Home > McHenry Savings Bank > Income and Expense

McHenry Savings Bank, Income and Expense

2024-06-30 (YTD Data)		Rank
Total interest income	$7,967,000	2,367
Total interest expense	$3,846,000	1,939
Net interest income	$4,121,000	2,648
Provision for loan and lease losses	$-63,000	4,313
Total noninterest income	$845,000	2,138
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$61,000	3,169
Trading account gains and fees	NA	NA
Additional Noninterest Income	$784,000	1,789
Total noninterest expense	$3,521,000	2,566
Salaries and employee benefits	$2,333,000	2,332
Premises and equipment expense	$448,000	2,165
Additional noninterest expense	$784,000	1,789
Pre-tax net operating income	$1,508,000	2,423
Securities gains (losses)	$-5,000	3,629
Applicable income taxes	$324,000	1,680
Income before extraordinary items	$1,179,000	2,540
Extraordinary gains, net	$0	52
Net income	$1,179,000	2,572
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,179,000	2,543
Net charge-offs	$16,000	1,863
Cash dividends	$0	2,949
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$1,182,950	2,537
2024-03-31 (YTD Data)		Rank
Total interest income	$3,934,000	2,370
Total interest expense	$1,851,000	1,957
Net interest income	$2,083,000	2,632
Provision for loan and lease losses	$-55,000	4,300
Total noninterest income	$478,000	1,989
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$29,000	3,208
Trading account gains and fees	NA	NA
Additional Noninterest Income	$449,000	1,617
Total noninterest expense	$1,736,000	2,588
Salaries and employee benefits	$1,265,000	2,225
Premises and equipment expense	$231,000	2,135
Additional noninterest expense	$449,000	1,617
Pre-tax net operating income	$880,000	2,197
Securities gains (losses)	$3,000	493
Applicable income taxes	$199,000	1,516
Income before extraordinary items	$684,000	2,319
Extraordinary gains, net	$0	51
Net income	$684,000	2,346
Minority interest net income	$0	72
Net income of bank and minority interests.	$684,000	2,319
Net charge-offs	$1,000	2,067
Cash dividends	$0	2,345
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$681,630	2,328
2023-12-31 (YTD Data)		Rank
Total interest income	$15,273,000	2,252
Total interest expense	$6,778,000	1,681
Net interest income	$8,495,000	2,589
Provision for loan and lease losses	$29,000	2,980
Total noninterest income	$1,368,000	2,387
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$129,000	3,147
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,239,000	2,070
Total noninterest expense	$7,352,000	2,479
Salaries and employee benefits	$4,187,000	2,453
Premises and equipment expense	$864,000	2,197
Additional noninterest expense	$1,239,000	2,070
Pre-tax net operating income	$2,482,000	2,711
Securities gains (losses)	$21,000	646
Applicable income taxes	$502,000	1,897
Income before extraordinary items	$2,001,000	2,789
Extraordinary gains, net	$0	54
Net income	$2,001,000	2,817
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,001,000	2,791
Net charge-offs	$29,000	2,045
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$1,984,200	2,833
2023-09-30 (YTD Data)		Rank
Total interest income	$11,168,000	2,257
Total interest expense	$4,826,000	1,612
Net interest income	$6,342,000	2,629
Provision for loan and lease losses	$123,000	2,007
Total noninterest income	$838,000	2,608
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$92,000	3,199
Trading account gains and fees	NA	NA
Additional Noninterest Income	$746,000	2,275
Total noninterest expense	$5,425,000	2,492
Salaries and employee benefits	$3,076,000	2,473
Premises and equipment expense	$635,000	2,236
Additional noninterest expense	$746,000	2,275
Pre-tax net operating income	$1,632,000	2,931
Securities gains (losses)	$3,000	744
Applicable income taxes	$310,000	2,089
Income before extraordinary items	$1,325,000	2,981
Extraordinary gains, net	$0	52
Net income	$1,325,000	3,012
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,325,000	2,982
Net charge-offs	$15,000	2,004
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,322,570	3,013
2023-06-30 (YTD Data)		Rank
Total interest income	$7,236,000	2,279
Total interest expense	$3,001,000	1,563
Net interest income	$4,235,000	2,650
Provision for loan and lease losses	$123,000	1,679
Total noninterest income	$633,000	2,419
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$58,000	3,248
Trading account gains and fees	NA	NA
Additional Noninterest Income	$575,000	2,058
Total noninterest expense	$3,539,000	2,514
Salaries and employee benefits	$2,057,000	2,468
Premises and equipment expense	$408,000	2,285
Additional noninterest expense	$575,000	2,055
Pre-tax net operating income	$1,206,000	2,838
Securities gains (losses)	$-1,000	3,583
Applicable income taxes	$237,000	2,028
Income before extraordinary items	$968,000	2,906
Extraordinary gains, net	$0	51
Net income	$968,000	2,937
Minority interest net income	$0	81
Net income of bank and minority interests.	$968,000	2,905
Net charge-offs	$0	2,431
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$968,800	2,932
2023-03-31 (YTD Data)		Rank
Total interest income	$3,581,000	2,267
Total interest expense	$1,394,000	1,505
Net interest income	$2,187,000	2,605
Provision for loan and lease losses	$0	2,612
Total noninterest income	$200,000	2,946
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$24,000	3,414
Trading account gains and fees	NA	NA
Additional Noninterest Income	$176,000	2,584
Total noninterest expense	$1,691,000	2,606
Salaries and employee benefits	$1,041,000	2,485
Premises and equipment expense	$204,000	2,323
Additional noninterest expense	$176,000	2,584
Pre-tax net operating income	$696,000	2,719
Securities gains (losses)	$5,000	739
Applicable income taxes	$146,000	1,890
Income before extraordinary items	$555,000	2,783
Extraordinary gains, net	$0	4
Net income	$555,000	2,783
Minority interest net income	$0	48
Net income of bank and minority interests.	$555,000	2,783
Net charge-offs	$-1,000	3,238
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$551,050	2,822
2022-12-31 (YTD Data)		Rank
Total interest income	$11,187,000	2,374
Total interest expense	$2,563,000	1,329
Net interest income	$8,624,000	2,565
Provision for loan and lease losses	$325,000	1,480
Total noninterest income	$1,052,000	2,746
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$130,000	3,200
Trading account gains and fees	NA	NA
Additional Noninterest Income	$922,000	2,413
Total noninterest expense	$7,348,000	2,435
Salaries and employee benefits	$4,109,000	2,458
Premises and equipment expense	$820,000	2,271
Additional noninterest expense	$922,000	2,413
Pre-tax net operating income	$2,003,000	3,134
Securities gains (losses)	$-28,000	3,638
Applicable income taxes	$109,000	2,968
Income before extraordinary items	$1,866,000	3,016
Extraordinary gains, net	$0	5
Net income	$1,866,000	3,013
Minority interest net income	$0	63
Net income of bank and minority interests.	$1,866,000	3,015
Net charge-offs	$-38,000	4,003
Cash dividends	$315,000	2,966
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$1,892,320	3,037
2022-09-30 (YTD Data)		Rank
Total interest income	$7,798,000	2,424
Total interest expense	$1,397,000	1,386
Net interest income	$6,401,000	2,553
Provision for loan and lease losses	$325,000	1,195
Total noninterest income	$883,000	2,646
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$100,000	3,196
Trading account gains and fees	NA	NA
Additional Noninterest Income	$783,000	2,330
Total noninterest expense	$5,482,000	2,439
Salaries and employee benefits	$3,064,000	2,462
Premises and equipment expense	$633,000	2,247
Additional noninterest expense	$783,000	2,330
Pre-tax net operating income	$1,477,000	3,121
Securities gains (losses)	$-16,000	3,895
Applicable income taxes	$171,000	2,576
Income before extraordinary items	$1,290,000	3,101
Extraordinary gains, net	$0	4
Net income	$1,290,000	3,099
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,290,000	3,100
Net charge-offs	$-44,000	4,041
Cash dividends	$315,000	2,482
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,304,080	3,116
2022-06-30 (YTD Data)		Rank
Total interest income	$4,770,000	2,504
Total interest expense	$696,000	1,521
Net interest income	$4,074,000	2,593
Provision for loan and lease losses	$326,000	881
Total noninterest income	$628,000	2,564
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$64,000	3,252
Trading account gains and fees	NA	NA
Additional Noninterest Income	$564,000	2,263
Total noninterest expense	$3,642,000	2,428
Salaries and employee benefits	$2,065,000	2,444
Premises and equipment expense	$427,000	2,240
Additional noninterest expense	$1,150,000	2,371
Pre-tax net operating income	$734,000	3,332
Securities gains (losses)	$-13,000	3,992
Applicable income taxes	$16,000	3,303
Income before extraordinary items	$705,000	3,202
Extraordinary gains, net	$0	4
Net income	$705,000	3,201
Minority interest net income	$0	60
Net income of bank and minority interests.	$705,000	3,202
Net charge-offs	$-5,000	3,441
Cash dividends	$315,000	2,201
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$717,740	3,212
2022-03-31 (YTD Data)		Rank
Total interest income	$2,201,000	2,574
Total interest expense	$308,000	1,634
Net interest income	$1,893,000	2,665
Provision for loan and lease losses	$62,000	1,225
Total noninterest income	$432,000	2,215
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$29,000	3,331
Trading account gains and fees	NA	NA
Additional Noninterest Income	$403,000	1,903
Total noninterest expense	$1,887,000	2,379
Salaries and employee benefits	$1,078,000	2,394
Premises and equipment expense	$219,000	2,219
Additional noninterest expense	$590,000	2,311
Pre-tax net operating income	$376,000	3,196
Securities gains (losses)	$-8,000	4,222
Applicable income taxes	$-41,000	4,695
Income before extraordinary items	$409,000	2,955
Extraordinary gains, net	$0	4
Net income	$409,000	2,954
Minority interest net income	$0	50
Net income of bank and minority interests.	$409,000	2,955
Net charge-offs	$2,000	1,559
Cash dividends	$315,000	1,462
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$417,000	2,966
2021-12-31 (YTD Data)		Rank
Total interest income	$10,144,000	2,448
Total interest expense	$1,381,000	1,778
Net interest income	$8,763,000	2,504
Provision for loan and lease losses	$105,000	2,152
Total noninterest income	$1,331,000	2,675
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$109,000	3,355
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,222,000	2,428
Total noninterest expense	$7,580,000	2,364
Salaries and employee benefits	$4,106,000	2,450
Premises and equipment expense	$796,000	2,319
Additional noninterest expense	$2,678,000	2,152
Pre-tax net operating income	$2,409,000	2,943
Securities gains (losses)	$45,000	1,172
Applicable income taxes	$-536,000	4,814
Income before extraordinary items	$2,990,000	2,548
Extraordinary gains, net	$0	10
Net income	$2,990,000	2,549
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,990,000	2,549
Net charge-offs	$6,000	2,402
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$113,000	458
Net operating income	$2,945,000	2,544
2021-09-30 (YTD Data)		Rank
Total interest income	$7,790,000	2,464
Total interest expense	$1,072,000	1,809
Net interest income	$6,718,000	2,515
Provision for loan and lease losses	$105,000	1,908
Total noninterest income	$1,101,000	2,606
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$77,000	3,441
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,024,000	2,351
Total noninterest expense	$5,871,000	2,333
Salaries and employee benefits	$3,028,000	2,494
Premises and equipment expense	$598,000	2,344
Additional noninterest expense	$2,245,000	1,988
Pre-tax net operating income	$1,843,000	3,023
Securities gains (losses)	$18,000	1,444
Applicable income taxes	$-587,000	4,900
Income before extraordinary items	$2,448,000	2,535
Extraordinary gains, net	$0	8
Net income	$2,448,000	2,535
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,448,000	2,535
Net charge-offs	$8,000	2,039
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$102,000	412
Net operating income	$2,430,000	2,519
2021-06-30 (YTD Data)		Rank
Total interest income	$5,378,000	2,405
Total interest expense	$749,000	1,808
Net interest income	$4,629,000	2,464
Provision for loan and lease losses	$105,000	1,648
Total noninterest income	$551,000	2,888
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$48,000	3,496
Trading account gains and fees	NA	NA
Additional Noninterest Income	$503,000	2,633
Total noninterest expense	$3,937,000	2,317
Salaries and employee benefits	$1,985,000	2,524
Premises and equipment expense	$389,000	2,375
Additional noninterest expense	$1,563,000	1,902
Pre-tax net operating income	$1,138,000	3,110
Securities gains (losses)	$12,000	1,351
Applicable income taxes	$-816,000	4,939
Income before extraordinary items	$1,966,000	2,248
Extraordinary gains, net	$0	6
Net income	$1,966,000	2,246
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,966,000	2,248
Net charge-offs	$27,000	1,377
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$68,000	394
Net operating income	$1,954,000	2,227
2021-03-31 (YTD Data)		Rank
Total interest income	$2,481,000	2,516
Total interest expense	$381,000	1,860
Net interest income	$2,100,000	2,593
Provision for loan and lease losses	$79,000	1,413
Total noninterest income	$256,000	2,951
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$23,000	3,526
Trading account gains and fees	NA	NA
Additional Noninterest Income	$233,000	2,692
Total noninterest expense	$1,839,000	2,387
Salaries and employee benefits	$987,000	2,507
Premises and equipment expense	$193,000	2,395
Additional noninterest expense	$659,000	2,117
Pre-tax net operating income	$438,000	3,384
Securities gains (losses)	$13,000	986
Applicable income taxes	$0	3,613
Income before extraordinary items	$451,000	3,234
Extraordinary gains, net	$0	3
Net income	$451,000	3,235
Minority interest net income	$0	55
Net income of bank and minority interests.	$451,000	3,234
Net charge-offs	$4,000	1,577
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$34,000	367
Net operating income	$438,000	3,239
2020-12-31 (YTD Data)		Rank
Total interest income	$9,653,000	2,574
Total interest expense	$2,179,000	1,869
Net interest income	$7,474,000	2,719
Provision for loan and lease losses	$499,000	2,257
Total noninterest income	$988,000	2,877
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$120,000	3,360
Trading account gains and fees	NA	NA
Additional Noninterest Income	$868,000	2,610
Total noninterest expense	$7,388,000	2,386
Salaries and employee benefits	$3,745,000	2,589
Premises and equipment expense	$771,000	2,395
Additional noninterest expense	$2,872,000	1,988
Pre-tax net operating income	$575,000	4,125
Securities gains (losses)	$145,000	1,193
Applicable income taxes	$0	3,697
Income before extraordinary items	$720,000	3,938
Extraordinary gains, net	$0	4
Net income	$720,000	3,936
Minority interest net income	$0	72
Net income of bank and minority interests.	$720,000	3,938
Net charge-offs	$80,000	2,141
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$136,000	413
Net operating income	$575,000	4,044
2020-09-30 (YTD Data)		Rank
Total interest income	$7,184,000	2,593
Total interest expense	$1,758,000	1,856
Net interest income	$5,426,000	2,772
Provision for loan and lease losses	$414,000	2,121
Total noninterest income	$728,000	2,878
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$90,000	3,375
Trading account gains and fees	NA	NA
Additional Noninterest Income	$638,000	2,599
Total noninterest expense	$5,574,000	2,365
Salaries and employee benefits	$2,840,000	2,552
Premises and equipment expense	$582,000	2,375
Additional noninterest expense	$2,152,000	1,961
Pre-tax net operating income	$166,000	4,551
Securities gains (losses)	$140,000	1,065
Applicable income taxes	$0	3,696
Income before extraordinary items	$306,000	4,335
Extraordinary gains, net	$0	4
Net income	$306,000	4,333
Minority interest net income	$0	65
Net income of bank and minority interests.	$306,000	4,335
Net charge-offs	$44,000	2,122
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$102,000	386
Net operating income	$166,000	4,525
2020-06-30 (YTD Data)		Rank
Total interest income	$4,677,000	2,667
Total interest expense	$1,249,000	1,871
Net interest income	$3,428,000	2,873
Provision for loan and lease losses	$259,000	2,187
Total noninterest income	$477,000	2,849
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$60,000	3,408
Trading account gains and fees	NA	NA
Additional Noninterest Income	$417,000	2,569
Total noninterest expense	$3,775,000	2,335
Salaries and employee benefits	$1,894,000	2,558
Premises and equipment expense	$391,000	2,360
Additional noninterest expense	$1,490,000	1,890
Pre-tax net operating income	$-129,000	4,868
Securities gains (losses)	$134,000	870
Applicable income taxes	$0	3,655
Income before extraordinary items	$5,000	4,785
Extraordinary gains, net	$0	4
Net income	$5,000	4,784
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,000	4,785
Net charge-offs	$5,000	2,656
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$68,000	363
Net operating income	$-129,000	4,869
2020-03-31 (YTD Data)		Rank
Total interest income	$2,353,000	2,662
Total interest expense	$670,000	1,902
Net interest income	$1,683,000	2,874
Provision for loan and lease losses	$144,000	1,713
Total noninterest income	$205,000	2,981
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$38,000	3,381
Trading account gains and fees	NA	NA
Additional Noninterest Income	$167,000	2,647
Total noninterest expense	$2,011,000	2,259
Salaries and employee benefits	$966,000	2,544
Premises and equipment expense	$205,000	2,313
Additional noninterest expense	$840,000	1,761
Pre-tax net operating income	$-267,000	4,932
Securities gains (losses)	$140,000	498
Applicable income taxes	$0	3,513
Income before extraordinary items	$-127,000	4,866
Extraordinary gains, net	$0	4
Net income	$-127,000	4,866
Minority interest net income	$0	56
Net income of bank and minority interests.	$-127,000	4,866
Net charge-offs	$-4,000	4,126
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$35,000	352
Net operating income	$-267,000	4,937
2019-12-31 (YTD Data)		Rank
Total interest income	$9,213,000	2,713
Total interest expense	$2,565,000	2,016
Net interest income	$6,648,000	2,925
Provision for loan and lease losses	$173,000	2,498
Total noninterest income	$1,336,000	2,436
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$162,000	3,415
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,174,000	2,082
Total noninterest expense	$7,730,000	2,296
Salaries and employee benefits	$3,778,000	2,552
Premises and equipment expense	$1,090,000	1,916
Additional noninterest expense	$2,862,000	1,999
Pre-tax net operating income	$81,000	4,910
Securities gains (losses)	$98,000	943
Applicable income taxes	$0	3,859
Income before extraordinary items	$179,000	4,795
Extraordinary gains, net	$0	11
Net income	$179,000	4,797
Minority interest net income	$0	76
Net income of bank and minority interests.	$179,000	4,797
Net charge-offs	$145,000	1,950
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$144,000	444
Net operating income	$81,000	4,896
2019-09-30 (YTD Data)		Rank
Total interest income	$6,853,000	2,758
Total interest expense	$1,883,000	2,049
Net interest income	$4,970,000	2,968
Provision for loan and lease losses	$173,000	2,136
Total noninterest income	$1,152,000	2,263
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$125,000	3,421
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,027,000	1,887
Total noninterest expense	$5,925,000	2,280
Salaries and employee benefits	$2,816,000	2,574
Premises and equipment expense	$890,000	1,825
Additional noninterest expense	$2,219,000	1,942
Pre-tax net operating income	$24,000	5,040
Securities gains (losses)	$16,000	1,515
Applicable income taxes	$0	3,902
Income before extraordinary items	$40,000	5,039
Extraordinary gains, net	$0	11
Net income	$40,000	5,038
Minority interest net income	$0	72
Net income of bank and minority interests.	$40,000	5,039
Net charge-offs	$140,000	1,538
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$110,000	405
Net operating income	$24,000	5,041
2019-06-30 (YTD Data)		Rank
Total interest income	$4,356,000	2,862
Total interest expense	$1,162,000	2,129
Net interest income	$3,194,000	3,039
Provision for loan and lease losses	$50,000	2,768
Total noninterest income	$623,000	2,504
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$82,000	3,433
Trading account gains and fees	NA	NA
Additional Noninterest Income	$541,000	2,115
Total noninterest expense	$3,985,000	2,268
Salaries and employee benefits	$1,898,000	2,567
Premises and equipment expense	$644,000	1,730
Additional noninterest expense	$1,443,000	2,017
Pre-tax net operating income	$-218,000	5,187
Securities gains (losses)	$16,000	1,095
Applicable income taxes	$0	3,901
Income before extraordinary items	$-202,000	5,189
Extraordinary gains, net	$0	11
Net income	$-202,000	5,187
Minority interest net income	$0	69
Net income of bank and minority interests.	$-202,000	5,187
Net charge-offs	$69,000	1,620
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$76,000	383
Net operating income	$-218,000	5,183
2019-03-31 (YTD Data)		Rank
Total interest income	$2,051,000	2,978
Total interest expense	$487,000	2,345
Net interest income	$1,564,000	3,104
Provision for loan and lease losses	$0	3,406
Total noninterest income	$436,000	2,073
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$42,000	3,414
Trading account gains and fees	NA	NA
Additional Noninterest Income	$394,000	1,680
Total noninterest expense	$2,006,000	2,264
Salaries and employee benefits	$993,000	2,500
Premises and equipment expense	$252,000	2,069
Additional noninterest expense	$761,000	1,894
Pre-tax net operating income	$-6,000	5,160
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$-6,000	5,163
Extraordinary gains, net	$0	5
Net income	$-6,000	5,163
Minority interest net income	$0	52
Net income of bank and minority interests.	$-6,000	5,162
Net charge-offs	$57,000	1,144
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$21,000	415
Net operating income	$-6,000	5,159
2018-12-31 (YTD Data)		Rank
Total interest income	$8,210,000	2,891
Total interest expense	$1,210,000	2,655
Net interest income	$7,000,000	2,902
Provision for loan and lease losses	$326,000	1,875
Total noninterest income	$796,000	3,160
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$196,000	3,335
Trading account gains and fees	NA	NA
Additional Noninterest Income	$600,000	2,842
Total noninterest expense	$8,204,000	2,201
Salaries and employee benefits	$3,692,000	2,587
Premises and equipment expense	$1,100,000	1,915
Additional noninterest expense	$3,412,000	1,714
Pre-tax net operating income	$-734,000	5,336
Securities gains (losses)	$-555,000	5,266
Applicable income taxes	$0	3,978
Income before extraordinary items	$-1,289,000	5,357
Extraordinary gains, net	$0	6
Net income	$-1,289,000	5,356
Minority interest net income	$0	72
Net income of bank and minority interests.	$-1,289,000	5,356
Net charge-offs	$966,000	603
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$14,000	625
Net operating income	$-734,000	5,326
2018-09-30 (YTD Data)		Rank
Total interest income	$6,284,000	2,848
Total interest expense	$839,000	2,700
Net interest income	$5,445,000	2,843
Provision for loan and lease losses	$65,000	3,014
Total noninterest income	$385,000	3,776
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$153,000	3,320
Trading account gains and fees	NA	NA
Additional Noninterest Income	$232,000	3,672
Total noninterest expense	$6,273,000	2,173
Salaries and employee benefits	$2,818,000	2,555
Premises and equipment expense	$820,000	1,936
Additional noninterest expense	$2,635,000	1,669
Pre-tax net operating income	$-508,000	5,415
Securities gains (losses)	$-555,000	5,404
Applicable income taxes	$0	4,032
Income before extraordinary items	$-1,063,000	5,434
Extraordinary gains, net	$0	5
Net income	$-1,063,000	5,433
Minority interest net income	$0	66
Net income of bank and minority interests.	$-1,063,000	5,433
Net charge-offs	$600,000	643
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$-508,000	5,405
2018-06-30 (YTD Data)		Rank
Total interest income	$4,071,000	2,894
Total interest expense	$537,000	2,691
Net interest income	$3,534,000	2,902
Provision for loan and lease losses	$0	3,782
Total noninterest income	$283,000	3,681
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$99,000	3,348
Trading account gains and fees	NA	NA
Additional Noninterest Income	$184,000	3,487
Total noninterest expense	$4,508,000	2,072
Salaries and employee benefits	$2,000,000	2,471
Premises and equipment expense	$572,000	1,890
Additional noninterest expense	$1,936,000	1,552
Pre-tax net operating income	$-691,000	5,494
Securities gains (losses)	$-555,000	5,485
Applicable income taxes	$0	4,018
Income before extraordinary items	$-1,246,000	5,511
Extraordinary gains, net	$0	6
Net income	$-1,246,000	5,510
Minority interest net income	$0	65
Net income of bank and minority interests.	$-1,246,000	5,510
Net charge-offs	$375,000	633
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$-691,000	5,484
2018-03-31 (YTD Data)		Rank
Total interest income	$2,050,000	2,885
Total interest expense	$283,000	2,559
Net interest income	$1,767,000	2,915
Provision for loan and lease losses	$0	3,508
Total noninterest income	$81,000	4,334
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$50,000	3,351
Trading account gains and fees	NA	NA
Additional Noninterest Income	$31,000	4,560
Total noninterest expense	$2,253,000	2,089
Salaries and employee benefits	$961,000	2,567
Premises and equipment expense	$313,000	1,805
Additional noninterest expense	$979,000	1,533
Pre-tax net operating income	$-405,000	5,564
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$-405,000	5,552
Extraordinary gains, net	$0	7
Net income	$-405,000	5,552
Minority interest net income	$0	52
Net income of bank and minority interests.	$-405,000	5,552
Net charge-offs	$34,000	1,388
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$-405,000	5,555
2017-12-31 (YTD Data)		Rank
Total interest income	$8,539,000	2,743
Total interest expense	$1,182,000	2,258
Net interest income	$7,357,000	2,793
Provision for loan and lease losses	$200,000	2,355
Total noninterest income	$810,000	3,264
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$198,000	3,467
Trading account gains and fees	NA	NA
Additional Noninterest Income	$612,000	2,902
Total noninterest expense	$9,074,000	2,066
Salaries and employee benefits	$4,191,000	2,393
Premises and equipment expense	$1,105,000	1,963
Additional noninterest expense	$3,778,000	1,594
Pre-tax net operating income	$-1,107,000	5,615
Securities gains (losses)	$117,000	572
Applicable income taxes	$0	4,135
Income before extraordinary items	$-990,000	5,575
Extraordinary gains, net	$0	9
Net income	$-990,000	5,575
Minority interest net income	$0	76
Net income of bank and minority interests.	$-990,000	5,575
Net charge-offs	$281,000	1,538
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$-1,107,000	5,583
2017-09-30 (YTD Data)		Rank
Total interest income	$6,492,000	2,730
Total interest expense	$882,000	2,253
Net interest income	$5,610,000	2,784
Provision for loan and lease losses	$200,000	2,013
Total noninterest income	$604,000	3,304
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$148,000	3,501
Trading account gains and fees	NA	NA
Additional Noninterest Income	$456,000	2,929
Total noninterest expense	$6,918,000	2,046
Salaries and employee benefits	$3,203,000	2,368
Premises and equipment expense	$841,000	1,945
Additional noninterest expense	$2,874,000	1,568
Pre-tax net operating income	$-904,000	5,679
Securities gains (losses)	$-4,000	5,286
Applicable income taxes	$0	4,172
Income before extraordinary items	$-908,000	5,686
Extraordinary gains, net	$0	9
Net income	$-908,000	5,686
Minority interest net income	$0	71
Net income of bank and minority interests.	$-908,000	5,686
Net charge-offs	$123,000	1,761
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$-904,000	5,683
2017-06-30 (YTD Data)		Rank
Total interest income	$4,342,000	2,717
Total interest expense	$591,000	2,225
Net interest income	$3,751,000	2,765
Provision for loan and lease losses	$0	3,871
Total noninterest income	$371,000	3,407
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$99,000	3,497
Trading account gains and fees	NA	NA
Additional Noninterest Income	$272,000	3,070
Total noninterest expense	$4,509,000	2,080
Salaries and employee benefits	$2,139,000	2,383
Premises and equipment expense	$570,000	1,938
Additional noninterest expense	$1,800,000	1,652
Pre-tax net operating income	$-387,000	5,710
Securities gains (losses)	$-1,000	5,255
Applicable income taxes	$0	4,189
Income before extraordinary items	$-388,000	5,703
Extraordinary gains, net	$0	11
Net income	$-388,000	5,703
Minority interest net income	$0	71
Net income of bank and minority interests.	$-388,000	5,703
Net charge-offs	$76,000	1,712
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$-387,000	5,705
2017-03-31 (YTD Data)		Rank
Total interest income	$2,155,000	2,723
Total interest expense	$295,000	2,203
Net interest income	$1,860,000	2,778
Provision for loan and lease losses	$0	3,537
Total noninterest income	$153,000	3,705
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$48,000	3,555
Trading account gains and fees	NA	NA
Additional Noninterest Income	$105,000	3,400
Total noninterest expense	$2,229,000	2,122
Salaries and employee benefits	$1,057,000	2,431
Premises and equipment expense	$287,000	1,946
Additional noninterest expense	$885,000	1,680
Pre-tax net operating income	$-216,000	5,771
Securities gains (losses)	$-1,000	5,454
Applicable income taxes	$0	4,086
Income before extraordinary items	$-217,000	5,772
Extraordinary gains, net	$0	8
Net income	$-217,000	5,772
Minority interest net income	$0	55
Net income of bank and minority interests.	$-217,000	5,772
Net charge-offs	$20,000	1,889
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$-216,000	5,771
2016-12-31 (YTD Data)		Rank
Total interest income	$9,232,000	2,573
Total interest expense	$1,220,000	2,106
Net interest income	$8,012,000	2,622
Provision for loan and lease losses	$0	4,332
Total noninterest income	$802,000	3,377
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$221,000	3,452
Trading account gains and fees	$0	170
Additional Noninterest Income	$581,000	3,056
Total noninterest expense	$8,590,000	2,164
Salaries and employee benefits	$4,224,000	2,400
Premises and equipment expense	$1,106,000	1,989
Additional noninterest expense	$3,260,000	1,831
Pre-tax net operating income	$224,000	5,297
Securities gains (losses)	$0	3,212
Applicable income taxes	$0	4,278
Income before extraordinary items	$224,000	5,269
Extraordinary gains, net	$0	5
Net income	$224,000	5,268
Minority interest net income	$0	82
Net income of bank and minority interests.	$224,000	5,268
Net charge-offs	$539,000	1,029
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$224,000	5,224
2016-09-30 (YTD Data)		Rank
Total interest income	$7,012,000	2,553
Total interest expense	$901,000	2,128
Net interest income	$6,111,000	2,587
Provision for loan and lease losses	$0	4,186
Total noninterest income	$641,000	3,286
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$170,000	3,436
Trading account gains and fees	$0	169
Additional Noninterest Income	$471,000	2,979
Total noninterest expense	$6,674,000	2,097
Salaries and employee benefits	$3,162,000	2,388
Premises and equipment expense	$814,000	2,015
Additional noninterest expense	$2,698,000	1,683
Pre-tax net operating income	$78,000	5,566
Securities gains (losses)	$0	3,160
Applicable income taxes	$0	4,325
Income before extraordinary items	$78,000	5,580
Extraordinary gains, net	$0	5
Net income	$78,000	5,579
Minority interest net income	$0	71
Net income of bank and minority interests.	$78,000	5,580
Net charge-offs	$386,000	954
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$78,000	5,545
2016-06-30 (YTD Data)		Rank
Total interest income	$4,650,000	2,564
Total interest expense	$594,000	2,152
Net interest income	$4,056,000	2,605
Provision for loan and lease losses	$0	4,017
Total noninterest income	$384,000	3,457
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$109,000	3,490
Trading account gains and fees	$0	157
Additional Noninterest Income	$275,000	3,139
Total noninterest expense	$4,327,000	2,158
Salaries and employee benefits	$2,066,000	2,446
Premises and equipment expense	$528,000	2,068
Additional noninterest expense	$1,733,000	1,746
Pre-tax net operating income	$113,000	5,434
Securities gains (losses)	$0	2,835
Applicable income taxes	$0	4,338
Income before extraordinary items	$113,000	5,408
Extraordinary gains, net	$0	16
Net income	$113,000	5,406
Minority interest net income	$0	71
Net income of bank and minority interests.	$113,000	5,407
Net charge-offs	$356,000	764
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$113,000	5,350
2016-03-31 (YTD Data)		Rank
Total interest income	$2,326,000	2,564
Total interest expense	$298,000	2,149
Net interest income	$2,028,000	2,603
Provision for loan and lease losses	$0	3,656
Total noninterest income	$133,000	4,009
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$53,000	3,519
Trading account gains and fees	$0	142
Additional Noninterest Income	$80,000	3,869
Total noninterest expense	$2,036,000	2,273
Salaries and employee benefits	$1,026,000	2,469
Premises and equipment expense	$261,000	2,090
Additional noninterest expense	$749,000	1,951
Pre-tax net operating income	$125,000	4,895
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$125,000	4,800
Extraordinary gains, net	$0	12
Net income	$125,000	4,799
Minority interest net income	$0	62
Net income of bank and minority interests.	$125,000	4,800
Net charge-offs	$243,000	572
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$125,000	4,741
2015-12-31 (YTD Data)		Rank
Total interest income	$9,379,000	2,501
Total interest expense	$1,215,000	2,098
Net interest income	$8,164,000	2,553
Provision for loan and lease losses	$0	4,380
Total noninterest income	$978,000	3,110
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$257,000	3,307
Trading account gains and fees	$0	159
Additional Noninterest Income	$721,000	2,792
Total noninterest expense	$9,412,000	2,001
Salaries and employee benefits	$4,155,000	2,415
Premises and equipment expense	$1,156,000	1,948
Additional noninterest expense	$4,101,000	1,485
Pre-tax net operating income	$-270,000	5,991
Securities gains (losses)	$40,000	1,793
Applicable income taxes	$0	4,402
Income before extraordinary items	$-230,000	5,997
Extraordinary gains, net	$0	23
Net income	$-230,000	5,998
Minority interest net income	$0	81
Net income of bank and minority interests.	$-230,000	5,998
Net charge-offs	$392,000	1,379
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$-270,000	5,996
2015-09-30 (YTD Data)		Rank
Total interest income	$6,712,000	2,628
Total interest expense	$913,000	2,116
Net interest income	$5,799,000	2,691
Provision for loan and lease losses	$0	4,232
Total noninterest income	$659,000	3,314
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$204,000	3,228
Trading account gains and fees	$0	153
Additional Noninterest Income	$455,000	3,041
Total noninterest expense	$7,223,000	1,967
Salaries and employee benefits	$3,154,000	2,383
Premises and equipment expense	$865,000	1,977
Additional noninterest expense	$3,204,000	1,452
Pre-tax net operating income	$-765,000	6,184
Securities gains (losses)	$40,000	1,615
Applicable income taxes	$0	4,489
Income before extraordinary items	$-725,000	6,184
Extraordinary gains, net	$0	21
Net income	$-725,000	6,184
Minority interest net income	$0	78
Net income of bank and minority interests.	$-725,000	6,184
Net charge-offs	$310,000	1,174
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$-765,000	6,184
2015-06-30 (YTD Data)		Rank
Total interest income	$4,475,000	2,629
Total interest expense	$601,000	2,151
Net interest income	$3,874,000	2,685
Provision for loan and lease losses	$0	4,069
Total noninterest income	$493,000	3,098
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$138,000	3,186
Trading account gains and fees	$0	157
Additional Noninterest Income	$355,000	2,826
Total noninterest expense	$4,796,000	1,990
Salaries and employee benefits	$2,074,000	2,432
Premises and equipment expense	$580,000	1,974
Additional noninterest expense	$2,142,000	1,452
Pre-tax net operating income	$-429,000	6,236
Securities gains (losses)	$40,000	1,361
Applicable income taxes	$0	4,497
Income before extraordinary items	$-389,000	6,239
Extraordinary gains, net	$0	22
Net income	$-389,000	6,239
Minority interest net income	$0	75
Net income of bank and minority interests.	$-389,000	6,239
Net charge-offs	$236,000	1,077
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$-429,000	6,237
2015-03-31 (YTD Data)		Rank
Total interest income	$2,248,000	2,617
Total interest expense	$303,000	2,150
Net interest income	$1,945,000	2,671
Provision for loan and lease losses	$0	3,703
Total noninterest income	$289,000	2,846
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$71,000	3,105
Trading account gains and fees	$0	152
Additional Noninterest Income	$218,000	2,513
Total noninterest expense	$2,317,000	2,040
Salaries and employee benefits	$1,048,000	2,424
Premises and equipment expense	$284,000	2,029
Additional noninterest expense	$985,000	1,552
Pre-tax net operating income	$-83,000	6,208
Securities gains (losses)	$40,000	939
Applicable income taxes	$0	4,400
Income before extraordinary items	$-43,000	6,176
Extraordinary gains, net	$0	13
Net income	$-43,000	6,177
Minority interest net income	$0	64
Net income of bank and minority interests.	$-43,000	6,177
Net charge-offs	$106,000	1,077
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$-83,000	6,215
2014-12-31 (YTD Data)		Rank
Total interest income	$9,353,000	2,553
Total interest expense	$1,195,000	2,267
Net interest income	$8,158,000	2,578
Provision for loan and lease losses	$0	4,603
Total noninterest income	$1,664,000	2,371
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$366,000	2,854
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,298,000	1,966
Total noninterest expense	$9,309,000	2,025
Salaries and employee benefits	$3,920,000	2,544
Premises and equipment expense	$1,125,000	2,034
Additional noninterest expense	$4,264,000	1,479
Pre-tax net operating income	$513,000	5,014
Securities gains (losses)	$-145,000	6,364
Applicable income taxes	$0	4,531
Income before extraordinary items	$368,000	5,242
Extraordinary gains, net	$0	17
Net income	$368,000	5,241
Minority interest net income	$0	84
Net income of bank and minority interests.	$368,000	5,242
Net charge-offs	$275,000	2,111
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$513,000	4,853
2014-09-30 (YTD Data)		Rank
Total interest income	$6,977,000	2,579
Total interest expense	$879,000	2,348
Net interest income	$6,098,000	2,599
Provision for loan and lease losses	$0	4,401
Total noninterest income	$1,314,000	2,299
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$285,000	2,807
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,029,000	1,895
Total noninterest expense	$6,764,000	2,085
Salaries and employee benefits	$2,936,000	2,550
Premises and equipment expense	$831,000	2,079
Additional noninterest expense	$2,997,000	1,560
Pre-tax net operating income	$648,000	4,479
Securities gains (losses)	$-58,000	6,383
Applicable income taxes	$0	4,583
Income before extraordinary items	$590,000	4,376
Extraordinary gains, net	$0	15
Net income	$590,000	4,377
Minority interest net income	$0	81
Net income of bank and minority interests.	$590,000	4,378
Net charge-offs	$254,000	1,739
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$648,000	4,193
2014-06-30 (YTD Data)		Rank
Total interest income	$4,595,000	2,607
Total interest expense	$579,000	2,387
Net interest income	$4,016,000	2,620
Provision for loan and lease losses	$0	4,196
Total noninterest income	$992,000	2,101
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$196,000	2,739
Trading account gains and fees	$0	172
Additional Noninterest Income	$796,000	1,705
Total noninterest expense	$4,583,000	2,068
Salaries and employee benefits	$1,985,000	2,523
Premises and equipment expense	$560,000	2,067
Additional noninterest expense	$2,038,000	1,540
Pre-tax net operating income	$425,000	4,430
Securities gains (losses)	$-2,000	6,107
Applicable income taxes	$0	4,568
Income before extraordinary items	$423,000	4,219
Extraordinary gains, net	$0	20
Net income	$423,000	4,223
Minority interest net income	$0	80
Net income of bank and minority interests.	$423,000	4,224
Net charge-offs	$283,000	1,302
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$425,000	4,152
2014-03-31 (YTD Data)		Rank
Total interest income	$2,297,000	2,603
Total interest expense	$287,000	2,441
Net interest income	$2,010,000	2,619
Provision for loan and lease losses	$0	3,817
Total noninterest income	$408,000	2,335
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$98,000	2,708
Trading account gains and fees	$0	147
Additional Noninterest Income	$310,000	1,956
Total noninterest expense	$2,299,000	2,066
Salaries and employee benefits	$991,000	2,531
Premises and equipment expense	$281,000	2,114
Additional noninterest expense	$1,027,000	1,523
Pre-tax net operating income	$119,000	5,104
Securities gains (losses)	$20,000	956
Applicable income taxes	$0	4,445
Income before extraordinary items	$139,000	4,782
Extraordinary gains, net	$0	16
Net income	$139,000	4,784
Minority interest net income	$0	66
Net income of bank and minority interests.	$139,000	4,783
Net charge-offs	$177,000	1,021
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$119,000	4,916
2013-12-31 (YTD Data)		Rank
Total interest income	$9,344,000	2,582
Total interest expense	$1,129,000	2,685
Net interest income	$8,215,000	2,537
Provision for loan and lease losses	$140,000	3,337
Total noninterest income	$997,000	3,208
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$422,000	2,709
Trading account gains and fees	$0	184
Additional Noninterest Income	$575,000	3,174
Total noninterest expense	$9,275,000	2,034
Salaries and employee benefits	$3,738,000	2,643
Premises and equipment expense	$1,070,000	2,117
Additional noninterest expense	$4,467,000	1,485
Pre-tax net operating income	$-203,000	6,367
Securities gains (losses)	$-278,000	6,665
Applicable income taxes	$0	4,631
Income before extraordinary items	$-481,000	6,484
Extraordinary gains, net	$0	29
Net income	$-481,000	6,485
Minority interest net income	$0	90
Net income of bank and minority interests.	$-481,000	6,485
Net charge-offs	$1,224,000	1,077
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$-203,000	6,383
2013-09-30 (YTD Data)		Rank
Total interest income	$6,999,000	2,608
Total interest expense	$840,000	2,797
Net interest income	$6,159,000	2,553
Provision for loan and lease losses	$140,000	3,010
Total noninterest income	$634,000	3,587
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$322,000	2,695
Trading account gains and fees	$0	180
Additional Noninterest Income	$312,000	3,687
Total noninterest expense	$6,925,000	2,045
Salaries and employee benefits	$2,814,000	2,630
Premises and equipment expense	$799,000	2,149
Additional noninterest expense	$3,312,000	1,497
Pre-tax net operating income	$-272,000	6,526
Securities gains (losses)	$-1,000	6,307
Applicable income taxes	$0	4,713
Income before extraordinary items	$-273,000	6,564
Extraordinary gains, net	$0	25
Net income	$-273,000	6,564
Minority interest net income	$0	84
Net income of bank and minority interests.	$-273,000	6,564
Net charge-offs	$809,000	1,168
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$-272,000	6,542
2013-06-30 (YTD Data)		Rank
Total interest income	$4,736,000	2,567
Total interest expense	$557,000	2,861
Net interest income	$4,179,000	2,500
Provision for loan and lease losses	$140,000	2,567
Total noninterest income	$476,000	3,380
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$215,000	2,656
Trading account gains and fees	$0	157
Additional Noninterest Income	$261,000	3,402
Total noninterest expense	$4,622,000	2,050
Salaries and employee benefits	$1,906,000	2,608
Premises and equipment expense	$552,000	2,077
Additional noninterest expense	$2,164,000	1,509
Pre-tax net operating income	$-107,000	6,480
Securities gains (losses)	$-1,000	6,487
Applicable income taxes	$0	4,679
Income before extraordinary items	$-108,000	6,528
Extraordinary gains, net	$0	22
Net income	$-108,000	6,529
Minority interest net income	$0	82
Net income of bank and minority interests.	$-108,000	6,529
Net charge-offs	$840,000	877
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$-107,000	6,491
2013-03-31 (YTD Data)		Rank
Total interest income	$2,369,000	2,580
Total interest expense	$288,000	2,868
Net interest income	$2,081,000	2,526
Provision for loan and lease losses	$140,000	1,778
Total noninterest income	$203,000	3,631
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$108,000	2,642
Trading account gains and fees	$0	148
Additional Noninterest Income	$95,000	3,830
Total noninterest expense	$2,300,000	2,084
Salaries and employee benefits	$977,000	2,560
Premises and equipment expense	$272,000	2,150
Additional noninterest expense	$1,051,000	1,546
Pre-tax net operating income	$-156,000	6,682
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$-156,000	6,713
Extraordinary gains, net	$0	10
Net income	$-156,000	6,714
Minority interest net income	$0	76
Net income of bank and minority interests.	$-156,000	6,714
Net charge-offs	$76,000	2,104
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$-156,000	6,688
2012-12-31 (YTD Data)		Rank
Total interest income	$11,701,000	2,229
Total interest expense	$1,643,000	2,537
Net interest income	$10,058,000	2,137
Provision for loan and lease losses	$567,000	2,546
Total noninterest income	$892,000	3,453
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$508,000	2,455
Trading account gains and fees	$0	166
Additional Noninterest Income	$384,000	3,687
Total noninterest expense	$9,706,000	1,969
Salaries and employee benefits	$3,751,000	2,605
Premises and equipment expense	$1,102,000	2,087
Additional noninterest expense	$4,853,000	1,402
Pre-tax net operating income	$677,000	4,561
Securities gains (losses)	$14,000	3,286
Applicable income taxes	$0	4,751
Income before extraordinary items	$691,000	4,501
Extraordinary gains, net	$0	29
Net income	$691,000	4,498
Minority interest net income	$0	93
Net income of bank and minority interests.	$691,000	4,500
Net charge-offs	$916,000	1,916
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$677,000	4,346
2012-09-30 (YTD Data)		Rank
Total interest income	$9,121,000	2,188
Total interest expense	$1,459,000	2,262
Net interest income	$7,662,000	2,140
Provision for loan and lease losses	$375,000	2,673
Total noninterest income	$927,000	2,929
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$392,000	2,424
Trading account gains and fees	$0	157
Additional Noninterest Income	$535,000	2,851
Total noninterest expense	$7,494,000	1,916
Salaries and employee benefits	$2,806,000	2,629
Premises and equipment expense	$804,000	2,165
Additional noninterest expense	$3,884,000	1,310
Pre-tax net operating income	$720,000	4,181
Securities gains (losses)	$35,000	2,632
Applicable income taxes	$0	4,802
Income before extraordinary items	$755,000	3,963
Extraordinary gains, net	$0	20
Net income	$755,000	3,963
Minority interest net income	$0	86
Net income of bank and minority interests.	$755,000	3,965
Net charge-offs	$656,000	1,889
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$720,000	3,881
2012-06-30 (YTD Data)		Rank
Total interest income	$5,899,000	2,279
Total interest expense	$1,079,000	2,144
Net interest income	$4,820,000	2,254
Provision for loan and lease losses	$375,000	2,150
Total noninterest income	$717,000	2,658
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$269,000	2,351
Trading account gains and fees	$0	153
Additional Noninterest Income	$448,000	2,483
Total noninterest expense	$5,032,000	1,907
Salaries and employee benefits	$1,915,000	2,568
Premises and equipment expense	$530,000	2,179
Additional noninterest expense	$2,587,000	1,310
Pre-tax net operating income	$130,000	5,710
Securities gains (losses)	$19,000	2,506
Applicable income taxes	$0	4,770
Income before extraordinary items	$149,000	5,638
Extraordinary gains, net	$0	19
Net income	$149,000	5,637
Minority interest net income	$0	84
Net income of bank and minority interests.	$149,000	5,637
Net charge-offs	$550,000	1,668
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$130,000	5,572
2012-03-31 (YTD Data)		Rank
Total interest income	$2,870,000	2,356
Total interest expense	$602,000	2,031
Net interest income	$2,268,000	2,413
Provision for loan and lease losses	$345,000	1,380
Total noninterest income	$438,000	2,352
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$138,000	2,285
Trading account gains and fees	$0	148
Additional Noninterest Income	$300,000	2,098
Total noninterest expense	$2,525,000	1,900
Salaries and employee benefits	$975,000	2,534
Premises and equipment expense	$260,000	2,223
Additional noninterest expense	$1,290,000	1,300
Pre-tax net operating income	$-164,000	6,818
Securities gains (losses)	$-17,000	7,091
Applicable income taxes	$0	4,704
Income before extraordinary items	$-181,000	6,891
Extraordinary gains, net	$0	19
Net income	$-181,000	6,892
Minority interest net income	$0	78
Net income of bank and minority interests.	$-181,000	6,892
Net charge-offs	$73,000	2,721
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$-164,000	6,838
2011-12-31 (YTD Data)		Rank
Total interest income	$11,527,000	2,425
Total interest expense	$3,063,000	1,925
Net interest income	$8,464,000	2,585
Provision for loan and lease losses	$2,025,000	1,547
Total noninterest income	$1,528,000	2,420
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$604,000	2,223
Trading account gains and fees	$0	146
Additional Noninterest Income	$924,000	2,244
Total noninterest expense	$11,093,000	1,750
Salaries and employee benefits	$4,021,000	2,392
Premises and equipment expense	$1,208,000	2,052
Additional noninterest expense	$5,864,000	1,190
Pre-tax net operating income	$-3,126,000	6,931
Securities gains (losses)	$63,000	2,411
Applicable income taxes	$-88,000	6,797
Income before extraordinary items	$-2,975,000	6,947
Extraordinary gains, net	$0	29
Net income	$-2,975,000	6,948
Minority interest net income	$0	96
Net income of bank and minority interests.	$-2,975,000	6,948
Net charge-offs	$544,000	3,079
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$-3,036,110	6,937
2011-09-30 (YTD Data)		Rank
Total interest income	$9,048,000	2,331
Total interest expense	$2,395,000	1,928
Net interest income	$6,653,000	2,490
Provision for loan and lease losses	$1,120,000	1,831
Total noninterest income	$1,124,000	2,446
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$475,000	2,164
Trading account gains and fees	$0	145
Additional Noninterest Income	$649,000	2,318
Total noninterest expense	$7,916,000	1,825
Salaries and employee benefits	$3,057,000	2,358
Premises and equipment expense	$930,000	2,019
Additional noninterest expense	$3,929,000	1,312
Pre-tax net operating income	$-1,259,000	6,862
Securities gains (losses)	$63,000	2,156
Applicable income taxes	$-90,000	6,991
Income before extraordinary items	$-1,106,000	6,888
Extraordinary gains, net	$0	21
Net income	$-1,106,000	6,890
Minority interest net income	$0	87
Net income of bank and minority interests.	$-1,106,000	6,889
Net charge-offs	$405,000	2,894
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$-1,163,960	6,871
2011-06-30 (YTD Data)		Rank
Total interest income	$6,140,000	2,312
Total interest expense	$1,696,000	1,887
Net interest income	$4,444,000	2,483
Provision for loan and lease losses	$775,000	1,765
Total noninterest income	$645,000	2,682
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$328,000	2,083
Trading account gains and fees	$0	153
Additional Noninterest Income	$317,000	2,783
Total noninterest expense	$5,331,000	1,834
Salaries and employee benefits	$2,088,000	2,321
Premises and equipment expense	$649,000	1,944
Additional noninterest expense	$2,594,000	1,349
Pre-tax net operating income	$-1,017,000	6,986
Securities gains (losses)	$35,000	1,800
Applicable income taxes	$-90,000	7,094
Income before extraordinary items	$-892,000	6,996
Extraordinary gains, net	$0	15
Net income	$-892,000	6,995
Minority interest net income	$0	89
Net income of bank and minority interests.	$-892,000	6,996
Net charge-offs	$-28,000	7,213
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$-923,850	6,991
2011-03-31 (YTD Data)		Rank
Total interest income	$3,408,000	2,097
Total interest expense	$883,000	1,877
Net interest income	$2,525,000	2,156
Provision for loan and lease losses	$575,000	1,321
Total noninterest income	$402,000	2,338
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$162,000	2,087
Trading account gains and fees	$0	158
Additional Noninterest Income	$240,000	2,208
Total noninterest expense	$2,917,000	1,697
Salaries and employee benefits	$1,060,000	2,308
Premises and equipment expense	$338,000	1,912
Additional noninterest expense	$1,519,000	1,175
Pre-tax net operating income	$-565,000	7,116
Securities gains (losses)	$-3,000	7,054
Applicable income taxes	$-11,000	7,018
Income before extraordinary items	$-557,000	7,155
Extraordinary gains, net	$0	9
Net income	$-557,000	7,156
Minority interest net income	$0	86
Net income of bank and minority interests.	$-557,000	7,156
Net charge-offs	$28,000	3,816
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$-554,060	7,145
2010-12-31 (YTD Data)		Rank
Total interest income	$14,300,000	2,104
Total interest expense	$4,168,000	1,920
Net interest income	$10,132,000	2,162
Provision for loan and lease losses	$5,908,000	1,005
Total noninterest income	$1,436,000	2,592
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$795,000	1,839
Trading account gains and fees	$0	175
Additional Noninterest Income	$641,000	2,820
Total noninterest expense	$11,412,000	1,729
Salaries and employee benefits	$4,263,000	2,261
Premises and equipment expense	$1,251,000	2,025
Additional noninterest expense	$5,898,000	1,253
Pre-tax net operating income	$-5,752,000	7,164
Securities gains (losses)	$-482,000	7,423
Applicable income taxes	$0	4,655
Income before extraordinary items	$-6,234,000	7,249
Extraordinary gains, net	$0	29
Net income	$-6,234,000	7,249
Minority interest net income	$0	111
Net income of bank and minority interests.	$-6,234,000	7,249
Net charge-offs	$4,641,000	1,086
Cash dividends	$296,000	2,944
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-5,752,000	7,201
2010-09-30 (YTD Data)		Rank
Total interest income	$10,714,000	2,156
Total interest expense	$3,173,000	1,971
Net interest income	$7,541,000	2,206
Provision for loan and lease losses	$4,353,000	979
Total noninterest income	$1,012,000	2,708
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$618,000	1,832
Trading account gains and fees	$0	165
Additional Noninterest Income	$394,000	3,121
Total noninterest expense	$7,280,000	1,994
Salaries and employee benefits	$3,184,000	2,279
Premises and equipment expense	$910,000	2,103
Additional noninterest expense	$3,186,000	1,671
Pre-tax net operating income	$-3,080,000	7,214
Securities gains (losses)	$-81,000	7,379
Applicable income taxes	$0	4,726
Income before extraordinary items	$-3,161,000	7,293
Extraordinary gains, net	$0	23
Net income	$-3,161,000	7,293
Minority interest net income	$0	110
Net income of bank and minority interests.	$-3,161,000	7,293
Net charge-offs	$1,464,000	1,800
Cash dividends	$296,000	2,373
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-3,080,000	7,264
2010-06-30 (YTD Data)		Rank
Total interest income	$7,361,000	2,117
Total interest expense	$2,196,000	1,978
Net interest income	$5,165,000	2,135
Provision for loan and lease losses	$4,353,000	718
Total noninterest income	$736,000	2,504
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$415,000	1,831
Trading account gains and fees	$0	152
Additional Noninterest Income	$321,000	2,751
Total noninterest expense	$4,821,000	2,028
Salaries and employee benefits	$2,122,000	2,291
Premises and equipment expense	$606,000	2,135
Additional noninterest expense	$2,093,000	1,688
Pre-tax net operating income	$-3,273,000	7,418
Securities gains (losses)	$-77,000	7,483
Applicable income taxes	$0	4,691
Income before extraordinary items	$-3,350,000	7,475
Extraordinary gains, net	$0	19
Net income	$-3,350,000	7,475
Minority interest net income	$0	105
Net income of bank and minority interests.	$-3,350,000	7,475
Net charge-offs	$1,160,000	1,584
Cash dividends	$296,000	1,930
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-3,273,000	7,460
2010-03-31 (YTD Data)		Rank
Total interest income	$3,835,000	2,084
Total interest expense	$1,129,000	2,025
Net interest income	$2,706,000	2,058
Provision for loan and lease losses	$4,557,000	408
Total noninterest income	$288,000	2,952
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$201,000	1,867
Trading account gains and fees	$0	175
Additional Noninterest Income	$87,000	3,760
Total noninterest expense	$2,391,000	2,056
Salaries and employee benefits	$1,069,000	2,301
Premises and equipment expense	$309,000	2,149
Additional noninterest expense	$1,013,000	1,730
Pre-tax net operating income	$-3,954,000	7,737
Securities gains (losses)	$-42,000	7,617
Applicable income taxes	$0	4,611
Income before extraordinary items	$-3,996,000	7,756
Extraordinary gains, net	$0	16
Net income	$-3,996,000	7,756
Minority interest net income	$0	91
Net income of bank and minority interests.	$-3,996,000	7,757
Net charge-offs	$324,000	1,962
Cash dividends	$257,000	1,187
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-3,954,000	7,747
2009-12-31 (YTD Data)		Rank
Total interest income	$16,089,000	2,108
Total interest expense	$5,721,000	1,999
Net interest income	$10,368,000	2,118
Provision for loan and lease losses	$2,514,000	2,176
Total noninterest income	$2,124,000	2,034
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$935,000	1,791
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,189,000	1,923
Total noninterest expense	$9,985,000	2,028
Salaries and employee benefits	$4,241,000	2,318
Premises and equipment expense	$1,282,000	2,091
Additional noninterest expense	$4,462,000	1,659
Pre-tax net operating income	$-7,000	5,427
Securities gains (losses)	$-71,000	7,237
Applicable income taxes	$0	4,388
Income before extraordinary items	$-78,000	5,664
Extraordinary gains, net	$0	34
Net income	$-78,000	5,663
Minority interest net income	$0	115
Net income of bank and minority interests.	$-78,000	5,663
Net charge-offs	$1,924,000	2,080
Cash dividends	$416,000	2,793
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-7,000	5,498
2009-09-30 (YTD Data)		Rank
Total interest income	$12,034,000	2,150
Total interest expense	$4,448,000	2,026
Net interest income	$7,586,000	2,169
Provision for loan and lease losses	$1,863,000	2,001
Total noninterest income	$1,512,000	2,162
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$699,000	1,791
Trading account gains and fees	$0	212
Additional Noninterest Income	$813,000	2,105
Total noninterest expense	$7,202,000	2,090
Salaries and employee benefits	$3,172,000	2,343
Premises and equipment expense	$972,000	2,081
Additional noninterest expense	$3,058,000	1,750
Pre-tax net operating income	$33,000	5,551
Securities gains (losses)	$0	3,497
Applicable income taxes	$0	4,592
Income before extraordinary items	$33,000	5,647
Extraordinary gains, net	$0	27
Net income	$33,000	5,647
Minority interest net income	$0	118
Net income of bank and minority interests.	$33,000	5,647
Net charge-offs	$1,206,000	1,998
Cash dividends	$407,000	2,233
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$33,000	5,581
2009-06-30 (YTD Data)		Rank
Total interest income	$7,950,000	2,202
Total interest expense	$3,053,000	2,065
Net interest income	$4,897,000	2,235
Provision for loan and lease losses	$634,000	2,626
Total noninterest income	$1,057,000	2,089
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$463,000	1,787
Trading account gains and fees	$0	193
Additional Noninterest Income	$594,000	2,002
Total noninterest expense	$4,584,000	2,189
Salaries and employee benefits	$2,112,000	2,396
Premises and equipment expense	$656,000	2,088
Additional noninterest expense	$1,816,000	1,967
Pre-tax net operating income	$736,000	2,670
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$736,000	2,377
Extraordinary gains, net	$0	21
Net income	$736,000	2,374
Minority interest net income	$0	112
Net income of bank and minority interests.	$736,000	2,376
Net charge-offs	$556,000	2,235
Cash dividends	$265,000	2,350
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$736,000	2,306
2009-03-31 (YTD Data)		Rank
Total interest income	$3,663,000	2,372
Total interest expense	$1,566,000	2,090
Net interest income	$2,097,000	2,585
Provision for loan and lease losses	$225,000	2,683
Total noninterest income	$534,000	2,029
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$234,000	1,722
Trading account gains and fees	$0	171
Additional Noninterest Income	$300,000	1,955
Total noninterest expense	$2,149,000	2,270
Salaries and employee benefits	$1,039,000	2,464
Premises and equipment expense	$334,000	2,084
Additional noninterest expense	$776,000	2,042
Pre-tax net operating income	$257,000	3,592
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$257,000	3,394
Extraordinary gains, net	$0	15
Net income	$257,000	3,394
Minority interest net income	$0	102
Net income of bank and minority interests.	$257,000	3,395
Net charge-offs	$189,000	2,184
Cash dividends	$85,000	2,369
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$257,000	3,241
2008-12-31 (YTD Data)		Rank
Total interest income	$15,279,000	2,422
Total interest expense	$7,083,000	2,183
Net interest income	$8,196,000	2,646
Provision for loan and lease losses	$698,000	3,261
Total noninterest income	$1,996,000	2,151
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,138,000	1,574
Trading account gains and fees	$0	154
Additional Noninterest Income	$858,000	2,356
Total noninterest expense	$8,548,000	2,238
Salaries and employee benefits	$4,291,000	2,356
Premises and equipment expense	$1,402,000	1,943
Additional noninterest expense	$2,855,000	2,095
Pre-tax net operating income	$946,000	3,859
Securities gains (losses)	$11,000	2,474
Applicable income taxes	$0	4,979
Income before extraordinary items	$957,000	3,367
Extraordinary gains, net	$0	39
Net income	$957,000	3,367
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$751,000	2,276
Cash dividends	$794,000	2,676
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$946,000	3,540
2008-09-30 (YTD Data)		Rank
Total interest income	$11,585,000	2,452
Total interest expense	$5,523,000	2,189
Net interest income	$6,062,000	2,700
Provision for loan and lease losses	$440,000	2,945
Total noninterest income	$1,455,000	2,250
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$859,000	1,567
Trading account gains and fees	$0	148
Additional Noninterest Income	$596,000	2,544
Total noninterest expense	$6,462,000	2,212
Salaries and employee benefits	$3,239,000	2,364
Premises and equipment expense	$1,032,000	1,975
Additional noninterest expense	$2,191,000	1,987
Pre-tax net operating income	$615,000	4,607
Securities gains (losses)	$8,000	2,453
Applicable income taxes	$0	5,372
Income before extraordinary items	$623,000	4,063
Extraordinary gains, net	$0	31
Net income	$623,000	4,059
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$259,000	2,725
Cash dividends	$281,000	3,500
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$615,000	4,236
2008-06-30 (YTD Data)		Rank
Total interest income	$7,774,000	2,482
Total interest expense	$3,877,000	2,171
Net interest income	$3,897,000	2,778
Provision for loan and lease losses	$290,000	2,610
Total noninterest income	$931,000	2,351
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$553,000	1,599
Trading account gains and fees	$0	149
Additional Noninterest Income	$378,000	2,677
Total noninterest expense	$4,150,000	2,306
Salaries and employee benefits	$2,159,000	2,390
Premises and equipment expense	$696,000	1,950
Additional noninterest expense	$1,295,000	2,187
Pre-tax net operating income	$388,000	4,855
Securities gains (losses)	$8,000	2,549
Applicable income taxes	$0	5,627
Income before extraordinary items	$396,000	4,492
Extraordinary gains, net	$0	21
Net income	$396,000	4,492
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$160,000	2,477
Cash dividends	$98,000	4,153
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$388,000	4,479
2008-03-31 (YTD Data)		Rank
Total interest income	$3,978,000	2,483
Total interest expense	$2,098,000	2,154
Net interest income	$1,880,000	2,859
Provision for loan and lease losses	$140,000	2,266
Total noninterest income	$429,000	2,481
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$265,000	1,632
Trading account gains and fees	$0	158
Additional Noninterest Income	$164,000	2,895
Total noninterest expense	$2,014,000	2,352
Salaries and employee benefits	$1,074,000	2,428
Premises and equipment expense	$356,000	1,915
Additional noninterest expense	$584,000	2,368
Pre-tax net operating income	$155,000	5,394
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$155,000	5,163
Extraordinary gains, net	$0	15
Net income	$155,000	5,166
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	3,065
Cash dividends	$36,000	3,484
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$155,000	5,061
2007-12-31 (YTD Data)		Rank
Total interest income	$16,533,000	2,467
Total interest expense	$9,349,000	2,049
Net interest income	$7,184,000	3,029
Provision for loan and lease losses	$534,000	2,234
Total noninterest income	$2,042,000	2,181
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,114,000	1,606
Trading account gains and fees	$0	178
Additional Noninterest Income	$928,000	2,329
Total noninterest expense	$8,099,000	2,261
Salaries and employee benefits	$4,316,000	2,335
Premises and equipment expense	$1,342,000	1,939
Additional noninterest expense	$2,441,000	2,219
Pre-tax net operating income	$593,000	5,716
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,070
Income before extraordinary items	$593,000	5,371
Extraordinary gains, net	$0	39
Net income	$593,000	5,372
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$284,000	2,370
Cash dividends	$243,000	4,699
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$593,000	5,352
2007-09-30 (YTD Data)		Rank
Total interest income	$12,325,000	2,491
Total interest expense	$6,976,000	2,055
Net interest income	$5,349,000	3,046
Provision for loan and lease losses	$605,000	1,336
Total noninterest income	$1,424,000	2,296
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$836,000	1,580
Trading account gains and fees	$0	184
Additional Noninterest Income	$588,000	2,592
Total noninterest expense	$6,014,000	2,258
Salaries and employee benefits	$3,243,000	2,326
Premises and equipment expense	$999,000	1,938
Additional noninterest expense	$1,772,000	2,237
Pre-tax net operating income	$154,000	7,126
Securities gains (losses)	$0	1,655
Applicable income taxes	$0	6,220
Income before extraordinary items	$154,000	7,015
Extraordinary gains, net	$0	33
Net income	$154,000	7,013
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$311,000	1,503
Cash dividends	$102,000	4,656
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$154,000	7,004
2007-06-30 (YTD Data)		Rank
Total interest income	$8,062,000	2,550
Total interest expense	$4,518,000	2,108
Net interest income	$3,544,000	3,096
Provision for loan and lease losses	$150,000	2,579
Total noninterest income	$823,000	2,558
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$543,000	1,626
Trading account gains and fees	$0	168
Additional Noninterest Income	$280,000	3,130
Total noninterest expense	$3,849,000	2,371
Salaries and employee benefits	$2,100,000	2,430
Premises and equipment expense	$653,000	1,989
Additional noninterest expense	$1,096,000	2,414
Pre-tax net operating income	$368,000	5,672
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$368,000	5,247
Extraordinary gains, net	$0	29
Net income	$368,000	5,247
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	3,047
Cash dividends	$91,000	4,408
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$368,000	5,234
2007-03-31 (YTD Data)		Rank
Total interest income	$3,950,000	2,585
Total interest expense	$2,227,000	2,122
Net interest income	$1,723,000	3,154
Provision for loan and lease losses	$75,000	2,404
Total noninterest income	$423,000	2,459
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$272,000	1,575
Trading account gains and fees	$0	195
Additional Noninterest Income	$151,000	3,007
Total noninterest expense	$1,922,000	2,377
Salaries and employee benefits	$1,051,000	2,446
Premises and equipment expense	$345,000	1,898
Additional noninterest expense	$526,000	2,502
Pre-tax net operating income	$149,000	6,076
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$149,000	5,662
Extraordinary gains, net	$0	22
Net income	$149,000	5,662
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	2,785
Cash dividends	$18,000	3,837
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$149,000	5,647
2006-12-31 (YTD Data)		Rank
Total interest income	$15,044,000	2,543
Total interest expense	$8,253,000	1,999
Net interest income	$6,791,000	3,197
Provision for loan and lease losses	$30,000	6,013
Total noninterest income	$2,335,000	1,982
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$1,132,000	1,566
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,203,000	1,962
Total noninterest expense	$7,988,000	2,213
Salaries and employee benefits	$4,264,000	2,297
Premises and equipment expense	$1,361,000	1,849
Additional noninterest expense	$2,363,000	2,210
Pre-tax net operating income	$1,108,000	4,970
Securities gains (losses)	$0	1,687
Applicable income taxes	$0	6,600
Income before extraordinary items	$1,108,000	4,469
Extraordinary gains, net	$0	51
Net income	$1,108,000	4,469
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$425,000	1,318
Cash dividends	$570,000	3,527
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,108,000	4,457
2006-09-30 (YTD Data)		Rank
Total interest income	$11,135,000	2,562
Total interest expense	$5,900,000	2,020
Net interest income	$5,235,000	3,141
Provision for loan and lease losses	$30,000	5,631
Total noninterest income	$1,818,000	1,933
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$858,000	1,555
Trading account gains and fees	$0	126
Additional Noninterest Income	$960,000	1,877
Total noninterest expense	$5,992,000	2,202
Salaries and employee benefits	$3,245,000	2,260
Premises and equipment expense	$1,007,000	1,875
Additional noninterest expense	$1,740,000	2,236
Pre-tax net operating income	$1,031,000	4,644
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$1,031,000	4,102
Extraordinary gains, net	$0	45
Net income	$1,031,000	4,105
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-68,000	8,438
Cash dividends	$526,000	2,847
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,031,000	4,084
2006-06-30 (YTD Data)		Rank
Total interest income	$7,182,000	2,606
Total interest expense	$3,695,000	2,030
Net interest income	$3,487,000	3,146
Provision for loan and lease losses	$30,000	4,987
Total noninterest income	$907,000	2,387
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$569,000	1,553
Trading account gains and fees	$0	126
Additional Noninterest Income	$338,000	2,808
Total noninterest expense	$3,965,000	2,223
Salaries and employee benefits	$2,191,000	2,241
Premises and equipment expense	$656,000	1,916
Additional noninterest expense	$1,118,000	2,318
Pre-tax net operating income	$399,000	5,903
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$399,000	5,400
Extraordinary gains, net	$0	39
Net income	$399,000	5,402
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	7,675
Cash dividends	$138,000	4,091
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$399,000	5,398
2006-03-31 (YTD Data)		Rank
Total interest income	$3,519,000	2,603
Total interest expense	$1,767,000	2,020
Net interest income	$1,752,000	3,130
Provision for loan and lease losses	$30,000	3,822
Total noninterest income	$429,000	2,439
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$268,000	1,580
Trading account gains and fees	$0	115
Additional Noninterest Income	$161,000	2,841
Total noninterest expense	$1,971,000	2,254
Salaries and employee benefits	$1,116,000	2,209
Premises and equipment expense	$326,000	1,944
Additional noninterest expense	$529,000	2,424
Pre-tax net operating income	$180,000	6,056
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$180,000	5,568
Extraordinary gains, net	$0	21
Net income	$180,000	5,568
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-16,000	8,062
Cash dividends	$56,000	3,511
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$180,000	5,561
2005-12-31 (YTD Data)		Rank
Total interest income	$12,264,000	2,662
Total interest expense	$5,096,000	2,167
Net interest income	$7,168,000	2,985
Provision for loan and lease losses	$360,000	2,451
Total noninterest income	$1,672,000	2,510
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$896,000	1,912
Trading account gains and fees	$0	138
Additional Noninterest Income	$776,000	2,597
Total noninterest expense	$7,479,000	2,242
Salaries and employee benefits	$4,041,000	2,271
Premises and equipment expense	$1,280,000	1,892
Additional noninterest expense	$2,158,000	2,315
Pre-tax net operating income	$1,001,000	5,362
Securities gains (losses)	$0	2,296
Applicable income taxes	$0	6,964
Income before extraordinary items	$1,001,000	4,841
Extraordinary gains, net	$0	46
Net income	$1,001,000	4,842
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	7,996
Cash dividends	$406,000	3,959
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,001,000	4,811
2005-09-30 (YTD Data)		Rank
Total interest income	$8,819,000	2,708
Total interest expense	$3,443,000	2,259
Net interest income	$5,376,000	2,974
Provision for loan and lease losses	$270,000	2,383
Total noninterest income	$1,287,000	2,451
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$630,000	2,024
Trading account gains and fees	$0	126
Additional Noninterest Income	$657,000	2,411
Total noninterest expense	$5,596,000	2,215
Salaries and employee benefits	$3,013,000	2,264
Premises and equipment expense	$942,000	1,911
Additional noninterest expense	$1,641,000	2,250
Pre-tax net operating income	$797,000	5,340
Securities gains (losses)	$0	2,317
Applicable income taxes	$0	6,976
Income before extraordinary items	$797,000	4,766
Extraordinary gains, net	$0	35
Net income	$797,000	4,768
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	7,879
Cash dividends	$220,000	3,944
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$797,000	4,735
2005-06-30 (YTD Data)		Rank
Total interest income	$5,692,000	2,719
Total interest expense	$2,063,000	2,370
Net interest income	$3,629,000	2,913
Provision for loan and lease losses	$180,000	2,307
Total noninterest income	$848,000	2,446
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$402,000	2,063
Trading account gains and fees	$0	116
Additional Noninterest Income	$446,000	2,363
Total noninterest expense	$3,738,000	2,196
Salaries and employee benefits	$2,041,000	2,222
Premises and equipment expense	$610,000	1,951
Additional noninterest expense	$1,087,000	2,251
Pre-tax net operating income	$559,000	5,186
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,961
Income before extraordinary items	$559,000	4,606
Extraordinary gains, net	$0	30
Net income	$559,000	4,607
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	7,825
Cash dividends	$158,000	3,768
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$559,000	4,552
2005-03-31 (YTD Data)		Rank
Total interest income	$2,760,000	2,756
Total interest expense	$950,000	2,433
Net interest income	$1,810,000	2,897
Provision for loan and lease losses	$90,000	2,180
Total noninterest income	$305,000	3,018
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$193,000	2,068
Trading account gains and fees	$0	115
Additional Noninterest Income	$112,000	3,523
Total noninterest expense	$1,866,000	2,213
Salaries and employee benefits	$1,035,000	2,192
Premises and equipment expense	$300,000	2,000
Additional noninterest expense	$531,000	2,295
Pre-tax net operating income	$159,000	6,445
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$159,000	5,975
Extraordinary gains, net	$0	24
Net income	$159,000	5,976
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$79,000	3,146
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$159,000	5,935
2004-12-31 (YTD Data)		Rank
Total interest income	$10,250,000	2,767
Total interest expense	$3,248,000	2,445
Net interest income	$7,002,000	2,878
Provision for loan and lease losses	$450,000	2,142
Total noninterest income	$1,892,000	2,282
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$889,000	1,954
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,003,000	2,147
Total noninterest expense	$7,304,000	2,181
Salaries and employee benefits	$3,839,000	2,266
Premises and equipment expense	$1,205,000	1,907
Additional noninterest expense	$2,260,000	2,155
Pre-tax net operating income	$1,140,000	4,915
Securities gains (losses)	$0	3,819
Applicable income taxes	$0	7,185
Income before extraordinary items	$1,140,000	4,339
Extraordinary gains, net	$0	34
Net income	$1,140,000	4,340
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$520,000	1,294
Cash dividends	$611,000	3,183
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,140,000	4,266
2004-09-30 (YTD Data)		Rank
Total interest income	$7,645,000	2,752
Total interest expense	$2,356,000	2,485
Net interest income	$5,289,000	2,836
Provision for loan and lease losses	$360,000	1,934
Total noninterest income	$1,375,000	2,346
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$667,000	1,969
Trading account gains and fees	$0	134
Additional Noninterest Income	$708,000	2,251
Total noninterest expense	$5,456,000	2,172
Salaries and employee benefits	$2,873,000	2,248
Premises and equipment expense	$905,000	1,900
Additional noninterest expense	$1,678,000	2,148
Pre-tax net operating income	$848,000	5,031
Securities gains (losses)	$0	3,710
Applicable income taxes	$0	7,220
Income before extraordinary items	$848,000	4,446
Extraordinary gains, net	$0	26
Net income	$848,000	4,447
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	5,064
Cash dividends	$557,000	2,528
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$848,000	4,369
2004-06-30 (YTD Data)		Rank
Total interest income	$5,105,000	2,732
Total interest expense	$1,522,000	2,545
Net interest income	$3,583,000	2,784
Provision for loan and lease losses	$270,000	1,719
Total noninterest income	$880,000	2,419
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$433,000	1,989
Trading account gains and fees	$0	130
Additional Noninterest Income	$447,000	2,360
Total noninterest expense	$3,595,000	2,198
Salaries and employee benefits	$1,840,000	2,346
Premises and equipment expense	$608,000	1,875
Additional noninterest expense	$1,147,000	2,107
Pre-tax net operating income	$598,000	4,841
Securities gains (losses)	$0	3,413
Applicable income taxes	$0	7,214
Income before extraordinary items	$598,000	4,264
Extraordinary gains, net	$0	21
Net income	$598,000	4,265
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	4,091
Cash dividends	$364,000	2,607
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$598,000	4,178
2004-03-31 (YTD Data)		Rank
Total interest income	$2,511,000	2,775
Total interest expense	$772,000	2,532
Net interest income	$1,739,000	2,859
Provision for loan and lease losses	$135,000	1,665
Total noninterest income	$465,000	2,274
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$207,000	2,008
Trading account gains and fees	$0	121
Additional Noninterest Income	$258,000	2,082
Total noninterest expense	$1,797,000	2,224
Salaries and employee benefits	$894,000	2,428
Premises and equipment expense	$331,000	1,766
Additional noninterest expense	$572,000	2,065
Pre-tax net operating income	$272,000	5,061
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$272,000	4,539
Extraordinary gains, net	$0	16
Net income	$272,000	4,538
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	2,469
Cash dividends	$90,000	2,995
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$272,000	4,404
2003-12-31 (YTD Data)		Rank
Total interest income	$9,844,000	2,868
Total interest expense	$3,390,000	2,571
Net interest income	$6,454,000	2,984
Provision for loan and lease losses	$325,000	2,991
Total noninterest income	$1,515,000	2,826
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$799,000	2,130
Trading account gains and fees	$0	160
Additional Noninterest Income	$716,000	2,928
Total noninterest expense	$6,482,000	2,423
Salaries and employee benefits	$3,092,000	2,701
Premises and equipment expense	$1,258,000	1,814
Additional noninterest expense	$2,132,000	2,271
Pre-tax net operating income	$1,162,000	4,770
Securities gains (losses)	$0	4,500
Applicable income taxes	$0	7,459
Income before extraordinary items	$1,162,000	4,221
Extraordinary gains, net	$0	54
Net income	$1,162,000	4,223
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$116,000	3,809
Cash dividends	$372,000	4,064
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,162,000	4,054
2003-09-30 (YTD Data)		Rank
Total interest income	$7,267,000	2,956
Total interest expense	$2,573,000	2,622
Net interest income	$4,694,000	3,076
Provision for loan and lease losses	$220,000	3,174
Total noninterest income	$1,234,000	2,719
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$589,000	2,167
Trading account gains and fees	$0	153
Additional Noninterest Income	$645,000	2,705
Total noninterest expense	$4,854,000	2,433
Salaries and employee benefits	$2,289,000	2,731
Premises and equipment expense	$941,000	1,833
Additional noninterest expense	$1,624,000	2,210
Pre-tax net operating income	$854,000	4,964
Securities gains (losses)	$0	4,204
Applicable income taxes	$0	7,524
Income before extraordinary items	$854,000	4,434
Extraordinary gains, net	$0	40
Net income	$854,000	4,434
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$93,000	3,349
Cash dividends	$253,000	3,710
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$854,000	4,262
2003-06-30 (YTD Data)		Rank
Total interest income	$4,675,000	3,076
Total interest expense	$1,726,000	2,671
Net interest income	$2,949,000	3,238
Provision for loan and lease losses	$130,000	3,332
Total noninterest income	$884,000	2,559
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$385,000	2,163
Trading account gains and fees	$0	150
Additional Noninterest Income	$499,000	2,439
Total noninterest expense	$3,200,000	2,455
Salaries and employee benefits	$1,515,000	2,752
Premises and equipment expense	$658,000	1,727
Additional noninterest expense	$1,027,000	2,308
Pre-tax net operating income	$503,000	5,290
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$503,000	4,791
Extraordinary gains, net	$0	30
Net income	$503,000	4,790
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$82,000	2,789
Cash dividends	$191,000	3,574
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$503,000	4,580
2003-03-31 (YTD Data)		Rank
Total interest income	$2,276,000	3,149
Total interest expense	$869,000	2,724
Net interest income	$1,407,000	3,349
Provision for loan and lease losses	$60,000	3,248
Total noninterest income	$436,000	2,524
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$182,000	2,205
Trading account gains and fees	$0	134
Additional Noninterest Income	$254,000	2,342
Total noninterest expense	$1,551,000	2,495
Salaries and employee benefits	$734,000	2,837
Premises and equipment expense	$330,000	1,730
Additional noninterest expense	$487,000	2,387
Pre-tax net operating income	$232,000	5,470
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$232,000	4,923
Extraordinary gains, net	$0	21
Net income	$232,000	4,922
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$70,000	1,853
Cash dividends	$63,000	3,276
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$232,000	4,722
2002-12-31 (YTD Data)		Rank
Total interest income	$8,709,000	3,400
Total interest expense	$3,527,000	3,071
Net interest income	$5,182,000	3,555
Provision for loan and lease losses	$240,000	3,935
Total noninterest income	$1,784,000	2,336
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$771,000	2,069
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,013,000	2,162
Total noninterest expense	$5,646,000	2,617
Salaries and employee benefits	$2,774,000	2,833
Premises and equipment expense	$859,000	2,515
Additional noninterest expense	$2,013,000	2,291
Pre-tax net operating income	$1,080,000	5,013
Securities gains (losses)	$0	4,537
Applicable income taxes	$-9,000	8,853
Income before extraordinary items	$1,089,000	4,353
Extraordinary gains, net	$0	70
Net income	$1,089,000	4,353
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$72,000	4,712
Cash dividends	$512,000	3,397
Sale, conversion, retirement of capital stock, net	$-98,000	9,250
Net operating income	$1,089,000	4,246
2001-12-31 (YTD Data)		Rank
Total interest income	$9,268,000	3,537
Total interest expense	$4,649,000	3,364
Net interest income	$4,619,000	3,665
Provision for loan and lease losses	$185,000	4,295
Total noninterest income	$1,455,000	2,572
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$733,000	2,059
Trading account gains and fees	$0	177
Additional Noninterest Income	$722,000	2,530
Total noninterest expense	$4,566,000	3,051
Salaries and employee benefits	$2,479,000	2,965
Premises and equipment expense	$556,000	3,578
Additional noninterest expense	$1,531,000	2,823
Pre-tax net operating income	$1,323,000	4,171
Securities gains (losses)	$0	4,612
Applicable income taxes	$13,000	7,494
Income before extraordinary items	$1,310,000	3,565
Extraordinary gains, net	$0	105
Net income	$1,310,000	3,566
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$117,000	3,797
Cash dividends	$515,000	3,393
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,310,000	3,471
2000-12-31 (YTD Data)		Rank
Total interest income	$9,257,000	3,645
Total interest expense	$4,798,000	3,442
Net interest income	$4,459,000	3,830
Provision for loan and lease losses	$250,000	3,225
Total noninterest income	$1,284,000	2,625
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$752,000	1,854
Trading account gains and fees	$0	180
Additional Noninterest Income	$532,000	2,844
Total noninterest expense	$4,353,000	3,092
Salaries and employee benefits	$2,419,000	2,922
Premises and equipment expense	$530,000	3,622
Additional noninterest expense	$1,404,000	2,978
Pre-tax net operating income	$1,140,000	4,876
Securities gains (losses)	$0	1,956
Applicable income taxes	$13,000	7,999
Income before extraordinary items	$1,127,000	4,030
Extraordinary gains, net	$0	38
Net income	$1,127,000	4,032
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$97,000	3,638
Cash dividends	$781,000	2,714
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,127,000	4,027
1999-12-31 (YTD Data)		Rank
Total interest income	$8,403,000	3,735
Total interest expense	$3,941,000	3,631
Net interest income	$4,462,000	3,811
Provision for loan and lease losses	$166,000	4,030
Total noninterest income	$1,200,000	2,686
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$745,000	1,776
Trading account gains and fees	$0	173
Additional Noninterest Income	$455,000	3,139
Total noninterest expense	$4,216,000	3,161
Salaries and employee benefits	$2,231,000	3,111
Premises and equipment expense	$551,000	3,493
Additional noninterest expense	$1,434,000	2,969
Pre-tax net operating income	$1,280,000	4,573
Securities gains (losses)	$0	3,155
Applicable income taxes	$13,000	8,404
Income before extraordinary items	$1,267,000	3,698
Extraordinary gains, net	$0	35
Net income	$1,267,000	3,699
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$205,000	2,361
Cash dividends	$900,000	2,448
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,267,000	3,667
1998-12-31 (YTD Data)		Rank
Total interest income	$8,029,000	3,928
Total interest expense	$4,109,000	3,598
Net interest income	$3,920,000	4,189
Provision for loan and lease losses	$220,000	3,309
Total noninterest income	$1,128,000	2,826
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$648,000	1,979
Trading account gains and fees	$0	224
Additional Noninterest Income	$480,000	3,056
Total noninterest expense	$3,723,000	3,432
Salaries and employee benefits	$2,045,000	3,265
Premises and equipment expense	$451,000	4,001
Additional noninterest expense	$1,227,000	3,308
Pre-tax net operating income	$1,105,000	5,128
Securities gains (losses)	$0	4,449
Applicable income taxes	$-38,000	10,109
Income before extraordinary items	$1,143,000	4,080
Extraordinary gains, net	$0	32
Net income	$1,143,000	4,079
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$104,000	3,584
Cash dividends	$718,000	2,809
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,143,000	3,992
1997-12-31 (YTD Data)		Rank
Total interest income	$7,809,000	4,057
Total interest expense	$4,079,000	3,605
Net interest income	$3,730,000	4,491
Provision for loan and lease losses	$98,000	5,239
Total noninterest income	$966,000	3,115
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$640,000	2,046
Trading account gains and fees	NA	NA
Additional Noninterest Income	$326,000	3,748
Total noninterest expense	$3,550,000	3,558
Salaries and employee benefits	$2,005,000	3,306
Premises and equipment expense	$421,000	4,267
Additional noninterest expense	$1,124,000	3,538
Pre-tax net operating income	$1,048,000	5,691
Securities gains (losses)	$0	3,944
Applicable income taxes	$373,000	5,108
Income before extraordinary items	$675,000	5,996
Extraordinary gains, net	$0	44
Net income	$675,000	5,998
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$119,000	3,457
Cash dividends	$124,000	6,196
Sale, conversion, retirement of capital stock, net	$-169,000	10,796
Net operating income	$675,000	5,955
1996-12-31 (YTD Data)		Rank
Total interest income	$7,391,000	4,349
Total interest expense	$3,778,000	3,912
Net interest income	$3,613,000	4,698
Provision for loan and lease losses	$26,000	7,618
Total noninterest income	$744,000	3,901
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$578,000	2,348
Trading account gains and fees	NA	NA
Additional Noninterest Income	$166,000	5,678
Total noninterest expense	$3,770,000	3,523
Salaries and employee benefits	$1,865,000	3,557
Premises and equipment expense	$427,000	4,309
Additional noninterest expense	$1,478,000	3,165
Pre-tax net operating income	$561,000	7,621
Securities gains (losses)	$0	4,148
Applicable income taxes	$181,000	7,425
Income before extraordinary items	$380,000	7,792
Extraordinary gains, net	$0	53
Net income	$380,000	7,789
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	5,473
Cash dividends	$143,000	6,134
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$380,000	7,730
1995-12-31 (YTD Data)		Rank
Total interest income	$7,158,000	4,464
Total interest expense	$3,557,000	4,098
Net interest income	$3,601,000	4,730
Provision for loan and lease losses	$69,000	5,466
Total noninterest income	$695,000	4,110
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$510,000	2,664
Trading account gains and fees	NA	NA
Additional Noninterest Income	$185,000	5,343
Total noninterest expense	$3,342,000	3,905
Salaries and employee benefits	$1,863,000	3,539
Premises and equipment expense	$392,000	4,624
Additional noninterest expense	$1,087,000	4,067
Pre-tax net operating income	$885,000	6,490
Securities gains (losses)	$0	3,831
Applicable income taxes	$302,000	5,973
Income before extraordinary items	$583,000	6,713
Extraordinary gains, net	$0	65
Net income	$583,000	6,711
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	5,954
Cash dividends	$118,000	6,537
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$583,000	6,700
1994-12-31 (YTD Data)		Rank
Total interest income	$6,188,000	4,731
Total interest expense	$2,706,000	4,331
Net interest income	$3,482,000	4,963
Provision for loan and lease losses	$83,000	4,972
Total noninterest income	$596,000	4,689
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$393,000	3,430
Trading account gains and fees	NA	NA
Additional Noninterest Income	$203,000	5,218
Total noninterest expense	$3,072,000	4,324
Salaries and employee benefits	$1,678,000	3,875
Premises and equipment expense	$401,000	4,575
Additional noninterest expense	$993,000	4,735
Pre-tax net operating income	$923,000	6,284
Securities gains (losses)	$0	3,600
Applicable income taxes	$325,000	5,574
Income before extraordinary items	$598,000	6,566
Extraordinary gains, net	$0	249
Net income	$598,000	6,581
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$86,000	3,999
Cash dividends	$67,000	7,583
Sale, conversion, retirement of capital stock, net	$-28,000	12,478
Net operating income	$598,000	6,622
1993-12-31 (YTD Data)		Rank
Total interest income	$6,206,000	4,809
Total interest expense	$2,975,000	4,138
Net interest income	$3,232,000	5,303
Provision for loan and lease losses	$28,000	8,567
Total noninterest income	$750,000	4,212
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$438,000	3,170
Trading account gains and fees	NA	NA
Additional Noninterest Income	$312,000	4,360
Total noninterest expense	$2,968,000	4,559
Salaries and employee benefits	$1,450,000	4,402
Premises and equipment expense	$374,000	4,976
Additional noninterest expense	$1,144,000	4,383
Pre-tax net operating income	$986,000	5,939
Securities gains (losses)	$0	7,477
Applicable income taxes	$326,000	5,780
Income before extraordinary items	$660,000	6,353
Extraordinary gains, net	$0	3,149
Net income	$660,000	6,521
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	6,409
Cash dividends	$59,000	7,783
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$660,000	6,119
1992-12-31 (YTD Data)		Rank
Total interest income	$7,358,000	4,620
Total interest expense	$4,054,000	4,028
Net interest income	$3,304,000	5,274
Provision for loan and lease losses	$177,000	5,621
Total noninterest income	$751,000	4,160
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$751,000	2,399
Total noninterest expense	$2,895,000	4,679
Salaries and employee benefits	$1,442,000	4,376
Premises and equipment expense	$550,000	3,650
Additional noninterest expense	$903,000	5,510
Pre-tax net operating income	$983,000	5,698
Securities gains (losses)	$0	8,369
Applicable income taxes	$320,000	5,690
Income before extraordinary items	$663,000	6,150
Extraordinary gains, net	$82,000	820
Net income	$745,000	5,725
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	8,210
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$663,000	5,801

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.