for loan and lease losses | $189,000 | 3,688 |
| Total noninterest income | $634,000 | 4,274 |
| Gross Fiduciary activities income | $449,000 | 668 |
| Service charges on deposit accounts | $131,000 | 6,158 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $54,000 | 7,918 |
| Total noninterest expense | $2,846,000 | 4,404 |
| Salaries and employee benefits | $1,364,000 | 4,684 |
| Premises and equipment expense | $296,000 | 5,501 |
| Additional noninterest expense | $1,186,000 | 3,464 |
| Pre-tax net operating income | $2,404,000 | 2,883 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $618,000 | 3,158 |
| Income before extraordinary items | $1,786,000 | 2,828 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,786,000 | 2,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 2,487 |
| Cash dividends | $1,600,000 | 1,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,786,000 | 2,794 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,110,000 | 3,887 |
| Total interest expense | $3,161,000 | 4,526 |
| Net interest income | $4,949,000 | 3,426 |
| Provision for loan and lease losses | $285,000 | 2,735 |
| Total noninterest income | $624,000 | 4,272 |
| Gross Fiduciary activities income | $446,000 | 674 |
| Service charges on deposit accounts | $131,000 | 6,250 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $47,000 | 8,260 |
| Total noninterest expense | $2,819,000 | 4,357 |
| Salaries and employee benefits | $1,352,000 | 4,620 |
| Premises and equipment expense | $286,000 | 5,529 |
| Additional noninterest expense | $1,181,000 | 3,419 |
| Pre-tax net operating income | $2,469,000 | 2,824 |
| Securities gains (losses) | $-16,000 | 10,254 |
| Applicable income taxes | $704,000 | 3,013 |
| Income before extraordinary items | $1,749,000 | 2,859 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,749,000 | 2,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $392,000 | 1,530 |
| Cash dividends | $2,560,000 | 1,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,760,360 | 2,760 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,012,000 | 3,580 |
| Total interest expense | $3,856,000 | 3,815 |
| Net interest income | $5,156,000 | 3,386 |
| Provision for loan and lease losses | $317,000 | 2,489 |
| Total noninterest income | $588,000 | 4,472 |
| Gross Fiduciary activities income | $401,000 | 732 |
| Service charges on deposit accounts | $147,000 | 6,212 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $40,000 | 8,870 |
| Total noninterest expense | $3,101,000 | 3,993 |
| Salaries and employee benefits | $1,291,000 | 4,809 |
| Premises and equipment expense | $359,000 | 4,802 |
| Additional noninterest expense | $1,451,000 | 2,814 |
| Pre-tax net operating income | $2,326,000 | 3,100 |
| Securities gains (losses) | $-295,000 | 10,857 |
| Applicable income taxes | $443,000 | 4,580 |
| Income before extraordinary items | $1,588,000 | 3,190 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,588,000 | 3,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,473 |
| Cash dividends | $2,560,000 | 1,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,818,100 | 2,758 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,417,000 | 3,457 |
| Total interest expense | $4,195,000 | 3,553 |
| Net interest income | $5,222,000 | 3,407 |
| Provision for loan and lease losses | $786,000 | 1,218 |
| Total noninterest income | $555,000 | 4,814 |
| Gross Fiduciary activities income | $348,000 | 819 |
| Service charges on deposit accounts | $160,000 | 6,291 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $47,000 | 9,021 |
| Total noninterest expense | $2,574,000 | 4,894 |
| Salaries and employee benefits | $1,376,000 | 4,649 |
| Premises and equipment expense | $310,000 | 5,456 |
| Additional noninterest expense | $888,000 | 4,810 |
| Pre-tax net operating income | $2,417,000 | 2,862 |
| Securities gains (losses) | $267,000 | 586 |
| Applicable income taxes | $440,000 | 4,578 |
| Income before extraordinary items | $2,244,000 | 2,200 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,244,000 | 2,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $786,000 | 1,032 |
| Cash dividends | $2,560,000 | 1,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,019,720 | 2,390 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,346,000 | 3,493 |
| Total interest expense | $3,659,000 | 3,993 |
| Net interest income | $5,687,000 | 3,132 |
| Provision for loan and lease losses | $573,000 | 1,419 |
| Total noninterest income | $604,000 | 4,548 |
| Gross Fiduciary activities income | $412,000 | 798 |
| Service charges on deposit accounts | $144,000 | 6,790 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $48,000 | 9,325 |
| Total noninterest expense | $2,862,000 | 4,456 |
| Salaries and employee benefits | $1,364,000 | 4,669 |
| Premises and equipment expense | $314,000 | 5,437 |
| Additional noninterest expense | $1,184,000 | 3,782 |
| Pre-tax net operating income | $2,856,000 | 2,524 |
| Securities gains (losses) | $1,308,000 | 180 |
| Applicable income taxes | $935,000 | 2,523 |
| Income before extraordinary items | $3,229,000 | 1,582 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,229,000 | 1,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $573,000 | 1,262 |
| Cash dividends | $2,560,000 | 1,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,208,760 | 2,258 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,667,000 | 3,137 |
| Total interest expense | $3,221,000 | 3,714 |
| Net interest income | $6,446,000 | 2,804 |
| Provision for loan and lease losses | $820,000 | 1,064 |
| Total noninterest income | $590,000 | 4,714 |
| Gross Fiduciary activities income | $357,000 | 842 |
| Service charges on deposit accounts | $152,000 | 6,839 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $81,000 | 8,198 |
| Total noninterest expense | $2,997,000 | 4,410 |
| Salaries and employee benefits | $1,350,000 | 4,717 |
| Premises and equipment expense | $301,000 | 5,701 |
| Additional noninterest expense | $1,346,000 | 3,666 |
| Pre-tax net operating income | $3,219,000 | 2,203 |
| Securities gains (losses) | $1,395,000 | 130 |
| Applicable income taxes | $993,000 | 2,257 |
| Income before extraordinary items | $3,621,000 | 1,378 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,621,000 | 1,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $820,000 | 999 |
| Cash dividends | $2,560,000 | 913 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,532,900 | 1,923 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,985,000 | 3,088 |
| Total interest expense | $3,570,000 | 3,517 |
| Net interest income | $6,415,000 | 2,825 |
| Provision for loan and lease losses | $678,000 | 1,702 |
| Total noninterest income | $679,000 | 4,534 |
| Gross Fiduciary activities income | $470,000 | 787 |
| Service charges on deposit accounts | $147,000 | 7,169 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $62,000 | 9,431 |
| Total noninterest expense | $2,955,000 | 4,579 |
| Salaries and employee benefits | $1,256,000 | 5,024 |
| Premises and equipment expense | $295,000 | 5,946 |
| Additional noninterest expense | $1,404,000 | 3,697 |
| Pre-tax net operating income | $3,461,000 | 1,968 |
| Securities gains (losses) | $2,025,000 | 312 |
| Applicable income taxes | $1,448,000 | 1,618 |
| Income before extraordinary items | $4,038,000 | 1,258 |
| Extraordinary gains, net | $361,000 | 605 |
| Net income | $4,399,000 | 1,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $428,000 | 1,965 |
| Cash dividends | $2,560,000 | 815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,539,500 | 1,852 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,037,000 | 3,177 |
| Total interest expense | $4,254,000 | 3,850 |
| Net interest income | $6,783,000 | 2,687 |
| Provision for loan and lease losses | $480,000 | 3,089 |
| Total noninterest income | $483,000 | 5,781 |
| Gross Fiduciary activities income | $296,000 | 960 |
| Service charges on deposit accounts | $120,000 | 7,946 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $67,000 | 9,442 |
| Total noninterest expense | $2,684,000 | 4,983 |
| Salaries and employee benefits | $1,190,000 | 5,211 |
| Premises and equipment expense | $250,000 | 6,773 |
| Additional noninterest expense | $1,244,000 | 4,211 |
| Pre-tax net operating income | $4,102,000 | 1,530 |
| Securities gains (losses) | $1,432,000 | 504 |
| Applicable income taxes | $1,572,000 | 1,395 |
| Income before extraordinary items | $3,962,000 | 1,182 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,962,000 | 1,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 3,902 |
| Cash dividends | $2,400,000 | 718 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,930,960 | 1,463 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.