Home > McKenzie State Bank > Income and Expense
McKenzie State Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,819,000 | 8,608 |
| Total interest expense | $775,000 | 8,696 |
| Net interest income | $1,044,000 | 8,396 |
| Provision for loan and lease losses | $80,000 | 5,752 |
| Total noninterest income | $95,000 | 8,666 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 7,725 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 7,858 |
| Total noninterest expense | $947,000 | 8,173 |
| Salaries and employee benefits | $443,000 | 8,531 |
| Premises and equipment expense | $149,000 | 7,613 |
| Additional noninterest expense | $355,000 | 7,514 |
| Pre-tax net operating income | $112,000 | 8,758 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-5,000 | 9,296 |
| Income before extraordinary items | $117,000 | 8,600 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $117,000 | 8,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $117,000 | 8,596 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $879,000 | 9,716 |
| Total interest expense | $319,000 | 9,774 |
| Net interest income | $560,000 | 9,584 |
| Provision for loan and lease losses | $84,000 | 5,577 |
| Total noninterest income | $102,000 | 8,791 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 8,498 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,095 |
| Total noninterest expense | $665,000 | 9,129 |
| Salaries and employee benefits | $339,000 | 9,257 |
| Premises and equipment expense | $109,000 | 8,449 |
| Additional noninterest expense | $217,000 | 8,870 |
| Pre-tax net operating income | $-87,000 | 9,523 |
| Securities gains (losses) | $-6,000 | 9,143 |
| Applicable income taxes | $-20,000 | 9,716 |
| Income before extraordinary items | $-73,000 | 9,548 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-73,000 | 9,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,271 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-68,320 | 9,515 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $43,000 | 10,438 |
| Total interest expense | $21,000 | 10,384 |
| Net interest income | $22,000 | 10,444 |
| Provision for loan and lease losses | $14,000 | 8,020 |
| Total noninterest income | $1,000 | 10,395 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 9,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,383 |
| Total noninterest expense | $313,000 | 10,235 |
| Salaries and employee benefits | $78,000 | 10,395 |
| Premises and equipment expense | $28,000 | 10,205 |
| Additional noninterest expense | $207,000 | 9,046 |
| Pre-tax net operating income | $-304,000 | 10,074 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-62,000 | 10,160 |
| Income before extraordinary items | $-242,000 | 10,074 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-242,000 | 10,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $3,960,000 | 283 |
| Net operating income | $-242,000 | 10,043 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.