Home > McHenry State Bank > Loan Charge- Offs and Recoveries
McHenry State Bank, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $80,000 | 5,351 |
| Loans secured by real estate, total | $67,000 | 1,746 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $67,000 | 1,746 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $67,000 | 1,155 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $0 | 1,725 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 200 |
| Commercial and industrial loans | $2,000 | 6,519 |
| Loans to individuals | $11,000 | 6,713 |
| Credit card loan charge offs | $10,000 | 2,177 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,000 | 8,342 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 270 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $20,000 | 5,568 |
| Loans secured by real estate, total | $0 | 4,351 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $0 | 4,349 |
| Construction and land development | $0 | 513 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 3,348 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $0 | 1,668 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 218 |
| Commercial and industrial loans | $10,000 | 3,946 |
| Loans to individuals | $10,000 | 4,344 |
| Credit card loan recoveries | $2,000 | 1,717 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $8,000 | 4,445 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $0 | 271 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $60,000 | 4,815 |
| Loans secured by real estate, total | $67,000 | 1,395 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $67,000 | 1,393 |
| Construction and land development | $0 | 590 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $67,000 | 972 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $0 | 1,405 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $0 | 139 |
| Commercial and industrial loans | $-8,000 | 9,607 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $1,000 | 7,875 |
| Credit card loan net charge offs | $8,000 | 2,195 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-7,000 | 10,587 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 229 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $441,000 | 2,008 |
| Loans secured by real estate, total | $0 | 5,176 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $0 | 5,167 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,217 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $0 | 1,929 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $397,000 | 800 |
| Loans to individuals | $44,000 | 4,118 |
| Credit card loan charge offs | $37,000 | 1,191 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $7,000 | 7,010 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $117,000 | 2,193 |
| Loans secured by real estate, total | $0 | 4,712 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $0 | 4,705 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 3,594 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $0 | 1,954 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $100,000 | 1,097 |
| Loans to individuals | $17,000 | 3,490 |
| Credit card loan recoveries | $11,000 | 846 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $6,000 | 5,185 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $324,000 | 1,962 |
| Loans secured by real estate, total | $0 | 4,193 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $0 | 4,185 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,584 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $0 | 1,551 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $297,000 | 756 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $27,000 | 4,227 |
| Credit card loan net charge offs | $26,000 | 1,280 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,000 | 7,483 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $275,000 | 2,719 |
| Loans secured by real estate, total | $0 | 5,487 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $0 | 5,481 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,398 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $230,000 | 1,255 |
| Loans to individuals | $45,000 | 3,778 |
| Credit card loan charge offs | $37,000 | 1,110 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $8,000 | 6,855 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $28,000 | 5,466 |
| Loans secured by real estate, total | $0 | 5,162 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $0 | 5,149 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 3,910 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $2,000 | 6,590 |
| Loans to individuals | $26,000 | 2,758 |
| Credit card loan recoveries | $14,000 | 787 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $12,000 | 4,021 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $247,000 | 2,197 |
| Loans secured by real estate, total | $0 | 4,386 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $0 | 4,381 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,681 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $0 | 1,798 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $228,000 | 886 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $19,000 | 4,486 |
| Credit card loan net charge offs | $23,000 | 1,263 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-4,000 | 11,134 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $164,000 | 3,864 |
| Loans secured by real estate, total | $23,000 | 3,720 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $23,000 | 3,719 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $23,000 | 2,523 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $103,000 | 2,412 |
| Loans to individuals | $38,000 | 4,076 |
| Credit card loan charge offs | $24,000 | 1,332 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $14,000 | 5,891 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $86,000 | 3,219 |
| Loans secured by real estate, total | $9,000 | 3,306 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $9,000 | 3,306 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $9,000 | 2,054 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $58,000 | 2,085 |
| Loans to individuals | $19,000 | 3,577 |
| Credit card loan recoveries | $10,000 | 943 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $9,000 | 4,913 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $78,000 | 4,203 |
| Loans secured by real estate, total | $14,000 | 3,481 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $14,000 | 3,481 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $14,000 | 2,544 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $0 | 2,119 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $45,000 | 2,688 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $19,000 | 4,302 |
| Credit card loan net charge offs | $14,000 | 1,526 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $5,000 | 5,996 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $220,000 | 3,846 |
| Loans secured by real estate, total | $17,000 | 4,962 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $17,000 | 4,961 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $17,000 | 3,447 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $150,000 | 2,440 |
| Loans to individuals | $53,000 | 3,794 |
| Credit card loan charge offs | $36,000 | 1,195 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $17,000 | 6,001 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $62,000 | 4,293 |
| Loans secured by real estate, total | $17,000 | 2,804 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $17,000 | 2,804 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $17,000 | 1,615 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $2,000 | 7,761 |
| Loans to individuals | $43,000 | 2,192 |
| Credit card loan recoveries | $19,000 | 732 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $24,000 | 3,030 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $158,000 | 3,569 |
| Loans secured by real estate, total | $0 | 6,077 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $0 | 6,070 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 4,945 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $0 | 2,799 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $148,000 | 1,898 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $10,000 | 6,060 |
| Credit card loan net charge offs | $17,000 | 1,492 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-7,000 | 12,485 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $675,000 | 2,402 |
| Loans secured by real estate, total | $0 | 8,179 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $0 | 8,166 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 6,523 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $645,000 | 1,110 |
| Loans to individuals | $30,000 | 5,877 |
| Credit card loan charge offs | $18,000 | 1,825 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $12,000 | 7,645 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $50,000 | 5,158 |
| Loans secured by real estate, total | $0 | 6,234 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $0 | 6,207 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $3,000 | 7,781 |
| Loans to individuals | $47,000 | 2,180 |
| Credit card loan recoveries | $15,000 | 830 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $32,000 | 2,645 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $625,000 | 2,123 |
| Loans secured by real estate, total | $0 | 7,205 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $0 | 7,197 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 5,775 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $0 | 3,618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $642,000 | 956 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $-17,000 | 13,740 |
| Credit card loan net charge offs | $3,000 | 3,042 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-20,000 | 13,736 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.