Home > McKenzie County Bank > Income and Expense
McKenzie County Bank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,497,000 | 3,728 |
| Total interest expense | $377,000 | 4,583 |
| Net interest income | $5,120,000 | 3,584 |
| Provision for loan and lease losses | $180,000 | 2,581 |
| Total noninterest income | $542,000 | 4,156 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $75,000 | 5,319 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $467,000 | 3,357 |
| Total noninterest expense | $3,350,000 | 4,240 |
| Salaries and employee benefits | $1,823,000 | 4,192 |
| Premises and equipment expense | $341,000 | 4,424 |
| Additional noninterest expense | $1,186,000 | 4,075 |
| Pre-tax net operating income | $2,132,000 | 2,877 |
| Securities gains (losses) | $9,000 | 2,695 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $2,141,000 | 2,569 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,141,000 | 2,569 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,141,000 | 2,569 |
| Net charge-offs | $5,000 | 4,734 |
| Cash dividends | $2,210,000 | 1,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,132,000 | 2,538 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,056,000 | 3,805 |
| Total interest expense | $273,000 | 4,701 |
| Net interest income | $3,783,000 | 3,651 |
| Provision for loan and lease losses | $135,000 | 2,485 |
| Total noninterest income | $384,000 | 4,278 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $46,000 | 5,589 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $338,000 | 3,450 |
| Total noninterest expense | $2,104,000 | 4,662 |
| Salaries and employee benefits | $1,215,000 | 4,478 |
| Premises and equipment expense | $239,000 | 4,604 |
| Additional noninterest expense | $650,000 | 4,764 |
| Pre-tax net operating income | $1,928,000 | 2,573 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,928,000 | 2,280 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,928,000 | 2,281 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,928,000 | 2,280 |
| Net charge-offs | $3,000 | 4,462 |
| Cash dividends | $1,646,000 | 1,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,928,000 | 2,228 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,664,000 | 3,848 |
| Total interest expense | $177,000 | 4,795 |
| Net interest income | $2,487,000 | 3,678 |
| Provision for loan and lease losses | $90,000 | 2,447 |
| Total noninterest income | $251,000 | 4,320 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $36,000 | 5,452 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $215,000 | 3,515 |
| Total noninterest expense | $1,380,000 | 4,732 |
| Salaries and employee benefits | $769,000 | 4,628 |
| Premises and equipment expense | $163,000 | 4,613 |
| Additional noninterest expense | $448,000 | 4,724 |
| Pre-tax net operating income | $1,268,000 | 2,544 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,268,000 | 2,252 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,268,000 | 2,255 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,268,000 | 2,254 |
| Net charge-offs | $4,000 | 4,000 |
| Cash dividends | $1,325,000 | 922 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,268,000 | 2,200 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,293,000 | 3,943 |
| Total interest expense | $90,000 | 4,828 |
| Net interest income | $1,203,000 | 3,786 |
| Provision for loan and lease losses | $45,000 | 2,313 |
| Total noninterest income | $122,000 | 4,327 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $18,000 | 5,462 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $104,000 | 3,507 |
| Total noninterest expense | $691,000 | 4,769 |
| Salaries and employee benefits | $388,000 | 4,651 |
| Premises and equipment expense | $82,000 | 4,650 |
| Additional noninterest expense | $221,000 | 4,784 |
| Pre-tax net operating income | $589,000 | 2,602 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $589,000 | 2,299 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $589,000 | 2,300 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $589,000 | 2,301 |
| Net charge-offs | $1,000 | 3,492 |
| Cash dividends | $333,000 | 1,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $589,000 | 2,263 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,971,000 | 4,090 |
| Total interest expense | $342,000 | 5,174 |
| Net interest income | $4,629,000 | 3,892 |
| Provision for loan and lease losses | $210,000 | 2,896 |
| Total noninterest income | $442,000 | 4,603 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $75,000 | 5,590 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $367,000 | 3,802 |
| Total noninterest expense | $2,679,000 | 4,869 |
| Salaries and employee benefits | $1,481,000 | 4,782 |
| Premises and equipment expense | $298,000 | 4,872 |
| Additional noninterest expense | $900,000 | 4,815 |
| Pre-tax net operating income | $2,182,000 | 2,694 |
| Securities gains (losses) | $15,000 | 2,476 |
| Applicable income taxes | $-57,000 | 6,428 |
| Income before extraordinary items | $2,254,000 | 2,370 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,254,000 | 2,374 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,254,000 | 2,373 |
| Net charge-offs | $-49,000 | 6,414 |
| Cash dividends | $953,000 | 1,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,239,000 | 2,331 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,627,000 | 4,204 |
| Total interest expense | $250,000 | 5,311 |
| Net interest income | $3,377,000 | 3,990 |
| Provision for loan and lease losses | $165,000 | 2,825 |
| Total noninterest income | $329,000 | 4,674 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $57,000 | 5,642 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $272,000 | 3,893 |
| Total noninterest expense | $1,994,000 | 4,906 |
| Salaries and employee benefits | $1,080,000 | 4,893 |
| Premises and equipment expense | $211,000 | 5,023 |
| Additional noninterest expense | $703,000 | 4,752 |
| Pre-tax net operating income | $1,547,000 | 2,864 |
| Securities gains (losses) | $15,000 | 2,337 |
| Applicable income taxes | $-57,000 | 6,641 |
| Income before extraordinary items | $1,619,000 | 2,500 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,619,000 | 2,505 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,619,000 | 2,505 |
| Net charge-offs | $-9,000 | 6,104 |
| Cash dividends | $953,000 | 1,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,604,000 | 2,446 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,377,000 | 4,266 |
| Total interest expense | $165,000 | 5,385 |
| Net interest income | $2,212,000 | 4,036 |
| Provision for loan and lease losses | $120,000 | 2,706 |
| Total noninterest income | $214,000 | 4,750 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $38,000 | 5,659 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $176,000 | 3,985 |
| Total noninterest expense | $1,228,000 | 5,127 |
| Salaries and employee benefits | $709,000 | 4,944 |
| Premises and equipment expense | $141,000 | 5,020 |
| Additional noninterest expense | $378,000 | 5,215 |
| Pre-tax net operating income | $1,078,000 | 2,746 |
| Securities gains (losses) | $15,000 | 2,143 |
| Applicable income taxes | $-57,000 | 6,709 |
| Income before extraordinary items | $1,150,000 | 2,363 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,150,000 | 2,373 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,150,000 | 2,371 |
| Net charge-offs | $-7,000 | 6,047 |
| Cash dividends | $582,000 | 1,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,135,000 | 2,302 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,150,000 | 4,374 |
| Total interest expense | $81,000 | 5,506 |
| Net interest income | $1,069,000 | 4,153 |
| Provision for loan and lease losses | $45,000 | 2,886 |
| Total noninterest income | $107,000 | 4,740 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $17,000 | 5,778 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $90,000 | 3,920 |
| Total noninterest expense | $606,000 | 5,191 |
| Salaries and employee benefits | $338,000 | 5,113 |
| Premises and equipment expense | $71,000 | 5,034 |
| Additional noninterest expense | $197,000 | 5,173 |
| Pre-tax net operating income | $525,000 | 2,784 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $37,000 | 3,209 |
| Income before extraordinary items | $488,000 | 2,640 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $488,000 | 2,643 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $488,000 | 2,642 |
| Net charge-offs | $-4,000 | 5,794 |
| Cash dividends | $140,000 | 1,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $488,000 | 2,561 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,481,000 | 4,579 |
| Total interest expense | $371,000 | 5,666 |
| Net interest income | $4,110,000 | 4,340 |
| Provision for loan and lease losses | $160,000 | 4,210 |
| Total noninterest income | $363,000 | 4,966 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $73,000 | 5,833 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $290,000 | 4,077 |
| Total noninterest expense | $2,224,000 | 5,431 |
| Salaries and employee benefits | $1,322,000 | 5,180 |
| Premises and equipment expense | $257,000 | 5,286 |
| Additional noninterest expense | $645,000 | 5,685 |
| Pre-tax net operating income | $2,089,000 | 2,731 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $147,000 | 3,230 |
| Income before extraordinary items | $1,942,000 | 2,632 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,942,000 | 2,635 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,942,000 | 2,633 |
| Net charge-offs | $155,000 | 4,030 |
| Cash dividends | $781,000 | 2,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,942,000 | 2,523 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,341,000 | 4,679 |
| Total interest expense | $289,000 | 5,740 |
| Net interest income | $3,052,000 | 4,434 |
| Provision for loan and lease losses | $130,000 | 4,086 |
| Total noninterest income | $277,000 | 4,995 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $54,000 | 5,933 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $223,000 | 4,099 |
| Total noninterest expense | $1,651,000 | 5,502 |
| Salaries and employee benefits | $979,000 | 5,233 |
| Premises and equipment expense | $190,000 | 5,369 |
| Additional noninterest expense | $482,000 | 5,746 |
| Pre-tax net operating income | $1,548,000 | 2,823 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $108,000 | 3,321 |
| Income before extraordinary items | $1,440,000 | 2,711 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,440,000 | 2,712 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,440,000 | 2,711 |
| Net charge-offs | $150,000 | 3,593 |
| Cash dividends | $660,000 | 1,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,440,000 | 2,585 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,204,000 | 4,738 |
| Total interest expense | $200,000 | 5,780 |
| Net interest income | $2,004,000 | 4,485 |
| Provision for loan and lease losses | $60,000 | 4,338 |
| Total noninterest income | $184,000 | 5,007 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $37,000 | 5,917 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $147,000 | 4,107 |
| Total noninterest expense | $1,058,000 | 5,623 |
| Salaries and employee benefits | $641,000 | 5,288 |
| Premises and equipment expense | $97,000 | 5,851 |
| Additional noninterest expense | $320,000 | 5,800 |
| Pre-tax net operating income | $1,070,000 | 2,718 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $74,000 | 3,289 |
| Income before extraordinary items | $996,000 | 2,630 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $996,000 | 2,630 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $996,000 | 2,630 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $553,000 | 1,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $996,000 | 2,489 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,073,000 | 4,859 |
| Total interest expense | $108,000 | 5,734 |
| Net interest income | $965,000 | 4,632 |
| Provision for loan and lease losses | $30,000 | 4,088 |
| Total noninterest income | $76,000 | 5,330 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $18,000 | 5,949 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $58,000 | 4,488 |
| Total noninterest expense | $523,000 | 5,681 |
| Salaries and employee benefits | $316,000 | 5,374 |
| Premises and equipment expense | $49,000 | 5,874 |
| Additional noninterest expense | $158,000 | 5,842 |
| Pre-tax net operating income | $488,000 | 2,918 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $33,000 | 3,373 |
| Income before extraordinary items | $455,000 | 2,809 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $455,000 | 2,811 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $455,000 | 2,812 |
| Net charge-offs | $2,000 | 4,518 |
| Cash dividends | $387,000 | 1,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $455,000 | 2,664 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,908,000 | 5,205 |
| Total interest expense | $520,000 | 5,780 |
| Net interest income | $3,388,000 | 4,991 |
| Provision for loan and lease losses | $96,000 | 5,397 |
| Total noninterest income | $248,000 | 5,472 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $71,000 | 5,961 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $177,000 | 4,616 |
| Total noninterest expense | $1,808,000 | 5,994 |
| Salaries and employee benefits | $1,025,000 | 5,821 |
| Premises and equipment expense | $169,000 | 6,263 |
| Additional noninterest expense | $614,000 | 5,948 |
| Pre-tax net operating income | $1,732,000 | 2,771 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $110,000 | 3,319 |
| Income before extraordinary items | $1,622,000 | 2,624 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,622,000 | 2,625 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,622,000 | 2,625 |
| Net charge-offs | $27,000 | 5,793 |
| Cash dividends | $448,000 | 2,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,622,000 | 2,539 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,885,000 | 5,292 |
| Total interest expense | $409,000 | 5,805 |
| Net interest income | $2,476,000 | 5,080 |
| Provision for loan and lease losses | $72,000 | 5,289 |
| Total noninterest income | $174,000 | 5,651 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $50,000 | 6,073 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $124,000 | 4,820 |
| Total noninterest expense | $1,342,000 | 6,042 |
| Salaries and employee benefits | $755,000 | 5,865 |
| Premises and equipment expense | $123,000 | 6,342 |
| Additional noninterest expense | $464,000 | 5,976 |
| Pre-tax net operating income | $1,236,000 | 2,947 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $87,000 | 3,306 |
| Income before extraordinary items | $1,149,000 | 2,796 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,149,000 | 2,798 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,149,000 | 2,798 |
| Net charge-offs | $23,000 | 5,478 |
| Cash dividends | $361,000 | 2,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,149,000 | 2,697 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,897,000 | 5,371 |
| Total interest expense | $274,000 | 5,905 |
| Net interest income | $1,623,000 | 5,146 |
| Provision for loan and lease losses | $48,000 | 5,176 |
| Total noninterest income | $114,000 | 5,702 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $31,000 | 6,157 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $83,000 | 4,836 |
| Total noninterest expense | $902,000 | 6,095 |
| Salaries and employee benefits | $501,000 | 5,929 |
| Premises and equipment expense | $86,000 | 6,328 |
| Additional noninterest expense | $315,000 | 6,025 |
| Pre-tax net operating income | $787,000 | 2,976 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $54,000 | 3,320 |
| Income before extraordinary items | $733,000 | 2,830 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $733,000 | 2,832 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $733,000 | 2,832 |
| Net charge-offs | $22,000 | 5,004 |
| Cash dividends | $274,000 | 2,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $733,000 | 2,744 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $929,000 | 5,445 |
| Total interest expense | $140,000 | 5,969 |
| Net interest income | $789,000 | 5,214 |
| Provision for loan and lease losses | $24,000 | 4,887 |
| Total noninterest income | $49,000 | 5,964 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $15,000 | 6,157 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $34,000 | 5,221 |
| Total noninterest expense | $442,000 | 6,154 |
| Salaries and employee benefits | $244,000 | 6,023 |
| Premises and equipment expense | $43,000 | 6,374 |
| Additional noninterest expense | $155,000 | 6,077 |
| Pre-tax net operating income | $372,000 | 3,113 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $23,000 | 3,360 |
| Income before extraordinary items | $349,000 | 2,938 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $349,000 | 2,937 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $349,000 | 2,938 |
| Net charge-offs | $7,000 | 4,526 |
| Cash dividends | $126,000 | 1,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $349,000 | 2,884 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,740,000 | 5,564 |
| Total interest expense | $695,000 | 5,985 |
| Net interest income | $3,045,000 | 5,320 |
| Provision for loan and lease losses | $472,000 | 4,228 |
| Total noninterest income | $214,000 | 5,864 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $83,000 | 5,722 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $131,000 | 5,118 |
| Total noninterest expense | $1,591,000 | 6,422 |
| Salaries and employee benefits | $855,000 | 6,320 |
| Premises and equipment expense | $178,000 | 6,385 |
| Additional noninterest expense | $558,000 | 6,332 |
| Pre-tax net operating income | $1,196,000 | 3,093 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $84,000 | 3,350 |
| Income before extraordinary items | $1,112,000 | 3,031 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,112,000 | 3,028 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,112,000 | 3,031 |
| Net charge-offs | $663,000 | 3,250 |
| Cash dividends | $776,000 | 1,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,112,000 | 2,917 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,793,000 | 5,680 |
| Total interest expense | $537,000 | 6,065 |
| Net interest income | $2,256,000 | 5,415 |
| Provision for loan and lease losses | $454,000 | 3,697 |
| Total noninterest income | $154,000 | 6,032 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $65,000 | 5,750 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $89,000 | 5,355 |
| Total noninterest expense | $1,168,000 | 6,512 |
| Salaries and employee benefits | $635,000 | 6,388 |
| Premises and equipment expense | $126,000 | 6,562 |
| Additional noninterest expense | $407,000 | 6,420 |
| Pre-tax net operating income | $788,000 | 3,493 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $55,000 | 3,516 |
| Income before extraordinary items | $733,000 | 3,433 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $733,000 | 3,431 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $733,000 | 3,433 |
| Net charge-offs | $503,000 | 3,073 |
| Cash dividends | $652,000 | 1,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $733,000 | 3,298 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,836,000 | 5,755 |
| Total interest expense | $363,000 | 6,133 |
| Net interest income | $1,473,000 | 5,487 |
| Provision for loan and lease losses | $436,000 | 3,069 |
| Total noninterest income | $97,000 | 6,116 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $41,000 | 5,847 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $56,000 | 5,457 |
| Total noninterest expense | $784,000 | 6,536 |
| Salaries and employee benefits | $420,000 | 6,451 |
| Premises and equipment expense | $87,000 | 6,550 |
| Additional noninterest expense | $277,000 | 6,421 |
| Pre-tax net operating income | $350,000 | 4,179 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $33,000 | 3,533 |
| Income before extraordinary items | $317,000 | 4,202 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $317,000 | 4,201 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $317,000 | 4,201 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $519,000 | 1,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $317,000 | 4,068 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $902,000 | 5,865 |
| Total interest expense | $186,000 | 6,211 |
| Net interest income | $716,000 | 5,595 |
| Provision for loan and lease losses | $18,000 | 5,796 |
| Total noninterest income | $46,000 | 6,245 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $17,000 | 6,094 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $29,000 | 5,481 |
| Total noninterest expense | $381,000 | 6,677 |
| Salaries and employee benefits | $209,000 | 6,533 |
| Premises and equipment expense | $46,000 | 6,540 |
| Additional noninterest expense | $126,000 | 6,639 |
| Pre-tax net operating income | $363,000 | 2,994 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $25,000 | 3,295 |
| Income before extraordinary items | $338,000 | 2,898 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $338,000 | 2,894 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $338,000 | 2,898 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $338,000 | 2,781 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,577,000 | 5,973 |
| Total interest expense | $915,000 | 6,215 |
| Net interest income | $2,662,000 | 5,674 |
| Provision for loan and lease losses | $298,000 | 5,283 |
| Total noninterest income | $222,000 | 6,085 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $90,000 | 5,891 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $132,000 | 5,282 |
| Total noninterest expense | $1,469,000 | 6,836 |
| Salaries and employee benefits | $804,000 | 6,695 |
| Premises and equipment expense | $172,000 | 6,734 |
| Additional noninterest expense | $493,000 | 6,805 |
| Pre-tax net operating income | $1,117,000 | 2,819 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $70,000 | 3,081 |
| Income before extraordinary items | $1,047,000 | 2,692 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,047,000 | 2,691 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,047,000 | 2,692 |
| Net charge-offs | $6,000 | 7,003 |
| Cash dividends | $357,000 | 3,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,047,000 | 2,646 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,656,000 | 6,058 |
| Total interest expense | $715,000 | 6,254 |
| Net interest income | $1,941,000 | 5,775 |
| Provision for loan and lease losses | $280,000 | 4,682 |
| Total noninterest income | $140,000 | 6,431 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $69,000 | 5,914 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $71,000 | 5,836 |
| Total noninterest expense | $1,098,000 | 6,876 |
| Salaries and employee benefits | $586,000 | 6,790 |
| Premises and equipment expense | $128,000 | 6,790 |
| Additional noninterest expense | $384,000 | 6,770 |
| Pre-tax net operating income | $703,000 | 3,327 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $50,000 | 3,331 |
| Income before extraordinary items | $653,000 | 3,241 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $653,000 | 3,239 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $653,000 | 3,241 |
| Net charge-offs | $5,000 | 6,691 |
| Cash dividends | $301,000 | 2,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $653,000 | 3,152 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,748,000 | 6,142 |
| Total interest expense | $509,000 | 6,233 |
| Net interest income | $1,239,000 | 5,889 |
| Provision for loan and lease losses | $262,000 | 3,940 |
| Total noninterest income | $91,000 | 6,519 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $43,000 | 6,001 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $48,000 | 5,894 |
| Total noninterest expense | $704,000 | 6,990 |
| Salaries and employee benefits | $377,000 | 6,925 |
| Premises and equipment expense | $86,000 | 6,840 |
| Additional noninterest expense | $241,000 | 6,910 |
| Pre-tax net operating income | $364,000 | 3,854 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $26,000 | 3,570 |
| Income before extraordinary items | $338,000 | 3,763 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $338,000 | 3,763 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $338,000 | 3,763 |
| Net charge-offs | $5,000 | 6,236 |
| Cash dividends | $246,000 | 2,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $338,000 | 3,637 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $857,000 | 6,238 |
| Total interest expense | $277,000 | 6,174 |
| Net interest income | $580,000 | 6,056 |
| Provision for loan and lease losses | $244,000 | 2,596 |
| Total noninterest income | $46,000 | 6,486 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $25,000 | 5,766 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $21,000 | 6,118 |
| Total noninterest expense | $345,000 | 7,029 |
| Salaries and employee benefits | $188,000 | 6,976 |
| Premises and equipment expense | $48,000 | 6,693 |
| Additional noninterest expense | $109,000 | 6,952 |
| Pre-tax net operating income | $37,000 | 5,794 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $19,000 | 3,607 |
| Income before extraordinary items | $18,000 | 6,186 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $18,000 | 6,188 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $18,000 | 6,188 |
| Net charge-offs | $5,000 | 5,094 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $18,000 | 6,028 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,376,000 | 6,387 |
| Total interest expense | $1,390,000 | 6,131 |
| Net interest income | $1,986,000 | 6,426 |
| Provision for loan and lease losses | $28,000 | 6,899 |
| Total noninterest income | $162,000 | 6,782 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $96,000 | 5,948 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $66,000 | 6,461 |
| Total noninterest expense | $1,277,000 | 7,180 |
| Salaries and employee benefits | $701,000 | 7,151 |
| Premises and equipment expense | $175,000 | 6,912 |
| Additional noninterest expense | $401,000 | 7,041 |
| Pre-tax net operating income | $843,000 | 4,075 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $58,000 | 3,775 |
| Income before extraordinary items | $785,000 | 3,742 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $785,000 | 3,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,019 |
| Cash dividends | $364,000 | 3,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $785,000 | 3,861 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,496,000 | 6,480 |
| Total interest expense | $1,076,000 | 6,174 |
| Net interest income | $1,420,000 | 6,582 |
| Provision for loan and lease losses | $18,000 | 6,554 |
| Total noninterest income | $119,000 | 6,918 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $72,000 | 5,984 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $47,000 | 6,671 |
| Total noninterest expense | $899,000 | 7,281 |
| Salaries and employee benefits | $492,000 | 7,284 |
| Premises and equipment expense | $127,000 | 7,015 |
| Additional noninterest expense | $280,000 | 7,152 |
| Pre-tax net operating income | $622,000 | 4,587 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $44,000 | 4,192 |
| Income before extraordinary items | $578,000 | 4,192 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $578,000 | 4,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,914 |
| Cash dividends | $340,000 | 3,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $578,000 | 4,346 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,643,000 | 6,567 |
| Total interest expense | $743,000 | 6,236 |
| Net interest income | $900,000 | 6,718 |
| Provision for loan and lease losses | $12,000 | 6,231 |
| Total noninterest income | $78,000 | 6,990 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $46,000 | 6,062 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $32,000 | 6,701 |
| Total noninterest expense | $591,000 | 7,361 |
| Salaries and employee benefits | $329,000 | 7,344 |
| Premises and equipment expense | $76,000 | 7,231 |
| Additional noninterest expense | $186,000 | 7,184 |
| Pre-tax net operating income | $375,000 | 4,900 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $27,000 | 4,494 |
| Income before extraordinary items | $348,000 | 4,751 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $348,000 | 4,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,855 |
| Cash dividends | $321,000 | 2,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $348,000 | 4,685 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $820,000 | 6,665 |
| Total interest expense | $391,000 | 6,292 |
| Net interest income | $429,000 | 6,873 |
| Provision for loan and lease losses | $6,000 | 5,669 |
| Total noninterest income | $40,000 | 6,960 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $25,000 | 5,933 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $15,000 | 6,825 |
| Total noninterest expense | $290,000 | 7,441 |
| Salaries and employee benefits | $162,000 | 7,404 |
| Premises and equipment expense | $38,000 | 7,235 |
| Additional noninterest expense | $90,000 | 7,238 |
| Pre-tax net operating income | $173,000 | 5,212 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $12,000 | 4,690 |
| Income before extraordinary items | $161,000 | 5,108 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $161,000 | 5,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,732 |
| Cash dividends | $304,000 | 1,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $161,000 | 4,994 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,975,000 | 6,857 |
| Total interest expense | $1,514,000 | 6,414 |
| Net interest income | $1,461,000 | 7,163 |
| Provision for loan and lease losses | $24,000 | 6,240 |
| Total noninterest income | $158,000 | 7,055 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $97,000 | 6,051 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $61,000 | 6,885 |
| Total noninterest expense | $1,091,000 | 7,521 |
| Salaries and employee benefits | $581,000 | 7,594 |
| Premises and equipment expense | $152,000 | 7,227 |
| Additional noninterest expense | $358,000 | 7,262 |
| Pre-tax net operating income | $504,000 | 5,987 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $21,000 | 5,407 |
| Income before extraordinary items | $483,000 | 5,738 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $483,000 | 5,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,018 |
| Cash dividends | $115,000 | 5,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $483,000 | 5,723 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,176,000 | 6,952 |
| Total interest expense | $1,121,000 | 6,468 |
| Net interest income | $1,055,000 | 7,290 |
| Provision for loan and lease losses | $18,000 | 5,899 |
| Total noninterest income | $118,000 | 7,114 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $72,000 | 6,103 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $46,000 | 6,894 |
| Total noninterest expense | $808,000 | 7,522 |
| Salaries and employee benefits | $422,000 | 7,621 |
| Premises and equipment expense | $114,000 | 7,223 |
| Additional noninterest expense | $272,000 | 7,215 |
| Pre-tax net operating income | $347,000 | 6,375 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $24,000 | 5,380 |
| Income before extraordinary items | $323,000 | 6,195 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $323,000 | 6,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 7,995 |
| Cash dividends | $115,000 | 4,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $323,000 | 6,187 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,408,000 | 7,048 |
| Total interest expense | $734,000 | 6,524 |
| Net interest income | $674,000 | 7,424 |
| Provision for loan and lease losses | $12,000 | 5,644 |
| Total noninterest income | $78,000 | 7,160 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $49,000 | 6,112 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $29,000 | 7,026 |
| Total noninterest expense | $535,000 | 7,583 |
| Salaries and employee benefits | $278,000 | 7,685 |
| Premises and equipment expense | $77,000 | 7,223 |
| Additional noninterest expense | $180,000 | 7,262 |
| Pre-tax net operating income | $205,000 | 6,608 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $14,000 | 5,519 |
| Income before extraordinary items | $191,000 | 6,443 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $191,000 | 6,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,022 |
| Cash dividends | $75,000 | 4,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $191,000 | 6,441 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $690,000 | 7,117 |
| Total interest expense | $363,000 | 6,562 |
| Net interest income | $327,000 | 7,509 |
| Provision for loan and lease losses | $6,000 | 5,291 |
| Total noninterest income | $37,000 | 7,221 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $22,000 | 6,225 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $15,000 | 6,985 |
| Total noninterest expense | $273,000 | 7,597 |
| Salaries and employee benefits | $135,000 | 7,774 |
| Premises and equipment expense | $39,000 | 7,229 |
| Additional noninterest expense | $99,000 | 7,103 |
| Pre-tax net operating income | $85,000 | 6,861 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $5,000 | 5,693 |
| Income before extraordinary items | $80,000 | 6,711 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $80,000 | 6,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $39,000 | 3,685 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $80,000 | 6,694 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,521,000 | 7,126 |
| Total interest expense | $1,157,000 | 6,649 |
| Net interest income | $1,364,000 | 7,352 |
| Provision for loan and lease losses | $36,000 | 5,879 |
| Total noninterest income | $136,000 | 7,426 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $79,000 | 6,454 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $57,000 | 7,113 |
| Total noninterest expense | $994,000 | 7,720 |
| Salaries and employee benefits | $516,000 | 7,828 |
| Premises and equipment expense | $160,000 | 7,134 |
| Additional noninterest expense | $318,000 | 7,485 |
| Pre-tax net operating income | $470,000 | 6,577 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $33,000 | 5,706 |
| Income before extraordinary items | $437,000 | 6,379 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $437,000 | 6,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,041 |
| Cash dividends | $116,000 | 5,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $437,000 | 6,377 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,847,000 | 7,210 |
| Total interest expense | $803,000 | 6,780 |
| Net interest income | $1,044,000 | 7,381 |
| Provision for loan and lease losses | $27,000 | 5,738 |
| Total noninterest income | $103,000 | 7,478 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $61,000 | 6,491 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $42,000 | 7,155 |
| Total noninterest expense | $709,000 | 7,795 |
| Salaries and employee benefits | $381,000 | 7,845 |
| Premises and equipment expense | $108,000 | 7,336 |
| Additional noninterest expense | $220,000 | 7,631 |
| Pre-tax net operating income | $411,000 | 6,569 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $28,000 | 5,792 |
| Income before extraordinary items | $383,000 | 6,328 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $383,000 | 6,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,550 |
| Cash dividends | $77,000 | 4,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $383,000 | 6,330 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,231,000 | 7,215 |
| Total interest expense | $495,000 | 6,863 |
| Net interest income | $736,000 | 7,338 |
| Provision for loan and lease losses | $18,000 | 5,601 |
| Total noninterest income | $67,000 | 7,564 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $40,000 | 6,539 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,000 | 7,238 |
| Total noninterest expense | $468,000 | 7,837 |
| Salaries and employee benefits | $256,000 | 7,868 |
| Premises and equipment expense | $72,000 | 7,368 |
| Additional noninterest expense | $140,000 | 7,722 |
| Pre-tax net operating income | $317,000 | 6,351 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $12,000 | 6,049 |
| Income before extraordinary items | $305,000 | 5,979 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $305,000 | 5,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,236 |
| Cash dividends | $38,000 | 4,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $305,000 | 5,976 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $519,000 | 7,544 |
| Total interest expense | $225,000 | 7,005 |
| Net interest income | $294,000 | 7,747 |
| Provision for loan and lease losses | $9,000 | 5,345 |
| Total noninterest income | $31,000 | 7,631 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $21,000 | 6,441 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,545 |
| Total noninterest expense | $226,000 | 7,906 |
| Salaries and employee benefits | $126,000 | 7,907 |
| Premises and equipment expense | $37,000 | 7,336 |
| Additional noninterest expense | $63,000 | 7,866 |
| Pre-tax net operating income | $90,000 | 7,166 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $6,000 | 6,016 |
| Income before extraordinary items | $84,000 | 6,991 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $84,000 | 6,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $84,000 | 6,992 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,845,000 | 7,597 |
| Total interest expense | $665,000 | 7,143 |
| Net interest income | $1,180,000 | 7,708 |
| Provision for loan and lease losses | $36,000 | 6,047 |
| Total noninterest income | $147,000 | 7,517 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $95,000 | 6,353 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $52,000 | 7,351 |
| Total noninterest expense | $932,000 | 7,865 |
| Salaries and employee benefits | $468,000 | 8,001 |
| Premises and equipment expense | $146,000 | 7,321 |
| Additional noninterest expense | $318,000 | 7,536 |
| Pre-tax net operating income | $359,000 | 7,199 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $26,000 | 6,215 |
| Income before extraordinary items | $338,000 | 7,020 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $338,000 | 7,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,206 |
| Cash dividends | $293,000 | 4,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $333,350 | 7,022 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,352,000 | 7,663 |
| Total interest expense | $466,000 | 7,217 |
| Net interest income | $886,000 | 7,743 |
| Provision for loan and lease losses | $27,000 | 5,913 |
| Total noninterest income | $106,000 | 7,607 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $68,000 | 6,457 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $38,000 | 7,396 |
| Total noninterest expense | $691,000 | 7,858 |
| Salaries and employee benefits | $348,000 | 7,995 |
| Premises and equipment expense | $105,000 | 7,400 |
| Additional noninterest expense | $238,000 | 7,542 |
| Pre-tax net operating income | $274,000 | 7,307 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $19,000 | 6,314 |
| Income before extraordinary items | $260,000 | 7,129 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $260,000 | 7,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,415 |
| Cash dividends | $232,000 | 3,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $255,350 | 7,127 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $875,000 | 7,700 |
| Total interest expense | $294,000 | 7,229 |
| Net interest income | $581,000 | 7,787 |
| Provision for loan and lease losses | $18,000 | 5,733 |
| Total noninterest income | $67,000 | 7,654 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $42,000 | 6,539 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $25,000 | 7,399 |
| Total noninterest expense | $446,000 | 7,920 |
| Salaries and employee benefits | $226,000 | 8,047 |
| Premises and equipment expense | $69,000 | 7,428 |
| Additional noninterest expense | $151,000 | 7,609 |
| Pre-tax net operating income | $184,000 | 7,309 |
| Securities gains (losses) | $5,000 | 1,582 |
| Applicable income taxes | $13,000 | 6,301 |
| Income before extraordinary items | $176,000 | 7,110 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $176,000 | 7,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,782 |
| Cash dividends | $177,000 | 3,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $171,350 | 7,121 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $424,000 | 7,785 |
| Total interest expense | $137,000 | 7,331 |
| Net interest income | $287,000 | 7,868 |
| Provision for loan and lease losses | $9,000 | 5,480 |
| Total noninterest income | $28,000 | 7,863 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $17,000 | 6,822 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,631 |
| Total noninterest expense | $222,000 | 8,002 |
| Salaries and employee benefits | $111,000 | 8,141 |
| Premises and equipment expense | $36,000 | 7,416 |
| Additional noninterest expense | $75,000 | 7,683 |
| Pre-tax net operating income | $84,000 | 7,434 |
| Securities gains (losses) | $5,000 | 1,192 |
| Applicable income taxes | $6,000 | 6,318 |
| Income before extraordinary items | $83,000 | 7,177 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $83,000 | 7,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $78,350 | 7,242 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,762,000 | 7,618 |
| Total interest expense | $501,000 | 7,304 |
| Net interest income | $1,261,000 | 7,671 |
| Provision for loan and lease losses | $36,000 | 6,265 |
| Total noninterest income | $129,000 | 7,802 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $98,000 | 6,505 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $31,000 | 7,936 |
| Total noninterest expense | $798,000 | 8,162 |
| Salaries and employee benefits | $440,000 | 8,169 |
| Premises and equipment expense | $117,000 | 7,757 |
| Additional noninterest expense | $241,000 | 8,047 |
| Pre-tax net operating income | $556,000 | 6,526 |
| Securities gains (losses) | $-7,000 | 8,135 |
| Applicable income taxes | $38,000 | 6,208 |
| Income before extraordinary items | $511,000 | 6,316 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $511,000 | 6,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $129,000 | 5,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $517,510 | 6,225 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,311,000 | 7,672 |
| Total interest expense | $376,000 | 7,328 |
| Net interest income | $935,000 | 7,718 |
| Provision for loan and lease losses | $27,000 | 6,080 |
| Total noninterest income | $105,000 | 7,727 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $78,000 | 6,466 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $27,000 | 7,817 |
| Total noninterest expense | $579,000 | 8,210 |
| Salaries and employee benefits | $319,000 | 8,201 |
| Premises and equipment expense | $84,000 | 7,812 |
| Additional noninterest expense | $176,000 | 8,083 |
| Pre-tax net operating income | $434,000 | 6,600 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $30,000 | 6,288 |
| Income before extraordinary items | $404,000 | 6,300 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $404,000 | 6,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,696 |
| Cash dividends | $88,000 | 4,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $404,000 | 6,225 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $863,000 | 7,745 |
| Total interest expense | $251,000 | 7,390 |
| Net interest income | $612,000 | 7,777 |
| Provision for loan and lease losses | $18,000 | 5,953 |
| Total noninterest income | $76,000 | 7,672 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $54,000 | 6,404 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $22,000 | 7,639 |
| Total noninterest expense | $398,000 | 8,209 |
| Salaries and employee benefits | $215,000 | 8,249 |
| Premises and equipment expense | $57,000 | 7,822 |
| Additional noninterest expense | $126,000 | 8,011 |
| Pre-tax net operating income | $272,000 | 6,682 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $19,000 | 6,311 |
| Income before extraordinary items | $253,000 | 6,412 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $253,000 | 6,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,407 |
| Cash dividends | $46,000 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $253,000 | 6,318 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $425,000 | 7,803 |
| Total interest expense | $129,000 | 7,379 |
| Net interest income | $296,000 | 7,876 |
| Provision for loan and lease losses | $9,000 | 5,706 |
| Total noninterest income | $42,000 | 7,514 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $24,000 | 6,539 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $18,000 | 6,980 |
| Total noninterest expense | $198,000 | 8,262 |
| Salaries and employee benefits | $109,000 | 8,270 |
| Premises and equipment expense | $26,000 | 7,959 |
| Additional noninterest expense | $63,000 | 8,066 |
| Pre-tax net operating income | $131,000 | 6,710 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $9,000 | 6,307 |
| Income before extraordinary items | $122,000 | 6,479 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $122,000 | 6,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $122,000 | 6,363 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,743,000 | 7,830 |
| Total interest expense | $626,000 | 7,315 |
| Net interest income | $1,117,000 | 7,930 |
| Provision for loan and lease losses | $36,000 | 6,612 |
| Total noninterest income | $90,000 | 8,412 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $76,000 | 6,964 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $14,000 | 8,625 |
| Total noninterest expense | $737,000 | 8,384 |
| Salaries and employee benefits | $417,000 | 8,346 |
| Premises and equipment expense | $96,000 | 8,112 |
| Additional noninterest expense | $224,000 | 8,274 |
| Pre-tax net operating income | $434,000 | 6,904 |
| Securities gains (losses) | $19,000 | 3,246 |
| Applicable income taxes | $27,000 | 6,667 |
| Income before extraordinary items | $426,000 | 6,681 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $426,000 | 6,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,809 |
| Cash dividends | $210,000 | 4,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $408,140 | 6,617 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,317,000 | 7,909 |
| Total interest expense | $482,000 | 7,405 |
| Net interest income | $835,000 | 8,010 |
| Provision for loan and lease losses | $27,000 | 6,482 |
| Total noninterest income | $62,000 | 8,541 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $50,000 | 7,213 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,000 | 8,600 |
| Total noninterest expense | $544,000 | 8,410 |
| Salaries and employee benefits | $314,000 | 8,354 |
| Premises and equipment expense | $73,000 | 8,123 |
| Additional noninterest expense | $157,000 | 8,397 |
| Pre-tax net operating income | $326,000 | 7,037 |
| Securities gains (losses) | $19,000 | 2,984 |
| Applicable income taxes | $24,000 | 6,710 |
| Income before extraordinary items | $321,000 | 6,825 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $321,000 | 6,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,378 |
| Cash dividends | $167,000 | 4,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $303,330 | 6,765 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $884,000 | 7,948 |
| Total interest expense | $333,000 | 7,438 |
| Net interest income | $551,000 | 8,065 |
| Provision for loan and lease losses | $18,000 | 6,396 |
| Total noninterest income | $45,000 | 8,476 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $37,000 | 7,065 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $8,000 | 8,587 |
| Total noninterest expense | $361,000 | 8,442 |
| Salaries and employee benefits | $209,000 | 8,389 |
| Premises and equipment expense | $49,000 | 8,115 |
| Additional noninterest expense | $103,000 | 8,409 |
| Pre-tax net operating income | $217,000 | 7,067 |
| Securities gains (losses) | $19,000 | 2,643 |
| Applicable income taxes | $16,000 | 6,732 |
| Income before extraordinary items | $220,000 | 6,785 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $220,000 | 6,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,737 |
| Cash dividends | $123,000 | 4,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $202,330 | 6,757 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $443,000 | 7,987 |
| Total interest expense | $172,000 | 7,463 |
| Net interest income | $271,000 | 8,126 |
| Provision for loan and lease losses | $9,000 | 6,152 |
| Total noninterest income | $26,000 | 8,331 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $20,000 | 6,904 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,357 |
| Total noninterest expense | $196,000 | 8,379 |
| Salaries and employee benefits | $115,000 | 8,280 |
| Premises and equipment expense | $26,000 | 8,056 |
| Additional noninterest expense | $55,000 | 8,353 |
| Pre-tax net operating income | $92,000 | 7,309 |
| Securities gains (losses) | $19,000 | 1,926 |
| Applicable income taxes | $8,000 | 6,684 |
| Income before extraordinary items | $103,000 | 6,838 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $103,000 | 6,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $74,000 | 3,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $85,330 | 7,020 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,868,000 | 8,002 |
| Total interest expense | $799,000 | 7,516 |
| Net interest income | $1,069,000 | 8,163 |
| Provision for loan and lease losses | $27,000 | 7,284 |
| Total noninterest income | $97,000 | 8,433 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $77,000 | 6,996 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,000 | 8,540 |
| Total noninterest expense | $713,000 | 8,520 |
| Salaries and employee benefits | $400,000 | 8,512 |
| Premises and equipment expense | $102,000 | 8,142 |
| Additional noninterest expense | $211,000 | 8,478 |
| Pre-tax net operating income | $426,000 | 7,044 |
| Securities gains (losses) | $15,000 | 3,365 |
| Applicable income taxes | $30,000 | 6,839 |
| Income before extraordinary items | $411,000 | 6,789 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $411,000 | 6,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,791 |
| Cash dividends | $262,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $397,050 | 6,727 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,036,000 | 8,172 |
| Total interest expense | $1,157,000 | 7,694 |
| Net interest income | $879,000 | 8,524 |
| Provision for loan and lease losses | $18,000 | 7,646 |
| Total noninterest income | $91,000 | 8,639 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $68,000 | 7,211 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $23,000 | 8,600 |
| Total noninterest expense | $682,000 | 8,725 |
| Salaries and employee benefits | $396,000 | 8,645 |
| Premises and equipment expense | $95,000 | 8,379 |
| Additional noninterest expense | $191,000 | 8,729 |
| Pre-tax net operating income | $270,000 | 7,545 |
| Securities gains (losses) | $30,000 | 2,828 |
| Applicable income taxes | $-17,000 | 9,039 |
| Income before extraordinary items | $317,000 | 7,033 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $317,000 | 7,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,671 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $287,000 | 7,098 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,015,000 | 8,396 |
| Total interest expense | $1,161,000 | 7,893 |
| Net interest income | $854,000 | 8,788 |
| Provision for loan and lease losses | $24,000 | 7,446 |
| Total noninterest income | $97,000 | 8,631 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 6,874 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,315 |
| Total noninterest expense | $657,000 | 8,942 |
| Salaries and employee benefits | $366,000 | 8,922 |
| Premises and equipment expense | $94,000 | 8,550 |
| Additional noninterest expense | $197,000 | 8,814 |
| Pre-tax net operating income | $270,000 | 8,028 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $92,000 | 6,616 |
| Income before extraordinary items | $178,000 | 8,211 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $178,000 | 8,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,361 |
| Cash dividends | $31,000 | 6,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $178,000 | 8,215 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,947,000 | 8,565 |
| Total interest expense | $1,066,000 | 8,000 |
| Net interest income | $881,000 | 8,881 |
| Provision for loan and lease losses | $12,000 | 7,978 |
| Total noninterest income | $88,000 | 9,017 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 7,125 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 9,823 |
| Total noninterest expense | $639,000 | 9,197 |
| Salaries and employee benefits | $361,000 | 9,122 |
| Premises and equipment expense | $93,000 | 8,771 |
| Additional noninterest expense | $185,000 | 9,176 |
| Pre-tax net operating income | $318,000 | 7,997 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $115,000 | 6,727 |
| Income before extraordinary items | $203,000 | 8,287 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $203,000 | 8,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $203,000 | 8,253 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,949,000 | 8,743 |
| Total interest expense | $1,114,000 | 8,125 |
| Net interest income | $835,000 | 9,171 |
| Provision for loan and lease losses | $12,000 | 8,074 |
| Total noninterest income | $108,000 | 8,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 6,914 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 9,931 |
| Total noninterest expense | $641,000 | 9,291 |
| Salaries and employee benefits | $351,000 | 9,290 |
| Premises and equipment expense | $96,000 | 8,805 |
| Additional noninterest expense | $194,000 | 9,180 |
| Pre-tax net operating income | $290,000 | 8,453 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $104,000 | 7,470 |
| Income before extraordinary items | $186,000 | 8,711 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $186,000 | 8,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 9,764 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $186,000 | 8,645 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,856,000 | 9,195 |
| Total interest expense | $1,026,000 | 8,610 |
| Net interest income | $830,000 | 9,599 |
| Provision for loan and lease losses | $12,000 | 8,256 |
| Total noninterest income | $95,000 | 9,510 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 7,514 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 10,473 |
| Total noninterest expense | $625,000 | 9,651 |
| Salaries and employee benefits | $344,000 | 9,642 |
| Premises and equipment expense | $88,000 | 9,261 |
| Additional noninterest expense | $193,000 | 9,500 |
| Pre-tax net operating income | $288,000 | 9,056 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $92,000 | 8,530 |
| Income before extraordinary items | $194,000 | 9,210 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $194,000 | 9,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,728 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $195,360 | 9,148 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,749,000 | 9,740 |
| Total interest expense | $974,000 | 9,109 |
| Net interest income | $775,000 | 10,175 |
| Provision for loan and lease losses | $12,000 | 8,364 |
| Total noninterest income | $77,000 | 10,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 8,315 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 11,015 |
| Total noninterest expense | $567,000 | 10,325 |
| Salaries and employee benefits | $307,000 | 10,287 |
| Premises and equipment expense | $93,000 | 9,472 |
| Additional noninterest expense | $167,000 | 10,341 |
| Pre-tax net operating income | $273,000 | 9,309 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $101,000 | 8,731 |
| Income before extraordinary items | $172,000 | 9,572 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $172,000 | 9,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $172,000 | 9,514 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,589,000 | 10,366 |
| Total interest expense | $879,000 | 9,695 |
| Net interest income | $710,000 | 10,809 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $78,000 | 10,778 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 8,952 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 10,950 |
| Total noninterest expense | $574,000 | 10,687 |
| Salaries and employee benefits | $303,000 | 10,724 |
| Premises and equipment expense | $90,000 | 9,917 |
| Additional noninterest expense | $181,000 | 10,668 |
| Pre-tax net operating income | $194,000 | 10,498 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $66,000 | 9,861 |
| Income before extraordinary items | $128,000 | 10,674 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $128,000 | 10,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,709 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $128,000 | 10,649 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,362,000 | 11,015 |
| Total interest expense | $688,000 | 10,167 |
| Net interest income | $674,000 | 11,473 |
| Provision for loan and lease losses | $16,000 | 8,030 |
| Total noninterest income | $72,000 | 11,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 9,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 11,783 |
| Total noninterest expense | $583,000 | 11,212 |
| Salaries and employee benefits | $285,000 | 11,348 |
| Premises and equipment expense | $92,000 | 10,281 |
| Additional noninterest expense | $206,000 | 11,069 |
| Pre-tax net operating income | $147,000 | 11,295 |
| Securities gains (losses) | $10,000 | 2,219 |
| Applicable income taxes | $61,000 | 10,200 |
| Income before extraordinary items | $96,000 | 11,420 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $96,000 | 11,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 11,482 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $89,600 | 11,528 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,415,000 | 11,413 |
| Total interest expense | $703,000 | 10,564 |
| Net interest income | $712,000 | 11,826 |
| Provision for loan and lease losses | $77,000 | 6,405 |
| Total noninterest income | $68,000 | 12,120 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 10,111 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 12,117 |
| Total noninterest expense | $582,000 | 11,740 |
| Salaries and employee benefits | $268,000 | 11,997 |
| Premises and equipment expense | $97,000 | 10,539 |
| Additional noninterest expense | $217,000 | 11,505 |
| Pre-tax net operating income | $121,000 | 11,708 |
| Securities gains (losses) | $24,000 | 4,420 |
| Applicable income taxes | $53,000 | 10,868 |
| Income before extraordinary items | $92,000 | 11,876 |
| Extraordinary gains, net | $48,000 | 2,206 |
| Net income | $140,000 | 11,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 6,815 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $76,640 | 11,867 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,481,000 | 12,013 |
| Total interest expense | $823,000 | 11,226 |
| Net interest income | $658,000 | 12,483 |
| Provision for loan and lease losses | $24,000 | 10,335 |
| Total noninterest income | $72,000 | 12,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 10,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 12,470 |
| Total noninterest expense | $577,000 | 12,194 |
| Salaries and employee benefits | $259,000 | 12,511 |
| Premises and equipment expense | $99,000 | 10,778 |
| Additional noninterest expense | $219,000 | 11,977 |
| Pre-tax net operating income | $129,000 | 11,725 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $42,000 | 11,481 |
| Income before extraordinary items | $92,000 | 12,035 |
| Extraordinary gains, net | $29,000 | 1,140 |
| Net income | $121,000 | 11,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $88,550 | 11,794 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.